FNWD / Finward Bancorp - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2025 FINWARD BANCORP (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2025 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Num

FINWARD BANCORP ANNOUNCES DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION August 15, 2025 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES DIVIDEND Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank (the “Bank”), today announced that on August 15, 2025 the Board of Directors of Finward declared a dividend of $0.12 per share on F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) x Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2025 or o Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number:

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 6, 2025 Finward Bancorp (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 6, 2025 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

FINWARD BANCORP ANNOUNCES TERMINATION OF CONSENT ORDER

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE AUGUST 7, 2025 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES TERMINATION OF CONSENT ORDER Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that on August 6, 2025 the Federal Deposit Insurance Corporation (“FDIC”) and the Ind

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2025 FINWARD BANCORP (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2025 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

July 29, 2025

1 Exhibit 99.1 July 29, 2025 Finward Bancorp Announces Second Quarter 2025 Results Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $2.2 million, or $0.50 per diluted share, for the quarter ended June 30, 2025, as compared to $455 thousand, or $0.11 per diluted

As filed with the Securities and Exchange Commission on June 10, 2025.

As filed with the Securities and Exchange Commission on June 10, 2025. Registration No. 333-    UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 35-1927981 (State or other jurisdiction of incorporation or organization) (I.R.S. Employ

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Table Form S-8 Registration Statement under the Securities Act of 1933 (Form Type) Finward Bancorp (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price(2) Fee Rate Amount of Registration Fee(3) Equity Common Stock, without par value 457(c) and 457(h) 280,000 $29.

As filed with the Securities and Exchange Commission on June 10, 2025.

As filed with the Securities and Exchange Commission on June 10, 2025. Registration No. 333-204548 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 to FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 35-1927981 (State or other jurisdiction of incorpor

Form of Performance Shares Award Agreement under Finward Bancorp 2025 Omnibus Equity Incentive Plan.

EX-10.6 Exhibit 10.6 2025 Omnibus Equity Incentive Plan AWARD AGREEMENT PERFORMANCE SHARES This Performance Share Award Agreement (this “Agreement”) is made and entered into as of , 20 by and between Finward Bancorp, an Indiana corporation (the “Company”) and (the “Grantee”). Grant Date: Number of Performance Shares:   Vesting Date: WHEREAS, the Company has adopted the Finward Bancorp 2025 Omnibus

Finward Bancorp 2025 Omnibus Equity Incentive Plan.

EX-10.1 Exhibit 10.1 FINWARD BANCORP 2025 OMNIBUS EQUITY INCENTIVE PLAN 1. Establishment of Plan. Finward Bancorp, an Indiana corporation, hereby establishes the equity-based incentive compensation plan known as the Finward Bancorp 2025 Omnibus Equity Incentive Plan (now, and as hereafter amended from time to time, the “Plan”). This Plan permits the grant of Awards, which may be subject to time-ba

Form of Restricted Stock Units Award Agreement under Finward Bancorp 2025 Omnibus Equity Incentive Plan.

Exhibit 10.5 2025 Omnibus Equity Incentive Plan AWARD AGREEMENT RESTRICTED STOCK UNITS This Restricted Stock Unit Award Agreement (this “Agreement”) is made and entered into as of , 20 by and between Finward Bancorp, an Indiana corporation (the “Company”) and (the “Grantee”). Grant Date: Number of Restricted Stock Units:   Vesting Date: WHEREAS, the Company has adopted the Finward Bancorp 2025 Omn

Form of Incentive Stock Option Award Agreement under Finward Bancorp 2025 Omnibus Equity Incentive Plan.

EX-10.2 Exhibit 10.2 2025 Omnibus Equity Incentive Plan AWARD AGREEMENT INCENTIVE STOCK OPTIONS This Incentive Stock Option Award Agreement (this “Agreement”) is made and entered into as of , 20 by and between Finward Bancorp, an Indiana corporation (the “Company”) and (the “Participant”). Grant Date: Exercise Price: Number of Option Shares:   Expiration Date: 1. Grant of Option. (a) Grant; Type o

Form of Restricted Stock Award Agreement under Finward Bancorp 2025 Omnibus Equity Incentive Plan.

Exhibit 10.4 2025 Omnibus Equity Incentive Plan AWARD AGREEMENT RESTRICTED STOCK This Restricted Stock Award Agreement (this “Agreement”) is made and entered into as of , 20 by and between Finward Bancorp, an Indiana corporation (the “Company”) and (the “Grantee”). Grant Date: Number of Shares of Restricted Stock:   Vesting Date: WHEREAS, the Company has adopted the Finward Bancorp 2025 Omnibus Eq

Form of Non-Qualified Stock Option Award Agreement under Finward Bancorp 2025 Omnibus Equity Incentive Plan.

EX-10.3 Exhibit 10.3 2025 Omnibus Equity Incentive Plan AWARD AGREEMENT NON-QUALIFIED STOCK OPTIONS This Stock Option Award Agreement (this “Agreement”) is made and entered into as of , 20 by and between Finward Bancorp, an Indiana corporation (the “Company”) and (the “Participant”). Grant Date: Exercise Price: Number of Option Shares:   Expiration Date: 1. Grant of Option. (a) Grant; Type of Opti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2025 Finward Bancorp (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2025 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

Form of Stock Appreciation Rights Award Agreement under Finward Bancorp 2025 Omnibus Equity Incentive Plan.

EX-10.7 Exhibit 10.7 2025 Omnibus Equity Incentive Plan AWARD AGREEMENT STOCK APPRECIATION RIGHTS This Stock Appreciation Rights Award Agreement (this “Agreement”) is made and entered into as of , 20 by and between Finward Bancorp, an Indiana corporation (the “Company”) and (the “Participant”). Grant Date: Exercise Price per SAR: Number of SARs: Expiration Date: 1. Grant of SARs. (a) Grant. The Co

1 A NASDAQ Traded Company – Symbol FNWD Annual Shareholder Meeting Presentation May 22, 2025 2 Overview of Finward Bancorp May 22, 2025 Forward-Looking Statements: This presentation may contain forward-looking statements regarding the financial perfo

1 A NASDAQ Traded Company – Symbol FNWD Annual Shareholder Meeting Presentation May 22, 2025 2 Overview of Finward Bancorp May 22, 2025 Forward-Looking Statements: This presentation may contain forward-looking statements regarding the financial performance, business prospects, growth and operating strategies of Finward Bancorp (“FNWD”).

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2025 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended March 31, 2025 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 001-40999 Finward

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED MARCH 31, 2025

Exhibit 99.1 FOR IMMEDIATE RELEASE APRIL 30, 2025 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED MARCH 31, 2025 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $456 thousand, or $0.11

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 9, 2025 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

FINWARD BANCORP ANNOUNCES DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION April 10, 2025 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES DIVIDEND Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank (the “Bank”), today announced that on April 9, 2025 the Board of Directors of Finward declared a dividend of $0.12 per share on Finw

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 S CHEDULE 14A I NFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 S CHEDULE 14A I NFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-40999 Finward Bancorp

Finward Bancorp Insider Trading Policy

Exhibit 19.1 FINWARD BANCORP INSIDER TRADING POLICY This policy supersedes all previous insider trading policies adopted by Finward Bancorp’s board of directors. Please read this Insider Trading Policy carefully and make sure you understand it. If you have any questions about this policy, please contact Benjamin Schmitt, Finward Bancorp’s Chief Financial Officer Purpose of Policy This Insider Trad

Subsidiaries of the Bancorp.

Exhibit 21 Subsidiaries of the Company Peoples Bank Indiana NWIN, LLC Nevada NWIN, Holdings Nevada NWIN, Investments, Inc. Nevada NWIN Funding Maryland Peoples Service Corporation Indiana Columbia Development, LLC Indiana AJS Insurance LLC Illinois

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2025 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND TWELVE MONTHS ENDED DECEMBER 31, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE JANUARY 28, 2025 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND TWELVE MONTHS ENDED DECEMBER 31, 2024 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was

FINWARD BANCORP ANNOUNCES FOURTH QUARTER DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION December 20, 2024 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES FOURTH QUARTER DIVIDEND Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank (the “Bank”), today announced that on December 20, 2024 the Board of Directors of Finward declared a dividend of $

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 22, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FNWD / Finward Bancorp / Bochnowski David A - AMENDMENT NO. 5 TO SCHEDULE 13D Activist Investment

SC 13D/A 1 ea0222199-13da5bochnofin.htm AMENDMENT NO. 5 TO SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 5)* Finward Bancorp (Name of Issuer) Common Stock, no par value per share (Title of Class of Securities) 31812F109 (CUSIP Number(s)) Benjamin J. Bochnowski c/o Finward Bancorp 9204 Colum

Joint Filing Agreement dated as of November 22, 2024 among the Reporting Persons.

EX-99.2 3 ea022219901ex99-2finward.htm JOINT FILING AGREEMENT DATED AS OF NOVEMBER 22, 2024 AMONG THE REPORTING PERSONS Exhibit 99.2 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, each of the undersigned does hereby consent and agree to the joint filing on behalf of each of them of a Statement on Schedule 13D and all amend

Bochnowski Family Voting Agreement, dated as of November 21, 2024, among the Reporting Persons.

EX-99.1 2 ea022219901ex99-1finward.htm BOCHNOWSKI FAMILY VOTING AGREEMENT, DATED AS OF NOVEMBER 21, 2024, AMONG THE REPORTING PERSONS Exhibit 99.1 BOCHNOWSKI FAMILY VOTING AGREEMENT Bochnowski Family Voting Agreement (as amended from time to time, the “Agreement”) dated as of November 21, 2024, by and among each of the signatories hereto and each Person who may become a party to this Agreement in

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended September 30, 2024 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 001-40999 Fin

FNWD / Finward Bancorp / Fourthstone LLC - AMENDMENT TO SC 13G Passive Investment

SC 13G/A 1 fnwd-sc13ga093024.htm AMENDMENT TO SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 2)* Under the Securities Exchange Act of 1934 FINWARD BANCORP (Name of Issuer) Common Stock, no par value per share (Titles of Class of Securities) 31812F109 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statemen

Slide presentation for the Hovde Financial Services Conference on November 7-8, 2024.

Exhibit 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND NINE MONTHS ENDED SEPTEMBER 30, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE OCTOBER 29, 2024 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND NINE MONTHS ENDED SEPTEMBER 30, 2024 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File

FINWARD BANCORP ANNOUNCES THIRD QUARTER DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION October 11, 2024 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES THIRD QUARTER DIVIDEND Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank (the “Bank”), today announced that on September 20, 2024 the Board of Directors of Finward declared a dividend of $0

Slide presentation for the Stephens Banking Forum on September 18, 2024.

Exhibit 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File

FNWD / Finward Bancorp / PL Capital Advisors, LLC Activist Investment

Page 1 of 10 Pages CUSIP No. 31812F109 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 1 Under the Securities Exchange Act of 1934 FINWARD BANCORP (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 31812F109 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Naples, FL 34102 (23

JOINT FILING AGREEMENT

EX-99.1 2 99.htm EXHIBIT 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including any and all amendments thereto) with respect to the common stock, no par value, of Finward Bancorp, and further agree that this Joint Filing Agreemen

Slide presentation for the Raymond James Banking Conference on September 5, 2024.

Exhibit 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Num

FINWARD BANCORP ANNOUNCES THE APPOINTMENT OF THREE NEW DIRECTORS

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION September 5, 2024 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP ANNOUNCES THE APPOINTMENT OF THREE NEW DIRECTORS Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank, an Indiana state-chartered commercial bank (the “Bank”), today announced that the Boards of the B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2024 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 001-40999 Finward

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

CORRECTING AND REPLACING – FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED JUNE 30, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE JULY 30, 2024 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 CORRECTING AND REPLACING – FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED JUNE 30, 2024 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced corrections to its press release issued on July 24,

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (C

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND SIX MONTHS ENDED JUNE 30, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE JULY 24, 2024 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND SIX MONTHS ENDED JUNE 30, 2024 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $9.4 milli

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

FINWARD BANCORP ANNOUNCES SECOND QUARTER DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION June 26, 2024 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES SECOND QUARTER DIVIDEND Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank (the “Bank”), today announced that on June 21, 2024 the Board of Directors of Finward declared a dividend of $0.12 per

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

Slide presentation for the Annual Meeting on May 24, 2024.

Exhibit 99.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended March 31, 2024 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 001-40999 Finward

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED MARCH 31, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE APRIL 24, 2024 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED MARCH 31, 2024 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $9.3 million, or $2.17

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-40999 Finward Bancorp

Compensation Recovery Policy (2023) FINWARD BANCORP

Exhibit 97 FINWARD BANCORP COMPENSATION RECOVERY POLICY Adopted November 17, 2023 I.

Subsidiaries of the Bancorp.

Exhibit 21 Subsidiaries of the Bancorp Name Jurisdiction of Organization Peoples Bank Indiana NWIN, LLC Nevada NWIN, Holdings Nevada NWIN, Investments, Inc. Nevada NWIN Funding Maryland Peoples Service Corporation Indiana Columbia Development, LLC Indiana

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 22, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

FNWD / Finward Bancorp / PL Capital Advisors, LLC Activist Investment

SC 13D 1 plcapitalfinward13d31824.htm CUSIP No. 31812F109 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 FINWARD BANCORP (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 31812F109 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 N

JOINT FILING AGREEMENT

EX-99.1 2 plcapitaljointfilingagree.htm Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Schedule 13D (including any and all amendments thereto) with respect to the common stock, no par value, of Finward Bancorp and further agree that this Joint Filing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2024 Finward Bancorp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

BENJAMIN SCHMITT APPOINTED SENIOR VICE PRESIDENT, CHIEF FINANCIAL OFFICER OF FINWARD BANCORP AND PEOPLES BANK

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION February 21, 2024 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 BENJAMIN SCHMITT APPOINTED SENIOR VICE PRESIDENT, CHIEF FINANCIAL OFFICER OF FINWARD BANCORP AND PEOPLES BANK Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”) and its wholly-owned subsidiary, Peoples Bank (the “Bank” or “Peoples”), announced today th

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FNWD / Finward Bancorp / Fourthstone LLC - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 1)* Under the Securities Exchange Act of 1934 FINWARD BANCORP (Name of Issuer) Common Stock, no par value per share (Titles of Class of Securities) 31812F109 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

Lease Agreement – Schererville Banking Center (incorporated herein by reference to Exhibit 10.5 to the Bancorp’s Form 8-K dated January 31, 2024).

Exhibit 10.5 Certain identified information has been excluded from this exhibit because it is both (i) not material, and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [***] indicates that information has been redacted. LEASE AGREEMENT Dated as of January 29, 2024 between Peoples Bank, an Indiana-chartered Commercial Bank, as the Tenant and PEO BRANCH LANDLORD, L

Lease Agreement – Crown Point Banking Center (incorporated herein by reference to Exhibit 10.2 to the Bancorp’s Form 8-K dated January 31, 2024).

Exhibit 10.2 Certain identified information has been excluded from this exhibit because it is both (i) not material, and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [***] indicates that information has been redacted. LEASE AGREEMENT Dated as of January 29, 2024 between Peoples Bank, an Indiana-chartered Commercial Bank, as the Tenant and PEO BRANCH LANDLORD, L

Lease Agreement – Orland Park (Ravinia) Banking Center (incorporated herein by reference to Exhibit 10.6 to the Bancorp’s Form 8-K dated January 31, 2024).

Exhibit 10.6 Certain identified information has been excluded from this exhibit because it is both (i) not material, and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [***] indicates that information has been redacted. LEASE AGREEMENT Dated as of January 29, 2024 between Peoples Bank, an Indiana-chartered Commercial Bank, as the Tenant and PEO BRANCH LANDLORD, L

Agreement For Purchase And Sale Of Property, dated January 29, 2024, by and between Peoples Bank and MountainSeed Real Estate Services, LLC (incorporated herein by reference to Exhibit 10.1 to the Bancorp’s Form 8-K dated January 31, 2024).

Exhibit 10.1 Certain identified information has been excluded from this exhibit because it is both (i) not material, and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [***] indicates that information has been redacted. AGREEMENT FOR PURCHASE AND SALE OF PROPERTY THIS AGREEMENT is made and entered into as of the Effective Date (as hereinafter defined), by and bet

Lease Agreement – East Chicago Banking Center (incorporated herein by reference to Exhibit 10.3 to the Bancorp’s Form 8-K dated January 31, 2024).

Exhibit 10.3 Certain identified information has been excluded from this exhibit because it is both (i) not material, and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [***] indicates that information has been redacted. LEASE AGREEMENT Dated as of January 29, 2024 between Peoples Bank, an Indiana-chartered Commercial Bank, as the Tenant and PEO BRANCH LANDLORD, L

Lease Agreement – Merrillville (Broadway) Banking Center (incorporated herein by reference to Exhibit 10.4 to the Bancorp’s Form 8-K dated January 31, 2024).

Exhibit 10.4 Certain identified information has been excluded from this exhibit because it is both (i) not material, and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [***] indicates that information has been redacted. LEASE AGREEMENT Dated as of January 29, 2024 between Peoples Bank, an Indiana-chartered Commercial Bank, as the Tenant and PEO BRANCH LANDLORD, L

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2024 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE TWELVE MONTHS AND QUARTER ENDED DECEMBER 31, 2023

Exhibit 99.1. FOR IMMEDIATE RELEASE JANUARY 30, 2024 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE TWELVE MONTHS AND QUARTER ENDED DECEMBER 31, 2023 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2024 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 22, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FINWARD BANCORP ANNOUNCES FOURTH QUARTER DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE DECEMBER 26, 2023 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES FOURTH QUARTER DIVIDEND Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank (the “Bank”), today announced that on December 22, 2023 the Board of Directors of Finward declared a dividend of

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

Transition Agreement, General Release & Covenant Not to Sue dated December 1, 2023 by and among Finward Bancorp, Peoples Bank, and Peymon Torabi (incorporated herein by reference to Exhibit 10.1 to the Bancorp’s Form 8-K dated December 7, 2023).

Exhibit 10.1 TRANSITION AGREEMENT, GENERAL RELEASE & COVENANT NOT TO SUE This Separation Agreement, General Release, and Covenant Not To Sue (“Agreement”) is entered into between Finward Bancorp (“FNWD”) and Peoples Bank (“Peoples Bank”) (collectively, the “Bank”) and Peymon Torabi (“Executive”) (collectively, the “Parties”). RECITALS A. Executive was employed as Executive Vice-President, Chief Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended September 30, 2023 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finwa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 FINWARD BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE NINE MONTHS AND QUARTER ENDED SEPTEMBER 30, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE OCTOBER 25, 2023 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE NINE MONTHS AND QUARTER ENDED SEPTEMBER 30, 2023 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 7, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

Slide presentation for the Annual Meeting on September 7, 2023.

Exhibit 99.1

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Num

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION August 22, 2023 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES THIRD QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that on August 21, 2023, the Board of Directors of Finward declared a dividend of $0.31 per share payable on October 5, 2023, with

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2023 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finward Ba

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE SIX AND THREE MONTHS ENDED JUNE 30, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION JULY 26, 2023 CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE SIX AND THREE MONTHS ENDED JUNE 30, 2023 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common stockholders was $4.7 million

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 3, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

DAVID J. KWAIT APPOINTED SENIOR VICE PRESIDENT, GENERAL COUNSEL, CORPORATE SECRETARY, AND CHIEF RISK OFFICER OF FINWARD BANCORP AND PEOPLES BANK

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION June 23, 2023 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 DAVID J. KWAIT APPOINTED SENIOR VICE PRESIDENT, GENERAL COUNSEL, CORPORATE SECRETARY, AND CHIEF RISK OFFICER OF FINWARD BANCORP AND PEOPLES BANK Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”) and its wholly-owned subsidiary, Peoples Bank (the “Bank” or

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2023 FINWARD BANCORP (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION May 30, 2023 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES SECOND QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that on May 26, 2023, the Board of Directors of Finward declared a dividend of $0.31 per share payable on July 6, 2023, with a record

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended March 31, 2023 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finward B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number)

Slide presentation for the Annual Meeting on May 5, 2023.

Exhibit 99.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 FINWARD BANCORP (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number)

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED MARCH 31, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION APRIL 26, 2023 CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER ENDED MARCH 31, 2023 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common shareholders was $2.2 million, or $0.51

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

Description of the Registrant’s Securities Registered under Section 12 of the Securities Exchange Act of 1934. (incorporated herein by reference to Exhibit 4.1 of the Bancorp’s Form 10-K filed on March 30, 2023).

Exhibit 4.1 Description of the Registrant’s Securities Registered under Section 12 of the Securities Exchange Act of 1934 The Common Stock, no par value per share (the “Common Stock”), of Finward Bancorp (the “Bancorp,” which is also referred to herein as “we,” “our,” or “us”) is registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The followin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-26128 Finward Bancorp (

Subsidiaries of the Bancorp.

Exhibit 21.1 Subsidiaries of the Bancorp Name Jurisdiction of Organization Peoples Bank Indiana NWIN, LLC Nevada NWIN, Holdings Nevada NWIN, Investments, Inc. Nevada NWIN Funding Maryland Peoples Service Corporation Indiana Columbia Development, LLC Indiana NWIN Risk Management, Inc. Nevada

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION February 27, 2023 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES FIRST QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that on February 24, 2023, the Board of Directors of Finward declared a dividend of $0.31 per share payable on April 6, 2023, wit

FNWD / Finward Bancorp / Bochnowski David A - AMENDMENT #4 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 4)* FINWARD BANCORP (Name of Issuer) Common Stock, without par value (Title of Class of Securities) 31812F109 (CUSIP Number) Leane E. Cerven Executive Vice President, General Counsel, Corporate Secretary Finward Bancorp 9204 Columbia Avenue Munster, Indiana

FNWD / Finward Bancorp / Fourthstone LLC - SCHEDULE 13G Passive Investment

SC 13G 1 fnwd-sc13g123122.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. )* Under the Securities Exchange Act of 1934 FINWARD BANCORP (Name of Issuer) Common Stock, no par value per share (Titles of Class of Securities) 31812F109 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the a

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

January 30, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE January 30, 2022 FOR FURTHER INFORMATION CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP ANNOUNCES RETIREMENT OF DAVID BOCHNOWSKI AS EXECUTIVE CHAIRMAN OF THE BOARD OF DIRECTORS Munster, Indiana – Finward Bancorp (Nasdaq: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank, today announced that David A. Bochnowski, the Executive Ch

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND TWELVE MONTHS ENDED DECEMBER 31, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION JANUARY 25, 2023 CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND TWELVE MONTHS ENDED DECEMBER 31, 2022 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), today announced that net income available to common shareholders was

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2023 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

Finward Bancorp Chief Risk Officer and General Counsel to Retire in May 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION January 6, 2023 CONTACT BENJAMIN BOCHNOWSKI 219-853-7575 Finward Bancorp Chief Risk Officer and General Counsel to Retire in May 2023 Munster, IN ? Finward Bancorp (the ?Bancorp?) (Nasdaq: FNWD) announced today, that effective at the close of business on May 5, 2023, Leane E. Cerven, Executive Vice President, Chief Risk Officer, General Co

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 6, 2023 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File Num

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 29, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION December 2, 2022 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES FOURTH QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that on November 29, 2022, the Board of Directors of Finward declared a dividend of $0.31 per share payable on January 6, 2023, w

Amended and Restated By-Laws of Finward Bancorp (Amended and Restated as of November 29, 2022) (incorporated herein by reference to Exhibit 3.2 of the Bancorp’s Form 8-K dated December 2, 2022).

Exhibit 3.1 AMENDED AND RESTATED BY-LAWS OF FINWARD BANCORP (Amended and Restated as of November 29, 2022) Article I Definitions and Abbreviations Section 1.1 Corporation. As used in these By-Laws, the term ?Corporation? means Finward Bancorp. Section 1.2 IBCL. As used in these By-Laws, the term ?IBCL? means the Indiana Business Corporation Law, as amended from time to time. Section 1.3 Articles o

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 29, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 001-40999 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended September 30, 2022 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finwa

Slide presentation for the 2022 Hovde Group Financial Services Conference held from November 2-4, 2022

Exhibit 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 2, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND NINE MONTHS ENDED SEPTEMBER 30, 2022

Exhibit 99.1. FOR IMMEDIATE RELEASE OCTOBER 25, 2022 FOR FURTHER INFORMATION CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND NINE MONTHS ENDED SEPTEMBER 30, 2022 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the ?Bancorp?), the holding company for Peoples Bank (the ?Bank?), today announced that net income available to common stockholders was

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 21, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identificati

Slide presentation for the 2022 Stephens Bank Forum held on September 21, 2022

EX-99.1 2 ex425478.htm EXHIBIT 99.1 Exhibit 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 7, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identificatio

Slide presentation for the Raymond James 2022 U.S. Bank and Banking on Tech Conference held on September 7-8, 2022

Exhibit 99.1

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION August 29, 2022 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES THIRD QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that the Board of Directors of Finward declared a dividend of $0.31 per share payable on October 5, 2022, with a record date of Sep

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Num

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2022 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finward Ba

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION JULY 27, 2022 CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2022 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (?Finward? or the ?Bancorp?), the holding company for Peoples Bank (the ?Bank?), today announced that net income available to common stockholders was

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

Extension Agreement between Finward Bancorp, Peoples Bank and David A. Bochnowski effective as of June 28, 2022.

Exhibit 10.1 EXTENSION AGREEMENT This EXTENSION AGREEMENT, effective as of June 28, 2022, is entered into by and between Finward Bancorp (the ?Company?), the wholly-owned subsidiary of the Company, Peoples Bank, (?Peoples Bank,? and collectively with the Company, the ?Bank? unless otherwise noted), and David A. Bochnowski (the ?Executive?). WHEREAS, the Company, Peoples Bank, and the Executive ent

Post 2004 Deferred Compensation Plan for the Directors of Peoples Bank, Amended and Restated Effective May 20, 2022 (incorporated herein by reference to Exhibit 10.2 to the Bancorp’s Form 8-K dated May 23, 2022).

Exhibit 10.2 POST 2004 DEFERRED COMPENSATION PLAN FOR THE DIRECTORS OF PEOPLES BANK Amended and Restated Effective May 20, 2022 1. Purpose. Peoples Bank (the ?Bank?) hereby adopts this restatement of the Post 2004 Deferred Compensation Plan for the Directors of Peoples Bank, effective May 20, 2022 (the ?Plan?). The Plan provides members of the Board of Directors of Peoples Bank (the ?Board?) the o

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION May 20, 2022 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES SECOND QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that the Board of Directors of Finward declared a dividend of $0.31 per share payable on July 7, 2022, with a record date of June 24,

Slide presentation for the Annual Meeting on May 20, 2022.

Exhibit 99.1

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended March 31, 2022 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finward B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

TODD M. SCHEUB NAMED CHIEF REVENUE OFFICER OF FINWARD BANCORP AND PRESIDENT OF PEOPLES BANK

Exhibit 99.1 FOR IMMEDIATE RELEASE APRIL 28, 2022 FOR FURTHER INFORMATION CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 TODD M. SCHEUB NAMED CHIEF REVENUE OFFICER OF FINWARD BANCORP AND PRESIDENT OF PEOPLES BANK Munster, Indiana ? On April 27th, 2022, the Boards of Directors of Finward Bancorp (Nasdaq: FNWD) (the ?Bancorp? or ?Finward?) and its wholly-owned subsidiary, Peoples Bank (the ?Bank? or ?Pe

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

Employment Agreement between Finward Bancorp, Peoples Bank and Todd M. Scheub dated as of April 27, 2022 (incorporated herein by reference to Exhibit 10.1 to the Bancorp’s Form 8-K dated April 28, 2022).

Exhibit 10.1 EMPLOYMENT AGREEMENT BETWEEN FINWARD BANCORP, PEOPLES BANK AND TODD M. SCHEUB TABLE OF CONTENTS Page 1 Employment and Term. 1 2 Duties. 1 3 Salary. 2 (a) Base Salary. 2 (b) Salary Increases or Decreases. 2 (c) Expenses, Automobile and Organizations. 2 4 Annual Bonuses. 2 5 Equity Incentive Compensation. 2 6 Other Benefits. 3 (a) Insurance Plans. 3 (b) Vacation. 3 (c) Other. 3 7 Termin

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE THREE MONTHS ENDED MARCH 31, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION April 27, 2022 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE THREE MONTHS ENDED MARCH 31, 2022 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (?Finward? or the ?Bancorp?), the holding company for Peoples Bank (the ?Bank?), today announced that net income available to common stockholders was $2.1 mi

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numb

UNAUDITED PRO FORMA COMBINED CONDENSED FINANCIAL INFORMATION

Exhibit 99.2 UNAUDITED PRO FORMA COMBINED CONDENSED FINANCIAL INFORMATION On January 31, 2022, Finward Bancorp (?Finward?) completed the acquisition of Royal Financial, Inc., a Delaware corporation (?Royal Financial?), pursuant to the Agreement and Plan of Merger dated July 28, 2021 (the ?Merger Agreement?) between Finward and Royal Financial. Pursuant to the Merger Agreement, Royal Financial merg

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File

ROYAL FINANCIAL, INC. AND SUBSIDIARY Chicago, Illinois CONDENSED CONSOLIDATED FINANCIAL STATEMENTS As of September 30, 2021 (unaudited) and June 30, 2021 and for the three-month period ended September 30, 2021 (unaudited) Royal Financial, Inc. Chicag

Exhibit 99.1 ROYAL FINANCIAL, INC. AND SUBSIDIARY Chicago, Illinois CONDENSED CONSOLIDATED FINANCIAL STATEMENTS As of September 30, 2021 (unaudited) and June 30, 2021 and for the three-month period ended September 30, 2021 (unaudited) Royal Financial, Inc. Chicago, Illinois CONDENSED CONSOLIDATED FINANCIAL STATEMENTS September 30, 2021 and June 30, 2021 CONTENTS CONDENSED CONSOLIDATED FINANCIAL ST

Form of Nonqualified Stock Option Agreement under the Amended and Restated Finward Bancorp 2015 Stock Option and Incentive Plan (incorporated herein by reference to Exhibit 10.4 of the Bancorp’s Form 10-K filed on March 30, 2022).

Exhibit 10.4 NONQUALIFIED STOCK OPTION AGREEMENT This Nonqualified Stock Option Agreement (?Agreement?) has been entered into as of the day of between FINWARD BANCORP, an Indiana corporation (the ?Company?), and , an [employee/director] of the Company or one of its affiliates (?Participant?), pursuant to the Company?s 2015 Stock Option and Incentive Plan (the ?Plan?). Capitalized terms used herein

Form of Incentive Stock Option Agreement under the Amended and Restated Finward Bancorp 2015 Stock Option and Incentive Plan (incorporated herein by reference to Exhibit 10.5 of the Bancorp’s Form 10-K filed on March 30, 2022).

Exhibit 10.5 INCENTIVE STOCK OPTION AGREEMENT This INCENTIVE STOCK OPTION AGREEMENT (?Agreement?) has been entered into as of the day of 20 between FINWARD BANCORP, an Indiana corporation (the ?Company?), and , an employee of the Company or one of its affiliates (?Participant?), pursuant to the Company?s 2015 Stock Option and Incentive Plan (the ?Plan?). WHEREAS, the committee of the Board of Dire

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-26128 Finward Bancorp (

Form of Agreement for Restricted Stock under the Amended and Restated Finward Bancorp 2015 Stock Option and Incentive Plan. (incorporated herein by reference to Exhibit 10.6 of the Bancorp’s Form 10-K filed on March 30, 2022).

Exhibit 10.6 AGREEMENT FOR RESTRICTED STOCK GRANTED UNDER FINWARD BANCORP 2015 STOCK OPTION AND INCENTIVE PLAN This Agreement has been entered into as of the day of between FINWARD BANCORP, an Indiana corporation (the ?Corporation?), and , a [employee/director] of the Corporation or one of its affiliates (the ?Participant?), pursuant to the Corporation?s 2015 Stock Option and Incentive Plan (the ?

Finward Bancorp Executive Incentive Plan

Exhibit 10.14 Finward Bancorp Executive Incentive Plan Adopted by the Board on October 27, 2017 Revised Plan approved by the Compensation Committee on December 13, 2021 Revised Plan approved by the Board on December 17, 2021 Annual Incentive Plan Framework The executive annual incentive plan will use a target bonus framework, with a target bonus established for each participant at the beginning of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

DEF 14A 1 fnwd20220324def14a.htm FORM DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the

2021 Annual Report to Shareholders.

Exhibit 13

Subsidiaries of the Bancorp.

Exhibit 21 Subsidiaries of the Bancorp Name Jurisdiction of Organization Peoples Bank Indiana NWIN, LLC Nevada NWIN, Holdings Nevada NWIN, Investments, Inc. Nevada NWIN Funding Maryland Peoples Service Corporation Indiana Columbia Development, LLC Indiana AJS Insurance LLC (in dissolution) Illinois NWIN Risk Management, Inc. Nevada

Restated Articles of Incorporation of Finward Bancorp (incorporated herein by reference to Exhibit 3.1 of the Bancorp’s Form 8-K dated March 2, 2022).

Exhibit 3.1 ARTICLES OF RESTATEMENT OF FINWARD BANCORP Finward Bancorp, an Indiana corporation (the ?Corporation?), organized and existing pursuant to the Indiana Business Corporation Law, as amended (the ?IBCL?), desiring to give notice of corporate action effectuating the amendment and restatement of the Corporation?s articles of incorporation, does hereby certify as follows: ARTICLE I AMENDMENT

FINWARD BANCORP ANNOUNCES APPOINTMENT OF ANTHONY M. PUNTILLO AS LEAD DIRECTOR

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION March 2, 2022 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP ANNOUNCES APPOINTMENT OF ANTHONY M. PUNTILLO AS LEAD DIRECTOR Munster, Indiana ? Finward Bancorp (Nasdaq: FNWD) (the ?Bancorp? or ?Finward?), the holding company for Peoples Bank (the ?Bank? or ?Peoples?), today announced the independent directors of the Bancorp?s Boa

Amended and Restated 2015 Stock Option and Incentive Plan of Finward Bancorp (incorporated herein by reference to Exhibit 10.1 of the Bancorp’s Form 8-K dated March 2, 2022).

Exhibit 10.1 AMENDED AND RESTATED FINWARD BANCORP 2015 STOCK OPTION AND INCENTIVE PLAN 1. Plan Purpose. The purpose of the Plan is (i) to align the personal interests of Plan Participants with those of the shareholders of the Company, (ii) to encourage key individuals to accept or continue employment or service with the Company and its subsidiaries, and (iii) to furnish incentives to such key indi

Financial Statements and Exhibits, Other Events

-12-31 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FOR FURTHER INFORMATION

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION February 25, 2022 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES FIRST QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp ("Finward"), the parent company for Peoples Bank, today announced that the Board of Directors of Finward declared a dividend of $0.31 per share payable on April 4, 2022, with a record date of Mar

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 2, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification

Slide presentation for the Janney CEO Forum held on February 2-3, 2022

Exhibit 99.1

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP AND PEOPLES BANK COMPLETE ACQUISITION OF ROYAL FINANCIAL, INC. AND ROYAL SAVINGS BANK

Exhibit 99.1 FOR IMMEDIATE RELEASE January 31, 2022 FOR FURTHER INFORMATION CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP AND PEOPLES BANK COMPLETE ACQUISITION OF ROYAL FINANCIAL, INC. AND ROYAL SAVINGS BANK Munster, Indiana ? Finward Bancorp (Nasdaq: FNWD) (the ?Bancorp? or ?Finward?), the holding company for Peoples Bank, announced today that it has successfully completed the previo

FINWARD BANCORP ANNOUNCES PRELIMINARY RESULTS OF CASH AND STOCK ELECTIONS BY ROYAL FINANCIAL STOCKHOLDERS

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION January 26, 2022 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP ANNOUNCES PRELIMINARY RESULTS OF CASH AND STOCK ELECTIONS BY ROYAL FINANCIAL STOCKHOLDERS Munster, Indiana ? Finward Bancorp (Nasdaq: FNWD) (the ?Bancorp? or ?Finward?), the holding company for Peoples Bank, today announced the preliminary results of elections made

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2022 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND TWELVE MONTHS ENDED DECEMBER 31, 2021

EX-99.1 2 ex327514.htm EXHIBIT 99.1 Exhibit 99.1. FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION JANUARY 26, 2022 CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND TWELVE MONTHS ENDED DECEMBER 31, 2021 Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the “Bancorp”), the holding company for Peoples Bank (the “Bank”), reported net income of $15.0 mil

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2022 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 22, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

FINWARD BANCORP AND ROYAL FINANCIAL, INC. ANNOUNCE RECEIPT OF REGULATORY APPROVALS AND ELECTION DEADLINE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION December 29, 2021 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP AND ROYAL FINANCIAL, INC. ANNOUNCE RECEIPT OF REGULATORY APPROVALS AND ELECTION DEADLINE Munster, Indiana and Chicago, Illinois ? Finward Bancorp (Nasdaq: FNWD) (the ?Bancorp? or ?Finward?), the holding company for Peoples Bank, and Royal Financial, Inc. (OTCQX: R

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 13, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

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Filed by Finward Bancorp Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Finward Bancorp Commission File No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 29, 2021 Finward Bancorp (Exact name of registrant as spec

425 1 fnwd20211129425.htm FORM 425 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 29, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEFA14A 1 brhc10031287defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Comm

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 29, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identificatio

Filed by Finward Bancorp pursuant to Rule 425

Exhibit 99.1 Filed by Finward Bancorp pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Finward Bancorp Commission File No. 000-26128

Filed by Finward Bancorp pursuant to Rule 425

Exhibit 99.1 Filed by Finward Bancorp pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Finward Bancorp Commission File No. 000-26128

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

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Filed by Finward Bancorp Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Finward Bancorp Commission File No.

FOR FURTHER INFORMATION

EX-99.1 2 ex309532.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION NOVEMBER 19, 2021 CONTACT INVESTOR RELATIONS (219) 853-7575 FINWARD BANCORP ANNOUNCES FOURTH QUARTER DIVIDEND Munster, Indiana - - Finward Bancorp, the parent company for Peoples Bank, today announced that the Board of Directors of the Bancorp declared a dividend of $0.31 per share payable on January 7,

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 19, 2021 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended September 30, 2021 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finwa

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2021 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND NINE MONTHS ENDED SEPTEMBER 30, 2021

EX-99.1 2 ex303998.htm EXHIBIT 99.1 Exhibit 99.1. Filed by Finward Bancorp pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Finward Bancorp Commission File No. 000-26128 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION NOVEMBER 9, 2021 CONTACT SHAREHOLDER SERVICES (219) 853-7575 FINWARD BANCORP ANNOU

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Filed by Finward Bancorp Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Finward Bancorp Commission File No.

MERGER PROPOSED – YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(3) Registration No. 333-260506 ? ? ? ? ? ? ? PROXY STATEMENT AND PROSPECTUS OF FINWARD BANCORP ? ? PROXY STATEMENT OF ROYAL FINANCIAL, INC. ? MERGER PROPOSED ? YOUR VOTE IS VERY IMPORTANT The boards of directors of Royal Financial, Inc. (?Royal Financial?) and Finward Bancorp (?Finward?) have approved an Agreement and Plan of Merger (which is referre

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

November 2, 2021

CORRESP 1 filename1.htm November 2, 2021 Via EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Attn: John Stickel, Staff Attorney 100 F Street, N.E. Washington, D.C. 20549 Re: Finward Bancorp Registration Statement on Form S-4 filed on October 26, 2021 File No. 333-260506 Dear Mr. Stickel: Pursuant to Rule 461 promulgated under the Securities Act of 1933, as amended, Fi

As filed with the Securities and Exchange Commission on November 2, 2021

S-4/A 1 ny20000551x3s4a.htm S-4/A TABLE OF CONTENTS As filed with the Securities and Exchange Commission on November 2, 2021 Registration No. 333-260506 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 6035 35-1927

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 35-1927981 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 9204 Co

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Nu

FINWARD BANCORP APPROVED FOR LISTING ON NASDAQ CAPITAL MARKET

EX-99.1 2 ex299581.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE October 29, 2021 FOR FURTHER INFORMATION CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP APPROVED FOR LISTING ON NASDAQ CAPITAL MARKET Munster, Indiana – Finward Bancorp (OTC Pink: FNWD) (the “Bancorp” or “Finward”), the holding company for Peoples Bank, today announced that The Nasdaq Stock Market LLC has approved t

EX-99.1

Exhibit 99.1

EX-99.2

EX-99.2 9 ny20000551x1ex99-2.htm EXHIBIT 99.2 Exhibit 99.2

CONSENT OF PROPOSED DIRECTOR

EX-99.5 12 ny20000551x1ex99-5.htm EXHIBIT 99.5 Exhibit 99.5 CONSENT OF PROPOSED DIRECTOR Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, the undersigned hereby consents to be named in this Registration Statement on Form S-4 (the “Registration Statement”) of Finward Bancorp, and any amendments thereto, as a person who is about to become a director on Finward Bancorp’s

As filed with the Securities and Exchange Commission on October 26, 2021

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on October 26, 2021 Registration No.

Finward Bancorp Limited Power of Attorney

Exhibit 24 Finward Bancorp Limited Power of Attorney Each of the undersigned directors of Finward Bancorp, an Indiana corporation (the ?Company?), does hereby make, constitute and appoint each of Benjamin J.

CONSENT OF STEPHENS INC.

EX-99.4 11 ny20000551x1ex99-4.htm EXHIBIT 99.4 Exhibit 99.4 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Finward Bancorp (“Finward”), as Appendix C to the Joint Proxy Statement/Prospectus which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the “Registration Statement”) relating to the proposed merg

CONSENT OF BOENNING & SCATTERGOOD, INC.

EX-99.3 10 ny20000551x1ex99-3.htm EXHIBIT 99.3 Exhibit 99.3 CONSENT OF BOENNING & SCATTERGOOD, INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Royal Financial, Inc. (“Royal Financial”), as Appendix B to the Joint Proxy Statement/Prospectus which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the “Registration Statement”)

Slide presentation for the Raymond James Virtual U.S. Bank Conference held on September 8-9, 2021.

Exhibit 99.1

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425 1 fnwd20210908425.htm FORM 425 Filed by Finward Bancorp Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Finward Bancorp Commission File No. 000-26128 This filing relates to the proposed merger transaction between Finward Bancorp (“Finward”) and Royal Financial, Inc. (“RYFL”) pursuant to the t

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 8, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identificatio

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 7, 2021 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File N

As Reported

EX-99.1 2 ex281596.htm EXHIBIT 99.1 Exhibit 99.1. Revision of Previously Issued Financial Statements In the June 30, 2021 Form 10-Q, the Bancorp’s first quarter 2021 results and comparative 2020 results were revised to correct for the effects of errors discovered during the second quarter of 2021 relating to certain deferred costs booked related to our manufactured home loan product. As further di

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Filed by Finward Bancorp Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Finward Bancorp Commission File No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2021 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission File Number: 0-26128 Finward Ba

AUTOMATIC DIVIDEND REINVESTMENT PLAN 200,000 SHARES OF COMMON STOCK, WITHOUT PAR VALUE EXPLANATORY NOTE

424B3 1 d552501d424b3.htm 424B3 Filed Pursuant to Rule 424(b)(3) Registration No. 333-144699 PROSPECTUS SUPPLEMENT DATED AUGUST 13, 2021 (TO PROSPECTUS DATED JULY 19, 2007) AUTOMATIC DIVIDEND REINVESTMENT PLAN 200,000 SHARES OF COMMON STOCK, WITHOUT PAR VALUE EXPLANATORY NOTE This prospectus supplement amends and supplements the Prospectus dated July 19, 2007, as supplemented on June 25, 2018 (the

July 29, 2021 Disclosures Forward-Looking Statements This presentation may contain forward-looking statements regarding the financial performance, business prospects, growth and operating strategies of Finward Bancorp (“FNWD”). For these statements,

EX-99.2 5 d140694dex992.htm EX-99.2 Exhibit 99.2 Filed by Finward Bancorp pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Finward Bancorp Commission File No. 000-26128 FOR FURTHER INFORMATION Contact Sarah Ricciardi (219) 853-7575 + Enhancing Chicagoland PresenceExhibit 99.2 Filed by Finward Banc

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

Voting Agreement dated July 28, 2021.

EX-10.1 3 d140694dex101.htm EX-10.1 Exhibit 10.1 VOTING AGREEMENT Each of the undersigned, being all of the directors and an executive officer of ROYAL FINANCIAL, INC. (“RYFL”) solely in their capacity as stockholders and having, in the case of the RYFL directors, voted for the approval and adoption by RYFL of that certain Agreement and Plan of Merger (“Merger Agreement”) among RYFL and FINWARD BA

Finward Bancorp and Royal Financial, Inc. Announce Signing of Definitive Merger Agreement

Exhibit 99.1 Filed by Finward Bancorp pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Finward Bancorp Commission File No. 000-26128 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION July 29, 2021 Contact Sarah Ricciardi (219) 853-7575 Finward Bancorp and Royal Financial, Inc. Announce Signing of Defi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 Finward Bancorp (Ex

425 1 d140694d425.htm 425 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporati

Agreement and Plan of Merger by and among Finward Bancorp and Royal Financial, Inc. dated July 28, 2021 (incorporated herein by reference to Exhibit 2.1 of the Bancorp’s Form 8-K dated July 29, 2021).

EX-2.1 2 d140694dex21.htm EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER BY AND AMONG FINWARD BANCORP AND ROYAL FINANCIAL, INC. DATED AS OF JULY 28, 2021 TABLE OF CONTENTS ARTICLE I. THE MERGER 2 1.01 THE MERGER 2 1.02 RESERVATION OF RIGHT TO REVISE STRUCTURE 3 1.03 TAX FREE REORGANIZATION 3 1.04 ABSENCE OF CONTROL 3 1.05 BANK MERGER 3 1.06 APPRAISAL RIGHTS 4 ARTICLE II. MANNER

FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND SIX MONTHS ENDED JUNE 30, 2021

Exhibit 99.1. FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION JULY 28, 2021 CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 FINWARD BANCORP ANNOUNCES EARNINGS FOR THE QUARTER AND SIX MONTHS ENDED JUNE 30, 2021 Munster, Indiana - Finward Bancorp (the ?Bancorp?), the holding company for Peoples Bank (the ?Bank?), reported record net income of $8.3 million, or $2.40 per share, for the six months ended June

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 FINWARD BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission File Numbe

Employment Agreement, dated June 28, 2021, by and among Finward Bancorp, Peoples Bank and David A. Bochnowski (incorporated herein by reference to Exhibit 10.1 of the Bancorp’s Form 8-K dated July 1, 2021).

EX-10.1 2 ex260310.htm EXHIBIT 10.1 Exhibit 10.1 EMPLOYMENT AGREEMENT BETWEEN PEOPLES BANK AND FINWARD BANCORP AND DAVID A. BOCHNOWSKI TABLE OF CONTENTS Table of Contents Page 1. EMPLOYMENT AND TERM 3 (a) Employment 3 (b) Term 3 2. DUTIES 3 3. SALARY 4 (a) Base Salary 4 (b) Salary Increases or Decreases 4 (c) Expenses, Automobile and Organizations 4 4. CASH INCENTIVE 4 5. EQUITY INCENTIVE COMPENSA

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 21, 2021 Finward Bancorp (Exact Name of Registrant as Specified in Its Charter) Indiana 0-26128 35-1927981 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

Amended and Restated By-Laws of Finward Bancorp (Amended and Restated as of May 24, 2021).

EX-3.2 2 ex252459.htm EXHIBIT 3.2 Exhibit 3.2 AMENDED AND RESTATED BY-LAWS OF FINWARD BANCORP (Amended and Restated as of May 24, 2021) Article I Definitions and Abbreviations Section 1.1 Corporation. As used in these By-Laws, the term “Corporation” means Finward Bancorp. Section 1.2 IBCL. As used in these By-Laws, the term “IBCL” means the Indiana Business Corporation Law, as amended from time to

NORTHWEST INDIANA BANCORP ANNOUNCES CORPORATE NAME CHANGE TO FINWARD BANCORP

EX-99.1 3 ex252460.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE May 24, 2021 FOR FURTHER INFORMATION CONTACT BENJAMIN BOCHNOWSKI (219) 853-7575 NORTHWEST INDIANA BANCORP ANNOUNCES CORPORATE NAME CHANGE TO FINWARD BANCORP Munster, Indiana – NorthWest Indiana Bancorp, the holding company for Peoples Bank, today announced that the company’s corporate name has been changed from “NorthWest India

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2021 NORTHWEST INDIANA BANCORP Finward Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporatio

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2021 NORTHWEST INDIANA BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission F

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2021 NORTHWEST INDIANA BANCORP (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commission F

FOR FURTHER INFORMATION

EX-99.1 2 ex251349.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION May 21, 2021 CONTACT INVESTOR RELATIONS (219) 853-7575 NORTHWEST INDIANA BANCORP ANNOUNCES SECOND QUARTER DIVIDEND Munster, Indiana - - NorthWest Indiana Bancorp, the parent company for Peoples Bank, today announced that the Board of Directors of the Bancorp declared a dividend of $0.31 per share payable

Slide presentation for the Annual Meeting on May 21, 2021.

EX-99.1 2 ex251784.htm EXHIBIT 99.1 Exhibit 99.1

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits, Other Events

-12-31 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2021 NorthWest Indiana Bancorp (Exact name of registrant as specified in its charter) Indiana 000-26128 35-1927981 (State or other jurisdiction of incorporation) (Commi

Articles of Amendment of the Articles of Incorporation of NorthWest Indiana Bancorp dated May 13, 2021.

Exhibit 3.1 ARTICLES OF AMENDMENT OF THE ARTICLES OF INCORPORATION OF NORTHWEST INDIANA BANCORP The undersigned officer of NorthWest Indiana Bancorp (the “Corporation”), an Indiana corporation existing pursuant to the provisions of the Indiana Business Corporation Law (the “Act”), desiring to give notice of corporate action effectuating the amendment of certain provisions of its Articles of Incorp