FORN / FOUR OAKS FINCORP INC - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

FOUR OAKS FINCORP INC
US ˙ NASDAQ
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
CIK 1040799
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to FOUR OAKS FINCORP INC
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
November 13, 2017 15-12G

FOFN / Four Oaks Fincorp, Inc. FORM 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES AND EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File No. 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in

November 6, 2017 SC 13D/A

FORN / FOUR OAKS FINCORP INC / LEHMAN KENNETH R - SCHEDULE 13D (AMENDMENT NO. 2) Activist Investment

SC 13D/A 1 tv478781sc13da.htm SCHEDULE 13D (AMENDMENT NO. 2) UNITED STATES SECURITIES & EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Amendment No. 2 Under the Securities Exchange Act of 1934 Four Oaks Fincorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 350891206 (CUSIP Number) Kenneth R. Lehman, 1408 North Abingdon Street, Arlington, Virginia 703.812.5230 (Name, a

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-8 POS

Four Oaks Fincorp S-8 POS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-30677 File No. 333-69792 File No. 333-152159 File No. 333-162200 File No. 333-162202 File No. 333-165829 File No. 333-187601 File No. 333-201579 File No. 333-210458 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT No. 333-306

November 3, 2017 S-3DPOS

Four Oaks Fincorp S-3DPOS

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-33527 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-3D REGISTRATION STATEMENT No. 333-33527 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FOUR OAKS FINCORP, INC. (Exact Name of Registrant as Specified in Its Charter) North Carolina 56-20

November 3, 2017 POS AM

Four Oaks Fincorp POS AM

As filed with the Securities and Exchange Commission on November 3, 2017 File No. 333-175771 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 3 TO FORM S-1 REGISTRATION STATEMENT No. 333-175771 ON FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FOUR OAKS FINCORP, INC. (Exact Name of Registrant as Specified in Its Charter) North C

November 3, 2017 RW

Four Oaks Fincorp RW

November 3, 2017 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

November 2, 2017 8-K

Changes in Control of Registrant, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

8-K 1 tv4784218k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 1, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina No. 000-22787 No. 56-2028446 (State or oth

October 26, 2017 425

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Prospectus)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 26, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

October 26, 2017 EX-99.1

Four Oaks Fincorp, Inc. Announces 2017 Third Quarter and Year to Date Earnings

EX-99.1 2 a51705464ex991.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2017 Third Quarter and Year to Date Earnings FOUR OAKS, N.C.-(BUSINESS WIRE)-October 26, 2017-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced earnings for the third quarter and nine months ended September 30, 2017. The

October 26, 2017 EX-99.1

Four Oaks Fincorp, Inc. Announces 2017 Third Quarter and Year to Date Earnings

EX-99.1 2 a51705464ex991.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2017 Third Quarter and Year to Date Earnings FOUR OAKS, N.C.-(BUSINESS WIRE)-October 26, 2017-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced earnings for the third quarter and nine months ended September 30, 2017. The

October 26, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 26, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

October 24, 2017 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 23, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

August 9, 2017 10-Q

FORN / FOUR OAKS FINCORP INC 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2017 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) NORTH CAROLINA 56-2028446 (State or other jurisdiction of (IRS Employer

August 9, 2017 EX-3.1

BYLAWS OF FOUR OAKS FINCORP, INC. ARTICLE I

Exhibit 3.1 BYLAWS OF FOUR OAKS FINCORP, INC. ARTICLE I DEFINITIONS In these bylaws, unless otherwise provided, the following terms shall have the following meanings: (1)“Act” shall mean the North Carolina Business Corporation Act as codified in Chapter 55 of the North Carolina General Statutes effective July 1, 1990, and as amended from time to time; (2)“Articles of incorporation” shall mean the

July 31, 2017 EX-99.1

FOUR OAKS FINCORP, INC. ANNOUNCES

Exhibit Exhibit 99.1 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: July 27, 2017 FOUR OAKS FINCORP, INC. ANNOUNCES 2017 SECOND QUARTER

July 31, 2017 425

Four Oaks Fincorp 425 (Prospectus)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 27, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation

July 31, 2017 EX-99.2

FOUR OAKS FINCORP, INC. DECLARES 2017 THIRD QUARTER DIVIDEND

EX-99.2 3 declareddividendsforq32017.htm EXHIBIT 99.2 Exhibit 99.2 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: July 27, 2017 FOUR OA

July 27, 2017 EX-99.2

FOUR OAKS FINCORP, INC. DECLARES 2017 THIRD QUARTER DIVIDEND

EX-99.2 3 declareddividendsforq32017.htm EXHIBIT 99.2 Exhibit 99.2 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: July 27, 2017 FOUR OA

July 27, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 a8-kq22017xearningsrelease.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 27, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or oth

July 27, 2017 EX-99.1

FOUR OAKS FINCORP, INC. ANNOUNCES

Exhibit Exhibit 99.1 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: July 27, 2017 FOUR OAKS FINCORP, INC. ANNOUNCES 2017 SECOND QUARTER

June 27, 2017 8-A12G/A

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-A12G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A/A (Amendment No. 1) FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other jurisdiction (IRS Employer of incorporation) Identificat

June 27, 2017 EX-3.1

AMENDMENT OF THE BYLAWS OF FOUR OAKS FINCORP, INC.

Exhibit 3.1 AMENDMENT OF THE BYLAWS OF FOUR OAKS FINCORP, INC. The Bylaws (the ? Bylaws?) of Four Oaks Fincorp, Inc. (the ? Corporation?) are hereby amended as follows: 1. Section 9 of Article IX is added to the Bylaws: SECTION 9. Exclusive Forum for Certain Disputes: Unless the Corporation consents in writing to the selection of an alternative forum, and to the fullest extent permitted by law, th

June 27, 2017 EX-99.1

UNITED COMMUNITY BANKS, INC. AND FOUR OAKS FINCORP, INC. ANNOUNCE MERGER AGREEMENT

Exhibit 99.1 For Immediate Release For more information: Jefferson Harralson Chief Financial Officer (864) 240-6208 [email protected] David Rupp Chief Executive Officer (919) 963-1115 [email protected] UNITED COMMUNITY BANKS, INC. AND FOUR OAKS FINCORP, INC. ANNOUNCE MERGER AGREEMENT ? Expands franchise footprint into the attractive Raleigh, NC MSA ? Partnership with 105-year-old c

June 27, 2017 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 26, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

June 27, 2017 EX-2.1

Agreement and Plan of Merger, dated June 26, 2017, by and between United and the Company (incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form 8-K filed June 27, 2017).

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and between FOUR OAKS FINCORP, INC. and UNITED COMMUNITY BANKS, INC. June 26, 2017 TABLE OF CONTENTS Page ARTICLE I MERGER 1 1.1 The Merger 2 1.2 Merger Consideration 2 1.3 Delivery of the Merger Consideration 4 1.4 Closing 5 1.5 Articles of Incorporation and Bylaws of Buyer 6 1.6 Officers and Directors of Buyer 6 1.7 Tax Free Reorganization 6 1.8 Bank M

June 27, 2017 EX-4.1

AMENDMENT NO. 1 TO THE TAX ASSET PROTECTION PLAN

Exhibit 4.1 AMENDMENT NO. 1 TO THE TAX ASSET PROTECTION PLAN THIS AMENDMENT NO. 1, dated as of June 26, 2017 (this ?Amendment?), to the Tax Asset Protection Plan, dated as of August 18, 2014 (the ?Rights Agreement?), by and between Four Oaks Fincorp, Inc., a North Carolina corporation (the ?Company?), and Computershare Trust Company, N.A. (as successor to Registrar and Transfer Company), as Rights

June 27, 2017 EX-3.1

AMENDMENT OF THE BYLAWS OF FOUR OAKS FINCORP, INC.

Exhibit 3.1 AMENDMENT OF THE BYLAWS OF FOUR OAKS FINCORP, INC. The Bylaws (the ? Bylaws?) of Four Oaks Fincorp, Inc. (the ? Corporation?) are hereby amended as follows: 1. Section 9 of Article IX is added to the Bylaws: SECTION 9. Exclusive Forum for Certain Disputes: Unless the Corporation consents in writing to the selection of an alternative forum, and to the fullest extent permitted by law, th

June 27, 2017 EX-4.1

AMENDMENT NO. 1 TO THE TAX ASSET PROTECTION PLAN

Exhibit 4.1 AMENDMENT NO. 1 TO THE TAX ASSET PROTECTION PLAN THIS AMENDMENT NO. 1, dated as of June 26, 2017 (this ?Amendment?), to the Tax Asset Protection Plan, dated as of August 18, 2014 (the ?Rights Agreement?), by and between Four Oaks Fincorp, Inc., a North Carolina corporation (the ?Company?), and Computershare Trust Company, N.A. (as successor to Registrar and Transfer Company), as Rights

June 27, 2017 EX-2.1

AGREEMENT AND PLAN OF MERGER by and between FOUR OAKS FINCORP, INC. UNITED COMMUNITY BANKS, INC. June 26, 2017

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and between FOUR OAKS FINCORP, INC. and UNITED COMMUNITY BANKS, INC. June 26, 2017 TABLE OF CONTENTS Page ARTICLE I MERGER 1 1.1 The Merger 2 1.2 Merger Consideration 2 1.3 Delivery of the Merger Consideration 4 1.4 Closing 5 1.5 Articles of Incorporation and Bylaws of Buyer 6 1.6 Officers and Directors of Buyer 6 1.7 Tax Free Reorganization 6 1.8 Bank M

June 27, 2017 425

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Prospectus)

425 1 a51580707.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 26, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State

June 27, 2017 EX-99.1

UNITED COMMUNITY BANKS, INC. AND FOUR OAKS FINCORP, INC. ANNOUNCE MERGER AGREEMENT

Exhibit 99.1 For Immediate Release For more information: Jefferson Harralson Chief Financial Officer (864) 240-6208 [email protected] David Rupp Chief Executive Officer (919) 963-1115 [email protected] UNITED COMMUNITY BANKS, INC. AND FOUR OAKS FINCORP, INC. ANNOUNCE MERGER AGREEMENT · Expands franchise footprint into the attractive Raleigh, NC MSA · Partnership with 105-year-old c

June 27, 2017 425

United Community Banks FORM 8-K (Prospectus)

425 1 t17004048k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 26, 2017 UNITED COMMUNITY BANKS, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-35095 No. 58-1807304 (State or other ju

June 27, 2017 EX-2.1

AGREEMENT AND PLAN OF MERGER by and between FOUR OAKS FINCORP, INC. UNITED COMMUNITY BANKS, INC. June 26, 2017 TABLE OF CONTENTS

Exhibit 2.1 Execution Version AGREEMENT AND PLAN OF MERGER by and between FOUR OAKS FINCORP, INC. and UNITED COMMUNITY BANKS, INC. June 26, 2017 TABLE OF CONTENTS Page ARTICLE I MERGER 1 1.1 The Merger 1 1.2 Merger Consideration 2 1.3 Delivery of the Merger Consideration 4 1.4 Closing 6 1.5 Articles of Incorporation and Bylaws of Buyer 6 1.6 Officers and Directors of Buyer 6 1.7 Tax Free Reorganiz

June 27, 2017 EX-99.1

UNITED COMMUNITY BANKS, INC. AND FOUR OAKS FINCORP, INC. ANNOUNCE MERGER AGREEMENT

Exhibit 99.1 For Immediate Release For more information: Jefferson Harralson Chief Financial Officer (864) 240-6208 [email protected] David Rupp Chief Executive Officer (919) 963-1115 [email protected] UNITED COMMUNITY BANKS, INC. AND FOUR OAKS FINCORP, INC. ANNOUNCE MERGER AGREEMENT · Expands franchise footprint into the attractive Raleigh, NC MSA · Partnership with 105-year-old

June 27, 2017 EX-99.2

Acquisition of Four Oaks Fincorp, Inc. June 27, 2017 ► Expands franchise footprint into attractive Raleigh, NC MSA ► Partnership with 105 - year - old community bank with significant operations in North Carolina’s fastest - growing MSA ; consistent w

Exhibit 99.2 Acquisition of Four Oaks Fincorp, Inc. June 27, 2017 ? Expands franchise footprint into attractive Raleigh, NC MSA ? Partnership with 105 - year - old community bank with significant operations in North Carolina?s fastest - growing MSA ; consistent with United growth strategy ? Strategically and financially attractive combination ucbi.com | 2 Disclosures CAUTIONARY STATEMENT This inve

June 23, 2017 CORRESP

Four Oaks Fincorp ESP

Document June 23, 2017 VIA EDGAR TRANSMISSION Securities and Exchange Commission 100 F Street, N.

June 23, 2017 10-K/A

FORN / FOUR OAKS FINCORP INC 10-K/A (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2016 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other jurisdiction of

May 31, 2017 424B3

FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 200,762 Shares of Common Stock Par Value $1.00 Per Share

Document Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-175771 PROSPECTUS FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 200,762 Shares of Common Stock Par Value $1.00 Per Share The Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan (hereinafter referred to as the ?Plan?) of Four Oaks Fincorp, Inc. (the ?Com

May 24, 2017 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 22, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commiss

May 9, 2017 S-1/A

Four Oaks Fincorp S-1/A

Document As filed with the Securities and Exchange Commission on May 9, 2017 Registration No.

May 9, 2017 10-Q

Four Oaks Fincorp 10-Q (Quarterly Report)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2017 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) NORTH CAROLINA 56-2028446 (State or other jurisdiction of (IRS

May 9, 2017 CORRESP

Four Oaks Fincorp ESP

Document May 9, 2017 VIA EDGAR TRANSMISSION Securities and Exchange Commission 100 F Street, N.

May 4, 2017 EX-99.1

FOUR OAKS FINCORP, INC. ANNOUNCES TERMINATION OF WRITTEN

EX-99.1 2 pressreleaserewrittenagree.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOUR OAKS FINCORP, INC. ANNOUNCES TERMINATION OF WRITTEN AGREEMENT WITH FEDERAL RESERVE BANK OF RICHMOND FOUR OAKS, N.C.-(BUSINESS WIRE)-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), announced today that the Bank’s July 2015 Written A

May 4, 2017 8-K

Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K 1 form8-kterminationofwritte.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 28, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or ot

April 27, 2017 S-1

Four Oaks Fincorp S-1

S-1 1 forms-1lehmanresaleregistr.htm S-1 As filed with the Securities and Exchange Commission on April 27, 2017 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina (State or other jurisdiction of inc

April 25, 2017 EX-99.1

FOUR OAKS FINCORP, INC. DECLARES 2017 SECOND QUARTER DIVIDEND

Exhibit Exhibit 99.1 FOR IMMEDIATE RELEASE FOUR OAKS FINCORP, INC. DECLARES 2017 SECOND QUARTER DIVIDEND FOUR OAKS, N.C.-(BUSINESS WIRE)-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company, today announced that the Board of Directors of the Company declared a cash dividend of $0.01 per share payable on or after May 23, 2017, to shareholders

April 25, 2017 8-K

Financial Statements and Exhibits, Other Events

8-K 1 form8-kfy17q2dividend.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 25, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other j

April 20, 2017 EX-99.1

FOUR OAKS FINCORP, INC. ANNOUNCES

EX-99.1 2 pressrelease3312017.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: April 20, 2017 FOUR OAKS FIN

April 20, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-kq12017.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 20, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction

April 17, 2017 DEF 14A

Four Oaks Fincorp DEF 14A

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Pr

March 30, 2017 10-K

Four Oaks Fincorp 10-K (Annual Report)

10-K 1 fofn1231201610k.htm 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2016 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other jur

March 30, 2017 EX-3.1

Articles of Amendment to Articles of Incorporation of Four Oaks Fincorp, Inc.

Exhibit 3.1 ARTICLES OF INCORPORATION OF FOUR OAKS FINCORP, INC. The undersigned, being of the age of eighteen years or more, does hereby make and acknowledge these Articles of Incorporation for the purpose of forming a business corporation under and by virtue of the laws of the State of North Carolina: 1. The name of the corporation is Four Oaks Fincorp, Inc. 2. The address of the registered offi

March 30, 2017 EX-10.12

Summary of Non-Employee Director Compensation

Exhibit 10.12 Summary of Non-Employee Director Compensation Monthly Board Compensation Each non-employee member of our board of directors (the “Board”) is paid the following fees per month based on his or her role: Chairman of the Board $1,850 Lead Independent Director $1,850 Member of the Board $1,500 Committee Attendance Compensation Each non-employee committee member is paid the following fee f

March 30, 2017 EX-4.1

EX-4.1

EX-4.1 3 exhibit41stockcertificate.htm EXHIBIT 4.1

March 15, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 9, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

March 15, 2017 EX-99.1

FOUR OAKS BANK 1 Investor Presentation March 2017 Proprietary and Confidential Disclosure 2 Four Oaks Fincorp Overview 3 Founded in 1912 and headquartered in Four Oaks, NCBank holding company with Four Oaks Bank and Trust as the principal subsidiary1

EX-99.1 2 a51526554ex991.htm EXHIBIT 99.1 Exhibit 99.1 FOUR OAKS BANK 1 Investor Presentation March 2017 Proprietary and Confidential Disclosure 2 Four Oaks Fincorp Overview 3 Founded in 1912 and headquartered in Four Oaks, NCBank holding company with Four Oaks Bank and Trust as the principal subsidiary14 locations, predominately in the Raleigh MSA$735 million balance sheetTotal loans: $515 millio

March 8, 2017 EX-99.1

FOUR OAKS, N.C.--(BUSINESS WIRE)--March 8, 2017--Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company, today announced that the Financial Industry Regulatory Authority (“FINRA”) has approved the

EX-99.1 3 a51522807ex991.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Updated Effective Date of Reverse Stock Split and Approval of Share Repurchase Program FOUR OAKS, N.C.-(BUSINESS WIRE)-March 8, 2017-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company, today announced that the Financial Industry Regulatory Authority (“F

March 8, 2017 EX-3.1

Articles of Amendment to Articles of Incorporation of Four Oaks Fincorp, Inc.

EX-3.1 2 a51522807ex31.htm EXHIBIT 3.1 Exhibit 3.1 Articles of Amendment to Articles of Incorporation of Four Oaks Fincorp, Inc. Pursuant to Section 55-10-06 of the North Carolina Business Corporation Act, the undersigned corporation hereby submits these Articles of Amendment for the purpose of amending its Articles of Incorporation: 1. The name of the corporation is Four Oaks Fincorp, Inc. 2. The

March 8, 2017 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

8-K 1 a51522807.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 7, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State

March 2, 2017 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 27, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

March 2, 2017 EX-10.1

FOUR OAKS BANK & TRUST COMPANY DEATH BENEFIT ONLY PLAN TABLE OF CONTENTS

Exhibit 10.1 FOUR OAKS BANK & TRUST COMPANY DEATH BENEFIT ONLY PLAN TABLE OF CONTENTS PAGE ARTICLE I?PURPOSE 1 ARTICLE II?DEFINITIONS 1 2.1 Beneficiary 1 2.2 Board 1 2.3 Committee 1 2.4 Effective Date 1 2.5 Eligible Executive 1 2.6 ERISA 1 2.7 Participant 1 2.8 Participation Agreement 1 2.9 Plan 2 ARTICLE III?PARTICIPATION 2 3.1 Commencement of Participation 2 3.2 Termination of Participation 2 AR

February 16, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 16, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

February 16, 2017 EX-99.1

Four Oaks Fincorp, Inc. Announces Effective Date of Reverse Stock Split

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Effective Date of Reverse Stock Split FOUR OAKS, N.C.-(BUSINESS WIRE)-February 16, 2017-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company, today announced that its Board of Directors (the ?Board?) has approved a one for five reverse stock split of its outstanding common stock (the ?Reverse Sto

February 9, 2017 EX-99.1

February 9, 2017

Exhibit Exhibit 99.1 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: February 9, 2017 FOUR OAKS FINCORP, INC. ANNOUNCES 2016 FOURTH QUAR

February 9, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 9, 2017 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporat

December 21, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 19, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorpora

November 14, 2016 10-Q

Four Oaks Fincorp 10-Q (Quarterly Report)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2016 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) NORTH CAROLINA 56-2028446 (State or other jurisdiction of

November 10, 2016 8-K

Submission of Matters to a Vote of Security Holders

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 8, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporat

November 1, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 1, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporat

November 1, 2016 EX-99.1

November 1, 2016

EX-99.1 2 pressrelease9302016.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. 6114 US 301 South Four Oaks, NC 27524 (919)963-2177 Telephone (919)963-2768 Fax Press Release For more information contact: David H. Rupp, President and Chief Executive Officer, or Deanna W. Hart, Executive Vice President and Chief Financial Officer (919) 963-2177 FOR IMMEDIATE RELEASE: November 1, 2016 FOUR OAKS F

October 3, 2016 DEF 14A

Four Oaks Fincorp DEF 14A

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Pr

September 19, 2016 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 19, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (C

September 12, 2016 PRE 14A

Four Oaks Fincorp PRE 14A

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: ? Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Pr

August 11, 2016 10-Q

Four Oaks Fincorp 10-Q (Quarterly Report)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2016 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) NORTH CAROLINA 56-2028446 (State or other jurisdiction of (IRS

August 11, 2016 EX-10.1

EMPLOYMENT AGREEMENT

EX-10.1 2 ex101-aremploymentagreemen.htm EXHIBIT 10.1 Execution Copy EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into effective as of April 4, 2016 (the “Effective Date”), by and between Four Oaks Bank & Trust Company (the “Bank”) and Lawrence F. DesPres (“Employee”). The Bank desires to continue to employ Employee, and Employee desires to accept such conti

July 29, 2016 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 29, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

July 29, 2016 EX-99.1

Four Oaks Fincorp, Inc. Announces 2016 Second Quarter Earnings

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2016 Second Quarter Earnings FOUR OAKS, N.C.-(BUSINESS WIRE)-July 29, 2016-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced earnings for the second quarter and six months ended June 30, 2016. The Company reported pre-tax net income of $1.4 million and $2.7 milli

May 25, 2016 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 a51350154.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 23, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State

May 12, 2016 10-Q

Four Oaks Fincorp 10-Q (Quarterly Report)

SEC Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2016 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) NORTH CAROLINA 56-2028446 (State or other jurisdiction of

May 12, 2016 EX-10.1

SEVERANCE AND GENERAL RELEASE AGREEMENT

Exhibit 10.1 SEVERANCE AND GENERAL RELEASE AGREEMENT This SEVERANCE AND GENERAL RELEASE AGREEMENT (“Agreement”) is made and entered into between Four Oaks Bank & Trust Company (the “Bank”) and W. Leon Hiatt, III (“Employee”). Throughout the remainder of this Agreement, the Bank and Employee may be collectively referred to as the “Parties” and individually referred to as a “Party.” Employee is curr

May 2, 2016 EX-24.1

LIMITED POWER OF ATTORNEY

LIMITED POWER OF ATTORNEY Know all by these presents, that the undersigned hereby makes, constitutes and appoints Wanda J.

April 29, 2016 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 29, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

April 29, 2016 EX-99.1

Four Oaks Fincorp, Inc. Announces 2016 First Quarter Earnings

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2016 First Quarter Earnings FOUR OAKS, N.C.-(BUSINESS WIRE)-April 29, 2016-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced results for the first quarter ended March 31, 2016. For the first quarter, the Company reported pre-tax net income of $1.3 million compare

April 18, 2016 DEF 14A

Four Oaks Fincorp DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 1, 2016 PRE 14A

Four Oaks Fincorp PRE 14A

PRE 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Pro

March 29, 2016 S-8

Four Oaks Fincorp FOUR OAKS FINCORP, INC. S-8

As filed with the Securities and Exchange Commission on March 29, 2016 Registration No.

March 29, 2016 EX-10.22

EMPLOYMENT AGREEMENT

Exhibit 10.22 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into effective as of December 3, 2016 (the “Effective Date”), by and between Four Oaks Bank & Trust Company (the “Bank”) and Deanna W. Hart (“Employee”). The Bank desires to continue to employ Employee, and Employee desires to accept such continued employment on the terms set forth below. In consider

March 29, 2016 EX-10.21

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.21 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is made and entered into effective as of November 30, 2015 (the “Effective Date”), by and between Four Oaks Bank & Trust Company (the “Bank”) and Lisa S. Herring (“Employee”). The Bank desires to continue to employ Employee, and Employee desires to accept such continued employme

March 29, 2016 EX-10.20

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.20 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is made and entered into effective as of November 30, 2015 (the “Effective Date”), by and between Four Oaks Bank & Trust Company (the “Bank”) and Jeff D. Pope (“Employee”). The Bank desires to continue to employ Employee, and Employee desires to accept such continued employment

March 29, 2016 EX-10.12

Summary of Non-Employee Director Compensation

Exhibit 10.12 Summary of Non-Employee Director Compensation Monthly Board Compensation Each non-employee member of our board of directors (the “Board”) is paid the following fees per month based on his or her role: Chairman of the Board $1,600 Lead Independent Director $1,600 Member of the Board $1,275 Committee Attendance Compensation Each non-employee committee member is paid the following fee f

March 29, 2016 EX-10.23

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.23 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is made and entered into effective as of November 30, 2015 (the “Effective Date”), by and between Four Oaks Bank & Trust Company (the “Bank”) and Warren D. Herring (“Employee”). The Bank desires to continue to employ Employee, and Employee desires to accept such continued employ

March 29, 2016 EX-10.19

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.19 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is made and entered into effective as of December 3, 2015 (the “Effective Date”), by and between Four Oaks Bank & Trust Company (the “Bank”) and David Rupp (“Employee”). The Bank desires to continue to employ Employee, and Employee desires to accept such continued employment on

March 29, 2016 EX-4.3

[Four Oaks Fincorp, Inc. Letterhead]

Exhibit 4.3 [Four Oaks Fincorp, Inc. Letterhead] March 25, 2016 Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: Four Oaks Fincorp, Inc. - Form 10-K for the year ended December 31, 2015 Ladies and Gentlemen: Today, Four Oaks Fincorp, Inc., a North Carolina corporation (the “Company”), is filing its Annual Report on Form 10-K for the year ended December 31, 2015 (the “

March 29, 2016 EX-10.8

AMENDMENT NO. 3 TO THE FOUR OAKS FINCORP, INC. AMENDED AND RESTATED EMPLOYEE STOCK PURCHASE AND BONUS PLAN

Exhibit 10.8 AMENDMENT NO. 3 TO THE FOUR OAKS FINCORP, INC. AMENDED AND RESTATED EMPLOYEE STOCK PURCHASE AND BONUS PLAN THIS AMENDMENT NO. 3 of the Amended and Restated Four Oaks Fincorp, Inc. Employee Stock Purchase and Bonus Plan, as amended (the “Plan”), is effective as of March 23, 2016. WHEREAS, Four Oaks Fincorp, Inc. (the “Company”) maintains the Plan; WHEREAS, after giving effect to prior

March 28, 2016 10-K

Four Oaks Fincorp 10-K (Annual Report)

10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other jurisdiction of (IRS Employer

March 1, 2016 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 1, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

March 1, 2016 EX-99.1

Four Oaks Fincorp, Inc. Sets Date of 2016 Annual Meeting

Exhibit 99.1 Four Oaks Fincorp, Inc. Sets Date of 2016 Annual Meeting FOUR OAKS, N.C.-(BUSINESS WIRE)-March 1, 2016-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company, today announced that it will be holding its Annual Meeting of Shareholders on Monday, May 23, 2016. Shareholders of record at the close of business on Tuesday, March 22, 2016

February 18, 2016 EX-99.1

Four Oaks Fincorp, Inc. Announces 2015 Fourth Quarter Earnings and Annual Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2015 Fourth Quarter Earnings and Annual Results FOUR OAKS, N.C.-(BUSINESS WIRE)-February 18, 2016-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced the results for the fourth quarter and twelve months ended December 31, 2015. For the three months ended December 3

February 18, 2016 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 18, 2016 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

January 14, 2016 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 18, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

January 14, 2016 EX-99.1

Four Oaks Fincorp, Inc. Completes Refinancing of Subordinated Debt

EX-99.1 2 a51259020ex991.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. Completes Refinancing of Subordinated Debt FOUR OAKS, N.C.-(BUSINESS WIRE)-January 14, 2016-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced that the Company has completed a private placement offering (the “Offering”) of $11.5 mil

January 5, 2016 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 21, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

January 5, 2016 EX-99.1

Four Oaks Bank Announces Changes to Executive Management Team

Exhibit 99.1 Four Oaks Bank Announces Changes to Executive Management Team FOUR OAKS, N.C.-(BUSINESS WIRE)-January 5, 2016-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), is proud to announce that on December 21, 2015, the Board of Directors of the Company (the ?Board?) approved the appointment of Lisa S. Herring to the pos

December 24, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 21, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

December 8, 2015 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 1, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

December 8, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 3, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

October 28, 2015 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 28, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

October 28, 2015 EX-99.1

Four Oaks Fincorp, Inc. Announces 2015 Third Quarter and Year to Date Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2015 Third Quarter and Year to Date Results FOUR OAKS, N.C.-(BUSINESS WIRE)-October 28, 2015-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced the results for the third quarter and nine months ended September 30, 2015. For the three months ended September 30, 201

September 25, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 21, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (C

September 25, 2015 EX-99.1

Four Oaks Bank Announces Appointment of Chief Financial Officer

Exhibit 99.1 Four Oaks Bank Announces Appointment of Chief Financial Officer FOUR OAKS, N.C.-(BUSINESS WIRE)-September 25, 2015-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced that Ms. Deanna W. Hart has been appointed Executive Vice President and Chief Financial Officer of the Company and the Bank, effectiv

September 10, 2015 EX-24

By: /s/ Deanna W. Hart Print Name: Deanna W. Hart

Unassociated Document Exhibit 24.1 LIMITED POWER OF ATTORNEY Know all by these presents, that the undersigned hereby makes, constitutes and appoints Wanda J. Blow, Mikal B. Shaikh, and Alexander M. Bowling, and each of them singly, as the undersigned?s true and lawful attorneys-in-fact with full power and authority as hereinafter described to: 1. execute for and on behalf of the undersigned, in th

September 1, 2015 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 31, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Comm

September 1, 2015 EX-99.1

Four Oaks Bank Announces Resignation of Chief Financial Officer and Appointment of Interim Chief Financial Officer

Exhibit 99.1 Four Oaks Bank Announces Resignation of Chief Financial Officer and Appointment of Interim Chief Financial Officer FOUR OAKS, N.C.-(BUSINESS WIRE)-September 1, 2015-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced that on August 31, 2015, Nancy S. Wise, Executive Vice President, Chief Financial O

August 4, 2015 EX-10.1

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between FOUR OAKS BANK & TRUST COMPANY Four Oaks, North Carolina and FEDERAL RESERVE BANK OF RICHMOND Richmond, Virginia Do

a51155912ex101.htm Exhibit 10.1 UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between FOUR OAKS BANK & TRUST COMPANY Four Oaks, North Carolina and FEDERAL RESERVE BANK OF RICHMOND Richmond, Virginia Docket No. 14-030-WA/RB-SM WHEREAS, in recognition of their common goal to maintain the financial soundness of Four Oaks

August 4, 2015 EX-99.1

Four Oaks Fincorp, Inc. Announces Release from 2011 Written Agreement

a51155912ex99_1.htm Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Release from 2011 Written Agreement FOUR OAKS, N.C.-(BUSINESS WIRE)-August 4, 2015-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced that the Company and Bank have been released from the Written Agreement dated May 24, 2011 with the Federal Re

August 4, 2015 8-K

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

a51155912.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 30, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorpor

July 31, 2015 EX-99.1

Four Oaks Fincorp, Inc. Announces Record Earnings of $17.5 Million for the Second Quarter 2015

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Record Earnings of $17.5 Million for the Second Quarter 2015 FOUR OAKS, N.C.-(BUSINESS WIRE)-July 31, 2015-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced the results for the second quarter and six months ended June 30, 2015. The Company reported net income of

July 31, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 31, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

June 10, 2015 8-K

Submission of Matters to a Vote of Security Holders

a51121673.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 8, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorpora

June 9, 2015 EX-10.1

AMENDMENT NO. 3 TO EMPLOYMENT AGREEMENT

a51120594ex101.htm Exhibit 10.1 AMENDMENT NO. 3 TO EMPLOYMENT AGREEMENT This Amendment No. 3 to Employment Agreement (?Amendment No. 3?) is effective as of [?], 2015, by and between Four Oaks Bank & Trust Company (the ?Bank?) and David H. Rupp (?Employee?). WHEREAS, Employee is currently employed with the Bank pursuant to that certain Employment Agreement entered into effective June 23, 2014 (as a

June 9, 2015 EX-99.1

Four Oaks Bank Approves Management Transition Plan

a51120594ex991.htm Exhibit 99.1 Four Oaks Bank Approves Management Transition Plan FOUR OAKS, N.C.-(BUSINESS WIRE)-June 8, 2015-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), is proud to announce that on June 8, 2015, the Board of Directors of the Company (the ?Board?) approved a management transition plan (the ?Transition

June 9, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

a51120594.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 8, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorpora

April 30, 2015 DEF 14A

Four Oaks Fincorp DEF 14A

DEF 14A 1 proxystatement2014.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by R

April 28, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 28, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

April 28, 2015 EX-99.1

Four Oaks Fincorp, Inc. Announces 2015 First Quarter Earnings

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2015 First Quarter Earnings FOUR OAKS, N.C.-(BUSINESS WIRE)-April 28, 2015-Four Oaks Fincorp, Inc. (OTCQX: FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced the results for the first quarter ended March 31, 2015. The Company reported net income of $978,000 for the quarter ended March 31, 2015 c

April 2, 2015 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 31, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

April 2, 2015 EX-10.1

AMENDMENT NO. 1 TO EMPLOYMENT AGREEMENT

EX-10.1 2 a51072507ex101.htm EXHIBIT 10.1 Exhibit 10.1 AMENDMENT NO. 1 TO EMPLOYMENT AGREEMENT This Amendment No. 1 to Amended and Restated Executive Employment Agreement (“Amendment No. 1”) is effective as of March 31, 2015, by and between Four Oaks Bank & Trust Company (the “Bank”) and Ayden R. Lee, Jr. (“Employee”). WHEREAS, Employee is currently employed with the Bank pursuant to that certain

April 2, 2015 EX-99.1

Four Oaks Bank Appoints New President

Exhibit 99.1 Four Oaks Bank Appoints New President FOUR OAKS, N.C.-(BUSINESS WIRE)-April 2, 2015-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), is proud to announce that, effective March 31, 2015, David H. Rupp was appointed President of the Bank and of the Company. Ayden Lee, Jr., who has been serving as the President of

April 2, 2015 EX-10.2

AMENDMENT NO. 2 TO EMPLOYMENT AGREEMENT

Exhibit 10.2 AMENDMENT NO. 2 TO EMPLOYMENT AGREEMENT This Amendment No. 2 to Employment Agreement (?Amendment No. 2?) is effective as of March 31, 2015, by and between Four Oaks Bank & Trust Company (the ?Bank?) and David H. Rupp (?Employee?). WHEREAS, Employee is currently employed with the Bank pursuant to that certain Employment Agreement entered into effective June 23, 2014 (as amended by that

March 27, 2015 EX-99.1

Four Oaks Bank Appoints Two New Directors

Exhibit 99.1 Four Oaks Bank Appoints Two New Directors FOUR OAKS, N.C.-(BUSINESS WIRE)-March 27, 2015-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), is proud to announce that, effective March 23, 2015, Kenneth R. Lehman and David H. Rupp were appointed to the Boards of Directors of the Bank and of the Company. Mr. Lehman i

March 27, 2015 8-K

Four Oaks Fincorp FOUR OAKS FINCORP, INC. 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 23, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

March 9, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a51054522.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 9, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State

March 9, 2015 EX-99.1

Four Oaks Fincorp, Inc. Announces 2014 Fourth Quarter Earnings and Annual Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2014 Fourth Quarter Earnings and Annual Results FOUR OAKS, N.C.-(BUSINESS WIRE)-March 9, 2015-Four Oaks Fincorp, Inc. (OTCQX:FOFN) (the ?Company?), the holding company for Four Oaks Bank & Trust Company (the ?Bank?), today announced the results for the fourth quarter and twelve months ended December 31, 2014. The Company reported net income of $633,00

January 22, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 16, 2015 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

January 22, 2015 EX-10.3

FOUR OAKS FINCORP, INC. 2015 RESTRICTED STOCK PLAN AWARD AGREEMENT (Awarding Restricted Stock)

Exhibit 10.3 [Executive Team] FOUR OAKS FINCORP, INC. 2015 RESTRICTED STOCK PLAN AWARD AGREEMENT (Awarding Restricted Stock) THIS AWARD AGREEMENT (this “Agreement”) is made by and between Four Oaks Fincorp, Inc., a North Carolina corporation (the “Company”), and «Name» (the “Participant”) pursuant to the provisions of the Four Oaks Fincorp, Inc. 2015 Restricted Stock Plan (the “Plan”), which is in

January 22, 2015 EX-10.2

FOUR OAKS FINCORP, INC. 2015 RESTRICTED STOCK PLAN AWARD AGREEMENT (Awarding Restricted Stock)

Exhibit 10.2 [Management Team] FOUR OAKS FINCORP, INC. 2015 RESTRICTED STOCK PLAN AWARD AGREEMENT (Awarding Restricted Stock) THIS AWARD AGREEMENT (this “Agreement”) is made by and between Four Oaks Fincorp, Inc., a North Carolina corporation (the “Company”), and «Name» (the “Participant”) pursuant to the provisions of the Four Oaks Fincorp, Inc. 2015 Restricted Stock Plan (the “Plan”), which is i

January 16, 2015 S-8

FORN / FOUR OAKS FINCORP INC S-8 - - FOUR OAKS FINCORP, INC. S-8

S-8 1 a51021428.htm FOUR OAKS FINCORP, INC. S-8 As filed with the Securities and Exchange Commission on January 16, 2015 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other

January 16, 2015 EX-99.1

Four Oaks Fincorp, Inc. 2015 Restricted Stock Plan

Exhibit 99.1 Four Oaks Fincorp, Inc. 2015 Restricted Stock Plan Article 1 Establishment, Purpose, and Duration 1.1 Establishment. Four Oaks Fincorp, Inc. (the “Company”) hereby establishes an incentive compensation plan to be known as the Four Oaks Fincorp, Inc. 2015 Restricted Stock Plan (the “Plan”), as set forth in this document. The Plan permits the grant of Restricted Stock and Restricted Sto

January 5, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 31, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

October 31, 2014 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 27, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

October 31, 2014 EX-3.1

Articles of Amendment to Articles of Incorporation of Four Oaks Fincorp, Inc.

Exhibit 3.1 Articles of Amendment to Articles of Incorporation of Four Oaks Fincorp, Inc. Pursuant to Section 55-10-06 of the North Carolina Business Corporation Act, the undersigned corporation hereby submits these Articles of Amendment for the purpose of amending its Articles of Incorporation: 1. The name of the corporation is Four Oaks Fincorp, Inc. 2. The Articles of Incorporation of the corpo

October 27, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 27, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Com

October 27, 2014 EX-99.1

Four Oaks Fincorp, Inc. Announces 2014 Third Quarter and Year to Date Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2014 Third Quarter and Year to Date Results FOUR OAKS, N.C.-(BUSINESS WIRE)-October 27, 2014-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the third quarter and nine months ended September 30, 2014. The Company reported a net loss of $8.6 milli

September 25, 2014 DEF 14A

FORN / FOUR OAKS FINCORP INC DEF 14A - - FOUR OAKS FINCORP, INC. DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

September 25, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 22, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (C

August 28, 2014 8-K/A

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 15, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of in

August 27, 2014 PRE 14A

FORN / FOUR OAKS FINCORP INC PRE 14A - - FOUR OAKS FINCORP, INC. PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: ý Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

August 25, 2014 SC 13D/A

FOFN / Four Oaks Fincorp, Inc. / LEHMAN KENNETH R - FORM SC 13D/A Activist Investment

SECURITIES & EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Amendment No. 1 Under the Securities Exchange Act of 1934 Four Oaks Fincorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 350891107 (CUSIP Number) Kenneth R. Lehman, 1408 North Abingdon Street, Arlington, Virginia 703.812.5230 (Name, address and telephone number of person authorized to receive notices and com

August 19, 2014 EX-99.1

FOUR OAKS FINCORP, INC. ANNOUNCES CLOSING OF RIGHTS OFFERING AND STANDBY OFFERING

EX-99.1 3 a50926671ex991.htm EXHIBIT 99.1 Exhibit 99.1 FOUR OAKS FINCORP, INC. ANNOUNCES CLOSING OF RIGHTS OFFERING AND STANDBY OFFERING FOUR OAKS, N.C.-(BUSINESS WIRE)-August 18, 2014-Four Oaks Fincorp, Inc. (OTCBB: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company, today announced the conclusion of its previously announced rights offering (the “Rights Offering”) and c

August 19, 2014 EX-4.1

TAX ASSET PROTECTION PLAN dated as of August 18, 2014 FOUR OAKS FINCORP, INC. REGISTRAR AND TRANSFER COMPANY as Rights Agent TAX ASSET PROTECTION PLAN Table of Contents

EX-4.1 2 a50926671ex41.htm EXHIBIT 4.1 Exhibit 4.1 TAX ASSET PROTECTION PLAN dated as of August 18, 2014 between FOUR OAKS FINCORP, INC. and REGISTRAR AND TRANSFER COMPANY as Rights Agent TAX ASSET PROTECTION PLAN Table of Contents ARTICLE I DEFINITIONS 1 1.1 Definitions 1 ARTICLE II THE RIGHTS 5 2.1 Summary of Rights 5 2.2 Legend 5 2.3 Exercise of Rights; Separation of Rights. 6 2.4 Adjustments t

August 19, 2014 8-K

Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 15, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Comm

August 19, 2014 EX-99.2

FOUR OAKS FINCORP, INC. ANNOUNCES ADOPTION OF TAX ASSET PROTECTION PLAN

EX-99.2 4 a50926671ex992.htm EXHIBIT 99.2 Exhibit 99.2 FOUR OAKS FINCORP, INC. ANNOUNCES ADOPTION OF TAX ASSET PROTECTION PLAN FOUR OAKS, N.C.-(BUSINESS WIRE)-August 19, 2014-Four Oaks Fincorp, Inc. (OTCBB: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced that its Board of Directors has adopted a tax asset protection plan (the “Plan”) inte

August 19, 2014 8-A12G

FORN / FOUR OAKS FINCORP INC 8-A12G - - FOUR OAKS FINCORP, INC. 8-A12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other jurisdiction (IRS Employer of incorporation) Identification No.) 6114 U.S. 3

August 6, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a50920430.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 6, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (Stat

June 18, 2014 424B3

FOUR OAKS FINCORP, INC. Common Stock Underlying Subscription Rights to Purchase up to 26,633,385 Shares of Common Stock

PROSPECTUS Filed Pursuant to Rule 424(b)(3) Registration Statement No. 333-195047 FOUR OAKS FINCORP, INC. Common Stock Underlying Subscription Rights to Purchase up to 26,633,385 Shares of Common Stock We are distributing, at no charge, to holders of our common stock, par value $1.00 per share, non-transferable subscription rights to purchase up to an aggregate of 26,633,385 shares of our common s

June 12, 2014 CORRESP

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June 12, 2014 VIA EDGAR TRANSMISSION Securities and Exchange Commission 100 F Street, N.

June 11, 2014 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 9, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commiss

June 10, 2014 S-1/A

- S-1/A

As filed with the Securities and Exchange Commission on June 10, 2014 Registration No.

June 10, 2014 EX-99.2

FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC.

EX-99.2 6 ex992formoflettertorecordh.htm EXHIBIT Exhibit 99.2 FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC. [●], 2014 To Shareholders: This letter is being distributed by Four Oaks Fincorp, Inc. (“we”, “us”, “our” or the “Company”) to the holders of record (the “Recordholders”) of shares of Company common stock

June 10, 2014 EX-99.1

INSTRUCTIONS FOR USE OF FOUR OAKS FINCORP, INC. RIGHTS CERTIFICATES CONSULT THE SUBSCRIPTION AGENT, YOUR BANK OR BROKER AS TO ANY QUESTIONS

Exhibit 99.1 INSTRUCTIONS FOR USE OF FOUR OAKS FINCORP, INC. RIGHTS CERTIFICATES CONSULT THE SUBSCRIPTION AGENT, YOUR BANK OR BROKER AS TO ANY QUESTIONS The following instructions relate to a rights offering (the “Rights Offering”) by Four Oaks Fincorp, Inc., a North Carolina corporation (“we”, “us”, “our” or the “Company”), to the holders of record (the “Recordholders”) of its common stock, par v

June 10, 2014 EX-99.3

FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC.

Exhibit 99.3 FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC. [●], 2014 To Security Dealers, Commercial Banks, Trust Companies and Other Nominees: This letter is being distributed to securities dealers, commercial banks, trust companies and other nominees in connection with the rights offering (the “Rights Offerin

June 10, 2014 CORRESP

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June 10, 2014 VIA EDGAR & EMAIL DELIVERY ([email protected]) Michael Clampitt Senior Counsel Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Four Oaks Fincorp, Inc. Registration Statement on Form S-1 Filed April 4, 2014, as amended May 23, 2014 File No. 333-195047 Dear Mr. Clampitt: Four Oaks Fincorp, Inc. (the “Company”) hereby submit

June 10, 2014 EX-99.4

FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC.

EX-99.4 8 ex994formoflettertoclients.htm EXHIBIT Exhibit 99.4 FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC. [●], 2014 To Our Clients: Enclosed for your consideration are a prospectus, dated [●], 2014 (the “Prospectus”), and the “Beneficial Owner Election Form” relating to the rights offering (the “Rights Offeri

May 23, 2014 EX-4.4

FO UR OA KS FINCORP , INC . NORTH CAROL IN A SEAL THE TERMS AND CONDITIONS OF THE RIGHTS OFFERING ARE SET FORTH IN THE COMPANY’S PROSPECTUS (THE “PROSPECTUS”) AND ARE INCORPORATED HEREIN BY REFERENCE. COPIES OF THE PROSPECTUS ARE AVAILABLE UPON REQUE

a139143fouroaksfincorpri FO UR OA KS FINCORP , INC . NORTH CAROL IN A SEAL THE TERMS AND CONDITIONS OF THE RIGHTS OFFERING ARE SET FORTH IN THE COMPANY’S PROSPECTUS (THE “PROSPECTUS”) AND ARE INCORPORATED HEREIN BY REFERENCE. COPIES OF THE PROSPECTUS ARE AVAILABLE UPON REQUEST FROM REGISTRAR AND TRANSFER COMPANY, AS THE SUBSCRIPTION AGENT Incorporated under the laws of the State of North Carolina

May 23, 2014 EX-99.6

FOUR OAKS FINCORP, INC. NOMINEE HOLDER CERTIFICATION

Exhibit 99.6 FOUR OAKS FINCORP, INC. NOMINEE HOLDER CERTIFICATION The undersigned, a broker, custodian bank, trustee, depositary or other nominee holder of rights (the “Rights”) to purchase shares of common stock (“Common Stock”) of Four Oaks Fincorp, Inc. (the “Company”) pursuant to the rights offering described and provided for in the Company’s registration statement, as amended, and final prosp

May 23, 2014 EX-99.3

FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC.

Exhibit 99.3 FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC. [●], 2014 To Security Dealers, Commercial Banks, Trust Companies and Other Nominees: This letter is being distributed to securities dealers, commercial banks, trust companies and other nominees in connection with the rights offering (the “Rights Offerin

May 23, 2014 EX-99.5

FOUR OAKS FINCORP, INC. BENEFICIAL OWNER ELECTION FORM

Exhibit 99.5 FOUR OAKS FINCORP, INC. BENEFICIAL OWNER ELECTION FORM The undersigned acknowledge(s) receipt of your letter and the enclosed materials relating to the grant of non-transferable rights to purchase shares of common stock, par value $1.00 per share (“Common Stock”), of Four Oaks Fincorp, Inc. (the “Company”) pursuant to a rights offering (the “Rights Offering”) as described further in t

May 23, 2014 CORRESP

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May 23, 2014 VIA EDGAR & EMAIL DELIVERY ([email protected]) Michael Clampitt Senior Counsel Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Four Oaks Fincorp, Inc. Registration Statement on Form S-1 Filed April 4, 2014 File No. 333-195047 Dear Mr. Clampitt: Four Oaks Fincorp, Inc. (the “Company”) hereby submits for filing with the Secu

May 23, 2014 EX-99.4

FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC.

Exhibit 99.4 FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC. [●], 2014 To Our Clients: Enclosed for your consideration are a prospectus, dated [●], 2014 (the “Prospectus”), and the “Beneficial Owner Election Form” relating to the rights offering (the “Rights Offering”) by Four Oaks Fincorp, Inc. (the “Company”) o

May 23, 2014 EX-99.1

INSTRUCTIONS FOR USE OF FOUR OAKS FINCORP, INC. RIGHTS CERTIFICATES CONSULT THE SUBSCRIPTION AGENT, YOUR BANK OR BROKER AS TO ANY QUESTIONS

Exhibit 99.1 INSTRUCTIONS FOR USE OF FOUR OAKS FINCORP, INC. RIGHTS CERTIFICATES CONSULT THE SUBSCRIPTION AGENT, YOUR BANK OR BROKER AS TO ANY QUESTIONS The following instructions relate to a rights offering (the “Rights Offering”) by Four Oaks Fincorp, Inc., a North Carolina corporation (“we”, “us”, “our” or the “Company”), to the holders of record (the “Recordholders”) of its common stock, par v

May 23, 2014 EX-99.2

FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC.

Exhibit 99.2 FOUR OAKS FINCORP, INC. SUBSCRIPTION RIGHTS TO PURCHASE SHARES OF COMMON STOCK DISTRIBUTED TO SHAREHOLDERS OF FOUR OAKS FINCORP, INC. [●], 2014 To Shareholders: This letter is being distributed by Four Oaks Fincorp, Inc. (“we”, “us”, “our” or the “Company”) to the holders of record (the “Recordholders”) of shares of Company common stock, par value $1.00 per share (the “Common Stock”),

May 23, 2014 S-1/A

- S-1/A

As filed with the Securities and Exchange Commission on May 23, 2014 Registration No.

April 30, 2014 DEF 14A

- FOUR OAKS FINCORP, INC. DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

April 28, 2014 EX-99.1

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF NORTH CAROLINA

Exhibit 99.1 IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF NORTH CAROLINA UNITED STATES OF AMERICA, Plaintiff, v. CIVIL ACTION NO. FOUR OAKS FINCORP, INC., and FOUR OAKS BANK AND TRUST COMPANY, Defendants. CONSENT ORDER FOR PERMANENT INJUNCTION AND CIVIL MONEY PENALTY WHEREAS, plaintiff United States of America (the "United States") commenced this action against defendants Four O

April 28, 2014 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 25, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

April 28, 2014 EX-99.2

U.S. FEDERAL JUDGE APPROVES CIVIL SETTLEMENT BETWEEN FOUR OAKS FINCORP, INC. AND FOUR OAKS BANK & TRUST COMPANY AND THE U.S. DEPARTMENT OF JUSTICE.

Exhibit 99.2 U.S. FEDERAL JUDGE APPROVES CIVIL SETTLEMENT BETWEEN FOUR OAKS FINCORP, INC. AND FOUR OAKS BANK & TRUST COMPANY AND THE U.S. DEPARTMENT OF JUSTICE. Company Release – 04/28/2014 08:48 RALEIGH, N.C. – (Business Wire) U.S. District Court Judge Terrance Boyle signed a consent order late Friday, April 25th, approving the civil settlement between Four Oaks Fincorp, Inc. (OTCBB: FOFN) (the “

April 21, 2014 EX-99.1

Four Oaks Fincorp, Inc. Announces 2014 First Quarter Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2014 First Quarter Results FOUR OAKS, N.C.-(BUSINESS WIRE)-April 21, 2014-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the first quarter of 2014. Net income for the quarter ended March 31, 2014 was $1.4 million compared to net income of $77,00

April 21, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a50847748.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 21, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (Stat

April 9, 2014 FWP

NOTICE OF TERMINATION SUMMARY OF MATERIAL MODIFICATIONS TO THE FOUR OAKS BANK & TRUST COMPANY EMPLOYEES STOCK OWNERSHIP TRUST April 9, 2014

FWP 1 a50841254.htm FOUR OAKS FWP Free Writing Prospectus dated April 9, 2014 Registration Statement No. 333-195047 Filed pursuant to Rule 433 of the Securities Act of 1933 NOTICE OF TERMINATION AND SUMMARY OF MATERIAL MODIFICATIONS TO THE FOUR OAKS BANK & TRUST COMPANY EMPLOYEES STOCK OWNERSHIP TRUST April 9, 2014 This Notice of Termination and Summary of Material Modifications (“SMM”) is provide

April 7, 2014 SC 13D

FOFN / Four Oaks Fincorp, Inc. / LEHMAN KENNETH R - FORM 13D Activist Investment

SECURITIES & EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Amendment No. Under the Securities Exchange Act of 1934 Four Oaks Fincorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 350891107 (CUSIP Number) Kenneth R. Lehman, 1408 North Abingdon Street, Arlington, Virginia 703.812.5230 (Name, address and telephone number of person authorized to receive notices and commu

April 4, 2014 S-1

Registration Statement - S-1

As filed with the Securities and Exchange Commission on April 4, 2014 Registration No.

April 2, 2014 EX-99.1

Four Oaks Fincorp, Inc. Announces 2013 Fourth Quarter and Annual Results

EX-99.1 2 a50836965ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2013 Fourth Quarter and Annual Results FOUR OAKS, N.C.-(BUSINESS WIRE)-April 2, 2014-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the fourth quarter and year ended December 31, 2013. The net loss for

April 2, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 2, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

March 31, 2014 10-K

Four Oaks Fincorp 10-K (Annual Report)

FOFN 12.31.2013 10K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 Commission File Number 000-22787 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other jurisdiction of

March 26, 2014 EX-99.1

FOUR OAKS FINCORP, INC. ANNOUNCES SECURITIES PURCHASE AGREEMENT

Exhibit 99.1 FOUR OAKS FINCORP, INC. ANNOUNCES SECURITIES PURCHASE AGREEMENT FOUR OAKS, N.C. – (Business Wire) – March 26, 2014 – Four Oaks Fincorp, Inc. (OTCBB: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced that the Company has entered into a securities purchase agreement (the “Securities Purchase Agreement”) with Kenneth R. Lehman, a

March 26, 2014 8-K

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events

8-K 1 form8-k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 24, 2014 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of

March 26, 2014 EX-99.2

FOUR OAKS FINCORP, INC. ANNOUNCES RIGHTS OFFERING

Exhibit 99.2 FOUR OAKS FINCORP, INC. ANNOUNCES RIGHTS OFFERING FOUR OAKS, N.C. – (Business Wire) – March 26, 2014 – Four Oaks Fincorp, Inc. (OTCBB: FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced that the Company intends to conduct a rights offering of up to approximately $26.6 million (the “Rights Offering”). In the Rights Offering, the

March 26, 2014 EX-10.1

SECURITIES PURCHASE AGREEMENT

Exhibit 10.1 Execution Version SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of March 24, 2014, by and between Four Oaks Fincorp, Inc., a North Carolina corporation (the “Company”), and Kenneth R. Lehman (the “Investor”). RECITALS WHEREAS, the Company wishes to raise capital by conducting a rights offering pursuant to which the Company’s stockholde

November 25, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 20, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

November 25, 2013 EX-99.1

Four Oaks Fincorp, Inc. Announces 2013 Third Quarter and Year to Date Results

EX-99.1 2 a50755086-ex991.htm EXHIBIT 99.1 Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2013 Third Quarter and Year to Date Results FOUR OAKS, N.C.-(BUSINESS WIRE)-November 20, 2013-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the third quarter and nine months ended September 30, 2013. T

August 23, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 22, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Comm

August 21, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 21, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Comm

August 21, 2013 EX-99.1

Four Oaks Fincorp, Inc. Announces 2013 Second Quarter and Year to Date Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2013 Second Quarter and Year to Date Results FOUR OAKS, N.C.-(BUSINESS WIRE)-August 21, 2013-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the second quarter and six months ended June 30, 2013. The net loss for the second quarter and six months

June 6, 2013 8-K

Submission of Matters to a Vote of Security Holders - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 3, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commiss

May 17, 2013 EX-99.1

Four Oaks Fincorp, Inc. Announces 2013 First Quarter Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2013 First Quarter Results FOUR OAKS, N.C.-(BUSINESS WIRE)-May 17, 2013-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the first quarter ended March 31, 2013. The net income for the first quarter ended March 31, 2013 was $77,000 compared to net

May 17, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 17, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commiss

April 30, 2013 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

April 19, 2013 PRE 14A

- PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 5, 2013 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant - 8-K CHANGES IN REGISTRANTS CERTIFYING ACCOUNTANTS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 2, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

April 5, 2013 EX-16.1

EX-16.1

Exhibit 16.1 April 4, 2013 Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549 Ladies and Gentlemen: We have read Item 4.01 of Form 8-K dated April 4, 2012 of Four Oaks Fincorp, Inc. (the Company), which we understand will be filed with the Securities and Exchange Commission, and agree with the statements contained therein concerning our firm. We have no basis to agree or di

March 29, 2013 EX-99.1

Four Oaks Fincorp, Inc. Announces 2012 Fourth Quarter and Annual Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2012 Fourth Quarter and Annual Results FOUR OAKS, N.C.-(BUSINESS WIRE)-March 29, 2013-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the fourth quarter and year ended December 31, 2012. The net loss for the fourth quarter and twelve months ended

March 29, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 29, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

March 28, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 25, 2013 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

March 28, 2013 EX-10.1

AMENDMENT NO. 2 TO FOUR OAKS FINCORP, INC. EMPLOYEE STOCK PURCHASE AND BONUS PLAN

Exhibit 10.1 AMENDMENT NO. 2 TO FOUR OAKS FINCORP, INC. EMPLOYEE STOCK PURCHASE AND BONUS PLAN THIS AMENDMENT NO. 2 of the Four Oaks Fincorp, Inc. Employee Stock Purchase and Bonus Plan (Amended and Restated August 20, 2001) (the “Plan”) is effective as of March 25, 2013. WHEREAS, Four Oaks Fincorp, Inc. (the “Company”) maintains the Plan; WHEREAS, after giving effect to prior stock splits, the Bo

March 28, 2013 S-8

- FOUR OAKS FINCORP, INC. S-8 ESPBP

S-8 1 s-8.htm FOUR OAKS FINCORP, INC. S-8 ESPBP As filed with the Securities and Exchange Commission on March 28, 2013 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 56-2028446 (State or other j

November 16, 2012 EX-99.1

Four Oaks Fincorp, Inc. Announces 2012 Third Quarter Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2012 Third Quarter Results FOUR OAKS, N.C.-(BUSINESS WIRE)-November 16, 2012-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the third quarter ended September 30, 2012. The net loss for the third quarter and nine months ended September 30, 2012 w

November 16, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 16, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Co

October 2, 2012 EX-99.1

First Bank Agrees to Purchase the Rockingham and Southern Pines Branches from Four Oaks Bank & Trust Company

Exhibit 99.1 First Bank Agrees to Purchase the Rockingham and Southern Pines Branches from Four Oaks Bank & Trust Company Wednesday, September 26, 2012 TROY, N.C. - First Bancorp (NASDAQ - FBNC), the parent company of First Bank, and Four Oaks Fincorp, Inc. (OTCQB - FOFN), the parent company of Four Oaks Bank & Trust Company, Four Oaks, North Carolina, jointly announce today that First Bank has en

October 2, 2012 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 26, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (C

August 17, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 17, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Comm

August 17, 2012 EX-99.1

Four Oaks Fincorp, Inc. Announces Positive Earnings in 2012’s Second Quarter

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Positive Earnings in 2012’s Second Quarter FOUR OAKS, N.C.-(BUSINESS WIRE)-August 17, 2012-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the second quarter ended June 30, 2012. Net income for the second quarter and six months ended June 30, 201

June 15, 2012 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 a50312856.htm FOUR OAKS FINCORP, INC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 11, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State

June 15, 2012 POS AM

- FOUR OAKS FINCORP, INC. POS AM

As filed with the Securities and Exchange Commission on June 15, 2012 Registration No.

May 15, 2012 424B3

FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 1,003,812 Shares of Common Stock Par Value $1.00 Per Share

Filed pursuant to Rule 424(b)(3) Registration No. 333-175771 PROSPECTUS SUPPLEMENT NO. 2 to Prospectus dated APRIL 9, 2012 FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 1,003,812 Shares of Common Stock Par Value $1.00 Per Share This prospectus supplement modifies and supplements the prospectus of Four Oaks Fincorp, Inc. (the “Company”) dated Apri

May 10, 2012 DEF 14A

- FOUR OAKS FINCORP, INC. DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

May 2, 2012 8-K/A

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 27, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of inc

May 2, 2012 EX-99.1

Four Oaks Fincorp, Inc. Announces Positive Earnings in 2012’S First Quarter

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Positive Earnings in 2012’S First Quarter FOUR OAKS, N.C.-(BUSINESS WIRE)-May 2, 2012-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the first quarter ended March 31, 2012. Net income for the first quarter ended March 31, 2012 was $552,000 compa

April 27, 2012 EX-99.1

Four Oaks Fincorp, Inc. Announces Positive Earnings in 2012’S First Quarter

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces Positive Earnings in 2012’S First Quarter FOUR OAKS, N.C.-(BUSINESS WIRE)-April 27, 2012-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the first quarter ended March 31, 2012. Net income for the first quarter ended March 31, 2012 was $552,000 co

April 27, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 27, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

April 26, 2012 424B3

FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 1,003,812 Shares of Common Stock Par Value $1.00 Per Share

Filed pursuant to Rule 424(b)(3) Registration No. 333-175771 PROSPECTUS SUPPLEMENT NO. 1 TO PROSPECTUS DATED APRIL 9, 2012 FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 1,003,812 Shares of Common Stock Par Value $1.00 Per Share This prospectus supplement modifies and supplements the prospectus of Four Oaks Fincorp, Inc. (the “Company”) dated Apri

April 26, 2012 EX-99.1

Four Oaks Bank Appoints Two New Directors

Exhibit 99.1 Four Oaks Bank Appoints Two New Directors FOUR OAKS, N.C.-(BUSINESS WIRE)-April 26, 2012-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), is proud to announce the addition of Mr. John H. Lampe, II and Mr. Robert Gary Rabon to the Board of Directors of the Bank and the Company. Mr. Lampe and Mr. Rabon were approv

April 26, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 23, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commi

April 9, 2012 424B3

FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 1,003,812 Shares of Common Stock Par Value $1.00 Per Share

Filed Pursuant to Rule 424(b)(3) Registration No. 333-175771 PROSPECTUS FOUR OAKS FINCORP, INC. Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan 1,003,812 Shares of Common Stock Par Value $1.00 Per Share The Fourth Amended and Restated Dividend Reinvestment and Stock Purchase Plan (hereinafter referred to as the “Plan”) of Four Oaks Fincorp, Inc. (the “Company”) described

April 2, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FOUR OAKS FINCORP, INC. 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 2, 2012 FOUR OAKS FINCORP, INC. (Exact name of registrant as specified in its charter) North Carolina 000-22787 56-2028446 (State or other jurisdiction of incorporation) (Commis

April 2, 2012 EX-99.1

Four Oaks Fincorp, Inc. Announces 2011 Fourth Quarter and Annual Results

Exhibit 99.1 Four Oaks Fincorp, Inc. Announces 2011 Fourth Quarter and Annual Results FOUR OAKS, N.C.-(BUSINESS WIRE)-April 2, 2012-Four Oaks Fincorp, Inc. (OTCBB:FOFN) (the “Company”), the holding company for Four Oaks Bank & Trust Company (the “Bank”), today announced the results for the fourth quarter and year ended December 31, 2011. The net loss for the fourth quarter and twelve months ended

March 30, 2012 POS AM

- POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-1

As filed with the Securities and Exchange Commission on March 30, 2012 Registration No.

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