CSHB / Community Shores Bank Corp. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Merger Prospectus - CHOICEONE FORM 8-K

425 1 choice8k061720.htm CHOICEONE FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2020 ChoiceOne Financial Services, Inc. (Exact Name of Registrant as Specified in its Charter) Michigan (State or Other Jurisdicti

Community Shores Bank Corporation Receives Shareholder Approval for Merger with ChoiceOne Financial Services, Inc.

EXHIBIT 99.1 For Immediate Release Community Shores Bank Corporation Receives Shareholder Approval for Merger with ChoiceOne Financial Services, Inc. SPARTA, Mich. and MUSKEGON, Mich., June 17, 2020/PRNewswire/ – ChoiceOne Financial Services, Inc. (NASDAQ: COFS) (“ChoiceOne”) and Community Shores Bank Corporation (OTC Pink: CSHB) (“Community Shores”) jointly announced that at a special meeting hel

Merger Prospectus - CHOICEONE FORM 425

425 1 choice425pr060220.htm CHOICEONE FORM 425 Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation For Immediate Release Community Shores Bank Corporation Extends Deadline to Return Election Form for ChoiceOne Merger Consideration MUSKEGON, Mich., June 2, 2020 – Community Sh

Merger Prospectus - CHOICEONE FORM 425 POWERPOINT PRESENTATION

425 1 choice425pp052920.htm CHOICEONE FORM 425 POWERPOINT PRESENTATION Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation ChoiceOne Financial Services, Inc. This presentation contains forward looking statements. Words such as “anticipates,” “believes,” “estimates,” “expects

Merger Prospectus - CHOICEONE FORM 425 - PRESS RELEASE

Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation ChoiceOne Financial Services, Inc.

Merger Prospectus - CHOICEONE FORM 8-K

425 1 choice8k051520.htm CHOICEONE FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2020 ChoiceOne Financial Services, Inc. (Exact Name of Registrant as Specified in its Charter) Michigan (State or Other Jurisdictio

Merger Prospectus - CHOICEONE FORM 425 - ADDITIONAL SOLICITATION MATERIAL

Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation May 11, 2020 Dear Shareholder of Community Shores Bank Corporation: You are receiving the enclosed Stock/Cash Election Form and Letter of Transmittal ("election form") in connection with the pending merger of Community Shores Bank Corporation ("Community Shores") with and into ChoiceOne Financial Services, Inc.

Merger Prospectus - CHOICEONE FORM 425 - FORM 8-K AND EARNINGS RELEASE

Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Agreement and Plan of Merger between ChoiceOne Financial Services, Inc. and Community Shores Bank Corporation dated January 3, 2020. (The schedules to the Agreement and Plan of Merger have been omitted. The registrant hereby agrees to furnish supplementally a copy of any omitted schedules to the SEC upon request.)

EXHIBIT 2.1 AGREEMENT AND PLAN OF MERGER BY AND BETWEEN COMMUNITY SHORES BANK CORPORATION AND CHOICEONE FINANCIAL SERVICES, INC. Dated as of January 3, 2020 Table of Contents ARTICLE I THE MERGER 1 1.1 Merger 1 1.2 The Closing 2 1.3 Effective Time of Merger 2 1.4 Additional Actions 2 1.5 Surviving Corporation 3 1.6 Reservation of Right to Revise Structure 3 ARTICLE II EFFECT OF MERGER ON CAPITAL S

COFS / ChoiceOne Financial Services, Inc. 425 - Merger Prospectus - CHOICEONE FORM 425

425 1 choice425customer010620.htm CHOICEONE FORM 425 Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation For all Customers We are pleased to announce that ChoiceOne Financial Services, Inc., parent company of ChoiceOne Bank and Lakestone Bank & Trust, and Community Shores Ba

EXHIBIT 99.3

EXHIBIT 99.3 ChoiceOne Financial Services, Inc. 1 Sparta, Michigan 2 Muskegon, Michigan has agreed to acquire Strategic Acquisition Pending ChoiceOne Financial Services, Inc. Community Shores Bank Corporation 3 This presentation contains forward-looking statements. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “intends,” “is likely,” “plans,” “predicts,” “projects,”

COFS / ChoiceOne Financial Services, Inc. 425 - Merger Prospectus - CHOICEONE FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 3, 2020 ChoiceOne Financial Services, Inc. (Exact Name of Registrant as Specified in its Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-19202 (Commission

VOTING AGREEMENT

EXHIBIT 99.1 VOTING AGREEMENT This Voting Agreement is entered into between ChoiceOne Financial Services, Inc. and each of the undersigned directors and shareholders of Community Shores Bank Corporation ("Company"). Each of the undersigned directors and shareholders hereby agrees in his or her individual capacity as a shareholder to vote his or her shares of Company Common Stock that are registere

COFS / ChoiceOne Financial Services, Inc. 425 - Merger Prospectus - FORM 425 - EMPLOYEE PRESENTATION

425 1 choice425ep010620.htm FORM 425 - EMPLOYEE PRESENTATION Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation ChoiceOne Our Vision: To be the best bank in Michigan COMMUNITY SHORES BANK EMPLOYEE PRESENTATION Forward-Looking Statements & Additional Information This present

COFS / ChoiceOne Financial Services, Inc. 425 - Merger Prospectus - CHOICEONE FORM 425

Filed by ChoiceOne Financial Services Commission File Number: 000-19202 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Community Shores Bank Corporation Frequently asked questions about the announcement of the pending acquisition of Community Shores Bank Corporation by ChoiceOne Financial Services, Inc.

EXHIBIT 99.2

EXHIBIT 99.2 For Immediate Release ChoiceOne Financial Services, Inc. Announces Acquisition of Community Shores Bank Corporation SPARTA, Mich. and MUSKEGON, Mich., January 6, 2020 – ChoiceOne Financial Services, Inc. (OTC: COFS) (“ChoiceOne”), the parent company of ChoiceOne Bank and Lakestone Bank & Trust, and Community Shores Bank Corporation (OTC: CSHB) (“Community Shores”), the parent company

CSHB / Community Shores Bank Corp. 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-51166 Community Shores Bank Corporation (Exact name of registrant as spe

CSHB / Community Shores Bank Corp. AMENDMENT NO. 1

Registration No. 333-107675 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST EFFECTIVE AMENDMENT NO. 1 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 38-3423227 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification

CSHB / Community Shores Bank Corp. AMENDMENT NO. 1

Registration No. 333-212371 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST EFFECTIVE AMENDMENT NO. 1 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 38-3423227 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification

Quarterly Report - FORM 10-Q

10-Q 1 tv47898210q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commis

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): September 27, 2017 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community

Submission of Matters to a Vote of Security Holders

8-K 1 v4677878k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 24, 2017 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisd

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2017 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community

Community Shores Bank DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

SUMMARY OF DIRECTOR COMPENSATION ARRANGEMENT

EXHIBIT 10.5 SUMMARY OF DIRECTOR COMPENSATION ARRANGEMENT Each of our five non-employee Directors was awarded a restricted stock grant of 5,000 shares on December 20, 2016. The shares vest annually at 1,000 shares per year commencing December 20, 2017. Our Directors received no cash fees for their service in 2016 and no cash fees are currently being paid for 2017.

COMMUNITY SHORES 2016 ANNUAL REPORT

EX-13 3 v462765ex13.htm EXHIBIT 13 EXHIBIT 13 COMMUNITY SHORES BANK CORPORATION 2016 ANNUAL REPORT DECEMBER 31, 2016 Selected Financial Information As of or for the Year-Ended December 31, 2016 2015 2014 (dollars in thousands, except per share data) Results of Operations: Net interest income $ 5,913 $ 5,510 2 $ 6,158 Provision for loan losses 0 0 0 Non-interest income 1,580 1,659 1,731 Non-interes

COMMUNITY SHORES BANK CORPORATION CODE OF ETHICS

EXHIBIT 14 COMMUNITY SHORES BANK CORPORATION CODE OF ETHICS I. OVERVIEW Community Shores Bank Corporation’s Code of Ethics sets forth the guiding principles by which we intend to operate our company and conduct our daily business with our shareholders, customers, vendors and with each other. These principles apply to all of the directors, officers and employees of Community Shores Bank Corporation

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2016 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community Shor

SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION

EXHIBIT 21 SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION Community Shores Bank, a Michigan banking corporation Wholly-owned bank subsidiary of Community Shores Bank Corporation Community Shores Capital Trust I A Delaware business trust subsidiary of Community Shores Bank Corporation Community Shores Financial Services, Inc.

Termination of a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 16, 2017 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IR

CSHB / Community Shores Bank Corp. / Chandonnet Robert L - AMENDMENT NO. 1 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) February 14, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant t

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Commu

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community

COMMUNITY SHORES BANK CORPORATION STOCK INCENTIVE PLAN OF 2016 SECTION 1 Establishment Of Plan; Purpose Of Plan

Exhibit 4(b) COMMUNITY SHORES BANK CORPORATION STOCK INCENTIVE PLAN OF 2016 SECTION 1 Establishment Of Plan; Purpose Of Plan 1.

Community Shores Bank S-8

Registration No. 333? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 38-3423227 (State or other jurisdiction of (I.R.S. Employer Identification No.) of incorporation or organization) 1030 W. Norton Avenue, Muskeg

Consent of Independent Registered Public Accounting Firm

Exhibit 23(a) Consent of Independent Registered Public Accounting Firm Community Shores Bank Corporation Muskegon, Michigan We hereby consent to the incorporation by reference in the Registration Statement on Form S-8 of our report dated April 14, 2016, relating to the consolidated financial statements appearing in the Company?s Annual Report on Form 10-K for the year ended December 31, 2015.

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 24, 2016 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community

Community Shores Bank DEF 14A

DEF 14A 1 c436951def14a.htm DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additi

SUMMARY OF DIRECTOR COMPENSATION ARRANGEMENT

EXHIBIT 10.5 SUMMARY OF DIRECTOR COMPENSATION ARRANGEMENT Our directors received no fees for their service in 2015, and none are currently being paid for 2016.

COMMUNITY SHORES BANK CORPORATION CODE OF ETHICS

EXHIBIT 14 COMMUNITY SHORES BANK CORPORATION CODE OF ETHICS I. OVERVIEW Community Shores Bank Corporation’s Code of Ethics sets forth the guiding principles by which we intend to operate our company and conduct our daily business with our shareholders, customers, vendors and with each other. These principles apply to all of the directors, officers and employees of Community Shores Bank Corporation

COMMUNITY SHORES 2015 ANNUAL REPORT

Exhibit 13 COMMUNITY SHORES BANK CORPORATION 2015 ANNUAL REPORT DECEMBER 31, 2015 Selected Financial Information At or For the Year-Ended December 31, 2015 2014 as restated4 2013 (dollars in thousands, except per share data) Results of Operations: Net interest income $ 5,510 1 $ 6,158 $ 6,347 Provision for loan losses 0 0 0 Non-interest income 1,659 1,731 6,943 3 Non-interest expense 7,835 7,595 7

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community Shor

SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION

EXHIBIT 21 SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION Community Shores Bank, a Michigan banking corporation Wholly-owned bank subsidiary of Community Shores Bank Corporation Community Shores Capital Trust I A Delaware business trust subsidiary of Community Shores Bank Corporation Community Shores Financial Services, Inc.

CSHB / Community Shores Bank Corp. / Essex Bruce J - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) Bradley J. Wyatt Dickinson Wright, PLLC 350 S. Main Street, Suite 300 Ann Arbor, Michigan 48104 734-623-1905 (Name, Address and Telep

CSHB / Community Shores Bank Corp. / Chandonnet Robert L - SCHEDULE 13G Passive Investment

Schedule 13G Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

CSHB / Community Shores Bank Corp. / Essex Bruce John Jr - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) Bradley J. Wyatt Dickinson Wright, PLLC 350 S. Main Street, Suite 300 Ann Arbor, Michigan 48104 734-623-1905 (Name, Address and Telep

Community Shores Bank NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ? Form 10-K ? Form 20-F ? Form 11-K ? Form 10-Q ? Form 10-D ? Form N-SAR ? Form N-CSR For Period Ended: December 31, 2015 ? Transition Report on Form 10-K ? Transition Report on Form 20-F ? Transition Report on Form 11-K ? Transition Report on Form 10-Q ? Transition Report o

Community Shores Bank POST EFFECTIVE AMENDMENT NO. 1

POS AM 1 v435569posam.htm POST EFFECTIVE AMENDMENT NO. 1 Registration No. 333-205233 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 COMMUNITY SHORES BANK CORPORATION (Exact Name of Registrant as Specified in Its Charter) Michigan 6022 38-3423227 (State or Other Jurisdiction (Primary S

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

Prospectus Supplement No. 7 Filed pursuant to Rule 424(b)(3) (To Prospectus Dated October 28, 2015) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 7 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the ?Prospectus?) relating to the offer to sh

Other Events

8-K/A 1 v4354978ka.htm AMENDMENT TO FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): March 28, 2016 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-5

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

424B3 1 v435454424b3.htm 424B3 Prospectus Supplement No. 6 Filed pursuant to Rule 424(b)(3) (To Prospectus Dated October 28, 2015) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 6 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the “Prospectu

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): March 28, 2016 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IR

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 7, 2016 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS

CSHB / Community Shores Bank Corp. / WIERSMA DANIEL M - SCHEDULE 13G/A Passive Investment

cshb20160121sc13ga.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) Under the Securities Exchange Act of 1934 (Amendment No. 4) Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046106 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

Prospectus Supplement No. 5 Filed pursuant to Rule 424(b)(3) (To Prospectus Dated October 28, 2015) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 5 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the ?Prospectus?) relating to the offer to sh

Supplemental Share Purchase Agreement

Exhibit 10.1 Supplemental Share Purchase Agreement THE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 OR THE SECURITIES LAWS OF ANY STATE OR ANY OTHER JURISDICTION. THERE ARE FURTHER RESTRICTIONS ON THE TRANSFERABILITY OF THE SECURITIES DESCRIBED HEREIN. THE PURCHASE OF THE SECURITIES INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN BEAR THE RIS

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 8, 2016 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (I

Supplemental Share Purchase Agreement

Exhibit 10.2 Supplemental Share Purchase Agreement THE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 OR THE SECURITIES LAWS OF ANY STATE OR ANY OTHER JURISDICTION. THERE ARE FURTHER RESTRICTIONS ON THE TRANSFERABILITY OF THE SECURITIES DESCRIBED HEREIN. THE PURCHASE OF THE SECURITIES INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN BEAR THE RIS

Supplemental Share Purchase Agreement

Exhibit 10.3 Supplemental Share Purchase Agreement THE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 OR THE SECURITIES LAWS OF ANY STATE OR ANY OTHER JURISDICTION. THERE ARE FURTHER RESTRICTIONS ON THE TRANSFERABILITY OF THE SECURITIES DESCRIBED HEREIN. THE PURCHASE OF THE SECURITIES INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN BEAR THE RIS

2693 Thornapple River Dr

Exhibit 10.4 877-803-5284 www.thornapplecap.com 2693 Thornapple River Dr Grand Rapids, Mi 49546 January 8, 2016 Via Email ([email protected] and [email protected]) Community Shores Bank Corporation 1030 W. Norton Avenue Muskegon, MI 49441 Attn: Heather Brolick, President & CEO Dickinson Wright PLLC 350 S. Main Street, Suite 300 Ann Arbor, MI 48116 Attn: Bradley Wyatt, Esq. Heat

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

Prospectus Supplement No. 4 Filed pursuant to Rule 424(b)(3) (To Prospectus Dated October 28, 2015) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 4 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the ?Prospectus?) relating to the offer to sh

EX-10.1

Exhibit 10.1

COMMUNITY SHORES BANK CONSENT ORDER TERMINATED BY STATE AND FEDERAL REGULATORS AND RESULTS OF COMMUNITY SHORES BANK CORPORATION’S SUCCESSFUL RIGHTS OFFERING AND PRIVATE PLACEMENT

Exhibit 99.1 FOR FURTHER INFORMATION: AT COMMUNITY SHORES BANK CORPORATION: Heather D. Brolick Tracey A. Welsh President and CEO Senior Vice President and CFO 1-231-780-1845 1-231-780-1847 [email protected] [email protected] COMMUNITY SHORES BANK CONSENT ORDER TERMINATED BY STATE AND FEDERAL REGULATORS AND RESULTS OF COMMUNITY SHORES BANK CORPORATION?S SUCCESSFUL RIGHTS OFFERIN

Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 29, 2015 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction of incorporation)

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

Prospectus Supplement No. 3 Filed pursuant to Rule 424(b)(3) (To Prospectus Dated October 28, 2015) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 3 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the ?Prospectus?) relating to the offer to sh

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 25, 2015 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction of incorporation)

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

Prospectus Supplement No. 2 Filed pursuant to Rule 424(b)(3) (To Prospectus Dated October 28, 2015) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 2 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the ?Prospectus?) relating to the offer to sh

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2015 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Commu

Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK

Filed pursuant to Rule 424(b)(3) Registration No. 333-205233 Community Shores Bank Corporation 2,568,627 SHARES OF COMMON STOCK This prospectus supplement No. 1 supplements information contained in that certain prospectus dated October 28, 2015, (as subsequently amended or supplemented, the ?Prospectus?) relating to the offer to shareholders of record on October 12, 2015 subscription rights to pur

2,568,627 Shares Common Stock Subscription Rights to Purchase Shares of Common Stock

Filed pursuant to Rule 424(b)(3) Registration No. 333-205233 2,568,627 Shares Common Stock Subscription Rights to Purchase Shares of Common Stock We are distributing, at no charge, to holders of our common stock, no par value per share, as of October 12, 2015 (the ?Record Date?), nontransferable subscription rights to purchase up to 2,568,627 shares of Common Stock at a price of $2.55 per share in

Community Shores Bank AMENDMENT TO FORM S-1

Registration No. 333-205233 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-1/A AMENDMENT NO. 2 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 COMMUNITY SHORES BANK CORPORATION (Exact Name of Registrant as Specified in Its Charter) Michigan 6022 38-3423227 (State or Other Jurisdiction of Incorporation or Organization) (Primary Standard Industrial Classificat

EX-4.2

Exhibit 4.2

FORM OF LETTER TO NOMINEE HOLDERS WHOSE CLIENTS ARE BENEFICIAL HOLDERS COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation

EXHIBIT 99.3 FORM OF LETTER TO NOMINEE HOLDERS WHOSE CLIENTS ARE BENEFICIAL HOLDERS COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation October 28, 2015 To Security Dealers, Commercial Banks, Trust Companies and Other Nominees: Enclosed for your consideration is a prospectus dated October 28, 2015 r

Community Shores Bank ESP

October 23, 2015 VIA EDGAR AND FACSIMILE United States Securities and Exchange Commission (the “Commission”) Division of Corporation Finance 100 F.

FORM OF LETTER TO shareholders COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation

EXHIBIT 99.2 FORM OF LETTER TO shareholders COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation October 28, 2015 Dear Shareholder: Community Shores Bank Corporation (?Community Shores?) is offering shares of its common stock in a rights offering. We have issued to you, free of charge, 1.7488 subscri

SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION

EXHIBIT 21 SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION Community Shores Bank, a Michigan banking corporation Wholly-owned bank subsidiary of Community Shores Bank Corporation Community Shores Capital Trust I A Delaware business trust subsidiary of Community Shores Bank Corporation Community Shores Financial Services, Inc.

Community Shores Bank Corporation SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK INSTRUCTIONS FOR USE OF SUBSCRIPTION RIGHTS CERTIFICATES

Exhibit 99.1 Community Shores Bank Corporation SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK INSTRUCTIONS FOR USE OF SUBSCRIPTION RIGHTS CERTIFICATES Community Shores Bank Corporation (?Community Shores?) is offering shares of its common stock in a rights offering. The rights offering is described in the accompanying prospectus dated October 28, 2015. This document explains how you can ex

Community Shores Bank Corporation SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK INSTRUCTIONS FOR USE OF SUBSCRIPTION RIGHTS CERTIFICATES

Exhibit 99.1 Community Shores Bank Corporation SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK INSTRUCTIONS FOR USE OF SUBSCRIPTION RIGHTS CERTIFICATES Community Shores Bank Corporation (?Community Shores?) is offering shares of its common stock in a rights offering. The rights offering is described in the accompanying prospectus dated October [*], 2015. This document explains how you can e

Community Shores Bank AMENDMENT TO FORM S-1

Registration No. 333-205233 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-1/A AMENDMENT NO. 1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 COMMUNITY SHORES BANK CORPORATION (Exact Name of Registrant as Specified in Its Charter) Michigan 6022 38-3423227 (State or Other Jurisdiction of Incorporation or Organization) (Primary Standard Industrial Classificat

FORM OF LETTER TO shareholders COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation

EXHIBIT 99.2 FORM OF LETTER TO shareholders COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation October [*], 2015 Dear Shareholder: Community Shores Bank Corporation (?Community Shores?) is offering shares of its common stock in a rights offering. We have issued to you, free of charge, 1.7488 subscr

EX-4.2

Exhibit 4.2

FORM OF LETTER TO NOMINEE HOLDERS WHOSE CLIENTS ARE BENEFICIAL HOLDERS COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation

EX-99.3 9 v422170ex99-3.htm EXHIBIT 99.3 EXHIBIT 99.3 FORM OF LETTER TO NOMINEE HOLDERS WHOSE CLIENTS ARE BENEFICIAL HOLDERS COMMUNITY SHORES BANK CORPORATION Common Stock Offered Pursuant to Subscription Rights Distributed to Shareholders of Community Shores Bank Corporation October [*], 2015 To Security Dealers, Commercial Banks, Trust Companies and Other Nominees: Enclosed for your consideratio

Community Shores Bank ESP

CORRESP 1 filename1.htm October 15, 2015 Michael Clampitt Attorney-Advisor Securities and Exchange Commission 100 F. Street, NE Washington, D.C., 20549-3561 Re: Community Shores Bank Corporation Registration Statement on Form S-1 Filed June 25, 2015 File No. 333-205233 Dear Mr. Clampitt: On behalf of Community Shores Bank Corporation (the "Company"), I write to respond to the comments contained in

SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION

EXHIBIT 21 SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION Community Shores Bank, a Michigan banking corporation Wholly-owned bank subsidiary of Community Shores Bank Corporation Community Shores Capital Trust I A Delaware business trust subsidiary of Community Shores Bank Corporation Community Shores Financial Services, Inc.

DEBT CONVERSION AGREEMENT

Exhibit 10.1 DEBT CONVERSION AGREEMENT THIS DEBT CONVERSION AGREEMENT (this ?Agreement?) is made and effective as of October 2, 2015 (the ?Effective Date?), by and between Community Shores Bank Corporation, a Michigan corporation (?Community Shores?) and 1030 Norton LLC, a Michigan limited liability company (?1030 Norton?) and the individuals identified on Exhibit A (each a ?Registered Holder? and

October 2, 2015

Exhibit 10.3 October 2, 2015 Community Shores Bank Corporation 1030 W. Norton Avenue Muskegon, MI 49441 Re: Rights Offering Ladies and Gentlemen, This Share Purchase and Rights Offering Backstop Agreement (this ?Letter Agreement?) is entered into by Community Shores Bank Corporation (?Community Shores?) and the persons listed on Exhibit A (each, a ?Backstop Party?, and collectively, the ?Backstop

October 2, 2015

Exhibit 10.2 October 2, 2015 Community Shores Bank Corporation 1030 W. Norton Avenue Muskegon, MI 49441 Re: Rights Offering Ladies and Gentlemen, This Share Purchase and Rights Offering Backstop Agreement (this “Letter Agreement”) is entered into by Community Shores Bank Corporation (“Community Shores”) and Thornapple River Capital – Financial Services Industry Fund LLC, a Michigan limited liabili

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 2, 2015 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (I

October 2, 2015

Exhibit 10.4 October 2, 2015 Community Shores Bank Corporation 1030 W. Norton Avenue Muskegon, MI 49441 Re: Rights Offering Ladies and Gentlemen, This Share Purchase and Rights Offering Backstop Agreement (this ?Letter Agreement?) is entered into by Community Shores Bank Corporation (?Community Shores?) and Bruce J. Essex, Jr., (?Backstop Party?). This Letter Agreement sets forth the parties? resp

SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION

EXHIBIT 21 SUBSIDIARIES OF COMMUNITY SHORES BANK CORPORATION Community Shores Bank, a Michigan banking corporation Wholly-owned bank subsidiary of Community Shores Bank Corporation Community Shores Capital Trust I A Delaware business trust subsidiary of Community Shores Bank Corporation Community Shores Financial Services, Inc.

Community Shores Bank S-1

Registration No. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 COMMUNITY SHORES BANK CORPORATION (Exact Name of Registrant as Specified in Its Charter) Michigan 6022 38-3423227 (State or Other Jurisdiction of Incorporation or Organization) (Primary Standard Industrial Classification Code Number) (I.R.S. Empl

MASTER AGREEMENT

Exhibit 10.1 MASTER AGREEMENT MASTER AGREEMENT (?Agreement?) dated as of June 1, 2015 (?Effective Date?) between Fiserv Solutions, LLC, a Wisconsin limited liability company with offices located at 255 Fiserv Drive, Brookfield, WI 53045 (?Fiserv?), and Community Shores Bank with offices located at 1030 W. Norton Ave., Muskegon, MI 49441 (?Client?). Fiserv and Client hereby agree as follows: 1. Del

Community Shores Bank FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): June 11, 2015 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS

Community Shores Bank S-8 POS

As filed with the Securities and Exchange Commission on June 11, 2015 Registration No.

Community Shores Bank FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 14, 2015 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS

Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 14, 2015 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 1, 2015 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS E

COMMUNITY SHORES BANK CORPORATION CONSOLIDATED FINANCIAL HIGHLIGHTS

Exhibit 99.1 COMMUNITY SHORES BANK CORPORATION CONSOLIDATED FINANCIAL HIGHLIGHTS Quarterly 2015 2014 2014 2014 2014 (dollars in thousands except per share data) 1st Qtr 4th Qtr 3rd Qtr 2nd Qtr 1st Qtr EARNINGS Net interest income 1,533 1,545 1,485 1,565 1,564 Provision for loan and lease losses 0 0 0 0 0 Noninterest income 407 440 436 447 409 Noninterest expense 1,891 1,944 1,880 1,909 1,862 Pre t

Community Shores Bank DEFINITIVE PROXY STATEMENT

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): March 18, 2015 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IR

AMENDMENT TO CONVERTIBLE SECURED NOTE PURCHASE AGREEMENT AND SECURED CONVERTIBLE NOTE

Exhibit 10.1 AMENDMENT TO CONVERTIBLE SECURED NOTE PURCHASE AGREEMENT AND SECURED CONVERTIBLE NOTE This Amendment to Convertible Secured Note Purchase Agreement and Secured Convertible Note (this "Amendment") is entered into as of March 18, 2015, by and among Community Shores Bank Corporation, a Michigan corporation (the "Company"), whose address is 1030 W. Norton Avenue, Muskegon, MI 49441, and 1

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 04, 2015 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File

Community Shores Reverses Its Tax Valuation Allowance And Reports Highest Book Value Since 2010

EX-99.1 2 v400332ex99-1.htm EXHIBIT 99.1 Community Shores Reverses Its Tax Valuation Allowance And Reports Highest Book Value Since 2010 MUSKEGON, Mich., Feb. 4, 2015 /PRNewswire/ - Community Shores Bank Corporation ("Community Shores") (OTC: CSHB), Muskegon's only locally headquartered independent community banking organization, announced today that it fully reversed its deferred tax valuation al

CSHB / Community Shores Bank Corp. / WIERSMA DANIEL M - SCHEDULE 13G/A Passive Investment

dawi20150114sc13ga.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) Under the Securities Exchange Act of 1934 (Amendment No. 3) Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046106 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

- FORM 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [FEE REQUIRED] For the fiscal year ended December 31, 2013 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission File Number: <> COMMUNITY SHORES BANK 401

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 15, 2014 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IRS

- DEF 14A

DEF 14A 1 b372324def14a.htm DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additi

CSHB / Community Shores Bank Corp. / WIERSMA DANIEL M - FORM SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) Under the Securities Exchange Act of 1934 (Amendment No. 2) Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046106 (CUSIP Number) March 26, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

SUMMARY OF DIRECTOR COMPENSATION ARRANGEMENT

EXHIBIT 10.15 SUMMARY OF DIRECTOR COMPENSATION ARRANGEMENT Our directors received no fees for their service in 2013, and none are currently being paid for 2014.

Community Shores Bank 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-51166 Community Shor

COMMUNITY SHORES 2013 ANNUAL REPORT

EXHIBIT 13 COMMUNITY SHORES BANK CORPORATION 2013 ANNUAL REPORT DECEMBER 31, 2013 Selected Financial Information At or For the Year-Ended December 31, 2013 2012 2011 (dollars in thousands, except per share data) Results of Operations: Net interest income $ 6,347 $ 6,884 $ 7,496 Provision for loan losses 0 75 2,484 Non-interest income 6,943 1 1,687 1,922 Non-interest expense 7,645 8,228 9,505 Incom

CSHB / Community Shores Bank Corp. / WIERSMA DANIEL M - SC 13G/A Passive Investment

SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) Under the Securities Exchange Act of 1934 (Amendment No. 1) Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046106 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

Financial Statements and Exhibits, Other Events

8-K 1 v3684768k.htm 8-K CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 06, 2014 Community Shores Bank Corporation (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C.

Exhibit 99.1 FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. ) In the Matter of ) ORDER TERMINATING ) SUPERVISORY COMMUNITY SHORES BANK ) PROMPT CORRECTIVE ACTION MUSKEGON, MICHIGAN ) DIRECTIVE ) (Insured State Nonmember Bank) ) FDIC-11-412PCAS ) IT IS HEREBY ORDERED that the SUPERVISORY PROMPT CORRECTIVE ACTION DIRECTIVE issued against Community Shores Bank, Muskegon, Michigan, by the Fede

CSHB / Community Shores Bank Corp. / WIERSMA DANIEL M - SC 13G Passive Investment

SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Under the Securities Exchange Act of 1934 Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046106 (CUSIP Number) October 11, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this s

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 11, 2013 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (

- FORM 11-K

11-K 1 v34861711k.htm FORM 11-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [FEE REQUIRED] For the fiscal year ended December 31, 2012 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission File Numb

-

CORRESP 1 filename1.htm May 24, 2013 Mark S. Webb Legal Branch Chief Securities and Exchange Commission 100 F. Street, NE Washington, D.C. 20549 Re: Community Shores Bank Corporation Form 10-K for the Year Ended December 31, 2012 Filed March 29, 2013 File No. 000-51166 Dear Mr. Webb: On behalf of Community Shores Bank Corporation (the "Company"), I write to respond to the comment contained in your

Submission of Matters to a Vote of Security Holders

8-K 1 v3455818k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 16, 2013 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisd

- SCHEDULE 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): March 27, 2013 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IR

March 29, 2013

EX-16 2 exh16.htm EXHIBIT 16 (LETTER) March 29, 2013 Office of the Chief Accountant Securities and Exchange Commission 100 F Street, N. E. Washington, D.C. 20549 Ladies and Gentlemen: We have read the comments made regarding us in Item 4.01 of Form 8-K of Community Shores Bank Corporation, dated March 27, 2013, as contained in the second and third paragraphs of Item 4.01, and are in agreement with

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): March 20, 2013 COMMUNITY SHORES BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-51166 38-3423227 (State or other jurisdiction (Commission File (IR

SETTLEMENT AGREEMENT AND RELEASE

EX-10.1 2 exh101.htm EXHIBIT 10.1 Exhibit 10.1 SETTLEMENT AGREEMENT AND RELEASE This Settlement Agreement and Release (the “Agreement”) is made on March 20, 2013, between FIFTH THIRD BANK, a Michigan banking corporation, whose address is 111 Lyon Street N.W., Grand Rapids, Michigan 49503 (“Lender”), and Community Shores Bank Corporation, a Michigan Corporation, whose address is 1030 West Norton Av

CONVERTIBLE SECURED NOTE PURCHASE AGREEMENT March 20, 2013

Exhibit 10.2 CONVERTIBLE SECURED NOTE PURCHASE AGREEMENT March 20, 2013 To: 1030 Norton LLC Convertible Secured Note of Community Shores Bank Corporation, Due March 31, 2015 Community Shores Bank Corporation, a Michigan corporation (the "Company"), whose address is 1030 W. Norton Avenue, Muskegon, Michigan 49441, agrees with 1030 Norton LLC, a Michigan limited liability company ("you") as follows:

CSHB / Community Shores Bank Corp. / BOLHUIS STEVEN R SR - SC 13D/A Activist Investment

SC 13D/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) Jerome M. Schwartz Dickinson Wright PLLC 2600 West Big Beaver Road, Suite 300 Troy, Michigan 48084-3312 313-223-3628 (Name, Address and Te

STOCK PURCHASE AGREEMENT

Stock Purcahse Agreement EXHIBIT 99.1 STOCK PURCHASE AGREEMENT THIS AGREEMENT is made June 25, 2012 between STEVE BOLHUIS, an individual, (“Seller”), and BRUCE J. ESSEX, JR., an individual, (“Buyer”). BACKGROUND A. Seller owns 75,000 common, capital shares of stock, (the “Shares”) of Community Shores Bank, (“CSB”) and desires to sell all of the Shares. B. Buyer desires to purchase the Shares on th

CSHB / Community Shores Bank Corp. / Essex Bruce John Jr - SCHEDULE 13G Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) June 25, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

- FORM 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [FEE REQUIRED] For the fiscal year ended December 31, 2011 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission File Number: <> COMMUNITY SHORES BANK

CSHB / Community Shores Bank Corp. / BOLHUIS STEVEN R SR - SCHEDULE 13D Activist Investment

SC 13D 1 d333556dsc13d.htm SCHEDULE 13D SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) Jerome M. Schwartz Dickinson Wright PLLC 2600 West Big Beaver Road, Suite 300 Troy, Michigan 48084-3312 313-223-3628 (Name, A

CSHB / Community Shores Bank Corp. / Muskegon Castings Corp - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4) Community Shores Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 204046 10 6 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to