LMFA / LM Funding America, Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

RECOMMENDATION OF THE BOARD OF DIRECTORS RECOMMENDATION OF THE BOARD OF DIRECTORS

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Definitive Proxy St

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2025 LM FUNDING AMERIC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

Security Type

Calculation of Filing Fee Tables S-3 LM FUNDING AMERICA, INC. Table 1: Newly Registered and Carry Forward Securities ☐Not Applicable Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward In

As filed with the Securities and Exchange Commission on August 27, 2025

S-3 Table of Contents As filed with the Securities and Exchange Commission on August 27, 2025 Registration No.

RECOMMENDATION OF THE BOARD OF DIRECTORS RECOMMENDATION OF THE BOARD OF DIRECTORS

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Definitive Proxy St

“Acquiring Person” shall have the meaning ascribed to such term in Section 4.5. (a) The obligations of the Company hereunder in connection with the Closing are subject to the following conditions being met:

Exhibit 10.2 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of August 18, 2025, between LM Funding America, Inc., a Delaware corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). WHEREAS, subject to the terms and conditi

Placement Agency Agreement

Exhibit 1.1 Placement Agency Agreement August 18, 2025 LM Funding America, Inc. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 Dear Mr. Russell: This letter (the “Agreement”) constitutes the agreement between Maxim Group LLC (“Maxim” or the “Placement Agent”) and LM Funding America, Inc., a Delaware corporation (the “Company”), that Maxim shall serve as the lead placement agent for the Com

LM Funding America, Inc. 5,231,681 Shares of Common Stock

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-281528 PROSPECTUS SUPPLEMENT (To Prospectus dated November 21, 2024) LM Funding America, Inc. 5,231,681 Shares of Common Stock We are offering 5,231,681 shares of our common stock, par value $0.001 per share (“common stock”), to certain investors pursuant to this prospectus supplement and the accompanying prospectus. In

(Signature Page Follows)

Exhibit 4.2 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

(Signature Page Follows)

Exhibit 4.1 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

LM Funding America Raises $23 Million Direct Investment to Accelerate Bitcoin Treasury Strategy - Capital raise puts the Company closer to unlocking additional capital-raising flexibility with the balance of its $150 million shelf - Majority of net p

LM Funding America Raises $23 Million Direct Investment to Accelerate Bitcoin Treasury Strategy - Capital raise puts the Company closer to unlocking additional capital-raising flexibility with the balance of its $150 million shelf - Majority of net proceeds to will be used to fortify LM Funding’s existing Bitcoin Treasury Tampa, FL, August 19, 2025 – LM Funding America, Inc.

(Signature Page Follows)

Exhibit 4.1 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 20

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incor

“Acquiring Person” shall have the meaning ascribed to such term in Section 4.5. (a) The obligations of the Company hereunder in connection with the Closing are subject to the following conditions being met:

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of August 18, 2025, between LM Funding America, Inc., a Delaware corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). WHEREAS, subject to the terms and conditi

“Acquiring Person” shall have the meaning ascribed to such term in Section 4.5. (a) The obligations of the Company hereunder in connection with the Closing are subject to the following conditions being met:

Exhibit 10.2 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of August 18, 2025, between LM Funding America, Inc., a Delaware corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). WHEREAS, subject to the terms and conditi

“Acquiring Person” shall have the meaning ascribed to such term in Section 4.5. (a) The obligations of the Company hereunder in connection with the Closing are subject to the following conditions being met:

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of August 18, 2025, between LM Funding America, Inc., a Delaware corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). WHEREAS, subject to the terms and conditi

Placement Agency Agreement

Exhibit 1.2 Placement Agency Agreement August 18, 2025 LM Funding America, Inc. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 Dear Mr. Russell: This letter (the “Agreement”) constitutes the agreement between Maxim Group LLC (“Maxim” or the “Placement Agent”) and LM Funding America, Inc., a Delaware corporation (the “Company”), that Maxim shall serve as the lead placement agent for the Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2025 LM FUNDING AMERIC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

Placement Agency Agreement

Exhibit 1.2 Placement Agency Agreement August 18, 2025 LM Funding America, Inc. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 Dear Mr. Russell: This letter (the “Agreement”) constitutes the agreement between Maxim Group LLC (“Maxim” or the “Placement Agent”) and LM Funding America, Inc., a Delaware corporation (the “Company”), that Maxim shall serve as the lead placement agent for the Com

Placement Agency Agreement

Exhibit 1.1 Placement Agency Agreement August 18, 2025 LM Funding America, Inc. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 Dear Mr. Russell: This letter (the “Agreement”) constitutes the agreement between Maxim Group LLC (“Maxim” or the “Placement Agent”) and LM Funding America, Inc., a Delaware corporation (the “Company”), that Maxim shall serve as the lead placement agent for the Com

REGISTRATION RIGHTS AGREEMENT (Signature Pages Follow)

Exhibit 10.3 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (this “Agreement”) is made and entered into as of August 18, 2025, between LM Funding America, Inc., a Delaware corporation (the “Company”), and each of the several purchasers signatory hereto (each such purchaser, a “Purchaser” and, collectively, the “Purchasers”). This Agreement is made pursuant to the Securities Purch

REGISTRATION RIGHTS AGREEMENT (Signature Pages Follow)

Exhibit 10.3 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (this “Agreement”) is made and entered into as of August 18, 2025, between LM Funding America, Inc., a Delaware corporation (the “Company”), and each of the several purchasers signatory hereto (each such purchaser, a “Purchaser” and, collectively, the “Purchasers”). This Agreement is made pursuant to the Securities Purch

LM Funding America Raises $23 Million Direct Investment to Accelerate Bitcoin Treasury Strategy - Capital raise puts the Company closer to unlocking additional capital-raising flexibility with the balance of its $150 million shelf - Majority of net p

LM Funding America Raises $23 Million Direct Investment to Accelerate Bitcoin Treasury Strategy - Capital raise puts the Company closer to unlocking additional capital-raising flexibility with the balance of its $150 million shelf - Majority of net proceeds to will be used to fortify LM Funding’s existing Bitcoin Treasury Tampa, FL, August 19, 2025 – LM Funding America, Inc.

(Signature Page Follows)

Exhibit 4.2 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

LM Funding America, Inc. and Subsidiaries Unaudited Consolidated Statements of Operations LM Funding America, Inc. and Subsidiaries Unaudited Consolidated Statements of Cash Flows

LM Funding America, Inc. Reports Second Quarter 2025 Financial Results - Definitive asset purchase agreement for 11 MW Bitcoin mining site in Mississippi - Direct mining margin improved to 41.0% from 38.5% in Q1 2025 - $0.1 million GAAP net income and $2.6M Core EBITDA, up from sequential $5.4 million net loss and $2.8 million negative Core EBITDA in Q1 2025, respectively - Held 150.4 Bitcoin on J

PART I. FINANCIAL INFORMATION PART II. OTHER INFORMATION SIGNATURES

UNITEDSTATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING A

FORM 8-K Item 2.02 Results of Operations and Financial Condition. Item 9.01 Financial Statements and Exhibits.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

FORM 8-K Item 2.02 Results of Operations and Financial Condition. Item 9.01 Financial Statements and Exhibits.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 08, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

LM Funding America Announces July 2025 Production and Operational Update - Bitcoin treasury as of July 31, 2025 valued at $17.8 million or $3.46 per share[1]

Exhibit 99.1 LM Funding America Announces July 2025 Production and Operational Update - Bitcoin treasury as of July 31, 2025 valued at $17.8 million or $3.46 per share[1] TAMPA, FL, August8, 2025 — LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin mining and technology-based specialty finance company, today announced its preliminary, unaudited Bitcoin mining and op

Asset Purchase Agreement, dated as of August 1, 2025, between US Digital Mining Mississippi LLC and Greenidge Mississippi LLC.

ASSET PURCHASE AGREEMENT between GREENIDGE MISSISSIPPI LLC (AS SELLER) and US DIGITAL MINING MISSISSIPPI LLC (AS BUYER) dated as of August 1, 2025 ASSET PURCHASE AGREEMENT This Asset Purchase Agreement (this “Agreement”), dated as of August [•], 2025 (“Execution Date”), is entered into between Greenidge Mississippi LLC, a Delaware limited liability company (“Seller”), and US Digital Mining Mississippi LLC, a Mississippi limited liability company (“Buyer”).

FORM 8-K Item 1.01 Entry into a Material Definitive Agreement. Item 9.01 Financial Statements and Exhibits.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 01, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 08, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America Announces June 2025 Production and Operational Update - Bitcoin treasury as of June 30, 2025 valued at $16.7 million or $3.25 per share[1]

Exhibit 99.1 LM Funding America Announces June 2025 Production and Operational Update - Bitcoin treasury as of June 30, 2025 valued at $16.7 million or $3.25 per share[1] TAMPA, FL, July 8, 2025 — LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin mining and technology-based specialty finance company, today announced its preliminary, unaudited Bitcoin mining and ope

FORM 8-K Item 2.02 Results of Operations and Financial Condition. Item 9.01 Financial Statements and Exhibits.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 10, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America Announces May 2025 Production and Operational Update - Bitcoin treasury as of May 31, 2025 valued at $16.2 million or $3.16 per share1

Exhibit 99.1 LM Funding America Announces May 2025 Production and Operational Update - Bitcoin treasury as of May 31, 2025 valued at $16.2 million or $3.16 per share1 TAMPA, FL, June 10, 2025 — LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin mining and technology-based specialty finance company, today announced its preliminary, unaudited Bitcoin mining and operat

LM Funding America, Inc. and Subsidiaries Unaudited Consolidated Statements of Operations LM Funding America, Inc. and Subsidiaries Unaudited Consolidated Statements of Cash Flows

LM Funding America, Inc. Reports First Quarter 2025 Financial Results - Mined 24.3 Bitcoin for total mining revenue of $2.3 million, up 25.3% sequentially - Operating expenses excluding direct mining costs and depreciation down 7.7% year-over-year - Held 148.7 Bitcoin on April 30, 2025 valued at approximately $15.5 million, as of May 13, 2025 TAMPA, FL, May 15, 2025—LM Funding America, Inc. (NASDA

An emerging leader in Bitcoin mining Q1 2025 Supplemental Investor PresentationNasdaq: LMFA

An emerging leader in Bitcoin mining Q1 2025 Supplemental Investor Presentation Nasdaq: LMFA This presentation may contain forward-looking statements the meaning of the Private Securities Litigation Reform Act of 1995.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission F

PART I. FINANCIAL INFORMATION PART II. OTHER INFORMATION SIGNATURES

UNITEDSTATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING

FORM 8-K Item 2.02 Results of Operations and Financial Condition. Item 9.01 Financial Statements and Exhibits.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission F

LM Funding America Announces April 2025 Production and Operational Update - Bitcoin HODL 148.7 BTC as of April 30, 2025 valued at $14.1 million or $2.75 per share[1]

Exhibit 99.1 LM Funding America Announces April 2025 Production and Operational Update - Bitcoin HODL 148.7 BTC as of April 30, 2025 valued at $14.1 million or $2.75 per share[1] TAMPA, FL, May 12, 2025 — LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin mining and technology-based specialty finance company, today announced its preliminary, unaudited Bitcoin mining

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AM

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 09, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America Announces March 2025 Production and Operational Update - Bitcoin HODL 160.2 BTC as of March 31, 2025 valued at $13.3 million or $2.59 per share1

Exhibit 99.1 LM Funding America Announces March 2025 Production and Operational Update - Bitcoin HODL 160.2 BTC as of March 31, 2025 valued at $13.3 million or $2.59 per share1 TAMPA, FL, April 9, 2025 — LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin mining and technology-based specialty finance company, today announced its preliminary, unaudited Bitcoin mining

Subsidiaries of the registrant.

Exhibit 21.1 SUBSIDIARIES OF LM FUNDING AMERICA, INC. Except as indicated below, all of the following subsidiaries are 100% owned by LM Funding, LLC, a Florida limited liability company: NAME OF SUBSIDIARY JURISDICTION OF ORGANIZATION LM Funding, LLC (1) Florida LMF October 2010 Fund, LLC Florida REO Holdings Management, LLC (2) Florida LM Funding of Colorado, LLC Colorado LM Funding of Washington

Clawback Policy

Exhibit 97.1 LM FUNDING AMERICA, INC. Compensation Recovery Policy 1. Purpose. The purpose of this Compensation Recovery Policy (this “Policy”) is to describe the circumstances under which LM Funding America, Inc. (the “Company”) is required to recover certain compensation paid to certain employees. Any references in compensation plans, agreements, equity awards or other policies to the Company’s

Amendment to Secured Promissory Note, dated March 27, 2025, between LM Funding America, Inc. and Brown Family Enterprises LLC

Exhibit 4.11 FIRST AMENDMENT TO SECURED PROMISSORY NOTE THIS FIRST AMENDMENT TO SECURED PROMISSORY NOTE (this “First Amendment”) is made and entered into effective as of March , 2025 by and between LM Funding America, Inc., a Delaware corporation (the “Company”), and Brown Family Enterprises, LLC, a Delaware limited liability company (“Holder”). RECITALS WHEREAS, Holder is the owner and holder of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AMER

LM Funding America, Inc. Reports Fourth Quarter and Full Year 2024 Financial Results - Fourth quarter and full-year 2024 total revenue of $2.0 million and $11.0 million, respectively. - Fourth quarter and full-year 2024 Core EBITDA of $3.3 million an

Exhibit 99.1 LM Funding America, Inc. Reports Fourth Quarter and Full Year 2024 Financial Results - Fourth quarter and full-year 2024 total revenue of $2.0 million and $11.0 million, respectively. - Fourth quarter and full-year 2024 Core EBITDA of $3.3 million and $3.9 million, respectively. - Held 165.8 Bitcoin on February 28, 2025 valued at approximately $14.4 million, as of March 26, 2025 TAMPA

An emerging leader in Bitcoin mining Q4 2024 Supplemental Investor PresentationNasdaq: LMFA

An emerging leader in Bitcoin mining Q4 2024 Supplemental Investor Presentation Nasdaq: LMFA This presentation may contain forward-looking statements the meaning of the Private Securities Litigation Reform Act of 1995.

Insider Trading Policy

Exhibit 19.1 LM FUNDING AMERICA, INC. INSIDER TRADING POLICY (Effective October 2015) This Insider Trading Policy describes the standards of LM Funding America, Inc. and its subsidiaries (the "Company") on trading, and causing the trading of, the Company's securities or securities of certain other publicly traded companies while in possession of confidential information. This Policy is divided int

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America Announces February 2025 Production and Operational Update • LuxOS firmware upgrade completed, improving fleet efficiency - Bitcoin HODL 165.8 BTC as of February 28, 2025 valued at $14.6 million or $2.85 per share[1]

LM Funding America Announces February 2025 Production and Operational Update • LuxOS firmware upgrade completed, improving fleet efficiency - Bitcoin HODL 165.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 06, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America Announces January 2025 Production and Operational Update - 15 MW Oklahoma Mining Site Fully Operational - Bitcoin HODL valued at $16.1 million as of January 31, 2025

LM Funding America Announces January 2025 Production and Operational Update - 15 MW Oklahoma Mining Site Fully Operational - Bitcoin HODL valued at $16.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LM FUNDING AMERICA, INC. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 January 30, 2025

LM FUNDING AMERICA, INC. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 January 30, 2025 VIA EDGAR Correspondence United States Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NE Washington, D.C. 20549 Attn: Lulu Cheng and Sonia Bednarowski Re: Acceleration of Effective Date LM Funding America, Inc. Registration Statement on Form S‑3 (Regi

LM Funding America, Inc. 1200 Platt Street, Suite 1000 Tampa, Florida 33606

LM Funding America, Inc. 1200 Platt Street, Suite 1000 Tampa, Florida 33606 January 27, 2025 VIA EDGAR Division of Corporation Finance Office of Crypto Assets U.S. Securities and Exchange Commission Washington, D.C. 20549 Re: LM Funding America, Inc. Registration Statement on Form S-3 Filed January 13, 2025 File No. 333-284259 (the “Registration Statement”) Dear Ms. Cheng and Ms. Bednarowski: On b

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2025 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

LM Funding America, Inc.’s Bitcoin Holdings Valued at $15.0 Million in Monthly Update Gain on Fair Value of Mined Bitcoin of approximately $4.0 Million in Q4 2024

LM Funding America, Inc.’s Bitcoin Holdings Valued at $15.0 Million in Monthly Update Gain on Fair Value of Mined Bitcoin of approximately $4.0 Million in Q4 2024 TAMPA, FL, January 16, 2025 - LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today provided a preliminary, unaudited Bitcoin mining and ope

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables FORM S-3 (Form Type) LM Funding America, Inc.

As filed with the Securities and Exchange Commission on January 13, 2025

Table of Contents As filed with the Securities and Exchange Commission on January 13, 2025 Registration No.

Form of Common Stock Purchase Warrant (incorporated by reference to Exhibit 4.1 to the Form 8-K filed on January 10, 2025)

Exhibit 4.1 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 06, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Inc

Form of Warrant Exercise Agreement, dated December 8, 2024.

Exhibit 10.1 December 8, 2024 Holder of Common Stock Purchase Warrants Re: Reload Offer of Common Stock Purchase Warrants To Whom It May Concern: LM Funding America, Inc., a Delaware corporation (the “Company”), is pleased to offer to you the opportunity to receive new purchase warrants of the Company in consideration for the full exercise of certain purchase warrants currently held by you (the “H

LM Funding America Enters Into Warrant Exercise Transaction for Gross Proceeds of $5.1 Million

Exhibit 99.1 LM Funding America Enters Into Warrant Exercise Transaction for Gross Proceeds of $5.1 Million TAMPA, FL, December 9, 2024 - LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, announced today that it has entered into a warrant exercise agreement with a single institutional investor that is an

LM Funding America, Inc. Closes Purchase of 15MW Mining Site

Exhibit 99.2 LM Funding America, Inc. Closes Purchase of 15MW Mining Site Tampa, FL, December 9, 2024 – LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today announced the acquisition of the business assets of a 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC (“JV”), a joint venture maj

LM Funding America, Inc.’s Bitcoin Holdings Valued at $14.2 Million in Monthly Update

LM Funding America, Inc.’s Bitcoin Holdings Valued at $14.2 Million in Monthly Update TAMPA, FL, December 10, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today provided a preliminary, unaudited Bitcoin mining and operational update for the month ended November 30, 2024. Metrics * One Month Nov

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 10, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LM Funding America, Inc. Closes Purchase of 15MW Mining Site

Exhibit 99.2 LM Funding America, Inc. Closes Purchase of 15MW Mining Site Tampa, FL, December 9, 2024 – LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today announced the acquisition of the business assets of a 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC (“JV”), a joint venture maj

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 09, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

Form of Warrant Exercise Agreement, dated December 8, 2024.

Exhibit 10.1 December 8, 2024 Holder of Common Stock Purchase Warrants Re: Reload Offer of Common Stock Purchase Warrants To Whom It May Concern: LM Funding America, Inc., a Delaware corporation (the “Company”), is pleased to offer to you the opportunity to receive new purchase warrants of the Company in consideration for the full exercise of certain purchase warrants currently held by you (the “H

LM Funding America Enters Into Warrant Exercise Transaction for Gross Proceeds of $5.1 Million

Exhibit 99.1 LM Funding America Enters Into Warrant Exercise Transaction for Gross Proceeds of $5.1 Million TAMPA, FL, December 9, 2024 - LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, announced today that it has entered into a warrant exercise agreement with a single institutional investor that is an

Form of LM Funding America, Inc. Common Stock Purchase Warrant (incorporated by reference to Exhibit 4.1 to the Current Report on Form 8-K filed on December 9, 2024)

Exhibit 4.1 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

LM Funding America, Inc.’s Bitcoin Holdings Valued at $13.3 million in Monthly Update

LM Funding America, Inc.’s Bitcoin Holdings Valued at $13.3 million in Monthly Update TAMPA, FL, November 21, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today provided a preliminary, unaudited Bitcoin mining and operational update for the month ended October 31, 2024. Metrics * One Month Octo

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 21, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LM FUNDING AMERICA, INC. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 November 19, 2024

LM FUNDING AMERICA, INC. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 November 19, 2024 VIA EDGAR Correspondence United States Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NE Washington, D.C. 20549 Attn: Austin Stanton Re: Acceleration of Effective Date LM Funding America, Inc. Registration Statement on Form S‑3 (Registration No. 333-

Loan Agreement, dated November 14, 2024, between LM Funding America, Inc. and Tech Infrastructure JV I LLC.

E Exhibit 10.1 LOAN AGREEMENT THIS LOAN AGREEMENT (this “Agreement”) dated effective as of November 14, 2024, is made by and between LM FUNDING AMERICA, INC., a Delaware corporation (together with its successors and assigns, the “Lender”), and TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company (the “Borrower”). NOW THEREFORE, in consideration of the mutual covenants herein containe

Promissory Note, dated November 14, 2024, issued by Tech Infrastructure JV I LLC to LM Funding America, Inc.

Exhibit 10.2 FLORIDA DOCUMENTARY STAMP TAX IN THE AMOUNT OF $2,450.00 HAS BEEN OR WILL BE PAID DIRECTLY TO THE FLORIDA DEPARTMENT OF REVENUE IN RESPECT OF THIS PROMISSORY NOTE. PROMISSORY NOTE November 14, 2024 $720,000.00 1. Promise to Pay. TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company (the “Borrower”), promises to pay to the order of LM FUNDING AMERICA, INC., a Delaware corp

LM Funding America, Inc. Enters into Agreement to Make Pivotal Acquisition

Exhibit 99.1 LM Funding America, Inc. Enters into Agreement to Make Pivotal Acquisition Tampa, FL, November 14, 2024 – LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, is pleased to announce the signing of an asset purchase agreement to acquire the business assets of a 15 MW mining site in Oklahoma from

Security Agreement, dated November 14, 2024, between LM Funding America, Inc. and Tech Infrastructure JV I LLC.

Exhibit 10.3 SECURITY AGREEMENT THIS SECURITY AGREEMENT (“Agreement”) is made effective as of November 14, 2024, and entered into by and between TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company, having its principal place of business at 18875 Highway 270 West, Calumet, OK 73014 (the “Debtor”) and LM FUNDING AMERICA, INC., together with its successors and assigns (the “Secured Par

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

Pledge Agreement, dated November 14, 2024, between LM Funding America, Inc. and Arthur Development Group, Inc.

Exhibit 10.4 PLEDGE AGREEMENT THIS PLEDGE AGREEMENT (the “Agreement”) is entered into as of November 14, 2024 by and between ARTHUR DEVELOPMENT GROUP, INC., a Delaware corporation, formerly known as Arthur Group Inc., and further formerly known as Arthur Digital Assets, Inc. (the “Pledgor”), to and in favor of LM FUNDING AMERICA, INC. (hereinafter, together with its successors and assigns in such

Omnibus Amendment dated November 14, 2024.

Exhibit 10.5 OMNIBUS AMENDMENT THIS OMNIBUS AMENDMENT dated as of November 14, 2024 (this “Amendment”) is entered into by and among TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company, as borrower (“Borrower”), LMFA FINANCING, LLC, a Florida limited liability company, as lender (the “Lender”), and ARTHUR DEVELOPMENT GROUP, INC., a Delaware corporation, formerly known as Arthur Group

Asset Purchase Agreement, dated June 5, 2023, between LM Funding America, Inc. and Symbiont.io, LLC, as Chapter 11 Debtor in Possession and Seller (incorporated by reference to Exhibit 2.1 to the Form 8-K filed June 6, 2023)

Exhibit 2.1 ASSET PURCHASE AGREEMENT between TECH INFRASTRUCTURE JV I LLC (AS SELLER) and US DIGITAL MINING AND HOSTING OKLAHOMA LLC (AS BUYER) dated as of November 14, 2024 TABLE OF CONTENTS ARTICLE I DEFINITIONS 1 ARTICLE II PURCHASE AND SALE 7 Section 2.01 Purchase and Sale of Assets 7 Section 2.02 Excluded Assets 7 Section 2.03 Assumed Liabilities 7 Section 2.04 Excluded Liabilities 8 Section

LMFA / LM Funding America, Inc. / ARMISTICE CAPITAL, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 13, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LM Funding America, Inc. Reports Financial Results and Provides Business Update for the Third Quarter of 2024 Conference Call to Be Held Today at 11:00 am ET

Exhibit 99.1 LM Funding America, Inc. Reports Financial Results and Provides Business Update for the Third Quarter of 2024 Conference Call to Be Held Today at 11:00 am ET TAMPA, FL, November 13, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today provided a business update and reported financial

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One)

UNITEDSTATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUND

Amended and Restated LM Funding America, Inc. 2021 Omnibus Incentive Plan

Exhibit 10.1 AMENDED AND RESTATED LM FUNDING AMERICA, INC. 2021 OMNIBUS INCENTIVE PLAN lm funding america, INC. 2021 Omnibus INCENTIVE PLAN 1. Purposes and Effective Date. (a) Purposes. The LM Funding America, Inc. 2021 Omnibus Incentive Plan has two complementary purposes: (i) to attract and retain outstanding individuals to serve as officers, directors, employees and consultants and (ii) to incr

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 08, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LM FUNDING AMERICA, INC. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 November 7, 2024

LM FUNDING AMERICA, INC. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 November 7, 2024 VIA EDGAR Correspondence United States Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NE Washington, D.C. 20549 Attn: Austin Stanton Re: Acceleration of Effective Date LM Funding America, Inc. Registration Statement on Form S‑3 (Registration No. 333-2

As filed with the Securities and Exchange Commission on October 30, 2024

S-3/A As filed with the Securities and Exchange Commission on October 30, 2024 Registration No.

As filed with the Securities and Exchange Commission on October 30, 2024

S-3/A As filed with the Securities and Exchange Commission on October 30, 2024 Registration No.

Filing Fee Table.

Exhibit 107 CALCULATION OF FILING FEE TABLES Form S-3 (Form Type) LM Funding America, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

LM Funding America, Inc.’s Bitcoin Holdings was Valued at $9.6 million in Monthly Update

LM Funding America, Inc.’s Bitcoin Holdings was Valued at $9.6 million in Monthly Update TAMPA, FL, October 17, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today provided a preliminary, unaudited Bitcoin mining and operational update for the month ended September 30, 2024. Metrics * Three Mont

LM Funding America, Inc. 1200 Platt Street, Suite 1000 Tampa, Florida 33606

LM Funding America, Inc. 1200 Platt Street, Suite 1000 Tampa, Florida 33606 October 11, 2024 VIA EDGAR Division of Corporation Finance Office of Crypto Assets U.S. Securities and Exchange Commission Washington, D.C. 20549 Re: LM Funding America, Inc. Registration Statement on Form S-3 Filed September 10, 2024 File No. 333-282023 (the “Registration Statement”) Dear Mr. Stanton and Ms. Bednarowski:

UNITED STATES SECURITIS AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIS AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as p

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Definitive Proxy St

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Definitive Proxy St

LM Funding America, Inc. Estimates that the 135.7 Bitcoin holdings on August 31, 2024, was valued at approximately $8.7 million in their monthly updates

LM Funding America, Inc. Estimates that the 135.7 Bitcoin holdings on August 31, 2024, was valued at approximately $8.7 million in their monthly updates TAMPA, FL, September 25, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today provided a preliminary, unaudited Bitcoin mining and operational u

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commis

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Definitive Proxy St

As filed with the Securities and Exchange Commission on September 10, 2024

S-3 Table of Contents As filed with the Securities and Exchange Commission on September 10, 2024 Registration No.

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables FORM S-3 (Form Type) LM Funding America, Inc.

LMFA / LM Funding America, Inc. / Rodgers Bruce M. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 5)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Bruce Rodger

LMFA / LM Funding America, Inc. / Russell Richard D. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 3)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Richard Russ

LM Funding America Announces Pricing of Registered Direct Offering for Aggregate Gross Proceeds of $2.6 Million

Exhibit 99.1 LM Funding America Announces Pricing of Registered Direct Offering for Aggregate Gross Proceeds of $2.6 Million TAMPA, FL, August 16, 2024 (GLOBE NEWSWIRE) — LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today announced that it has entered into a securities purchase agreement with a sing

Form of Series B Common Warrant (incorporated by reference to Exhibit 4.2 to the Form 8-K filed on August 19, 2024)

Exhibit 4.2 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

Form of Series A Common Warrant (incorporated by reference to Exhibit 4.1 to the Form 8-K filed on August 19, 2024)

Exhibit 4.1 NEITHER THIS SECURITY NOR THE SECURITIES FOR WHICH THIS SECURITY IS EXERCISABLE HAVE BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PURSUANT TO AN EFFECTIVE REGISTR

Form of Pre-Funded Warrant (incorporated by reference to Exhibit 4.3 to the Form 8-K filed on August 19, 2024)

Exhibit 4.3 PRE-FUNDED COMMON STOCK PURCHASE WARRANT LM FUNDING AMERICA, INC. Warrant Shares:       Initial Exercise Date: August 19, 2024 THIS PRE-FUNDED COMMON STOCK PURCHASE WARRANT (the “Warrant”) certifies that, for value received,       or its assigns (the “Holder”) is entitled, upon the terms and subject to the limitations on exercise and the conditions hereinafter set forth, at any time on

Form of Securities Purchase Agreement, dated August 16, 2024, by and between LM Funding America, Inc. and Purchaser (as defined therein).

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of August 16, 2024 between LM Funding America, Inc., a Delaware corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). WHEREAS, subject to the terms and conditio

LM Funding America, Inc. 278,000 Shares of Common Stock 590,185 Prefunded Warrants to Purchase 590,185 Shares of Common Stock 590,185 Shares of Common Stock Underlying the Prefunded Warrants

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-258326 PROSPECTUS SUPPLEMENT (To Prospectus dated August 16, 2021) LM Funding America, Inc. 278,000 Shares of Common Stock 590,185 Prefunded Warrants to Purchase 590,185 Shares of Common Stock 590,185 Shares of Common Stock Underlying the Prefunded Warrants We are offering 278,000 shares (“Shares”) of our common stock, par val

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

Placement Agency Agreement, dated August 16, 2024, by and among the Company and Maxim Group LLC

Exhibit 1.1 PLACEMENT AGENCY AGREEMENT August 16, 2024 LM Funding America, Inc. 1200 West Platt Street, Suite 100 Tampa, Florida 33606 Attention: Richard Russell, Chief Financial Officer Dear Mr. Russell: This agreement (the “Agreement”) constitutes the agreement between Maxim Group LLC (the “Placement Agent”) and LM Funding America, Inc., a Delaware corporation (the “Company”), pursuant to which

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

LM Funding America, Inc. Reports Financial Results and Provides Business Update for the Second Quarter of 2024 Mined 44.1 Bitcoins in Q2 2024 Valued at Approximately $2.9 Million at an Average Market Revenue Value of Approximately $66,000 per Bitcoin

Exhibit 99.1 LM Funding America, Inc. Reports Financial Results and Provides Business Update for the Second Quarter of 2024 Mined 44.1 Bitcoins in Q2 2024 Valued at Approximately $2.9 Million at an Average Market Revenue Value of Approximately $66,000 per Bitcoin Held 160.4 Bitcoin at June 30, 2024, Valued at Approximately $10.0 Million Based on Bitcoin Price of $62,500 Reports Working Capital of

As filed with the Securities and Exchange Commission on August 13, 2024

S-3 Table of Contents As filed with the Securities and Exchange Commission on August 13, 2024 Registration No.

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One)

UNITEDSTATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING A

Filing Fee Table.

Exhibit 107 CALCULATION OF FILING FEE TABLES Form S-3 (Form Type) LM Funding America, Inc.

Certificate of Incorporation of LM Funding America, Inc., as amended (incorporated by reference to Exhibit 3.1 to the Registration Quarterly Report on Form 10-Q filed on August 13, 2024) (Registration No. 333-262316).

Exhibit 3.1 CERTIFICATE OF INCORPORATION OF LM FUNDING AMERICA, INC. A Stock Corporation LM Funding America, Inc. files this Certificate of Incorporation (the “Certificate of Incorporation”) pursuant to the General Corporation Law of the State of Delaware (the “DGCL”). The Corporation’s corporate existence shall commence upon the filing of this Certificate of Incorporation with the office of the S

Security Agreement, dated as of August 6, 2024, by LM Funding, LLC in favor of SE & AJ Liebel Limited Partnership

SECURITY AGREEMENT THIS SECURITY AGREEMENT (this “Agreement”) is made and entered into as of August 6, 2024, by LM Funding, LLC, a Florida limited liability company (the “Debtor”), in favor of SE & AJ Liebel Limited Partnership, a Florida limited partnership of 1714 Independence Blvd, Sarasota, FL 34234 (the “Secured Party”).

Security Agreement, dated as of August 6, 2024, by US Digital Mining and Hosting Co., LLC in favor of SE & AJ Limited Partnership (incorporated by reference to Exhibit 10.7 to Form 8-K filed August 12, 2024)

SECURITY AGREEMENT THIS SECURITY AGREEMENT (this “Agreement”) is made and entered into as of August 6, 2024, by US Digital Mining and Hosting Co.

Loan Agreement, dated as of August 6, 2024, by and among LM Funding America, Inc., LM Funding, LLC, US Digital Mining and Hosting Co., LLC, and SE & AJ Liebel Limited Partnership (incorporated by reference to Exhibit 10.1 to the Form 8-K filed on August 12, 2024)

LOAN AGREEMENT THIS LOAN AGREEMENT is made and entered into as of August 6, 2024 (the “Effective Date”) by LM Funding America, Inc.

Pledge Agreement, dated as of August 6, 2024, by and between the Company and SE & AJ Liebel Limited Partnership (incorporated by reference to Exhibit 10.3 to the Form 8-K filed on August 12, 2024)

PLEDGE AGREEMENT This Pledge Agreement (this “Pledge Agreement”) is made and entered on August 6, 2024 by and between LM Funding America, Inc.

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 06, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

Commercial Guaranty, dated August 6, 2024, by US Digital Mining and Hosting Co., LLC (incorporated by reference to Exhibit 10.5 to the Form 8-K filed on August 12, 2024)

COMMERCIAL GUARANTY Borrower: LM Funding America, Inc. 1200 W. Platt Street, Suite 100 Tampa, FL 33606 Lender: SE & AJ Liebel Limited Partnership 1714 Independence Blvd Sarasota, FL 34234 Guarantor: US Digital Mining and Hosting Co., LLC 1200 W. Platt Street, Suite 100 Tampa, FL 33606 AMOUNT OF GUARANTY. The amount of this Guaranty is unlimited. CONTINUING GUARANTY. For good and valuable considera

Security Agreement, dated as of August 6, 2024, by the Company in favor of SE & AJ Liebel Limited Partnership (incorporated by reference to Exhibit 10.2 to the Form 8-K filed on August 12, 2024)

SECURITY AGREEMENT THIS SECURITY AGREEMENT (this “Agreement”) is made and entered into as of August 6, 2024, by LM Funding America, Inc.

Commercial Guaranty, dated August 6, 2024, by LM Funding, LLC (incorporated by reference to Exhibit 10.4 to the Form 8-K filed on August 12, 2024)

COMMERCIAL GUARANTY Borrower: LM Funding America, Inc. 1200 W. Platt Street, Suite 100 Tampa, FL 33606 Lender: SE & AJ Liebel Limited Partnership 1714 Independence Blvd Sarasota, FL 34234 Guarantor: LM Funding, LLC 1200 W. Platt Street, Suite 100 Tampa, FL 33606 AMOUNT OF GUARANTY. The amount of this Guaranty is unlimited. CONTINUING GUARANTY. For good and valuable consideration, LM Funding, LLC,

Promissory Note, dated August 6, 2024, between LM Funding America, Inc. and SE & AJ Leibel Limited Partnership (as incorporated by reference to Exhibit 4.1 the Form 8-K filed on August 12, 2024)

PROMISSORY NOTE $5,000,000.00 August 6, 2024 (the “Effective Date”) FOR VALUE RECEIVED, LM Funding America, Inc., a Delaware corporation (the “Borrower”), promises to pay to the order of SE & AJ Liebel Limited Partnership (the “Lender”), in the manner hereafter specified, the principal sum of Five Million and 00/100 Dollars ($5,000,000.00), together with interest as provided below (the “Loan”). Pr

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended July 31, 2024; Announces LOI to Acquire a Mining Facility with 72 MW Potential Total Bitcoin holdings were approximately 132.5 BTC as of July 31, 2024, or

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended July 31, 2024; Announces LOI to Acquire a Mining Facility with 72 MW Potential Total Bitcoin holdings were approximately 132.5 BTC as of July 31, 2024, or approximately $8.1 million based on an estimated August 10, 2024, BTC price of $61,000 TAMPA, FL, August 12, 2024—LM Funding America, Inc. (NASDAQ: L

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended June 30, 2024 Total Bitcoin holdings were approximately 160.5 BTC as of June 30, 2024, or approximately $10.2 million based on an estimated July 15, 2024,

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended June 30, 2024 Total Bitcoin holdings were approximately 160.5 BTC as of June 30, 2024, or approximately $10.2 million based on an estimated July 15, 2024, BTC price of $63,750 TAMPA, FL, July 16, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and te

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 10, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Promissory Note, dated June 6, 2024, issued by Tech Infrastructure JV I LLC to LMFA Financing, LLC.

EXECUTION VERSION Exhibit 10.2 PROMISSORY NOTE June 6, 2024 $2,500,000.00 1. Promise to Pay. TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company (the “Borrower”) promises to pay to the order of LMFA FINANCING, LLC (“Lender”), the principal sum of Two Million Five Hundred Thousand No/100 Dollars ($2,500,000.00) or so much thereof as may actually be outstanding under this Promissory N

Security Agreement, dated June 6, 2024, between LMFA Financing, LLC and Tech Infrastructure JV I LLC.

EXECUTION VERSION Exhibit 10.3 SECURITY AGREEMENT THIS SECURITY AGREEMENT (“Agreement”) is made effective as of June 6, 2024, and entered into by and between TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company, having its principal place of business at 18875 Highway 270 West, Calumet, OK 73014 (the “Debtor”) and LMFA FINANCING, LLC, together with its successors and assigns (the “Sec

Pledge Agreement, dated June 6, 2024, between LMFA Financing, LLC and Arthur Group Inc.

EXECUTION VERSION Exhibit 10.4 PLEDGE AGREEMENT THIS PLEDGE AGREEMENT (the “Agreement”) is entered into as of June 6, 2024 by and between ARTHUR GROUP INC., a Delaware corporation (the “Pledgor”), to and in favor of LMFA FINANCING, LLC (hereinafter, together with its successors and assigns in such capacity, the “Lender”). RECITALS WHEREAS, Tech Infrastructure JV I LLC, a Delaware limited liability

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission F

Loan Agreement, dated June 6, 2024, between LMFA Financing, LLC and Tech Infrastructure JV I LLC.

EXECUTION VERSION Exhibit 10.1 LOAN AGREEMENT THIS LOAN AGREEMENT (this “Agreement”) dated effective as of June 6, 2024, is made by and between LMFA FINANCING, LLC, a Delaware limited liability company (together with its successors and assigns, the “Lender”) and TECH INFRASTRUCTURE JV I LLC, a Delaware limited liability company (the “Borrower”). NOW THEREFORE, in consideration of the mutual covena

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 10, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended May 31, 2024 Total Bitcoin holdings were approximately 163.1 BTC as of May 31, 2024, or approximately $11.4 million based on an estimated June 7, 2024, BT

Exhibit 99.1 LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended May 31, 2024 Total Bitcoin holdings were approximately 163.1 BTC as of May 31, 2024, or approximately $11.4 million based on an estimated June 7, 2024, BTC price of $70,000 TAMPA, FL, June 10, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency min

Warrant Purchase Agreement, dated May 22, 2024, by and between BRRR, LLC and Mint Capital Advisers Ltd.

EX-99.1 2 warrantpurchaseagreement.htm WARRANT PURCHASE AGREEMENT This Warrant Purchase Agreement (this “Agreement”) is made and entered into as of May 22, 2024, (the “Effective Date”) by and between BRRR, LLC, a Delaware limited liability company (“Purchaser”) and Mint Capital Advisers Ltd., a Bahamian limited liability company (“Seller”). Johnson Pope Bokor Ruppel & Burns, LLP, a Florida limited

LMFA / LM Funding America, Inc. / Rodgers Bruce M. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 4)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Bruce Rodger

LMFA / LM Funding America, Inc. / Russell Richard D. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 2)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Richard Russ

Warrant Purchase Agreement, dated May 22, 2024, by and between BRRR, LLC and Mint Capital Advisers Ltd.

WARRANT PURCHASE AGREEMENT This Warrant Purchase Agreement (this “Agreement”) is made and entered into as of May 22, 2024, (the “Effective Date”) by and between BRRR, LLC, a Delaware limited liability company (“Purchaser”) and Mint Capital Advisers Ltd.

Warrant Purchase Agreement, dated May 20, 2024, by and between BRRR, LLC and Mint Capital Advisers Ltd.

EX-99.1 2 ex1warrantpurchaseagreement.htm WARRANT PURCHASE AGREEMENT This Warrant Purchase Agreement (this “Agreement”) is made and entered into as of May 20, 2024, (the “Effective Date”) by and between BRRR, LLC, a Delaware limited liability company (“Purchaser”) and Mint Capital Advisers Ltd., a Bahamian limited liability company (“Seller”). Johnson Pope Bokor Ruppel & Burns, LLP, a Florida limi

Warrant Purchase Agreement, dated May 20, 2024, by and between BRRR, LLC and Mint Capital Advisers Ltd.

EX-99.1 2 ex1warrantpurchaseagreeement.htm WARRANT PURCHASE AGREEMENT This Warrant Purchase Agreement (this “Agreement”) is made and entered into as of May 20, 2024, (the “Effective Date”) by and between BRRR, LLC, a Delaware limited liability company (“Purchaser”) and Mint Capital Advisers Ltd., a Bahamian limited liability company (“Seller”). Johnson Pope Bokor Ruppel & Burns, LLP, a Florida lim

LMFA / LM Funding America, Inc. / Russell Richard D. Activist Investment

SC 13D/A 1 sc13darussell52124.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 1)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502

LMFA / LM Funding America, Inc. / Rodgers Bruce M. Activist Investment

SC 13D/A 1 sc13darodgers52124.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 3)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission F

LM Funding America, Inc. Achieves Over 105% Year-Over-Year Revenue Growth to $4.7 Million and Generated $1.9 Million of Net Income for the First Quarter of 2024 Mined 86.4 Bitcoins in Q1 2024 Valued at Approximately $4.6 Million at an Average Market

Exhibit 99.1 LM Funding America, Inc. Achieves Over 105% Year-Over-Year Revenue Growth to $4.7 Million and Generated $1.9 Million of Net Income for the First Quarter of 2024 Mined 86.4 Bitcoins in Q1 2024 Valued at Approximately $4.6 Million at an Average Market Revenue Value of Approximately $53,000 per Bitcoin Held 163.4 Bitcoin at March 31, 2024, Valued at Approximately $11.7 Million Based on B

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One)

UNITEDSTATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING

Secured Promissory Note, dated May 13, 2024, between LM Funding America, Inc. and Brown Family Enterprises LLC (incorporated by reference to Exhibit 4.5 to the Form 10-Q filed on May 15, 2024)

Exhibit 4.5 THIS INSTRUMENT HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). IT MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED, HYPOTHECATED OR OTHERWISE TRANSFERRED EXCEPT PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT OR UPON RECEIPT BY THE COMPANY OF AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT REGISTRATION IS NOT REQUIRED UNDER THE ACT. SEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 09, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission F

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended April 30, 2024 Total Bitcoin holdings were approximately 155.1 BTC as of April 30, 2024, or approximately $9.7 million based on an estimated May 8, 2024,

Exhibit 99.1 LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended April 30, 2024 Total Bitcoin holdings were approximately 155.1 BTC as of April 30, 2024, or approximately $9.7 million based on an estimated May 8, 2024, BTC price of $62,500 TAMPA, FL, May 9, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency min

LM Funding America, Inc. Announces the Appointment of Marty Traber to its Board of Directors

Exhibit 99.1 LM Funding America, Inc. Announces the Appointment of Marty Traber to its Board of Directors TAMPA, FL, April 30, 2024- LM Funding America, Inc. (NASDAQ:LMFA) ("LM Funding" or the "Company"), a cryptocurrency mining and technology-based specialty finance company, today announced the appointment of Marty Traber to the Company’s Board of Directors. Mr. Traber, who previously served as a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AM

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 09, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended March 31, 2024 Total Bitcoin holdings increased to approximately 163.4 BTC as of March 31, 2024, or approximately $11.7 million based on an estimated Apri

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended March 31, 2024 Total Bitcoin holdings increased to approximately 163.4 BTC as of March 31, 2024, or approximately $11.7 million based on an estimated April 8, 2024, BTC price of $71,500 TAMPA, FL, April 9, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency min

Subsidiaries of the registrant.

Exhibit 21.1 SUBSIDIARIES OF LM FUNDING AMERICA, INC. Except as indicated below, all of the following subsidiaries are 100% owned by LM Funding, LLC, a Florida limited liability company: NAME OF SUBSIDIARY JURISDICTION OF ORGANIZATION LM Funding, LLC (1) Florida LMF October 2010 Fund, LLC Florida REO Holdings Management, LLC (2) Florida LM Funding of Colorado, LLC Colorado LM Funding of Washington

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 01, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Description of Securities Registered Under Section 12 of the Securities Exchange Act of 1934, as amended (incorporated by reference to Exhibit 4.3 to the Form 10-K filed on April 1, 2024)

Exhibit 4.3 Description of Securities Registered Under Section 12 of the Securities Exchange Act of 1934, as amended As of December 31, 2023, LM Funding America, Inc. (the “Company,” “we,” “us,” and “our”) had one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), our common stock, par value $0.001 per share (“Common Stock”). Th

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AMER

Clawback Policy

Exhibit 97 LM FUNDING AMERICA, INC. Compensation Recovery Policy 1. Purpose. The purpose of this Compensation Recovery Policy (this “Policy”) is to describe the circumstances under which LM Funding America, Inc. (the “Company”) is required to recover certain compensation paid to certain employees. Any references in compensation plans, agreements, equity awards or other policies to the Company’s “r

Services Agreement Amendment dated effective as of January 1, 2024, between LM Funding America, Inc. and BLG Association Law, PLLC

Exhibit 10.15 SERVICES AGREEMENT This SERVICES AGREEMENT ("Agreement") is entered into as of this 1st day of January, 2017 by and between LM FUNDING, LLC, a Florida limited liability company ("LMF"), and the BUSINESS LAW GROUP, P.A., a Florida professional association ("BLG"), (collectively, the "Parties") and shall terminate and supersede all previous Agreements between the Parties effective as o

LM Funding America Achieves Over 648% Revenue Growth to $13.0 Million for 2023 Mined 423.4 Bitcoins in 2023 Valued at Approximately $12.3 Million at an Average Market Revenue Value of Approximately $29,000 per Bitcoin Held 153.6 Bitcoin at February 2

Exhibit 99.1 LM Funding America Achieves Over 648% Revenue Growth to $13.0 Million for 2023 Mined 423.4 Bitcoins in 2023 Valued at Approximately $12.3 Million at an Average Market Revenue Value of Approximately $29,000 per Bitcoin Held 153.6 Bitcoin at February 29, 2024, Valued at Approximately $10.8 Million Based on Recent Bitcoin Price of $70,000 Reports Working Capital of Approximately $7.4 Mil

LM Funding Regains Compliance with Nasdaq Continued Listing Requirements

Exhibit 99.1 LM Funding Regains Compliance with Nasdaq Continued Listing Requirements TAMPA, FL / March 27, 2024 / LM Funding America, Inc. (NASDAQ:LMFA) ("LM Funding" or the “Company") a cryptocurrency mining and technology-based specialty finance company, announced that the Company received notice from Nasdaq on March 26, 2024, indicating that LM Funding had regained compliance with the minimum

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended February 29, 2024 Total Bitcoin holdings increase to approximately 153.6 BTC as of Februrary 29, 2024, or approximately $10.4 million based on an estimate

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended February 29, 2024 Total Bitcoin holdings increase to approximately 153.6 BTC as of Februrary 29, 2024, or approximately $10.4 million based on an estimated March 8, 2024, BTC price of $68,000 TAMPA, FL, March 11, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurre

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Certificate of Amendment to Certificate of Incorporation, filed March 8, 2024

Exhibit 3.1 CERTIFICATE OF AMENDMENT TO THE CERTIFICATE OF INCORPORATION OF LM FUNDING AMERICA, INC. Adopted in accordance with the provisions of Section 242 of the General Corporation Law of the State of Delaware LM Funding America, Inc., (the “Corporation”), a corporation organized and existing under the laws of the State of Delaware, by its duly authorized officer, does hereby certify: FIRST: T

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 07, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

LM Funding Announces 1-for-6 Reverse Stock Split to Ensure Compliance with Nasdaq Continued Listing Requirements and to Attract a Broader Audience of Investors

Exhibit 99.1 LM Funding Announces 1-for-6 Reverse Stock Split to Ensure Compliance with Nasdaq Continued Listing Requirements and to Attract a Broader Audience of Investors TAMPA, FL / ACCESSWIRE / March 8, 2024 / LM Funding America, Inc. (NASDAQ:LMFA) ("LM Funding" or "LMFA"), a cryptocurrency mining and technology-based specialty finance company, today announced a 1-for-6 reverse stock split of

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended January 31, 2024 Total Bitcoin holdings increase to approximately 126.8 BTC, or approximately $5.4 million based on an estimated January 31, 2024, BTC pri

LM Funding America, Inc. Provides Monthly Operational and Bitcoin Mining Update for Month Ended January 31, 2024 Total Bitcoin holdings increase to approximately 126.8 BTC, or approximately $5.4 million based on an estimated January 31, 2024, BTC price of $42,500 TAMPA, FL, February 15, 2024—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and techno

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LMFA / LM Funding America, Inc. / AGN HOLDINGS LTD - FORM SC 13D/A Activist Investment

SC 13D/A 1 formsc13da.htm FORM SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) LM FUNDING AMERICA, INC. (Name of Issuer) COMMON (Title of Class of Securities) 502074404 (CUSIP Number) Nicholas Perkell, 2nd Floor College House, 17 King Edwards Road, Ruislip, London, United Kingdom, HA4 7AE, t:+

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

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Bitcoin Mining and Specialty Finance Investor Presentation January 2024 Exhibit 99.

Forward-Looking Statements This presentation may contain forward-looking statements the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and

Bitcoin Mining and Specialty Finance Investor Presentation January 2024 Exhibit 99.

LM Funding America, Inc. Provides Quarterly Operational and Bitcoin Mining Update for Three Months Ended December 31, 2023 Reports Increase in Bitcoin Holdings to 95.1 BTC valued at $4.0 Million at Year End

Exhibit 99.1 LM Funding America, Inc. Provides Quarterly Operational and Bitcoin Mining Update for Three Months Ended December 31, 2023 Reports Increase in Bitcoin Holdings to 95.1 BTC valued at $4.0 Million at Year End TAMPA, FL, January 18, 2024—LM Funding America, Inc. (NASDAQ:LMFA) (“LM Funding” or the “Company”), a cryptocurrency mining and technology-based specialty finance company, today pr

Asset Purchase Agreement, dated December 26, 2023, between LM Funding America, Inc. and Platonic Holdings, Inc. (incorporated by reference to Exhibit 10.1 to the Form 8-K filed December 28, 2023)

ASSET PURCHASE AGREEMENT This Asset Purchase Agreement (this “Agreement”) is dated as of the Agreement Date and is by and between the Purchaser and the Seller.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

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SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* LM FUNDING AMERICA , INC. (Name of Issuer) COMMON (Title of Class of Securities) 502074404 (CUSIP Number) DECEMBER 8, 2023 (Date of event which requires filing of this statement) Check the appropriate box to designate the rule pursuant to which this Schedule is file

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SC 13D/A 1 evasc13da.htm SC 13D/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* LM FUNDING AMERICA , INC. (Name of Issuer) COMMON (Title of Class of Securities) 502074404 (CUSIP Number) PAUL GOODMAN 420 LEXINGTON AVENUE SUITE 2320 NEW YORK, NY 10170 (212) 661-6800 (Name, address and telephone number of person a

LMFA / LM Funding America Inc / BAYFIELD EQUITY PARTNERS LTD - SC 13D/A Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* LM FUNDING AMERICA , INC. (Name of Issuer) COMMON (Title of Class of Securities) 502074404 (CUSIP Number) PAUL GOODMAN 420 LEXINGTON AVENUE SUITE 2320 NEW YORK, NY 10170 (212) 661-6800 (Name, address and telephone number of person authorized to receive notices and c

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 1)1 LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Eric Stracha

LM Funding America, Inc. Achieves Over 1,720% Year-Over-Year Revenue Growth to $3.4 Million Mined 117.1 Bitcoins in the Third Quarter of 2023 at an Average Market Revenue Value of Approximately $28,000 per Bitcoin Implementing 'Infrastructure Light'

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

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NASDAQ ONLINE RESOURCES

Exhibit 99.1 Sent via Electronic Delivery to: [email protected]; [email protected]; [email protected] October 12, 2023 Mr. Richard Russell Chief Financial Officer LM Funding America, Inc. 1200 West Platt Street Suite 100 Tampa, Florida 33606 Re: LM Funding America, Inc. (the “Company”) Nasdaq Security: Common Stock Nasdaq Symbol: LMFA Dear Mr. Russell: As you are aware

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 12, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissi

POWER OF ATTORNEY

EX-99.2 3 ex992to13d13533lmfa10052023.htm FORM OF POWER OF ATTORNEY Exhibit 99.2 POWER OF ATTORNEY Know all by these presents, that the undersigned hereby constitutes and appoints Eric Strachan and Mint Capital Advisors Ltd. as the undersigned’s true and lawful attorney-in-fact to take any and all action in connection with (i) the undersigned’s beneficial ownership of, or participation in a group

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SC 13D 1 sc13d13533lmfa10052023.htm THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. )1 LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class

JOINT FILING AND SOLICITATION AGREEMENT

EX-99.1 2 ex991to13d13533lmfa10052023.htm JOINT FILING AND SOLICITATION AGREEMENT, DATED OCTOBER 2, 2023 Exhibit 99.1 JOINT FILING AND SOLICITATION AGREEMENT WHEREAS, certain of the undersigned are stockholders, direct or beneficial, of LM Funding America, Inc., a Delaware corporation (the “Company”); and WHEREAS, Mint Capital Advisors Ltd., Esmerelda, Inc., MAAB Global Limited, MSW Projects Limit

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confi

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Def

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confi

Shareholder Director Nominations

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commis

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1)

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  D

Bitcoin Mining and Specialty Finance Investor Presentation September 2023

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 11, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commis

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

X` UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  Def

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING

LM Funding America, Inc. Achieves Over 1,260% Year-Over-Year Revenue Growth to $3.2 Million and Generates Positive Core EBITDA for the Second Quarter of 2023 Mined 106.6 Bitcoins in the Second Quarter of 2023 at an Average Market Revenue Value of App

LM Funding America, Inc. Achieves Over 1,260% Year-Over-Year Revenue Growth to $3.2 Million and Generates Positive Core EBITDA for the Second Quarter of 2023 Mined 106.6 Bitcoins in the Second Quarter of 2023 at an Average Market Revenue Value of Approximately $27,900 per Bitcoin Completed Acquisition of Symbiont.io Assets; Advancing Strategic Relationships to Leverage its Assembly™ Financial Serv

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commissio

Form of Restricted Stock Award Agreement under LM Funding, Inc. 2021 Omnibus Incentive Plan

LM FUNDING AMERICA, INC. 2021 OMNIBUS INCENTIVE PLAN RESTRICTED STOCK AWARD Dear []: You have been granted an award of shares of the common stock (“Common Stock”) of LM Funding America, Inc. (the “Company”) constituting Restricted Stock (this “Award”) under the LM Funding America, Inc. 2021 Omnibus Incentive Plan (the “Plan”) with terms and conditions described below. This Award is granted under a

LM FUNDING AMERICA, INC. 2021 OMNIBUS INCENTIVE PLAN RESTRICTED STOCK AWARD

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LMFA / LM Funding America Inc / Rodgers Bruce M. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 2)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Bruce Rodger

LM Funding America, Inc. Provides Quarterly Bitcoin Mining Update for Three Months Ended June 30, 2023

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 12, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

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SC 13D 1 russell13d.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Richard

Equity Distribution Agreement, dated June 26, 2023, by and between LM Funding America, Inc. and Maxim Group LLC (incorporated by reference to Exhibit 1.1 to the Form 8-K filed June 26, 2023)

Exhibit 1.1 LM FUNDING AMERICA, INC. Up to US$4,700,000 of Common Stock EQUITY DISTRIBUTION AGREEMENT June 26, 2023 Maxim Group LLC 300 Park Avenue, 16th Floor New York, New York 10022 Ladies and Gentlemen: LM Funding America, Inc., a Delaware corporation (the “Company”), proposes to issue and sell through Maxim Group LLC, as sales agent (the “Agent”), common stock of the Company, par value $0.001

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 26, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Up to $4,700,000 LM Funding America, Inc. Common Stock

Form 424(b)(5) Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

COURTESY COPY OF INVESTOR_PRESENTATION_06

Bitcoin Mining and Specialty Finance Investor Presentation June 2023 NASDAQ: LMFA Forward-Looking Statements This presentation may contain forward-looking statements the meaning of the Private Securities Litigation Reform Act of 1995.

Asset Purchase Agreement, dated June 5, 2023, between LM Funding America, Inc. and Symbiont.io, LLC, as Chapter 11 Debtor in Possession and Seller (incorporated by reference to Exhibit 2.1 to the Form 8-K filed June 6, 2023)

EX-2.1 3 lmfa-ex21.htm EX-2.1 Exhibit 2.1 EXECUTION COPY ASSET PURCHASE AGREEMENT BY AND BETWEEN SYMBIONT.IO, LLC, as the Chapter 11 Debtor-in-Possession and Seller AND LM Funding America, Inc., or its designee, as the Buyer June 5, 2023 ARTICLE I DEFINITIONS 6 1.1. Definitions 6 ARTICLE II TRANSACTIONS AT THE CLOSING 11 2.1. Purchased Assets 11 2.2. Excluded Assets 13 2.3. Assumed Liabilities 14

Forward-Looking Statements This presentation may contain forward-looking statements the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and

Bitcoin Mining and Specialty Finance Investor Presentation June 2023 Exhibit 99.2 Forward-Looking Statements This presentation may contain forward-looking statements the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-

LM Funding America, Inc. Acquires Assets of Symbiont.io, Inc. from Chapter 11 Bankruptcy Secured Lender has Acquired Assets of Financial Services Enterprise Blockchain Platform

Exhibit 99.1 LM Funding America, Inc. Acquires Assets of Symbiont.io, Inc. from Chapter 11 Bankruptcy Secured Lender has Acquired Assets of Financial Services Enterprise Blockchain Platform TAMPA, FL, June 6, 2023—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin mining and technology-based specialty finance company, today announced that its $2.6 million “stalking

Court Order, dated June 2, 2023, relating to acquisition of Symbiont assets

Exhibit 2.2 UNITED STATES BANKRUPTCY COURT SOUTHERN DISTRICT OF NEW YORK In re: ) ) Chapter 11 Symbiont.io, LLC, ) ) Case No. 22-11620 (PB) ) Debtor. ) ORDER (I) APPROVING AND AUTHORIZING SALE OF SUBSTANTIALLY ALL OF DEBTOR’S ASSETS FREE AND CLEAR OF ALL ENCUMBRANCES, AND (II) GRANTING RELATED RELIEF Upon the Motion of Symbiont.io, LLC. (the “Debtor”) pursuant to Section 105(a), 363 of the Bankrup

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 02, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37605 LM FUNDING

LM Funding America, Inc. Achieves Over 1,100% Year-Over-Year Revenue Growth to $2.1 Million for the First Quarter of 2023 Mined 91.7 Bitcoins in the First Quarter of 2023 at an Average Market Revenue Value of $22,800 per Bitcoin Reports Working Capit

Exhibit 99.1 LM Funding America, Inc. Achieves Over 1,100% Year-Over-Year Revenue Growth to $2.1 Million for the First Quarter of 2023 Mined 91.7 Bitcoins in the First Quarter of 2023 at an Average Market Revenue Value of $22,800 per Bitcoin Reports Working Capital of $4.6 Million and LM Funding Stockholders’ Equity of $44.0 Million ($3.36 per share) as of March 31, 2023 Conference Call to Be Held

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission F

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING AM

Form of Restricted Stock Award Agreement (2021 Omnibus Incentive Plan) (incorporated by reference to Exhibit 10.3 to the Form 8-K filed on November 1, 2021)

Exhibit 10.2 LM FUNDING AMERICA, INC. 2021 OMNIBUS INCENTIVE PLAN RESTRICTED STOCK AWARD Dear []: You have been granted an award of shares of the common stock (“Common Stock”) of LM Funding America, Inc. (the “Company”) constituting Restricted Stock (this “Award”) under the LM Funding America, Inc. 2021 Omnibus Incentive Plan (the “Plan”) with terms and conditions described below. This Award is gr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 14, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Subsidiaries of the registrant.

Exhibit 21.1 SUBSIDIARIES OF LM FUNDING AMERICA, INC. Except as indicated below, all of the following subsidiaries are 100% owned by LM Funding, LLC, a Florida limited liability company: NAME OF SUBSIDIARY JURISDICTION OF ORGANIZATION LM Funding, LLC (1) Florida LM Funding, LLC (1) Florida LMF October 2010 Fund, LLC Florida REO Holdings Management, LLC (2) Florida LM Funding of Colorado, LLC Color

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

ne UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-37605 LM FUNDING A

LM Funding America, Inc. Provides Year-End Business Update; Reports Successful Repositioning into Bitcoin Mining Strategy Full-Year 2022 Revenue Increased by 93% and Mined 51 Bitcoins in the Fourth Quarter 2022 Approximately 2,800 Mining Machines Ful

Exhibit 99.1 LM Funding America, Inc. Provides Year-End Business Update; Reports Successful Repositioning into Bitcoin Mining Strategy Full-Year 2022 Revenue Increased by 93% and Mined 51 Bitcoins in the Fourth Quarter 2022 Approximately 2,800 Mining Machines Fully Operational Providing the Company with 280 PH/s of Mining Capacity at 2022 Year-End Reports Working Capital of $8.3 Million and LMFA S

LMFA / LM Funding America Inc / Rodgers Bruce M. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 1)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 502074404 (CUSIP Number) Bruce Rodger

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 01, 2023 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commission

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 29, 2022 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 13, 2022 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

DEF 14A 1 lmfa-2022-proxy.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (as p

LMFA / LM Funding America Inc / FOLEY & LARDNER/ FA Activist Investment

SC 13D/A 1 lmfaschedule13da1.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Amendment No. 1)* (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) LM Funding America, Inc. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 5020

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2022 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

LM Funding America, Inc. Reports Financial Results and Provides Business Update for the Third Quarter of 2022 Expected to Have Approximately 2,700 Miners Mining by Year’s End, Up From 848 Machines as of September 30, 2022 Reports working capital of $

EX-99.1 2 lmfa-ex991.htm EX-99.1 Exhibit 99.1 LM Funding America, Inc. Reports Financial Results and Provides Business Update for the Third Quarter of 2022 Expected to Have Approximately 2,700 Miners Mining by Year’s End, Up From 848 Machines as of September 30, 2022 Reports working capital of $15.5 million and stockholders’ equity of $62.2 million ($4.75 per share) as of September 30, 2022 Confer

Form of Stock Option Cancellation Agreement (incorporated by reference to Exhibit 10.3 to the Form 8-K filed on November 18, 2022)

Exhibit 10.3 LM FUNDING AMERICA, INC. STOCK OPTION CANCELLATION AGREEMENT THIS STOCK OPTION CANCELLATION AGREEMENT (this ?Agreement?), is made effective as of November 18, 2022, between LM Funding America, Inc., a Delaware corporation (the ?Company?), and (the ?Employee?). WHEREAS, the Employee believes that it is in the best interest of the Company and its shareholders to voluntarily cancel the e

Amendment No. 1 to Amended and Restated Employment Agreement, dated November 16, 2022, by and between the Company and Richard Russell (incorporated by reference to Exhibit 10.2 to the Form 8-K filed November 18, 2022)

Exhibit 10.2 AMENDMENT NO. 1 TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT This is Amendment No. 1, dated November 16, 2022 (this ?Amendment No. 1?), to that certain Amended and Restated Employment Agreement dated October 27, 2021 (the ?Employment Agreement?), between LM Funding America, Inc., a Delaware corporation (the ?Company?), and Richard Russell, an individual (the ?Executive?). Capitalized

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2022 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-37605 47-3844457 (State or Other Jurisdiction of Incorporation) (Commiss

Amendment No. 1 to Amended and Restated Employment Agreement, dated November 16, 2022, by and between the Company and Bruce Rodgers (incorporated by reference to Exhibit 10.1 to the Form 8-K filed November 18, 2022)

Exhibit 10.1 AMENDMENT NO. 1 TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT This is Amendment No. 1, dated November 16, 2022 (this ?Amendment No. 1?), to that certain Amended and Restated Employment Agreement dated October 27, 2021 (the ?Employment Agreement?), between LM Funding America, Inc., a Delaware corporation (the ?Company?), and Bruce M. Rodgers, an individual (the ?Executive?). Capitalized