NAVI / Navient Corporation - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Navient Corporation
US ˙ NasdaqGS ˙ US63938C1080

Mga Batayang Estadistika
LEI 54930067J0ZNOEBRW338
CIK 1593538
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Navient Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
July 30, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 Navient Corporation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

July 30, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient Co

July 30, 2025 EX-99.2

* * *

EX-99.2 Exhibit 99.2   NAVIENT REPORTS SECOND-QUARTER   2025 FINANCIAL RESULTS   HERNDON, Va., July 30, 2025 — Navient (Nasdaq: NAVI) today released its second-quarter 2025 financial results. OVERALL RESULTS •   GAAP net income of $14 million ($0.13 diluted earnings per share). •   Core Earnings(1) of $21 million ($0.20 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings resu

July 30, 2025 EX-99.1

Navient posts second quarter 2025 financial results

EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2025 financial results HERNDON, Va., July 30, 2025 — Navient (Nasdaq: NAVI) today posted its 2025 second quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Nav

July 11, 2025 EX-10.1

[Signature Page Follows]

Exhibit 10.1 July 7, 2025 David L. Yowan c/o Navient Corporation 13865 Sunrise Valley Dr. Herndon VA 20171 Dear Dave: This letter memorializes our recent discussions concerning the extension of the expected term of your employment under the letter agreement between Navient Corporation (“Navient” or the “Company”) and you, dated as of May 15, 2023 and amended as of July 3, 2024 (the “Letter Agreeme

July 11, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 7, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 7, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

June 26, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 15(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36228 A. Full title of the plan and the address

June 5, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

May 19, 2025 EX-4.2

Sixteenth Supplemental Indenture, dated as of May 19, 2025, between the Company and The Bank of New York Mellon, as trustee.

EX-4.2 Exhibit 4.2 NAVIENT CORPORATION, as Company, and THE BANK OF NEW YORK MELLON, as Trustee SIXTEENTH SUPPLEMENTAL INDENTURE Dated as of May 19, 2025 to INDENTURE Dated as of July 18, 2014 7.875% Senior Notes due 2032 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS Section 1.1. Definition of Terms 3 ARTICLE 2. GENERAL TERMS AND CONDITIONS OF THE SENIOR NOTES Section 2.1. Designation and Principa

May 19, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2025 (May 14, 2025) NAVIE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2025 (May 14, 2025) NAVIENT CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Co

May 19, 2025 EX-1.1

Underwriting Agreement, dated May 14, 2025, among the Company and RBC Capital Markets, LLC, Barclays Capital Inc., BofA Securities, Inc. and J.P. Morgan Securities LLC, as representatives of the Underwriters named therein.

EX-1.1 Exhibit 1.1 EXECUTION VERSION $500,000,000 NAVIENT CORPORATION 7.875% Senior Notes due June 15, 2032 Underwriting Agreement May 14, 2025 RBC Capital Markets, LLC Barclays Capital Inc. BofA Securities, Inc. J.P. Morgan Securities LLC Each a Representative and collectively the Representatives of the several Underwriters listed in Schedule 1 hereto c/o RBC Capital Markets, LLC Brookfield Place

May 15, 2025 EX-FILING FEES

Calculation of Filing Fee Tables (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Tables 424(b)(2) (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities  Security  Type  Security  Class Title Fee  Calculation  or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Newly Registered Securities Fees to Be Paid Debt   7.

May 15, 2025 424B2

NAVIENT CORPORATION $500,000,000 7.875% Senior Notes due 2032

424B2 Filed Pursuant to Rule 424(b)(2) Registration No. 333-286944 Prospectus Supplement (To Prospectus dated May 2, 2025) NAVIENT CORPORATION $500,000,000 7.875% Senior Notes due 2032 The notes will mature on June 15, 2032. We will pay interest on the notes on June 15 and December 15 of each year. The first such payment on the notes will be made on December 15, 2025. We may redeem the notes at ou

May 14, 2025 424B5

SUBJECT TO COMPLETION, DATED MAY 14, 2025

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-286944 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and they are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale the

May 14, 2025 FWP

NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: May 14, 2025 Settlement Date: May 19, 2025 (T+3) Securities: 7.875% Senior Notes due 2032 Ratings*: Ba3 / BB- / BB- Maturity Date: June 15, 2032 Int

FWP Annex C Filed Pursuant to Rule 433 Free Writing Prospectus Registration Statement No.

May 2, 2025 EX-FILING FEES

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table Form S-3 (Form Type) NAVIENT CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1 – Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1)(2) Proposed Maximum Offering Price Per Unit (1)(2) Maximum Aggregate Offering Price (1)(2) Fee Rate (2) Amount of Registration Fee (2) Debt Debt Securities 457(r) —  —  —  —  —  Equity Common Stock, par value $0.

May 2, 2025 EX-25.2

Statement of Eligibility of Trustee on Form T-1 of The Bank of New York Mellon, trustee for the Indenture dated as of October 1, 2000

EX-25.2 Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) The Bank of New York Mellon (Exact name of trustee as specified in its charter) New York 13-516

May 2, 2025 EX-25.1

Statement of Eligibility of Trustee on Form T-1 of The Bank of New York Mellon, trustee for the Indenture dated as of July 18, 2014

EX-25.1 Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) The Bank of New York Mellon (Exact name of trustee as specified in its charter) New York 13-516

May 2, 2025 S-3ASR

As filed with the Securities and Exchange Commission on May 2, 2025

S-3ASR Table of Contents As filed with the Securities and Exchange Commission on May 2, 2025 Registration No.

April 30, 2025 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS FIRST-QUARTER   2025 FINANCIAL RESULTS   HERNDON, Va., April 30, 2025 — Navient (Nasdaq: NAVI) today released its first-quarter 2025 financial results. OVERALL RESULTS •   GAAP net loss of $2 million ($0.02 diluted loss per share). •   Core Earnings(1) of $26 million ($0.25 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results included a r

April 30, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

April 30, 2025 EX-99.1

Navient posts first quarter 2025 financial results

EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts first quarter 2025 financial results HERNDON, Va., April 30, 2025 — Navient (Nasdaq: NAVI) today posted its 2025 first quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Navi

April 30, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient C

April 30, 2025 EX-10.1

Form of Navient Corporation 2024 Omnibus Incentive Plan Performance Stock Unit Agreement.

Exhibit 10.1 Navient Corporation 2024 Omnibus Incentive Plan Performance Stock Unit Agreement Pursuant to the terms and conditions of the Navient Corporation 20124 Omnibus Incentive Plan, effective as of April 4, 2024 (the “Plan”), the Compensation and Human Resources Committee (the “Committee”) of the Navient Corporation Board of Directors (“Board”) hereby grants to (the “Grantee”) on , 2025 (the

April 17, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

April 17, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

April 4, 2025 EX-3.1

Third Amended and Restated Bylaws of Navient Corporation adopted April 3, 2025 (incorporated by reference to Exhibit 3.1 to the Navient’s Current Report on Form 8-K filed on April 4, 2025 (File No. 001-36228))

Exhibit 3.1 THIRD AMENDED AND RESTATED BYLAWS OF NAVIENT CORPORATION ADOPTED APRIL 3, 2025 TABLE OF CONTENTS Page ARTICLE I STOCKHOLDERS 1 1.1 Place of Meetings 1 1.2 Annual Meeting 1 1.3 Special Meetings 1 1.4 Notice of Meetings 1 1.5 Voting List 2 1.6 Quorum 2 1.7 Adjournments 2 1.8 Voting and Proxies 3 1.9 Action at Meeting 3 1.10 Nomination of Directors 3 1.11 Notice of Business at Annual Meet

April 4, 2025 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 3, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

March 4, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K/A Amendment No. 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K/A Amendment No. 1 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-362

February 27, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36228 Navient Corpora

February 27, 2025 EX-21.1

List of Subsidiaries.

Exhibit 21.1 SUBSIDIARIES OF NAVIENT CORPORATION Jurisdiction of Name Incorporation Navient Solutions, LLC Delaware Navient Credit Finance Corporation Delaware Navient Credit Funding, LLC Delaware Navient Funding, LLC Delaware Riverfront Insurance, LLC Delaware * Pursuant to Item 601(b)(21)(ii) of Regulation S-K, the names of other subsidiaries of Navient Corporation are omitted because, considere

February 27, 2025 EX-19.1

Navient Securities Trading Policy.

Exhibit 19.1 NAVIENT SECURITIES TRADING POLICY BACKGROUND Consistent with our Code of Business Conduct, Navient Corporation (“Navient” or the “Company”) has adopted this Policy to prevent illegal insider trading and other prohibited transactions, and to protect our reputation for integrity and ethical conduct. This Policy applies to directors, officers, and employees of Navient and of each subsidi

January 29, 2025 EX-99.1

Navient posts fourth quarter 2024 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts fourth quarter 2024 financial results HERNDON, Va., Jan. 29, 2025 — Navient (Nasdaq: NAVI) today posted its 2024 fourth quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Navient wil

January 29, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

January 29, 2025 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS FOURTH-QUARTER    2024 FINANCIAL RESULTS    HERNDON, Va., January 29, 2025 — Navient (Nasdaq: NAVI) today released its fourth-quarter 2024 financial results. 4Q24 OVERALL RESULTS •   GAAP net income of $24 million ($0.22 diluted earnings per share). •   Core Earnings(1) loss of $25 million ($0.24 diluted loss per share). 4Q24 SIGNIFICANT ITEMS •   GAAP and Core Earni

January 29, 2025 EX-99.1

Strategy Update January 29, 2025 Turnaround update January 2024 Strategy Presentation identified areas of opportunity to enhance shareholder value Updating today on Phase 1 of turnaround, focusing on: Cost reductions Capital allocation Expect Phase 2

Exhibit 99.1 Strategy Update January 29, 2025 Turnaround update January 2024 Strategy Presentation identified areas of opportunity to enhance shareholder value Updating today on Phase 1 of turnaround, focusing on: Cost reductions Capital allocation Expect Phase 2 update in H2 2025, focusing on: Growth initiatives Cost of equity / valuation Additional cost reductions Cost reduction – Phase 1 Divest

January 29, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2025 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

December 26, 2024 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

December 26, 2024 EX-10.1

Amendment No. 2 to Nomination and Cooperation Agreement, dated December 20, 2024, by and among Sherborne Investors Management LP, Newbury Investors LLC, Sherborne Strategic Fund F, LLC, Edward J. Bramson and Navient Corporation (incorporated by reference to Exhibit 10.1 to Navient Corporation's Current Report on Form 8-K filed December 26, 2024).

Exhibit 10.1 EXECUTION VERSION AMENDMENT NO. 2 TO NOMINATION AND COOPERATION AGREEMENT This Amendment No. 2, dated as of December 20, 2024 (this “Amendment”), to the Nomination and Cooperation Agreement, dated as of April 14, 2022, as amended by Amendment No. 1 to Nomination and Cooperation Agreement, dated as of December 14, 2023 (as may be amended, modified or supplemented from time to time in a

December 26, 2024 EX-1

AMENDMENT NO. 2 TO NOMINATION AND COOPERATION AGREEMENT

Exhibit 1 EXECUTION VERSION AMENDMENT NO. 2 TO NOMINATION AND COOPERATION AGREEMENT This Amendment No. 2, dated as of December 20, 2024 (this “Amendment”), to the Nomination and Cooperation Agreement, dated as of April 14, 2022, as amended by Amendment No. 1 to Nomination and Cooperation Agreement, dated as of December 14, 2023 (as may be amended, modified or supplemented from time to time in acco

December 23, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

December 23, 2024 EX-99.1

Navient to sell Government Services business to Gallant Capital

Exhibit 99.1 NEWS RELEASE For immediate release Navient to sell Government Services business to Gallant Capital HERNDON, Va., Dec. 23, 2024—Navient (Nasdaq: NAVI) announced today that it has reached an agreement to sell its Government Services business to an affiliate of Gallant Capital Partners, LLC, a Los Angeles-based investment firm. Navient’s Government Services business includes Navient Busi

November 1, 2024 EX-99.1

JOINT FILING AGREEMENT

EX-99.1 2 ex991to13da812083005110124.htm Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the Common Stock, par value $0.01 per share of Navient Corpora

November 1, 2024 SC 13D/A

NAVI / Navient Corporation / Sherborne Investors Management LP Activist Investment

SC 13D/A 1 sc13da81208300511012024.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 8)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 6393

October 30, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

October 30, 2024 EX-10.1

Agreement EX-10.1 and Release, dated as of July 31, 2024, by and between Navient Corporation and its affiliates and Mark L. Heleen.

Exhibit 10.1 AGREEMENT AND RELEASE Navient Corporation and its subsidiaries, predecessors, and affiliates (collectively “Navient”) and I, Mark L. Heleen, have reached the following understanding and agreement regarding the termination of my employment effective July 31, 2024 (“Termination Date”). In exchange for the Plan Benefits and other consideration listed below, I agree to comply fully with t

October 30, 2024 EX-99.1

Navient posts third quarter 2024 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts third quarter 2024 financial results HERNDON, Va., Oct. 30, 2024 — Navient (Nasdaq: NAVI) today posted its 2024 third quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Navient will

October 30, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navie

October 30, 2024 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS THIRD-QUARTER   2024 FINANCIAL RESULTS    HERNDON, Va., October 30, 2024 — Navient (Nasdaq: NAVI) today released its third-quarter 2024 financial results. OVERALL RESULTS •   GAAP net loss of $2 million ($0.02 diluted loss per share).(1) •   Core Earnings(2) of $160 million ($1.45 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results inclu

October 15, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 11, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

September 20, 2024 EX-99.1

NAVIENT CORPORATION UNAUDITED PRO FORMA CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

Exhibit 99.1 NAVIENT CORPORATION UNAUDITED PRO FORMA CONDENSED CONSOLIDATED FINANCIAL STATEMENTS On September 19, 2024, Navient Corporation (“Navient”) completed the sale of its equity interests in Xtend Healthcare, LLC, which comprised Navient’s Healthcare Services business in Navient’s Business Processing segment, to Coding Solutions Acquisition, Inc. (“CorroHealth”) for $369 million ($365 milli

September 20, 2024 8-K

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

September 12, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 12, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

September 12, 2024 EX-99.1

Navient Resolves Legal Matters with Consumer Financial Protection Bureau

EXHIBIT 99.1 NEWS RELEASE For immediate release Navient Resolves Legal Matters with Consumer Financial Protection Bureau HERNDON, Va., Sept. 12, 2024—Navient (Nasdaq: NAVI) today released the following statement after reaching an agreement with the Consumer Financial Protection Bureau to resolve previously disclosed litigation and investigations: This agreement puts these decade-old issues behind

August 13, 2024 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

August 13, 2024 EX-99.1

Navient to sell Healthcare Services business to CorroHealth as part of ongoing plan to simplify company

EXHIBIT 99.1 NEWS RELEASE For immediate release Navient to sell Healthcare Services business to CorroHealth as part of ongoing plan to simplify company Company still in discussions about potential sale of Government Services businesses HERNDON, Va., Aug. 13, 2024—Navient (Nasdaq: NAVI) announced today that it had reached an agreement to sell its Healthcare Services business to CorroHealth, a leadi

August 13, 2024 EX-2.1

Sale and Purchase Agreement, dated August 7, 2024, between Navient Corporation and Coding Solutions Acquisition, Inc. (incorporated by reference to Exhibit 2.1 to Navient Corporation’s Current Report on Form 8-K filed August 13, 2024).

EXHIBIT 2.1 EXECUTION VERSION Certain portions of this exhibit have been omitted pursuant to Rule 601(b)(2) of Regulation S-K. The omitted information is (i) not material and (ii) the type that Navient Corporation treats as private or confidential. Information that has been omitted has been noted in this document with a placeholder identified by the mark “[***]”. SALE AND PURCHASE AGREEMENT BY AND

July 24, 2024 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS SECOND-QUARTER   2024 FINANCIAL RESULTS    HERNDON, Va., July 24, 2024 — Navient (Nasdaq: NAVI) today released its second-quarter 2024 financial results. OVERALL RESULTS •   GAAP net income of $36 million ($0.32 diluted earnings per share). •   Core Earnings(1) of $33 million ($0.29 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results inc

July 24, 2024 EX-10.3

2024 Strategic Transformation Incentive Plan.

Exhibit 10.3 Strategic Transformation Incentive Plan (STIP) Summary Plan Document Purpose Navient Corporation (the “Corporation”), through the Compensation and Human Resources Committee of its Board of Directors (the “Compensation Committee”), adopts the Strategic Transformation Incentive Plan, pursuant to the Navient Corporation 2024 Omnibus Incentive Plan. The purpose of the Strategic Transforma

July 24, 2024 EX-10.1

Form of Navient Corporation 2024 Omnibus Incentive Plan Performance Stock Unit Agreement.

Exhibit 10.1 Navient Corporation 2024 Omnibus Incentive Plan Performance Stock Unit Agreement Pursuant to the terms and conditions of the Navient Corporation 2024 Omnibus Incentive Plan, (the “Plan”), the Compensation and Human Resources Committee (the “Committee”) of the Navient Corporation Board of Directors (“Board”) hereby grants to (the “Grantee”) on , 2024 (the “Grant Date”) an award (the “A

July 24, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient Co

July 24, 2024 EX-10.2

Form of Navient Corporation 2024 Omnibus Incentive Plan Restricted Stock Unit Agreement.

Exhibit 10.2 Navient Corporation 2024 Omnibus Incentive Plan Restricted Stock Unit Agreement (3-Year Ratable Vesting) Pursuant to the terms and conditions of the Navient Corporation 2024 Omnibus Incentive Plan, the Compensation and Human Resources Committee (the “Committee”) of the Navient Corporation Board of Directors (the “Board”) hereby grants to (the “Grantee”) on , 2024 (the “Grant Date”) an

July 24, 2024 EX-99.1

Navient posts second quarter 2024 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2024 financial results HERNDON, Va., July 24, 2024 — Navient (Nasdaq: NAVI) today posted its 2024 second quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on Form 8-K on the SEC’s website at www.sec.gov. Navient will

July 24, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

July 5, 2024 EX-10.1

2024 Strategic Transformation Incentive Plan (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Current Report on Form 8-K filed July 5, 2024).

EXHIBIT 10.1 Strategic Transformation Incentive Plan (STIP) Summary Plan Document Purpose Navient Corporation (the “Corporation”), through the Compensation and Human Resources Committee of its Board of Directors (the “Compensation Committee”), adopts the Strategic Transformation Incentive Plan, pursuant to the Navient Corporation 2024 Omnibus Incentive Plan. The purpose of the Strategic Transforma

July 5, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 5, 2024 EX-10.2

Letter Agreement, dated as of July 3, 2024, by and between Navient Corporation and David L. Yowan (incorporated by reference to Exhibit 10.2 to Navient Corporation’s Current Report on Form 8-K filed July 5, 2024).

EXHIBIT 10.2 July 3, 2024 David L. Yowan c/o Navient Corporation 13865 Sunrise Valley Dr. Herndon VA 20171 Dear Dave: This letter memorializes our recent discussions concerning the extension of the expected term of your employment under the letter agreement between Navient Corporation (“Navient” or the “Company”) and you, dated as of May 15, 2023 (the “Letter Agreement”) (capitalized terms not def

June 27, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 15(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36228 A. Full title of the plan and the address

May 28, 2024 S-8

As filed with the Securities and Exchange Commission on May 24, 2024

As filed with the Securities and Exchange Commission on May 24, 2024 Registration No.

May 28, 2024 EX-FILING FEES

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1—Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, $0.

May 24, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

May 13, 2024 EX-10.1

Master Terms Agreement, dated as of May 7, 2025, by and between Navient Solutions, LLC and Higher Education Loan Authority of the State of Missouri (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Current Report on Form 8-K filed May 13, 2024).

EXHIBIT 10.1 EXECUTION VERSION MASTER TERMS AGREEMENT by and between NAVIENT SOLUTIONS, LLC and HIGHER EDUCATION LOAN AUTHORITY OF THE STATE OF MISSOURI Dated as of May 7, 2024 NAVIENT PROPRIETARY AND CONFIDENTIAL MASTER TERMS AGREEMENT TABLE OF CONTENTS Page 1 STRUCTURE 1 1.1 Agreement 1 1.2 Definitions 1 1.3 References 1 1.4 Consents, Approvals and Requests 2 1.5 Headings 2 1.6 Order of Preceden

May 13, 2024 8-K

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 7, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 29, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 25, 2024 8-K/A

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

April 25, 2024 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS FIRST-QUARTER   2024 FINANCIAL RESULTS   HERNDON, Va., April 24, 2024 — Navient (Nasdaq: NAVI) today released its first-quarter 2024 financial results. OVERALL RESULTS •   GAAP net income of $73 million ($0.64 diluted earnings per share). •   Core Earnings(1) of $54 million ($0.47 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results inclu

April 24, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

April 24, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient C

April 24, 2024 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS FIRST-QUARTER   2024 FINANCIAL RESULTS   HERNDON, Va., April 24, 2024 — Navient (Nasdaq: NAVI) today released its first-quarter 2024 financial results. OVERALL RESULTS •   GAAP net income of $73 million ($0.64 diluted earnings per share). •   Core Earnings(1) of $54 million ($0.47 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results inclu

April 24, 2024 EX-99.1

Navient posts first quarter 2024 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts first quarter 2024 financial results HERNDON, Va., April 24, 2024 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2024 first quarter financial results. The complete financial results release is available on the company’s website at Navient.com/investors. The

April 24, 2024 EX-10.1

Form of Navient Corporation 2014 Omnibus Incentive Plan Performance Stock Unit Agreement.

Exhibit 10.1 Navient Corporation 2014 Omnibus Incentive Plan Performance Stock Unit Agreement Pursuant to the terms and conditions of the Navient Corporation 2014 Omnibus Incentive Plan, amended and restated as of May 24, 2018 (the “Plan”), the Compensation and Human Resources Committee (the “Committee”) of the Navient Corporation Board of Directors (“Board”) hereby grants to (the “Grantee”) on ,

April 17, 2024 DEFR14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

April 16, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 4, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

April 11, 2024 DEF 14A

NOTICE OF 2024 ANNUAL MEETING OF SHAREHOLDERS OF NAVIENT CORPORATION

2024 Proxy Statement 2 13865 Sunrise Valley Drive Herndon, Virginia 20171 April 11, 2024 Dear Fellow Shareholders: Please join us for Navient’s 2024 Annual Meeting of Shareholders, which will be held virtually on Thursday, May 23, at 8:00 a.

April 11, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e) (2)) ☐ Definitive Proxy Stat

April 10, 2024 ARS

ARS - PDF COPY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36228 Navient Corporation

April 10, 2024 ARS

ARS

February 28, 2024 SC 13D/A

NAVI / Navient Corporation / Sherborne Investors Management LP - AMENDMENT NO. 7 TO THE SCHEDULE 13D Activist Investment

SC 13D/A 1 sc13da71208300502282024.htm AMENDMENT NO. 7 TO THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 7)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share

February 28, 2024 EX-99.1

JOINT FILING AGREEMENT

EX-99.1 2 ex991to13da712083005022824.htm JOINT FILING AGREEMENT Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the Common Stock, par value $0.01 per s

February 26, 2024 EX-97

Navient Corporation Executive Officers’ Executive Compensation Clawback Policy (incorporated by reference to Exhibit 97 to Navient Corporation’s Annual Report on Form 10-K filed on February 26, 2024).

Exhibit 97 NAVIENT CORPORATION Executive Officers’ Executive Compensation Clawback Policy Navient Corporation (the “Company”) has adopted this clawback policy (the “Policy”) to enable the Company to recover Incentive-Based Compensation payments that were received as a result of financial results that were later determined to be incorrect.

February 26, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36228 Navient Corpora

February 26, 2024 EX-21.1

List of Subsidiaries.

Exhibit 21.1 SUBSIDIARIES OF NAVIENT CORPORATION Jurisdiction of Name Incorporation Navient Solutions, LLC Delaware Navient Credit Finance Corporation Delaware Navient Credit Funding, LLC Delaware Navient Funding, LLC Delaware VL Funding, LLC Delaware Riverfront Insurance, LLC Delaware * Pursuant to Item 601(b)(21)(ii) of Regulation S-K, the names of other subsidiaries of Navient Corporation are o

February 13, 2024 SC 13G/A

NAVI / Navient Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: Navient Corp Title of Class of Securities: Common Stock CUSIP Number: 63938C108 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule

February 9, 2024 SC 13G/A

NAVI / Navient Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* Navient Corp (Name of Issuer) Common Stock (Title of Class of Securities) 63938C108 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

January 31, 2024 EX-99.1

Navient posts fourth quarter 2023 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts fourth quarter 2023 financial results HERNDON, Va., Jan. 31, 2024 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2023 fourth quarter financial results. Complete financial results as well as materials related to Navient’s in-depth business review are availabl

January 31, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

January 31, 2024 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS FOURTH-QUARTER   2023 FINANCIAL RESULTS   HERNDON, Va., January 31, 2024 — Navient (Nasdaq: NAVI) today released its fourth-quarter 2023 financial results. 4Q23 OVERALL RESULTS •   GAAP net loss of $28 million ($0.25 diluted loss per share). •   Core Earnings(1) of $24 million ($0.21 diluted earnings per share). 4Q23 SIGNIFICANT ITEMS •   GAAP and Core Earnings resul

January 31, 2024 EX-99.1

Navient Strategy Update Presentation, dated January 31, 2024.

EXHIBIT 99.1

January 31, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

January 30, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2024 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (I.

January 30, 2024 EX-99.1

Navient announces strategic actions following in-depth business review

EXHIBIT 99.1 NEWS RELEASE For immediate release Navient announces strategic actions following in-depth business review · Will outsource student loan servicing and create variable expense model · Initiates exploration of strategic options for business processing division, including potential divestment · Intends to streamline shared service infrastructure and corporate footprint HERNDON, Va., Jan.

December 15, 2023 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (I.

December 15, 2023 SC 13D/A

NAVI / Navient Corp / Sherborne Investors Management LP - AMENDMENT NO. 6 TO SCHEDULE 13D Activist Investment

SC 13D/A 1 sc13da61208300512152023.htm AMENDMENT NO. 6 TO SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 6)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share (Ti

December 15, 2023 EX-10.1

Amendment No. 1 to Nomination and Cooperation Agreement, dated December 14, 2023, by and among Sherborne Investors Management LP, Newbury Investors LLC, Edward J. Bramson and Navient Corporation (incorporated by reference to Exhibit 10.1 to Navient Corporation's Current Report on Form 8-K filed December 15, 2023).

Exhibit 10.1 EXECUTION VERSION AMENDMENT NO. 1 TO NOMINATION AND COOPERATION AGREEMENT This Amendment No. 1, dated as of December 14, 2023 (this “Amendment”), to the Nomination and Cooperation Agreement, dated as of April 14, 2022 (as may be amended, modified or supplemented from time to time in accordance with its terms, the “Cooperation Agreement”), is by and among Navient Corporation, a Delawar

December 15, 2023 EX-99.1

AMENDMENT NO. 1 TO NOMINATION AND COOPERATION AGREEMENT

EX-99.1 2 ex991to13da612083005121523.htm AMENDMENT NO. 1 TO COOPERATION AGREEMENT Exhibit 99.1 EXECUTION VERSION AMENDMENT NO. 1 TO NOMINATION AND COOPERATION AGREEMENT This Amendment No. 1, dated as of December 14, 2023 (this “Amendment”), to the Nomination and Cooperation Agreement, dated as of April 14, 2022 (as may be amended, modified or supplemented from time to time in accordance with its t

November 3, 2023 EX-4.2

The Fifteenth Supplemental Indenture (including the Form of Note contained herein), dated as of November 3, 2023, between Navient Corporation and The Bank of New York Mellon as trustee (incorporated by reference to Exhibit 4.2 to Navient Corporation's Current Report on Form 8-K filed on November 3, 2023).

Exhibit 4.2 NAVIENT CORPORATION, as Company, and THE BANK OF NEW YORK MELLON, as Trustee FIFTEENTH SUPPLEMENTAL INDENTURE Dated as of November 3, 2023 to INDENTURE Dated as of July 18, 2014 11.500% Senior Notes due 2031 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS Section 1.1. Definition of Terms 3 ARTICLE 2. GENERAL TERMS AND CONDITIONS OF THE SENIOR NOTES Section 2.1. Designation and Principal

November 3, 2023 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2023 (October 31, 2023) NAVIENT CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporat

November 3, 2023 EX-1.1

Underwriting Agreement, dated October 31, 2023, among the Company and BofA Securities, Inc., Barclays Capital Inc., J.P. Morgan Securities LLC and RBC Capital Markets, LLC, as representatives of the Underwriters named therein.

Exhibit 1.1 EXECUTION VERSION $500,000,000 NAVIENT CORPORATION 11.500% Senior Notes due March 15, 2031 Underwriting Agreement October 31, 2023 BofA Securities, Inc. Barclays Capital Inc. J.P. Morgan Securities LLC RBC Capital Markets, LLC Each a Representative and collectively the Representatives of the several Underwriters listed in Schedule 1 hereto c/o BofA Securities, Inc. One Bryant Park New

November 2, 2023 EX-FILING FEES

Calculation of Filing Fee Tables (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Pr

EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables 424(b)(2) (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Newly Registered Securities Fees to Be Paid Debt 11.

November 2, 2023 424B2

NAVIENT CORPORATION $500,000,000 11.500% Senior Notes due 2031

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-271354 Prospectus Supplement (To Prospectus dated April 20, 2023) NAVIENT CORPORATION $500,000,000 11.500% Senior Notes due 2031 The notes will mature on March 15, 2031. We will pay interest on the notes on March 15 and September 15 of each year. The first such payment on the notes will be made on September 15, 2024. We may, a

October 31, 2023 424B5

SUBJECT TO COMPLETION, DATED OCTOBER 31, 2023

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-271354 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and they are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale thereof i

October 31, 2023 FWP

NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: October 31, 2023 Settlement Date: November 3, 2023 (T+3) Securities: 11.500% Senior Notes due 2031 Ratings*: Ba3 / B+ / BB- Maturity Date: March 15,

Filed Pursuant to Rule 433 Free Writing Prospectus Registration Statement No. 333-271354 Pricing Term Sheet NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: October 31, 2023 Settlement Date: November 3, 2023 (T+3) Securities: 11.500% Senior Notes due 2031 Ratings*: Ba3 / B+ / BB- Maturity Date: March 15, 2031 Interest Payment Dates: March 15 and

October 27, 2023 SC 13D/A

NAVI / Navient Corp / Sherborne Investors Management LP - AMENDMENT NO. 5 TO THE SCHEDULE 13D Activist Investment

SC 13D/A 1 sc13da51208300510272023.htm AMENDMENT NO. 5 TO THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 5)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share

October 25, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

October 25, 2023 EX-99.2

* * *

Exhibit 99.2   NAVIENT REPORTS THIRD-QUARTER    2023 FINANCIAL RESULTS   HERNDON, Va., October 25, 2023 — Navient (Nasdaq: NAVI) today released its third-quarter 2023 financial results. OVERALL RESULTS •   GAAP net income of $79 million ($0.65 diluted earnings per share). •   Core Earnings(1) of $57 million ($0.47 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results in

October 25, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navie

October 25, 2023 EX-26

Purchases of Equity Securities by the Issuer and Affiliated Purchasers

Exhibit 26 ISSUER PURCHASES OF EQUITY SECURITIES Use the checkbox to indicate if any officer or director reporting pursuant to section 16(a) of the Exchange Act (15 U.

October 25, 2023 EX-99.1

Navient posts third quarter 2023 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts third quarter 2023 financial results HERNDON, Va., Oct. 25, 2023 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2023 third quarter financial results. The complete financial results release is available on the company’s website at Navient.com/investors. The r

July 26, 2023 EX-99.2

* * *

EX-99.2 Exhibit 99.2 NAVIENT REPORTS SECOND-QUARTER 2023 FINANCIAL RESULTS HERNDON, Va., July 26, 2023 — Navient (Nasdaq: NAVI) today released its second-quarter 2023 financial results. OVERALL RESULTS •   GAAP net income of $66 million ($0.52 diluted earnings per share). •   Core Earnings(1) of $88 million ($0.70 diluted earnings per share). SIGNIFICANT ITEMS •   GAAP and Core Earnings results in

July 26, 2023 EX-99.1

Navient posts second quarter 2023 financial results

EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2023 financial results HERNDON, Va., July 26, 2023 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2023 second quarter financial results. The complete financial results release is available on the company’s website at Navient.com/invest

July 26, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient Co

July 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2023 Navient Corporation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

June 26, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 15(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36228 A. Full title of the plan and the address

June 9, 2023 EX-10.1

greement and Release, dated as of June 8, 2023, by and between Navient Corporation and its affiliates and John (Jack) F. Remondi (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Current Report on Form 8-K filed June 9, 2023).

EX-10.1 Exhibit 10.1 EXECUTION VERSION AGREEMENT AND RELEASE Navient Corporation and its subsidiaries, predecessors, and affiliates (collectively “Navient”) and I, John (Jack) F. Remondi, have reached the following understanding and agreement regarding the termination of my employment effective May 15, 2023 (“Termination Date”). Release. In exchange for the Plan Benefits and other consideration li

June 9, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2023 Navient Corporation (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (I.

May 31, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File N

May 16, 2023 EX-99.1

Navient Names David Yowan as President and CEO

EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient Names David Yowan as President and CEO WILMINGTON, Del., May 15, 2023 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, announced today that David L. Yowan, a member of the Navient board of directors and formerly corporate treasurer for American Express, has been appointed pr

May 16, 2023 EX-10.1

Letter Agreement, dated as of May 15, 2023, by and between Navient Corporation and David L. Yowan (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Current Report on Form 8-K filed May 16, 2023).

EX-10.1 Exhibit 10.1 EXECUTION VERSION May 15, 2023 David L. Yowan 14179 Calypso Lane Wellington FL 33414 Dear Dave: You presently serve as a member of the Board of Directors (the “Board”) of Navient Corporation (“Navient” or the “Company”). This letter memorializes our recent discussions concerning your assumption of the additional positions of President and Chief Executive Officer of the Company

May 16, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 Navient Corporation (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (I.

May 16, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e) (2)) ☐ Definitive Pr

May 4, 2023 EX-1.1

Underwriting Agreement, dated May 1, 2023, among the Company and RBC Capital Markets, LLC, Barclays Capital Inc., BofA Securities, Inc. and J.P. Morgan Securities LLC, as representatives of the Underwriters named therein.

EX-1.1 2 d360018dex11.htm EX-1.1 Exhibit 1.1 EXECUTION VERSION $500,000,000 NAVIENT CORPORATION 9.375% Senior Notes due July 25, 2030 Underwriting Agreement May 1, 2023 RBC Capital Markets, LLC Barclays Capital Inc. BofA Securities, Inc. J.P. Morgan Securities LLC Each a Representative and collectively the Representatives of the several Underwriters listed in Schedule 1 hereto c/o RBC Capital Mark

May 4, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 (May 1, 2023) NAVIENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 (May 1, 2023) NAVIENT CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Comm

May 4, 2023 EX-4.2

The Fourteenth Supplemental Indenture (including the Form of Note contained herein), dated as of May 4, 2023, between Navient Corporation and The Bank of New York Mellon as trustee (incorporated by reference to Exhibit 4.2 to Navient Corporation's Current Report on Form 8-K filed on May 4, 2023).

EX-4.2 Exhibit 4.2 NAVIENT CORPORATION, as Company, and THE BANK OF NEW YORK MELLON, as Trustee FOURTEENTH SUPPLEMENTAL INDENTURE Dated as of May 4, 2023 to INDENTURE Dated as of July 18, 2014 9.375% Senior Notes due 2030 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS Section 1.1. Definition of Terms 3 ARTICLE 2. GENERAL TERMS AND CONDITIONS OF THE SENIOR NOTES Section 2.1. Designation and Principa

May 3, 2023 EX-FILING FEES

Calculation of Filing Fee Tables (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Pr

EX-FILING FEES 2 d463068dexfilingfees.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables 424(b)(2) (Form Type) Navient Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price

May 3, 2023 424B2

NAVIENT CORPORATION $500,000,000 9.375% Senior Notes due 2030

424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-271354 Prospectus Supplement (To Prospectus dated April 20, 2023) NAVIENT CORPORATION $500,000,000 9.375% Senior Notes due 2030 The notes will mature on July 25, 2030. We will pay interest on the notes on January 25 and July 25 of each year. The first such payment on the notes will be made on January 25, 2024. We may red

May 1, 2023 424B5

SUBJECT TO COMPLETION, DATED MAY 1, 2023

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-271354 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and they are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale the

May 1, 2023 FWP

NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: May 1, 2023 Settlement Date: May 4, 2023 (T+3) Securities: 9.375% Senior Notes due 2030 Ratings*: Ba3 / B+ / BB- Maturity Date: July 25, 2030 Intere

FWP Filed Pursuant to Rule 433 Free Writing Prospectus Registration Statement No. 333-271354 Pricing Term Sheet NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: May 1, 2023 Settlement Date: May 4, 2023 (T+3) Securities: 9.375% Senior Notes due 2030 Ratings*: Ba3 / B+ / BB- Maturity Date: July 25, 2030 Interest Payment Dates: January 25 and July

April 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

April 27, 2023 EX-99.1

2023 First Quarter Investor Presentation

EXHIBIT 99.1 2023 First Quarter Investor Presentation

April 26, 2023 EX-99.1

Navient posts first quarter 2023 financial results

EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts first quarter 2023 financial results WILMINGTON, Del., April 26, 2023 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2023 first quarter financial results. The complete financial results release is available on the company’s website at Navient.com/inv

April 26, 2023 10-Q

Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient C

April 26, 2023 EX-99.2

* * *

EX-99.2 Exhibit 99.2 NAVIENT REPORTS FIRST-QUARTER 2023 FINANCIAL RESULTS WILMINGTON, Del., April 26, 2023 — Navient (Nasdaq: NAVI) today released its first-quarter 2023 financial results. OVERALL RESULTS •   GAAP net income of $111 million ($0.86 diluted earnings per share). •   Adjusted Core Earnings(1) diluted earnings per share of $1.06. •   Core Earnings(1) of $133 million ($1.02 diluted earn

April 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2023 Navient Corporatio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

April 26, 2023 EX-10

Form of Navient Corporation 2014 Omnibus Incentive Plan, Performance Stock Unit Agreement (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Quarterly Report on Form 10-Q filed on April 26, 2023).

Exhibit 10.1 Navient Corporation 2014 Omnibus Incentive Plan Performance Stock Unit Agreement Pursuant to the terms and conditions of the Navient Corporation 2014 Omnibus Incentive Plan, amended and restated as of May 24, 2018 (the “Plan”), the Compensation and Human Resources Committee (the “Committee”) of the Navient Corporation Board of Directors (“Board”) hereby grants to (the “Grantee”) on ,

April 20, 2023 EX-FILING FEES

Filing Fee Table

EX-FILING FEES Exhibit 107 Calculation of Filing Fee Table Form S-3 (Form Type) NAVIENT CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1 – Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1)(2) Proposed Maximum Offering Price Per Unit(1)(2) Maximum Aggregate Offering Price(1)(2) Fee Rate(2) Amount of Registration Fee(2) Debt Debt Securities 457(r) Equity Common Stock, par value $0.

April 20, 2023 S-3ASR

As filed with the Securities and Exchange Commission on April 20, 2023

S-3ASR Table of Contents As filed with the Securities and Exchange Commission on April 20, 2023 Registration No.

April 20, 2023 EX-25.1

Statement of Eligibility of Trustee on Form T-1 of The Bank of New York Mellon, trustee for the Indenture dated as of July 18, 2014

EX-25.1 4 d501077dex251.htm EX-25.1 Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) The Bank of New York Mellon (Exact name of trustee as specified in

April 20, 2023 EX-25.2

Statement of Eligibility of Trustee on Form T-1 of The Bank of New York Mellon, trustee for the Indenture dated as of October 1, 2000

EX-25.2 Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) The Bank of New York Mellon (Exact name of trustee as specified in its charter) New York 13-516

April 13, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e) (2)) ☐ Definitive Proxy Stat

April 13, 2023 DEF 14A

Definitive Proxy Statement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e) (2)) ☐ Definitive Proxy Stat

April 12, 2023 ARS

ARS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36228 Navient Corporation

April 12, 2023 ARS

ARS

ARS 1 navars.htm ARS

February 27, 2023 EX-99.1

2022 Fourth Quarter Investor Presentation

EXHIBIT 99.1 2022 Fourth Quarter Investor Presentation

February 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

February 24, 2023 EX-21

List of Subsidiaries.

Exhibit 21.1 SUBSIDIARIES OF NAVIENT CORPORATION Jurisdiction of Name Incorporation Navient Solutions, LLC Delaware Navient Credit Finance Corporation Delaware Navient Credit Funding, LLC Delaware Navient Funding, LLC Delaware Riverfront Insurance, LLC Delaware • Pursuant to Item 601(b)(21)(ii) of Regulation S-K, the names of other subsidiaries of Navient Corporation are omitted because, considere

February 24, 2023 EX-4

Description of Registrant’s Securities registered under Section 12 of the Exchange Act (incorporated by reference to Exhibit 4.1 to Navient Corporation’s Annual Report on Form 10-K filed on February 24, 2023).

Exhibit 4.1 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following summary describes our common stock, par value $0.01 per share, of Navient Corporation, Preferred Stock, par value $0.20 per share, Debt Securities which are registered pursuant to Section 12 of the Securities Exchange Act of 1934. In this summary, the terms “we” and “our” re

February 24, 2023 10-K

Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36228 Navient Corpora

February 10, 2023 SC 13G/A

NAVI / Navient Corp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* Navient Corp (Name of Issuer) Common Stock (Title of Class of Securities) 63938C108 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

February 9, 2023 SC 13G/A

NAVI / Navient Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01489-navientcorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Navient Corp. Title of Class of Securities: Common Stock CUSIP Number: 63938C108 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rul

January 24, 2023 EX-99.2

* * *

Exhibit 99.2 NAVIENT REPORTS FOURTH-QUARTER 2022 FINANCIAL RESULTS WILMINGTON, Del., January 24, 2023 — Navient (Nasdaq: NAVI) today released its fourth-quarter 2022 financial results. FOURTH QUARTER – OVERALL RESULTS •   GAAP net income of $105 million ($0.78 diluted earnings per share). •   Adjusted Core Earnings(1) diluted earnings per share of $0.85. •   Core Earnings(1) of $102 million ($0.76

January 24, 2023 EX-99.1

Navient posts fourth quarter 2022 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts fourth quarter 2022 financial results WILMINGTON, Del., Jan. 24, 2023 — Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2022 fourth quarter financial results. The complete financial results release is available on the company’s website at Navient.com/investors.

January 24, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2023 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

October 27, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

October 27, 2022 EX-99.1

2022 3rd Quarter Investor Presentation

EXHIBIT 99.1

October 26, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navie

October 25, 2022 EX-99.1

Navient posts third quarter 2022 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts third quarter 2022 financial results WILMINGTON, Del., Oct. 25, 2022 ? Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2022 third quarter financial results. The complete financial results release is available on the company?s website at Navient.com/investors. T

October 25, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

October 25, 2022 EX-99.2

* * * About Navient

Exhibit 99.2 NAVIENT REPORTS THIRD-QUARTER 2022 FINANCIAL RESULTS WILMINGTON, Del., October 25, 2022 ? Navient (Nasdaq: NAVI) today released its third-quarter 2022 financial results. OVERALL RESULTS ????GAAP net income of $105 million ($0.75 diluted earnings per share). ????Adjusted Core Earnings(1) diluted earnings per share of $0.75. ????Core Earnings(1) of $87 million ($0.62 diluted earnings pe

October 6, 2022 LETTER

LETTER

United States securities and exchange commission logo October 6, 2022 Joe Fisher Chief Financial Officer NAVIENT CORP 123 Justison Street Wilmington, DE 19801 Re: NAVIENT CORP Form 10-K for the Fiscal Year Ended December 31, 2021 Filed February 25, 2022 File No.

September 22, 2022 CORRESP

123 Justison Street

CORRESP 1 filename1.htm 123 Justison Street Wilmington, DE 19801 September 22, 2022 Filed via EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 First Street, NE Washington, DC 20549 Attention: David Irving and Michelle Miller Re: Navient Corporation Form 10-K for Fiscal Year Ended December 31, 2021 Filed: February 25, 2022 File No. 001-36228 Dear Mr. Irving and Ms.

September 13, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (I.

July 28, 2022 EX-99.1

2022 2nd Quarter Investor Presentation

EXHIBIT 99.1

July 28, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

July 27, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient Co

July 26, 2022 EX-99.1

Navient posts second quarter 2022 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2022 financial results WILMINGTON, Del., July 26, 2022 ? Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2022 second quarter financial results. The complete financial results release is available on the company?s website at Navient.com/investors.

July 26, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

July 26, 2022 EX-99.2

* * * About Navient

Exhibit 99.2 NAVIENT REPORTS SECOND-QUARTER 2022 FINANCIAL RESULTS WILMINGTON, Del., July 26, 2022 ? Navient (Nasdaq: NAVI) today released its second-quarter 2022 financial results. OVERALL RESULTS ????GAAP net income of $180 million ($1.22 diluted earnings per share). ????Adjusted Core Earnings(1) diluted earnings per share of $0.92. ????Core Earnings(1) of $134 million ($0.91 diluted earnings pe

June 29, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 15(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36228 A. Full title of the plan and the address

June 7, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 7, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File N

May 12, 2022 CORRESP

Appendix A – Allowance for Loan Losses Table from page F-27 of the 2021 Form 10-K

123 Justison Street Wilmington, DE 12345 May 12, 2022 Filed on EDGAR Dave Irving Michelle Miller Securities and Exchange Commission Division of Corporation Finance 100 F.

April 29, 2022 LETTER

LETTER

United States securities and exchange commission logo April 29, 2022 Joe Fisher Chief Financial Officer NAVIENT CORP 123 Justison Street Wilmington, DE 19801 Re: NAVIENT CORP Form 10-K for the Fiscal Year Ended December 31, 2021 Filed February 25, 2022 File No.

April 28, 2022 EX-99.1

2022 1st Quarter Investor Presentation

EXHIBIT 99.1

April 28, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

April 27, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient C

April 27, 2022 EX-10.1

Form of Navient Corporation 2014 Omnibus Incentive Plan, Performance Stock Unit Agreement (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Quarterly Report on Form 10-Q filed on April 27, 2022).

Exhibit 10.1 Navient Corporation 2014 Omnibus Incentive Plan Performance Stock Unit Agreement Pursuant to the terms and conditions of the Navient Corporation 2014 Omnibus Incentive Plan, amended and restated as of May 24, 2018 (the ?Plan?), the Compensation and Human Resources Committee (the ?Committee?) of the Navient Corporation Board of Directors (?Board?) hereby grants to (the ?Grantee?) on Fe

April 26, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

April 26, 2022 EX-99.2

* * * About Navient

Exhibit 99.2 NAVIENT REPORTS FIRST-QUARTER 2022 FINANCIAL RESULTS WILMINGTON, Del., April 26, 2022 ? Navient (Nasdaq: NAVI) today released its first-quarter 2022 financial results. OVERALL RESULTS ????GAAP net income of $255 million ($1.67 diluted earnings per share). ????Adjusted Core Earnings(1) diluted earnings per share of $0.90. ????Core Earnings(1) of $135 million ($0.88 diluted earnings per

April 26, 2022 EX-99.1

Navient posts first quarter 2022 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts first quarter 2022 financial results WILMINGTON, Del., April 26, 2022 ? Navient (Nasdaq: NAVI), a leader in technology-enabled education finance and business processing solutions, today posted its 2022 first quarter financial results. The complete financial results release is available on the company?s website at Navient.com/investors.

April 21, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the registrant ? Filed by a party other than the registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e) (2)) ? Definitive Proxy Stat

April 21, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the registrant ? Filed by a party other than the registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e) (2)) ? Definitive Proxy Stat

April 18, 2022 SC 13D/A

NAVI / Navient Corp / Sherborne Investors LP - AMENDMENT NO. 4 TO THE SCHEDULE 13D Activist Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) (Amendment No.

April 18, 2022 EX-99.1

Nomination and Cooperation Agreement by and among Sherborne Investors Management LP, Newbury Investors LLC, Edward J. Bramson and Navient Corporation, dated April 14, 2022.

Exhibit 99.1 EXECUTION VERSION NOMINATION AND COOPERATION AGREEMENT This Nomination and Cooperation Agreement (this “Agreement”), dated April 14, 2022 (the “Effective Date”), is by and among Navient Corporation, a Delaware corporation (the “Company”), Mr. Edward J. Bramson (the “Sherborne Designee”), Sherborne Investors Management LP and Newbury Investors LLC (together with Sherborne Investors Man

April 18, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 14, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File Number) (I.

April 18, 2022 EX-99.1

NOMINATION AND COOPERATION AGREEMENT

Exhibit 99.1 EXECUTION VERSION NOMINATION AND COOPERATION AGREEMENT This Nomination and Cooperation Agreement (this ?Agreement?), dated April 14, 2022 (the ?Effective Date?), is by and among Navient Corporation, a Delaware corporation (the ?Company?), Mr. Edward J. Bramson (the ?Sherborne Designee?), Sherborne Investors Management LP and Newbury Investors LLC (together with Sherborne Investors Man

April 18, 2022 EX-99.2

Navient, Sherborne Investors reach cooperation agreement; Edward Bramson to be nominated as new board member

Exhibit 99.2 NEWS RELEASE For immediate release Navient, Sherborne Investors reach cooperation agreement; Edward Bramson to be nominated as new board member WILMINGTON, Del. and NEW YORK, April 18, 2022?Navient Corporation (Nasdaq: NAVI) and Sherborne Investors today announced an agreement under which Navient?s Board of Directors will nominate Edward Bramson, a Partner in Sherborne Investors, for

April 4, 2022 SC 13G/A

NAVI / Navient Corp / Cantor Fitzgerald Europe - AMENDMENT NO. 3 TO SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 3)* Under the Securities Exchange Act of 1934 Navient Corp. (Name of Issuer) Common Stock (Titles of Class of Securities) 63938C108 (CUSIP Number) March 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

April 4, 2022 SC 13D/A

NAVI / Navient Corp / Sherborne Investors LP - AMENDMENT NO. 3 TO THE SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 3)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 63938C108 (CUSIP Number) EDWARD BRAMSON STE

March 18, 2022 SC 13D/A

NAVI / Navient Corp / Sherborne Investors LP - AMENDMENT NO. 2 TO THE SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 2)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 63938C108 (CUSIP Number) EDWARD BRAMSON STE

March 11, 2022 SC 13D/A

NAVI / Navient Corp / Sherborne Investors LP - AMENDMENT NO. 1 TO THE SCHEDULE 13D Activist Investment

SC 13D/A 1 sc13da11208300503112022.htm AMENDMENT NO. 1 TO THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 1)1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share

March 4, 2022 SC 13D

NAVI / Navient Corp / Sherborne Investors LP - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2(a) (Amendment No. )1 Navient Corporation (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 63938C108 (CUSIP Number) EDWARD BRAMSON STEP

March 4, 2022 EX-99.1

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the Common Stock, par value $0.01 per share of Navient Corporation, a Delaware corporation. This Joint

February 28, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

February 28, 2022 EX-99.1

2021 4th Quarter Investor Presentation

EXHIBIT 99.1

February 25, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36228 Navient Corpora

February 25, 2022 EX-10.24

Consent Judgment and Orders dated January 13, 2022 between Navient Corporation, Navient Solutions, LLC and Pioneer Credit Recovery, Inc. and the Attorney General for the State of Washington as a representative example of the Agreement between the Navient Parties and the State Attorneys General for the States (incorporated by reference to Exhibit 10.24 and the list of States and Localities that are a party to the Consent Judgment and Orders included on Exhibit 10.24.1, both exhibits of which are included on Navient Corporation’s Annual Report on Form 10-K filed on February 25, 2022).

Exhibit 10.24 THE HONORABLE VERONICA ALICEA-GALV?N Department 21 SUPERIOR COURT OF THE STATE OF WASHINGTON FOR KING COUNTY STATE OF WASHINGTON, Plaintiff, v. NAVIENT CORPORATION; NAVIENT SOLUTIONS, LLC; PIONEER CREDIT RECOVERY, INC.; and GENERAL REVENUE CORPORATION, Defendants. No. 17-2-01115-1 SEA CONSENT DECREE I.JUDGMENT SUMMARY 1.1 Judgment Creditor State of Washington 1.2 Judgment Debtors Nav

February 25, 2022 EX-10.24.1

List of States and Localities that are a party to the Consent Judgment and Orders described in Exhibit 10.24 (attached herewith).

EXHIBIT 10.24.1 List of States that are a party to the Consent Judgment and Orders (?Agreement?) dated January 13, 2022 between Navient Corporation, Navient Solutions, LLC and Pioneer Credit Recovery, Inc. (the ?Navient Parties?) and State Attorneys General. Arizona Arkansas California Colorado Connecticut District of Columbia Delaware Florida Georgia Hawaii Illinois Indiana Iowa Kansas Kentucky L

February 25, 2022 EX-21.1

List of Subsidiaries

Exhibit 21.1 SUBSIDIARIES OF NAVIENT CORPORATION Jurisdiction of Name Incorporation Navient Credit Finance Corporation Delaware Navient Credit Funding, LLC Delaware Navient Funding, LLC Delaware Riverfront Insurance, LLC Delaware * Pursuant to Item 601(b)(21)(ii) of Regulation S-K, the names of other subsidiaries of Navient Corporation are omitted because, considered in the aggregate, they would n

February 14, 2022 SC 13G/A

NAVI / Navient Corp / Cantor Fitzgerald Europe - AMENDMENT NO.2 TO SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 2)* Under the Securities Exchange Act of 1934 Navient Corp. (Name of Issuer) Common Stock (Titles of Class of Securities) 63938C108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule

February 10, 2022 SC 13G/A

NAVI / Navient Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Navient Corp. Title of Class of Securities: Common Stock CUSIP Number: 63938C108 Date of Event Which Requires Filing of this Statement: January 31, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule

February 10, 2022 SC 13G/A

NAVI / Navient Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Navient Corp. Title of Class of Securities: Common Stock CUSIP Number: 63938C108 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Rule

February 8, 2022 SC 13G/A

NAVI / Navient Corp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Navient Corp (Name of Issuer) Common Stock (Title of Class of Securities) 63938C108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule

January 25, 2022 EX-99.2

* * * About Navient

Exhibit 99.2 NAVIENT REPORTS FOURTH-QUARTER 2021 FINANCIAL RESULTS WILMINGTON, Del., January 25, 2022 ? Navient (Nasdaq: NAVI) today released its fourth-quarter 2021 financial results. FOURTH QUARTER RESULTS ????GAAP net loss of $11 million(1) ($0.07 diluted loss per share) compared to $186 million net income ($0.99 diluted earnings per share) in the year-ago quarter. ????Adjusted Core Earnings(2)

January 25, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

January 25, 2022 EX-99.1

Navient posts fourth quarter 2021 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts fourth quarter 2021 financial results WILMINGTON, Del., January 25, 2022 ? Navient (Nasdaq: NAVI), a leading provider of education loan management and business processing solutions, today posted its 2021 fourth quarter financial results. The complete financial results release is available on the company?s website at Navient.com/investor

January 13, 2022 EX-99.2

1

EXHIBIT 99.2 Frequently Asked Questions Navient Resolution of Legal Matters with State Attorneys General On January 13, 2022, Navient reached an agreement with state attorneys general to resolve all previously disclosed multistate litigation and investigation. The following answers frequently asked questions regarding the agreement and Navient practices. 1. What did Navient agree to? Under the Jan

January 13, 2022 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 13, 2022 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

January 13, 2022 EX-99.1

# # #

EXHIBIT 99.1 NEWS RELEASE For immediate release Navient announces successful resolution of legal matters with state attorneys general WILMINGTON, Del., Jan. 13, 2022?Navient (Nasdaq: NAVI), a leading provider of education loan management and business processing solutions, announced today that it has reached agreements with state attorneys general to resolve their previously disclosed multistate li

December 20, 2021 EX-4.1

Rights Agreement dated as of December 20, 2021 between Navient Corporation and Computershare Trust Company, N.A., which includes the form of Certificate of Designations as Exhibit A, the form of Right Certificate as Exhibit B and the Summary of Rights to Purchase Preferred Shares as Exhibit C (incorporated by reference to Exhibit 4.1 to Navient Corporation's Current Report on Form 8-K filed on December 20, 2021).

Exhibit 4.1 EXECUTION VERSION NAVIENT CORPORATION and COMPUTERSHARE TRUST COMPANY, N.A. Rights Agreement Dated as of December 20, 2021 TABLE OF CONTENTS Page Section 1. Definitions 1 Section 2. Appointment of Rights Agent 6 Section 3. Issue of Right Certificates 6 Section 4. Form of Right Certificates 8 Section 5. Countersignature and Registration 8 Section 6. Transfer, Split Up, Combination and E

December 20, 2021 EX-3.1

Certificate of Designations of Series A Junior Participating Preferred Stock.

Exhibit 3.1 CERTIFICATE OF DESIGNATIONS of SERIES A JUNIOR PARTICIPATING PREFERRED STOCK of NAVIENT CORPORATION (Pursuant to Section 151 of the Delaware General Corporation Law) Navient Corporation, a corporation organized and existing under the General Corporation Law of the State of Delaware (hereinafter called the ?Corporation?), hereby certifies that the following resolution was adopted by the

December 20, 2021 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2021 NAVIENT CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation or organizatio

December 20, 2021 8-A12B

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 NAVIENT CORPORATION (Exact Name of Registrant as Specified in

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 NAVIENT CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 46-4054283 (State of Incorporation or Organization) (IRS Employer Identification Number) 123 Justison Street, Wilmington, Delaw

December 20, 2021 EX-99.1

Navient adopts short-term shareholder rights plan with 20% trigger Designed to ensure fair and equal treatment of all investors

Exhibit 99.1 Navient adopts short-term shareholder rights plan with 20% trigger Designed to ensure fair and equal treatment of all investors WILMINGTON, Del., Dec. 20, 2021 ? The Board of Directors of Navient Corporation (Nasdaq: NAVI) has adopted a shareholder rights plan (the ?Rights Plan?) and declared a dividend distribution of one preferred share purchase right on each outstanding share of Na

November 5, 2021 EX-1.1

Underwriting Agreement, dated November 1, 2021, among the Company and Barclays Capital Inc., J.P. Morgan Securities LLC and RBC Capital Markets, LLC, as representatives of the Underwriters named therein.

EX-1.1 2 d245144dex11.htm EX-1.1 Exhibit 1.1 EXECUTION VERSION $750,000,000 NAVIENT CORPORATION 5.500% Senior Notes due March 15, 2029 Underwriting Agreement November 1, 2021 Barclays Capital Inc. J.P. Morgan Securities LLC RBC Capital Markets, LLC Each a Representative and collectively the Representatives of the several Underwriters listed in Schedule 1 hereto c/o Barclays Capital Inc. 745 Sevent

November 5, 2021 EX-4.2

Thirteenth Supplemental Indenture, dated as of November 4, 2021, between the Company and The Bank of New York Mellon, as trustee.

Exhibit 4.2 NAVIENT CORPORATION, as Company, and THE BANK OF NEW YORK MELLON, as Trustee THIRTEENTH SUPPLEMENTAL INDENTURE Dated as of November 4, 2021 to INDENTURE Dated as of July 18, 2014 5.500% Senior Notes due 2029 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS Section 1.1. Definition of Terms 3 ARTICLE 2. GENERAL TERMS AND CONDITIONS OF THE SENIOR NOTES Section 2.1. Designation and Principal

November 5, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2021 (November 1, 2021) NAVIENT CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporat

November 3, 2021 424B2

Title of Each Class of Securities to be Registered

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-238750 Title of Each Class of Securities to be Registered Amount to be Registered Proposed Maximum Offering Price Proposed Maximum Aggregate Offering Price Amount of Registration Fee(1) 5.500% Senior Notes due 2029 $750,000,000 100.000% $750,000,000 $69,525 (1) Calculated in accordance with Rule 456(b) and 457(r) of the Securi

November 1, 2021 424B5

SUBJECT TO COMPLETION, DATED NOVEMBER 1, 2021

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-238750 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and they are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale thereof i

November 1, 2021 FWP

NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: November 1, 2021 Settlement Date: November 4, 2021 (T+3) Securities: 5.500% Senior Notes due March 2029 Ratings*: Ba3 / B+ / BB- (Stable / Stable /

Filed Pursuant to Rule 433 Free Writing Prospectus Registration Statement No. 333-238750 Pricing Term Sheet NAVIENT CORPORATION Pricing Term Sheet Issuer: Navient Corporation Format: SEC Registered Trade Date: November 1, 2021 Settlement Date: November 4, 2021 (T+3) Securities: 5.500% Senior Notes due March 2029 Ratings*: Ba3 / B+ / BB- (Stable / Stable / Stable) Maturity Date: March 15, 2029 Inte

October 29, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

October 29, 2021 EX-99.1

2021 3rd Quarter Investor Presentation

EX-99.1 2 naviex991.htm ADDITIONAL EXHIBITS EXHIBIT 99.1

October 27, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navie

October 26, 2021 EX-99.1

Navient posts third quarter 2021 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts third quarter 2021 financial results WILMINGTON, Del., October 26, 2021 ? Navient (Nasdaq: NAVI), a leading provider of education loan management and business processing solutions, today posted its 2021 third quarter financial results. The complete financial results release is available on the company?s website at Navient.com/investors.

October 26, 2021 EX-99.2

* * * About Navient

EX-99.2 3 d215268dex992.htm EX-99.2 Exhibit 99.2 NAVIENT REPORTS THIRD-QUARTER 2021 FINANCIAL RESULTS WILMINGTON, Del., October 26, 2021 — Navient (Nasdaq: NAVI) today released its third-quarter 2021 financial results. OVERALL RESULTS •   GAAP net income of $173 million ($1.04 diluted earnings per share) compared to net income of $207 million ($1.07 diluted earnings per share) in the year-ago quar

October 26, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission Fi

September 29, 2021 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 28, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

September 29, 2021 EX-99.1

News Release Dated September 28, 2021

EXHIBIT 99.1 News Release Dated September 28, 2021 Navient, Maximus Announce Proposal to Transfer Federal Student Loan Servicing Contract, Pending Government Approval WILMINGTON, Del. and RESTON, Va., Sept. 28, 2021 (GLOBE NEWSWIRE) - Navient (Nasdaq: NAVI) and Maximus (NYSE: MMS) announced today that the companies have signed a definitive agreement to transfer the loan servicing for U.S. Departme

July 29, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

July 29, 2021 EX-99

2021 2nd Quarter Investor Presentation

EXHIBIT 99.2

July 29, 2021 EX-99

News Release Dated July 29, 2021

EXHIBIT 99.1

July 28, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient Co

July 27, 2021 EX-99.1

Navient posts second quarter 2021 financial results

Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2021 financial results WILMINGTON, Del., July 27, 2021 ? Navient (Nasdaq: NAVI), a leading provider of education loan management and business processing solutions, today posted its 2021 second quarter financial results. The complete financial results release is available on the company?s website at Navient.com/investors.

July 27, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

July 27, 2021 EX-99.2

* * * About Navient

EX-99.2 3 d182483dex992.htm EX-99.2 Exhibit 99.2 NAVIENT REPORTS SECOND-QUARTER 2021 FINANCIAL RESULTS WILMINGTON, Del., July 27, 2021 — Navient (Nasdaq: NAVI) today released its second-quarter 2021 financial results. OVERALL RESULTS •   GAAP net income of $185 million ($1.05 diluted earnings per share) compared to net income of $125 million ($0.64 diluted earnings per share) in the year-ago quart

June 24, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 15(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36228 A. Full title of the plan and the address

May 24, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.R.S. Employer of inco

April 30, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction (Commission (I.

April 30, 2021 EX-99.1

EX-99.1

EX-99.1 2 naviex991.htm PRESENTATION Exhibit 99.1

April 28, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36228 Navient C

April 28, 2021 EX-10.1

Form of Navient Corporation 2014 Omnibus Incentive Plan, Performance Stock Unit Agreement (incorporated by reference to Exhibit 10.1 to Navient Corporation’s Quarterly Report on Form 10-Q filed on April 28, 2021).

EXHIBIT 10.1 Navient Corporation 2014 Omnibus Incentive Plan Performance Stock Unit Agreement Pursuant to the terms and conditions of the Navient Corporation 2014 Omnibus Incentive Plan, amended and restated as of May 24, 2018 (the ?Plan?), the Compensation and Personnel Committee (the ?Committee?) of the Navient Corporation Board of Directors (?Board?) hereby grants to (the ?Grantee?) on , 2021 (

April 27, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2021 Navient Corporation (Exact name of registrant as specified in its charter) Delaware 001-36228 46-4054283 (State or other jurisdiction of incorporation) (Commission File

Other Listings
DE:10D € 11.60
GB:0K5R US$ 13.64
Fintel data has been cited in the following publications:
Daily Mail Fox Business Business Insider Wall Street Journal The Washington Post Bloomberg Financial Times Globe and Mail
NASDAQ.com Reuters The Guardian Associated Press FactCheck.org Snopes Politifact
Federal Register The Intercept Forbes Fortune Magazine TheStreet Time Magazine Canadian Broadcasting Corporation International Business Times
Cambridge University Press Investopedia MarketWatch NY Daily News Entrepreneur Newsweek Barron's El Economista