CFFI / C&F Financial Corporation - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

C&F Financial Corporation
US ˙ NasdaqGS ˙ US12466Q1040

Mga Batayang Estadistika
LEI 549300VFPAZLNS1R0361
CIK 913341
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to C&F Financial Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 20, 2025 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, August 20, 2025 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable October 1, 2025 to shareholders of record on September 15,

August 20, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 20, 2025 C&F FINANCIAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 20, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

August 11, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2025 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 000

July 24, 2025 EX-99.2

Cautionary Statements Second Quarter 2025 Investor Presentation Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking state

Exhibit 99.2 C&F Financial Corporation NASDAQ: CFFI Second Quarter 2025 Investor Presentation Cautionary Statements Second Quarter 2025 Investor Presentation Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s mana

July 24, 2025 EX-99.1

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

EXHIBIT 99.1 Thursday, July 24, 2025 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months Toano, Va., July 24, 2025—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $7.8 million for the second quarter of 2025, an increase of

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 24, 2025 C&F FINANCIAL CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 24, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

June 24, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23423 A.

June 18, 2025 8-K/A

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 15, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorpor

June 6, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 6, 2025 C&F FINANCIAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 6, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission F

June 6, 2025 EX-10.1

10.1Form of Subordinated Note Purchase Agreement

EXHIBIT 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of June 6, 2025, and is made by and between C&F Financial Corporation, a Virginia corporation (“Company”), and the purchaser of the Subordinated Note (as defined herein) identified on the signature page hereto (“Purchaser”). RECITALS WHEREAS, Company has requested that Purchas

June 6, 2025 EX-4.1

4.1Form of Subordinated Note

EXHIBIT 4.1 C&F FINANCIAL CORPORATION 7.50% FIXED TO FLOATING RATE SUBORDINATED NOTE DUE JUNE 30, 2035 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTEDNESS

May 21, 2025 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, May 21, 2025 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable July 1, 2025 to shareholders of record on June 13, 2025. The B

May 21, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2025 C&F FINANCIAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission F

May 6, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2025 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

May 1, 2025 EX-99.1

Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corp

Exhibit 99.1 C&F Financial Corporation NASDAQ: CFFI First Quarter 2025 Investor Presentation Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s management, as well as assumptions made by, and

May 1, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 1, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission Fi

April 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2025 C&F FINANCIAL CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

April 24, 2025 EX-99.1

C&F Financial Corporation Announces Net Income for First Quarter

EXHIBIT 99.1 Thursday, April 24, 2025 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for First Quarter Toano, Va., April 24, 2025—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.4 million for the first quarter of 2025, compared to $3.4 million for the fir

April 16, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 15, 2025 C&F FINANCIAL CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 15, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

March 7, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ⌧ Defi

February 27, 2025 EX-10.41

Transition Agreement, effective December 31, 2024, by and between C&F Mortgage Corporation and Bryan E. McKernon

EXHIBIT 10.41 TRANSITION AGREEMENT THIS TRANSITION AGREEMENT (this “Agreement”) is entered into to be effective on the 31st day of December, 2024 (“Effective Date”), by and between C&F MORTGAGE CORPORATION (“C&F”), a Virginia corporation and BRYAN E. McKERNON (“McKernon”): RECITAL This Agreement is entered into by the parties to reflect their agreement regarding the terms of McKernon’s employment

February 27, 2025 EX-10.39

Employment Agreement (Amended and Restated) dated February 15, 2022 by and between C&F Mortgage Corporation and Mark Fox

EXHIBIT 10.39 EMPLOYMENT AGREEMENT (AMENDED AND RESTATED) THIS AGREEMENT made as of the 15th day of February, 2022, by and between C&F MORTGAGE CORPORATION (C&F), Virginia Corporation and MARK FOX (Fox): RECITAL This Agreement originally entered into as of December 19, 2006, and as amended and restated as of January 1, 2013, is now being amended and restated to reflect changes in annual salary, th

February 27, 2025 EX-19

Insider Trading Policies and Procedures

Exhibit 19 POLICY ON INSIDER TRADING 1.Purpose. This Policy on Insider Trading, including Exhibit A hereto (the “Policy”), has been adopted by C&F Financial Corporation (together with its subsidiaries, the “Company”) to promote compliance with applicable U.S. federal and state securities laws that prohibit trading on the basis of material non-public (or “inside”) information. Violations of applica

February 27, 2025 EX-10.40

Second Amended and Restated Change in Control Agreement dated February 15, 2022 by and between C&F Financial Corporation, C&F Mortgage Corporation and Mark Fox

EXHIBIT 10.40 SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT THIS SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT is entered into as of the 15th day of February, 2022, by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the “Holding Company”), C&F MORTGAGE CORPORATION, a Virginia corporation (the “Subsidiary Company”) (collectively Holding Company and Subsidiary Comp

February 27, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-234

February 20, 2025 EX-99.1

C&F Financial Corporation Announces Increase in Quarterly Dividend

EXHIBIT 99.1 Thursday, February 20, 2025 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Increase in Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable April 1, 2025 to shareholders of record on Mar

February 20, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 20, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

January 28, 2025 EX-99.1

C&F Financial Corporation Announces Net Income for 2024

EXHIBIT 99.1 Tuesday, January 28, 2025 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for 2024 Toano, Va., January 28, 2025—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $6.0 million for the fourth quarter of 2024, compared to $5.1 million for the fourth q

January 28, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 28, 2025 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

January 23, 2025 EX-4.5

Form of Subordinated Debt Securities Indenture.

Exhibit 4.5 C&F FINANCIAL CORPORATION Issuer and [ ] Trustee SUBORDINATED INDENTURE Dated as of [ ], 20[ ] Subordinated Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION Section 1.01 Definitions 1 Section 1.02 Compliance Certificates and Opinions 9 Section 1.03 Form of Documents Delivered to Trustee 9 Section 1.04 Acts of Holders 10 Section

January 23, 2025 S-3/A

As filed with the Securities and Exchange Commission on January 23, 2025.

As filed with the Securities and Exchange Commission on January 23, 2025. Registration No. 333-283895 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 2 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 54-1680165 (State or other jurisdiction o

January 23, 2025 CORRESP

C&F FINANCIAL CORPORATION

C&F FINANCIAL CORPORATION January 23, 2025 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

January 23, 2025 EX-4.3

Form of Senior Debt Securities Indenture.

Exhibit 4.3 C&F FINANCIAL CORPORATION Issuer and [ ] Trustee SENIOR INDENTURE Dated as of [ ], 20[ ] Senior Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION Section 1.01 Definitions 1 Section 1.02 Compliance Certificates and Opinions 8 Section 1.03 Form of Documents Delivered to Trustee 9 Section 1.04 Acts of Holders 9 Section 1.05 Notices,

January 3, 2025 CORRESP

C&F FINANCIAL CORPORATION

C&F FINANCIAL CORPORATION January 3, 2025 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

December 31, 2024 S-3/A

As filed with the Securities and Exchange Commission on December 31, 2024.

As filed with the Securities and Exchange Commission on December 31, 2024. Registration No. 333-283895 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 1 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 54-1680165 (State or other jurisdiction

December 31, 2024 CORRESP

C&F FINANCIAL CORPORATION

C&F FINANCIAL CORPORATION December 31, 2024 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

December 19, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 17, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

December 18, 2024 S-3

As filed with the Securities and Exchange Commission on December 18, 2024.

As filed with the Securities and Exchange Commission on December 18, 2024. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 54-1680165 (State or other jurisdiction of incorporation or organization) (I

December 18, 2024 EX-FILING FEES

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables S-3 C&F Financial Corporation Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to be Paid Equity Common Stock, par value $1.

December 4, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 4, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

November 21, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 21, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 21, 2024 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EX-99.1 2 cffi-20241121xex99d1.htm EX-99.1 EXHIBIT 99.1 Thursday, November 21, 2024 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable January 1, 2025

November 4, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Numbe

October 29, 2024 EX-99.1

C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months

EXHIBIT 99.1 Tuesday, October 29, 2024 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months Toano, Va., October 29, 2024—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.4 million for the third quarter of 2024, compared to

October 29, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 29, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

August 21, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 21, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

August 21, 2024 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, August 21, 2024 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable October 1, 2024 to shareholders of record on September 13,

August 2, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2024 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 000

July 25, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 25, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

July 25, 2024 EX-99.1

Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corp

Exhibit 99.1 Investor Presentation July 2024 [change picture] Investor Presentation Second Quarter 2024 Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s management, as well as assumptions m

July 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 24, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

July 24, 2024 EX-99.1

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

EXHIBIT 99.1 Wednesday, July 24, 2024 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months Toano, Va., July 24, 2024—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $5.0 million for the second quarter of 2024, compared to $6

June 26, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23423 A.

May 23, 2024 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Thursday, May 23, 2024 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable July 1, 2024 to shareholders of record on June 14, 2024. The Bo

May 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 23, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission F

May 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2024 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

April 19, 2024 EX-99.1

C&F Financial Corporation Announces Net Income for First Quarter

EXHIBIT 99.1 Friday, April 19, 2024 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for First Quarter Toano, Va., April 19, 2024—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $3.4 million for the first quarter of 2024, compared to $6.5 million for the first

April 19, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 19, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

April 18, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 16, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

March 8, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ⌧ Defi

February 28, 2024 EX-99.1

State Bankers Association Master Defined Contribution Plan (As Approved by IRS Letter Dated June 30, 2020), filed herewith

Exhibit 99.1 STATE BANKERS ASSOCIATION MASTER DEFINED CONTRIBUTION PLAN (As Approved by IRS Letter Dated June 30, 2020) Basic Plan Document No. 02 TABLE OF CONTENTS Page ARTICLE I Definition of Terms 1.1“Accrued Benefit”‌1 1.2“Act”‌2 1.3“Active Participant”‌2 1.4“Adjustment Factor”‌2 1.5“Administrator”‌2 1.6“Adoption Agreement”‌2 1.7“Affiliate”‌2 1.8“Annuity Starting Date”‌3 1.9“Association”‌3 1.1

February 28, 2024 S-8

As filed with the Securities and Exchange Commission on February 28, 2024

As filed with the Securities and Exchange Commission on February 28, 2024 Registration No.

February 28, 2024 EX-99.2

State Bankers Association Master Defined Contribution Plan (As Approved by IRS Letter Dated June 30, 2020) Profit Sharing/Cash or Deferred Arrangement Adoption Agreement for the SBA Defined Contribution Plan for Citizens and Farmers Bank, effective June 30, 2023, filed herewith

Exhibit 99.2 STATE BANKERS ASSOCIATION MASTER DEFINED CONTRIBUTION PLAN (As Approved by IRS Letter Dated June 30, 2020) PROFIT SHARING/CASH OR DEFERRED ARRANGEMENT ADOPTION AGREEMENT (Number 001) If the Employer completing this document has any questions about the adoption of the Plan, the provisions of the Plan or the effect of an Internal Revenue Service opinion letter, he should contact the Vir

February 28, 2024 EX-FILING FEES

Filing Fee Table

Exhibit 107.1 CALCULATION OF FILING FEE TABLES FORM S-8 (Form Type) C&F Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1)(2) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price(3) Fee Rate Amount of Registration Fee(3) Equity Common S

February 27, 2024 EX-97

Dodd-Frank Clawback Policy

EXHIBIT 97 DODD-FRANK CLAWBACK POLICY The Board of Directors (the “Board”) of C&F Financial Corporation (the “Company”) has adopted the following Dodd-Frank Clawback Policy (this “Policy”) on October 17, 2023, effective as of October 2, 2023 (the “Effective Date”).

February 27, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-234

February 22, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 22, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

February 22, 2024 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Thursday, February 22, 2024 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable April 1, 2024 to shareholders of record on March 15, 2024.

February 9, 2024 SC 13G/A

CFFI / C&F Financial Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* C&F Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 12466Q104 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sch

January 24, 2024 EX-99.1

C&F Financial Corporation Announces Net Income for 2023

EXHIBIT 99.1 Wednesday, January 24, 2024 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for 2023 Toano, Va., January 24, 2024—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $23.7 million for the year ended December 31, 2023, compared to $29.4 million for th

January 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2024 C&F FINANCIAL COR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2024 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

December 20, 2023 EX-99.1

C&F FINANCIAL CORPORATION

EXHIBIT 99.1 C&F FINANCIAL CORPORATION Wednesday, December 20, 2023 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Reauthorizes Share Repurchase Program Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has authorized a program, effective January 1, 2024, to repurchase up to $10 million of the Corpora

December 20, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 19, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 30, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 30, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 30, 2023 EX-99.1

Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corp

Exhibit 99.1 Investor Presentation Third Quarter 2023 Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s management, as well as assumptions made by, and information currently available to, th

November 22, 2023 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, November 22, 2023 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable January 1, 2024 to shareholders of record on December 15,

November 22, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 22, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 7, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Numbe

October 26, 2023 EX-99.1

C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months

EXHIBIT 99.1 Thursday, October 26, 2023 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months Toano, Va., October 26, 2023—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $5.8 million for the third quarter of 2023, w

October 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 26, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

August 16, 2023 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, August 16, 2023 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable October 1, 2023 to shareholders of record on September 15,

August 16, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 16, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

August 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 000

August 7, 2023 EX-99.1

Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corp

Exhibit 99.1 Investor Presentation August 2023 Cautionary Statements Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s management, as well as assumptions made by, and information currently available to, the Corpo

August 7, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 7, 2023 C&F FINANCIAL CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 7, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

July 26, 2023 EX-99.1

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

EXHIBIT 99.1 Wednesday, July 26, 2023 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months Toano, Va., July 26, 2023—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $6.4 million for the second quarter of 2023, which

July 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2023 C&F FINANCIAL CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

July 10, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 3, 2023 C&F FINANCIAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 3, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission F

June 21, 2023 11-K

The 401(k) Plan’s Annual Report on Form 11-K for the fiscal year ended December 31, 2022, as filed with the Commission on June 21, 2023;

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23423 A.

May 17, 2023 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, May 17, 2023 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable July 1, 2023 to shareholders of record on June 15, 2023. The B

May 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2023 C&F FINANCIAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission F

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

April 26, 2023 EX-99.1

C&F Financial Corporation Announces Net Income for First Quarter

EXHIBIT 99.1 Wednesday, April 26, 2023 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for First Quarter Toano, Va., April 26, 2023—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $6.5 million for the first quarter of 2023, which represents an increa

April 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 26, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

April 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2023 C&F FINANCIAL CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

March 10, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ⌧ Defi

February 28, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-234

February 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 23, 2023 C&F FINANCIAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 23, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

February 23, 2023 EX-99.1

C&F Financial Corporation Announces Increase in Quarterly Dividend

EXHIBIT 99.1 Thursday, February 23, 2023 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Increase in Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 44 cents per share, which is payable April 1, 2023 to shareholders of record on Mar

February 10, 2023 SC 13G/A

CFFI / C&F Financial Corp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* C&F Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 12466Q104 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

January 24, 2023 EX-99.1

C&F Financial Corporation Announces Net Income for 2022

EXHIBIT 99.1 Tuesday, January 24, 2023 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for 2022 Toano, Va., January 24, 2023—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $29.4 million for the year ended December 31, 2022, which represents an incre

January 24, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

January 19, 2023 EX-99.1

C&F Financial Corporation Announces Appointment of New Board Member

EXHIBIT 99.1 Thursday, January 19, 2023 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Appointment of New Board Member Toano, Va., January 19, 2023 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that its Board of Directors appointed Dr. Julie R. Agnew to serve as a director of the Co

January 19, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 17, 2023 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

November 16, 2022 EX-99.1

C&F Financial Corporation Declares Quarterly Dividend and Authorizes Share Repurchase Program

EXHIBIT 99.1 ? Wednesday, November 16, 2022 Contact: Jason Long, CFO and Secretary (804) 843-2360 ? ? C&F Financial Corporation Declares Quarterly Dividend and Authorizes Share Repurchase Program ? ? Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 42 cents per common share, which is payable January 1, 2023 to s

November 16, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) November 15, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 8, 2022 EX-10.1

Nonqualified Supplemental Deferred Compensation Plan, Plan Document, for C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Directors and Executives (incorporated by reference to Exhibit 10.1 on Form 10-Q filed November 8, 2022)

EXHIBIT 10.1 ? ? ? ? ? ? ? ? ? ? ? ? ? NONQUALIFIED ? SUPPLEMENTAL DEFERRED COMPENSATION PLAN ? - PLAN DOCUMENT - ? ? ? ? ? ? ? ? ? ? ? ? This document and the accompanying adoption agreement have not been approved by the Department of Labor, Internal Revenue Service, Securities Exchange Commission, or any other governmental entity. Employers may not rely on this document or the accompanying adopt

November 8, 2022 EX-10.2

Nonqualified Supplemental Deferred Compensation Plan Adoption Agreement, effective January 1, 2023, for C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Directors and Executives (incorporated by reference to Exhibit 10.2 on Form 10-Q filed November 8, 2022)

EXHIBIT 10.2 NONQUALIFIED SUPPLEMENTAL DEFERRED COMPENSATION PLAN ADOPTION AGREEMENT This adoption agreement and the accompanying plan document have not been approved by the Department of Labor, Internal Revenue Service, Securities Exchange Commission, or any other governmental entity. Employers may not rely on this document or the accompanying plan document to ensure any particular tax consequenc

October 27, 2022 EX-99.1

C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months

EXHIBIT 99.1 ? ? ? Thursday, October 27, 2022 ? ? Contact: Jason Long, CFO and Secretary ? (804) 843-2360 ? C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months ? Toano, Va., October 27, 2022?C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $6.5 million for the third qu

October 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) October 27, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction o

August 17, 2022 EX-99.1

C&F Financial Corporation Announces Increase in Quarterly Dividend

EXHIBIT 99.1 ? Wednesday, August 17, 2022 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 ? C&F Financial Corporation Announces Increase in Quarterly Dividend ? Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 42 cents per share, which is payable October 1, 2022 to shareholders of record on September 15,

August 17, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) August 17, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of

August 1, 2022 EX-99.1

Cautionary Statements Forward - Looking Statements. Certain statements in this presentation may constitute “forward - looking statements” within the meaning of federal securities laws . These forward - looking statements are based on the beliefs of t

Exhibit 99.1 Investor Presentation August 2022 Cautionary Statements Forward - Looking Statements. Certain statements in this presentation may constitute ?forward - looking statements? within the meaning of federal securities laws .. These forward - looking statements are based on the beliefs of the Corporation?s management, as well as assumptions made by, and information currently available to, t

August 1, 2022 EX-10.3

Form of C&F Financial Corporation Restricted Stock Agreement for Key Employees (approved May 17, 2022) (incorporated by reference to Exhibit 10.3 to Form 10-Q filed August 1, 2022)

EXHIBIT 10.3 ? C&F FINANCIAL CORPORATION 2022 STOCK AND INCENTIVE COMPENSATION PLAN RESTRICTED STOCK AGREEMENT (Key Employee) ? Granted <> ? This Restricted Stock Agreement (the ?Agreement?) is entered into as of <> pursuant to Article VII of the C&F Financial Corporation 2022 Stock and Incentive Compensation Plan (the ?Plan?) and evidences the grant, and the terms, conditions and restrictions per

August 1, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 1, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 1, 2022 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

August 1, 2022 EX-10.2

Form of C&F Financial Corporation Restricted Stock Agreement for Non-Employee Directors (approved May 17, 2022) (incorporated by reference to Exhibit 10.2 to Form 10-Q filed August 1, 2022)

EXHIBIT 10.2 C&F FINANCIAL CORPORATION 2022 STOCK AND INCENTIVE COMPENSATION PLAN RESTRICTED STOCK AGREEMENT (Non-Employee Director) ? Granted <> ? This Restricted Stock Agreement (the ?Agreement?) is entered into as of <> pursuant to Article VII of the C&F Financial Corporation 2022 Stock and Incentive Compensation Plan (the ?Plan?) and evidences the grant, and the terms, conditions and restricti

July 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) July 21, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of i

July 21, 2022 EX-99.1

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

EXHIBIT 99.1 ? ? ? Thursday, July 21, 2022 ? ? Contact: Jason Long, CFO and Secretary ? (804) 843-2360 ? C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months ? Toano, Va., July 21, 2022?C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $6.8 million for the second quarter

July 20, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) July 19, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of i

June 28, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended ? ?? ?? ?December 31, 2021 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-

May 19, 2022 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 ? Thursday, May 19, 2022 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 ? C&F Financial Corporation Announces Quarterly Dividend ? Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per share, which is payable July 1, 2022 to shareholders of record on June 15, 2022. ? The Board of Dir

May 19, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) May 19, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of in

May 9, 2022 S-8

As filed with the Securities and Exchange Commission on May 9, 2022

As filed with the Securities and Exchange Commission on May 9, 2022 Registration No.

May 9, 2022 EX-FILING FEES

Filing Fee Table

? Exhibit 107.1 ? CALCULATION OF FILING FEE TABLES FORM S-8 (Form Type) C&F Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities ? Security Type Security Class Title Fee Calculation Rule Amount Registered(1)(2) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price(3) Fee Rate Amount of Registration Fee(3) Equity Co

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 21, 2022 EX-10.1

C&F Financial Corporation 2022 Stock and Incentive Compensation Plan (incorporated by reference to Exhibit 10.1 to Form 8-K filed April 21, 2022)

EXHIBIT 10.1 C&F FINANCIAL CORPORATION 2022 STOCK AND INCENTIVE COMPENSATION PLAN (Effective April 19, 2022) ARTICLE I? Establishment, Purpose, and Duration 1.1Establishment of the Plan. C&F Financial Corporation, a Virginia corporation, hereby establishes the 2022 Stock and Incentive Compensation Plan as set forth in this document. Unless otherwise defined herein, all capitalized terms shall have

April 21, 2022 EX-99.1

C&F Financial Corporation Announces Net Income for First Quarter

EXHIBIT 99.1 ? ? ? Thursday, April 21, 2022 ? ? Contact: Jason Long, CFO and Secretary ? (804) 843-2360 ? C&F Financial Corporation Announces Net Income for First Quarter ? Toano, Va., April 21, 2022?C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $5.7 million for the first quarter of 2022, which repre

April 21, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) April 19, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of

April 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) April 21, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of

March 31, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? SCHEDULE 14A ? Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ? ? Filed by the Registrant ? ? Filed by a Party other than the Registrant ? ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definiti

March 11, 2022 DEFR14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 11, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEF 14A 1 cffi-20220311xdef14a.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Onl

March 1, 2022 EX-10.15

Amended and Restated Change in Control Agreement dated December 23, 2021 by and among C&F Financial Corporation, Citizens and Farmers Bank and John Anthony Seaman (incorporated by reference to Exhibit 10.15 to Form 10-K filed March 1, 2022)

EXHIBIT 10.15 AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT ? ? THIS AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT is entered into as of the 23rd day of December, 2021, by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the ?Holding Company?), CITIZENS AND FARMERS BANK, a Virginia banking corporation (the ?Bank?) (collectively Holding Company and Bank shall be referred to here

March 1, 2022 EX-10.29.4

Form of C&F Financial Corporation Restricted Stock Agreement for Key Employees under 2013 Stock and Incentive Compensation Plan (approved February 15, 2022) (incorporated by reference to Exhibit 10.29.4 to Form 10-K filed March 1, 2022)

EXHIBIT 10.29.4 ? C&F FINANCIAL CORPORATION 2013 STOCK AND INCENTIVE COMPENSATION PLAN RESTRICTED STOCK AGREEMENT (Key Employee) ? Granted <> ? This Restricted Stock Agreement (the ?Agreement?) is entered into as of <> pursuant to Article VIII of the C&F Financial Corporation 2013 Stock and Incentive Compensation Plan (the ?Plan?) and evidences the grant, and the terms, conditions and restrictions

March 1, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ? ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? For the fiscal year ended December 31, 2021 or ? ? ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? For the transition period from to ? Commission file

March 1, 2022 EX-10.4.4

Amended and Restated Adoption Agreement, effective January 1, 2021, for C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Executives (As Restated Effective January 1, 2018) (incorporated by reference to Exhibit 10.4.4 to Form 10-K filed March 1, 2022)

EXHIBIT 10.4.4 ? NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR EXECUTIVES (As Restated Effective January 1, 2018) ADOPTION AGREEMENT ? (Updated Form January 1, 2020) ? This Adoption Agreement is the companion document that allows an employer to sponsor and adopt the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Executives (the ?Plan?). Each Employer named below her

February 16, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) February 15, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction

February 16, 2022 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 ? Wednesday, February 16, 2022 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 ? C&F Financial Corporation Announces Quarterly Dividend ? Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per share, which is payable April 1, 2022 to shareholders of record on March 15, 2022. ? The Boar

February 16, 2022 EX-10.2

Second Amended and Restated Change in Control Agreement dated February 15, 2022 by and between C&F Financial Corporation, C&F Mortgage Corporation and Bryan E. McKernon (incorporated by reference to Exhibit 10.2 to Form 8-K filed February 16, 2022)

EXHIBIT 10.2 SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT THIS SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT is entered into as of the 15th day of February, 2022, by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the ?Holding Company?), C&F MORTGAGE CORPORATION, a Virginia corporation (the ?Subsidiary Company?) (collectively Holding Company and Subsidiary Compa

February 16, 2022 EX-10.1

Employment Agreement (Amended and Restated) between C&F Mortgage Corporation and Bryan McKernon, dated February 15, 2022 (incorporated by reference to Exhibit 10.1 to Form 8-K filed February 16, 2022)

EXHIBIT 10.1 EMPLOYMENT AGREEMENT (AMENDED AND RESTATED) THIS AGREEMENT made as of the 15th day of February, 2022, by and between C&F MORTGAGE CORPORATION (C&F), Virginia Corporation and BRYAN McKERNON (McKernon): RECITAL This Agreement originally entered into as of December 19, 2006, and as amended and restated as of January 1, 2013, is now being amended and restated to reflect changes in annual

February 8, 2022 SC 13G/A

CFFI / C&F Financial Corp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* C&F Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 12466Q104 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

January 25, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) January 25, 2022 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction o

January 25, 2022 EX-99.1

C&F Financial Corporation Announces Record Net Income for 2021

EXHIBIT 99.1 ? ? ? Tuesday, January 25, 2022 ? ? Contact: Jason Long, CFO and Secretary ? (804) 843-2360 ? C&F Financial Corporation Announces Record Net Income for 2021 ? Toano, Va., January 25, 2022?C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $29.1 million for the year ended December 31, 2021, wh

December 27, 2021 EX-10.6

Amended and Restated Change in Control Agreement dated December 23, 2021 by and among C&F Financial Corporation, C&F Finance Company and S. Dustin Crone (incorporated by reference to Exhibit 10.6 to Form 8-K filed December 27, 2021)

EXHIBIT 10.6 ? AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT THIS AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT is entered into as of the 23rd day of December, 2021, by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the ?Holding Company?), C&F FINANCE COMPANY, a Virginia corporation (the ?Subsidiary Company?) (collectively Holding Company and Subsidiary Company shall be refer

December 27, 2021 EX-10.5

Amended and Restated Change in Control Agreement dated December 23, 2021 by and among C&F Financial Corporation, Citizens and Farmers Bank and Jason E. Long (incorporated by reference to Exhibit 10.5 to Form 8-K filed December 27, 2021)

EX-10.5 6 cffi-20211221ex105cada6d.htm EX-10.5 EXHIBIT 10.5 AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT THIS AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT is entered into as of the 23rd day of December, 2021, by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the “Holding Company”), CITIZENS AND FARMERS BANK, a Virginia banking corporation (the “Bank”) (collectively Holding

December 27, 2021 EX-10.1

Employment Agreement dated December 23, 2021 by and among C&F Financial Corporation, Citizens and Farmers Bank and Thomas F. Cherry (incorporated by reference to Exhibit 10.1 to Form 8-K filed December 27, 2021)

EXHIBIT 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this ?Agreement?), dated as of this 23rd day of December, 2021, is made by and between C&F Financial Corporation, a Virginia corporation (?Holding Company?), Citizens and Farmers Bank, a Virginia banking corporation (?Bank?) (collectively Holding Company and Bank shall be referred to herein as ?Company?) and Thomas F. Cherry (?Executive?

December 27, 2021 EX-10.3

Employment Agreement dated December 23, 2021 by and among C&F Financial Corporation, C&F Finance Company and S. Dustin Crone (incorporated by reference to Exhibit 10.3 to Form 8-K filed December 27, 2021)

EXHIBIT 10.3 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this ?Agreement?), dated as of this 23rd day of December, 2021, is made by and between C&F Financial Corporation, a Virginia corporation (?Holding Company?), C&F Finance Company, a Virginia corporation (?Subsidiary Company?) (collectively Holding Company and Subsidiary Company shall be referred to herein as ?Company?) and S. Dustin Crone

December 27, 2021 EX-10.2

Employment Agreement dated December 23, 2021 by and among C&F Financial Corporation, Citizens and Farmers Bank and Jason E. Long (incorporated by reference to Exhibit 10.2 to Form 8-K filed December 27, 2021)

EX-10.2 3 cffi-20211221ex102c14c63.htm EX-10.2 EXHIBIT 10.2 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 23rd day of December, 2021, is made by and between C&F Financial Corporation, a Virginia corporation (“Holding Company”), Citizens and Farmers Bank, a Virginia banking corporation (“Bank”) (collectively Holding Company and Bank shall be referred to herein

December 27, 2021 EX-10.4

Second Amended and Restated Change in Control Agreement dated December 23, 2021 by and among C&F Financial Corporation, Citizens and Farmers Bank and Thomas F. Cherry (incorporated by reference to Exhibit 10.4 to Form 8-K filed December 27, 2021)

EXHIBIT 10.4 ? ? SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT ? THIS SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT is entered into as of the 23rd day of December, 2021, by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the ?Holding Company?), CITIZENS AND FARMERS BANK, a Virginia banking corporation (the ?Bank?) (collectively Holding Company and Bank shall be r

December 27, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) December 21, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction

December 27, 2021 EX-10.7

Second Amended and Restated Change in Control Agreement dated December 23, 2021 by and among C&F Financial Corporation, Citizens and Farmers Bank and Larry G. Dillon (incorporated by reference to Exhibit 10.7 to Form 8-K filed December 27, 2021)

EX-10.7 8 cffi-20211221ex107d22e4c.htm EX-10.7 EXHIBIT 10.7 SECOND AMENDED AND RESTATED CHANGE IN CONTROL AGREEMENT THIS SECOND AMENDED AND RESTATED AGREEMENT is entered into as of the 23rd day of December, 2021 by and between C&F FINANCIAL CORPORATION, a Virginia corporation (the “Holding Company”), CITIZENS AND FARMERS BANK, a Virginia banking corporation (the “Bank”) (collectively Holding Compa

December 27, 2021 EX-10.8

C&F Financial Corporation Management Incentive Plan, as amended and restated, effective January 1, 2022 (incorporated by reference to Exhibit 10.8 to Form 8-K filed December 27, 2021)

? EXHIBIT 10.8 C&F FINANCIAL CORPORATION Management Incentive Plan (as amended and restated effective January 1, 2022) ARTICLE I OBJECTIVE OF THE PLAN The purpose of the Management Incentive Plan (?MIP?) is to attract, retain and motivate key employees, as approved by the Compensation Committee (?Committee?), of C&F Financial Corporation (?Company?) and its direct or indirect subsidiaries. The MIP

November 17, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) November 16, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction

November 17, 2021 EX-99.1

C&F Financial Corporation Declares Quarterly Dividend and Authorizes Share Repurchase Program

EX-99.1 2 cffi-20211116ex9919ee99f.htm EX-99.1 EXHIBIT 99.1 Wednesday, November 17, 2021 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Declares Quarterly Dividend and Authorizes Share Repurchase Program Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per common share, which is payable J

November 5, 2021 8-K

Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) November 1, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction o

November 5, 2021 EX-10.1

10.1 Termination Agreement dated as of November 1, 2021 by and among C&F Finance Company and Wells Fargo Bank, N.A.

EX-10.1 2 cffi-20211101ex1012dcd6f.htm EX-10.1 EXHIBIT 10.1 November 1, 2021 C & F Finance Company 3600 LaGrange Parkway Williamsburg, Virginia 23168 Re: That certain Amended and Restated Loan and Security Agreement dated as of August 25, 2008 (as amended or modified from time to time, the “Loan Agreement”) by and among C&F FINANCE COMPANY (“Borrower”), WELLS FARGO BANK, N.A., as agent for Lenders

November 2, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 21, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) October 21, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction o

October 21, 2021 EX-99.1

C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months

EX-99.1 2 cffi-20211021ex991c63cf8.htm EX-99.1 EXHIBIT 99.1 Thursday, October 21, 2021 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months Toano, Va., October 21, 2021—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported quarterly consolidated ne

August 18, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) August 18, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of

August 18, 2021 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EX-99.1 2 cffi-20210818ex991df0393.htm EX-99.1 EXHIBIT 99.1 Wednesday, August 18, 2021 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per share, which is payable October 1, 2021 to shareholder

August 3, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 22, 2021 EX-99.1

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

EX-99.1 2 cffi-20210722ex99179bc5b.htm EX-99.1 EXHIBIT 99.1 Thursday, July 22, 2021 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months Toano, Va., July 22, 2021—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported quarterly consolidated net inco

July 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 22, 2021 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

June 21, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended ? ?? ?? ?December 31, 2020 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-

May 19, 2021 EX-99.1

C&F Financial Corporation Announces Increase in Quarterly Dividend

EXHIBIT 99.1 ? Wednesday, May 19, 2021 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 ? C&F Financial Corporation Announces Increase in Quarterly Dividend ? Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per share, which is payable July 1, 2021 to shareholders of record on June 15, 2021. This

May 19, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) May 19, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of in

May 4, 2021 10-Q

Quarterly Report - 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) April 22, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of

April 22, 2021 EX-99.1

C&F Financial Corporation Announces Record Net Income for First Quarter

EX-99.1 2 cffi-20210422ex991ecd30e.htm EX-99.1 EXHIBIT 99.1 Thursday, April 22, 2021 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Record Net Income for First Quarter Toano, Va., April 22, 2021—C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported record quarterly consolidated net income of

April 22, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) April 20, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction of

March 12, 2021 DEF 14A

- DEF 14A

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 9, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* C&F Financial Corp ** (Name of Issuer) Common Stock (Title of Class of Securities) 12466Q104 ** (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

March 3, 2021 EX-10.4.3

Amendment to C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Executives (As Restated Effective January 1, 2018), effective January 1, 2020 (incorporated by reference to Exhibit 10.4.3 to Form 10-K filed March 3, 2021)

EX-10.4.3 4 cffi-20201231xex10d4d3.htm EX-10.4.3 EXHIBIT 10.4.3 MODEL NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR EXECUTIVES (As Restated Effective January 1, 2018) 162(M) AMENDMENT The VBA Benefits Corporation, pursuant to its delegated authority from the Plan Sponsor (as defined in the applicable Adoption Agreement), has the authority to adopt amendments to the Virginia Bankers Association Mode

March 3, 2021 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-234

March 3, 2021 EX-10.4.2

Amendment to C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Executives (As Restated Effective January 1, 2018), effective November 1, 2018 (incorporated by reference to Exhibit 10.4.2 to Form 10-K filed March 3, 2021)

EX-10.4.2 3 cffi-20201231xex10d4d2.htm EX-10.4.2 EXHIBIT 10.4.2 C&F FINANCIAL CORPORATION NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR EXECUTIVES (As Restated Effective January 1, 2017) AMENDMENT C&F Financial Corporation (the “Plan Sponsor”) has adopted the Virginia Bankers Association Model Non Qualified Deferred Compensation Plan for Executives (the “Plan”). Pursuant to paragraph 14.1 of the Pl

March 3, 2021 EX-10.4.4

Adoption Agreement for C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Executives (As Restated Effective January 1, 2018) (Updated Form January 1, 2020)

EXHIBIT 10.4.4 NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR EXECUTIVES (As Restated Effective January 1, 2018) ADOPTION AGREEMENT (Updated Form January 1, 2020) This Adoption Agreement is the companion document that allows an employer to sponsor and adopt the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Executives (the “Plan”). Each Employer named below hereby ad

March 3, 2021 EX-10.4.1

Amendment to C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Executives (As Restated Effective January 1, 2018), effective January 1, 2018 (incorporated by reference to Exhibit 10.4.1 to Form 10-K filed March 3, 2021)

EX-10.4.1 2 cffi-20201231xex10d4d1.htm EX-10.4.1 EXHIBIT 10.4.1 FIRST AMENDMENT TO C&F FINANCIAL CORPORATION EXECUTIVE DEFERRED COMPENSATION PLAN (As Restated Effective January 1, 2018) Pursuant to subparagraph 14.1(b), the Administrator hereby adopts the following amendment to the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Executives) (the companion document t

March 3, 2021 EX-10.5.1

Amendment to C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Directors (As Restated Effective January 1, 2018), effective January 1, 2018 (incorporated by reference to Exhibit 10.5.1 to Form 10-K filed March 3, 2021)

EXHIBIT 10.5.1 FIRST AMENDMENT TO ? C&F FINANCIAL CORPORATION DIRECTORS DEFERRED COMPENSATION PLAN (As Restated Effective January 1, 2018) ? Pursuant to subparagraph 12.1(b), the Administrator hereby adopts the following amendment to the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Directors) (the companion document to the Adoption Agreement for the Directors Def

March 3, 2021 EX-10.5.3

Adoption Agreement, effective January 1, 2020, for C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Directors (As restated Effective January 1, 2018) (incorporated by reference to Exhibit 10.5.3 to Form 10-K filed March 3, 2021)

EX-10.5.3 8 cffi-20201231xex10d5d3.htm EX-10.5.3 EXHIBIT 10.5.3 NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR DIRECTORS (As Restated Effective January 1, 2018) ADOPTION AGREEMENT (Updated Form January 1, 2020) This Adoption Agreement is the companion document that allows a corporation to sponsor and adopt the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Directors

March 3, 2021 EX-21

Subsidiaries of the Registrant (incorporated by reference to Exhibit 21 to Form 10-K filed March 3, 2021)

EX-21 9 cffi-20201231xex21.htm EX-21 Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Citizens and Farmers Bank, incorporated in Virginia C&F Mortgage Corporation, incorporated in Virginia Certified Appraisals LLC, organized in Virginia C&F Select LLC, organized in Virginia C&F Finance Company, incorporated in Virginia C&F Wealth Management Corporation, incorporated in Virginia C&F Insurance Services, In

March 3, 2021 EX-10.5.2

Amendment to C&F Financial Corporation Non-Qualified Deferred Compensation Plan for Directors (As Restated Effective January 1, 2018), effective November 1, 2018 (incorporated by reference to Exhibit 10.5.2 to Form 10-K filed March 3, 2021)

EX-10.5.2 7 cffi-20201231xex10d5d2.htm EX-10.5.2 EXHIBIT 10.5.2 C&F FINANCIAL CORPORATION NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR DIRECTORS (As Restated Effective January 1, 2017) AMENDMENT C&F Financial Corporation (the “Plan Sponsor”) has adopted the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Directors (the “Plan”). Pursuant to paragraph 12.1 of the Plan

February 18, 2021 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EX-99.1 2 cffi-20210218ex991f54ec6.htm EX-99.1 EXHIBIT 99.1 Thursday, February 18, 2021 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend West Point, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 38 cents per share, which is payable April 1, 2021 to shareho

February 18, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT ? Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ? Date of Report (Date of earliest event reported) February 18, 2021 ? C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? ? ? Virginia ? 000-23423 ? 54-1680165 (State or other jurisdiction

January 27, 2021 EX-99.1

C&F Financial Corporation Announces Record Net Income for 2020

EXHIBIT 99.1 Wednesday, January 27, 2021 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Record Net Income for 2020 West Point, Va., January 27, 2021—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported record quarterly consolidated net income of $8.1 million for the fourth quarter of 2020, or

January 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 27, 2021 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

January 5, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 5, 2021 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

December 17, 2020 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 15, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

December 17, 2020 EX-3.1

Amended and Restated Bylaws of C&F Financial Corporation, as adopted December 15, 2020 (incorporated by reference to Exhibit 3.1 to Form 8-K filed December 17, 2020)

Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF C&F FINANCIAL CORPORATION (as adopted December 15, 2020) TABLE OF CONTENTS Page ARTICLE I – SHARES‌1 Section1. Certificates for Stock‌ 1 Section2. Lost, Destroyed or Mutilated Certificates‌ 1 Section3. Stock Transfer Books and Transfer of Shares‌ 2 Section4. Restrictions on Transfer‌ 2 Section5. Transfer Agent and Registrar; Regulations‌ 2 ARTICLE II – SH

November 18, 2020 EX-99.1

C&F Financial Corporation Declares Quarterly Dividend and Authorizes Share Repurchase Program

EXHIBIT 99.1 Wednesday, November 18, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Declares Quarterly Dividend and Authorizes Share Repurchase Program Toano, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 38 cents per common share, which is payable January 1, 2021 to shareholders of record on Dec

November 18, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 17, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 4, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Numbe

October 27, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 27, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

October 27, 2020 EX-99.1

C&F Financial Corporation Announces Record Third Quarter Net Income

EXHIBIT 99.1 Tuesday, October 27, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Record Third Quarter Net Income West Point, Va., October 27, 2020—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported record consolidated net income of $6.9 million, or $1.86 per share, for the third quarte

September 30, 2020 EX-10.1

Form of Subordinated Note Purchase Agreement (incorporated by reference to Exhibit 10.1 on Form 8-K filed September 30, 2020)

EXHIBIT 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of September 29, 2020, and is made by and between C&F Financial Corporation, a Virginia corporation (“Company”), and the purchaser of the Subordinated Note (as defined herein) identified on the signature page hereto (“Purchaser”). RECITALS WHEREAS, Company has requested that P

September 30, 2020 EX-99.1

C&F Financial Corporation Announces Issuance of $20 Million of Subordinated Notes

EX-99.1 4 cffi-20200929ex991439c59.htm EX-99.1 EXHIBIT 99.1 Tuesday, September 29, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Issuance of $20 Million of Subordinated Notes Toano, Va., September 29, 2020 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that it has completed the

September 30, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 29, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commis

September 30, 2020 EX-4.1

Form of Subordinated Note (incorporated by reference to Exhibit 4.1 to Form 8-K filed September 30, 2020)

EXHIBIT 4.1 C&F FINANCIAL CORPORATION 4.875% FIXED TO FLOATING RATE SUBORDINATED NOTE DUE SEPTEMBER 30, 2030 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTE

August 21, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 18, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

August 21, 2020 EX-99.1

C&F Financial Corporation Announces Appointment of New Board Member

EXHIBIT 99.1 Friday, August 21, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Appointment of New Board Member Toano, Va., August 21, 2020 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that its Board of Directors has appointed Dr. Jeffery O. Smith to serve as a director of the

August 19, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 19, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

August 19, 2020 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, August 19, 2020 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend West Point, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 38 cents per share, which is payable October 1, 2020 to shareholders of record on September 15, 2020. The Boa

August 5, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 000

July 23, 2020 EX-99.1

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

EXHIBIT 99.1 Thursday, July 23, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months West Point, Va., July 23, 2020—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $3.7 million, or $1.03 per share, for the secon

July 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 23, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

June 19, 2020 11-K

- 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23423 A.

May 20, 2020 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EXHIBIT 99.1 Wednesday, May 20, 2020 Contact:Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend West Point, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 38 cents per share, which is payable July 1, 2020 to shareholders of record on June 15, 2020. The Board of Direct

May 20, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 20, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission F

May 13, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 8, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission Fi

May 13, 2020 EX-10.19.9

10.19.9 Ninth Amendment to Amended and Restated Loan and Security Agreement by and among Wells Fargo Bank, N.A., various financial institutions and C&F Finance Company dated as of May 8, 2020

Exhibit 10.19.9 NINTH AMENDMENT TO AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Ninth Amendment to Amended and Restated Loan and Security Agreement (“Amendment”) is dated as of May 08, 2020, by and among C&F FINANCE COMPANY and such other Persons joined to the Loan Agreement as Borrowers from time to time (collectively, the “Borrowers” and each a “Borrower”), WELLS FARGO BANK, N.A., succe

May 8, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

April 27, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 21, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

April 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 23, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

April 23, 2020 EX-99.1

C&F Financial Corporation Announces Net Income for First Quarter

EX-99.1 2 cffi-20200423ex991609a1a.htm EX-99.1 EXHIBIT 99.1 Thursday, April 23, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Net Income for First Quarter West Point, Va., April 23, 2020—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $3.6 million, or $0.

March 27, 2020 DEFA14A

CFFI / C&F Financial Corp. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

March 27, 2020 EX-99.1

C&F Financial Corporation to Hold Virtual Annual Meeting

EX-99.1 2 cffi-20200327ex9919fed7c.htm EX-99.1 EXHIBIT 99.1 Friday, March 27, 2020 Contact:Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation to Hold Virtual Annual Meeting West Point, VA - C&F Financial Corporation (the “Corporation”) (NASDAQ:CFFI) announced today that in response to public health concerns arising from the spread of novel coronavirus, the Co

March 27, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 27, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commission

March 27, 2020 DEFA14A

CFFI / C&F Financial Corp. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

March 13, 2020 DEF 14A

CFFI / C&F Financial Corp. DEF 14A - - DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

March 3, 2020 10-K

CFFI / C&F Financial Corp. 10-K - Annual Report - 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2019 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-234

March 3, 2020 EX-4.1

Description of Securities Registered under Section 12(b) of the Securities Exchange Act of 1934 (incorporated by reference to Exhibit 4.1 to Form 10-K filed March 3, 2020)

EXHIBIT 4.1 DESCRIPTION OF COMMON STOCK The following summary description of the material features of the common stock, par value $1.00 per share (the “common stock”), of C&F Financial Corporation (“C&F”) does not purport to be complete and is in all respects subject to, and qualified in its entirety by reference to, the applicable provisions of Virginia law and by C&F’s Amended and Restated Artic

March 3, 2020 EX-21

Subsidiaries of the Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Citizens and Farmers Bank, incorporated in Virginia C&F Mortgage Corporation, incorporated in Virginia Certified Appraisals LLC, organized in Virginia C&F Select LLC, organized in Virginia C&F Finance Company, incorporated in Virginia C&F Wealth Management Corporation, incorporated in Virginia C&F Insurance Services, Inc.

February 20, 2020 EX-99.1

C&F Financial Corporation Announces Quarterly Dividend

EX-99.1 2 cffi-20200220ex991276c53.htm EX-99.1 EXHIBIT 99.1 Thursday, February 20, 2020 Contact:Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Quarterly Dividend West Point, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 38 cents per share, which is payable April 1, 2020 to sharehol

February 20, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 20, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

February 12, 2020 SC 13G

CFFI / C&F Financial Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* C & F FINANCIAL CORP (Name of Issuer) Common Stock (Title of Class of Securities) 12466Q104 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sch

January 27, 2020 EX-99.1

C&F Financial Corporation Announces Appointment of New Board Member

EXHIBIT 99.1 Monday, January 27, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Appointment of New Board Member West Point, Va., January 27, 2020 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that its Board of Directors has appointed George R. Sisson III to serve as a director

January 27, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 21, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

January 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

January 24, 2020 EX-99.1

C&F Financial Corporation Announces Record Net Income for 2019

EX-99.1 2 cffi-20200124ex991eb77a9.htm EX-99.1 EXHIBIT 99.1 Friday, January 24, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Record Net Income for 2019 West Point, Va., January 24, 2020—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported record consolidated net income of $18.9 million

January 2, 2020 EX-99.1

C&F Financial Corporation Completes Acquisition of Peoples Bankshares, Incorporated

EXHIBIT 99.1 Thursday, January 2, 2020 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Completes Acquisition of Peoples Bankshares, Incorporated West Point, Va., January 2, 2020 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that it has completed the acquisition of Peoples Bankshares, Incorpora

January 2, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 1, 2020 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissio

December 20, 2019 EX-99.1

C&F Financial Corporation Announces Merger to Close January 1, 2020

EXHIBIT 99.1 Thursday, December 19, 2019 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Merger to Close January 1, 2020 West Point, Va., December 19, 2019 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that it has received the approvals needed to proceed with its previously announced

December 20, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 19, 2019 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 25, 2019 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 19, 2019 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 20, 2019 EX-99.1

C&F Financial Corporation Announces Increase in Quarterly Dividend

EXHIBIT 99.1 Wednesday, November 20, 2019 Contact:Jason Long Chief Financial Officer and Secretary (804) 843-2360 C&F Financial Corporation Announces Increase in Quarterly Dividend West Point, VA - The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 38 cents per share, which is payable January 1, 2020 to shareholders of record on December 13, 2

November 20, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 20, 2019 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commiss

November 7, 2019 10-Q

CFFI / C&F Financial Corp. 10-Q - Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2019 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Numbe

October 25, 2019 EX-99.1

C&F Financial Corporation Announces Third Quarter Net Income

EXHIBIT 99.1 Thursday, October 24, 2019 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Third Quarter Net Income West Point, Va., October 24, 2019—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $4.9 million, or $1.42 per share, for the third quarter of 2019, co

October 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 24, 2019 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

October 25, 2019 EX-99.1

C&F Financial Corporation Announces Third Quarter Net Income

EXHIBIT 99.1 Thursday, October 24, 2019 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Third Quarter Net Income West Point, Va., October 24, 2019—C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported consolidated net income of $4.9 million, or $1.42 per share, for the third quarter of 2019, co

October 25, 2019 425

CFFI / C&F Financial Corp. 425 - Merger Prospectus - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 24, 2019 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

October 21, 2019 EX-99.1

C&F Financial Corporation Announces Appointment of New Board Member

EX-99.1 2 cffi-20191015ex99106edd1.htm EX-99.1 EXHIBIT 99.1 Monday, October 21, 2019 Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Appointment of New Board Member West Point, Va., October 21, 2019 – C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, announced today that its Board of Directors has appoint

October 21, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2019 C&F FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of incorporation) (Commissi

October 21, 2019 424B3

Sincerely, Robert K. Bailey, III President and Chief Executive Officer Peoples Bankshares, Incorporated

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No.

October 15, 2019 S-4/A

Agreement and Plan of Reorganization dated as of August 13, 2019 by and among C&F Financial Corporation and Peoples Bankshares, Incorporated (incorporated by reference to Appendix A to Pre-Effective Amendment No. 1 to Form S-4 filed October 15, 2019)

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents As filed with the Securities and Exchange Commission on October 15, 2019 Registration No.

October 15, 2019 CORRESP

CFFI / C&F Financial Corp. CORRESP - -

C&F FINANCIAL CORPORATION October 15, 2019 BY EDGAR TRANSMISSION Division of Corporation Finance Securities and Exchange Commission 100 F Street, NE Washington, D.

September 27, 2019 EX-4.1

Specimen Common Stock Certificate of C&F Financial Corporation.*

Exhibit 4.1 CF-C&F FINANCIAL CORPORATION Incorporated under the laws of the Commonwealth of Virginia SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP 12466Q 10 4 THIS CERTIFIES THAT IS THE OWNER OF FULLY PAID AND NON-ASSESSABLE SHARES OF $1.00 PAR VALUE COMMON STOCK OF C&F FINANCIAL CORPORATION, transferable on the books of the Corporation by the holder hereof or by duly authorized attorney upon surrende

September 27, 2019 EX-99.1

Consent of Sandler O'Neill & Partners, L.P.*

Exhibit 99.1 CONSENT OF SANDLER O’NEILL & PARTNERS, L.P. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Peoples Bankshares, Incorporated (the “Company”) as an Appendix to the Proxy Statement/Prospectus relating to the proposed merger of the Company with C&F Financial Corporation contained in the Registration Statement on Form S-4, as filed with the Securities

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