OFG / OFG Bancorp - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

OFG Bancorp
US ˙ NYSE ˙ PR67103X1020

Mga Batayang Estadistika
LEI 549300Q4QEXJ37LEXQ06
CIK 1030469
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to OFG Bancorp
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Bancor

July 17, 2025 EX-99

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Exhibit 99 OFG Bancorp Reports 2Q25 Results SAN JUAN, Puerto Rico, July 17, 2025 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the second quarter ended June 30, 2025.

July 17, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 17, 2025 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commi

June 27, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K (Mark One): ……………………………………………………………………………………………………….. ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K (Mark One): ……………………………………………………………………………………………………….

May 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Banco

May 7, 2025 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 7, 2025 (April 30, 2025) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorp

April 23, 2025 EX-99

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Exhibit 99 OFG Bancorp Reports 1Q25 Results SAN JUAN, Puerto Rico, April 23, 2025 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the first quarter ended March 31, 2025.

April 23, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 23, 2025 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Comm

March 19, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of

February 27, 2025 EX-21.1

List of Subsidiaries

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK – an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1.Oriental International Bank Inc. – a corporation and an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2.OFG USA, LLC – a limited liability c

February 27, 2025 EX-10.14

Separation and Retirement Agreement, dated as of October 18, 2024, between OFG and Ganesh Kumar, as ratified by Mr. Kumar on December 2, 2024

gk-separationagreementfi Exhibit A RATIFICATION AGREEMENT This Ratification Agreement (the “Ratification Agreement”) is entered into as of December 2, 2024 by Ganesh Kumar, of legal age, married and resident of San Juan, Puerto Rico (hereinafter referred to as the “Executive”).

February 27, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-12647 OFG Bancorp (Exact name o

February 27, 2025 EX-19.1

OFG Insider Trading and Blackout Policy

Insider Trading and Blackout Policy FOR OFG BANCORP 2 Revision Date: 10/2024 Policy title: Insider Trading and Blackout Policy OFG-CP-CORP-003 Revision Date: 10/2024 Introduction Applicable securities laws prohibit trading in the equity or debt securities of a company while in possession of material nonpublic information about the company.

January 22, 2025 EX-99

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OFG Bancorp Reports 4Q24 & 2024 Results SAN JUAN, Puerto Rico, January 22, 2025 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the fourth quarter and year ended December 31, 2024.

January 22, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 22, 2025 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Co

November 6, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG B

October 22, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 22, 2024 (October 18, 2024) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of

October 16, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 16, 2024 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Co

October 16, 2024 EX-99

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Exhibit 99 OFG Bancorp Reports 3Q24 Results SAN JUAN, Puerto Rico, October 16, 2024 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the third quarter ended September 30, 2024.

September 23, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 23, 2024 (September 20, 2024) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdictio

August 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Bancor

July 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 18, 2024 OFG BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 18, 2024 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commi

July 18, 2024 EX-99

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Exhibit 99 OFG Bancorp Reports 2Q24 Results SAN JUAN, Puerto Rico, July 18, 2024 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the second quarter ended June 30, 2024.

June 12, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K (Mark One): ……………………………………………………………………………………………………….. ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K (Mark One): ……………………………………………………………………………………………………….

May 14, 2024 8-K

Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 14, 2024 (May 8, 2024) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorpor

May 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Banco

April 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2024 OFG BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2024 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Comm

April 18, 2024 EX-99

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Exhibit 99 OFG Bancorp Reports 1Q24 Results SAN JUAN, Puerto Rico, April 18, 2024 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the first quarter ended March 31, 2024.

March 26, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of

February 26, 2024 EX-21.1

List of Subsidiaries

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK – an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1.Oriental International Bank Inc. – a corporation and an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2.OFG USA, LLC – a limited liability c

February 26, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-12647 OFG Bancorp (Exact name o

February 26, 2024 EX-97.1

Incentive Compensation Recoupment Policy

EXHIBIT 97.1 COMPENSATION RECOUPMENT POLICY Policy title: Compensation Recoupment Policy OFG-CP-CORP-009 Revision date: 11/2023 Introduction OFG Bancorp (“OFG”) seeks to establish executive compensation practices that promote long-term shareholder interests and best corporate governance practices, as well as comply with applicable laws, rules and regulations. Pursuant to Section 954 of the Dodd-Fr

February 13, 2024 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 1

February 9, 2024 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10 )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

January 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 24, 2024 OFG BANCORP (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 24, 2024 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Co

January 24, 2024 EX-99

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Exhibit 99 OFG Bancorp Reports 4Q23 & 2023 Results SAN JUAN, Puerto Rico, January 24, 2024 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the fourth quarter and year ended December 31, 2023.

December 28, 2023 EX-FILING FEES

Filing fee table

Exhibit 107 Calculation of Filing Fee Tables FORM S-8 Registration Statement Under the Securities Act of 1933 (Form Type) OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Title of Each Class of Securities to be Registered1 Fee Calculation Rule Amount to be Registered1 Proposed Maximum Offering Price per Share2 Proposed Maximum Aggregate Offering Price 2 Fee rate Amount of Registration Fee Equity Common Stock, par value $1.

December 28, 2023 EX-4.1

OFG Bancorp Nonqualified Deferred Compensation Plan

EXHIBIT 4.1 OFG BANCORP DEFERRED COMPENSATION PLAN Preamble This Plan is adopted as of the date and by the Company, on behalf of itself and any Participating Employers, as set forth in the attached Adoption Agreement, which is an integral part of this Plan. The Company, having been duly advised by its own counsel as to the legal and tax consequences of adopting this Plan, intends that the Plan sha

December 28, 2023 EX-4.2

OFG Bancorp Nonqualified Deferred Compensation Plan Adoption Agreement

EXHIBIT 4.2 ADOPTION AGREEMENT OFG BANCORP DEFERRED COMPENSATION PLAN The undersigned Company acting on behalf of itself and each Participating Employer, having been duly advised by its own counsel as to the legal and tax consequences of adopting this Deferred Compensation Plan, and having determined that adoption of this Plan as an unfunded, nonqualified deferred compensation plan would better en

December 28, 2023 S-8

As filed with the Securities and Exchange Commission on December 28, 2023.

As filed with the Securities and Exchange Commission on December 28, 2023. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 66-0538893 (State or Other Jurisdiction of Incorporation) (I.R.S. Emplo

December 28, 2023 S-8

As filed with the Securities and Exchange Commission on December 28, 2023.

As filed with the Securities and Exchange Commission on December 28, 2023. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 66-0538893 (State or Other Jurisdiction of Incorporation) (I.R.S. Emplo

December 28, 2023 EX-FILING FEES

Filing fee table

Exhibit 107 Calculation of Filing Fee Tables FORM S-8 Registration Statement Under the Securities Act of 1933 (Form Type) OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Title of Each Class of Securities to be Registered1 Fee Calculation Rule Amount to be Registered2 Proposed Maximum Offering Price per Share2 Proposed Maximum Aggregate Offering Price 3 Fee rate Amount of Registration Fee Other Deferred Compensation Obligations 457 (h) $10,000,000 100% $10,000,000 0.

December 22, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 22, 2023 (December 21, 2023) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction

December 22, 2023 EX-10.1

Employment Agreement dated as of December 21, 2023 between OFG and José R. Fernández

Exhibit 10.1 EMPLOYMENT AGREEMENT BETWEEN OFG BANCORP AND JOSÉ RAFAEL FERNÁNDEZ This Employment Agreement (the "Agreement") is made and entered into on the 21st day of December 2023, by and between OFG BANCORP, a financial holding company that has its principal office in San Juan, Puerto Rico (the "Company"), and JOSÉ RAFAEL FERNÁNDEZ (the "President and CEO" or "Mr. Fernández"). WITNESSETH: WHERE

November 6, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG B

October 20, 2023 EX-99

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Exhibit 99 OFG Bancorp Reports 3Q23 Results SAN JUAN, Puerto Rico, October 20, 2023 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2023.

October 20, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 20, 2023 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Co

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Bancorp

July 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 20, 2023 OFG BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 20, 2023 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commi

July 20, 2023 EX-99

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Exhibit 99 OFG Bancorp Reports 2Q23 Results SAN JUAN, Puerto Rico, July 20, 2023 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the second quarter ended June 30, 2023.

June 27, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K (Mark One): ……………………………………………………………………………………………………….. ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K (Mark One): ……………………………………………………………………………………………………….

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Bancor

May 5, 2023 EX-10.1

Form of restricted unit award and agreement.

EXHIBIT 10.1 AWARD NO.: XXX OFG BANCORP 2007 OMNIBUS PERFORMANCE INCENTIVE PLAN RESTRICTED UNIT AWARD AND AGREEMENT (Non-Employee Directors) This Restricted Unit Award and Agreement (the “Award”) is made and entered into on this XXth day of XXXXXXXXXX of 201x, by and between OFG Bancorp (the “Corporation”) and XXXXXXXXXXXXXX (the “Grantee”). All capitalized terms not otherwise defined herein shall

May 2, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 2, 2023 (April 26, 2023) OFG

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 2, 2023 (April 26, 2023) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorp

May 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 1, 2023 (May 1, 2023) OFG BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 1, 2023 (May 1, 2023) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorpora

April 20, 2023 EX-99

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Exhibit 99 OFG Bancorp Reports 1Q23 Results SAN JUAN, Puerto Rico, April 20, 2023 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the first quarter ended March 31, 2023.

April 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 20, 2023 OFG BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 20, 2023 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Comm

March 16, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of

February 24, 2023 EX-21.1

List of Subsidiaries

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK – an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1.Oriental International Bank Inc. – a corporation and an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2.OFG USA, LLC – a limited liability c

February 24, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-12647 OFG Ban

February 15, 2023 SC 13G

OFG / OFG Bancorp / BARROW HANLEY MEWHINNEY & STRAUSS LLC - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check appropriate box to designate the rule pursuant to which this Schedule is file

February 10, 2023 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 9 )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designa

February 9, 2023 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01561-ofgbancorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule p

January 31, 2023 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 31, 2023 (January 25, 2023) OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of

January 31, 2023 EX-3.2

Amended and Restated By-Laws.

BYLAWS OF OFG BANCORP ARTICLE I STOCKHOLDERS SECTION 1. Place of Meetings. All annual and special meetings of stockholders shall be held at the principal office of the Corporation or at such other place as the Board of Directors may determine, which may include a virtual meeting by means of remote communication to the fullest extent permitted by Puerto Rico law. SECTION 2. Annual Meeting. A meetin

January 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 26, 2023 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Co

January 26, 2023 EX-99

# # #

Exhibit 99 OFG Bancorp Reports 4Q22 & 2022 Results SAN JUAN, Puerto Rico, January 26, 2023 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the fourth quarter and year ended December 31, 2022.

November 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG B

October 20, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 20, 2022 OFG BANCORP (Exact name of registrant as specified in its charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Co

October 20, 2022 EX-99

# # #

Exhibit 99 OFG Bancorp Reports 3Q22 Results SAN JUAN, Puerto Rico, October 20, 2022 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2022.

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-12647 OFG Bancor

July 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 21, 2022 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Commi

July 21, 2022 EX-99

# # #

Exhibit 99 OFG Bancorp Reports 2Q22 Results SAN JUAN, Puerto Rico, July 21, 2022 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the second quarter ended June 30, 2022.

June 27, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): …………………………………………………

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ???????????????????????????????????????.

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 193 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancorp

May 3, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 3, 2022 (April 27, 2022) OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66

April 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 21, 2022 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Comm

April 21, 2022 EX-99

# # #

Exhibit 99 OFG Bancorp Reports 1Q22 Results SAN JUAN, Puerto Rico, April 21, 2022 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the first quarter ended March 31, 2022.

March 16, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of

February 25, 2022 EX-21.1

List of

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK ? an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1.Oriental International Bank Inc. ? a corporation and an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2.OFG USA, LLC ? a limited liability c

February 25, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-12647 OFG Bancorp

February 25, 2022 EX-4.1

Description of Registrant’s Securities Registered Under Section 12 of the Securities Exchange Act of 1934, as amended

EXHIBIT 4.1 DESCRIPTION OF REGISTRANT?S SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED The following briefly summarizes certain of the material terms of the shares of common stock, par value $1.00 per share (the ?Common Stock?), of OFG, which is the only class of the registrant?s securities registered under Section 12 of the Securities Exchange Act of 193

February 11, 2022 EX-FILING FEES

Filing fee table

EX-FILING FEES 4 exhibit1071.htm EX-FILING FEES Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 Registration Statement Under the Securities Act of 1933 (Form Type) OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Title of Each Class of Securities to be Registered1 Fee Calculation Rule Amount to be Registered1 Proposed Max

February 11, 2022 S-8

As filed with the Securities and Exchange Commission on February 11, 2022.

As filed with the Securities and Exchange Commission on February 11, 2022. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 66-0538893 (State or Other Jurisdiction of Incorporation) (I.R.S. Emplo

February 10, 2022 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Rule 13

February 10, 2022 SC 13G

OFG / OFG Bancorp / BARROW HANLEY MEWHINNEY & STRAUSS LLC - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check appropriate box to designate the rule pursuant to which this Schedule is file

February 8, 2022 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8 )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule i

January 19, 2022 EX-99

# # #

Exhibit 99 OFG Bancorp Reports 4Q21 & 2021 Results SAN JUAN, Puerto Rico, January 19, 2022 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the fourth quarter and year ended Dec.

January 19, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 19, 2022 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Co

November 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

November 3, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 (October 28, 2021) OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

October 20, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 20, 2021 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Co

October 20, 2021 EX-99

3Q21 Highlights Conference Call, Financial Supplement & Presentation Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contacts

Exhibit 99 OFG Bancorp Reports 3Q21 Results SAN JUAN, Puerto Rico, October 20, 2021 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2021.

August 6, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancorp

July 30, 2021 EX-10.1

Employment Agreement dated as of

Exhibit 10.1 EMPLOYMENT AGREEMENT BETWEEN OFG BANCORP AND JOS? RAFAEL FERN?NDEZ This Employment Agreement (the ?Agreement?) is made and entered into on the 28th day of July 2021, by and between OFG BANCORP, a financial holding company that has its principal office in San Juan, Puerto Rico (the ?Company?), and JOS? RAFAEL FERN?NDEZ (the ?President and CEO? or ?Mr. Fern?ndez?). WITNESSETH: WHEREAS,

July 30, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 30, 2021 (July 28, 2021) OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Commissi

July 30, 2021 EX-10.2

Amended and Restated Change in Control Compensation Agreement dated as of July 28, 2021 between OFG and José R. Fernández.

Exhibit 10.2 AMENDED AND RESTATED CHANGE IN CONTROL COMPENSATION AGREEMENT BETWEEN OFG BANCORP AND JOS? R. FERN?NDEZ Agreement made as of the 28th day July, 2021, by and between OFG Bancorp, a Puerto Rico corporation and a financial holding company with principal offices in San Juan, Puerto Rico (hereinafter referred to as ?OFG?) and Jos? R. Fern?ndez, of legal age, married, business executive and

July 21, 2021 EX-99

OFG Bancorp Reports 2Q21 Results

Exhibit 99 OFG Bancorp Reports 2Q21 Results SAN JUAN, Puerto Rico, July 21, 2021 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the second quarter ended June 30, 2021.

July 21, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 21, 2021 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Commi

July 15, 2021 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on July 26, 2021, pursuant to the provisions of Rule 12d2-2 (a).

June 29, 2021 11-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ???????????????????????????????????????.

May 7, 2021 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancor

May 3, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 3, 2021 (April 28, 2021) OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Commissio

April 30, 2021 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on May 11, 2021, pursuant to the provisions of Rule 12d2-2 (a).

April 30, 2021 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on May 11, 2021, pursuant to the provisions of Rule 12d2-2 (a).

April 23, 2021 EX-99

OFG Bancorp Reports 1Q21 Results

Exhibit 99 OFG Bancorp Reports 1Q21 Results OFG Bancorp Reports 1Q21 Results SAN JUAN, Puerto Rico, April 21, 2021 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the first quarter ended March 31, 2021.

April 23, 2021 8-K/A

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 21, 2021 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Co

April 21, 2021 EX-99

OFG Bancorp Reports 1Q21 Results

Exhibit 99 OFG Bancorp Reports 1Q21 Results OFG Bancorp Reports 1Q21 Results SAN JUAN, Puerto Rico, April 21, 2021 ? OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the first quarter ended March 31, 2021.

April 21, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 21, 2021 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Comm

April 9, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of

March 16, 2021 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of

February 26, 2021 EX-3.1

Composite Certificate of Incorporation.

1 EXHIBIT 3.1 COMPOSITE CERTIFICATE OF INCORPORATION OF OFG BANCORP FIRST: The name of the corporation (hereinafter called the Corporation) is ?OFG Bancorp?. SECOND: The principal office of the Corporation in the Commonwealth of Puerto Rico is located at Hato Rey Tower, 268 Mu?oz Rivera Avenue, Suite 501, Hato Rey, Puerto Rico in the Municipality of San Juan, Puerto Rico. The name of the resident

February 26, 2021 10-K

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ?ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2020 or ?TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-12647 OFG Bancorp Incorporated in the

February 26, 2021 EX-10.11

Amendment, dated as of November 30, 2020, to Technology Outsourcing Agreement between OFG and FIS.

1 Exhibit 10.11 Certain identified information has been excluded from this exhibit pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both not material and would likely cause competitive harm to the registrant if publicly disclosed. ORDER Prepared for: Oriental Bank 254 Munoz Rivera Avenue15th Floor San Juan, PR 00918 Order Effective Date: 7/28/2020 2 Fidelity Information Services, LL

February 26, 2021 EX-21.1

List of subsidiaries

1 EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK ? an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1. Oriental International Bank Inc. ? a corporation and an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2. OFG USA, LLC - a limited liabili

February 26, 2021 EX-10.12

Amendment, dated February 26, 2020, to Employment Agreement between Oriental and José R. Fernández.

1 Exhibit 10.12 SECOND AMENDMENT TO EMPLOYMENT AGREEMENT BETWEEN OFG BANCORP AND JOS? RAFAEL FERN?NDEZ This Second Amendment to Employment Agreement (the ?Amendment?) is made and entered into on the 26th day of February, 2020 (the ?Effective Date?), by and between OFG BANCORP , a financial holding company that has its principal office in San Juan, Puerto Rico (the ?Company?), and JOS? RAFAEL FERN?

February 12, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7 )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule i

February 12, 2021 EX-99.I

to Schedule 13G

EX-99.I Exhibit I to Schedule 13G Ameriprise Financial, Inc., a Delaware Corporation, is a parent holding company. The classification and identity of the relevant subsidiaries is as follows: Investment Adviser – Columbia Management Investment Advisers, LLC is an investment adviser registered under section 203 of the Investment Advisers Act of 1940.

February 12, 2021 EX-99.II

to Schedule 13G Joint Filing Agreement

Exhibit II to Schedule 13G Joint Filing Agreement The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G dated February 12, 2021 in connection with their beneficial ownership of OFG Bancorp.

February 12, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Amendment #1 Under the Securities and Exchange Act of 1934 OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Number) December 31, 2020 (Date of Event

SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Amendment #1 Under the Securities and Exchange Act of 1934 OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

February 11, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Number) December 31, 2020

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check appropriate box to designate the rule pursuant to which this Schedule is file

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 13

January 28, 2021 EX-3.(II)

Amended and Restated By-Laws.

EX-3(ii) Exhibit 3(ii) BYLAWS OF OFG BANCORP ARTICLE I STOCKHOLDERS SECTION 1. Place of Meetings. All annual and special meetings of stockholders shall be held at the principal office of the Corporation or at such other place as the Board of Directors may determine, which may include a virtual meeting by means of remote communication to the fullest extent permitted by Puerto Rico law. SECTION 2. A

January 28, 2021 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 28, 2021 (January 27, 2021) OFG Bancorp (Exact Name of Registrant as Specified in Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Inc

January 25, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 25, 2021 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Commonwealth of Puerto Rico (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Co

January 25, 2021 EX-99

OFG Bancorp Reports 4Q20 & 2020 Results

Exhibit 99 OFG Bancorp Reports 4Q20 & 2020 Results SAN JUAN, Puerto Rico, January 25, 2021 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the fourth quarter and year ended December 31, 2020.

December 16, 2020 CORRESP

-

December 16, 2020 By EDGAR Correspondence Michelle Miller Sharon Blume Office of Finance Division of Corporation Finance Securities and Exchange Commission 100 F Street, N.

December 3, 2020 8-K

Entry into a Material Definitive Agreement - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 3, 2020 (November 30, 2020) OFG Bancorp (Exact Name of Registrant as Specified in Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of In

November 6, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

November 4, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2020 (November 3, 2020) OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

October 23, 2020 EX-99

OFG Bancorp Reports 3Q20 Results

EX-99 2 ofg8kexhibit9923q2020.htm EXHIBIT 99 Exhibit 99 OFG Bancorp Reports 3Q20 Results SAN JUAN, Puerto Rico, October 23, 2020 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2020. CEO Comment José Rafael Fernández, President, Chief Executive Officer, and Vice Chairman of the Board, stated: “We had a strong th

October 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2020 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

August 7, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancorp

July 24, 2020 EX-99

2Q20 Financial Highlights Conference Call CEO Comment Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement & Conference Call Presentation Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contac

Exhibit 99 OFG Bancorp Reports 2Q20 Results SAN JUAN, Puerto Rico, July 24, 2020 – OFG Bancorp (NYSE: OFG) today reported results for the second quarter ended June 30, 2020.

July 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2020 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

June 26, 2020 11-K

- FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ……………………………………………………………………………………………………….

June 8, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 8, 2020 (June 1, 2020) OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Commission

May 21, 2020 DEFA14A

- DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, fo

May 18, 2020 DEFA14A

- DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, fo

May 11, 2020 10-Q

Quarterly Report - FORM 10Q

119 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

April 29, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2020 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

April 29, 2020 EX-99

1Q20 Highlights Conference Call CEO Comment Current Expected Credit Losses (CECL) Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement & Conference Call Presentation Non-GAAP Financial Measures Forward Looking Stateme

Exhibit 99 OFG Bancorp Reports 1Q20 Results SAN JUAN, Puerto Rico, April 29, 2020 – OFG Bancorp (NYSE: OFG) today reported results for the first quarter ended March 31, 2020.

April 22, 2020 DEFA14A

OFG / OFG Bancorp DEFA14A - - DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, fo

April 16, 2020 DEFA14A

OFG / OFG Bancorp DEFA14A - - DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, fo

March 17, 2020 EX-99.2

OFG BANCORP UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

Click here to enter text. Exhibit 99.2 OFG BANCORP UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION On December 31, 2019, Oriental purchased from The Bank of Nova Scotia (“BNS”) all outstanding common stock of Scotiabank de Puerto Rico for an aggregate purchase price of $550.0 million, subject to settlement amounts as described herein. Immediately following the closing, Oriental merged

March 17, 2020 8-K/A

Financial Statements and Exhibits, Financial Statements and Exhibits

Click here to enter text. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 31, 2019 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdi

March 17, 2020 EX-99.1

SCOTIABANK DE PUERTO RICO AND SUBSIDIARY (A Wholly Owned Subsidiary of the Bank of Nova Scotia) Consolidated Financial Statements As of October 31, 2019 and 2018, and for each of the years in the three-year period ended October 31, 2019 (With Indepen

Click here to enter text. Exhibit 99.1 SCOTIABANK DE PUERTO RICO AND SUBSIDIARY (A Wholly Owned Subsidiary of the Bank of Nova Scotia) Consolidated Financial Statements As of October 31, 2019 and 2018, and for each of the years in the three-year period ended October 31, 2019 (With Independent Auditors’ Report Thereon) Independent Auditors’ Report The Board of Directors Scotiabank de Puerto Rico: R

March 11, 2020 DEF 14A

OFG / OFG Bancorp DEF 14A - - DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of

March 3, 2020 EX-21.1

List of subsidiaries

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK – an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1. Oriental International Bank Inc. – an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2. OFG USA, LLC - a limited liability corporation organ

March 3, 2020 10-K

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-12647 OFG Bancorp Incorporated in t

March 3, 2020 NT 10-K

OFG / OFG Bancorp NT 10-K - - NT 10-K

SEC FILE NUMBER 001-12647 CUSIP NUMBER 68618W UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

February 28, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 28, 2020 (February 26, 2020) OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-12647 66-05388

February 24, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 24, 2020 OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-12647 66-0538893 (Commission File Numb

February 14, 2020 EX-99.I

to Schedule 13G

EX-99.I Exhibit I to Schedule 13G Ameriprise Financial, Inc., a Delaware Corporation, is a parent holding company. The classification and identity of the relevant subsidiaries is as follows: Investment Adviser – Columbia Management Investment Advisers, LLC is an investment adviser registered under section 203 of the Investment Advisers Act of 1940.

February 14, 2020 EX-99.II

to Schedule 13G Joint Filing Agreement

EX-99.II Exhibit II to Schedule 13G Joint Filing Agreement The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G dated February 14, 2020 in connection with their beneficial ownership of OFG Bancorp. Columbia Management Investment Advisers, LLC authorizes Ameriprise Financial, Inc. to execute the Schedule 13G to which this Exhibit is attached and make an

February 14, 2020 SC 13G

OFG / OFG Bancorp / AMERIPRISE FINANCIAL INC - SC 13G Passive Investment

SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities and Exchange Act of 1934 OFG Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: This Schedule

February 12, 2020 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* OFG BANCORP (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 11, 2020 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 13

January 29, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2020 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

January 29, 2020 EX-99

4Q19 2019 Conference Call CEO Comment Current Expected Credit Losses (CECL) Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement & Conference Call Presentation *Non-GAAP Financial Measures Forward Looking Statements A

EX-99 2 ofg8kexhibit994q2019.htm EXHIBIT 99 Exhibit 99 OFG Bancorp Reports 4Q19 & 2019 Results; Updates on Scotia PR & USVI Acquisition SAN JUAN, Puerto Rico, January 29, 2020 – OFG Bancorp (NYSE: OFG) today reported results for 4Q19 and 2019, reflecting the previously announced acquisition of the Puerto Rico and U.S. Virgin Islands operations of The Bank of Nova Scotia (Scotiabank). Due to the ac

December 31, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 31, 2019 (December 31, 2019) OFG BANCORP (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-12647 66-05388

December 12, 2019 EX-99.1

Forward Looking Statements

EX-99.1 2 ofg8exhibit991.htm EXHIBIT 99.1 Exhibit 99.1 OFG Receives Regulatory Approvals for Acquisition of Scotiabank Operations in Puerto Rico SAN JUAN, Puerto Rico, December 11, 2019 – OFG Bancorp (NYSE: OFG) announced receipt of regulatory approvals from the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation and the Office of the Commissioner of Financial I

December 12, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 11, 2019 OFG BANCORP (Exact Name of Registrant as Specified in Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or Other Jurisdiction of Incorporation) (Commi

November 7, 2019 10-Q

OFG / OFG Bancorp 10-Q - Quarterly Report - FORM 10Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

October 21, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2019 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

October 21, 2019 EX-99

Highlights 3Q19 vs. 3Q18 Conference Call CEO Comment 3Q19 Items Current Expected Credit Losses (CECL) Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement & Conference Call Presentation *Non-GAAP Financial Measures For

EX-99 2 ofg8kexhibit993q2019.htm EXHIBIT 99 Exhibit 99 OFG Bancorp Reports 3Q19 Results SAN JUAN, Puerto Rico, October 21, 2019 – OFG Bancorp (NYSE: OFG) today reported results for the third quarter ended September 30, 2019. Highlights 3Q19 vs. 3Q18 • Net income available to shareholders of $5.8 million, or $0.11 per share fully diluted, reflects the impact of several strategic transactions, compa

August 2, 2019 10-Q

OFG / OFG Bancorp 10-Q - Quarterly Report - FORM 10Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancorp

July 22, 2019 EX-99

Highlights 2Q19 vs. 2Q18 Other 2Q19 Items Conference Call CEO Comment Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement & Conference Call Presentation Non-GAAP Financial Measures Forward Looking Statements About OFG

EX-99 2 8kexhibit992q2019.htm EXHIBIT 99 Exhibit 99 OFG Bancorp Reports 2Q19 Results Highlights 2Q19 vs. 2Q18 • Net revenues increased 3.3% to $99.2 million from $96.0 million. Increased interest income from Originated Loans and Cash more than offset pay downs of Acquired Loans and lower Investment Securities balances. • Earnings per diluted share of $0.43 compared to $0.35, a 22.9% increase. Book

July 22, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2019 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

July 2, 2019 EX-2.1

Stock Purchase Agreement dated June 26, 2019, between The Bank of Nova Scotia and Oriental Bank, and, solely for the purposes expressly provided therein, OFG Bancorp.

EX-2.1 Exhibit 2.1 EXECUTION VERSION STOCK PURCHASE AGREEMENT BETWEEN THE BANK OF NOVA SCOTIA AND ORIENTAL BANK AND SOLELY FOR THE PURPOSES SET FORTH HEREIN, OFG BANCORP JUNE 26, 2019 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS 1.01 Definitions 2 1.02 Interpretation; Effect 16 ARTICLE II PURCHASE AND SALE 2.01 Purchase and Sale 18 2.02 Closing; Deliverables 18 2.03 Withholding 19 ARTICLE III REPR

July 2, 2019 EX-2.2

Sale and Purchase Agreement (USVI) dated June 26, 2019, between The Bank of Nova Scotia and Oriental Bank, and, solely for the purposes expressly provided therein, OFG Bancorp.

EX-2.2 Exhibit 2.2 EXECUTION VERSION SALE AND PURCHASE AGREEMENT (USVI) BETWEEN THE BANK OF NOVA SCOTIA AND ORIENTAL BANK AND SOLELY FOR THE PURPOSES SET FORTH HEREIN OFG BANCORP JUNE 26, 2019 TABLE OF CONTENTS ARTICLE I DEFINITIONS; CONSTRUCTION Section 1.1 Definitions 1 Section 1.2 Other Defined Terms 11 Section 1.3 Interpretation 11 ARTICLE II SALE AND PURCHASE OF PURCHASED ASSETS AND ASSUMPTIO

July 2, 2019 EX-2.3

Sale and Purchase Agreement (PR) dated June 26, 2019, between The Bank of Nova Scotia and Oriental Bank, and, solely for the purposes expressly provided therein, OFG Bancorp.

EX-2.3 Exhibit 2.3 EXECUTION VERSION SALE AND PURCHASE AGREEMENT (PR) BETWEEN THE BANK OF NOVA SCOTIA AND ORIENTAL BANK AND SOLELY FOR THE PURPOSES SET FORTH HEREIN OFG BANCORP JUNE 26, 2019 TABLE OF CONTENTS ARTICLE I DEFINITIONS; CONSTRUCTION Section 1.1 Definitions 1 Section 1.2 Other Defined Terms 8 Section 1.3 Interpretation 8 ARTICLE II SALE AND PURCHASE OF PURCHASED ASSETS AND ASSUMPTION OF

July 2, 2019 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 2, 2019 (June 26, 2019) OFG BANCORP (Exact Name of Registrant as Specified in Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or Other Jurisdiction of I

June 28, 2019 11-K

OFG / OFG Bancorp 11-K - - FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ……………………………………………………………………………………………………….

June 27, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 27, 2019 (June 26, 2019) OFG BANCORP (Exact Name of Registrant as Specified in Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or Other Jurisdiction of

June 27, 2019 EX-99.1

# # #

EX-99.1 2 d766532dex991.htm EX-99.1 Exhibit 99.1 OFG Bancorp to Acquire Scotiabank Operations in Puerto Rico and US Virgin Islands Conference Call Thursday at 10:00 AM ET SAN JUAN, Puerto Rico, June 26, 2019 – OFG Bancorp (NYSE: OFG) and Scotiabank (NYSE: BNS) today announced the signing of a definitive agreement for OFG’s subsidiary, Oriental Bank, to acquire Scotiabank’s Puerto Rico operation fo

June 27, 2019 EX-99.2

The information included in this document contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on management’s current expectations and involve certain risk

EX-99.2 Acquisition of Bank of Nova Scotia’s Puerto Rico & USVI Operations June 27, 2019 Exhibit 99.2 The information included in this document contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on management’s current expectations and involve certain risks and uncertainties that may cause actual result

May 6, 2019 EX-10.1

2007 Omnibus Performance Incentive Plan Performance Shares Award and Agreement.

OFG BANCORP 2007 OMNIBUS PERFORMANCE INCENTIVE PLAN RESTRICTED UNIT AWARD AND AGREEMENT This Restricted Unit Award and Agreement (the “Award”) is made and entered into on this XXth day of XXXXXXXXXX of 20XX, by and between OFG Bancorp (the “Corporation”) and XXXXXXXXXXXXXX (the “Grantee”).

May 6, 2019 10-Q

OFG / OFG Bancorp 10-Q Quarterly Report FORM 10Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancor

April 30, 2019 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 ofg04302019.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2019 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction

April 29, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2019 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

April 18, 2019 EX-99

Highlights 1Q19 vs. 1Q18 CEO Comment Conference Call Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement & Conference Call Presentation Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contacts

Exhibit 99 OFG Bancorp Reports 1Q19 Results SAN JUAN, Puerto Rico, April 18, 2019 – OFG Bancorp (NYSE: OFG) reported results for the first quarter ended March 31, 2019.

April 18, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2019 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

March 13, 2019 DEF 14A

OFG / OFG Bancorp DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of

March 8, 2019 EX-10.10

Amendment, effective as of December 19, 2018, to Employment Agreement between Oriental and José R. Fernández

Exhibit 10.10 AWARD NO.: XXX OFG BANCORP FIRST AMENDMENT TO EMPLOYMENT AGREEMENT BETWEEN OFG BANCORP AND JOSÉ RAFAEL FERNÁNDEZ This First Amendment to Employment Agreement (the “Amendment”) is made and entered into on the 19th day of December, 2018 (the “Effective Date”), by and between OFG BANCORP, a financial holding company that has its principal office in San Juan, Puerto Rico (the “Company”),

March 8, 2019 EX-21.1

List of subsidiaries

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK – an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1. Oriental International Bank Inc. – an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2. OFG USA, LLC - a limited liability corporation organ

March 8, 2019 10-K

OFG / OFG Bancorp (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2018 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-12647 OFG Bancorp Incorporated in t

February 11, 2019 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC Passive Investment

ofgbancorp.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 6 )* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 31, 2018 Check the appropriate box to designate

February 8, 2019 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* OFG BANCORP (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

January 22, 2019 EX-99

4Q18 Summary 2018 Summary CEO Comment Conference Call Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contacts

Exhibit 99 OFG Bancorp Reports 4Q18 & 2018 Results SAN JUAN, Puerto Rico, January 22, 2019 – OFG Bancorp (NYSE: OFG) reported results for the fourth quarter and year ended December 31, 2018.

January 22, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2019 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

December 26, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2018 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

December 21, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 d643466d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdic

November 2, 2018 10-Q

OFG / OFG Bancorp FORM 10Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

November 2, 2018 EX-10.1

Form of performance shares award and agreement

Exhibit 10.1 AWARD NO.: XXX OFG BANCORP 2007 OMNIBUS PERFORMANCE INCENTIVE PLAN PERFORMANCE SHARES AWARD AND AGREEMENT This Performance Shares Award and Agreement (the “Award”) is made and entered into on this XXth day of XXXXXXXXXX of 20XX, by and between OFG Bancorp (the “Corporation”) and XXXXXXXXXXXXXX (the “Grantee”). All capitalized terms not otherwise defined herein shall have the meanings

October 30, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2018 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

October 19, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ofg8K20180930.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jur

October 19, 2018 EX-99

Highlights Conference Call CEO Comments Income Statement Balance Sheet Credit Quality Capital Position Financial Supplement Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contacts

EX-99 2 ofg8K20180930ex99.htm PRESS RELEASE Exhibit 99 OFG Bancorp Reports 3Q18 Results SAN JUAN, Puerto Rico, October 19, 2018 – OFG Bancorp (NYSE: OFG) reported results for the third quarter ended September 30, 2018. Net income available to shareholders was $19.6 million or $0.42 per fully diluted share, compared to 2Q18’s $16.2 million or $0.35 per fully diluted share and breakeven results in t

August 3, 2018 10-Q

OFG / OFG Bancorp FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancorp

August 3, 2018 EX-10

Amendment, dated as of May 31, 2018, to Technology Outsourcing Agreement between OFG and Metavante Corporation

Exhibit 10.1 Prepared for: Oriental Bank Oriental Center, 15th Floor San Juan, PR 00918 Order Form Reference: 37800 Order Form Effective Date: 5/30/2018 Fidelity Information Services, LLC 601 Riverside Avenue Jacksonville, FL 32204-2946 This is an amendment (“Amendment”) to the Technology Outsourcing Agreement dated as of January 26, 2007 (as amended and including any and all addenda, schedules, o

July 20, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

July 20, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

July 20, 2018 EX-99

2Q18 Summary CEO Comments Income Statement Highlights Balance Sheet Highlights Credit Quality Highlights Capital Position Conference Call Financial Supplement Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contacts

Exhibit 99 OFG Bancorp Reports 2Q18 Results SAN JUAN, Puerto Rico, July 20, 2018 – OFG Bancorp (NYSE: OFG) reported results for the second quarter ended June 30, 2018, reflecting the third straight quarter of continued strong recovery following hurricanes that struck the island in September 2017.

July 17, 2018 8-K

Other Events

8-K 1 ofg8K20180717.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 16, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdictio

June 26, 2018 11-K/A

OFG / OFG Bancorp FORM 11-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K/A FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ……………………………………………………………………………………………………….

June 25, 2018 11-K

OFG / OFG Bancorp FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ……………………………………………………………………………………………………….

June 13, 2018 8-K

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 12, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

May 4, 2018 EX-10.1

Employment Agreement dated as of February 28, 2018 between Oriental and José R. Fernández

EXHIBIT 10.1 EMPLOYMENT AGREEMENT BETWEEN OFG BANCORP AND JOSÉ RAFAEL FERNÁNDEZ This Employment Agreement (the “Agreement”) is made and entered into on the 28th day of February 2018, by and between OFG BANCORP, a financial holding company that has its principal office in San Juan, Puerto Rico (the “Company”), and JOSÉ RAFAEL FERNÁNDEZ (the “President and CEO” or “Mr. Fernández”). WITNESSETH: WHERE

May 4, 2018 10-Q

OFG / OFG Bancorp FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancor

May 1, 2018 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 d580701d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2018 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdic

April 20, 2018 EX-99

1Q18 Summary CEO Comment Income Statement Highlights Balance Sheet Highlights Credit Quality Highlights Capital Position Conference Call Financial Supplement Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contacts

EX-99 2 ofg8K2018331ex99.htm EXHIBIT 99 Exhibit 99 OFG Bancorp Reports 1Q18 Results SAN JUAN, Puerto Rico, April 20, 2018 – OFG Bancorp (NYSE: OFG) today reported results for the first quarter ended March 31, 2018, reflecting continued strong recovery following hurricanes Irma and Maria, which struck the island in September 2017. 1Q18 Summary · Net income available to shareholders was $13.5 millio

April 20, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

March 15, 2018 DEF 14A

OFG / OFG Bancorp DEF 14A

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 13, 2018 EX-21.1

List of subsidiaries

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK – an FDIC insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1. Oriental International Bank Inc. – an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. 2. OFG USA, LLC - a limited liability corporation organ

March 13, 2018 10-K

OFG / OFG Bancorp FORM 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2017 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-12647 OFG Bancorp Incorporated in t

March 7, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 ofg8K20180307.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 1, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Juri

March 5, 2018 PRE 14A

OFG / OFG Bancorp PRE 14A

PRE 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

February 9, 2018 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* OFG BANCORP (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 8, 2018 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC Passive Investment

ofgbancorp.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 5 )* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 31, 2017 Check the appropriate box to designate

January 30, 2018 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

January 30, 2018 EX-3.1

Amended and Restated By-Laws.

Exhibit 3.1 BY-LAWS OF OFG BANCORP ARTICLE I STOCKHOLDERS SECTION 1. Place of Meetings. All annual and special meetings of stockholders shall be held at the principal office of the Corporation or at such other place as the Board of Directors may determine. SECTION 2. Annual Meeting. A meeting of the stockholders of the Corporation for the election of directors and for the transaction of any other

January 30, 2018 EX-99

4Q17 Summary 2017 Summary CEO Comment Income Statement Highlights Balance Sheet Highlights Credit Quality Highlights Capital Position Conference Call Financial Supplement Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Conta

Exhibit 99.1 OFG Bancorp Reports 4Q17 & 2017 Results SAN JUAN, Puerto Rico, January 30, 2018 ? OFG Bancorp (NYSE: OFG) today reported results for the fourth quarter and year ended December 31, 2017. 4Q17 results reflected a strong recovery following hurricanes Irma and Maria, which struck the island in September 2017. 4Q17 Summary ? Net income available to shareholders increased to $13.6 million,

January 30, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ofg8K20171231.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2018 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jur

December 5, 2017 CORRESP

OFG / OFG Bancorp ESP

December 5, 2017 VIA EDGAR Dave Irving Review Accountant Office of Financial Services Securities and Exchange Commission 100 F Street Washington, DC 20549 Re: OFG Bancorp Form 10-K for Fiscal Year Ended December 31, 2016 Filed March 10, 2017 Form 10-Q for Fiscal Quarter Ended September 30, 2017 Filed November 8, 2017 File No.

November 8, 2017 10-Q

OFG / OFG Bancorp FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

October 25, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ofg8K2017930.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2017 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Juri

October 25, 2017 EX-99

3Q17 Summary 3Q17 Income Statement Highlights September 30, 2017 Balance Sheet Highlights Credit Quality Highlights Capital Position Conference Call Financial Supplement Non-GAAP Financial Measures Forward Looking Statements About OFG Bancorp Contact

EX-99 2 ofg8K2017930ex99.htm EXHIBIT 99 Exhibit 99 OFG Bancorp Reports 3Q17 Results SAN JUAN, Puerto Rico, October 25, 2017 – OFG Bancorp (NYSE: OFG) today reported results for the third quarter ended September 30, 2017. Results were significantly impacted by Hurricanes Irma and Maria, which struck the island on September 7 and 20, 2017, respectively. 3Q17 Summary · Net loss to shareholders was $1

August 4, 2017 10-Q

OFG / OFG Bancorp FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancorp

July 21, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ofg8K2017630.htm FORM 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2017 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdic

July 21, 2017 EX-99

2Q17 Highlights CEO Comment 2Q17 Income Statement Highlights June 30, 2017 Balance Sheet Highlights Credit Quality Highlights Capital Position Conference Call Financial Supplement Non-GAAP Financial Measures Forward Looking Statements Contacts

EX-99 2 ofg8K2017630ex99.htm EX 99 Exhibit 99 OFG Bancorp Reports 2Q17 Results SAN JUAN, Puerto Rico, July 21, 2017 – OFG Bancorp (NYSE: OFG) today reported results for the second quarter ended June 30, 2017. 2Q17 Highlights • Net income available to shareholders increased. OFG reported $13.6 million, or $0.30 per share fully diluted, compared to $11.7 million, or $0.26 per share fully diluted, in

June 28, 2017 11-K

OFG Bancorp FORM 11K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK REPURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ???????????????????????????????????????.

May 5, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2017 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Bancor

April 28, 2017 8-K

Submission of Matters to a Vote of Security Holders

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2017 OFG BANCORP (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

April 21, 2017 EX-99

1Q17 Highlights CEO Comment 1Q17 Income Statement Highlights March 31, 2017 Balance Sheet Highlights Capital Position Non-GAAP Financial Measures Forward Looking Statements Contacts

EX-99 2 ofg8K2017331ex99.htm PRESS RELEASE Exhibit 99 OFG Bancorp Reports 4Q16 & 2016 Results SAN JUAN, Puerto Rico, April 21, 2017 – OFG Bancorp (NYSE: OFG) today reported results for the first quarter ended March 31, 2017. 1Q17 Highlights • Net income available to shareholders held steady. OFG reported $11.7 million, or $0.26 per share fully diluted, compared to $12.1 million, or $0.27 per share

April 21, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2017 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

March 16, 2017 10-K/A

OFG Bancorp FORM 10-K/A (Annual Report)

UNITED STATES UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K/A (Amendment No. 1) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2016 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to to . Commission File No.

March 16, 2017 DEFA14A

OFG Bancorp DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, fo

March 16, 2017 DEF 14A

OFG Bancorp DEF 14A

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 13, 2017 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 8, 2017 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

March 10, 2017 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2016 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to to . Commission File No. 001-12647 OFG Bancorp Incorporated

March 10, 2017 EX-21.1

LIST OF SUBSIDIARIES

EXHIBIT 21.1 LIST OF SUBSIDIARIES A) ORIENTAL BANK - an insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico. SUBSIDIARIES OF ORIENTAL BANK: 1. Oriental International Bank Inc. ? an international banking entity organized and existing under the laws of the Commonwealth of Puerto Rico. B) ORIENTAL FINANCIAL SERVICES CORP. - a registered securiti

February 10, 2017 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC Passive Investment

ofgbancorp.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 4 )* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: January 31, 2017 Check the appropriate box to designate t

February 10, 2017 SC 13G/A

OFG / OFG Bancorp / VANGUARD GROUP INC Passive Investment

ofgbancorp.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3 )* Name of issuer: OFG Bancorp Title of Class of Securities: Common Stock CUSIP Number: 67103X102 Date of Event Which Requires Filing of this Statement: December 31, 2016 Check the appropriate box to designate

February 9, 2017 SC 13G/A

OFG / OFG Bancorp / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* OFG BANCORP (Name of Issuer) Common Stock (Title of Class of Securities) 67103X102 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 7, 2017 EX-10.1

Termination Agreement, dated as of February 6, 2017, among the Federal Deposit Insurance Corporation, Receiver of Eurobank, San Juan, Puerto Rico, the Federal Deposit Insurance Corporation, and Oriental Bank

Exhibit 10.1 Exhibit 10.1 TERMINATION AGREEMENT AMONG FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF EUROBANK SAN JUAN, PUERTO RICO FEDERAL DEPOSIT INSURANCE CORPORATION and ORIENTAL BANK SAN JUAN, PUERTO RICO DATED AS OF FEBRUARY 6, 2017 TERMINATION AGREEMENT THIS TERMINATION AGREEMENT (the “Agreement”), is made and entered into as of the 6th day of February, 2017, by and among the FEDERAL DE

February 7, 2017 8-K

Termination of a Material Definitive Agreement, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2017 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Jurisdiction of Incorporation) (Commission File No.

January 31, 2017 EX-99

4Q16 Highlights 2016 Highlights CEO Comment 4Q16 Income Statement Highlights December 31, 2016 Balance Sheet Highlights Credit Quality Highlights Capital Position Conference Call Financial Supplement Non-GAAP Financial Measures Forward Looking Statem

EX-99 2 ofg8K2016131ex99.htm PRESS RELEASE Exhibit 99 OFG Bancorp Reports 4Q16 & 2016 Results SAN JUAN, Puerto Rico, January 31, 2017 – OFG Bancorp (NYSE: OFG) today reported results for the fourth quarter and year ended December 31, 2016. 4Q16 Highlights • Net income available to shareholders increased to $12.1 million, or $0.27 per share fully diluted, from $11.7 million, or $0.26 per share full

January 31, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ofg8K2016131.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2017 OFG Bancorp (Exact Name of Registrant as Specified in its Charter) Commonwealth of Puerto Rico 001-12647 66-0538893 (State or other Juri

November 4, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-12647 OFG Ba

November 4, 2016 EX-10

EMPLOYMENT AGREEMENT OFG BANCORP JOSÉ RAFAEL FERNÁNDEZ

EX-10 2 ofg10q9302016ex10.htm EXHIBIT 10 EXHIBIT 10 EMPLOYMENT AGREEMENT BETWEEN OFG BANCORP AND JOSÉ RAFAEL FERNÁNDEZ This Employment Agreement (the “Agreement”) is made and entered into on the 27th day of September 2016 , by and between OFG BANCORP, a financial holding company that has its principal office in San Juan, Puerto Rico (the “Company”), and JOSÉ RAFAEL FERNÁNDEZ (the “President and CE

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