CZFC / Citizens First Corp. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Citizens First Corp.
US ˙ NASDAQ
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
CIK 1073475
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Citizens First Corp.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
July 12, 2019 15-12B

CZFC / Citizens First Corp. 15-12B - - 15-12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-33126 CITIZENS FIRST CORPORATION (Exact name of registrant as specified

July 1, 2019 S-8 POS

CZFC / Citizens First Corp. S-8 POS - - S-8 POS

As Filed With the Securities and Exchange Commission on July 1, 2017 Registration No.

July 1, 2019 S-8 POS

CZFC / Citizens First Corp. S-8 POS - - S-8 POS

As Filed With the Securities and Exchange Commission on July 1, 2019 Registration No.

July 1, 2019 POS AM

CZFC / Citizens First Corp. POS AM - - POS AM

POS AM 1 posam.htm POS AM As filed with the Securities and Exchange Commission on July 1, 2019 Registration No. 333-156777 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CITIZENS FIRST CORPORATION (Exact Name of Registrant as Specified in Its Charter) Kentucky 61-0912625 (Sta

July 1, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 6/25/2019 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (IRS Employer of inco

May 9, 2019 10-Q

CZFC / Citizens First Corp. 10-Q Quarterly Report 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2019 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 0

May 6, 2019 DEFM14A

CZFC / Citizens First Corp. DEFM14A DEFM14A

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 6, 2019 EX-99.1

Citizens First Corporation Announcement of Filing of Annual Report

Exhibit 99.1 Citizens First Corporation Announcement of Filing of Annual Report Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 Bowling Green, Kentucky, May 6, 2019 – Citizens First Corporation (NASDAQ: CZFC) announces that it has filed its Form 10-K

May 6, 2019 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/6/2019 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (IRS Employer of incor

April 26, 2019 10-K/A

CZFC / Citizens First Corp. 10-K/A (Annual Report) 10-K/A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC.

April 18, 2019 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/18/2019 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 18, 2019 EX-99.1

Citizens First Corporation Announces First Quarter 2019 Results, Declares Quarterly Common Dividend

Exhibit 99.1 Citizens First Corporation Announces First Quarter 2019 Results, Declares Quarterly Common Dividend mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 2

March 29, 2019 144

CZFC / Citizens First Corp. FORM 144

UNITED STATES OMB APPROVAL SECURITIES AND EXCHANGE COMMISSION OMB Number: 3235-0101 Washington, D.

March 7, 2019 10-K

CZFC / Citizens First Corp. 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC.

March 7, 2019 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Citizens First Bank, Inc., a Kentucky corporation

February 22, 2019 EX-99.1

1

Exhibit 99.1 German American Bancorp, Inc. and Citizens First Corporation Announce Definitive Merger Agreement Jasper, Indiana: February 21, 2019 — German American Bancorp, Inc. (NASDAQ: GABC) (“German American”) and Citizens First Corporation, Bowling Green, Kentucky (NASDAQ: CZFC) (“Citizens First”), announced today that they have entered into a definitive agreement to merge Citizens First into

February 22, 2019 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 22, 2019 EX-2.1

Agreement and Plan of Reorganization by and among German American Bancorp, Inc., German American Bank, Citizens First Corporation and Citizens First Bank, Inc., dated February 21, 2019*

QuickLinks - Click here to rapidly navigate through this document Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION by and among CITIZENS FIRST CORPORATION, a Kentucky corporation, CITIZENS FIRST BANK, INC., a Kentucky bank, GERMAN AMERICAN BANCORP, INC., an Indiana corporation, and GERMAN AMERICAN BANK, an Indiana bank February 21, 2019 TABLE OF CONTENTS ARTICLE I TERMS OF THE MERGERS & CLOSING 1

February 22, 2019 EX-10.1

Voting Agreement, dated as of February 21, 2019, among German American Bancorp, Inc. and each member of the Board of Directors of Citizens First Corporation.

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.1 VOTING AGREEMENT THIS VOTING AGREEMENT ("Agreement") is made and entered into as of February 21, 2019, by and among GERMAN AMERICAN BANCORP, INC., an Indiana corporation ("German American"), and the undersigned securityholders (each, the "Securityholder," which term is used to describe all undersigned securityholders to

February 22, 2019 EX-10.1

Voting Agreement, dated as of February 21, 2019, among German American Bancorp, Inc. and each member of the Board of Directors of Citizens First Corporation.

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.1 VOTING AGREEMENT THIS VOTING AGREEMENT ("Agreement") is made and entered into as of February 21, 2019, by and among GERMAN AMERICAN BANCORP, INC., an Indiana corporation ("German American"), and the undersigned securityholders (each, the "Securityholder," which term is used to describe all undersigned securityholders to

February 22, 2019 EX-2.1

Agreement and Plan of Reorganization by and among German American Bancorp, Inc., German American Bank, Citizens First Corporation and Citizens First Bank, Inc., dated February 21, 2019*

QuickLinks - Click here to rapidly navigate through this document Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION by and among CITIZENS FIRST CORPORATION, a Kentucky corporation, CITIZENS FIRST BANK, INC., a Kentucky bank, GERMAN AMERICAN BANCORP, INC., an Indiana corporation, and GERMAN AMERICAN BANK, an Indiana bank February 21, 2019 TABLE OF CONTENTS ARTICLE I TERMS OF THE MERGERS & CLOSING 1

February 22, 2019 EX-99.1

1

Exhibit 99.1 German American Bancorp, Inc. and Citizens First Corporation Announce Definitive Merger Agreement Jasper, Indiana: February 21, 2019 — German American Bancorp, Inc. (NASDAQ: GABC) (“German American”) and Citizens First Corporation, Bowling Green, Kentucky (NASDAQ: CZFC) (“Citizens First”), announced today that they have entered into a definitive agreement to merge Citizens First into

February 22, 2019 425

CZFC / Citizens First Corp. 8-K (Prospectus)

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 22, 2019 EX-10.2

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT

Exhibit 10.2 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to Employment Agreement (“Amendment”) is entered into as of the 21st day of February, 2019, by and between Steve Marcum (“Executive”) and Citizens First Corporation, a Kentucky corporation (“CFC”). WHEREAS, Executive entered into that certain Employment Agreement dated as of October 19, 2017 with CFC (the “Employment Agreeme

February 22, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 2/21/2019 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

February 22, 2019 EX-10.1

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT

Exhibit 10.1 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to Employment Agreement (“Amendment”) is entered into as of the 21st day of February, 2019, by and between M. Todd Kanipe (“Executive”) and Citizens First Corporation, a Kentucky corporation (“CFC”). WHEREAS, Executive entered into that certain Employment Agreement dated as of October 19, 2017 with CFC (the “Employment Agree

February 22, 2019 EX-10.6

SUCCESS BONUS AGREEMENT

Exhibit 10.6 SUCCESS BONUS AGREEMENT This Success Bonus Agreement (the “Agreement”) is entered into as of February 21, 2019 by and among Marc Lively (“Executive”), Citizens First Corporation, a Kentucky corporation (“CFC”), and Citizens First Bank, Inc., a wholly-owned subsidiary of CFC (“Citizens First Bank”). WITNESSETH: WHEREAS, Executive is currently employed by CFC and Citizens First Bank; an

February 22, 2019 EX-10.3

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT

Exhibit 10.3 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to Employment Agreement (“Amendment”) is entered into as of the 21st day of February, 2019, by and between Marc Lively (“Executive”) and Citizens First Corporation, a Kentucky corporation (“CFC”). WHEREAS, Executive entered into that certain Employment Agreement dated as of October 19, 2017 with CFC (the “Employment Agreemen

February 22, 2019 EX-10.4

SUCCESS BONUS AGREEMENT

Exhibit 10.4 SUCCESS BONUS AGREEMENT This Success Bonus Agreement (the “Agreement”) is entered into as of February 21, 2019 by and among M. Todd Kanipe (“Executive”), Citizens First Corporation, a Kentucky corporation (“CFC”), and Citizens First Bank, Inc., a wholly-owned subsidiary of CFC (“Citizens First Bank”). WITNESSETH: WHEREAS, Executive is currently employed by CFC and Citizens First Bank;

February 22, 2019 EX-10.5

SUCCESS BONUS AGREEMENT

Exhibit 10.5 SUCCESS BONUS AGREEMENT This Success Bonus Agreement (the “Agreement”) is entered into as of February 21, 2019 by and among Steve Marcum (“Executive”), Citizens First Corporation, a Kentucky corporation (“CFC”), and Citizens First Bank, Inc., a wholly-owned subsidiary of CFC (“Citizens First Bank”). WITNESSETH: WHEREAS, Executive is currently employed by CFC and Citizens First Bank; a

February 22, 2019 EX-10.3

First Amendment to Employment Agreement between Citizens First Corporation and Marc Lively dated February 21, 2019 (incorporated by reference to Exhibit 10.3 of the Registrant’s Current Report on Form 8-K filed February 22, 2019).

Exhibit 10.3 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to Employment Agreement (“Amendment”) is entered into as of the 21st day of February, 2019, by and between Marc Lively (“Executive”) and Citizens First Corporation, a Kentucky corporation (“CFC”). WHEREAS, Executive entered into that certain Employment Agreement dated as of October 19, 2017 with CFC (the “Employment Agreemen

February 22, 2019 EX-10.6

Success Bonus Agreement between Citizens First Corporation and Marc Lively dated February 21, 2019 (incorporated by reference to Exhibit 10.6 of the Registrant’s Current Report on Form 8-K filed February 22, 2019).

Exhibit 10.6 SUCCESS BONUS AGREEMENT This Success Bonus Agreement (the “Agreement”) is entered into as of February 21, 2019 by and among Marc Lively (“Executive”), Citizens First Corporation, a Kentucky corporation (“CFC”), and Citizens First Bank, Inc., a wholly-owned subsidiary of CFC (“Citizens First Bank”). WITNESSETH: WHEREAS, Executive is currently employed by CFC and Citizens First Bank; an

February 22, 2019 EX-10.5

Success Bonus Agreement between Citizens First Corporation and Steve Marcum dated February 21, 2019 (incorporated by reference to Exhibit 10.5 of the Registrant’s Current Report on Form 8-K filed February 22, 2019).

Exhibit 10.5 SUCCESS BONUS AGREEMENT This Success Bonus Agreement (the “Agreement”) is entered into as of February 21, 2019 by and among Steve Marcum (“Executive”), Citizens First Corporation, a Kentucky corporation (“CFC”), and Citizens First Bank, Inc., a wholly-owned subsidiary of CFC (“Citizens First Bank”). WITNESSETH: WHEREAS, Executive is currently employed by CFC and Citizens First Bank; a

February 22, 2019 EX-10.1

First Amendment to Employment Agreement between Citizens First Corporation and M. Todd Kanipe dated February 21, 2019 (incorporated by reference to Exhibit 10.1 of the Registrant’s Current Report on Form 8-K filed February 22, 2019).

Exhibit 10.1 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to Employment Agreement (“Amendment”) is entered into as of the 21st day of February, 2019, by and between M. Todd Kanipe (“Executive”) and Citizens First Corporation, a Kentucky corporation (“CFC”). WHEREAS, Executive entered into that certain Employment Agreement dated as of October 19, 2017 with CFC (the “Employment Agree

February 22, 2019 EX-10.2

First Amendment to Employment Agreement between Citizens First Corporation and Steve Marcum dated February 21, 2019 (incorporated by reference to Exhibit 10.2 of the Registrant’s Current Report on Form 8-K filed February 22, 2019).

Exhibit 10.2 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to Employment Agreement (“Amendment”) is entered into as of the 21st day of February, 2019, by and between Steve Marcum (“Executive”) and Citizens First Corporation, a Kentucky corporation (“CFC”). WHEREAS, Executive entered into that certain Employment Agreement dated as of October 19, 2017 with CFC (the “Employment Agreeme

February 22, 2019 425

CZFC / Citizens First Corp. 8-K (Prospectus)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 2/21/2019 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

February 22, 2019 EX-10.4

Success Bonus Agreement between Citizens First Corporation and M. Todd Kanipe dated February 21, 2019 (incorporated by reference to Exhibit 10.4 of the Registrant’s Current Report on Form 8-K filed February 22, 2019).

Exhibit 10.4 SUCCESS BONUS AGREEMENT This Success Bonus Agreement (the “Agreement”) is entered into as of February 21, 2019 by and among M. Todd Kanipe (“Executive”), Citizens First Corporation, a Kentucky corporation (“CFC”), and Citizens First Bank, Inc., a wholly-owned subsidiary of CFC (“Citizens First Bank”). WITNESSETH: WHEREAS, Executive is currently employed by CFC and Citizens First Bank;

February 21, 2019 EX-99.2

Symbol: GABC February 2019 Merger with Citizens First Corporation Bowling Green, Kentucky

Exhibit 99.2 Symbol: GABC February 2019 Merger with Citizens First Corporation Bowling Green, Kentucky CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements made pursuant to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements can often, but not always, be identified by the use of wo

February 21, 2019 EX-99.1

1

Exhibit 99.1 German American Bancorp, Inc. and Citizens First Corporation Announce Definitive Merger Agreement Jasper, Indiana: February 21, 2019 — German American Bancorp, Inc. (NASDAQ: GABC) (“German American”) and Citizens First Corporation, Bowling Green, Kentucky (NASDAQ: CZFC) (“Citizens First”), announced today that they have entered into a definitive agreement to merge Citizens First into

February 21, 2019 EX-2.1

Agreement and Plan of Reorganization by and among German American Bancorp, Inc., German American Bank, Citizens First Corporation and Citizens First Bank, Inc., dated as of February 21, 2019.

QuickLinks - Click here to rapidly navigate through this document Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION by and among CITIZENS FIRST CORPORATION, a Kentucky corporation, CITIZENS FIRST BANK, INC., a Kentucky bank, GERMAN AMERICAN BANCORP, INC., an Indiana corporation, and GERMAN AMERICAN BANK, an Indiana bank February 21, 2019 TABLE OF CONTENTS ARTICLE I TERMS OF THE MERGERS & CLOSING 1

February 21, 2019 EX-10.1

Voting Agreement, dated as of February 21, 2019, among German American Bancorp, Inc. and each member of the Board of Directors of Citizens First Corporation.

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.1 VOTING AGREEMENT THIS VOTING AGREEMENT ("Agreement") is made and entered into as of February 21, 2019, by and among GERMAN AMERICAN BANCORP, INC., an Indiana corporation ("German American"), and the undersigned securityholders (each, the "Securityholder," which term is used to describe all undersigned securityholders to

February 21, 2019 425

GABC / German American Bancorp Inc. 8-K (Prospectus)

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 14, 2019 SC 13G/A

CZFC / Citizens First Corp. / GENDELL JEFFREY L ET AL - CITIZENS FIRST CORPORATION Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.3)* CITIZENS FIRST CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule

February 6, 2019 SC 13G/A

CZFC / Citizens First Corp. / Siena Capital Partners I, L.P. - SCHEDULE 13G AMENDMENT NO. 1 Passive Investment

Schedule 13G Amendment No. 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) Citizens First Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

January 22, 2019 EX-99.1

Citizens First Corporation Announces Fourth Quarter and Year End 2018 Results, Declares Quarterly Common Dividend

Exhibit 99.1 Citizens First Corporation Announces Fourth Quarter and Year End 2018 Results, Declares Quarterly Common Dividend mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Gre

January 22, 2019 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 1/22/2019 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

November 8, 2018 10-Q

CZFC / Citizens First Corp. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2018 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file numbe

October 24, 2018 EX-99.1

Citizens First Corporation Announces Third Quarter 2018 Results

Exhibit 99.1 Citizens First Corporation Announces Third Quarter 2018 Results mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, Octob

October 24, 2018 8-K/A

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/18/2018 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission

October 22, 2018 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/18/2018 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fi

October 22, 2018 EX-99.1

Citizens First Corporation Announces Third Quarter 2018 Results

Exhibit 99.1 Citizens First Corporation Announces Third Quarter 2018 Results mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, Octob

August 9, 2018 EX-3.1

Articles of Incorporation of Citizens First Corporation, (incorporated by reference to Exhibit 3.1 of the Registrant’s Quarterly Report on Form 10-Q filed August 9, 2018).

Exhibit 3.1 The following is a complete copy of the Articles of Incorporation of Citizens First Corporation, as restated to incorporate all amendments: Articles of Incorporation of Citizens First Corporation Article I The name of the corporation is Citizens First Corporation. Article II The purpose for which the corporation is organized shall be to engage in the transaction of any and all activity

August 9, 2018 10-Q

CZFC / Citizens First Corp. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2018 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 00

July 19, 2018 EX-99.1

Citizens First Corporation Announces Second Quarter 2018 Results

Exhibit 99.1 Citizens First Corporation Announces Second Quarter 2018 Results mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 · Increase in net incom

July 19, 2018 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 7/19/2018 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

May 21, 2018 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/16/2018 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (IRS Employer of inco

May 21, 2018 EX-3.1

Articles of Amendment to Second Amended and Restated Articles of Incorporation of Citizens First Corporation

Exhibit 3.1 ARTICLES OF AMENDMENT TO THE SECOND AMENDED AND RESTATED ARTICLES OF INCORPORATION OF CITIZENS FIRST CORPORATION Pursuant to the provisions of KRS 271B.10-060, Articles of Amendment to the Second Amended and Restated Articles of Incorporation of Citizens First Corporation, a Kentucky corporation (the “corporation”), are hereby adopted: FIRST: The name of the corporation is Citizens Fir

May 21, 2018 EX-3.2

Amended and Restated Bylaws of Citizens First Corporation (incorporated by reference to Exhibit 3.2 of the Registrant’s Current Report on Form 8-K filed May 21, 2018).

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF CITIZENS FIRST CORPORATION (as amended as of May 16, 2018) ARTICLE I - MEETINGS OF SHAREHOLDERS SECTION 1. Annual Meeting. The annual meeting of the shareholders for the election of directors and for the transaction of such other business as may properly come before the meeting shall be held at the principal office of the Corporation on the third Wednesda

May 16, 2018 EX-99.1

Citizens First Corporate Overview May16,2018

Exhibit 99.1 CitizensFirstBank.com Citizens First Corporate Overview May16,2018 Forward-Looking Statements We may from time to time make written or oral statements, including statements contained in this presentation, which may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. The words “may

May 16, 2018 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/16/2018 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (IRS Employer of inco

April 19, 2018 EX-99.1

Citizens First Corporation Announces First Quarter 2018 Results and Increase in Quarterly Common Dividend

Exhibit 99.1 Citizens First Corporation Announces First Quarter 2018 Results and Increase in Quarterly Common Dividend mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 4

April 19, 2018 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/19/2018 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

March 29, 2018 DEF 14A

CZFC / Citizens First Corp. DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 13, 2018 10-K

CZFC / Citizens First Corp. 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC.

March 13, 2018 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Citizens First Bank, Inc.

March 6, 2018 SC 13G/A

CZFC / Citizens First Corp. / Service Capital Advisors, Llc - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* CITIZENS FIRST CORPORATION (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

March 1, 2018 PRE 14A

CZFC / Citizens First Corp. PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

February 14, 2018 SC 13G/A

CZFC / Citizens First Corp. / PRB Advisors LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 9, 2018 8-K

Current Report

czfc8KHendersonresignation kkleis UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 9, 2018 EX-99.1

February 8, 2018

czfcEx991 Exhibit 99.1 February 8, 2018 Citizens First Bank Governance Committee & Board of Directors 1065 Ashley Street, Suite 150 Bowling Green, Kentucky 42103 Fellow Board Members, As most of you know, I have recently taken a new job which is demanding much more of my time and involves considerable travel outside of the South Central Kentucky area. Due to these new obligations and time constrai

February 9, 2018 SC 13G/A

CZFC / Citizens First Corp. / GENDELL JEFFREY L ET AL - CITIZENS FIRST CORPORATION Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.2)* CITIZENS FIRST CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule

February 8, 2018 SC 13G/A

CZFC / Citizens First Corp. / Bay Pond Partners, L.P. - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Citizens First Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 29, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 8, 2018 SC 13G/A

CZFC / Citizens First Corp. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Citizens First Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 29, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

January 19, 2018 EX-99.1

Citizens First Corporation Announces Fourth Quarter and Year End 2017 Results, Declares Quarterly Common Dividend

czfcEX991 Exhibit 99.1 Citizens First Corporation Announces Fourth Quarter and Year End 2017 Results, Declares Quarterly Common Dividend mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 B

January 19, 2018 8-K

Results of Operations and Financial Condition

czfcCurrent folio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

December 19, 2017 EX-24

POWER OF ATTORNEY

Exhibit 24 POWER OF ATTORNEY Know all by these presents, that the undersigned hereby constitutes and appoints Steve Marcum and Kim Harmon Kleis, and each of them acting alone, with full power of substitution, the undersigned's true and lawful attorney-in-fact to: (1) execute for and on behalf of the undersigned, in the undersigned's capacity a director of Citizens First Corporation (the "Company")

December 19, 2017 EX-24

POWER OF ATTORNEY

Exhibit 24 POWER OF ATTORNEY Know all by these presents, that the undersigned hereby constitutes and appoints Steve Marcum and Kim Harmon Kleis, and each of them acting alone, with full power of substitution, the undersigned's true and lawful attorney-in-fact to: (1) execute for and on behalf of the undersigned, in the undersigned's capacity a director of Citizens First Corporation (the "Company")

November 9, 2017 EX-10.1

Employment Agreement between Citizens First Corporation and Matthew Todd Kanipe (incorporated by reference to Exhibit 10.1 of the Registrant’s Form 10-Q filed November 9, 2017).*

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“Agreement”) made and effective as of October 19, 2017, by and between CITIZENS FIRST CORPORATION, a Kentucky corporation (“Employer”), and MATTHEW TODD KANIPE, an individual (“Kanipe”). WHEREAS, the parties hereto entered into that certain Employment Agreement dated as of August 1, 2014 (the “Prior Agreement”), wherein Kanipe was employ

November 9, 2017 EX-10.2

Employment Agreement between Citizens First Corporation and J. Steven Marcum (incorporated by reference to Exhibit 10.2 of the Registrant’s Form 10-Q filed November 9, 2017).*

Exhibit 10.2 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“Agreement”) made and effective as of October 19, 2017, by and between CITIZENS FIRST CORPORATION, a Kentucky corporation (“Employer”), and JOHN STEVEN MARCUM, an individual (“Marcum”). WHEREAS, the parties hereto entered into that certain Employment Agreement dated as of August 1, 2014 (the “Prior Agreement”), wherein Marcum was employe

November 9, 2017 EX-10.3

Employment Agreement between Citizens First Corporation and Marc Lively (incorporated by reference to Exhibit 10.3 of the Registrant’s Form 10-Q filed November 9, 2017).*

Exhibit 10.3 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“Agreement”) made and effective as of October 19, 2017, by and between CITIZENS FIRST CORPORATION, a Kentucky corporation (“Employer”), and MARC LIVELY, an individual (“Lively”). WHEREAS, the parties hereto entered into that certain Employment Agreement dated as of August 1, 2014 (the “Prior Agreement”), wherein Lively was employed by Em

November 9, 2017 10-Q

CZFC / Citizens First Corp. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2017 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file numbe

October 19, 2017 EX-99.1

Citizens First Corporation Announces Third Quarter 2017 Results, Increase in Common Dividend and Election of Two Corporate Directors

czfcEX991 Exhibit 99.1 Citizens First Corporation Announces Third Quarter 2017 Results, Increase in Common Dividend and Election of Two Corporate Directors mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley

October 19, 2017 8-K

Results of Operations and Financial Condition

czfcCurrent folio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 12, 2017 8-K

Current Report

8-K 1 f8-k.htm 8-K kkleis UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/10/2017 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction of inc

August 10, 2017 10-Q

CZFC / Citizens First Corp. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2017 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 00

July 20, 2017 EX-99.1

Citizens First Corporation Announces Second Quarter 2017 Results and Completion of Preferred Stock Redemption

czfcEX991 Exhibit 99.1 Citizens First Corporation Announces Second Quarter 2017 Results and Completion of Preferred Stock Redemption mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowli

July 20, 2017 8-K

Results of Operations and Financial Condition

czfcCurrent folio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

June 23, 2017 8-K

Unregistered Sales of Equity Securities

8-K 1 f8-k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 6/19/2017 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (I

May 23, 2017 8-K

Regulation FD Disclosure

2017VoteTotals UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/17/2017 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (IRS E

May 17, 2017 8-K

Current Report

8k UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/17/2017 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 001-33126 61-0912615 (State or other jurisdiction (Commission (IRS Employer of i

May 17, 2017 EX-99.1

Citizens First Corporate Overview May 17, 2017

czfcEx991 Exhibit 99.1 Citizens First Corporate Overview May 17, 2017 We may from time to time make written or oral statements, including statements contained in this presentation, which may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. The words “may”, “expect”, “anticipate”, “intend”,

May 11, 2017 10-Q

Citizens First 10-Q (Quarterly Report)

czfcCurrentFolio10Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

April 20, 2017 EX-99.1

Citizens First Corporation Announces First Quarter 2017 Results

czfcEX991 Exhibit 99.1 Citizens First Corporation Announces First Quarter 2017 Results mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN,

April 20, 2017 8-K

Results of Operations and Financial Condition

czfcCurrent folio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 12, 2017 DEF 14A

Citizens First DEF 14A

czfcCurrent folioProxy UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 23, 2017 10-K

Citizens First 10-K (Annual Report)

czfcCurrentFolio10K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC.

March 22, 2017 8-K

Financial Statements and Exhibits

czfcCurrentFolio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 22, 2017 EX-3.2

Amended and Restated Bylaws of Citizens First Corporation (incorporated by reference to Exhibit 3.2 of the Registrant’s Current Report on Form 8-K filed March 22, 2017).

czfcEx32 Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF CITIZENS FIRST CORPORATION (as amended as of March 16, 2017) ARTICLE I - MEETINGS OF SHAREHOLDERS SECTION 1. Annual Meeting. The annual meeting of the shareholders for the election of directors and for the transaction of such other business as may properly come before the meeting shall be held at the principal office of the Corporation on the thi

February 10, 2017 SC 13G/A

CZFC / Citizens First Corp. / GENDELL JEFFREY L ET AL Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.1)* CITIZENS FIRST CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule

February 9, 2017 SC 13G/A

CZFC / Citizens First Corp. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Citizens First Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 30, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

February 8, 2017 8-K

Citizens First 8-K (Current Report/Significant Event)

czfc8KGuthrieresignationfolio kkleis UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 8, 2017 EX-99.1

February 6, 2017

czfcEx991 Exhibit 99.1 February 6, 2017 Governance Committee and Board of Directors Citizens First Corporation 1065 Ashley Street Bowling Green, Kentucky 42103 Attention: Jack Sheidler, Chairman Dear Jack, Due to the constraints on my time related to ongoing obligations with my family business, it is with much regret I inform you that I am unable to stand for re-election as a member of the Board o

January 19, 2017 8-K

Citizens First 8-K (Current Report/Significant Event)

czfcCurrent folio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

January 19, 2017 EX-99.1

Citizens First Corporation Announces Fourth Quarter and Year End 2016 Results

czfcEX991 Exhibit 99.1 Citizens First Corporation Announces Fourth Quarter and Year End 2016 Results mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700

November 10, 2016 10-Q

Citizens First 10-Q (Quarterly Report)

czfcCurrentFolio10Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

October 20, 2016 EX-99.1

Citizens First Corporation Announces Third Quarter 2016 Results and Declares Common Dividend

czfcEX991 Exhibit 99.1 Citizens First Corporation Announces Third Quarter 2016 Results and Declares Common Dividend mailto:[email protected] mailto:[email protected] NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 4210

October 20, 2016 8-K

Results of Operations and Financial Condition

czfcCurrent folio8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 11, 2016 10-Q

Citizens First 10-Q (Quarterly Report)

10-Q 1 a16-11525110q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2016 Or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from

July 21, 2016 8-K

Results of Operations and Financial Condition

secondqt16rearningrel.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 7/21/2016 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of inco

July 21, 2016 EX-99.1

Citizens First Corporation Announces Second Quarter 2016 Results

pressrelease2ndqtr16.htm Exhibit 99.1 Press Release dated July 21, 2016 Citizens First Corporation Announces Second Quarter 2016 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 ? Increase in earnings per share of 20

May 23, 2016 8-K

Citizens First VOTE TOTALS ANNUAL MEETING 2016 (Current Report/Significant Event)

votetotalsannualmtg2016.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/18/2016 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of in

May 18, 2016 EX-99.1

EX-99.1

ex99-1.htm Exhibit 99.1

May 18, 2016 8-K

Current Report

annualmtg2016.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/18/2016 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporatio

May 10, 2016 10-Q

Citizens First 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2016 Or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 0

April 21, 2016 8-K

Citizens First RESULTS OF OPERATIONS FIRST QUARTER 2016 (Current Report/Significant Event)

resultsofoperations.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/21/2016 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorp

April 21, 2016 EX-99.1

Citizens First Corporation Announces First Quarter 2016 Results

earnreleaseqtr1.htm Exhibit 99.1 Press Release dated April 21, 2016 Citizens First Corporation Announces First Quarter 2016 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 ? Increase in earnings per share of 24.1% c

April 5, 2016 DEF 14A

Citizens First DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

March 24, 2016 10-K

Citizens First 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-K XANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-33126 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 61-0912615 (State or other jurisdiction of (I.

March 21, 2016 PRE 14A

Citizens First PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

March 18, 2016 8-K

Current Report

annualmtgreminder5182016.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 3/18/2016 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of i

February 17, 2016 SC 13G/A

Citizens First BILLY BELL 13GA 01 2016 (Passive Acquisition of More Than 5% of Shares)

bell13ga012016.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Citizens First Corporation (Name of Issuer) Common Stock, No Par Value (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desig

February 12, 2016 SC 13G/A

Citizens First 3G/A (Passive Acquisition of More Than 5% of Shares)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 11, 2016 SC 13G

CZFC / Citizens First Corp. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Citizens First Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

January 28, 2016 SC 13G

CZFC / Citizens First Corp. / GENDELL JEFFREY L ET AL - CITIZENS FIRST CORPORATION Passive Investment

SC 13G 1 p16-0304sc13g.htm CITIZENS FIRST CORPORATION SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* CITIZENS FIRST CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) January 19, 2016 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to d

January 21, 2016 8-K

Results of Operations and Financial Condition

earningsrelease4thqtr15.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 1/21/2016 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of in

January 21, 2016 EX-99.1

Three Months Ended

exhibit991123115.htm Exhibit 99.1 Citizens First Corporation Announces Fourth Quarter and Year-End 2015 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, Jan. 21, 2016 - Citizens First Corporation (

January 19, 2016 SC 13G

CZFC / Citizens First Corp. / Bay Pond Partners, L.P. - SEC SCHEDULE 13G Passive Investment

SC 13G 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Citizens First Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 17462Q107 (CUSIP Number) January 08, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

December 8, 2015 SC 13G

CZFC / Citizens First Corp. / Siena Capital Partners I, L.P. - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) Citizens First Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 17462Q107 (CUSIP Number) January 22, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

December 8, 2015 EX-99.1

EXHIBIT 1 - JOINT FILING AGREEMENT

Exhibit -1 CUSIP No. 17462Q107 13G Page 10 of 10 EXHIBIT 1 - JOINT FILING AGREEMENT The undersigned hereby agree that they are filing this statement jointly pursuant to Rule 13d-1(k)(1). Each of them is responsible for the timely filing of such Schedule 13G and any amendments thereto, and for the completeness and accuracy of the information concerning such person contained therein; but none of the

November 24, 2015 8-K

Citizens First AMENDED BYLAWS AND RESTATED ARTICLES (Current Report/Significant Event)

k8amendedarticlesandbylaws.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 11/19/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction o

November 24, 2015 EX-3.2

AMENDED AND RESTATED BYLAWS CITIZENS FIRST CORPORATION (as amended as of November 19, 2015) Article I. -- MEETINGS OF SHAREHOLDERS

amendedbylaws.htm EXHIBIT 3.2 AMENDED AND RESTATED BYLAWS OF CITIZENS FIRST CORPORATION AMENDED AND RESTATED BYLAWS OF CITIZENS FIRST CORPORATION (as amended as of November 19, 2015) Article I. - MEETINGS OF SHAREHOLDERS Section 1 Annual Meeting. The annual meeting of the shareholders for the election of directors and for the transaction of such other business as may properly come before the meeti

November 24, 2015 EX-3.1

Second Amended and Restated Articles of Incorporation of Citizens First Corporation, (incorporated by reference to Exhibit 3.1 of the Registrant’s Current Report on Form 8-K filed November 24, 2015).

restatedarticles.htm Exhibit 3.1 Second amended and restated articles of incorporation of citizens first corporation Articles of Restatement Amending and Restating the Articles of Incorporation of Citizens First Corporation Pursuant to the provisions of KRS Sections 271B.10-060 and 271B.10-070, Citizens First Corporation hereby adopts these Articles of Restatement for the purpose of amending and r

October 19, 2015 EX-99.1

Citizens First Corporation Announces Third Quarter 2015 Results and Declares Common Dividend

pressreleasecfc93015.htm Exhibit 99.1 Press Release dated October 19, 2015 Citizens First Corporation Announces Third Quarter 2015 Results and Declares Common Dividend NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING

October 19, 2015 8-K

Results of Operations and Financial Condition

citizensfirstearnrel93015.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/19/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of

August 27, 2015 S-8

Citizens First S8 8-27-15 INCENTIVE COMPENSATION PLAN.HTM

s82015incentivecompplan.htm As Filed With the Securities and Exchange Commission on August 27, 2015 Registration No. 333- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its Articles of Incorporation) Kentucky 61-0912615 (State or other jurisdiction of inc

August 24, 2015 8-K

Citizens First TWO NEW DIRECTORS CITIZENS FIRST CORPORATION.HTM (Current Report/Significant Event)

furlonghenderson.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 20, 2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of inc

July 16, 2015 8-K

Results of Operations and Financial Condition

earnreldocument63015.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 7/16/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incor

July 16, 2015 EX-99.1

Citizens First Corporation Announces Second Quarter 2015 Results

earnrelnumbers63015.htm Exhibit 99.1 Press Release dated July 16, 2015 Citizens First Corporation Announces Second Quarter 2015 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, July 16, 2015 ? Citi

June 24, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

directornewberryresignation.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 6/22/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction o

June 22, 2015 8-K/A

Citizens First 2015 ANNUAL MEETING OF SHAREHOLDERS (Current Report/Significant Event)

annualmtgshareholders.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/20/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of in

June 4, 2015 8-K

Citizens First 8K INVEST KY PRESENTATION.HTM (Current Report/Significant Event)

investky2015.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 6/4/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation)

June 4, 2015 EX-99.1

EX-99.1

exh99investkyslides.htm

May 22, 2015 8-K

Citizens First 8K FILING ANNUAL MTG VOTE TOTALS (Current Report/Significant Event)

annualmtgvotes.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/20/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporati

April 16, 2015 EX-99.1

Three Months Ended

pressrelease4162015.htm Exhibit 99.1 Press Release dated April 16, 2015 Citizens First Corporation Announces First Quarter 2015 Results and Repurchase of Warrants Issued to US Treasury NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270

April 16, 2015 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/16/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 8, 2015 DEF 14A

Citizens First DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

February 17, 2015 SC 13G/A

CZFC / Citizens First Corp. / PRB Advisors LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

January 21, 2015 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated January 20, 2015 Citizens First Corporation Announces Fourth Quarter and Year End 2014 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, January 20, 2015 – Citizens

January 21, 2015 8-K

Results of Operations and Financial Condition

8-K 1 fourthqtrearnrel14.htm FOURTH QTR AND YTD RESULTS.HTM UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 1/20/2015 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (S

November 14, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 11/10/2014 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fi

November 14, 2014 EX-10.1

Citizens First Corporation 2014 Management Incentive Plan (incorporated by reference to Exhibit 10.1 of the Registrant’s Form 8-K filed November 14, 2014).*

Exhibit 10.1 Citizens First Corporation Management Incentive Plan CITIZENS FIRST CORPORATION 2014 MANAGEMENT INCENTIVE PLAN SECTION I PURPOSE The purpose of the Citizens First Corporation 2014 Management Incentive Plan (the “Plan”) is to promote and advance the interests of Citizens First Corporation and its stockholders by enabling the Corporation to attract, retain and reward key employees of th

October 16, 2014 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/16/2014 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fi

October 16, 2014 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated October 16, 2014 Citizens First Corporation Announces Third Quarter 2014 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, October 16, 2014 – Citizens First Corporat

July 21, 2014 EX-10.2

EMPLOYMENT AGREEMENT

Exhibit 10.2 Employment Agreement between the Company and John Steven Marcum EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“Agreement”) made and effective as of August 1, 2014, by and between CITIZENS FIRST CORPORATION, a Kentucky corporation (“Employer”), and JOHN STEVEN MARCUM, an individual (“Marcum”). WHEREAS, the parties hereto entered into that certain Employment Agreement dated as of Apri

July 21, 2014 EX-10.1

EMPLOYMENT AGREEMENT

Exhibit 10.1 Employment between the Company and Matthew Todd Kanipe EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“Agreement”) made and effective as of August 1, 2014, by and between CITIZENS FIRST CORPORATION, a Kentucky corporation (“Employer”), and MATTHEW TODD KANIPE, an individual (“Kanipe”). WHEREAS, the parties hereto entered into that certain Employment Agreement dated as of September 17

July 21, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 7/21/2014 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

July 21, 2014 EX-10.3

EMPLOYMENT AGREEMENT

Exhibit 10.3 Employment Agreement between the Company and Marc Lively EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“Agreement”) made and effective as of August 1, 2014, by and between CITIZENS FIRST CORPORATION, a Kentucky corporation (“Employer”), and MARC LIVELY, an individual (“Lively”). WHEREAS, Lively is employed in the position of Executive Vice President and Chief Credit Officer for Empl

July 21, 2014 EX-99.1

Citizens First Corporation Announces Second Quarter 2014 Results

Exhibit 99.1 Press Release dated July 21, 2014 Citizens First Corporation Announces Second Quarter 2014 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, July 21, 2014 – Citizens First Corporation (

May 16, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/14/2014 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 17, 2014 EX-3

AMENDED AND RESTATED BYLAWS CITIZENS FIRST CORPORATION (as amended as of April 17, 2014) ARTICLE I -- MEETINGS OF SHAREHOLDERS

Exhibit 3 Amended and Restated Bylaws AMENDED AND RESTATED BYLAWS OF CITIZENS FIRST CORPORATION (as amended as of April 17, 2014) ARTICLE I - MEETINGS OF SHAREHOLDERS SECTION 1.

April 17, 2014 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated April 17, 2014 Citizens First Corporation Announces First Quarter 2014 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, April 17, 2014 – Citizens First Corporation

April 17, 2014 8-K

Results of Operations and Financial Condition - PRESS RELEASE 1ST QUARTER 2014

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/17/2014 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 3, 2014 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

March 25, 2014 10-K

Citizens First 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-33126 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 61-0912615 (State or other jurisdiction of (I.

February 14, 2014 SC 13G/A

CZFC / Citizens First Corp. / PRB Advisors LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

January 16, 2014 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Results of Operations and Financial Condition - FOURTH QTR EARN RELEASE 2013 AND TARP REPAYMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 1/15/2014 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

January 16, 2014 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated January 16, 2014 Citizens First Corporation Announces Fourth Quarter and Year End 2013 Results; Completes Final TARP Repayment NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN,

October 31, 2013 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated October 31, 2013 Citizens First Corporation Announces Third Quarter 2013 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, October 31, 2013 – Citizens First Corporat

October 31, 2013 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/31/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fi

August 2, 2013 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 8/1/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission File

August 2, 2013 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated August 1, 2013 Citizens First Corporation Announces Second Quarter 2013 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, August 1, 2013 – Citizens First Corporation

June 5, 2013 8-K

- INVESTKY PRESENTATION 662013.HTM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 6/5/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission File

June 5, 2013 EX-99.1

INVEST Kentucky Conference in Louisville on June 6, 2013.

Exhibit 99.1 Copy of Presentation materials that M. Todd Kanipe and Steve Marcum will present at the Hilliard Lyons INVEST Kentucky Conference in Louisville on June 6, 2013. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23

May 17, 2013 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/15/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 22, 2013 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated April 22, 2013 Citizens First Corporation Announces First Quarter 2013 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, April 22, 2013 – Citizens First Corporation

April 22, 2013 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition - FIRST QUARTER 8K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/22/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 3, 2013 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

February 14, 2013 SC 13G/A

CZFC / Citizens First Corp. / PRB Advisors LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 13, 2013 EX-99.1

Citizens First Corporation Announces Second Partial Repayment of TARP Investment, $3.3 Million Remaining

Exhibit 99.1 Press Release dated February 13, 2013. FOR IMMEDIATE RELEASE FOR MORE INFORMATION: February 13, 2013 Todd Kanipe Chief Executive Officer (270) 393-0700 Citizens First Corporation Announces Second Partial Repayment of TARP Investment, $3.3 Million Remaining BOWLING GREEN, KY – Citizens First Corporation (the “Company”) (NASDAQ: CZFC), the holding company of Citizens First Bank (the “Ba

February 13, 2013 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement - PARTIAL TARP REPAYMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 2/13/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

January 17, 2013 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated January 17, 2013 Citizens First Corporation Announces Fourth Quarter and Year End 2012 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, January 17, 2013 – Citizens

January 17, 2013 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition - CITIZENS FIRST CORPORATION 4TH QTR 2012 PRESS REL.HTM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 1/17/2013 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

October 18, 2012 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated October 18, 2012 Citizens First Corporation Announces Third Quarter 2012 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, October 18, 2012 – Citizens First Corporat

October 18, 2012 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition - 8KCZFC101812.HTM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 10/18/2012 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fi

July 19, 2012 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated July 19, 2012 Citizens First Corporation Announces Second Quarter 2012 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, July 19, 2012 – Citizens First Corporation (

July 19, 2012 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition - EARNINGSRELEASE2NDQUARTER2012.HTM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 7/19/2012 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

July 3, 2012 CORRESP

-

June 29, 2012 Mr. Christian Windsor Special Counsel Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 RE: Citizens First Corporation Form 10-Q for the fiscal quarter ended March 31, 2012 Filed May 10, 2012 File No. 001-33126 Dear Mr. Windsor: We have the following responses to your comments dated June 28, 2012 on our Form 10-Q filing for the quarter ended March 31, 2012. I

May 21, 2012 8-K

- ANNUAL MEETING VOTE TOTALS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 5/16/2012 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 19, 2012 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated April 19, 2012 Citizens First Corporation Announces First Quarter 2012 Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, April 19, 2012 – Citizens First Corporation

April 19, 2012 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition - PRESS RELEASE FIRST QTR 2012 EARNINGS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 4/19/2012 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

April 6, 2012 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 9, 2012 PRE 14A

- PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

February 17, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - CITIZENSFIRSTCORPNEWDIRECTOR.HTM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 2/16/12 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission File

February 14, 2012 SC 13G/A

CZFC / Citizens First Corp. / PRB Advisors LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

January 26, 2012 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition - FORM 8-K DATED JANUARY 26, 2012

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) 1/26/2012 CITIZENS FIRST CORPORATION (Exact name of registrant as specified in its charter) Kentucky 333-67435 61-0912615 (State or other jurisdiction of incorporation) (Commission Fil

January 26, 2012 EX-99.1

Three Months Ended

Exhibit 99.1 Press Release dated January 26, 2012 Citizens First Corporation Announces Fourth Quarter 2011 and Year End Results NEWS For Immediate Release Contact: Todd Kanipe, CEO [email protected] Steve Marcum, CFO [email protected] Citizens First Corporation 1065 Ashley Street, Suite 150 Bowling Green, KY 42103 270.393.0700 BOWLING GREEN, KY, January 26, 2012 – Citizens

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