CECL / Cecil Bancorp Inc - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Cecil Bancorp Inc
US ˙ OTC
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
CIK 926865
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Cecil Bancorp Inc
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
January 2, 2014 15-12G

- FORM 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL OMB Number: 3235-0167 Expires: December 31, 2014 Estimated average burden hours per response...1.50 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE

December 31, 2013 S-8 POS

- AMENDMENT #1 TO FORM S-8 #333-159419

As filed with the Securities and Exchange Commission on December 31, 2013 Registration No.

December 31, 2013 EX-99.1

CECIL BANCORP, INC. TO DEREGISTER ITS COMMON STOCK

EX-99.1 2 ex99-1.htm EXHIBIT 99.1 - PRESS RELEASE CECIL BANCORP, INC. TO DEREGISTER ITS COMMON STOCK Elkton, Maryland/December 31, 2013 – Cecil Bancorp, Inc. (OTCBB: CECB), today announced that it plans to deregister its common stock and suspend its reporting obligations under the Securities Exchange Act of 1934. This decision was made in accordance with the new deregistration thresholds for bank

December 31, 2013 S-8 POS

- AMENDMENT #1 TO FORM S-8 #033-81374

As filed with the Securities and Exchange Commission on December 31, 2013 Registration No.

December 31, 2013 S-8 POS

- AMENDMENT #1 TO FORM S-8 #333-153227

As filed with the Securities and Exchange Commission on December 31, 2013 Registration No.

December 31, 2013 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 31, 2013 CECIL BANCORP, INC. (Exact name of Registrant as specified in its Charter) Maryland 0-24926 52-1883546 (State or Other Jurisdiction of Incorporation) (SEC Commission

December 31, 2013 S-3DPOS

- AMENDMENT #1 TO FORM S-3 #333-35120

As filed with the Securities and Exchange Commission on December 31, 2013 Registration No.

November 14, 2013 10-Q

Quarterly Report - FORM 10-Q 9-30-13 - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013. OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, INC

November 6, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 1, 2013 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File

November 6, 2013 EX-99

Cecil Bank announces the retirement of Mary Halsey Experienced Virginia Bank Executive Named President and CEO

FOR IMMEDIATE RELEASE ELKTON, MD November 6, 2013 Cecil Bank announces the retirement of Mary Halsey Experienced Virginia Bank Executive Named President and CEO Mary Halsey informed the Cecil Bank Board of Directors of her intention to retire from the bank, effective immediately.

August 19, 2013 8-K

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 16, 2013 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File N

August 19, 2013 EX-99

Howard Bank and Cecil Bank finalize the Agreement for Howard Bank to Buy Aberdeen, Maryland Branch from Cecil Bank

Howard Bank and Cecil Bank finalize the Agreement for Howard Bank to Buy Aberdeen, Maryland Branch from Cecil Bank ELLICOTT CITY, Md.

August 8, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013. OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, INC. (Na

August 8, 2013 EX-2.2

FIRST AMENDMENT BRANCH PURCHASE AND ASSUMPTION AGREEMENT

EX-2.2 2 ex2-2.htm EXHIBIT 2.2 - FIRST AMENDMENT TO BRANCH PURCHASE AND ASSUMPTION AGREEMENT, DATED MAY 8, 2013 FIRST AMENDMENT TO BRANCH PURCHASE AND ASSUMPTION AGREEMENT THIS FIRST AMENDMENT TO BRANCH PURCHASE AND ASSUMPTION AGREEMENT (this “Amendment”) is made as of this 8th day of May, 2013 by and between Howard Bank, a Maryland trust company acting as a commercial bank (“Acquiror”) and Cecil

July 30, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K 7-24-13 CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 24, 2013 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Num

July 30, 2013 EX-17.1

EX-17.1

May 15, 2013 EX-2.1

BRANCH PURCHASE AND ASSUMPTION AGREEMENT CECIL BANK HOWARD BANK MARCH 28, 2013 BRANCH PURCHASE AND ASSUMPTION AGREEMENT

EX-2.1 2 ex2-1.htm BRANCH PURCHASE AND ASSUMPTION AGREEMENT BRANCH PURCHASE AND ASSUMPTION AGREEMENT between CECIL BANK and HOWARD BANK MARCH 28, 2013 BRANCH PURCHASE AND ASSUMPTION AGREEMENT This BRANCH PURCHASE AND ASSUMPTION AGREEMENT (this “Agreement”) is made and executed as of the 28th day of March, 2013, by and between Howard Bank, a Maryland trust company operating as a commercial bank wit

May 15, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013. OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, INC. (N

April 29, 2013 EX-99.1

Cecil Bancorp, Inc. Announces Management Transition Plan Gregg J. Wagner Joins Cecil Bancorp, Inc. as President, Chief Executive Officer and Director

Contact: William H. Cole Chairman of the Board Cecil Bank (410) 398-1650 Cecil Bancorp, Inc. Announces Management Transition Plan Gregg J. Wagner Joins Cecil Bancorp, Inc. as President, Chief Executive Officer and Director Elkton, Maryland - - April 29, 2013 – The Board of Directors of Cecil Bancorp, Inc. (the “Company”) announced today that it has completed its management transition plan by namin

April 29, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2013 CECIL BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File N

April 23, 2013 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 17, 2013 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

April 1, 2013 EX-99.1

Howard Bank Agrees to Buy Aberdeen, Maryland Branch from Cecil Bank

CONTACT: Mary Ann Scully President and Chief Executive Officer Howard Bank (410) 750 -0020 Mary B.

April 1, 2013 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits - FORM 8-K - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 28, 2013 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

March 8, 2013 DEF 14A

- DEFINITIVE PROXY STATEMENT - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

March 8, 2013 10-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2012 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-24926 CECIL BANCORP, INC

March 8, 2013 DEFA14A

- ADDITIONAL DEFINITIVE PROXY MATERIALS - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Defi

March 8, 2013 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant.

March 8, 2013 EX-99

EESA §111(b)(4) Certification Following First Fiscal Year

EX-99 6 ex99.htm EXHIBIT 99 - EESA 111(B)(4) CERTIFICATION EESA §111(b)(4) Certification Following First Fiscal Year I, Mary B. Halsey, certify, based on my knowledge, that: (i) The compensation committee of Cecil Bancorp, Inc., Inc. has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that was a TARP

November 14, 2012 EX-3.1

AMENDED ARTICLES OF INCORPORATION CECIL BANCORP, INC.

AMENDED ARTICLES OF INCORPORATION OF CECIL BANCORP, INC. The undersigned, Gary A. Brown, whose address is 127 North Street, Elkton, Maryland 21921-5547, being at least 18 years of age, acting as incorporator, does hereby form a corporation under the General Laws of the State of Maryland having the following Articles of Incorporation: ARTICLE I Name The name of the corporation is Cecil Bancorp, Inc

November 14, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

10-Q 1 f10q093012-0424.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 o For the quarterly period ended September 30, 2012. OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission

August 16, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K 8-15-12 CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 15, 2012 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File N

August 8, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, IN

August 1, 2012 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 1, 2012 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

June 15, 2012 DEF 14A

- 2012 DEFINITIVE PROXY STATEMENT - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

June 15, 2012 DEFA14A

- DEFINITIVE ADDITIONAL MATERIALS - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Defi

May 18, 2012 PRE 14A

- PRELIMINARY PROXY STATEMENT - CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: x Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Defi

May 15, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, I

April 27, 2012 10-K/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2011 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-2492

April 20, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Material Modification to Rights of Security Holders, Unregistered Sales of Equity Securities - FORM 8-K 4-16-12 CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 16, 2012 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

April 6, 2012 SC 13G

CECL / Cecil Bancorp, Inc. / 1ST MARINER BANK - SC 13G Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO §240.

April 2, 2012 EX-3.1

ARTICLES SUPPLEMENTARY MANDATORY CONVERTIBLE CUMULATIVE JUNIOR PREFERRED STOCK, SERIES B CECIL BANCORP, INC. Pursuant to Section 2-208(b) of the Maryland General Corporation Law

ARTICLES SUPPLEMENTARY MANDATORY CONVERTIBLE CUMULATIVE JUNIOR PREFERRED STOCK, SERIES B OF CECIL BANCORP, INC.

April 2, 2012 EX-4.1

INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND

EX-4.1 3 ex4-1.htm EXHIBIT 4.1 - FORM OF CERTIFICATE FOR THE SERIES B PREFERRED STOCK CERTIFICATE NO. B- SHARES INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND THIS CERTIFIES THAT: IS THE OWNER OF: FULLY PAID AND NONASSESSABLE SHARES OF MANDATORY CONVERTIBLE CUMULATIVE JUNIOR PREFERRED STOCK, SERIES B, $.01 PAR VALUE PER SHARE, OF CECIL BANCORP, INC. The shares represented by this certificate

April 2, 2012 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Unregistered Sales of Equity Securities, Financial Statements and Exhibits - FORM 8-K 3-30-12 CECIL BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 30, 2012 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

March 23, 2012 10-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2011 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-24926 CECIL BANCORP, I

March 23, 2012 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant.

March 23, 2012 EX-99

EESA §111(b)(4) Certification Following First Fiscal Year

EX-99 6 ex99.htm EXHIBIT 99 - OFFICER AND PRINCIPAL FINANCIAL OFFICER EESA §111(b)(4) Certification Following First Fiscal Year I, Mary B. Halsey, certify, based on my knowledge, that: (i) The compensation committee of Cecil Bancorp, Inc., Inc. has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that

November 18, 2011 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 17, 2011 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File

November 18, 2011 EX-3.2

AMENDED AND RESTATED BYLAWS CECIL BANCORP, INC. ARTICLE I Principal Office

AMENDED AND RESTATED BYLAWS OF CECIL BANCORP, INC. ARTICLE I Principal Office The principal office of Cecil Bancorp, Inc. (herein the "Corporation") shall be at 127 North Street, Elkton, Maryland 21921-5547. ARTICLE II Stockholders SECTION 1. Place of Meetings. All annual and special meetings of stockholders shall be held at the home office of the Corporation or at such other place within or witho

November 10, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCOR

August 12, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, IN

July 18, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 12, 2011 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Num

June 9, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 26, 2011 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

May 18, 2011 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 18, 2011 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Numb

May 18, 2011 EX-99

[CECIL BANCORP, INC. LETTERHEAD]

[CECIL BANCORP, INC. LETTERHEAD] FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 18th, 2011 Mary B. Halsey, President and CEO (410) 398-1650 CECIL BANCORP, INC. ANNOUNCES TWO-FOR-ONE STOCK SPLIT Elkton, Maryland –May 18th, 2011 BCecil Bancorp, Inc. (OTCBB: "CECB"), the holding company for Cecil Bank, today announced a two-for-one stock split effected through a 100% stock dividend payabl

May 13, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, I

April 1, 2011 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 30, 2011 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Nu

February 18, 2011 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Defi

February 18, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

February 15, 2011 EX-99

EESA §111(b)(4) Certification Following First Fiscal Year

EESA §111(b)(4) Certification Following First Fiscal Year I, Mary B. Halsey, certify, based on my knowledge, that: (i) The compensation committee of Cecil Bancorp, Inc., Inc. has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that was a TARP period, the senior executive officer (SEO) compensation pla

February 15, 2011 10-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2010 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-24926 CECIL BANCORP, INC

February 15, 2011 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant.

November 12, 2010 EX-32.B

18 U.S.C. Section 1350 Certification

Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2010, fully complies with the requirements of section 13(a) or 15(d) of the Securities

November 12, 2010 EX-31.B

Rule 13a-14(a) /15d-14(a) Certification

Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1.

November 12, 2010 EX-32.A

18 U.S.C. Section 1350 Certification

Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2010, fully complies with the requirements of section 13(a) or 15(d) of the Securities

November 12, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCOR

November 12, 2010 EX-31.A

Rule 13a-14(a) /15d-14(a) Certification

Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made,

August 9, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, IN

July 2, 2010 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 29, 2010 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Num

July 2, 2010 EX-10.1

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. STATE OF MARYLAND COMMISSIONER OF FINANCIAL REGULATION BALTIMORE, MARYLAND

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.

May 12, 2010 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 12, 2010 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File Numb

May 11, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, I

April 2, 2010 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Defi

April 2, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registra

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

March 26, 2010 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant.

March 26, 2010 10-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2009 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-24926 CECIL BANCORP, INC

March 26, 2010 EX-3.2

AMENDED BYLAWS CECIL BANCORP, INC. ARTICLE I Principal Office

EX-3.2 2 ex3-2.htm EXHIBIT 3.2 - BYLAWS OF CECIL BANCORP, INC. AMENDED BYLAWS OF CECIL BANCORP, INC. ARTICLE I Principal Office The principal office of Cecil Bancorp, Inc. (herein the "Corporation") shall be at 127 North Street, Elkton, Maryland 21921-5547. ARTICLE II Stockholders SECTION 1. Place of Meetings. All annual and special meetings of stockholders shall be held at the home office of the

March 26, 2010 EX-99

EESA §111(b)(4) Certification for First Fiscal Year [Certification provided by the Principal Executive Officer and the Principal Financial Officer]

EESA §111(b)(4) Certification for First Fiscal Year [Certification provided by the Principal Executive Officer and the Principal Financial Officer] I, Mary Beyer Halsey, and R.

February 17, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 16, 2010 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File

February 17, 2010 EX-3.2

CECIL BANCORP, INC. RESOLUTIONS OF THE BOARD OF DIRECTORS

EX-3.2 2 ex3-2.htm EXHIBIT 3.2 - BYLAW AMENDMENT CECIL BANCORP, INC. RESOLUTIONS OF THE BOARD OF DIRECTORS RESOLVED, that the first sentence of Article III, Section 2 of the Bylaws be, and hereby is, deleted and replaced with the following: The board of directors shall consist of such number of members within the limits specified in the Corporation’s Articles of Incorporation as determined from ti

January 25, 2010 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 19, 2010 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File

November 13, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCOR

October 23, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 23, 2009 Cecil Bancorp, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 23, 2009 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File

September 16, 2009 EX-99

CECIL BANK AGREES TO BUY THE BEL AIR, MARYLAND BRANCH OF K BANK

FOR IMMEDIATE RELEASE Contact: Mary B. Halsey President and Chief Executive Officer (410) 398-1650 CECIL BANK AGREES TO BUY THE BEL AIR, MARYLAND BRANCH OF K BANK Elkton, Maryland: September 16, 2009, Cecil Bancorp, Inc. (OTCBB: CECB) today announced that its wholly owned subsidiary, Cecil Bank, has entered into a definitive agreement to purchase the Bel Air, Maryland branch office of K Bank, Owin

September 16, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 15, 2009 Cecil Bancorp,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 15, 2009 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission Fil

August 7, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, IN

May 22, 2009 EX-10

RESTRICTED STOCK AGREEMENT PURSUANT TO THE CECIL BANCORP, INC. 2009 EQUITY INCENTIVE PLAN FOR OFFICERS AND EMPLOYEES

RESTRICTED STOCK AGREEMENT PURSUANT TO THE CECIL BANCORP, INC. 2009 EQUITY INCENTIVE PLAN FOR OFFICERS AND EMPLOYEES This Agreement shall constitute an award of Restricted Stock (“Award”) for a total of shares of Common Stock of Cecil Bancorp, Inc. (the “Corporation”), which is hereby granted to (the “Participant”) at the price determined as provided herein, and in all respects subject to the term

May 22, 2009 EX-10

STOCK OPTION AGREEMENT FOR NON-STATUTORY STOCK OPTIONS PURSUANT TO THE CECIL BANCORP, INC. 2009 EQUITY INCENTIVE PLAN NON-EMPLOYEE DIRECTORS

STOCK OPTION AGREEMENT FOR NON-STATUTORY STOCK OPTIONS PURSUANT TO THE CECIL BANCORP, INC.

May 22, 2009 EX-10

CECIL BANCORP, INC. 2009 EQUITY INCENTIVE PLAN

CECIL BANCORP, INC. 2009 EQUITY INCENTIVE PLAN 1. PURPOSE OF PLAN. The purpose of this 2009 Equity Incentive Plan is to provide incentives and rewards to officers, employees and directors who contribute to the long-term success and growth of Cecil Bancorp, Inc., and its Affiliates, and to assist these entities in attracting and retaining directors, officers and other selected employees with necess

May 22, 2009 EX-10

STOCK OPTION AGREEMENT FOR INCENTIVE STOCK OPTIONS UNDER SECTION 422 OF THE INTERNAL REVENUE CODE PURSUANT TO THE CECIL BANCORP, INC. 2009 EQUITY INCENTIVE PLAN FOR EXECUTIVE OFFICERS

STOCK OPTION AGREEMENT FOR INCENTIVE STOCK OPTIONS UNDER SECTION 422 OF THE INTERNAL REVENUE CODE PURSUANT TO THE CECIL BANCORP, INC.

May 22, 2009 S-8

As filed with the Securities and Exchange Commission on May 22, 2009

As filed with the Securities and Exchange Commission on May 22, 2009 Registration No.

May 8, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, I

April 3, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

April 3, 2009 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defi

March 30, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2008 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-24926 CECIL BANCORP, I

March 30, 2009 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant.

March 30, 2009 EX-10

CECIL BANCORP, INC Incentive Compensation Plan

CECIL BANCORP, INC Incentive Compensation Plan Effective January 1, 1994, the Board of Directors adopted the Cecil Bancorp, Inc.

March 18, 2009 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defi

December 23, 2008 EX-3

ARTICLES SUPPLEMENTARY TO THE ARTICLES OF INCORPORATION CECIL BANCORP, INC.

ARTICLES SUPPLEMENTARY TO THE ARTICLES OF INCORPORATION OF CECIL BANCORP, INC. WHEREAS, by the Articles of Incorporation (the “Articles of Incorporation”), of Cecil Bancorp, Inc. (the “Corporation”), 1,000,000 shares of serial preferred stock, with $0.01 par value per share (the “Preferred Stock”) are authorized; and WHEREAS, in and by Article VI of the Articles of Incorporation, the Board of Dire

December 23, 2008 EX-99

CECIL BANCORP, INC. RECEIVES $11.56 MILLION OF NEW CAPITAL UNDER U.S. DEPARTMENT OF TREASURY’S TARP CAPITAL PURCHASE PROGRAM

CECIL BANCORP, INC. RECEIVES $11.56 MILLION OF NEW CAPITAL UNDER U.S. DEPARTMENT OF TREASURY’S TARP CAPITAL PURCHASE PROGRAM ELKTON, MARYLAND, December 23, 2008 — Cecil Bancorp, Inc. (OTCBB: CECB) (the “Company”) today announced that it sold $11.56 million in preferred stock to the U.S. Department of Treasury as a participant in the federal government’s TARP Capital Purchase Program. This represen

December 23, 2008 EX-4

WARRANT TO PURCHASE COMMON STOCK

WARRANT TO PURCHASE COMMON STOCK THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT WHILE A REGISTRATION STATEMENT RELATING THERETO IS IN EFFECT UNDER SUCH ACT AND APPLICABLE STATE SECURITIES LAWS OR PURSUANT TO AN EXEMPTION FROM REGISTRATION UNDER SUCH ACT OR SUCH LAWS.

December 23, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 23, 2008 Cecil Bancorp, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 23, 2008 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction of incorporation) (Commission File

December 23, 2008 EX-10

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.

December 23, 2008 EX-4

EX-4

=========================================================================================================== CERTIFICATE NO.

December 23, 2008 EX-10

SEO WAIVER FORM

SEO WAIVER FORM In consideration for the benefits I will receive as a result of my employer’s participation in the United States Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily waive any claim against the United States or my employer for any changes to my compensation or benefits that are required to comply with the regulation issued by the Department of the Treasury as published in the Federal Register on October 20, 2008.

December 23, 2008 EX-10

EXECUTIVE CONSENT TO ADDENDUMS OR AMENDMENTS TO COMPENSATION ARRANGEMENTS

EXECUTIVE CONSENT TO ADDENDUMS OR AMENDMENTS TO COMPENSATION ARRANGEMENTS December , 2008 Cecil Bancorp, Inc.

November 7, 2008 EX-31.A

EX-31.A: CERTIFICATIONS

EX-31.A Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements wer

November 7, 2008 EX-31.B

EX-31.B: CERTIFICATION

EX-31.B Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statemen

November 7, 2008 EX-32.A

EX-32.A: CERTIFICATION

EX-32.A Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2008, fully complies with the requirements of section 13(a) or 15(d) of the Se

November 7, 2008 EX-32.B

EX-32.B: CERTIFICATION

EX-32.B Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2008, fully complies with the requirements of section 13(a) or 15(d) of the Se

November 7, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 28, 2008 S-8

As filed with the Securities and Exchange Commission on August 28, 2008.

As filed with the Securities and Exchange Commission on August 28, 2008. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CECIL BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland 52-1883546 (State or other jurisdiction of incorporation or organization) (I.R.S. Em

August 28, 2008 EX-4

EX-4

PENTEGRA SERVICES, INC. EMPLOYEES' SAVINGS & PROFIT SHARING PLAN BASIC PLAN DOCUMENT Rev. 11/27/07 TABLE OF CONTENTS ARTICLE I PURPOSE AND DEFINITIONS 1 Section 1.1 Introduction 1 Section 1.2 Plan Definitions 1 Section 1.3 Gender Caveat 8 ARTICLE II PARTICIPATION AND MEMBERSHIP 9 Section 2.1 Eligibility Requirements 9 Section 2.2 Exclusion of Certain Employees 9 Section 2.3 Waiver of Eligibility R

August 28, 2008 EX-4

ADOPTION AGREEMENT CECIL BANCORP, INC. EMPLOYEES’ SAVINGS & PROFIT SHARING PLAN AND TRUST

ADOPTION AGREEMENT For Cecil Bancorp, Inc. Employees’ Savings & Profit Sharing Plan and Trust Client No.DA5 ADOPTION AGREEMENT FOR CECIL BANCORP, INC. EMPLOYEES’ SAVINGS & PROFIT SHARING PLAN AND TRUST Name of Employer: Cecil Bancorp, Inc. Address: 127 North Street, Elkton, MD 21921 Telephone Number: (410)-398-1650 Contact Person: Mary Halsey, President & CEO Name of Plan: Cecil Bancorp, Inc. Empl

August 28, 2008 EX-4

TRUST AGREEMENT By and between HOMEFEDERAL BANK CECIL BANCORP, INC. TABLE OF CONTENTS

TRUST AGREEMENT By and between HOMEFEDERAL BANK and CECIL BANCORP, INC. TABLE OF CONTENTS SECTION 1 – GENERAL 1 1.1 Definitions 1 1.2 Compliance with Law 2 SECTION 2 – ESTABLISHMENT OF TRUST 2 2.1 Appointment and Acceptance of Trustee 2 2.2 Trustee Responsibilities 2 2.3 Contributions 2 2.4 Exclusive Benefit 3 2.5 Return of Contributions 3 2.6 Distributions 3 SECTION 3 – AUTHORITIES 3 3.1 Authoriz

August 1, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 1, 2008 EX-3.1

EX-3.1: AMENDED ARTICLES OF INCORPORATION

EX-3.1 Exhibit 3.1 AMENDED ARTICLES OF INCORPORATION OF CECIL BANCORP, INC. The undersigned, Gary A. Brown, whose address is 127 North Street, Elkton, Maryland 21921-5547, being at least 18 years of age, acting as incorporator, does hereby form a corporation under the General Laws of the State of Maryland having the following Articles of Incorporation: ARTICLE I Name The name of the corporation is

August 1, 2008 EX-32.A

EX-32.A: CERTIFICATION

EX-32.A Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended June 30, 2008, fully complies with the requirements of section 13(a) or 15(d) of the Securit

August 1, 2008 EX-31.A

EX-31.A: CERTIFICATION

EX-31.A Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements wer

August 1, 2008 EX-32.B

EX-32.B: CERTIFICATION

EX-32.B Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended June 30, 2008, fully complies with the requirements of section 13(a) or 15(d) of the Securit

August 1, 2008 EX-31.B

EX-31.B: CERTIFICATION

EX-31.B Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statemen

May 16, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Cecil Bancorp, Inc. (Form: 8-K) UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 13, 2008 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction (Commi

May 12, 2008 EX-31.A

Page 20

EX-31.A Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements wer

May 12, 2008 EX-32.A

Page 22

EX-32.A Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended March 31, 2008, fully complies with the requirements of section 13(a) or 15(d) of the Securi

May 12, 2008 EX-31.B

Page 21

EX-31.B Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statemen

May 12, 2008 EX-32.B

Page 23

EX-32.B Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-Q of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended March 31, 2008, fully complies with the requirements of section 13(a) or 15(d) of the Securi

May 12, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2008. OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, IN

March 31, 2008 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 28, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2007 Commission File Number 0-24926 CECIL BANCORP,

FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2007 Commission File Number 0-24926 CECIL BANCORP, INC. (Name of registrant as specified in its charter) Maryland 52-1883546 (State or other jurisdiction of incorporation or organization) (I.

March 28, 2008 EX-21

Jurisdiction of Name Incorporation Cecil Bank Maryland Cecil Bancorp Capital Trust I Delaware Cecil Bancorp Capital Trust II Delaware Cecil Properties, Inc. Maryland 3106 Emmorton Road, LLC (99%) Maryland 1223 Turkey Point Road, LLC (99%) Maryland Su

EX-21 Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant.

March 10, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Cecil Bancorp, Inc. (Form: 8-K) UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 19, 2008 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction (

February 8, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Cecil Bancorp, Inc. (Form: 8-K) UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 8, 2008 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-24926 52-1883546 (State or other jurisdiction (C

February 8, 2008 EX-99

Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568

EX-99 Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568 February 8, 2008 Dear Stockholder: Record annual earnings and continued growth of assets highlight Cecil Bancorp, Inc. (OTCBB: CECB) annual 2007 performance. We are excited to announce our net income for the year ended December 31, 2007 increased $692,000 to $3,400,000 compared to a net income of $2,708,000 for the same period in

November 20, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): November 13, 2007 Cecil Bancorp,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): November 13, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or org

November 9, 2007 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 9, 2007 EX-32.B

EX-32.B: CERTIFICATION

EX-32.B Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2007, fully complies with the requirements of section 13(a) or 15(d) of the

November 9, 2007 EX-32.A

EX-32.A: CERTIFICATION

EX-32.A Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2007, fully complies with the requirements of section 13(a) or 15(d) of the

November 9, 2007 EX-31.B

EX-31.B: CERTIFICATION

EX-31.B Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statem

November 9, 2007 EX-31.A

EX-31.A: CERTIFICATION

EX-31.A Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements w

August 10, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 10, 2007 Cecil Bancorp, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 10, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or organ

August 10, 2007 EX-31.A

EX-31.A: CERTIFICATION

EX-31.A Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements w

August 10, 2007 EX-31.B

EX-31.B: CERTIFICATION

EX-31.B Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statem

August 10, 2007 EX-32.B

EX-32.B: CERTIFICATION

EX-32.B Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended June 30, 2007, fully complies with the requirements of section 13(a) or 15(d) of the Secur

August 10, 2007 EX-32.A

EX-32.A: CERTIFICATION

EX-32.A Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended June 30, 2007, fully complies with the requirements of section 13(a) or 15(d) of the Secur

August 10, 2007 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 10, 2007 EX-99

Cecil Bancorp, Inc.

Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568 Dear Stockholder: August 10, 2007 Cecil Bancorp, Inc. (Nasdaq: CECB) is excited about our continued steady growth. Our net income for the quarter ended June 30, 2007 increased $169,000 to $796,000 compared to a net income of $627,000 for the same period in 2006, which is a 27% increase. Our total assets increased 27% from $293,839,000

June 25, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): June 19, 2007 Cecil Bancorp, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): June 19, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or organiz

May 15, 2007 EX-32.A

EX-32.A: CERTIFICATION

EX-32.A Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended March 31, 2007, fully complies with the requirements of section 13(a) or 15(d) of the Secu

May 15, 2007 EX-31.B

EX-31.B: CERTIFICATION

EX-31.B Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statem

May 15, 2007 EX-31.A

EX-31.A: CERTIFICATION

EX-31.A Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements w

May 15, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 15, 2007 EX-32.B

EX-32.B; CERTIFICATION

EX-32.B Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended March 31, 2007, fully complies with the requirements of section 13(a) or 15(d) of the Secu

May 11, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): May 10, 2007 Cecil Bancorp, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): May 10, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or organiza

May 11, 2007 EX-99

May 10, 2007

Exhibit 99 May 10, 2007 Dear Stockholder: Cecil Bancorp, Inc. (Nasdaq: CECB) is excited about our continued steady growth. Our net income for the quarter ended March 31, 2007 increased $203,000 to $755,000 compared to a net income of $552,000 for the same period in 2006, which is a 36% increase. Our total assets increased 29% from $280,043,000 as of March 31, 2006 to $362,973,000 as of March 31, 2

April 18, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): April 18, 2007 Cecil Bancorp, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): April 18, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or organi

April 18, 2007 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

April 18, 2007 EX-99

Cecil Bancorp, Inc. Communications Provided to Shareholders In Connection with Distribution of Proxy Materials and Annual Report on Form 10-KSB

Exhibit 99 Cecil Bancorp, Inc. Communications Provided to Shareholders In Connection with Distribution of Proxy Materials and Annual Report on Form 10-KSB Forward-Looking Statements Cecil Bancorp makes forward-looking statements in the following “Textual Material Provided to Shareholders” that are subject to risks and uncertainties. These forward-looking statements include: statements of goals, in

April 6, 2007 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

NOTICE OF ANNUAL MEETING UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 4, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): April 4, 2007 Cecil Bancorp, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): April 4, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or organiz

March 30, 2007 10KSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2006 Commission File Number 0-24926 CECIL BANCORP

10KSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2006 Commission File Number 0-24926 CECIL BANCORP, INC. (Name of small business issuer in its charter) Maryland (State or other jurisdiction of incorporation or organization) 52-1883546 (I.R.S.

March 30, 2007 EX-21

Jurisdiction of Name Incorporation Cecil Bank Maryland Cecil Bancorp Capital Trust I Delaware Cecil Bancorp Capital Trust II Delaware Subsidiaries of Cecil Bank: Cecil Service Corporation Maryland Cecil Financial Services Corporation Maryland Cecil V

EX-21 Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant. Jurisdiction of Name Incorporation Cecil Bank Maryland Cecil Bancorp Capital Trust I Delaware Cecil Bancorp Capital Trust II Delaware Subsidiaries of Cecil Bank: Cecil Service Corporation Maryland Cecil Financial Services Corporation Maryland Cecil Ventures, LLC Maryland

February 8, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): February 8, 2007 Cecil Bancorp,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): February 8, 2007 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or orga

February 8, 2007 EX-99

Cecil Bancorp, Inc.

Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568 February 9, 2007 Dear Stockholder: We are happy to announce our new name, “CecilBANK”. We hope to have continued growth in 2007. Cecil Bank has twelve locations and we are still expanding to meet the needs of our customer base. Cecil Bank is “Large enough to handle your needs….Small enough to understand them.” Cecil Bancorp, Inc. (Nasd

December 4, 2006 EX-10

CECIL BANCORP CAPITAL TRUST II Fixed/Floating Rate Capital Securities Fully and Unconditionally Guaranteed as to Distributionsand Other Payments byCecil Bancorp, Inc. PURCHASE AGREEMENT

CECIL BANCORP CAPITAL TRUST II $7,000,000 Fixed/Floating Rate Capital Securities Fully and Unconditionally Guaranteed as to Distributionsand Other Payments byCecil Bancorp, Inc.

December 4, 2006 EX-10

CECIL BANCORP, INC. as Issuer Dated as of November 30, 2006 WILMINGTON TRUST COMPANY as Trustee FIXED/FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2037

CECIL BANCORP, INC. as Issuer INDENTURE Dated as of November 30, 2006 WILMINGTON TRUST COMPANY as Trustee FIXED/FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2037 ARTICLE I DEFINITIONS 1 Section 1.01. Definitions 1 ARTICLE II DEBT SECURITIES 9 Section 2.01. Authentication and Dating 9 Section 2.02. Form of Trustee’s Certificate of Authentication 9 Section 2.03. Form and Denomination of Deb

December 4, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): November 30, 2006 Cecil Bancorp,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): November 30, 2006 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: 410-398-1650 (State or other jurisdiction of incorporation or org

December 4, 2006 EX-10

AMENDED AND RESTATED DECLARATION OF TRUST CECIL BANCORP CAPITAL TRUST II Dated as of November 30, 2006

AMENDED AND RESTATED DECLARATION OF TRUST CECIL BANCORP CAPITAL TRUST II Dated as of November 30, 2006 ARTICLE I INTERPRETATION AND DEFINITIONS 1 Section 1.

December 4, 2006 EX-10

GUARANTEE AGREEMENT CECIL BANCORP, INC. Dated as of November 30, 2006 GUARANTEE AGREEMENT

GUARANTEE AGREEMENT CECIL BANCORP, INC. Dated as of November 30, 2006 GUARANTEE AGREEMENT This GUARANTEE AGREEMENT (the “Guarantee”), dated as of November 30, 2006, is executed and delivered by Cecil Bancorp, Inc., a bank holding company incorporated in Maryland (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of

November 13, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): November 10, 2006 Cecil Bancorp,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): November 10, 2006 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: Maryland (State or other jurisdiction of incorporation or organiz

November 13, 2006 10QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB

Prepared and filed by St Ives Financial SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 13, 2006 EX-99

Cecil Bancorp, Inc.

Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568 November 10, 2006 Dear Stockholder: Cecil Bancorp, Inc. (Nasdaq: CECB) is excited about our continued steady growth. Our net income for the nine-month period ended September 30, 2006 increased $295,000 to $2,033,000 compared to a net income of $1,738,000 for the same period in 2005, which is a 17% increase. Our total assets increased 2

November 13, 2006 EX-31.B

Rule 13a-14(a) /15d-14(a) Certification

Prepared and filed by St Ives Financial Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1.

November 13, 2006 EX-32.B

18 U.S.C. Section 1350 Certification

Prepared and filed by St Ives Financial Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2006, fully complies with the requirements o

November 13, 2006 EX-31.A

Rule 13a-14(a) /15d-14(a) Certification

Prepared and filed by St Ives Financial Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B.

November 13, 2006 EX-32.A

18 U.S.C. Section 1350 Certification

Prepared and filed by St Ives Financial Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended September 30, 2006, fully complies with the requirements o

September 19, 2006 EX-24

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5 The undersigned hereby constitutes and appoints Mary Beyer Halsey as his true and lawful attorney and agent to execute for and on my behalf of the undersigned Forms 3, 4, and 5, with respect to his holdings in Cecil Bancorp, Inc.

September 19, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 22, 2006 Cecil Bancorp, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 22, 2006 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: Maryland (State or other jurisdiction of incorporation or organizat

August 14, 2006 EX-32.(A)

Page 22

Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended June 30, 2006, fully complies with the requirements of section 13(a) or 15(d) of the Securities Ex

August 14, 2006 EX-31.(B)

Page 21

Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1.

August 14, 2006 10QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________ FORM 10-QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006. OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-24926 CECIL BANCORP, INC. (Exact name of regi

August 14, 2006 EX-31.(A)

Page 20

Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B. Halsey, certify that: 1. I have reviewed this quarterly report on Form 10-QSB of Cecil Bancorp, Inc. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made

August 14, 2006 EX-32.(B)

Page 23

Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended June 30, 2006, fully complies with the requirements of section 13(a) or 15(d) of the Securities Ex

August 9, 2006 EX-99

Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568

Cecil Bancorp, Inc. P.O. Box 568 – Elkton, Maryland 21922-0568 Dear Stockholder: August 10, 2006 Cecil Bancorp, Inc. (Nasdaq: CECB) is excited about our continued steady growth. Our total assets increased 25% from $233,589,000 as of June 30, 2005 to $293,839,000 as of June 30, 2006, which is over a $60 million increase. We also posted record net income of $627,000 for the second quarter and a tota

August 9, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 7, 2006 Cecil Bancorp, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 7, 2006 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: Maryland (State or other jurisdiction of incorporation or organizati

May 15, 2006 EX-32.(B)

18 U.S.C. Section 1350 Certification

Prepared and filed by St Ives Financial Exhibit 32(b) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended March 31, 2006, fully complies with the requirements of se

May 15, 2006 EX-31.(A)

Rule 13a-14(a) /15d-14(a) Certification

Prepared and filed by St Ives Financial Exhibit 31(a) Rule 13a-14(a) /15d-14(a) Certification I, Mary B.

May 15, 2006 EX-31.(B)

Rule 13a-14(a) /15d-14(a) Certification

Prepared and filed by St Ives Financial Exhibit 31(b) Rule 13a-14(a) /15d-14(a) Certification I, Robert Lee Whitehead, certify that: 1.

May 15, 2006 10QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB

Prepared and filed by St Ives Financial Click here for Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 15, 2006 EX-32.(A)

18 U.S.C. Section 1350 Certification

Prepared and filed by St Ives Financial Exhibit 32(a) 18 U.S.C. Section 1350 Certification I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-QSB of Cecil Bancorp, Inc. (“Bancorp”) for the quarterly period ended March 31, 2006, fully complies with the requirements of se

May 10, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): May 10, 2006 Cecil Bancorp, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): May 10, 2006 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: Maryland (State or other jurisdiction of incorporation or organization

May 10, 2006 EX-99

P.O. Box 568 – Elkton, Maryland 21922-0568

P.O. Box 568 – Elkton, Maryland 21922-0568 Dear Stockholder: May 10, 2006 Cecil Bancorp, Inc. is excited about our continued growth. Our assets increased 33% from $209,934,000 as of March 31, 2005 to $280,043,000 as of March 31, 2006, which is over a $70 million increase. We are also happy to announce the opening of our new Corporate Center located in Elkton at 116 North Street in December 2005. O

April 13, 2006 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Prepared and filed by St Ives Financial SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 28, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): March 23, 2006 Cecil Bancorp, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): March 23, 2006 Cecil Bancorp, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: Maryland (State or other jurisdiction of incorporation or organizati

March 1, 2006 EX-24

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5 The undersigned hereby constitutes and appoints Mary Beyer Halsey as his true and lawful attorney and agent to execute for and on my behalf of the undersigned Forms 3, 4, and 5, with respect to his holdings in Cecil Bancorp, Inc.

February 13, 2006 EX-24

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5 The undersigned hereby constitutes and appoints Mary Beyer Halsey as his true and lawful attorney and agent to execute for and on my behalf of the undersigned Forms 3, 4, and 5, with respect to his holdings in Cecil Bancorp, Inc.

February 13, 2006 EX-24

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5 The undersigned hereby constitutes and appoints Mary Beyer Halsey as his true and lawful attorney and agent to execute for and on my behalf of the undersigned Forms 3, 4, and 5, with respect to his holdings in Cecil Bancorp, Inc.

December 23, 2005 EX-24

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5

POWER OF ATTORNEY FOR FORMS 3, 4, AND 5 The undersigned hereby constitutes and appoints Mary Beyer Halsey as his true and lawful attorney and agent to execute for and on my behalf of the undersigned Forms 3, 4, and 5, with respect to his holdings in Cecil Bancorp, Inc.

December 15, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): Thursday, December 15, 2005 (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): Thursday, December 15, 2005 (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: (State or other jurisdiction of incorporation or organization) (I.R.S. Empl

December 2, 2005 EX-99

Blackout Notice to Directors and Executive Officers of Cecil Bancorp, Inc. and Cecil Federal Bank Prohibition on Transactions in Cecil Bancorp Common Stock and Grants and Exercises of Stock Options for Cecil Bancorp Common Stock December 2, 2005

EXHIBIT 99 Blackout Notice to Directors and Executive Officers of Cecil Bancorp, Inc.

December 2, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): Friday, December 02, 2005 Cecil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): Friday, December 02, 2005 Cecil Bancorp, Inc (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: MD (State or other jurisdiction of incorporation or organi

April 14, 2003 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

QuickLinks - Click here to rapidly navigate through this document SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 31, 2003 EX-3.4

BYLAWS OF CECIL FEDERAL BANK ARTICLE I—Principal Banking Office

EX-3.4 4 a2107267zex-34.htm EXHIBIT 3.4 QuickLinks - Click here to rapidly navigate through this document Exhibit 3.4 BYLAWS OF CECIL FEDERAL BANK ARTICLE I—Principal Banking Office The principal banking office of CECIL FEDERAL BANK shall be located at 127 North Street, in the Town of Elkton, in the State of Maryland. ARTICLE II—Shareholders Section 1. Place of Meetings. All annual and special mee

March 31, 2003 EX-3.3

ARTICLES OF INCORPORATION OF CECIL FEDERAL BANK

EX-3.3 3 a2107267zex-33.htm EXHIBIT 3.3 QuickLinks - Click here to rapidly navigate through this document Exhibit 3.3 ARTICLES OF INCORPORATION OF CECIL FEDERAL BANK For the purpose of organizing a Maryland state commercial bank to carry on the business of banking under the laws of the State of Maryland upon conversion of Cecil Federal Savings Bank, a federal stock savings bank, pursuant to Maryla

March 31, 2003 10KSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2002 Commission File Number 0-24926 CECIL BANCORP, INC. (Exact

QuickLinks - Click here to rapidly navigate through this document SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 31, 2003 EX-21

SUBSIDIARIES OF THE REGISTRANT

EX-21 5 a2107267zex-21.htm EXHIBIT 21 QuickLinks - Click here to rapidly navigate through this document Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant. Name Jurisdiction of Incorporation Cecil Federal Bank Maryland Subsidiaries of Cecil Federal Bank: Cecil Service Corporation Maryland Cecil Financial Services Corporation Maryland QuickLinks

March 31, 2003 EX-99

Certification of Principal Executive and Principal Financial Officer pursuant to 18 U.S.C. Section 1350

EX-99 7 a2107267zex-99.htm EXHIBIT 99 QuickLinks - Click here to rapidly navigate through this document Exhibit 99 Certification of Principal Executive and Principal Financial Officer pursuant to 18 U.S.C. Section 1350 I hereby certify pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and belief, that the accompanying Form 10-

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