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SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to
SEC Filings (Chronological Order)
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February 12, 2016 SC 13G

DORPQ / Doral Financial Corp. / Footprints Asset Management & Research - SC 13G Passive Investment

SC 13G 1 d141924dsc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* DORAL FINANCIAL CORPORATION (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 25811P852 (CUSIP Number) Stephen J. Lococo, 11422 Miracle Hills Drive, Suite 208 Omaha, NE 68154 402-445-9

April 2, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

8-K 1 d901707d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisd

March 30, 2015 NT 10-K

Doral Financial NOTIFICATION OF LATE FILING

NT 10-K 1 d890003dnt10k.htm NOTIFICATION OF LATE FILING SEC FILE NUMBER 001-31579 CUSIP NUMBER 25811P852 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: December 31, 2014 ¨ Transition Report on Form 10-K ¨ Transition Re

March 12, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement, Other Events, Bankruptcy or Receivership

8-K 1 d892023d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction

March 12, 2015 EX-99.1

DORAL FINANCIAL CORPORATION FILES FOR BANKRUPTCY PROTECTION IN THE SOUTHERN DISTRICT OF NEW YORK

EX-99.1 Exhibit 99.1 Press Release DORAL FINANCIAL CORPORATION FILES FOR BANKRUPTCY PROTECTION IN THE SOUTHERN DISTRICT OF NEW YORK NEW YORK, New York (March 11, 2015) ? Doral Financial Corporation (DFC) announced today that it has filed for chapter 11 bankruptcy in the United States Bankruptcy Court for the Southern District of New York. DFC intends to wind-down its businesses, liquidate its asse

March 6, 2015 8-K

Regulation FD Disclosure, Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 3, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporatio

March 2, 2015 8-K

Entry into a Material Definitive Agreement, Other Events, Bankruptcy or Receivership

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

March 2, 2015 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorpor

March 2, 2015 8-K/A

Entry into a Material Definitive Agreement

8-K/A 1 d883800d8ka.htm 8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (

February 26, 2015 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorpor

February 25, 2015 8-K

Regulation FD Disclosure

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

February 20, 2015 8-K

Regulation FD Disclosure, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 17, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

February 17, 2015 SC 13G/A

DORPQ / Doral Financial Corp. / Senvest Management, LLC - DORAL FINANCIAL CORP Passive Investment

SC 13G/A 1 p15-0458sc13ga.htm DORAL FINANCIAL CORP SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 4)* Doral Financial Corporation (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 25811P886 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the

February 10, 2015 SC 13G

DORPQ / Doral Financial Corp. / VANGUARD GROUP INC Passive Investment

SC 13G 1 doralfinancialcorp.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 0 )* Name of issuer: Doral Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 25811P852 Date of Event Which Requires Filing of this Statement: December 31, 2014 Check the appropriate box to designate the rule pursuant

January 28, 2015 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

January 22, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

January 20, 2015 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

Form 8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other juris

January 20, 2015 EX-99.1

A Nancy Reinhard

EX-99.1 Exhibit 99.1 A Nancy Reinhard Principal Accounting Officer & Acting Chief Financial Officer January 16, 2015 Glen Wakeman CEO Doral Financial Corporation 600 Brickell Ave Miami, FL 33131 Dear Glen Wakeman, I am writing to inform you that I am resigning from Doral Financial Corporation from my position as Principal Accounting Officer and Acting CFO to pursue other opportunities effective Ja

January 16, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

January 15, 2015 8-K

Completion of Acquisition or Disposition of Assets

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 9, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation o

January 13, 2015 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorpora

January 12, 2015 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 9, 2015 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporat

December 19, 2014 8-K

Entry into a Material Definitive Agreement, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

8-K 1 d839783d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdic

December 12, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

November 12, 2014 NT 10-Q

DRLCQ / Doral Financial Corp. NT 10-Q - - NT 10-Q

NT 10-Q 1 d820445dnt10q.htm NT 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 SEC FILE NUMBER 001-31579 CUSIP NUMBER 25811P852 NOTIFICATION OF LATE FILING (Check One) ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: September 30, 2014 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨

November 5, 2014 8-K

Other Events

8-K 1 d817651d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdict

October 29, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 29, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

October 28, 2014 SC 13D

DORPQ / Doral Financial Corp. / Attiva Capital Partners, LTD. - ATTIVA CAPITAL PARTNERS LTD SC 13D 10-28-2014 (DORAL FINANCIAL CORP) Activist Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D INFORMATION TP BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 DORAL FINANCIAL CORPORATION (Name of Issuer) Class A Class A Common Stock, Par Value $0.0001 per share (Title of Class of Securities) 25811P852 (CUSIP Number)

October 14, 2014 8-K

Other Events

8-K 1 d803972d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 10, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other juri

October 7, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 6, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation o

October 3, 2014 8-K

Entry into a Material Definitive Agreement, Costs Associated with Exit or Disposal Activities, Completion of Acquisition or Disposition of Assets

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 2, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation o

October 1, 2014 8-K

Entry into a Material Definitive Agreement, Costs Associated with Exit or Disposal Activities, Completion of Acquisition or Disposition of Assets, Other Events

8-K 1 d798383d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 30, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdi

October 1, 2014 8-K

Other Events

8-K 1 d798897d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 1, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdicti

September 17, 2014 8-K

Other Events

8-K 1 d791046d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdi

September 16, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporatio

September 9, 2014 8-K

Completion of Acquisition or Disposition of Assets

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 9, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

September 8, 2014 8-K

Other Events

8-K 1 d785756d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdic

August 26, 2014 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 25, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporat

August 25, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation o

August 15, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation o

August 12, 2014 NT 10-Q

DOROQ / Doral Financial Corp. NT 10-Q - - NT 10-Q

NT 10-Q 1 d724248dnt10q.htm NT 10-Q SEC FILE NUMBER 001-31579 CUSIP NUMBER 25811P852 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: June 30, 2014 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Tran

August 11, 2014 8-K

Other Events

8-K 1 d774480d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdictio

July 30, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation or

July 24, 2014 8-K

Other Events

8-K 1 d763136d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdi

July 23, 2014 8-K

Other Events

8-K 1 d764068d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction

July 18, 2014 8-K

Entry into a Material Definitive Agreement, Completion of Acquisition or Disposition of Assets

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation or

July 14, 2014 8-K

Entry into a Material Definitive Agreement, Costs Associated with Exit or Disposal Activities

8-K 1 d757969d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 13, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdi

July 14, 2014 8-K/A

Entry into a Material Definitive Agreement, Costs Associated with Exit or Disposal Activities

8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 13, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction

July 2, 2014 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 1, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

June 27, 2014 8-K

Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation or

June 23, 2014 8-K

Other Events

8-K 1 d748936d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction

June 19, 2014 8-K

Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 12, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation or

June 17, 2014 8-K

Other Events

8-K 1 d745668d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 16, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction

June 13, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 9, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

June 13, 2014 EX-17.1

EXHIBIT 17.1

EX-17.1 EXHIBIT 17.1 Dennis Buchert Chairman of the Board Doral Financial Corporation 1451 FD Roosevelt Ave. San Juan, Puerto Rico 00920 Dear Dennis: I spoke briefly to Glen yesterday to inform him of my decision to resign from the Board of Directors of Doral Financial Corporation. I have recently committed to increase my work responsibilities and devote my business focus to a new effort. As a res

June 12, 2014 SC 13D

DORPQ / Doral Financial Corp. / Attiva Capital Partners, LTD. - ATTIVA CAPITAL PARTNERS LTD SC 13D 6-12-2014 (DORAL FINANCIAL CORP) Activist Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D INFORMATION TP BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 DORAL FINANCIAL CORPORATION (Name of Issuer) Class A Class A Common Stock, Par Value $0.0001 per share (Title of Class of Securities) 25811P852 (CUSIP Number)

June 9, 2014 8-K

Other Events - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation

June 5, 2014 EX-99.1

Doral Financial Corporation Files Lawsuit Against Puerto Rican Government Doral Financial Corporation Hires Former Solicitor General Ted Olson of Gibson, Dunn & Crutcher to Represent Doral Financial Corporation in Suits Against Puerto Rican Governmen

EX-99.1 Exhibit 99.1 Doral Financial Corporation Files Lawsuit Against Puerto Rican Government Doral Financial Corporation Hires Former Solicitor General Ted Olson of Gibson, Dunn & Crutcher to Represent Doral Financial Corporation in Suits Against Puerto Rican Government TODAY: 2pm Press Teleconference to Discuss Legal Complaint and Process On Thursday, June 5, 2014 Doral Financial Corporation, a

June 5, 2014 8-K

Financial Statements and Exhibits, Other Events

8-K 1 d739031d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction

June 2, 2014 8-K

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Completion of Acquisition or Disposition of Assets, Other Events

8-K 1 d737922d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdic

June 2, 2014 8-K

Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation or o

May 30, 2014 SC 13D

DORPQ / Doral Financial Corp. / Attiva Capital Partners, LTD. - ATTIVA CAPITAL PARTNERS LTD SC13D 5-30-2014 (DORAL FINANCIAL CORP) Activist Investment

SC 13D 1 formsc13d.htm ATTIVA CAPITAL PARTNERS LTD SC13D 5-30-2014 (DORAL FINANCIAL CORP) SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D INFORMATION TP BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 DORAL FINANCIAL CORPORATION (Name of Issuer) Class A Class A Common S

May 15, 2014 8-K

Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporation or o

May 13, 2014 NT 10-Q

- NT 10-Q

NT 10-Q 1 d724248dnt10q.htm NT 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC FILE NUMBER 001-31579 CUSIP NUMBER 25811P852 (Check one): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: March 31, 2014 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Tra

May 12, 2014 EX-99.1

RE: Closing Agreement dated March 26, 2012

EX-99.1 Exhibit 99.1 May 9, 2014 Hon. Melba I. Acosta Febo Secretary Department of the Treasury Commonwealth of Puerto Rico P.O. Box 9024140 San Juan, PR 00902-4140 RE: Closing Agreement dated March 26, 2012 Dear Secretary Acosta: In a letter dated April 23, 2014 that Doral Financial Corporation (“Doral”) sent to you in response to your April 15, 2014 letter, Doral provided clear and uncontestable

May 12, 2014 8-K

Financial Statements and Exhibits, Other Events

8-K 1 d724294d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction o

May 1, 2014 SC 13D

DORPQ / Doral Financial Corp. / Attiva Capital Partners, LTD. - ATTIVA CAPITAL PARTNERS LTD SC13D 5-1-2014 (DORAL FINANCIAL CORP) Activist Investment

SC 13D 1 formsc13d.htm ATTIVA CAPITAL PARTNERS LTD SC13D 5-1-2014 (DORAL FINANCIAL CORP) SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D INFORMATION TP BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 DORAL FINANCIAL CORPORATION (Name of Issuer) Class A Class A Common St

May 1, 2014 8-K

Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 25, 2014 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation) (

April 30, 2014 10-K/A

Annual Report - 10-K/A

10-K/A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 2, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 d703820d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 1, 2014 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of

April 2, 2014 EX-99.1

April 1, 2014

EX-99.1 Exhibit 99.1 April 1, 2014 To our Shareholders: We are writing to let you know that our Board of Directors and Compensation Committee spent a considerable amount of time in 2013 evaluating our recent Say on Pay vote outcomes, and as a result, we have made considerable changes to our compensation policies, practices, procedures and programs. We are writing to highlight some of the actions t

March 21, 2014 EX-12.1

Doral Financial Corporation Computation of Ratio of Earnings to Fixed Charges For the year ended December 31, 2013 2012 2011 2010 2009 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (87,724 ) $ (164,780 )

EX-12.1 Exhibit 12.1 Doral Financial Corporation Computation of Ratio of Earnings to Fixed Charges For the year ended December 31, 2013 2012 2011 2010 2009 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (87,724 ) $ (164,780 ) $ (8,983 ) $ (277,011 ) $ (42,621 ) Plus: Fixed Charges (excluding capitalized interest) 138,405 151,831 181,804 243,458 293,019

March 21, 2014 EX-10.23

CLOSING AGREEMENT

EX-10.23 Exhibit 10.23 CLOSING AGREEMENT THIS CLOSING AGREEMENT, made in duplicate, is entered into pursuant to Sections 6051.07 and 6091.06 of the Puerto Rico Internal Revenue Code of 2011 (hereinafter the “PR Code”) and Section 6126 of the Puerto Rico Internal Revenue Code of 1994, as amended (hereinafter the “1994 Code”). APPEAR Honorable Jesús F. Méndez Rodríguez, in his capacity as Secretary

March 21, 2014 10-K

Annual Report - 10-K

10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 21, 2014 EX-21.1

Doral Financial Corporation List of Direct and Indirect Subsidiaries as of December 31, 2013 Name of Subsidiary Jurisdiction of Incorporation Doral Insurance Agency, LLC Puerto Rico Doral Properties, Inc. Puerto Rico Doral Investment International, L

EX-21.1 EXHIBIT 21.1 Doral Financial Corporation List of Direct and Indirect Subsidiaries as of December 31, 2013 Name of Subsidiary Jurisdiction of Incorporation Doral Insurance Agency, LLC Puerto Rico Doral Properties, Inc. Puerto Rico Doral Investment International, LLC Puerto Rico Doral Recovery, Inc. Puerto Rico Doral Bank Puerto Rico Doral Recovery, LLC Puerto Rico Doral Mortgage, LLC Puerto

March 21, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d695968d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 21, 2014 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction o

March 21, 2014 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter and Year Ended December 31, 2013 Reports Net Loss of $50.9 million for Quarter Ended December 31, 2013

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter and Year Ended December 31, 2013 Reports Net Loss of $50.9 million for Quarter Ended December 31, 2013 SAN JUAN, Puerto Rico – March 21, 2014 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the holding company of Doral Bank, with operations in Puerto Rico and the U.S.,

March 21, 2014 EX-99.2

Doral Financial Corporation

EX-99.2 Doral Financial Corporation Q4 2013 Investor Presentation March 24, 2014 Exhibit 99.2 Disclaimer 2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can b

March 21, 2014 EX-12.2

Doral Financial Corporation Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends For the year ended December 31, 2013 2012 2011 2010 2009 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operat

EX-12.2 Exhibit 12.2 Section 2: EX-12.2 (EX-12.2) Doral Financial Corporation Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends For the year ended December 31, 2013 2012 2011 2010 2009 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (87,724 ) $ (164,780 ) $ (8,983 ) $ (277,011 ) $ (42,621 ) Plus: Fixed Charges (excluding cap

March 18, 2014 NT 10-K

- FORM NT 10-K

FORM NT 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 SEC FILE NUMBER 001-31579 CUSIP NUMBER 25811P852 NOTIFICATION OF LATE FILING (Check One) x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: December 31, 2013 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on For

February 13, 2014 SC 13G/A

DORPQ / Doral Financial Corp. / Senvest Management, LLC Passive Investment

SC 13G/A 1 d145081113g-a.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* Doral Financial Corporation (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 25811P886 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 12, 2014 SC 13G/A

DORPQ / Doral Financial Corp. / VANGUARD GROUP INC Passive Investment

SC 13G/A 1 doralfinancialcorp.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1 )* Name of issuer: Doral Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 25811P852 Date of Event Which Requires Filing of this Statement: December 31, 2013 Check the appropriate box to designate the rule pursuan

February 12, 2014 SC 13G

DORPQ / Doral Financial Corp. / Footprints Asset Management & Research - SC 13G Passive Investment

SC 13G 1 d677696dsc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* DORAL FINANCIAL CORPORATION (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 25811P852 (CUSIP Number) Stephen J. Lococo, 11422 Miracle Hills Drive, Suite 208 Omaha, NE 68154 402-445-9

February 11, 2014 SC 13G/A

DORPQ / Doral Financial Corp. / NEW GENERATION ADVISORS LLC - SCHEDULE 13GA Passive Investment

SC 13G/A 1 newgendoral13ga021014.htm SCHEDULE 13GA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) Doral Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 25811P852 (CUSIP Number) December 31, 2013 (Date of Event which Requires Filing of this Statement) Check the approp

January 16, 2014 CORRESP

-

CORRESP 1 filename1.htm January 16, 2014 VIA EDGAR Mr. John A. Spitz United States Securities and Exchange Commission Division of Corporate Finance 100 F. Street, N.E. Washington, D.C. 20459-7010 Re: Doral Financial Corporation Form 10-K for Fiscal Year Ended December 31, 2012 Filed March 13, 2013 Form 10-Q for Fiscal Quarter Ended September 30, 2013 Filed November 5, 2013 File No. 001-31579 Dear

December 31, 2013 CORRESP

-

CORRESP 1 filename1.htm 31 December, 2013 Via EDGAR Mr. John A. Spitz Reviewing Accountant United States Securities and Exchange Commission Division of Corporation Finance Washington D.C. 20549 Re: Doral Financial Corporation Form 10-K for the Fiscal Year Ended December 31, 2012 Filed March 13, 2013 Form 10-Q for the Fiscal Quarter ended September 30, 2013 Filed November 5, 2013 File No. 001-31579

December 10, 2013 CORRESP

-

CORRESP 10 December, 2013 Via EDGAR Mr. John A. Spitz Reviewing Accountant United States Securities and Exchange Commission Division of Corporation Finance Washington D.C. 20549 Re: Doral Financial Corporation Form 10-K for the Fiscal Year Ended December 31, 2012 Filed March 13, 2013 Form 10-Q for the Fiscal Quarter ended September 30, 2013 Filed November 5, 2013 File No. 001-31579 Dear Mr. Spitz:

November 5, 2013 EX-99.2

Doral Financial Corporation

EX-99.2 Doral Financial Corporation Q3 2013 Investor Presentation November 5, 2013 Exhibit 99.2 Disclaimer 2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can

November 5, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d623136d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 5, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdi

November 5, 2013 EX-12.1

Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges For the nine months ended September 30, 2013 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (29,073 ) Plus: Fixed Char

EX-12.1 Exhibit 12.1 Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges For the nine months ended September 30, 2013 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (29,073 ) Plus: Fixed Charges (excluding capitalized interest) 104,976 Total Earnings (Losses) $ 75,903 Fixed Charges: Interest expensed and capitalized $

November 5, 2013 EX-12.3

Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges and Preferred Stock Dividends For the nine months ended September 30, 2013 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operation

EX-12.3 Exhibit 12.3 Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges and Preferred Stock Dividends For the nine months ended September 30, 2013 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (29,073 ) Plus: Fixed Charges (excluding capitalized interest) 104,976 Total Earnings (Losses) $ 75,903 Fixed Charges: Intere

November 5, 2013 EX-12.2

Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges For the year ended December 31, 2012 2011 2010 2009 2008 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (164,780 ) $ (

EX-12.2 Exhibit 12.2 Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges For the year ended December 31, 2012 2011 2010 2009 2008 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (164,780 ) $ (8,983 ) $ (277,011 ) $ (42,621 ) $ (32,258 ) Plus: Fixed Charges (excluding capitalized interest) 151,831 181,804 243,458 293,019

November 5, 2013 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2013 Continued Improvement in Its Financial Performance

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2013 Continued Improvement in Its Financial Performance SAN JUAN, Puerto Rico – November 5, 2013 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the financial services holding company of Doral Bank, with operations in Puerto Rico and the U.S. mainla

November 5, 2013 10-Q

Quarterly Report - FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31579 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 66-0312162 (State or other jurisdiction of incorporation or organization) (I.

November 5, 2013 EX-12.4

Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges and Preferred Stock Dividends For the year ended December 31, 2012 2011 2010 2009 2008 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continui

EX-12.4 Exhibit 12.4 Doral Financial Corporation Computation of Ratio of Earnings (Losses) to Fixed Charges and Preferred Stock Dividends For the year ended December 31, 2012 2011 2010 2009 2008 Including Interest on Deposits Earnings (Losses): Pre-tax loss from continuing operations $ (164,780 ) $ (8,983 ) $ (277,011 ) $ (42,621 ) $ (32,258 ) Plus: Fixed Charges (excluding capitalized interest) 1

October 3, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 d607737d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 3, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction

August 16, 2013 EX-99.1

Doral Financial Corporation

EX-99.1 Doral Financial Corporation Q2 2013 Investor Presentation August 16, 2013 Exhibit 99.1 Disclaimer 2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can

August 16, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 16, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation

August 15, 2013 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2013

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2013 SAN JUAN, Puerto Rico – August 15, 2013 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the financial services holding company of Doral Bank, with operations in Puerto Rico and the U.S. mainland, today reported that it incurred a net loss for the th

August 15, 2013 8-K

Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 14, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation) (Co

August 15, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 15, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation

August 12, 2013 NT 10-Q

- NT 10-Q

NT 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER FORM 12b-25 001-31579 CUSIP NUMBER NOTIFICATION OF LATE FILING 25811P852 (Check One) ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form N-SAR ¨ Form N-CSR For Period Ended: June 30, 2013 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition R

June 28, 2013 8-K

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2013 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or other jurisdiction of incorporatio

June 28, 2013 EX-4.1

DORAL FINANCIAL CORPORATION

EX-4.1 Exhibit 4.1 ZQ|CERT#|COY|CLS|RGSTRY|ACCT#|TRANSTYPE|RUN#|TRANS# SPECIMEN COMMON STOCK PAR VALUE $0.01 COMMON STOCK THIS CERTIFICATE IS TRANSFERABLE IN CANTON, MA, JERSEY CITY, NJ AND COLLEGE STATION, TX Certificate Number ZQ00000000 Shares * * 000000 ****************** * * * 000000 ***************** **** 000000 **************** ***** 000000 *************** ****** 000000 ************** DORAL

June 28, 2013 EX-99.1

Doral Financial Corporation Announces Reverse Stock Split

EX-99.1 Exhibit 99.1 Doral Financial Corporation Announces Reverse Stock Split SAN JUAN, PR — (Marketwired) — 06/25/13 — Doral Financial Corporation (NYSE: DRL) (“Doral” or the “Company”) today announced a 1-for-20 reverse stock split of its Common Stock that will be effective on Friday, June 28, 2013 at 4:00 p.m. Eastern Time. At its annual meeting of shareholders held on June 19, 2013, Doral’s s

June 28, 2013 8-A12B/A

- 8-A12B/A

8-A12B/A 1 d561448d8a12ba.htm 8-A12B/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A/A Amendment No. 1 FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Doral Financial Corporation (Exact name of registrant as specified in its charter) Puerto Rico 66-0312162 (State or incorporation or organ

June 28, 2013 EX-3.1

CERTIFICATE OF AMENDMENT TO THE CERTIFICATE OF INCORPORATION DORAL FINANCIAL CORPORATION (Registry Number 29,234) Pursuant to Article 8.02 of the General Corporations Law of the Commonwealth of Puerto Rico (the “Act”)

EX-3.1 Exhibit 3.1 CERTIFICATE OF AMENDMENT TO THE CERTIFICATE OF INCORPORATION OF DORAL FINANCIAL CORPORATION (Registry Number 29,234) Pursuant to Article 8.02 of the General Corporations Law of the Commonwealth of Puerto Rico (the “Act”) Doral Financial Corporation, a Puerto Rico corporation (hereinafter called the “Corporation”), does hereby certify as follows: FIRST: The first paragraph of Art

June 20, 2013 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 d556670d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 19, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of

June 17, 2013 424B3

Prospectus Supplement No. 1 To Reoffer Prospectus Dated October 19, 2011 DORAL FINANCIAL CORPORATION Relating to 6,750,000 Shares of Common Stock

424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-152460 Prospectus Supplement No. 1 To Reoffer Prospectus Dated October 19, 2011 of DORAL FINANCIAL CORPORATION Relating to 6,750,000 Shares of Common Stock This prospectus supplement (this “Supplement”) supplements our reoffer prospectus, dated October 19, 2011 (the “Reoffer Prospectus”), that was filed as part of our Po

May 9, 2013 EX-99.2

Doral Financial Corporation

EX-99.2 Doral Financial Corporation Q1 2013 Investor Presentation May 9, 2013 Exhibit 99.2 Disclaimer 2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can be i

May 9, 2013 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2013 Reports Net Loss of $12.4 million for Three Months Ending March 31, 2013

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2013 Reports Net Loss of $12.4 million for Three Months Ending March 31, 2013 SAN JUAN, Puerto Rico – May 8, 2013 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the holding company of Doral Bank, with operations in Puerto Rico and the U.S., reported a

May 9, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 8, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation) (C

May 8, 2013 DEFR14A

- FORM DEFR 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e

May 7, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 d533936d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 1, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction

April 26, 2013 DEF 14A

- PROXY STATEMENT

DEF 14A 1 b342545def14a.htm PROXY STATEMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as

April 12, 2013 PRE 14A

- SCHEDULE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive

March 13, 2013 EX-99.2

Loan Portfolio $ MM Loan Category PR US Recovery Total Residential $ 2,850 $ 12 $ 699 $ 3,561 CRE — 631 525 1,156 C&I 15 1,421 127 1,563 Construction & Land — 161 147 308 Consumer / Other 25 — — 25 Total $ 2,890 $ 2,225 $ 1,498 $ 6,613

EX-99.2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They ofte

March 13, 2013 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended December 31, 2012 Reports Net Income of $28.3 million for Quarter Ending December 31, 2012 Capital Ratios Continue to Exceed Well-Capitalized Standards

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended December 31, 2012 Reports Net Income of $28.3 million for Quarter Ending December 31, 2012 Capital Ratios Continue to Exceed Well-Capitalized Standards SAN JUAN, Puerto Rico – March 13, 2013 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the holding company of D

March 13, 2013 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d501556d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 13, 2013 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction o

February 14, 2013 SC 13G/A

DORPQ / Doral Financial Corp. / Senvest Management, LLC Passive Investment

SC 13G/A 1 d135801613g-a.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Doral Financial Corporation (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 25811P886 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 14, 2013 SC 13G/A

NETE / Net Element, Inc. / Eton Park Capital Management, L.P. - DORAL FINANCIAL Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Doral Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 25811P100 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedul

February 12, 2013 SC 13G

DORPQ / Doral Financial Corp. / VANGUARD GROUP INC Passive Investment

SC 13G 1 doralfinancialcorp.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 0 )* Name of issuer: Doral Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 25811P886 Date of Event Which Requires Filing of this Statement: December 31, 2012 Check the appropriate box to designate the rule pursuant

February 12, 2013 SC 13G

DORPQ / Doral Financial Corp. / NEW GENERATION ADVISORS, LLC - SCHEDULE 13G Passive Investment

SC 13G 1 doral13g12312012.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) Doral Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 25811P886 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

January 31, 2013 8-K

Regulation FD Disclosure - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 30, 2013 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation)

December 27, 2012 EX-10.3

AMENDMENT TO EMPLOYMENT AGREEMENT

Amendment No. 3 to Robert E. Wahlman Employment Agreement Exhibit 10.3 AMENDMENT TO EMPLOYMENT AGREEMENT THIS AMENDMENT TO EMPLOYMENT AGREEMENT (this “Amendment”) is entered into between Doral Financial Corporation, a Puerto Rico corporation (the “Company”), and Robert E. Wahlman (the “Executive”) under the following circumstances. WHEREAS, the Company and the Executive entered into an Employment

December 27, 2012 EX-10.4

AMENDMENT TO EMPLOYMENT AGREEMENT

EX-10.4 5 d458994dex104.htm AMENDMENT NO. 1 TO GLEN WAKEMAN EMPLOYMENT AGREEMENT Exhibit 10.4 AMENDMENT TO EMPLOYMENT AGREEMENT THIS AMENDMENT TO EMPLOYMENT AGREEMENT (this “Amendment”) is entered into between Doral Financial Corporation, a Puerto Rico corporation (the “Company”), and Glen R. Wakeman (the “Executive”) under the following circumstances. WHEREAS, the Company and the Executive entere

December 27, 2012 EX-10.1

AMENDMENT TO EMPLOYMENT AGREEMENT

EX-10.1 2 d458994dex101.htm AMENDMENT NO. 1 TO CHRISTOPHER POULTON EMPLOYMENT AGREEMENT Exhibit 10.1 AMENDMENT TO EMPLOYMENT AGREEMENT THIS AMENDMENT TO EMPLOYMENT AGREEMENT (this “Amendment”) is entered into between Doral Financial Corporation, a Puerto Rico corporation (the “Company”), and Christopher Poulton (the “Executive”) under the following circumstances. WHEREAS, the Company and the Execu

December 27, 2012 EX-10.2

AMENDMENT TO EMPLOYMENT AGREEMENT

EX-10.2 3 d458994dex102.htm AMENDMENT NO. 1 TO ENRIQUE R. UBARRI EMPLOYMENT AGREEMENT Exhibit 10.2 AMENDMENT TO EMPLOYMENT AGREEMENT THIS AMENDMENT TO EMPLOYMENT AGREEMENT (this “Amendment”) is entered into between Doral Financial Corporation, a Puerto Rico corporation (the “Company”), and Enrique R. Ubarri (the “Executive”) under the following circumstances. WHEREAS, the Company and the Executive

December 27, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 d458994d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 26, 2012 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or Other Jur

November 20, 2012 8-K

Amendment to Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 15, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporati

November 9, 2012 EX-99.2

Doral Financial Corporation

Investor presentation of Doral Financial Corporation Doral Financial Corporation Q3 2012 Investor Presentation November 9, 2012 Exhibit 99.

November 9, 2012 EX-99.1

Doral Financial Corporation Receives Continued Listing Standard Notice from the NYSE

Press Release Exhibit 99.1 Doral Financial Corporation Receives Continued Listing Standard Notice from the NYSE SAN JUAN, Puerto Rico – November 9, 2012 – Doral Financial Corporation (NYSE: DRL) ( “Doral Financial”), the holding company of Doral Bank, with operations in Puerto Rico and the U.S., announced today that on November 8, 2012, it received notice from the New York Stock Exchange, Inc. (“N

November 9, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 9, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporatio

November 9, 2012 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2012 Reports Net Loss of $32.5 million for Quarter Ending September 30, 2012 Capital Ratios Continue to Exceed Well-Capitalized Standards

Press release dated November 9, 2012 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2012 Reports Net Loss of $32.5 million for Quarter Ending September 30, 2012 Capital Ratios Continue to Exceed Well-Capitalized Standards SAN JUAN, Puerto Rico – November 9, 2012 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Comp

November 9, 2012 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 8, 2012 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorpora

September 24, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 d417232d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 20, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Juris

September 13, 2012 EX-99.1

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between DORAL FINANCIAL CORPORATION San Juan, Puerto Rico and Docket No.12-061-WA/RB-HC FEDERAL RESERVE BANK OF NEW YORK Ne

Written Agreement Exhibit 99.1 UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between DORAL FINANCIAL CORPORATION San Juan, Puerto Rico and Docket No.12-061-WA/RB-HC FEDERAL RESERVE BANK OF NEW YORK New York, New York WHEREAS, Doral Financial Corporation, San Juan, Puerto Rico (“Doral”), a registered bank holding compa

September 13, 2012 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 11, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporat

August 9, 2012 EX-99.3

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. ) In the Matter of ) CONSENT ORDER ) DORAL BANK ) SAN JUAN, PUERTO RICO ) FDIC-12-134b ) (INSURED STATE NONMEMBERBANK) ) )

EX-99.3 4 d393425dex993.htm EX-99.3 Exhibit 99.3 FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. ) In the Matter of ) CONSENT ORDER ) DORAL BANK ) SAN JUAN, PUERTO RICO ) FDIC-12-134b ) (INSURED STATE NONMEMBERBANK) ) ) The Federal Deposit Insurance Corporation (“FDIC”) is the appropriate Federal banking agency for DORAL BANK, San Juan, Puerto Rico (“Bank”), under section 3(q) of the Federa

August 9, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 8, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation) (Com

August 9, 2012 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2012 Reports Q2 2012 Net Loss of $1.6 million Maintained book value per share of $3.82

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2012 Reports Q2 2012 Net Loss of $1.6 million Maintained book value per share of $3.82 SAN JUAN, Puerto Rico – August 8, 2012 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the holding company of Doral Bank, with operations in Puerto Rico and the U.S.,

August 9, 2012 EX-99.2

Doral Financial Corporation

EX-99.2 Doral Financial Corporation Q2 2012 Investor Presentation August 9, 2012 Exhibit 99.2 Disclaimer 2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can b

June 13, 2012 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 d367037d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 13, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdicti

May 16, 2012 EX-99.2

Doral Financial Corporation

EX-99.2 Exhibit 99.2 Doral Financial Corporation Q1 ‘12 Investor Presentation May 2012 Disclaimer This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can be identif

May 16, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 15, 2012 DORAL FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation) (Commi

May 16, 2012 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2012 Reports Net Income of $2.6 million Increases Tier 1 Capital by $101.5 million

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2012 Reports Net Income of $2.6 million Increases Tier 1 Capital by $101.5 million SAN JUAN, Puerto Rico – May 15, 2012 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the holding company of Doral Bank, with operations in Puerto Rico and the U.S., repor

May 11, 2012 NT 10-Q

- FORM 12B-25

FORM 12b-25 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER FORM 12b-25 001-31579 CUSIP NUMBER NOTIFICATION OF LATE FILING 25811P886 (Check one): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form N-SAR ¨ Form N-CSR For Period Ended: March 31, 2012 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transi

April 30, 2012 DEF 14A

- DEF 14A

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 20, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 16, 2012 Doral Financial Corporation (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation)

March 16, 2012 NT 10-K

- NOTIFICATION OF LATE FILING

NT 10-K 1 d317953dnt10k.htm NOTIFICATION OF LATE FILING SEC FILE NUMBER 001-31579 CUSIP NUMBER 25811P886 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form N-SAR ¨ Form N-CSR For Period Ended: December 31, 2011 ¨ Transition Report on Form 10-K ¨ Transition Report on Form

March 16, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 d317934d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 16, 2012 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisd

February 14, 2012 SC 13G/A

DORPQ / Doral Financial Corp. / Senvest Management, LLC Passive Investment

SC 13G/A 1 d126417413g-a.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Doral Financial Corporation (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 25811P886 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 14, 2012 SC 13G/A

DORPQ / Doral Financial Corp. / Anchorage Capital Group, L.L.C. Passive Investment

SC 13G/A 1 efc12-90sc13ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* DORAL FINANCIAL CORPORATION (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 25811P886 (CUSIP Number) December 31, 2011 (Date of Event which Requires Filing of this Statement) Check the

February 6, 2012 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 2, 2012 DORAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation)

February 6, 2012 EX-99.1

Doral Regains Compliance with NYSE Listing Standards

EX-99.1 Exhibit 99.1 Doral Regains Compliance with NYSE Listing Standards SAN JUAN, PR, Feb. 3, 2012 — Doral Financial Corporation (NYSE: DRL) (“Doral Financial”), the holding company of Doral Bank, with operations in Puerto Rico and the U.S., today confirmed that it has regained compliance with the New York Stock Exchange, Inc.’s (“NYSE”) continued listing standards. On December 14, 2011, Doral F

January 23, 2012 424B3

DORAL FINANCIAL CORPORATION 38,499,408 Shares of Common Stock

424B3 1 d286876d424b3.htm 424B3 PROSPECTUS SUPPLEMENT (to prospectus dated May 9, 2011) Filed Pursuant to Rule 424(b)(3) Registration No. No. 333-167012 DORAL FINANCIAL CORPORATION 38,499,408 Shares of Common Stock This prospectus supplement updates and supplements the prospectus dated May 9, 2011 and the prospectus supplements dated May 17, 2011, June 30, 2011, July 13, 2011, August 1, 2011, Augu

January 20, 2012 EX-99.1

Doral Financial Corporation Reports Financial Results for the Quarter Ended December 31, 2011 Reports Net Income of $11.7 million for the Quarter Continues to Exceed Well Capitalized Benchmarks

EX-99.1 Exhibit 99.1 Doral Financial Corporation Reports Financial Results for the Quarter Ended December 31, 2011 Reports Net Income of $11.7 million for the Quarter Continues to Exceed Well Capitalized Benchmarks SAN JUAN, Puerto Rico – January 19, 2012 – Doral Financial Corporation (NYSE:DRL) (“Doral”, “Doral Financial” or the “Company”), the holding company of Doral Bank, with operations in Pu

January 20, 2012 EX-99.2

Doral Financial Corporation

EX-99.2 Doral Financial Corporation Q4 ‘11 Investor Presentation January 2012 Exhibit 99.2 Disclaimer 2 This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 (the “PSLRA”). These include comments with respect to our objectives and strategies, and the results of our operations and our business. Forward-looking statements can be i

January 20, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 19, 2012 Doral Financial Corporation (Exact Name of Registrant as Specified in Charter) Puerto Rico 001-31579 66-0312162 (State or Other Jurisdiction of Incorporation) (C

November 9, 2011 CORRESP

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CORRESP 1 filename1.htm November 9, 2011 VIA FAX (703) 813-6983 AND EDGAR Mr. John A. Spitz United States Securities and Exchange Commission Division of Corporate Finance 100 F. Street, N.E. Washington, D.C. 20459-7010 Re: Doral Financial Corporation Form 10-K for Fiscal Year Ended December 31, 2009 Filed February 26, 2010 Form 10-Q for Fiscal Quarter Ended March 31, 2010 Filed May 10, 2011 Form 1

May 24, 2011 CORRESP

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CORRESP 1 filename1.htm May 24, 2011 VIA FAX (703) 813-6983 AND EDGAR Mr. John A. Spitz United States Securities and Exchange Commission Division of Corporate Finance 100 F. Street, N.E. Washington, D.C. 20459-7010 Re: Doral Financial Corporation Form 10-K for Fiscal Year Ended December 31, 2009 Filed February 26, 2010 Form 10-Q for Fiscal Quarter Ended March 31, 2010 Form 10-Q for Fiscal Quarter

March 18, 2011 CORRESP

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CORRESP 1 filename1.htm March 18, 2011 VIA FAX (703) 813-6983 AND EDGAR Mr. John A. Spitz United States Securities and Exchange Commission Division of Corporate Finance 100 F. Street, N.E. Washington, D.C. 20459-7010 Re: Doral Financial Corporation Form 10-K for Fiscal Year Ended December 31, 2009 Filed February 26, 2010 Form 10-Q for Fiscal Quarter Ended March 31, 2010 Filed May 10, 2010 Form 10-

October 15, 2010 CORRESP

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CORRESP 1 filename1.htm October 15, 2010 VIA FAX (703) 813-6983 AND EDGAR Mr. John A. Spitz United States Securities and Exchange Commission Division of Corporate Finance 100 F. Street, N.E. Washington, D.C. 20459-7010 Re: Doral Financial Corporation Form 10-K for Fiscal Year Ended December 31, 2009 Filed February 26, 2010 Form 10-Q for Fiscal Quarter Ended March 31, 2010 Filed May 10, 2010 Form 1

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