LOB Pengajuan SEC - Live Oak Bancshares, Inc.- Laporan Tahunan, Pernyataan Kuasa, Prospektus

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SEC Filings

All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Live Oak Bancshares, Inc.

SEC Filings (Chronological Order)

Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.

August 29, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 27, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 27, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 19, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 19, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 15, 2025	8-K/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 20 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction o
August 15, 2025	EX-99.1	Live Oak Bancshares Announces Appointment of Jeffrey W. Lunsford to Board of Directors Live Oak Bancshares Announces Appointment of Jeffrey W. Lunsford to Board of Directors WILMINGTON, N.C., August 12, 2025 - Live Oak Bancshares announced today the appointment of Jeffrey W. Lunsford to its board of directors. Lunsford has also been appointed to the board of directors of Live Oak Bank. “As a successful entrepreneur and financial technology expert, Jeff brings a deep level of technic
August 12, 2025	EX-99.1	Live Oak Bancshares Announces Appointment of Jeffrey W. Lunsford to Board of Directors Live Oak Bancshares Announces Appointment of Jeffrey W. Lunsford to Board of Directors WILMINGTON, N.C., August 12, 2025 - Live Oak Bancshares announced today the appointment of Jeffrey W. Lunsford to its board of directors. Lunsford has also been appointed to the board of directors of Live Oak Bank. “As a successful entrepreneur and financial technology expert, Jeff brings a deep level of technic
August 12, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 5, 2025	EX-10.1	Form of 2025 RSU Award Agreement for non-employee directors* # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of [DATE] (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditions associat
August 5, 2025	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2025 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 L
August 4, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
August 4, 2025	EX-99.1	Live Oak Bancshares, Inc. Closes Depositary Share Offering Exhibit 99.1 Live Oak Bancshares, Inc. Closes Depositary Share Offering WILMINGTON, N.C., August 4, 2025 – Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or the “Company”) announced the closing of its previously announced underwritten offering of 4,000,000 depositary shares, each representing a 1/40th interest in a share of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock
August 4, 2025	EX-3.2	Articles of Amendment designating the 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. EX-3.2 Exhibit 3.2 SOSID: 1076268 Date Filed: 7/31/2025 11:06:00 AM Elaine F. Marshall North Carolina Secretary of State C2025 212 00103 State of North Carolina Secretary of State ARTICLES OF AMENDMENT OF LIVE OAK BANCSHARES, INC. Pursuant to § 55-10-06 of the General Statutes of North Carolina, Live Oak Bancshares, Inc. (the “Corporation”) hereby submits the following Articles of Amendment for th
August 4, 2025	EX-4.1	Form of Deposit Agreement, by and among Live Oak Bancshares, Inc., and Broadridge Corporate Issuer Solutions, LLC, and the Holders from time to time of the depositary receipts described therein. EX-4.1 Exhibit 4.1 DEPOSIT AGREEMENT among LIVE OAK BANCSHARES, INC. and BROADRIDGE CORPORATE ISSUER SOLUTIONS, LLC, as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of August 4, 2025 TABLE OF CONTENTS Page Article I DEFINED TERMS 1 Section 1.1 Definitions 1 Article II FORM OF RECEIPTS, DEPOSIT OF SERIES A PREFERRED STOCK, EXECUTION AND DELIVERY
August 4, 2025	EX-4.1	Deposit Agreement, by and among Live Oak Bancshares, Inc., and Broadridge Corporate Issuer Solutions, LLC, and the Holders from time to time of the depositary receipts described therein (incorporated by reference to Exhibit 4.1 of the Current Report on Form 8-K, filed on August 4, 2025) Exhibit 4.1 DEPOSIT AGREEMENT among LIVE OAK BANCSHARES, INC. and BROADRIDGE CORPORATE ISSUER SOLUTIONS, LLC, as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of August 4, 2025 TABLE OF CONTENTS Page Article I DEFINED TERMS 1 Section 1.1 Definitions 1 Article II FORM OF RECEIPTS, DEPOSIT OF SERIES A PREFERRED STOCK, EXECUTION AND DELIVERY, TRANS
August 4, 2025	8-A12B	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 LIVE OAK BANCSHARES, INC. (Exact name of regist 8-A12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 26-4596286 (State of incorporation or organization) (I.R.S. Employer Identification Number) 17
July 29, 2025	EX-1.1	Underwriting Agreement, dated July 28, 2025 Exhibit 1.1 LIVE OAK BANCSHARES, INC. 4,000,000 Depositary Shares Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock UNDERWRITING AGREEMENT July 28, 2025 July 28, 2025 Morgan Stanley & Co. LLC RBC Capital Markets, LLC UBS Securities LLC Keefe, Bruyette & Woods, Inc. As Representatives of the several underwriters named herein c/o Mo
July 29, 2025	EX-99.1	Live Oak Bancshares, Inc. Prices Depositary Share Offering Exhibit 99.1 Live Oak Bancshares, Inc. Prices Depositary Share Offering WILMINGTON, N.C., July 28, 2025 – Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or the “Company”) announced the pricing of an underwritten offering of 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock (the “Series A P
July 29, 2025	8-K	Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
July 29, 2025	424B5	Prospectus Supplement to Prospectus dated January 17, 2023 4,000,000 Depositary Shares Depositary Shares Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A Filed Pursuant to Rule 424(b)(5) Registration No. 333-269263 Prospectus Supplement to Prospectus dated January 17, 2023 4,000,000 Depositary Shares Depositary Shares Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A We are offering 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of our 8.375%
July 29, 2025	EX-FILING FEES	FEE TABLES FOR FORM S-3 Calculation of Filing Fee Tables Form S-3 (Form Type) Live Oak Bancshares, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Exhibit 107 FEE TABLES FOR FORM S-3 Calculation of Filing Fee Tables Form S-3 (Form Type) Live Oak Bancshares, Inc.
July 28, 2025	424B5	Subject to Completion. Dated July 28, 2025. Prospectus Supplement to Prospectus dated January 17, 2023 Depositary Shares Depositary Shares Each Representing a 1/40th Interest in a Share of % Fixed Rate Non-Cumulative Perpetual Preferred Stock, Serie 424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-269263 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any jurisdiction where such offer or sale is not
July 28, 2025	FWP	4,000,000 Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock Term Sheet Issuer: Live Oak Bancshares, Inc. (the “Company”) Security1: Depositary shares (“Depositary Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-269263 July 28, 2025 4,000,000 Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock Term Sheet Issuer: Live Oak Bancshares, Inc. (the “Company”) Security1: Depositary shares (“Depositary Shares”), each representing a 1/40th interest in a share
July 23, 2025	EX-99.1	Three Months Ended March 31, 2025 Exhibit 99.1 Live Oak Bancshares, Inc. Reports Second Quarter 2025 Results WILMINGTON, NC, July 23, 2025 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2025 net income attributable to the Company of $23.4 million, or $0.51 per diluted share. Live Oak’s performance in the quarter, compared to the first quarter of 2025, includes these notable i
July 23, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
May 22, 2025	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 20, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 8, 2025	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commis
May 8, 2025	EX-99.1	Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors Exhibit 99.1 Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors WILMINGTON, N.C., May 8, 2025 - Live Oak Bancshares announced the appointment of Patrick T. McHenry to its board of directors effective May 21, 2025. McHenry has also been appointed to the board of directors of Live Oak Bank. “It is a privilege for Live Oak to have the astute financial and policy exp
May 7, 2025	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2025 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497
April 23, 2025	EX-99.1	Three Months Ended December 31, 2024 Exhibit 99.1 Live Oak Bancshares, Inc. Reports First Quarter 2025 Results WILMINGTON, NC, April 23, 2025 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2025 net income attributable to the Company of $9.7 million, or $0.21 per diluted share. Live Oak’s performance in the quarter compared to the fourth quarter of 2024, includes these notable ite
April 23, 2025	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
April 4, 2025	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)
April 4, 2025	DEFA14A	Your Vote Counts! LIVE OAK BANCSHARES, INC. 1741 TIBURON DRIVE WILMINGTON, NC 28403 LIVE OAK BANCSHARES, INC. 2025 Annual Meeting Vote by May 19, 2025 11:59 PM ET You invested in LIVE OAK BANCSHARES, INC. and it’s time to vote! You have the right to Your Vote Counts! LIVE OAK BANCSHARES, INC. 1741 TIBURON DRIVE WILMINGTON, NC 28403 LIVE OAK BANCSHARES, INC. 2025 Annual Meeting Vote by May 19, 2025 11:59 PM ET You invested in LIVE OAK BANCSHARES, INC. and it’s time to vote! You have the right to vote on proposals being presented at the Annual Meeting. This is an important notice regarding the availability of proxy materials for the shareholder
March 18, 2025	EX-19.1	Live Oak Bancshares, Inc. Insider Trading Policy Exhibit 19.1 INSIDER TRADING POLICY POLICY STATEMENT This Insider Trading Policy (the "Policy") is established to ensure compliance with federal and state securities laws that prohibit "insider trading" and are applicable to both the Company and all its Employees. Capitalized terms used throughout are defined under “Definitions” below. PURPOSE The purposes of this Policy are: 1.to support complian
March 18, 2025	EX-21.1	Subsidiaries of the Registrant* Exhibit 21.1 Subsidiaries of Live Oak Bancshares, Inc. Live Oak Banking Company (a North Carolina chartered banking corporation) Government Loan Solutions, Inc. (a North Carolina corporation) Live Oak Grove LLC (a North Carolina limited liability company) Live Oak Ventures, Inc. (a Delaware corporation)
March 18, 2025	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 001-37497 LIVE
March 4, 2025	NT 10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SEC FILE NUMBER: 001-37497 FORM 12b-25 CUSIP NUMBER: 53803X105 NOTIFICATION OF LATE FILING (Check One): x Form 10-K ☐ Form 20-F ☐ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: December 31, 2024 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ T
February 14, 2025	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 14, 2025	EX-99.1	LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 99.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of FEBRUARY 10, 2025 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditio
February 11, 2025	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
January 22, 2025	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2025 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
January 22, 2025	EX-99.1	1 Exhibit 99.1 Live Oak Bancshares, Inc. Reports Fourth Quarter 2024 Results WILMINGTON, NC, January 22, 2025 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2024 net income attributable to the Company of $9.9 million, or $0.22 per diluted share. Net income attributable to the Company for the year ended December 31, 2024, totaled $77.5 million,
November 18, 2024	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
November 5, 2024	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37
October 23, 2024	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
October 23, 2024	EX-99.1	Three Months Ended June 30, 2024 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS THIRD QUARTER 2024 RESULTS Wilmington, NC, October 23, 2024 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2024 net income of $13.0 million, or $0.28 per diluted share. “Live Oak delivered historic production levels this quarter as our teams continue to put capital into the hands of business owner
August 20, 2024	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 9, 2024	EX-16.1	Letter from Forvis Mazars, LLP dated August Exhibit 16.1 Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Ladies and Gentlemen: We have read Item 4.01 of Form 8-K dated August 9, 2024 of Live Oak Bancshares, Inc. and are in agreement with the statements contained therein with respect to our firm. We have no basis to agree or disagree with other statements of the registrant contained therein. /s/ Forvis Mazars, LLP G
August 9, 2024	8-K	Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 6, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
August 6, 2024	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2024 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 L
August 6, 2024	S-8	As filed with the Securities and Exchange Commission on August 6, 2024 As filed with the Securities and Exchange Commission on August 6, 2024 Registration Statement No.
August 6, 2024	EX-10.2	Amendment to Second Amended and Restated 2014 Employee Stock Purchase Plan* Exhibit 10.2 AMENDMENT OF THE LIVE OAK BANCSHARES, INC. SECOND AMENDED AND RESTATED EMPLOYEE STOCK PURCHASE PLAN WHEREAS, Live Oak Bancshares, Inc. (the “Company”), maintains the Second Amended and Restated Employee Stock Purchase Plan, as amended and restated (the “Plan”); and WHEREAS, pursuant and subject to Section 28 of the Plan, the board of directors of the Company (the “Board”) is authorize
August 6, 2024	EX-FILING FEES	Filing Fee Table* Exhibit 107.1 FEE TABLES FOR FORM S-8 Calculation of Filing Fee Tables Form S-8 (Form Type) Live Oak Bancshares, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Regist
August 6, 2024	EX-10.1	Form of 2024 RSU Award Agreement for non-employee directors* # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of May 21, 2024 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditions as
July 24, 2024	EX-99.1	Three Months Ended March 31, 2024 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS SECOND QUARTER 2024 RESULTS Wilmington, NC, July 24, 2024 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2024 net income of $27.0 million, or $0.59 per diluted share. “Live Oak delivered a solid quarter with growth in loans, deposits and revenue as we continue our mission to serve small businesse
July 24, 2024	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
May 23, 2024	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 21, 2024	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 10, 2024	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2024 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497
April 24, 2024	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
April 24, 2024	EX-99.1	Three Months Ended December 31, 2023 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FIRST QUARTER 2024 RESULTS Wilmington, NC, April 24, 2024 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2024 net income of $16.5 million, or $0.36 per diluted share. “The Live Oak model continued to prove its fortitude in the first quarter as our teams marched ahead to steadily grow both sides of
April 5, 2024	DEFA14A	Your Vote Counts! LIVE OAK BANCSHARES, INC. 1741 TIBURON DRIVE WILMINGTON, NC 28403 LIVE OAK BANCSHARES, INC. 2024 Annual Meeting Vote by May 20, 2024 11:59 PM ET You invested in LIVE OAK BANCSHARES, INC. and it’s time to vote! You have the right to Your Vote Counts! LIVE OAK BANCSHARES, INC. 1741 TIBURON DRIVE WILMINGTON, NC 28403 LIVE OAK BANCSHARES, INC. 2024 Annual Meeting Vote by May 20, 2024 11:59 PM ET You invested in LIVE OAK BANCSHARES, INC. and it’s time to vote! You have the right to vote on proposals being presented at the Annual Meeting. This is an important notice regarding the availability of proxy material for the shareholder
April 5, 2024	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)
April 4, 2024	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
February 22, 2024	EX-10.5 33	Amendment to Software Service Agreement dated November 2, 2023, between Live Oak Banking Company and nCino, Inc. Exhibit 10.5.33 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in thi
February 22, 2024	EX-97	(incorporated by reference to Exhibit 97 to the annual report on Form 10-K filed February 22, 2024) Exhibit 97 CLAWBACK POLICY Introduction The Board of Directors (the “Board”) of Live Oak Bancshares, Inc.
February 22, 2024	EX-21.1	Subsidiaries of the Registrant* Exhibit 21.1 Subsidiaries of Live Oak Bancshares, Inc. Live Oak Banking Company (a North Carolina chartered banking corporation) Government Loan Solutions, Inc. (a North Carolina corporation) Live Oak Grove LLC (a North Carolina limited liability company) Live Oak Ventures, Inc. (a Delaware corporation) Canapi Advisors, LLC (a Delaware limited liability company)
February 22, 2024	EX-10.4 4	Amendment to 2015 Omnibus Stock Incentive Plan dated November 14, 2023* # Exhibit 10.4.4 AMENDMENT TO THE LIVE OAK BANCSHARES, INC. AMENDED AND RESTATED 2015 OMNIBUS STOCK INCENTIVE PLAN WHEREAS, Live Oak Bancshares, Inc. (the “Company”), maintains the Amended and Restated 2015 Omnibus Stock Incentive Plan, as amended (the “Plan”); WHEREAS, pursuant to Section 16(a) of the Plan, the board of directors of the Company (the “Board”) is authorized to amend the Plan, subject
February 22, 2024	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 001-37497 LIVE
February 22, 2024	EX-10.6 9	Letter Amendment to Form of RSU Award Agreements for certain executive officers* # Exhibit 10.6.9 [DATE] [Name] [Email Address] Re: Tax Withholding for RSU Vesting Dear [Name], As you know, you were previously granted one or more awards of restricted stock units (“RSUs”) pursuant to the Live Oak Bancshares Amended and Restated 2015 Omnibus Stock Incentive Plan (the “Plan”). Under your RSU Award Agreement(s), when your RSUs vest, Live Oak Bancshares, Inc. (the “Company”) will wit
February 16, 2024	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 12, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 16, 2024	EX-99.1	LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 99.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of FEBRUARY 12, 2024 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditio
February 14, 2024	SC 13G/A	LOB / Live Oak Bancshares, Inc. / AMERIPRISE FINANCIAL INC - SC 13G/A Passive Investment SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Amendment #1 Under the Securities and Exchange Act of 1934 Live Oak Bancshares Inc (Name of Issuer) Common Stock (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedu
February 13, 2024	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 13, 2024	SC 13G/A	LOB / Live Oak Bancshares, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment SC 13G/A 1 tv01357-liveoakbancsharesinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: Live Oak Bancshares Inc Title of Class of Securities: Common Stock CUSIP Number: 53803X105 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to
January 24, 2024	EX-99.1	1 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FOURTH QUARTER 2023 RESULTS Wilmington, NC, January 24, 2024 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2023 net income of $16.2 million, or $0.36 per diluted share. Net income for the year ended December 31, 2023, totaled $73.9 million, or $1.64 per diluted share. “Live Oak Bank spent 2023 d
January 24, 2024	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2024 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
November 15, 2023	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
November 15, 2023	EX-99.1	Live Oak Bancshares Announces Executive Appointments, Including Walter J. Phifer Named as Chief Financial Officer Exhibit 99.1 Live Oak Bancshares Announces Executive Appointments, Including Walter J. Phifer Named as Chief Financial Officer WILMINGTON, N.C., November 15, 2023 – Live Oak Bancshares announced today that its Board of Directors has made several organizational appointments including naming a new Chief Financial Officer and President of Live Oak Bancshares. In a natural evolution of his position as
November 3, 2023	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37
November 3, 2023	EX-10.1	, 2023, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10. Exhibit 10.1 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this A
October 25, 2023	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
October 25, 2023	EX-99.1	Three Months Ended June 30, 2023 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS THIRD QUARTER 2023 RESULTS Wilmington, NC, October 25, 2023 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2023 net income of $39.8 million, or $0.88 per diluted share. “The success of our quarter shows that Live Oak Bank remains on a path of sustainable and sound growth to fulfill our mission to
August 25, 2023	EX-99.1	Live Oak Bank Names William C. (BJ) Losch, III as President Exhibit 99.1 Live Oak Bank Names William C. (BJ) Losch, III as President WILMINGTON, N.C., August 25, 2023 (GLOBE NEWSWIRE) - Live Oak Bancshares (“Live Oak” or the “company”) announced today its Board of Directors has appointed William C. (BJ) Losch, III as President of Live Oak Bank effective today. Losch will continue to serve in his role as Chief Financial Officer of Live Oak Bancshares. Losch
August 25, 2023	8-K	Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 22, 2023	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 4, 2023	EX-FILING FEES	Filing Fee Table* EX-FILING FEES Exhibit 107.1 Calculation of Filing Fee Tables Form S-8 (Form Type) Live Oak Bancshares, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount To Be Registered(1) Proposed Maximum Offering Price Per Share Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equit
August 4, 2023	EX-10.4	Amendment to Amended and Restated 2015 Omnibus Stock Incentive Plan*# EX-10.4 Exhibit 10.4 AMENDMENT OF THE LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN WHEREAS, Live Oak Bancshares, Inc. (the “Company”), maintains the 2015 Omnibus Stock Incentive Plan, as amended and restated (the “Plan”); and WHEREAS, pursuant and subject to Section 16(a) of the Plan, the board of directors of the Company (the “Board”) is authorized to amend the Plan, subject to the
August 4, 2023	S-8	As filed with the Securities and Exchange Commission on August 4, 2023 S-8 As filed with the Securities and Exchange Commission on August 4, 2023 Registration Statement No.
August 2, 2023	EX-10.2 2	Amendment to Software Service Agreement dated June 5, 2023, between Live Oak Banking Company and nCino, Inc.* Exhibit 10.2.2 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this
August 2, 2023	EX-10.2 3	Amendment to Software Service Agreement dated June 8, 2023, between Live Oak Banking Company and nCino, Inc.* Exhibit 10.2.3 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this
August 2, 2023	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 L
August 2, 2023	EX-10.2 5	Amendment to Software Service Agreement dated July 21, 2023, between Live Oak Banking Company and nCino, Inc.* Exhibit 10.2.5 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (“Agreement”) by and between nCino OpCo, Inc. ("nCino") and Live Oak Bank ("Subscriber"). Capitalized terms used but not otherwise defined in this Ame
August 2, 2023	EX-10.1	Form of 2023 RSU Award Agreement for non-employee directors* # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of May 16, 2023 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditions as
August 2, 2023	EX-10.2 1	Amendment to Software Service Agreement dated June 5, 2023, between Live Oak Banking Company and nCino, Inc.* Exhibit 10.2.1 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2021, as amended (the “Agreement”) by and between nCino OpCo, Inc. (f/k/a nCino, Inc.) (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not other
August 2, 2023	EX-10.2 4	Amendment to Software Service Agreement dated July 14, 2023, between Live Oak Banking Company and nCino, Inc.* Exhibit 10.2.4 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this
July 25, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
July 25, 2023	EX-99.1	Three Months Ended March 31, 2023 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS SECOND QUARTER 2023 RESULTS Wilmington, NC, July 25, 2023 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2023 net income of $17.5 million, or $0.39 per diluted share. “This is a seminal moment in Live Oak’s history,” said Live Oak Chairman and CEO James S. (Chip) Mahan III. “The last few months p
May 24, 2023	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 18, 2023	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 3, 2023	EX-10.2	Amended and Restated Member Interest Letter, dated April 25, 2023, from Canapi Ventures LOB SLP II, LLC to Neil L. Underwood Revocable Trust * # Exhibit 10.2 AMENDED AND RESTATED MEMBER INTEREST LETTER Canapi Ventures LOB SLP II, LLC 1741 Tiburon Drive Wilmington, NC 28403 April 25, 2023 Neil L Underwood Revocable Trust dated 5/4/2016 Attn: Neil Underwood Dear Mr. Underwood: Reference is made to the Amended and Restated Limited Liability Company Agreement of Canapi Ventures LOB SLP II, LLC (the “Special Limited Partner”) dated as of the da
May 3, 2023	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497
May 3, 2023	EX-10.1	Amendment to Software Service Agreement dated March 28, 2023, between Live Oak Banking Company and nCino, Inc. * Exhibit 10.1 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (f/k/a nCino, Inc.) (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwi
April 26, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2023 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
April 26, 2023	EX-99.1	1 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FIRST QUARTER 2023 RESULTS Wilmington, NC, April 26, 2023 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2023 net income of $398 thousand, or $0.01 per diluted share. “The headlines for the first quarter of 2023 centered around deposits, liquidity, and credit. In the midst of this discourse, Live
March 31, 2023	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant  Filed by a party other than t lobnoticeaccesscardwithc UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.
March 31, 2023	DEF 14A	proxy statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)
March 15, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
February 23, 2023	EX-10.5 25	Amendment to Software Service Agreement dated January 30, 2023, between Live Oak Banking Company and nCino, Inc. Exhibit 10.5.25 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in thi
February 23, 2023	EX-10.5 24	Amendment to Software Service Agreement dated November 15, 2022, between Live Oak Banking Company and nCino, Inc. Exhibit 10.5.24 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in thi
February 23, 2023	EX-10.5 23	Amendment to Software Service Agreement dated November 3, 2022, between Live Oak Banking Company and nCino, Inc. Exhibit 10.5.23 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino OpCo, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in thi
February 23, 2023	10-K	Annual Report on Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 001-37497 LIVE
February 23, 2023	EX-10.6 9	RSU Award Agreement for non-employee director Yousef A. Valin Exhibit 10.6.9 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of November 14, 2022 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and YOUSEF A. VALINE (the “Grantee”). This Agreement sets forth the terms
February 23, 2023	EX-21.1	Subsidiaries of the Registrant* Exhibit 21.1 Subsidiaries of Live Oak Bancshares, Inc. Live Oak Banking Company (a North Carolina chartered banking corporation) Government Loan Solutions, Inc. (a North Carolina corporation) Live Oak Grove LLC (a North Carolina limited liability company) Live Oak Ventures, Inc. (a Delaware corporation) Canapi Advisors, LLC (a Delaware limited liability company)
February 17, 2023	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 17, 2023	EX-99.1	LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 99.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 13, 2023 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditio
February 14, 2023	SC 13G	LOB / Live Oak Bancshares Inc / AMERIPRISE FINANCIAL INC - SC 13G Passive Investment SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities and Exchange Act of 1934 Live Oak Bancshares Inc (Name of Issuer) Common Stock (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: Th
February 14, 2023	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 13, 2023	SC 13G/A	LOB / Live Oak Bancshares Inc / Capital Research Global Investors - SEC SCHEDULE 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Live Oak Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 53803X105 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t
February 10, 2023	SC 13G/A	LOB / Live Oak Bancshares Inc / MAHAN JAMES S III - SC 13G/A Passive Investment SC 13G/A 1 mahansc13ga.htm SC 13G/A CUSIP No. 53803X105 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7)* Live Oak Bancshares, Inc. (Name of Issuer) Voting Common Stock, no par value per share (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing
February 9, 2023	SC 13G/A	LOB / Live Oak Bancshares Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment
January 25, 2023	EX-99.1	1 Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FOURTH QUARTER 2022 RESULTS Wilmington, NC, January 25, 2023 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2022 net income of $1.8 million, or $0.04 per diluted share. Net income for the year ended December 31, 2022, totaled $176.2 million, or $3.92 per diluted share. “Live Oak closed 2022 with
January 25, 2023	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2023 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
January 17, 2023	EX-FILING FEES	Filing Fee Table. Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) LIVE OAK BANCSHARES, INC.
January 17, 2023	EX-4.6	Form of Senior Indenture. Exhibit 4.6 LIVE OAK BANCSHARES, INC. Issuer and [ ] Trustee SENIOR INDENTURE Dated as of [ ], 20[ ] Senior Debt Securities TABLE OF CONTENTS Page ARTICLE ONE - DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 1.01 Definitions 1 Section 1.02 Compliance Certificates and Opinions 6 Section 1.03 Form of Documents Delivered to Trustee 7 Section 1.04 Acts of Holders 7 Section 1.05 Noti
January 17, 2023	S-3ASR	As filed with the Securities and Exchange Commission on January 17, 2023 Table of Contents As filed with the Securities and Exchange Commission on January 17, 2023 Registration Statement No.
January 17, 2023	EX-24.1	Power of Attorney. Exhibit 24.1 POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that each of Live Oak Bancshares, Inc. and the several undersigned Officers and Directors thereof whose signatures appear below, hereby makes, constitutes and appoints James S. Mahan III, William C. Losch III, and Gregory W. Seward, and each of them acting individually, its, his and her true and lawful attorneys with power to act w
January 17, 2023	EX-4.8	Form of Subordinated Indenture. Exhibit 4.8 LIVE OAK BANCSHARES, INC. Issuer and [ ] Trustee SUBORDINATED INDENTURE Dated as of [ ], 20[ ] Subordinated Debt Securities TABLE OF CONTENTS Page ARTICLE ONE - DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 1.01 Definitions 1 Section 1.02 Compliance Certificates and Opinions 6 Section 1.03 Form of Documents Delivered to Trustee 7 Section 1.04 Acts of Holders 7 Secti
January 17, 2023	EX-4.13	Form of Deposit Agreement. Exhibit 4.13 FORM OF DEPOSIT AGREEMENT This DEPOSIT AGREEMENT (“Deposit Agreement”) is made and entered into as of [ ], 20[ ], by and among Live Oak Bancshares, Inc., a North Carolina corporation, [ ], and all holders from time to time of Receipts (as hereinafter defined) issued hereunder. WITNESSETH: WHEREAS, it is desired to provide, as hereinafter set forth in this Deposit Agreement, for the de
December 13, 2022	25	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-37497 Live Oak Bancshares Form 25 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-37497 Live Oak Bancshares, Inc. – The Nasdaq Stock Market LLC (Exact name of Issuer as specified in its charter, and name of Exchange where security is listed and/or r
December 9, 2022	8-A12B	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 LIVE OAK BANCSHARES, INC. (Exact name of regist UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 26-4596286 (State of incorporation or organization) (I.R.S. Employer Identification Number) 1741 Tibu
December 2, 2022	EX-99.1	Live Oak Bancshares, Inc. Announces Transfer of Listing of Voting Common Stock to the New York Stock Exchange Exhibit 99.1 Live Oak Bancshares, Inc. Announces Transfer of Listing of Voting Common Stock to the New York Stock Exchange WILMINGTON, N.C., December 2, 2022 – Live Oak Bancshares, Inc. (Nasdaq: LOB) announced today that it is transferring the listing of its voting common stock to the New York Stock Exchange (NYSE) from The Nasdaq Stock Market LLC (Nasdaq). Live Oak Bancshares’ voting common stock
December 2, 2022	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
November 15, 2022	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
November 2, 2022	EX-10.3 2	, 2022, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.3. Exhibit 10.3.2 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino OpCo, Inc. (f/k/a nCino, Inc.) (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not other
November 2, 2022	EX-10.2	Member Interest Letter, dated September 6, 2022, from Canapi Ventures LOB SLP II, LLC, to the Neil L. Underwood Revocable Trust Exhibit 10.2 MEMBER INTEREST LETTER Canapi Ventures LOB SLP II, LLC 1741 Tiburon Drive Wilmington, NC 28403 September 6, 2022 Neil L Underwood Revocable Trust dated 5/4/2016 Attn: Neil Underwood Dear Mr. Underwood: Reference is made to the Amended and Restated Limited Liability Company Agreement of Canapi Ventures LOB SLP II, LLC (the ?Special Limited Partner?) dated as of May 5, 2022, by and amon
November 2, 2022	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2022 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37
November 2, 2022	EX-10.3 1	Amendment to Software Service Agreement dated October 4, 2022, between Live Oak Banking Company and nCino, Inc. * Exhibit 10.3.1 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino OpCo, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this
November 2, 2022	EX-10.1	Exhibit 10.1 of the quarterly report on Form 10-Q filed on November 2, 2022) # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of August 22, 2022 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and CASEY S. CRAWFORD (the ?Grantee?). This Agreement sets forth the terms and
October 26, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
October 26, 2022	EX-99.1	3Q 2022 Changes vs. Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS THIRD QUARTER 2022 RESULTS Wilmington, NC, October 26, 2022 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported third quarter of 2022 net income of $42.9 million, or $0.96 per diluted share. The third quarter of 2022 included a pretax gain of $28.4 million related to the sale of the Company?s investment in Payrailz,
September 19, 2022	EX-99.1	### Live Oak Bancshares Appoints Yousef A. Valine to Board of Directors WILMINGTON, N.C. (September 19, 2022) ? Live Oak Bancshares announced the appointment of Yousef A. Valine to its board of directors effective September 15, 2022. Valine has also been appointed to the board of directors of Live Oak Bank. ?We are very pleased to welcome Yousef to our board of directors,? said Live Oak Bancshares Cha
September 19, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation)
September 9, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 6, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
September 6, 2022	EX-99.1	Live Oak Ventures Exits Payrailz Continuing Its Investment Momentum Exhibit 99.1 Live Oak Ventures Exits Payrailz Continuing Its Investment Momentum WILMINGTON, N.C., September 6, 2022 - Live Oak Ventures has exited its investment in Payrailz, LLC (Payrailz) a digital payments platform, recently acquired by Jack Henry & Associates, Inc. (Jack Henry). Live Oak anticipates an estimated pre-tax gain of approximately $28 million, subject to final adjustments. ?This is
September 6, 2022	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 6, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
August 23, 2022	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 18, 2022	8-K	Regulation FD Disclosure UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 3, 2022	EX-10.2.1	Member Interest Letters, dated May 9, 2019 and September 7, 2019, as revised on February 14, 2022, from Canapi Ventures LOB SLP, LLC, to the Neil L. Underwood Revocable Trust * # Exhibit 10.2.1 MEMBER INTEREST LETTER Canapi Ventures LOB SLP, LLC 1741 Tiburon Drive Wilmington, NC 28403 May 9, 2019 Neil L Underwood Revocable Trust dated 5/4/2016 Dear Neil L Underwood Revocable Trust dated 5/4/2016: Reference is made to the Amended and Restated Limited Liability Company Agreement of Canapi Ventures LOB SLP, LLC (the “Special Limited Partner”) dated May 9, 2019, by and among C
August 3, 2022	EX-10.1	Form of 2022 RSU Award Agreement for non-employee directors* # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of May 17, 2022 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditions as
August 3, 2022	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES
August 3, 2022	EX-10.2.2	Member Interest Letter, dated May 5, 2022, from Canapi Ventures LOB SLP II, LLC, to the Neil L. Underwood Revocable Trust * # Exhibit 10.2.2 MEMBER INTEREST LETTER Canapi Ventures LOB SLP II, LLC 1741 Tiburon Drive Wilmington, NC 28403 May 5, 2022 Neil L Underwood Revocable Trust dated 5/4/2016 Attn: Neil Underwood Dear Mr. Underwood: Reference is made to the Amended and Restated Limited Liability Company Agreement of Canapi Ventures LOB SLP II, LLC (the “Special Limited Partner”) dated as of the date hereof, by and amon
July 27, 2022	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS SECOND QUARTER 2022 RESULTS Wilmington, NC, July 27, 2022 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported second quarter of 2022 net income of $97.0 million, or $2.16 per diluted share. The second quarter of 2022 included a pretax gain of $120.5 million related to the sale of the Company?s investment in Finxact,
July 27, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
July 20, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
July 20, 2022	EX-99.1	### Exhibit 99.1 Live Oak Bancshares Appoints Casey S. Crawford to Board of Directors WILMINGTON, N.C. (July 20, 2022) ? Live Oak Bancshares announced the appointment of Casey S. Crawford to its board of directors effective today. Crawford has also been appointed to the board of directors of Live Oak Bank. ?We are very pleased to welcome Casey to our board of directors,? said Live Oak Bancshares Chair
July 7, 2022	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 1, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
June 29, 2022	CORRESP	June 29, 2022 June 29, 2022 VIA EDGAR Mr. Mark Brunhofer Ms. Sharon Blume Division of Corporation Finance Office of Finance Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Live Oak Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2021 Filed February 24, 2022 File No. 001-37497 Dear Mr. Brunhofer and Ms. Blume, On behalf of Live Oak Bancshares, Inc. (the ?Company
June 3, 2022	8-K	Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 1, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
June 3, 2022	EX-16.1	Letter from FORVIS LLP to the United States Securities and Exchange Commission, dated June 1, 2022 Exhibit 16.1 June 1, 2022 U.S. Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Ladies and Gentlemen: We have read Item 4.01 of Form 8-K dated June 1, 2022, of Live Oak Bancshares, Inc. and are in agreement with the statements therein concerning Dixon Hughes Goodman LLP, BKD, LLP and FORVIS, LLP. /s/ FORVIS, LLP (formerly, Dixon Hughes Goodman LLP) Raleigh, NC
May 20, 2022	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 18, 2022	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 11, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commis
May 4, 2022	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2022 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARE
April 27, 2022	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FIRST QUARTER 2022 RESULTS Wilmington, NC, April 27, 2022 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported first quarter of 2022 net income of $34.5 million, or $0.76 per diluted share. ?Live Oak Bank continues to focus on soundness, profitability and growth ? in that order ? and this quarter sustains the momentum
April 27, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
April 4, 2022	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
April 1, 2022	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)
April 1, 2022	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)
March 8, 2022	8-K	Regulation FD Disclosure UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 8, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
February 24, 2022	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES, IN
February 24, 2022	EX-21.1	Subsidiaries of the Registrant* Exhibit 21.1 Subsidiaries of Live Oak Bancshares, Inc. Live Oak Banking Company (a North Carolina chartered banking corporation) Government Loan Solutions, Inc. (a North Carolina corporation) Live Oak Grove LLC (a North Carolina limited liability company) Live Oak Ventures, Inc. (a Delaware corporation) Canapi Advisors, LLC (a Delaware limited liability company)
February 24, 2022	EX-10.5.20	Amendment to Software Service Agreement dated November 4, 2021, between Live Oak Banking Company and nCino, Inc. Exhibit 10.5.20 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) entered into by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise define
February 18, 2022	EX-99.1	LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 99.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 14, 2022 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and [Name] (the ?Grantee?). This Agreement sets forth the terms and conditio
February 18, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 15, 2022	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 11, 2022	SC 13G/A	LOB / Live Oak Bancshares Inc / MAHAN JAMES S III - SC 13G/A Passive Investment CUSIP No. 53803X105 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* Live Oak Bancshares, Inc. (Name of Issuer) Voting Common Stock, no par value per share (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropr
February 11, 2022	SC 13G/A	LOB / Live Oak Bancshares Inc / Capital Research Global Investors - SEC SCHEDULE 13G Passive Investment SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Live Oak Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate
February 10, 2022	SC 13G	LOB / Live Oak Bancshares Inc / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment SC 13G 1 tv01329-liveoakbancsharesinc.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Live Oak Bancshares Inc. Title of Class of Securities: Common Stock CUSIP Number: 53803X105 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pur
February 7, 2022	8-K	Regulation FD Disclosure UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 7, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
January 25, 2022	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FOURTH QUARTER 2021 RESULTS Wilmington, NC, January 25, 2022 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported fourth quarter 2021 net earnings available to common shareholders of $30.1 million, or $0.66 per diluted share. Net earnings for the year ended December 31, 2021, totaled $167.0 million, or $3.71 per dilut
January 25, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
November 15, 2021	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
November 3, 2021	EX-10.1	Form of 2021 RSU Award Agreement for non-employee directors* # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of May 11, 2021 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and [NAME] (the ?Grantee?). This Agreement sets forth the terms and conditions as
November 3, 2021	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCS
November 3, 2021	EX-10.2	RSU Award Agreement for William C. Losch, III (incorporated by reference to Exhibit 10.2 of the quarterly report on Form 10-Q filed on November 3, 2021) # Exhibit 10.2 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of August 10, 2021 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and William c. losch, III (the ?Grantee?). This Agreement sets forth the terms
October 27, 2021	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS THIRD QUARTER 2021 RESULTS Wilmington, NC, October 27, 2021 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported third quarter 2021 net earnings available to common shareholders of $33.8 million, or $0.76 per diluted share. ?Live Oak is on a journey to define small business growth and success across the nation,? said
October 27, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
August 24, 2021	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 24, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 6, 2021	S-8	As filed with the Securities and Exchange Commission on August 6, 2021 As filed with the Securities and Exchange Commission on August 6, 2021 Registration Statement No.
August 4, 2021	EX-10.1.2	Amendment to Software Service Agreement dated June 11, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.1.2 of the quarterly report on Form 10-Q, filed on August 4, 2021) Exhibit 10.1.2 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Amen
August 4, 2021	EX-10.1.3	Amendment to Software Service Agreement dated July 23, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.1.3 of the quarterly report on Form 10-Q, filed on August 4, 2021) Exhibit 10.1.3 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Amen
August 4, 2021	EX-10.1.1	Amendment to Software Service Agreement dated May 21, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.1.1 of the quarterly report on Form 10-Q, filed on August 4, 2021) Exhibit 10.1.1 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) entered into by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). NOW, THEREFORE, in exchange for the consideratio
August 4, 2021	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES
July 21, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
July 21, 2021	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS SECOND QUARTER 2021 RESULTS Wilmington, NC, July 21, 2021 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported second quarter 2021 net earnings available to common shareholders of $63.6 million, or $1.41 per diluted share. The second quarter of 2021 included a pretax gain of $44.1 million related to an investment in G
June 30, 2021	EX-99.1	### Exhibit 99.1 William C. (BJ) Losch, III to Join Live Oak Bancshares as Chief Financial Officer WILMINGTON, N.C., June 30, 2021 - Live Oak Bancshares (?Live Oak? or the ?company?) announced today that William C. (BJ) Losch, III will assume the role of Chief Financial Officer of the company on September 1, 2021. Losch will also assume the role of CFO of Live Oak Bank. Losch brings a wealth of experi
June 30, 2021	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
May 12, 2021	EX-10.1	Amendment to 2015 Omnibus Stock Incentive Plan dated May 11, 2021 (incorporated by reference to Exhibit 10.1 of the current report on Form 8-K filed on May 12, 2021) # Exhibit 10.1 AMENDMENT OF THE LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN WHEREAS, Live Oak Bancshares, Inc. (the ?Company?), maintains the 2015 Omnibus Stock Incentive Plan, as amended and restated (the ?Plan?); and WHEREAS, pursuant and subject to Section 16(a) of the Plan, the board of directors of the Company (the ?Board?) is authorized to amend the Plan, subject to the approva
May 12, 2021	8-K	Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 12, 2021	EX-10.2	Second Amended and Restated Employee Stock Purchase Plan (incorporated by reference to Exhibit 10.2 of the current report on Form 8-K filed on May 12, 2021) # Exhibit 10.2 LIVE OAK BANCSHARES, INC. SECOND AMENDED AND RESTATED EMPLOYEE STOCK PURCHASE PLAN Second Amendment and Restatement adopted by the Board on March 22, 2021 1.Establishment of Plan; Purposes. Live Oak Bancshares, Inc. (the ?Company?) adopted an Employee Stock Purchase Plan effective October 8, 2014, which plan was approved by the Company?s shareholders on March 20, 2015 and then amended
May 11, 2021	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 5, 2021	10-Q	Quarterly Report - 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARE
May 5, 2021	EX-10.1.1	Amendment to Software Service Agreement dated March 8, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.1.1 of the quarterly report on Form 10-Q, filed on May 5, 2021) Exhibit 10.1.1 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Amen
May 5, 2021	EX-10.1.2	Amendment to Software Service Agreement dated April 6, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.1.2 of the quarterly report on Form 10-Q, filed on May 5, 2021) Exhibit 10.1.2 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Amen
May 3, 2021	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
April 21, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Com
April 21, 2021	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FIRST QUARTER 2021 RESULTS Wilmington, NC, April 21, 2021 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (?Live Oak? or ?the Company?) today reported first quarter 2021 net earnings available to common shareholders of $39.4 million, or $0.88 per diluted share. ?Live Oak continued to serve America?s small businesses during the first quarter of 2021 and deli
April 2, 2021	DEF 14A	- DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)
February 25, 2021	EX-10.6.11	RSU Award Agreement for non-employee director David G. Lucht* # Exhibit 10.6.11 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 23, 2021 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and David G. Lucht (the ?Grantee?). This Agreement sets forth the terms a
February 25, 2021	EX-10.5.14	Amendment to Software Service Agreement dated February 23, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.14 of the 2021 10-K) Exhibit 10.5.14 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Ame
February 25, 2021	EX-10.5.13	Amendment to Software Service Agreement dated January 28, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.13 of the 2021 10-K) Exhibit 10.5.13 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Ame
February 25, 2021	EX-10.5.4	Amendment to Software Service Agreement dated September 21, 2018, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.4 of the 2021 10-K) Exhibit 10.5.4 Live Oak Bank - Amendment #1.10 nCino Customer Comm. Plus Portal This amendment (?Amendment?) is effective September 21, 2018, and amends the NCINO , INC. Software Service Agreement (?Agreement?) by and between nCino, Inc., a Delaware corporation based in Wilmington, North Carolina (?NCINO?) and Live Oak Banking Company (?Subscriber?). In exchange for the consideration detailed here
February 25, 2021	EX-10.5.12	Amendment to Software Service Agreement dated January 23, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.12 of the 2021 10-K) Exhibit 10.5.12 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Ame
February 25, 2021	EX-10.5.10	Amendment to Software Service Agreement dated January 13, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.10 of the 2021 10-K) Exhibit 10.5.10 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Ame
February 25, 2021	EX-10.6.8	RSU Award Agreement for non-employee director Tonya W. Bradford* # Exhibit 10.6.8 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of November 17, 2020 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and TONYA W. BRADFORD (the ?Grantee?). This Agreement sets forth the terms
February 25, 2021	EX-10.5.9	Amendment to Software Service Agreement dated December 1, 2020, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.9 of the 2021 10-K) Exhibit 10.5.9 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Amen
February 25, 2021	EX-10.5.3	Amendment to Software Service Agreement dated September 5, 2018, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.3 of the 2021 10-K) Exhibit 10.5.3 Live Oak Bank -. Amendment #1.11 DAO This amendment (?Amendment?) is effective September 5, 2018, and amends the NCINO , INC. Software Service Agreement (?Agreement?) by and between nCino, Inc., a Delaware corporation based in Wilmington, North Carolina (?NCINO?) and Live Oak Banking Company (?Subscriber?). In exchange for the consideration detailed herein, and other good and valuab
February 25, 2021	EX-21.1	Subsidiaries of the Registrant* Exhibit 21.1 Subsidiaries of Live Oak Bancshares, Inc. Live Oak Banking Company (a North Carolina chartered banking corporation) Government Loan Solutions, Inc. (a North Carolina corporation) Live Oak Grove LLC (a North Carolina limited liability company) Live Oak Ventures, Inc. (a Delaware corporation) Canapi Advisors, LLC (a Delaware limited liability company)
February 25, 2021	EX-10.5.11	Amendment to Software Service Agreement dated January 15, 2021, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.5.11 of the 2021 10-K) Exhibit 10.5.11 Amendment This Amendment (?Amendment?) is effective as of the date that both parties have executed this Amendment (the ?Amendment Effective Date?) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the ?Agreement?) by and between nCino, Inc. (?nCino?) and Live Oak Bank (?Subscriber?). Capitalized terms used but not otherwise defined in this Ame
February 25, 2021	10-K	Annual Report - 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES, IN
February 24, 2021	EX-99.2	LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 99.2 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 22, 2021 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and [Name] (the ?Grantee?). This Agreement sets forth the terms and conditio
February 24, 2021	8-K	Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 24, 2021	EX-99.3	LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 99.3 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 22, 2021 (the ?Date of Grant?), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the ?Company?), and M. Huntley Garriott, Jr. (the ?Grantee?). This Agreement sets forth the
February 24, 2021	EX-99.1	### Exhibit 99.1 Live Oak Bancshares Appoints David G. Lucht to Board of Directors WILMINGTON, N.C., February 23, 2021 ? Live Oak Bancshares announced today the appointment of David G. Lucht to its board of directors. Lucht has also been appointed to the board of directors of Live Oak Bank. ?David has been part of the heart and soul of Live Oak since its earliest days,? said Live Oak Chairman and CEO
February 23, 2021	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
February 16, 2021	SC 13G	SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Live Oak Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi
February 12, 2021	SC 13G/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Live Oak Bancshares, Inc. 6 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.
February 12, 2021	SC 13G/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* CUSIP No. 53803X105 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* Live Oak Bancshares, Inc. (Name of Issuer) Voting Common Stock, no par value per share (Title of Class of Securities) 53803X105 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropr
February 4, 2021	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
January 27, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2021 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
January 27, 2021	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS FOURTH QUARTER 2020 RESULTS Wilmington, NC, January 27, 2021 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (“Live Oak” or “the Company”) today reported fourth quarter 2020 net earnings available to common shareholders of $29.6 million, or $0.68 per diluted share, as the Company continues to execute on our strategic priorities that we believe will deliver
November 17, 2020	8-K	Other Events - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (
November 4, 2020	10-Q	Quarterly Report - 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCS
October 21, 2020	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS THIRD QUARTER 2020 RESULTS Wilmington, NC, October 21, 2020 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (“Live Oak” or the “Company”) today reported third quarter 2020 net income of $33.8 million, or $0.81 per diluted share, compared to net income of $3.9 million, or $0.09 per diluted share, for the third quarter of 2019. The third quarter of 2020 inclu
October 21, 2020	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (C
September 17, 2020	8-K	Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation)
September 17, 2020	EX-99.1	### Exhibit 99.1 Live Oak Bancshares Appoints Dr. Tonya Bradford to Board of Directors WILMINGTON, N.C. (September 17, 2020) – Live Oak Bancshares announced today the appointment of Dr. Tonya Bradford to its board of directors effective September 16, 2020. Dr. Bradford has also been appointed to the board of directors of Live Oak Bank. “We are very pleased to welcome Tonya to our board,” said Live Oak
August 25, 2020	8-K	Other Events - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Co
August 5, 2020	EX-10.1	Form of 2020 RSU Award Agreement for non-employee directors* # Exhibit 10.1 LIVE OAK BANCSHARES, INC. 2015 OMNIBUS STOCK INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of May 12, 2020 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and [NAME] (the “Grantee”). This Agreement sets forth the terms and conditions as
August 5, 2020	10-Q	Quarterly Report - 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES
August 5, 2020	EX-10.2.1	Amendment to Software Service Agreement dated April 1, 2020, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.2.1 of the quarterly report on Form 10-Q, filed on August 5, 2020) Exhibit 10.2.1 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amen
August 5, 2020	EX-10.2.3	Amendment to Software Service Agreement dated April 24, 2020, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.2.3 of the quarterly report on Form 10-Q, filed on August 5, 2020) Exhibit 10.2.3 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amen
August 5, 2020	EX-10.2.2	Amendment to Software Service Agreement dated April 5, 2020, between Live Oak Banking Company and nCino, Inc. (incorporated by reference to Exhibit 10.2.2 of the quarterly report on Form 10-Q, filed on August 5, 2020) Exhibit 10.2.2 Amendment This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amen
July 22, 2020	EX-99.1	Increase (Decrease) Exhibit 99.1 LIVE OAK BANCSHARES, INC. REPORTS SECOND QUARTER 2020 RESULTS Wilmington, NC, July 22, 2020 - Live Oak Bancshares, Inc. (Nasdaq: LOB) (“Live Oak” or the “Company”) today reported second quarter 2020 net income of $3.8 million, or $0.09 per diluted share, compared to net income of $4.9 million, or $0.12 per diluted share, for the second quarter of 2019. The second quarter of 2020 was l
July 22, 2020	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Comm
June 8, 2020	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 13, 2020	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 12, 2020	8-K	Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2020 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) North Carolina 001-37497 26-4596286 (State or other jurisdiction of incorporation) (Commi
May 6, 2020	10-Q	Quarterly Report - 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2020 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARE

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