AIHS / Senmiao Technology Limited - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR For Period Ended: June 30, 2025 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-Q For the Transition Period

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2025 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Senmiao Technology Limited Announces 1-for-10 Reverse Stock Split

Exhibit 99.1 Senmiao Technology Limited Announces 1-for-10 Reverse Stock Split Chengdu, China, July 24, 2025 – Senmiao Technology Limited (“Senmiao” or the “Company”) (Nasdaq: AIHS) reported that it expects to implement a 1-for-10 reverse stock split (the “Reverse Stock Split”) on its common stock, par value $0.0001 per share (the “Common Stock”) effective Tuesday, July 29, 2025, with trading to b

Insider Trading Policy*

Exhibit 19.1 SENMIAO TECHNOLOGY LIMITED INSIDER TRADING POLICY As set forth in this Policy (the “Policy”), Senmiao Technology Limited (the “Company”) has established rules for directors, officers , employees of the Company and its subsidiaries regarding trading in Company securities. All directors, officers and employees of the Company and its subsidiaries are subject to, and must strictly adhere

List of Subsidiaries*

Exhibit 21.1 SENMIAO TECHNOLOGY LIMITED List of Subsidiaries As of March 31, 2025, the subsidiaries of Senmiao Technology Limited, are listed as follows: Subsidiary Place of Incorporation Senmiao Technology (Hong Kong), Limited Hong Kong Sichuan Senmiao Yicheng Assets Management Co., Ltd. formerly known as Yicheng Financial Leasing Co., Ltd. PRC Sichuan Senmiao Zecheng Business Consulting Co., Ltd

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMITED (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR For Period Ended: March 31, 2025 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-Q For the Transition Perio

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to §240.

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to §240.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY L

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY

AIHS / Senmiao Technology Limited / Hudson Bay Capital Management LP - AIHS 13G/A Passive Investment

SC 13G/A 1 aihs13ga.htm AIHS 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Senmiao Technology Limited (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 817225204 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appr

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2024 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

SENMIAO TECHNOLOGY LIMITED Unaudited Pro Forma Condensed Combined Balance Sheet (Expressed in U.S. dollar, except for the number of shares) As of June 30, 2024

Exhibit 99.1 SENMIAO TECHNOLOGY LIMITED Unaudited Pro Forma Condensed Combined Balance Sheet (Expressed in U.S. dollar, except for the number of shares) As of June 30, 2024 June 30, 2024 Pro Forma adjustments June 30, 2024 Consolidated disposal of XXTX Pro Forma Consolidated (Unaudited) (Unaudited) (Unaudited) (a) ASSETS Current assets Cash and cash equivalents $ 748,869 $ (34,588 ) $ 714,281 Rest

English Translation of Acquisition Agreement on with Debt Assumption Takeover of Hunan Xixingtianxia Technology Co., Ltd.

Exhibit 10.1 Certain information marked as *** has been excluded from the contract because it is both not material and is the type that the registrant treats as private or confidential Acquisition Agreement with Debt Assumption Takeover of Hunan Xixingtianxia Technology Co., Ltd. The Acquisition Agreement with Debt Assumption Takeover of Hunan Xixingtianxia Technology Co., Ltd. (hereinafter referr

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2024 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMIT

Compensation Recovery Policy of the Company.*

Exhibit 97.1 SENMIAO TECHNOLOGY LIMITED COMPENSATION RECOVERY POLICY Effective December 1, 2023 In accordance with Section 10D of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), Exchange Act Rule 10D-1, and rule 5608 of the Nasdaq rules (“NASDAQ RULES”), where the securities of Senmiao Technology Limited (the “Company”) are listed, the Company’s Board of Directors (the “Board

Share Swap Agreement by and between Senmiao Technology Limited, and two minority shareholders of Hunan Ruixi Financial Leasing Co., Ltd.*

Exhibit 10.22 SHARE SWAP AGREEMENT THIS SHARE SWAP AGREEMENT (this “Agreement”) is made and entered into as of February 12, 2024 (the “Signing Date”) by and among: (1) Senmiao Technology Limited, a corporation incorporated and existing under the laws of the State of Nevada, USA (the “Senmiao”); (2) Hunan Ruixi Financial Leasing Co., Ltd. (湖南瑞僖融资租赁有限公司), a limited liability company formed and exist

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMITED (Exa

English Translation of the Loan Agreement by and between Senmiao Technology Limited and Xiang Hu*(1)

Exhibit 10.21 Certain information marked as *** has been excluded from the contract because it is both not material and is the type that the registrant treats as private or confidential Loan Agreement Party A: Senmiao Technology Limited Party B: Hu Xiang ID No.: *** Party B is one of the important shareholders of Senmiao Technology Limited (hereinafter referred to as the “Company”). Due to the nee

List of Subsidiaries*

Exhibit 21.1 SENMIAO TECHNOLOGY LIMITED List of Subsidiaries As of March 31, 2024, the subsidiaries of Senmiao Technology Limited, are listed as follows: Place of Subsidiary Incorporation Senmiao Technology (Hong Kong), Limited Hong Kong Sichuan Senmiao Yicheng Assets Management Co., Ltd. PRC Sichuan Senmiao Zecheng Business Consulting Co., Ltd. PRC Hunan Xixingtianxia Technology Co., Ltd.* PRC Ch

English Translation of Current Lease Agreement of Senmiao Technology Limited’s Principal Executive Office(1)

Exhibit 10.23 Certain information marked as *** has been excluded from the contract because it is both not material and is the type that the registrant treats as private or confidential Lease Contract (Senmiao Zecheng) Landlord (Party A): Li Hong ID Card No:*** Tenant (Party B): Sichuan Senmiao Zecheng Business Consulting Co., Ltd. Legal Representative: Gao Li This Lease Contract (hereinafter refe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2024

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2024 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2024 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to §240.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY L

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 13, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 13, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 S

Senmiao Technology Reports Fiscal 2024 Second Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2024 Second Quarter Financial Results CHENGDU, China, November 14, 2023 - Senmiao Technology Limited (“Senmiao”) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced financial results for its fiscal 2024 second quarter ende

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

As filed with the Securities and Exchange Commission on September 29, 2023.

As filed with the Securities and Exchange Commission on September 29, 2023. Registration No. 333-274749 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No.1 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 35-2600898 (State or other jurisdiction of incorpora

Form of Subordinated Debt Securities Indenture

Exhibit 4.9 SENMIAO TECHNOLOGY LIMITED Issuer AND [TRUSTEE] Trustee INDENTURE Dated as of [●], 20[●] Subordinated Debt Securities TABLE OF CONTENTS ARTICLE 1 DEFINITIONS 1 Section 1.01 Definitions of Terms 1 ARTICLE 2 ISSUE, DESCRIPTION, TERMS, EXECUTION, REGISTRATION AND EXCHANGE OF SECURITIES 4 Section 2.01 Designation and Terms of Securities 4 Section 2.02 Form of Securities and Trustee’s Certi

Form of Senior Debt Securities Indenture

Exhibit 4.3 SENMIAO TECHNOLOGY LIMITED Issuer AND [TRUSTEE] Trustee INDENTURE Dated as of [●], 20[●] Senior Debt Securities Table of Contents Page ARTICLE 1 DEFINITIONS 1 Section 1.01 Definitions of Terms 1 ARTICLE 2 ISSUE, DESCRIPTION, TERMS, EXECUTION, REGISTRATION AND EXCHANGE OF SECURITIES 5 Section 2.01 Designation and Terms of Securities 5 Section 2.02 Form of Securities and Trustee’s Certif

Senmiao Technology Limited 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu Sichuan, People’s Republic of China

Senmiao Technology Limited 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu Sichuan, People’s Republic of China September 29, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Trade and Services 100 F Street, NE Washington, D.C. 20549 Attention: Taylor Beech RE: Senmiao Technology Limited Registration Statement on Form S-3 Filed Septem

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables ……S-3….. (Form Type) ……………………Senmiao Technology Limited………………………..… (Exact Name of Registrant as Specified in its Charter) …………………Not Applicable………………… (Translation of Registrant’s Name into English) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed

As filed with the Securities and Exchange Commission on September 28, 2023.

As filed with the Securities and Exchange Commission on September 28, 2023. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 35-2600898 (State or other jurisdiction of incorporation or organization) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

Senmiao Technology Reports Fiscal 2024 First Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2024 First Quarter Financial Results CHENGDU, China, August 14, 2023 - Senmiao Technology Limited (“Senmiao”) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China, as well as an operator of its own online ride-hailing platform, today announced financial results for its fiscal 2024 first quarter ended J

List of Subsidiaries*

Exhibit 21.1 SENMIAO TECHNOLOGY LIMITED List of Subsidiaries As of March 31, 2023, the subsidiaries of Senmiao Technology Limited, are listed as follows: Place of Subsidiary Incorporation Senmiao Technology (Hong Kong), Limited Hong Kong Sichuan Senmiao Yicheng Assets Management Co., Ltd. formerly known as Yicheng Financial Leasing Co., Ltd. PRC Sichuan Senmiao Zecheng Business Consulting Co., Ltd

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHN

Certificate of Amendment to Articles of Incorporation of the Company, on May 2, 2022, regarding the increase of authorized shares, incorporated by reference to Exhibit 3.5 on the Annual Report on Form 10-K filed by the Company with the SEC on July 13, 2023.

Exhibit 3.5 STATE OF NEVADA BARBARA K CEGAVSKE Secretary ofState KIMBERLEYPERONDI Deputy Secretary for Commercial Recordings Work Order Number: Reference Number: Through Date: Corporate Name: OFFICE OF THE SECRETARY OF STATE Certified Copy W2022042902239 20222292769 5/2/2022 9:12:03 AM SENMIAO TECHNOLOGY LIMITED Commercial Recordings Division 202 N Carson Street Carson City, NV 89701 Telephone (77

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 12, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 12, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Senmiao Technology Reports Fiscal 2023 Year-end Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2023 Year-end Financial Results CHENGDU, China, July 12, 2023 - Senmiao Technology Limited (“Senmiao”) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China, as well as an operator of its own online ride-hailing platform, today announced financial results for the fiscal year ended March 31, 2023. Fiscal

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR For Period Ended: March 31, 2023 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-Q For the Transition Perio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Senmiao Technology Limited 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu Sichuan, People’s Republic of China

Senmiao Technology Limited 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu Sichuan, People’s Republic of China May 26, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Trade and Services 100 F Street, NE Washington, D.C. 20549 Attention: Taylor Beech, Nicholas Nalbantian RE: Senmiao Technology Limited Registration Statement on Form S

As filed with the Securities and Exchange Commission on May 22, 2023

Table of Contents As filed with the Securities and Exchange Commission on May 22, 2023 Registration No.

As filed with the Securities and Exchange Commission on May 5, 2023

As filed with the Securities and Exchange Commission on May 5, 2023 Registration No.

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables S-1 (Form Type) Senmiao Technology Limited (Exact Name of Registrant as Specified in its Charter) Not Applicable (Translation of Registrant’s Name into English) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered(1) Proposed Maximum Offering Price Per Share(2) Maximum Aggregate Offering Price(2) Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Equity Common Stock, $0.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to §240.

Senmiao Technology Reports Fiscal 2023 Third Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2023 Third Quarter Financial Results CHENGDU, China, February 14, 2023 - Senmiao Technology Limited (“Senmiao”) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China, as well as an operator of its own online ride-hailing platform, today announced financial results for the fiscal 2023 third quarter ended

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SE

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2023 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

US8172252046 / SENMIAO TECHNOLOGY LTD / Hudson Bay Capital Management LP - AIHS 13G Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* Senmiao Technology Limited (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 817225204 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursua

Senmiao Technology Ltd 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu, Sichuan People’s Republic of China, 610000

Senmiao Technology Ltd 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu, Sichuan People’s Republic of China, 610000 February 2, 2023 Via Edgar Division of Corporation Finance Securities and Exchange Commission 100 F Street Washington, DC 20549 Attn: Eric Envall Re: Senmiao Technology Ltd Registration Statement on Form S-3 Filed April 15, 2022 File No. 333-264316 Dear Mr. Envall, Se

Senmiao Technology Ltd 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu, Sichuan People’s Republic of China, 610000

RW 1 tm2233789d1rw.htm RW Senmiao Technology Ltd 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu, Sichuan People’s Republic of China, 610000 December 30, 2022 Via Edgar Division of Corporation Finance Securities and Exchange Commission 100 F Street Washington, DC 20549 Attn: Eric Envall Re: Senmiao Technology Ltd Registration Statement on Form S-3 Filed November 30, 2021 File No.

Certification of Principal Financial Officer, pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Exhibit 31.2 Certification Pursuant to Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934, as Amended I, Xiaoyuan Zhang, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Senmiao Technology Limited. 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENM

Certification of Principal Executive Officer, pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Exhibit 31.1 ? Certification Pursuant to Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934, as Amended ? I, Xi Wen, certify that: ? 1. I have reviewed this quarterly report on Form 10-Q of Senmiao Technology Limited. ? 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statement

Certification of Principal Executive Officer and Principal Financial Officer, pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibit 32.1 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report on Form 10-Q for the quarter ended September 30, 2022 (the “Report”) of Senmiao Technology Limited (the “Company”) as filed with the Securities and Exchange Commission on the date hereof, we, Xi Wen, President and Chief Executiv

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

Senmiao Technology Reports Fiscal 2023 Second Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2023 Second Quarter Financial Results CHENGDU, China, November 14, 2022 - Senmiao Technology Limited (?Senmiao?) (NASDAQ: AIHS), a financing and servicing company focused on the online ride-hailing industry in China, as well as an operator of its own online ride-hailing platform, today announced financial results for its fiscal 2023 second quarter end

Senmiao Technology Ltd 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu, Sichuan People’s Republic of China, 610000

CORRESP 1 filename1.htm Senmiao Technology Ltd 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu, Sichuan People’s Republic of China, 610000 October 20, 2022 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, N.E Washington, DC 20549 Attn: Dana Brown Re: Senmiao Technology Ltd Form 10-K Filed July 15, 2022 File

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 12, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissi

Letter from Friedman LLP dated October 17, 2022

Exhibit 16.1 October 17, 2022 Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Dear Commissioners: We have read the statements made by Senmiao Technology Limited under Item 4.01 of its Form 8-K dated October 17, 2022. We agree with the statements concerning our firm in such Form 8-K; we are not in a position to agree or disagree with other statements contained Item 4.01 in

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

Senmiao Technology Reports Fiscal 2023 First Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2023 First Quarter Financial Results CHENGDU, China, August 15, 2022 - Senmiao Technology Limited (?Senmiao?) (NASDAQ: AIHS), a financing and servicing company focused on the online ride-hailing industry in China, as well as an operator of its own online ride-hailing platform, today announced financial results for its fiscal 2023 first quarter ended J

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO T

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 9, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Loan Agreement, effective July 28, 2021, by and between Xi Wen and Senmiao Technology Limited, incorporated by reference to Exhibit 10.44 to the Annual Report on Form 10-K filed with the SEC on July 15, 2022

Exhibit 10.44 Loan Agreement Party A: Xi Wen ID No.: [***] Party B: Senmiao Technology Limited For Senmiao Technology Limited (hereinafter referred to as the ?Company?), due to the operation needs of the Company and upon consensus through negotiation, Mr. Xi Wen provides the Company with interest-free loan to carry out relevant businesses. I. Loan amount: $500,000.00 II. Loan term: six months, cal

List of Subsidiaries, incorporated herein by reference to Exhibit 21.1 of the 10-K filed on July 15, 2022.

Exhibit 21.1 SENMIAO TECHNOLOGY LIMITED List of Subsidiaries ? As of March 31, 2022, the subsidiaries of Senmiao Technology Limited, are listed as follows: ? Subsidiary Place of Incorporation Senmiao Technology (Hong Kong), Limited Hong Kong Sichuan Senmiao Yicheng Assets Management Co., Ltd. formerly known as Yicheng Financial Leasing Co., Ltd. PRC Sichuan Senmiao Zecheng Business Consulting Co.,

Loan Agreement, effective August 17, 2021, by and between Xi Wen and Senmiao Technology Limited, incorporated by reference to Exhibit 10.45 to the Annual Report on Form 10-K filed with the SEC on July 15, 2022

Exhibit 10.45 Loan Agreement Party A: Xi Wen ID No.: [***] Party B: Senmiao Technology Limited For Senmiao Technology Limited (hereinafter referred to as the ?Company?), due to the operation needs of the Company and upon consensus through negotiation, Mr. Xi Wen provides the Company with interest-free loan to carry out relevant businesses. I. Loan amount: $300,000.00 II. Loan term: three months, c

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Senmiao Technology Reports Fiscal 2022 Year-end Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2022 Year-end Financial Results CHENGDU, China, July 14, 2022 - Senmiao Technology Limited (?Senmiao? or the ?Company?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China, as well as an operator of its own online ride-hailing platform, today announced financial results for the fiscal year ended March

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR

NT 10-K 1 tm2220068d1nt10k.htm FORM NT 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR For Period Ended: March 31, 2022 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission Fi

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

As filed with the Securities and Exchange Commission on April 15, 2022.

As filed with the Securities and Exchange Commission on April 15, 2022. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 35-2600898 (State or other jurisdiction of incorporation or organization) (I.R.S

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables ??S-3?.. (Form Type) ????????Senmiao Technology Limited?????????..? (Exact Name of Registrant as Specified in its Charter) ???????Not Applicable??????? (Translation of Registrant?s Name into English) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed

SENMIAO TECHNOLOGY LIMITED Unaudited Pro Forma Condensed Combined Balance Sheet (Expressed in U.S. dollar, except for the number of shares) As of December 31, 2021

Exhibit 99.1 SENMIAO TECHNOLOGY LIMITED Unaudited Pro Forma Condensed Combined Balance Sheet (Expressed in U.S. dollar, except for the number of shares) As of December 31, 2021 December 31, 2021 Pro Forma adjustments December 31, 2021 Consolidated De-consolidate Jinkailong & Recognize receivables from Jinkailong Pro Forma Consolidated (Unaudited) (Unaudited) (Unaudited) a ASSETS Current assets Cas

Certificate of Change of the Company filed with the State of Nevada on March 30, 2022, incorporated herein by reference to Exhibit 3.1 on the Current Report on Form 8-K filed by the Company with the SEC on April 6, 2022

Exhibit 3.1 BARBARA K. CEGAVSKE Secretary of State KIMBERLEY PERONDI Deputy Secretary for Commercial Recordings STATE OF NEVADA OFFICE OF THE SECRETARY OF STATE Commercial Recordings Division 202 N. Carson Street Carson City, NV 89701 Telephone (775) 684-5708 Fax (775) 684-7138 North Las Vegas City Hall 2250 Las Vegas Blvd North, Suite 400 North Las Vegas, NV 89030 Telephone (702) 486-2880 Fax (70

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Certificate of Correction filed with the State of Nevada on April 5, 2022, incorporated herein by reference to Exhibit 3.2 on the Current Report on Form 8-K filed by the Company with the SEC on April 6, 2022

Exhibit 3.2 STATE OF NEVADA BARBARA K. CEGAVSKE Secretary of State KIMBERLEY PERONDI Deputy Secretary for Commercial Recordings Commercial Recordings Division 202 N. Carson Street Carson City, NV 89701 Telephone (775) 684-5708 Fax (775) 684-7138 North Las Vegas City Hall 2250 Las Vegas Blvd North, Suite 400 North Las Vegas, NV 89030 Telephone (702) 486-2880 Fax (702) 486-2888 OFFICE OF THE SECRETA

English Translation of Agreement for the Termination of the Agreement for Concerted Action by Shareholders of Jinkailong, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on April 6, 2022.

Exhibit 10.1 Certain identified information has been excluded from the exhibit because it is both (i) not material and (ii) would likely cause competitive harm to the registrant if publicly disclosed Agreement for the Termination of the Agreement for Concerted Action by Shareholders Party A: Hunan Ruixi Financial Leasing Co., Ltd. Unified Social Credit Code: [xxxx] Party B: Chengdu Simushi Technol

Senmiao Technology Limited Announces 1-for-10 Reverse Stock Split

Exhibit 99.1 Senmiao Technology Limited Announces 1-for-10 Reverse Stock Split Chengdu, China, April 5, 2022 ? Senmiao Technology Limited (?Senmiao? or the ?Company?) (Nasdaq: AIHS) reported that it expects to implement a 1-for-10 reverse stock split on its common stock effective Wednesday, April 6, 2022, with trading to begin on a split-adjusted basis at the market open on that day. Trading in th

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 5, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Senmiao’s Definitive Proxy Statement on Schedule 14A, as filed with the SEC on March 14, 2022;

DEF 14A 1 tm229168d1def14a.htm DEF 14A United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitte

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

PRE 14A 1 tm228429d1pre14a.htm PRE 14A United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: x Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitte

Calculation of Filing Fee Tables.

Exhibit 107 Calculation of Filing Fee Tables Form S-3/A ????.. (Form Type) Senmiao Technology Limited (Exact Name of Registrant as Specified in its Charter) (Translation of Registrant?s Name into English) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit

As filed with the Securities and Exchange Commission on February 18, 2022

S-3/A 1 tm227134d1s3a.htm S-3/A As filed with the Securities and Exchange Commission on February 18, 2022 Registration No. 333-261424 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 1 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Senmiao Technology Limited (Exact name of registrant as specified in its charter) Nevada 35-2600898 (State or

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

Senmiao Technology Reports Fiscal 2022 Third Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2022 Third Quarter Financial Results CHENGDU, China, February 15, 2022 - Senmiao Technology Limited (?Senmiao?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced financial results for the fiscal 2022 third quarter ended

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

AIHS / Senmiao Technology Ltd / Hudson Bay Capital Management LP - AIHS Passive Investment

SC 13G 1 aihs13g.htm AIHS SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* Senmiao Technology Limited (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 817225105 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissi

Investor Presentation January 2022 A leading online ride - hailing service provider in China, empowering drivers and riders to go where they want to go 2 Cautionary Note on Forward - Looking Statements • This presentation includes statements that are

Exhibit 99.1 Investor Presentation January 2022 A leading online ride - hailing service provider in China, empowering drivers and riders to go where they want to go 2 Cautionary Note on Forward - Looking Statements ? This presentation includes statements that are, or may be deemed, "forward - looking statements" under applicable U . S federal security laws . In some cases, these forward - looking

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 7, 2022 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

Power of Attorney (included on signature page) *

As filed with the Securities and Exchange Commission on November 30, 2021 Registration No.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

Senmiao Technology Reports Fiscal 2022 Second Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2022 Second Quarter Financial Results CHENGDU, China, November 16, 2021 - Senmiao Technology Limited (?Senmiao?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced financial results for the fiscal 2022 second quarter ende

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 11, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commiss

Form of the Placement Agent Warrant in connection with November 2021 Private Placement, incorporated herein by reference to Exhibit 4.1 to the Current Report on Form 8-K filed with the SEC on November 12, 2021

Exhibit 4.1 NEITHER THE ISSUANCE AND SALE OF THE SECURITIES REPRESENTED BY THIS CERTIFICATE NOR THE SECURITIES INTO WHICH THESE SECURITIES ARE EXERCISABLE HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR APPLICABLE STATE SECURITIES LAWS. THE SECURITIES MAY NOT BE OFFERED FOR SALE, SOLD, TRANSFERRED OR ASSIGNED (I) IN THE ABSENCE OF (A) AN EFFECTIVE REGISTRATION STATEMENT FOR T

Senmiao Technology Announces Closing of $5 Million Private Placement

Exhibit 99.1 Senmiao Technology Announces Closing of $5 Million Private Placement CHENGDU, China, November 11, 2021 - Senmiao Technology Limited (?Senmiao?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced that it has closed the previously announced private placemen

Form of Securities Purchase Agreement in connection with the November 2021 Private Placement, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on November 8, 2021

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This SECURITIES PURCHASE AGREEMENT (the ?Agreement?), dated as November 8, 2021, is by and among Senmiao Technology Limited, a Nevada corporation with offices located at 16F, Shihao Square, Middle Jiannan Blvd., High-Tech Zon Chengdu, Sichuan, People?s Republic of China 610000 (the ?Company?), and each of the investors identified on the signature pages he

Form of the Investor Warrant in connection with November 2021 Private Placement, incorporated herein by reference to Exhibit 4.1 to the Current Report on Form 8-K filed with the SEC on November 8, 2021

Exhibit 4.1 [FORM OF WARRANT] NEITHER THE ISSUANCE AND SALE OF THE SECURITIES REPRESENTED BY THIS CERTIFICATE NOR THE SECURITIES INTO WHICH THESE SECURITIES ARE EXERCISABLE HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR APPLICABLE STATE SECURITIES LAWS. THE SECURITIES MAY NOT BE OFFERED FOR SALE, SOLD, TRANSFERRED OR ASSIGNED (I) IN THE ABSENCE OF (A) AN EFFECTIVE REGISTRATI

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissi

Certificate of Designations of Series A Convertible Preferred Stock, incorporated herein by reference to Exhibit 3.1 to the Current Report on Form 8-K filed with the SEC on November 8, 2021

Exhibit 3.1 CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PREFERRED STOCK OF SENMIAO TECHNOLOGY LIMITED I, Xi Wen, hereby certify that I am the Chief Executive Officer and Chairman of the Board of Senmiao Technology Limited (the ?Company?), a corporation organized and existing under Chapter 78 of the Nevada Revised Statues (the ?NRS?), and further do hereby certify: WHEREAS, the Articles of

Form of Registration Rights Agreement in connection with the November 2021 Private Placement, incorporated herein by reference to Exhibit 10.2 to the Current Report on Form 8-K filed with the SEC on November 8, 2021

Exhibit 10.2 REGISTRATION RIGHTS AGREEMENT This REGISTRATION RIGHTS AGREEMENT (this ?Agreement?), dated as of November , 2021, is by and among Senmiao Technology Limited, a Nevada corporation with offices located at 16F, Shihao Square, Middle Jiannan Blvd., High-Tech Zone Chengdu, Sichuan, People?s Republic of China 610000 (the ?Company?), and the undersigned buyers (each, a ?Buyer,? and collectiv

Placement Agent Agreement dated November 7, 2021 in connection with the November 2021 Private Placement, incorporated herein by reference to Exhibit 10.3 to the Current Report on Form 8-K filed with the SEC on November 8, 2021

Exhibit 10.3 PLACEMENT AGENCY AGREEMENT FT Global Capital, Inc. 1688 Meridian Avenue, Suite 700 Miami Beach, FL 33139 November 7, 2021 Ladies and Gentlemen: This letter (this ?Agreement?) constitutes the agreement between Senmiao Technology Limited (the ?Company?) and FT Global Capital, Inc. (?FT Global? or the ?Placement Agent?) pursuant to which FT Global shall serve as the placement agent for t

Senmiao Technology Announces $5 Million Private Placement

Senmiao Technology Announces $5 Million Private Placement CHENGDU, China, November 8, 2021 - Senmiao Technology Limited (?Senmiao?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced that it has entered into a securities purchase agreement (the ?SPA?) with certain institutional investors for a private placement of approximately $5 million of its Series A Convertible Preferred Stock (the ?Series A Preferred Stock?) to initially acquire up to an aggregate number of shares of common stock of the Company that equals to the number of shares of common stock to be issued upon conversion of the Preferred Shares at $0.

Share Swap Agreement, dated October 22, 2021, by and among Senmiao Technology Limited, Sichuan Senmiao Zecheng Business Consulting Co., Ltd., Hunan Xixingtianxia Technology Co., Ltd. and the shareholders of Hunan Xixingtianxia Technology Co., Ltd., incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on October 28, 2021**

Exhibit 10.1 CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL SHARE SWAP AGREEMENT THIS SHARE SWAP AGREEMENT (this "Agreement") is made and entered into as of October 22 , 2021] (the "Signing Date") by and among: (1) Senmiao Technology Limited, a corporation incorporated and existing under the laws of the State of Nevada, USA (the "Company"); (2) Sichua

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissi

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 28, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commis

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

Our Definitive Proxy Statement on Schedule 14A filed on August 19, 2021; and

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement ? Definitive Additional Materials ? Soliciting Material Pursuant to ?240.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

Senmiao Technology Reports Fiscal 2022 First Quarter Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2022 First Quarter Financial Results CHENGDU, China, August 16, 2021 - Senmiao Technology Limited (?Senmiao?) (NASDAQ: AIHS), a provider of automobile transaction and related services targeting the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced financial results for its fiscal 2022

Amendment to Bylaws, effective as of August 12, 2021, incorporated herein by reference to Exhibit 3.1 to the Quarterly Report on Form 10-Q filed with the SEC on August 16, 2021

EX-3.1 2 aihs-20210630xex3d1.htm EXHIBIT 3.1 Exhibit 3.1 Amended and adopted by the Board on August 12, 2021 and filed as Exhibit 3.1 to the Quarterly Report on Form 10-Q on August 16, 2021. AMENDMENTS TO THE BYLAWS OF SENMIAO TECHNOLOGY LIMITED Article 2, Section 2.5.2 of the Bylaws of Senmiao Technology Limited is amended and restated in its entirety to read as follows: Section 2.5.2 To be timel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to. Commission File Number: 001-38426 SENMIAO TECHNO

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: x Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy Statement ? Definitive Additional Materials ? Soliciting Material Pursuant to ?240.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2021 ¨ TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMITED (Exa

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 8, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission F

English Translation of the Investment Agreement, dated September 11, 2020, by and among Sichuan Senmiao Zecheng Business Consulting Co., Ltd., Hunan Xixingtianxia Technology Co., Ltd. and its shareholders, incorporated herein by reference to Exhibit 10.40 to the Annual Report on Form 10-K filed with the SEC on July 8, 2021

Exhibit 10.40 Hunan Xixingtianxia Technology Co., Ltd. Investment Agreement The Investment Agreement of Hunan Xixingtianxia Technology Co., Ltd. (hereinafter referred to as ?the Agreement?) is made and entered into by and among the Parties below in [Chengdu] on [September 11, 2020]: Party A: Sichuan Senmiao Zecheng Business Consulting Co., Ltd. (hereinafter referred to as ?the Investor?) Unified s

English Translation of the Supplementary Agreement to the Investment Agreement, dated February 5, 2021, by and among Sichuan Senmiao Zecheng Business Consulting Co., Ltd., Hunan Xixingtianxia Technology Co., Ltd. and its shareholders, incorporated herein by reference to Exhibit 10.41 to the Annual Report on Form 10-K filed with the SEC on July 8, 2021

Exhibit 10.41 Supplementary Agreement to the Investment Agreement of Hunan Xixingtianxia Technology Co., Ltd. The Supplementary Agreement to the Investment Agreement of Hunan Xixingtianxia Technology Co., Ltd. (hereinafter referred to as ?the Supplementary Agreement?) is made and entered into by and among the Parties below in Chengdu on February 5, 2021: Party A: Sichuan Senmiao Zecheng Business C

Senmiao Technology Reports Fiscal 2021 Year-end Financial Results

Exhibit 99.1 Senmiao Technology Reports Fiscal 2021 Year-end Financial Results CHENGDU, China, July 8, 2021 - Senmiao Technology Limited (?Senmiao? or the ?Company?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China and an operator of its own online ride-sharing platform, today announced financial results for the fiscal year ended March 31, 2021

List of Subsidiaries, incorporated herein by reference to Exhibit 21.1 of the 10-K filed on July 8, 2021.

EX-21.1 5 tm2114173d1ex21-1.htm EXHIBIT 21.1 Exhibit 21.1 SENMIAO TECHNOLOGY LIMITED List of Subsidiaries As of March 31, 2021, the subsidiaries of Senmiao Technology Limited, including the variable interest entities, are listed as follows: Subsidiary Place of Incorporation Senmiao Technology (Hong Kong), Limited Hong Kong Yicheng Financial Leasing Co., Ltd. PRC Sichuan Senmiao Zecheng Business Co

English Translation of the Termination Agreement of the Investment Agreement, dated July 2, 2021, by and among Hongyi Industry Group Co., Ltd., Sichuan Jinkailong Automobile Leasing Co., Ltd. and its shareholders, incorporated herein by reference to Exhibit 10.42 of the 10-K filed on July 15, 2022.

Exhibit 10.42 Termination Agreement of Investment Agreement Party A (Investor): Hongyi Industry Group Co., Ltd. Address: No. 16, Building 1, No.9, Gaoshengqiao, Wuhou District, Chengdu City Legal representative: Liu Zhihong Contact number: 13880757266 Party B 1 (Shareholder 1 of target company): Name: Hunan Ruixi Financial Leasing Co., Ltd. Address: No. 723, Building 3A, Jinke Times Center, Xiangy

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ? Form 20-F ? Form 11-K ? Form 10-Q ? Form 10-D ? Form N-CEN ? Form N-CSR For Period Ended: March 31, 2021 ? Transition Report on Form 10-K ? Transition Report on Form 20-F ? Transition Report on Form 11-K ? Transition Report on Form 10-Q For the Transition Perio

Senmiao Technology Announces Closing of $6.5 Million Registered Direct Offering

Exhibit 99.1 Senmiao Technology Announces Closing of $6.5 Million Registered Direct Offering CHENGDU, China, May 13, 2021 - Senmiao Technology Limited (?Senmiao? or the ?Company?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced that it has closed a registered direc

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission F

Senmiao Technology Announces $6.5 Million Registered Direct Offering

Exhibit 99.1 Senmiao Technology Announces $6.5 Million Registered Direct Offering CHENGDU, China, May 11, 2021 - Senmiao Technology Limited (?Senmiao?) (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced that it has entered into a securities purchase agreement with cer

Placement Agency Agreement dated May 11,2021 (including Form of Lock-Up Agreement in the exhibit) relating to the May 2021 offering, incorporated herein by reference to Exhibit 10.2 to the Current Report on Form 8-K filed with the SEC on May 11, 2021

Exhibit 10.2 PLACEMENT AGENCY AGREEMENT FT Global Capital, Inc. 5 Concourse Parkway, Suite 3000 Atlanta, GA, 30328 May 11, 2021 Ladies and Gentlemen: This letter (this ?Agreement?) constitutes the agreement between Senmiao Technology Limited (the ?Company?) and FT Global Capital, Inc. (?FT Global?) pursuant to which FT Global shall serve as the placement agent (the ?Placement Agent?) (the ?Service

Form of the Investor’s Common Stock Purchase Warrant relating to the May 2021 offering, incorporated herein by reference to Exhibit 4.1 to the Current Report on Form 8-K filed with the SEC on May 11, 2021

Exhibit 4.1 COMMON STOCK PURCHASE WARRANT SENMIAO TECHNOLOGY LIMITED Warrant Shares: [?] Initial Exercise Date: May 13, 2021 THIS COMMON STOCK PURCHASE WARRANT (the ?Warrant?) certifies that, for value received, [?] or its assigns (the ?Holder?) is entitled, upon the terms and subject to the limitations on exercise and the conditions hereinafter set forth, at any time on or after the date hereof (

Form of Securities Purchase Agreement relating to the May 2021 offering, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on May 11, 2021

Exhibit 10.1 Execution Version SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this ?Agreement?) is dated as of May 11, 2021, between Senmiao Technology Limited, a Nevada corporation (the ?Company?), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a ?Purchaser? and collectively the ?Purchasers?). WHEREAS, subject to the ter

Form of the Placement Agent’s Common Stock Purchase Warrant relating to the May 2021 offering, incorporated herein by reference to Exhibit 4.2 to the Current Report on Form 8-K filed with the SEC on May 11, 2021

EX-4.2 3 tm2115931d1ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 THE WARRANT AND WARRANT SHARES SHALL NOT BE SOLD, TRANSFERRED, ASSIGNED, PLEDGED, OR HYPOTHECATED, OR BE THE SUBJECT OF ANY HEDGING, SHORT SALE, DERIVATIVE, PUT, OR CALL TRANSACTION THAT WOULD RESULT IN THE EFFECTIVE ECONOMIC DISPOSITION OF THE SECURITIES BY ANY PERSON FOR A PERIOD OF 180 DAYS IMMEDIATELY FOLLOWING THE COMMENCEMENT OF SALES OF

SENMIAO TECHNOLOGY LIMITED 5,531,916 Shares of Common Stock Investors Warrants to purchase up to 5,531,916 Shares of Common Stock and 5,531,916 Shares of Common Stock underlying the Warrants; and Placement Agent Warrants to purchase up to 414,894 Sha

Prospectus Supplement Filed Pursuant to Rule 424(b)(5) (To Prospectus Dated April 15, 2019) File No.

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2021 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission F

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to. Commission File Number: 001-38426 SENMIAO TECHNO

Senmiao Technology Announces Closing of $7 Million Registered Direct Offering

Exhibit 99.1 Senmiao Technology Announces Closing of $7 Million Registered Direct Offering CHENGDU, China, February 10, 2021 - Senmiao Technology Limited (Nasdaq: AIHS) (“Senmiao”) a provider of automobile transaction and related services targeting the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced that it has closed a register

Financial Statements and Exhibits, Other Events

8-K 1 tm216234d18k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2021 (February 10, 2021) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (St

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 9, 2021 (February 8, 2021) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incor

Form of Lock-up Agreement relating to the February 2021 offering, incorporated herein by reference to Exhibit 10.3 to the Current Report on Form 8-K filed with the SEC on February 9, 2021

EX-10.3 5 tm215833d2ex10-3.htm EXHIBIT 10.3 Exhibit 10.3 Lock-Up Agreement February 8, 2021 FT Global Capital, Inc. 5 Concourse Parkway, Suite 3000 Atlanta, GA, 30328 Attention: President Ladies and Gentlemen: The undersigned understands that FT Global Capital, Inc. (the “Placement Agent”) proposes to enter into a Placement Agency Agreement (the “Agreement”) with Senmiao Technology Limited, a Neva

SENMIAO TECHNOLOGY ANNOUNCES $7 MILLION REGISTERED DIRECT OFFERING

EX-99.1 6 tm215833d2ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 SENMIAO TECHNOLOGY ANNOUNCES $7 MILLION REGISTERED DIRECT OFFERING CHENGDU, China, February 8, 2021 - Senmiao Technology Limited (Nasdaq: AIHS) (“Senmiao”) a provider of automobile transaction and related services targeting the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announc

Form of Securities Purchase Agreement relating to the February 2021 offering, incorporated herein by reference to Exhibit 10.2 to the Current Report on Form 8-K filed with the SEC on February 9, 2021

Exhibit 10.2 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of February 8, 2021, between Senmiao Technology Limited, corporation formed under the laws of the state of Nevada (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively the “Purchasers”). WHERE

Form of Placement Agent Warrant relating to the February 2021 offering, incorporated herein by reference to Exhibit 4.1 to the Current Report on Form 8-K filed with the SEC on February 9, 2021

EX-4.1 2 tm215833d2ex4-1.htm EXHIBIT 4.1 Exhibit 4.1 THE REGISTERED HOLDER OF THIS PURCHASE WARRANT BY ITS ACCEPTANCE HEREOF, AGREES THAT IT WILL NOT SELL, TRANSFER OR ASSIGN THIS PURCHASE WARRANT EXCEPT AS HEREIN PROVIDED AND THE REGISTERED HOLDER OF THIS PURCHASE WARRANT AGREES THAT IT WILL NOT SELL, TRANSFER, ASSIGN, PLEDGE OR HYPOTHECATE THIS PURCHASE WARRANT FOR A PERIOD OF ONE HUNDRED EIGHTY

SENMIAO TECHNOLOGY LIMITED 5,072,465 Shares of Common Stock

Prospectus Supplement Filed Pursuant to Rule 424(b)(5) (To Prospectus Dated April 15, 2019) File No.

Form of Placement Agent Agreement relating to the February 2021 offering, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on February 9, 2021

Exhibit 10.1 PLACEMENT AGENCY AGREEMENT FT Global Capital, Inc. 5 Concourse Parkway, Suite 3000 Atlanta, GA, 30328 February 8, 2021 Ladies and Gentlemen: This letter (this “Agreement”) constitutes the agreement between Senmiao Technology Limited (the “Company”) and FT Global Capital, Inc. (“FT Global”) pursuant to which FT Global shall serve as the placement agent (the “Placement Agent”) (the “Ser

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 6, 2021 (January 5, 2021) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorpo

Senmiao Technology Announces Over 620,000 Completed Rides on Its XXTX Ride-Hailing Platform in December 2020

Ex. 99.1 Senmiao Technology Announces Over 620,000 Completed Rides on Its XXTX Ride-Hailing Platform in December 2020 CHENGDU, China, Jan. 5, 2021 /PRNewswire/ - Senmiao Technology Limited ("Senmiao") (Nasdaq: AIHS), a financing and servicing company focused on the online ride-hailing industry in China as well as an operator of its own online ride-hailing platform, today announced operating metric

Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2020 (November 16, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of inc

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended September 30, 2020 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to. Commission File Number: 001-38426 SENMIAO TECHN

- NT 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: September 30, 2020 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-K ¨ Transition Report

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2020 (October 29, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incor

- DEF 14A

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to §240.

- PRE 14A

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: x Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to §240.

Shareholder Director Nominations - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2020 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commis

Employment Agreement, dated as of September 11, 2020, by and between the Company and Haitao Liu, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on September 14, 2020

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (the “Agreement”), is entered into as of September 11, 2020 (the “Effective Date”), by and between Senmiao Technology Limited, incorporated under the laws of the State of Nevada (the “Company”) and Haitao Liu, an individual (the “Executive”). Except with respect to the direct employment of the Executive by the Company, the term “Company”

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 14, 2020 (September 10, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of i

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 8, 2020 (September 2, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of inc

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended June 30, 2020 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to. Commission File Number: 001-38426 SENMIAO TECHNOLOGY

- NT 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: June 30, 2020 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-K ¨ Transition Report on Fo

Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 13, 2020 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commissio

SENMIAO TECHNOLOGY LIMITED 12,000,000 Shares Common Stock

Prospectus Supplement Filed Pursuant to Rule 424(b)(5) (To Prospectus Dated April 15, 2019) File No.

Underwriting Agreement, dated August 4, 2020, by and among Senmiao Technology Limited, The Benchmark Company, LLC and Axiom Capital Management, Inc., incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on August 4, 2020

Exhibit 1.1 UNDERWRITING AGREEMENT between SENMIAO TECHNOLOGY LIMITED and THE BENCHMARK COMPANY, LLC and AXIOM CAPITAL MANAGEMENT, INC. as Representatives of the Several Underwriters -1- SENMIAO TECHNOLOGY LIMITED UNDERWRITING AGREEMENT August 4, 2020 The Benchmark Company LLC 150 E 58th Street, 17th floor New York, NY 10155 Axiom Capital Management, Inc. 350 Fifth Avenue, Suite 6420 New York, NY

Senmiao Technology Limited Announces Pricing of Public Offering of Shares of Common Stock

Exhibit 99.1 Senmiao Technology Limited Announces Pricing of Public Offering of Shares of Common Stock CHENGDU, China, August 4, 2020 / PRNewswire/ - Senmiao Technology Limited (“Senmiao”) (NASDAQ: AIHS), a provider of automobile transaction and related services targeting the online ride-hailing industry in China, today announced the pricing of an underwritten public offering of 12,000,000 shares

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2020 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Form of Warrant relating to the August 2020 offering, incorporated herein by reference to Exhibit 4.1 to the Current Report on Form 8-K filed with the SEC on August 4, 2020

Exhibit 4.1 FORM OF UNDERWRITERS’ WARRANT NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE U.S. SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD UNLE

SUBJECT TO COMPLETION, DATED AUGUST 3, 2020

The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2020 (July 29, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporat

Senmiao Technology Signs Strategic Cooperation Agreement with Large Auto Dealer Group to Expand Auto Business and Increase Access to Electric Vehicles Collaboration with Sichuan Hongyu Enterprise forges three-year roadmap for cooperation on procureme

Exhibit 99.1 Senmiao Technology Signs Strategic Cooperation Agreement with Large Auto Dealer Group to Expand Auto Business and Increase Access to Electric Vehicles Collaboration with Sichuan Hongyu Enterprise forges three-year roadmap for cooperation on procurement of electric vehicles and cross promotion of brands, products and services to accelerate expansion of Senmiao’s Auto Transaction and Re

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2020 (July 10, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporati

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2020 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMITED (Exa

Description of securities registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended, incorporated herein by reference to Exhibit 4.4 on the Annual Report on Form 10-K filed by the Company with the SEC on July 9, 2020

Exhibit 4.4 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURUSANT TO SECTION 12 OF THE SECURITIES EXCHNAGE ACT OF 1934, AS AMENDED As of March 31, 2020, Senmiao Technology Limited (“we,” “our,” “us” or the “Company”) had one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”): common stock with a par value of $0.0001 per

Voting Agreement, dated February 13, 2020, by and between Hunan Ruixi Financial Leasing Co., Ltd. and Chengdu Simushi Technology Co., Ltd., incorporated herein by reference to Exhibit 10.30 to the Annual Report on Form 10-K filed with the SEC on July 9, 2020

Exhibit 10.30 Voting Agreement Party A: Hunan Ruixi Financial Leasing Co., Ltd. Uniform Social Credit Code: 91430100MA4PDEM573 Party B: Chengdu Simushi Technology Co., Ltd. Uniform Social Credit Code: 91510100MA669QRR6K They are collectively referred to as the “parties”. Whereas: 1. Sichuan Jinkailong Automobile Leasing Co., Ltd. (hereinafter referred to as “Company” or “Sichuan Jinkailong”) is a

English Translation to Investment Agreement, dated July 4, 2020, by and among Hongyi Industrial Group Co., Ltd., Hunan Ruixi Financial Leasing Co., Ltd., Sichuan Jinkailong Automobile Leasing Co., Ltd. and other shareholders of Jinkailong, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on July 8, 2020

Exhibit 10.1 Investment Agreement Party A (Investor): Hongyi Industrial Group Co., Ltd. Address: No.16, building 1, No.9, Gaoshengqiao, Wuhou District, Chengdu Legal Representative: Zhihong Liu Tel: [***] Party B 1 (Shareholder 1 of the Target Company): Name: Hunan Ruixi Financial Leasing Co., Ltd. Address: Room 723, Building 3A, Jinke Times Center, Xiangyang Road, Changsha Economic & Technologica

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 8, 2020 (July 4, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation

Senmiao Technology Signs an Investment Agreement with Hongyi Industrial Group to Invest RMB50 Million in Senmiao’s Auto Business Investment of approximately US$7 million is expected to accelerate expansion of Senmiao’s automobile transaction and rela

Exhibit 99.1 Senmiao Technology Signs an Investment Agreement with Hongyi Industrial Group to Invest RMB50 Million in Senmiao’s Auto Business Investment of approximately US$7 million is expected to accelerate expansion of Senmiao’s automobile transaction and related services business in Sichuan Province CHENGDU, China, July 8, 2020 / PRNewswire/ - Senmiao Technology Limited (“Senmiao”) (NASDAQ: AI

- NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: March 31, 2020 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-K ¨ Transition Report on F

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2020 (April 20, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorpora

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2020 (March 31, 2020) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporat

Collaboration Agreement, dated December 6, 2019, by and between Didi Chuxing Technology Co., Ltd. and Hunan Ruixi Financial Leasing Co., Ltd., incorporated herein by reference to Exhibit 10.3 to the Quarterly Report on Form 10-Q filed with the SEC on February 14, 2020

Exhibit 10.3 Collaboration Agreement This Collaboration Agreement (hereinafter referred to as this “Agreement”) is made and entered into by and between the following parties in Haidian District, Beijing. This Agreement may be executed in paper form offline or in electronic form through the Didi Chuxing Online Contracting Platform (website: https://contract.didichuxing.com/, hereinafter referred to

Collaboration Agreement, dated August 13, 2019, by and between Didi Chuxing Technology Co., Ltd. and Sichuan Jinkailong Automobile Leasing Co., Ltd., incorporated herein by reference to Exhibit 10.2 to the Quarterly Report on Form 10-Q filed with the SEC on February 14, 2020

Exhibit 10.2 Collaboration Agreement This Collaboration Agreement (hereinafter referred to as this “Agreement”) is made and entered into by and between the following parties in Haidian District, Beijing. This Agreement may be executed in paper form offline or in electronic form through the Didi Chuxing Online Contracting Platform (website: https://contract.didichuxing.com/, hereinafter referred to

Consulting Service Agreement, dated March 26, 2019, by and between Didi Chuxing Technology Co., Ltd. and Sichuan Jinkailong Automobile Leasing Co., Ltd., incorporated herein by reference to Exhibit 10.1 to the Quarterly Report on Form 10-Q filed with the SEC on February 14, 2020

Exhibit 10.1 Agreement No.: W-DDCX-P-DMP-OTHERP -201903250005 CONSULTING SERVICE AGREEMENT This Consulting Service Agreement (hereinafter referred to as the “Agreement”) is made and entered into in the agreed upon form by and between the following parties in Haidian District, Beijing. This Agreement may be executed in electronic form through the DMP System Contracting Platform (hereinafter referre

AIHS / Senmiao Technology Limited 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended December 31, 2019 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to. Commission File Number: 001-38426 SENMIAO TECHNO

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 18, 2019 (December 12, 2019) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of inc

AIHS / Senmiao Technology Limited 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended September 30, 2019 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to. Commission File Number: 001-38426 SENMIAO TECHN

Costs Associated with Exit or Disposal Activities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2019 (October 17, 2019) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incor

AIHS / Senmiao Technology Limited DEF 14A - - DEF 14A

United States Securities and Exchange Commission Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to §240.

SENMIAO TECHNOLOGY LIMITED an innovative and fast growing service provider offering automobile transaction and related services and loan facilitation in China

Exhibit 99.1 SENMIAO TECHNOLOGY LIMITED an innovative and fast growing service provider offering automobile transaction and related services and loan facilitation in China • This presentation includes statements that are, or may be deemed, "forward - looking statements" under applicable U . S federal security laws . In some cases these forward - looking statements can be identified by the use of f

Regulation FD Disclosure, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 2, 2019 (September 30, 2019) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of inco

Shareholder Director Nominations

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2019 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commis

AIHS / Senmiao Technology Limited 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended June 30, 2019 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to . Commission File Number: 001-38426 SENMIAO TECHNOLOG

Form of Jinkailong Automobile Affiliation Agreement, incorporated herein by reference to Exhibit 10.32 to the Annual Report on Form 10-K filed with the SEC on July 5, 2019

Exhibit 10.32 Automobile Affiliation Agreement Party A: Sichuan Jinkailong Automobile Leasing Co., Ltd. Mailing address: Floor 2, Building 1, No. 2, Liudao Street, Jinma Town, Wenjiang District, Chengdu City Legal representative: Chen Xiaoliang Contact phone: 028-65410299 Party B: ID card No.: ID card address (mailing address): Contact phone: E-mail: WHEREAS, Party B needs to purchase an automobil

Form of Hunan Ruixi Financial Leasing Contract, incorporated herein by reference to Exhibit 10.30 to the Annual Report on Form 10-K filed with the SEC on July 5, 2019

Exhibit 10.30 Financial Leasing Contract Contract Number: Party A (Lessor): Hunan Ruixi Financial Leasing Co., Ltd. Social Credit Unicode: 91430100MA4PDEM573 Address: Rm. 723, Bldg. 3A, Jinke Times Center, Xiangyang Road, Economic and Technological Development Zone, Changsha Tel.: E-mail: Party B (Lessee): Address: ID Number: Tel.: E-mail: Party C (Guarantor): Address: ID Number: Tel.: E-mail: Art

Property Leasing Contract, dated as of October 31, 2018, by and between Hunan Dingchentai Investment Co., Ltd. and Hunan Ruixi Financial Leasing Co., Ltd.*

Exhibit 10.33 Property Leasing Contract Contract No.: Lessor: Hunan Dingchentai Investment Co., Ltd. (hereinafter referred to as “Party A”) Lessee: Hunan Ruixi Financial Leasing Co., Ltd. (hereinafter referred to as “Party B”) According to the Contract Law of the People's Republic of China and relevant laws and regulations, in order to clarify the rights and obligations of both parties, on an equa

Form of Hunan Ruixi Service Agreement, incorporated herein by reference to Exhibit 10.31 to the Annual Report on Form 10-K filed with the SEC on July 5, 2019

Exhibit 10.31 Service Agreement Party A: Hunan Ruixi Financial Leasing Co., Ltd. Address: Rm. 723, Bldg. 3A, Jinke Times Center, Xiangyang Road, Economic and Technological Development Zone, Changsha Legal representative: Li Xianglong Tel: Party B: ID Number: Address: Tel: According to the Contract Law of the People's Republic of China and other relevant laws and regulations, Party A and Party B, i

List of Subsidiaries*

Exhibit 21.1 SENMIAO TECHNOLOGY LIMITED List of Subsidiaries Subsidiary Place of Incorporation Yicheng Financial Leasing Co., Ltd. PRC Sichuan Senmiao Zecheng Business Consulting Co., Ltd. PRC Hunan Ruixi Financial Leasing Co., Ltd. PRC Hunan Ruixi Automobile Leasing Co., Ltd. PRC Variable Interest Entity Place of Incorporation Sichuan Senmiao Ronglian Technology Co., Ltd. PRC Sichuan Jinkailong A

Parking Lot Lease, dated as of January 9, 2019, by and between Chengdu Taozhi Parking Management Service Co., Ltd. and Sichuan Jinkailong Automobile Leasing Co., Ltd.*

Exhibit 10.34 20190109-1 Parking Lot Lease Party A: Chengdu Taozhi Parking Management Service Co., Ltd. Party B: Sichuan Jinkailong Automobile Leasing Co., Ltd. Pursuant to the provisions of Contract Law of the People’s Republic of China (hereinafter referred to as “Contract Law”) and other relevant laws and regulations, the following contract (“Lease”) on the lease of operation site is made and e

AIHS / Senmiao Technology Limited 10-K - Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2019 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECHNOLOGY LIMITED (Exa

Lease, dated as of September 29, 2018, by and between Sichuan EFOX Construction Engineering Co., Ltd. and Sichuan Jinkailong Automobile Leasing Co., Ltd.*

Exhibit 10.35 Lease Party A (Lessor): Company: Sichuan EFOX Construction Engineering Co., Ltd. (business license number): 91510129679676583Q Address: Industrial Avenue, Industrial Zone, Jinyuan Town, Dayi County, Chengdu City, Sichuan Province Legal Representative: Tang Jianming Party B (Lessee): Company: Sichuan Jinkailong Automobile Leasing Co., Ltd. /(business license number): 91510115MA62NLDU0

Office Lease, dated as of December 12, 2018, by and between Pan Feng and Sichuan Jinkailong Automobile Leasing Co., Ltd.*

Exhibit 10.36 20181212-1 Office Lease Party A (Lessor): Pan Feng, ID No.: (***********************) Contact Address: Room 102, Unit 2, Building 15, Shidai Zuncheng, No.399, Dongpo Road, Qingyang District, Chengdu City Tel: (Pan Feng) *********** Party B (Lessee): Sichuan Jinkailong Automobile Leasing Co., Ltd. Contact address: Floor 2, Building 1, No. 2, Liudao Street, Jinma Town, Wenjiang Distric

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 3, 2019 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission F

Senmiao Technology Reports Financial Results for Fourth Fiscal Quarter and Fiscal Year 2019 Results demonstrate positive transition of Senmiao’s primary business model from peer-to-peer lending to automobile transactions in China

Exhibit 99.1 Senmiao Technology Reports Financial Results for Fourth Fiscal Quarter and Fiscal Year 2019 Results demonstrate positive transition of Senmiao’s primary business model from peer-to-peer lending to automobile transactions in China CHENGDU, China, July 3, 2019/ PRNewswire/ - Senmiao Technology Limited (NASDAQ: AIHS) (“Senmiao”), a provider of automobile transaction and related services

AIHS / Senmiao Technology Limited NT 10-K - - NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: March 31, 2019 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-K ¨ Transition Report on F

Senmiao Technology Announces Closing of $6.0 Million Registered Direct Offering

Exhibit 99.1 Senmiao Technology Announces Closing of $6.0 Million Registered Direct Offering CHENGDU, China, June 21, 2019/ PRNewswire/ - Senmiao Technology Limited (Senmiao) (NASDAQ: AIHS), an operator of an online lending marketplace connecting Chinese investors with individual and small-to-medium-sized enterprise borrowers, and a provider of automobile transactions and related services in China

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2019 (June 20, 2019) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporati

SENMIAO TECHNOLOGY LIMITED 1,781,361 Shares of Common Stock Series A Warrants to Purchase up to 1,336,021 Shares of Common Stock Series B Warrants to Purchase up to 1,116,320 Shares of Common Stock

Filed pursuant to Rule 424(b)(5) Registration Statement No. 333-230397 Prospectus Supplement (To prospectus dated April 15, 2019) SENMIAO TECHNOLOGY LIMITED 1,781,361 Shares of Common Stock Series A Warrants to Purchase up to 1,336,021 Shares of Common Stock Series B Warrants to Purchase up to 1,116,320 Shares of Common Stock We are offering to certain accredited investors (the “Investors”) 1,781,

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2019 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Form of Series B Warrant, incorporated herein by reference to Exhibit 4.2 on the Current Report on Form 8-K filed by the Company with the SEC on June 18, 2019

Exhibit 4.2 SERIES B WARRANT THE NUMBER OF SHARES OF COMMON STOCK ISSUABLE UPON EXERCISE OF THIS WARRANT MAY BE LESS THAN THE AMOUNTS SET FORTH ON THE FACE HEREOF PURSUANT TO SECTION 1(a) OF THIS WARRANT. Senmiao Technology Limited Warrant To Purchase Common Stock Warrant No.: B Date of Issuance: [ ], 20 (“Issuance Date”) Senmiao Technology Limited, a Nevada corporation (the “Company”), hereby cer

Form of Series A Warrant, incorporated herein by reference to Exhibit 4.1 on the Current Report on Form 8-K filed by the Company with the SEC on June 18, 2019

Exhibit 4.1 SERIES A WARRANT THE NUMBER OF SHARES OF COMMON STOCK ISSUABLE UPON EXERCISE OF THIS WARRANT MAY BE LESS THAN THE AMOUNTS SET FORTH ON THE FACE HEREOF PURSUANT TO SECTION 1(a) OF THIS WARRANT. Senmiao Technology Limited Warrant To Purchase Common Stock Warrant No.: A Date of Issuance: [ ], 20 (“Issuance Date”) Senmiao Technology Limited, a Nevada corporation (the “Company”), hereby cer

Form of Lock-Up Agreement, incorporated herein by reference to Exhibit 10.2 to the Current Report on Form 8-K filed with the SEC on June 18, 2019

Exhibit 10.2 SENMIAO TECHNOLOGY LIMITED June , 2019 VStock Transfer, LLC 18 Lafayette Pl. Woodmere, NY 11598 Re: Senmiao Technology Limited - Lock-Up Agreement Dear Sirs: This Lock-Up Agreement is being delivered to you in connection with that certain Securities Purchase Agreement (the “Purchase Agreement”), dated as of June , 2019, by and among Senmiao Technology Limited, a Nevada corporation wit

Form of Leak-Out Agreement, incorporated herein by reference to Exhibit 10.3 to the Current Report on Form 8-K filed with the SEC on June 18, 2019

Exhibit 10.3 [COMPANY LETTERHEAD] June , 2019 [BUYER] [BUYER ADDRESS] Attention: [ ] Dear Sirs: This agreement (the “Leak-Out Agreement”) is being delivered to you in connection with that certain understanding by and among Senmiao Technology Limited, a Nevada corporation with headquarters located at 16F, Shihao Square, Middle Jiannan Blvd., High-Tech Zone Chengdu, Sichuan, China 610000 (the “Compa

Form of Securities Purchase Agreement, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on June 18, 2019

Exhibit 10.1 EXECUTION COPY SECURITIES PURCHASE AGREEMENT This SECURITIES PURCHASE AGREEMENT (this “Agreement”), dated as of June , 2019, is by and among Senmiao Technology Limited, a Nevada corporation with headquarters located at 16F, Shihao Square, Middle Jiannan Blvd., High-Tech Zone Chengdu, Sichuan, China 610000 (the “Company”), and each of the investors listed on the Schedule of Buyers atta

Senmiao Technology Announces Entry into Agreements for Registered Direct Public Offering of $6.0 Million of Common Stock and Warrants

Exhibit 99.1 Senmiao Technology Announces Entry into Agreements for Registered Direct Public Offering of $6.0 Million of Common Stock and Warrants CHENGDU, China, June 18, 2019/ PRNewswire/ - Senmiao Technology Limited (Senmiao) (NASDAQ: AIHS), an operator of an online lending marketplace connecting Chinese investors with individual and small-to-medium-sized enterprise borrowers, and a provider of

Entry into a Material Definitive Agreement, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2019 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation) (Commission

Form of Placement Agent Warrant, incorporated herein by reference to Exhibit 4.3 on the Current Report on Form 8-K filed by the Company with the SEC on June 18, 2019

Exhibit 4.3 PLACEMENT AGENT WARRANT THE REGISTERED HOLDER OF THIS COMMON STOCK PURCHASE WARRANT BY ITS ACCEPTANCE HEREOF, AGREES THAT IT WILL NOT SELL, TRANSFER, OR ASSIGN THIS COMMON STOCK PURCHASE WARRANT EXCEPT AS HEREIN PROVIDED or as provided in Financial Industry Regulatory Authority, Inc. (“FINRA”) Rule 5110(g)(2), AND THE REGISTERED HOLDER OF THIS COMMON STOCK PURCHASE WARRANT AGREES THAT

Employment Agreement, dated as of May 27, 2019, by and between Senmiao Technology Limited and Xi Wen, incorporated herein by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on May 30, 2019

EX-10.1 2 tv522675ex10-1.htm EXHIBIT 10.1 Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (the “Agreement”), is entered into as of May 27, 2019 (the “Effective Date”), by and between Senmiao Technology Limited, incorporated under the laws of the State of Nevada (the “Company”) and Xi Wen, an individual (the “Executive”). Except with respect to the direct employment of the Executive by

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 tv5226758k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2019 (May 27, 2019) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other

Intercity Carpool Business Cooperation Agreement, dated as of May 16, 2019, by and between Sichuan Feiniu Automobile Transportation Co., Ltd. and Sichuan Jinkailong Automobile Leasing Co., Ltd., incorporated herein by reference to Exhibit 10.1 to Current Report on Form 8-K filed with the SEC on May 21, 2019.

Exhibit 10.1 Sichuan Feiniu Automobile Transportation Co., Ltd. Intercity Carpool Business Cooperation Agreement Party A: Sichuan Feiniu Automobile Transportation Co., Ltd. (hereinafter referred to as “Feiniu”) Address: No. 322, Nanyuan Road, Sanxing Subdistrict, Tianfu New District, Chengdu, Sichuan, P.R.C. Unified Social Credit Code: 9151010035055664XR Legal Representative: Zutao Yang Telephone:

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2019 (May 16, 2019) SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 001-38426 35-2600898 (State or other jurisdiction of incorporation

Senmiao Technology Teams Up with Feiniu Transportation to Offer Intercity Ride Sharing Services in Chengdu

EX-99.1 3 tv521993ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Senmiao Technology Teams Up with Feiniu Transportation to Offer Intercity Ride Sharing Services in Chengdu CHENGDU, China, May 21, 2019/ PRNewswire/ - Senmiao Technology Limited (“Senmiao”) (NASDAQ: AIHS), an operator of an online lending marketplace for loan facilitation, and a provider of automobile transaction and financing services in Chin

AIHS / Senmiao Technology Limited CORRESP

SENMIAO TECHNOLOGY LIMITED 16F, Shihao Square, Middle Jiannan Blvd. High-Tech Zone, Chengdu Sichuan, People’s Republic of China 610000 April 11, 2019 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, DC 20549 Attn: Jessica Livingston Re: Senmiao Technology Limited Registration Statement on Form S-3 (File No. 333-230397) Accele

AIHS / Senmiao Technology Limited FORM S-3

As filed with the Securities and Exchange Commission on March 19, 2019. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SENMIAO TECHNOLOGY LIMITED (Exact name of registrant as specified in its charter) Nevada 35-2600898 (State or other jurisdiction of incorporation or organization) (I.R.S

March 19, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K/A (Amendment No.1) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2018 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38426 SENMIAO TECH

Collaboration Agreement, dated December 17, 2018, by and between Didi Chuxing Technology Co., Ltd. and Hunan Ruixi Financial Leasing Co., Ltd.

Contract No.: DDCX S DG KC 201812130044 Exhibit 10.5 Collaboration Agreement This Collaboration Agreement (hereinafter referred to as this “Agreement") is made and entered into by and between the following parties in Haidian District, Beijing. This Agreement may be executed in paper form offline or in electronic form through the Didi Chuxing Online Contracting Platform (website: https://Agreement.

Amendment to the Voting Agreement, dated November 11, 2018, by and among Hunan Ruixi Financial Leasing Co., Ltd. and certain shareholders of Sichuan Jinkailong Automobile Leasing Co., Ltd., incorporated herein by reference to Exhibit 10.8 to the Quarterly Report on Form 10-Q filed by the Company with the SEC on February 19, 2019

Exhibit 10.8 Amendment to Voting Agreement This Amendment to Voting Agreement (this “Amendment”) is made and entered into by the following parties in Changsha on November 11, 2018: Party A: Hunan Ruixi Financial Leasing Co., Ltd. Uniform Social Credit Code: 91430100MA4PDEM573 Party B: Xiaoliang Chen ID card No.: 330727198705232217 Party C: Xi Yang ID card No.: 522426198609164722 Party D: Yiqiang H

Voting Agreement, dated August 26, 2018, by and among Hunan Ruixi Financial Leasing Co., Ltd. and certain shareholders of Sichuan Jinkailong Automobile Leasing Co., Ltd., incorporated herein by reference to Exhibit 10.7 to the Quarterly Report on Form 10-Q filed by the Company with the SEC on February 19, 2019

Exhibit 10.7 Voting Agreement Party A: Hunan Ruixi Financial Leasing Co., Ltd. Uniform Social Credit Code: 91430100MA4PDEM573 Party B: Xiaoliang Chen ID card No.: 330727198705232217 Party C: Xi Yang ID card No.: 522426198609164722 Party D: Yiqiang He ID card No.: 510682198606094755 Party E: Xiaohui Luo ID card No.: 510902198602214670 They are collectively referred to as the “parties”. Whereas: 1.

Consulting Service Agreement, dated October 23, 2018, by and between Didi Chuxing Technology Co., Ltd. and Sichuan Jinkailong Automobile Leasing Co., Ltd.

Agreement No.: DDCX-S-DG-KC -201810220025 Exhibit 10.6 CONSULTING SERVICE AGREEMENT This Consulting Service Agreement (hereinafter referred to as the “Agreement”) is made and entered into in the agreed upon form by and between the following parties in Haidian District, Beijing. This Agreement may be executed in paper form offline or in electronic form through the Didi Chuxing Online Contracting Pl

Amendment to Business Cooperation Agreement and Valuation Adjustment Mechanism and Indemnification Agreement, dated October 16, 2018, by and among Sichuan Jinkailong Automobile Leasing Co., Ltd., Hunan Ruixi Financial Leasing Co., Ltd., Xiaoliang Chen, Xi Yang, Yiqiang He and Xiaohui Luo, incorporated herein by reference to Exhibit 10.3 to the Quarterly Report on Form 10-Q filed by the Company with the SEC on February 19, 2019

Exhibit 10.3 Amendment to Business Cooperation Agreement and Valuation Adjustment Mechanism and Indemnification Agreement This Amendment to Business Cooperation Agreement and Valuation Adjustment Mechanism and Indemnification Agreement (hereinafter, this “Amendment”) is made and entered into on October 16, 2018 in Changsha by and among: (1) The Company: Sichuan Jinkailong Automobile Leasing Co., L

Collaboration Agreement, dated December 11, 2018, by and between Didi Chuxing Technology Co., Ltd. and Hunan Ruixi Financial Leasing Co., Ltd.

Contract No.: DDCX-S-DG-KC -201812070008 Exhibit 10.4 Collaboration Agreement This Collaboration Agreement (hereinafter referred to as this “Agreement”) is made and entered into by and between the following parties in Haidian District, Beijing. This Agreement may be executed in paper form offline or in electronic form through the Didi Chuxing Online Contracting Platform (website: https://contract.

Business Cooperation Agreement and Valuation Adjustment Mechanism and Indemnification Agreement, dated August 26, 2018, by and among Sichuan Jinkailong Automobile Leasing Co., Ltd., Hunan Ruixi Financial Leasing Co., Ltd., Xiaoliang Chen, Xi Yang, Yiqiang He and Xiaohui Luo, incorporated herein by reference to Exhibit 10.2 to the Quarterly Report on Form 10-Q filed by the Company with the SEC on February 19, 2019

Exhibit 10.2 Business Cooperation Agreement and Valuation Adjustment Mechanism and Indemnification Agreement This Business Cooperation Agreement and Valuation Adjustment Mechanism and Indemnification Agreement (hereinafter, this “Agreement”) is made and entered into on [August 26, 2018] in [Changsha] by and among: (1) The Company: Sichuan Jinkailong Automobile Leasing Co., Ltd. Unified social cred

February 19, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended December 31, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to . Commission File Number: 001-38426 SENMIAO TECHN

AIHS / Senmiao Technology Limited NT 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: December 31, 2018 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-Q ¨ Transition Report o

AIHS / Senmiao Technology Limited / Hu Aiming - SC 13G Passive Investment

SC 13G 1 tv513474sc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Senmiao Technology Limited (Name of Issuer) Common Stock, Par Value $0.0001 (Title of Class of Securities) 817225105 (CUSIP Number) December 31, 2018 (Date of Event which Requires Filing of this Statement) Check the appropriate box to desi

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the Statement on Schedule 13G filed herewith (and any amendments thereto), relating to the common stock of Senmiao Technology Limited, a Nevada corporation, is being filed jointly with the Securities and Exchange Commission pursuant to Rule 13d-1(e) under the Securities Exchange Act of 1934, as amended, on behalf of each of the

JOINT FILING AGREEMENT

EX-99.1 2 tv513469ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the Statement on Schedule 13G filed herewith (and any amendments thereto), relating to the common stock of Senmiao Technology Limited, a Nevada corporation, is being filed jointly with the Securities and Exchange Commission pursuant to Rule 13d-1(e) under the Securities Exchange Act of 1

AIHS / Senmiao Technology Limited / Wang Chan - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Senmiao Technology Limited (Name of Issuer) Common Stock, Par Value $0.0001 (Title of Class of Securities) 817225105 (CUSIP Number) December 31, 2018 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the Statement on Schedule 13G filed herewith (and any amendments thereto), relating to the common stock of Senmiao Technology Limited, a Nevada corporation, is being filed jointly with the Securities and Exchange Commission pursuant to Rule 13d-1(e) under the Securities Exchange Act of 1934, as amended, on behalf of each of the