TWO.PRB / Two Harbors Investment Corp. - Preferred Stock - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Two Harbors Investment Corp. - Preferred Stock
US ˙ NYSE ˙ US90187B3096

Mga Batayang Estadistika
LEI 549300ZUIBT6KH4HU823
CIK 1465740
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Two Harbors Investment Corp. - Preferred Stock
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 20, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2025 Two Harbors Inves

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or orga

August 20, 2025 EX-99.1

TWO Provides Business Update Announces Resolution of Litigation and Third Quarter 2025 Common and Preferred Stock Dividends

Exhibit 99.1 TWO Provides Business Update Announces Resolution of Litigation and Third Quarter 2025 Common and Preferred Stock Dividends New York, August 20, 2025 – TWO (Two Harbors Investment Corp, NYSE: TWO), an MSR-focused REIT, today provided a business update regarding the resolution of pending litigation and its third quarter 2025 common and preferred stock dividends. Resolution of Pine Rive

August 20, 2025 EX-10.1

SETTLEMENT AGREEMENT AND RELEASE

Exhibit 10.1 SETTLEMENT AGREEMENT AND RELEASE PR Advisers L.P. (“PR Advisers”), as successor in interest to PRCM Advisers LLC (“PRCM”), Pine River Capital Management L.P. (“PR Capital”), and Pine River Domestic Management L.P. (collectively, “Pine River”), all on the one hand, and Two Harbors Investment Corp. (“Two Harbors”), on the other hand, (collectively, the “Parties”; singularly, a “Party”)

July 29, 2025 EX-99.2

An MSR-Focused REIT Second Quarter Earnings Call Presentation July 29, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp., or TWO, includes “forward-looking statements” within the meaning of the

An MSR-Focused REIT Second Quarter Earnings Call Presentation July 29, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp.

July 29, 2025 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 28, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of inc

July 29, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

July 29, 2025 EX-99.1

TWO Reports Second Quarter 2025 Financial Results Wider Spreads Lead to Attractive Levered Returns

TWO Reports Second Quarter 2025 Financial Results Wider Spreads Lead to Attractive Levered Returns NEW YORK, July 28, 2025 - TWO (Two Harbors Investment Corp.

July 28, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 28, 2025 Two Harbors Investment Corp. (Exact name of registran

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 28, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (

July 28, 2025 EX-99.1

TWO Reports Second Quarter 2025 Financial Results Wider Spreads Lead to Attractive Levered Returns

TWO Reports Second Quarter 2025 Financial Results Wider Spreads Lead to Attractive Levered Returns NEW YORK, July 28, 2025 - TWO (Two Harbors Investment Corp.

July 28, 2025 EX-99.2

An MSR-Focused REIT Second Quarter Earnings Call Presentation July 29, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp., or TWO, includes “forward-looking statements” within the meaning of the

a2q25earningsdeck An MSR-Focused REIT Second Quarter Earnings Call Presentation July 29, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp.

May 29, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2025 Two Harbors Investme

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organiz

May 15, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2025 Two Harbors Investme

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organiz

May 13, 2025 EX-4.4

Form of 9.375% Senior Notes Due 2030 of the Registrant (attached as Exhibit A to the Fourth Supplemental Indenture, filed as Exhibit 4.4 hereto).

Exhibit 4.4   Execution Version       Two Harbors Investment Corp. as the Issuer and U.S. Bank Trust Company, National Association as Trustee Fourth Supplemental Indenture Dated as of May 13, 2025 to the Indenture Dated as of January 19, 2017 9.375% Senior Notes due 2030           TABLE OF CONTENTS   Page Article 1   SCOPE OF SUPPLEMENTAL INDENTURE   Section 1.01 Scope 4 Article 2   DEFINITIONS  

May 13, 2025 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Two Harbors Investment Corp. (Exact name of r

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation) 27-0312904 (IRS Employer Identification No.) 1601 Utica

May 13, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 13, 2025 Two Harbors Investment Corp. (Exact name of registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 13, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (I

May 8, 2025 EX-FILING FEES

Table 1: Newly Registered and Carry Forward Securities

Calculation of Filing Fee Tables S-3 TWO HARBORS INVESTMENT CORP. Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effect

May 8, 2025 424B5

$100,000,000 9.375% SENIOR NOTES DUE 2030

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(5)  Registration No. 333-277271 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 22, 2024) $100,000,000 9.375% SENIOR NOTES DUE 2030 We are offering $100,000,000 aggregate principal amount of our 9.375% Senior Notes due 2030 (or the “notes”) under this prospectus supplement. The notes will bear interest at a rate equal to 9.375% per year, payable

May 7, 2025 EX-4.2

Third Supplemental Indenture, dated as of May 5, 2025, among Two Harbors Investment Corp., The Bank of New York Mellon Trust Company, N.A., as original trustee, and U.S. Bank Trust Company, National Association, as series trustee.

Exhibit 4.2 Execution Version TWO HARBOR INVESTMENT CORP., As Company THIRD SUPPLEMENTAL INDENTURE Dated as of May 5, 2025 THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., As Original Trustee U.S. Bank Trust Company, National Association, As Series Trustee TABLE OF CONTENTS PAGE ARTICLE 1 DEFINITIONS Section 1.01. Definitions 2 Section 1.02. Series Trustee 2 Section 1.03. Corporate Trust Office 2

May 7, 2025 EX-1.1

Underwriting Agreement, dated as of May 6, 2025, among Two Harbors Investment Corp. and Morgan Stanley & Co. LLC, Goldman Sachs & Co., Piper Sandler & Co., RBC Capital Markets, LLC, UBS Securities LLC and Wells Fargo Securities, LLC, as representatives of the several underwriters named therein.

Exhibit 1.1 Execution Version TWO HARBORS INVESTMENT CORP. $100,000,000 9.375% Senior Notes due 2030 UNDERWRITING AGREEMENT May 6, 2025 UNDERWRITING AGREEMENT May 6, 2025 MORGAN STANLEY & CO. LLC GOLDMAN SACHS & CO. LLC PIPER SANDLER & CO. RBC CAPITAL MARKETS, LLC UBS SECURITIES LLC WELLS FARGO SECURITIES, LLC As Representatives of the several Underwriters c/o Morgan Stanley & Co. LLC 1585 Broadwa

May 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 5, 2025 Two Harbors Investment Corp. (Exact name of registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 5, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (I.

May 6, 2025 424B5

SUBJECT TO COMPLETION, DATED MAY 6, 2025

TABLE OF CONTENTS This preliminary prospectus supplement relates to an effective registration statement under the Securities Act of 1933, as amended, but is not complete and may be changed.

May 6, 2025 FWP

Two Harbors Investment Corp. 9.375% Senior Notes due 2030 Pricing Term Sheet May 6, 2025

Filed pursuant to Rule 433 Issuer Free Writing Prospectus, dated May 6, 2025 Relating to Preliminary Prospectus Supplement, dated May 6, 2025 and Prospectus dated February 22, 2024 Registration No.

April 29, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

April 28, 2025 EX-99.2

An MSR-Focused REIT First Quarter 2025 Earnings Call Presentation April 29, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp., or TWO, includes “forward-looking statements” within the meaning of

An MSR-Focused REIT First Quarter 2025 Earnings Call Presentation April 29, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp.

April 28, 2025 EX-99.1

TWO Reports First Quarter 2025 Financial Results Positive Returns Across the Portfolio Drive Quarterly Results

TWO Reports First Quarter 2025 Financial Results Positive Returns Across the Portfolio Drive Quarterly Results NEW YORK, April 28, 2025 - TWO (Two Harbors Investment Corp.

April 28, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 28, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number)

April 18, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organ

April 2, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

April 2, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

February 18, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant as S

February 18, 2025 EX-4.3

Description of Securities. (filed herewith)

DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a summary of the rights and preferences of our capital stock.

February 18, 2025 EX-21.1

Subsidiaries of registrant. (filed herewith)

EXHIBIT 21.1 TWO HARBORS INVESTMENT CORP. Subsidiaries of Registrant The following entities comprise the direct or indirect wholly owned subsidiaries of Two Harbors Investment Corp. as of the date of this filing: Name State of Organization Percent Ownership Agate Bay Residential Mortgage Securities LLC Delaware 100% Area RE Partners Columbus LLC Delaware 20% CYS/Area LP Delaware 99% CYS Condo GP L

February 18, 2025 EX-19.1

bors Investment Corp. In

EXHIBIT 19.1 TWO HARBORS INVESTMENT CORP. INSIDER TRADING POLICY A.Purpose This Insider Trading Policy (the “Policy”) sets forth guidelines with respect to transactions in the securities of Two Harbors Investment Corp. and its subsidiaries (the “Company”) as well as the securities of other publicly traded companies for which the Company has or may obtain Material Nonpublic Information (defined bel

January 29, 2025 EX-99.2

An MSR-Focused REIT Fourth Quarter 2024 Earnings Call Presentation January 30, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp., or TWO, includes “forward-looking statements” within the meaning

An MSR-Focused REIT Fourth Quarter 2024 Earnings Call Presentation January 30, 2025 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp.

January 29, 2025 EX-99.1

TWO Reports Fourth Quarter 2024 Financial Results Hedged MSR Strategy Drives High-Quality Returns in Dynamic Market

TWO Reports Fourth Quarter 2024 Financial Results Hedged MSR Strategy Drives High-Quality Returns in Dynamic Market NEW YORK, January 29, 2025 - TWO (Two Harbors Investment Corp.

January 29, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 29, 2025 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

November 12, 2024 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 11, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or or

November 12, 2024 EX-99.1

TWO Announces Appointment of Travis Swenson and Plan for Chief Financial Officer Transition New York, November 12, 2024 – TWO (Two Harbors Investment Corp., NYSE: TWO), an MSR-focused REIT, today announced that the Board of Directors approved the app

TWO Announces Appointment of Travis Swenson and Plan for Chief Financial Officer Transition New York, November 12, 2024 – TWO (Two Harbors Investment Corp.

October 29, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2024 ☐ TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Regist

October 28, 2024 EX-99.2

An MSR-Focused REIT Third Quarter 2024 Earnings Call Presentation October 29, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp., or TWO, includes “forward-looking statements” within the meaning

An MSR-Focused REIT Third Quarter 2024 Earnings Call Presentation October 29, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation of Two Harbors Investment Corp.

October 28, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 28, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

October 28, 2024 EX-99.1

TWO Reports Third Quarter 2024 Financial Results Mortgage Performance Drives Positive Quarterly Return with Stable MSR Spreads

TWO Reports Third Quarter 2024 Financial Results Mortgage Performance Drives Positive Quarterly Return with Stable MSR Spreads NEW YORK, October 28, 2024 - TWO (Two Harbors Investment Corp.

August 28, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 26, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or orga

August 1, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 1, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organ

July 31, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

July 30, 2024 EX-99.2

An MSR + Agency REIT Second Quarter 2024 Earnings Call JULY 31, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Priv

An MSR + Agency REIT Second Quarter 2024 Earnings Call JULY 31, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

July 30, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 30, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (

July 30, 2024 EX-FILING FEES

Calculation of Filing Fee Tables (Form Type) Two Harbors Investment Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Tables 424(b)(5) (Form Type) Two Harbors Investment Corp.

July 30, 2024 EX-99.1

Two Harbors Investment Corp. Reports Second Quarter 2024 Financial Results Delivered Stable Results Amidst Heightened Volatility

Two Harbors Investment Corp. Reports Second Quarter 2024 Financial Results Delivered Stable Results Amidst Heightened Volatility NEW YORK, July 30, 2024 - Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust (REIT), today announced its financial results for the quarter ended June 30, 2024. Quarterly Summary •Reported book value of $15.19 per common share, and

July 30, 2024 EX-1.3

30, 2024 (incorporated by reference to Exhibit 1.3

Exhibit 1.3 TWO HARBORS INVESTMENT CORP. Amendment No. 2 to the Equity Distribution Agreement July 30, 2024 Citizens JMP Securities, LLC 600 Montgomery Street, Suite 1100 San Francisco, California 94111 Ladies and Gentlemen: Reference is made to the Equity Distribution Agreement, dated November 10, 2022, as amended by Amendment No. 1 to the Equity Distribution Agreement, dated February 23, 2024 (a

July 30, 2024 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organi

July 30, 2024 424B5

PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 22, 2024) TWO HARBORS INVESTMENT CORP. 15,000,000 Shares Common Stock

 Filed pursuant to Rule 424(b)(5)  Registration Statement No.: 333-277271 PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 22, 2024) TWO HARBORS INVESTMENT CORP. 15,000,000 Shares Common Stock On July 30, 2024, we amended our equity distribution agreement with Citizens JMP Securities, LLC, which we refer to as the sales agent, relating to shares of our common stock offered by this prospectus su

May 15, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organiz

April 30, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

April 30, 2024 EX-10.1

Form of Officer Performance Share Unit Agreement (as of January 2024) under the Two Harbors Investment Corp. 2021 Equity Incentive Plan (filed herewith).

Exhibit 10.1 TWO HARBORS INVESTMENT CORP. 2021 EQUITY INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT This PERFORMANCE SHARE UNIT AGREEMENT (this “Agreement”) is made and entered into by and between Two Harbors Investment Corp., a Maryland corporation (the “Company”), and (the “Grantee”), as of the day of , 20 (the “Grant Date”). WHEREAS, the Company maintains the Two Harbors Investment Corp. 2021

April 29, 2024 EX-99.2

An MSR + Agency REIT First Quarter 2024 Earnings Call APRIL 30, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Priv

twoq12024earningscallpre An MSR + Agency REIT First Quarter 2024 Earnings Call APRIL 30, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

April 29, 2024 EX-99.1

Two Harbors Investment Corp. Reports First Quarter 2024 Financial Results Positioned for Higher-for-Longer Rates with Growing MSR Portfolio and Operational Platform

Two Harbors Investment Corp. Reports First Quarter 2024 Financial Results Positioned for Higher-for-Longer Rates with Growing MSR Portfolio and Operational Platform NEW YORK, April 29, 2024 - Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust (REIT), today announced its financial results for the quarter ended March 31, 2024. Quarterly Summary •Reported book

April 29, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 29, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number)

April 3, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

April 3, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

March 4, 2024 EX-99.1

Two Harbors Investment Corp. Appoints Sanjiv Das as Director New York, March 4, 2024 – Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust, today announced the appointment of Sanjiv Das to the company’s Board o

Two Harbors Investment Corp. Appoints Sanjiv Das as Director New York, March 4, 2024 – Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust, today announced the appointment of Sanjiv Das to the company’s Board of Directors, effective immediately. Mr. Das has extensive experience in the mortgage industry and currently serves as President of Pagaya Technologies

March 4, 2024 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organi

February 23, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form S-3 (Form Type) Two Harbors Investment Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Two Harbors Investment Corp.

February 23, 2024 424B5

PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 22, 2024) TWO HARBORS INVESTMENT CORP. 3,819,406 Shares Common Stock

TABLE OF CONTENTS  Filed pursuant to Rule 424(b)(5)  Registration Statement No.: 333-277271 PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 22, 2024) TWO HARBORS INVESTMENT CORP. 3,819,406 Shares Common Stock On November 10, 2022, we entered into an equity distribution agreement with Citizens JMP Securities, LLC, as amended to date, which we refer to as the sales agent, relating to shares of o

February 23, 2024 EX-1.2

Amendment No. 1 dated February 23, 2024 to the Equity Distribution Agreement, dated November 10, 2022, by and between Two Harbors and the Placement Agent.

Exhibit 1.2 TWO HARBORS INVESTMENT CORP. Amendment No. 1 to the Equity Distribution Agreement February 23, 2024 Citizens JMP Securities, LLC 600 Montgomery Street, Suite 1100 San Francisco, California 94111 Ladies and Gentlemen: References is made to the Equity Distribution Agreement, dated November 10, 2022 (the “Agreement”), among Two Harbors Investment Corp., a Maryland corporation (the “Compan

February 23, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or or

February 22, 2024 EX-FILING FEES

Filing Fee Table.**

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Two Harbors Investment Corp.

February 22, 2024 S-3ASR

As filed with the Securities and Exchange Commission on February 22, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on February 22, 2024 Registration Statement No.

February 22, 2024 EX-25.1

Form T-1 Statement of Eligibility and Qualification under the Trust Indenture Act of 1939 under the Senior Indenture.**

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) x THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact name of trustee as specified in its charter) (Ju

February 20, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant as S

February 20, 2024 EX-21.1

Subsidiaries of registrant. (filed herewith)

EXHIBIT 21.1 TWO HARBORS INVESTMENT CORP. Subsidiaries of Registrant The following entities comprise the direct or indirect wholly owned subsidiaries of Two Harbors Investment Corp. as of the date of this filing: Name State of Organization Percent Ownership Agate Bay Residential Mortgage Securities LLC Delaware 100% Area RE Partners Columbus LLC Delaware 20% CYS/Area LP Delaware 99% CYS Condo GP L

February 20, 2024 EX-4.3

Description of Securities. (filed herewith)

DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a summary of the rights and preferences of our capital stock.

February 14, 2024 CORRESP

February 14, 2024

February 14, 2024 United States Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F.

February 13, 2024 SC 13G/A

TWO / Two Harbors Investment Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02131-twoharborsinvestment.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Two Harbors Investment Corp Title of Class of Securities: Common Stock CUSIP Number: 90187B804 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate b

February 5, 2024 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2024 (January 31, 2024) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of i

February 5, 2024 EX-99.1

Two Harbors Investment Corp. Announces Retirement of Chief Financial Officer New York, February 5, 2024 – Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust, today announced that Mary Riskey intends to retire

Two Harbors Investment Corp. Announces Retirement of Chief Financial Officer New York, February 5, 2024 – Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust, today announced that Mary Riskey intends to retire from her position as Vice President and Chief Financial Officer of the company. Two Harbors has initiated an external search for a new Chief Financial

January 29, 2024 EX-99.2

An MSR + Agency REIT Fourth Quarter 2023 Earnings Call JANUARY 30, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States P

An MSR + Agency REIT Fourth Quarter 2023 Earnings Call JANUARY 30, 2024 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

January 29, 2024 EX-99.1

Two Harbors Investment Corp. Reports Fourth Quarter 2023 Financial Results MSR Provides Ballast When Agency Spreads Fluctuate

Two Harbors Investment Corp. Reports Fourth Quarter 2023 Financial Results MSR Provides Ballast When Agency Spreads Fluctuate NEW YORK, January 29, 2024 - Two Harbors Investment Corp. (NYSE: TWO), an MSR + Agency RMBS real estate investment trust (REIT), today announced its financial results for the quarter ended December 31, 2023. Quarterly Summary •Reported book value of $15.21 per common share,

January 29, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 29, 2024 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

January 11, 2024 SC 13G

TWO / Two Harbors Investment Corp. / Allspring Global Investments Holdings, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) TWO HARBORS INVESTMENT CORP (Name of Issuer) COM (Title of Class of Securities) 90187B804 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedu

December 11, 2023 CORRESP

December 11, 2023

  December 11, 2023   United States Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F.

November 3, 2023 CORRESP

November 3, 2023

November 3, 2023 United States Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F.

October 31, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2023 ☐ TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Regist

October 30, 2023 EX-99.2

An Agency + MSR REIT Third Quarter 2023 Earnings Call OCTOBER 31, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Pr

twoq32023earningscallpre An Agency + MSR REIT Third Quarter 2023 Earnings Call OCTOBER 31, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

October 30, 2023 EX-99.1

Two Harbors Investment Corp. Reports Third Quarter 2023 Financial Results Completed Acquisition of RoundPoint Mortgage Servicing LLC

Two Harbors Investment Corp. Reports Third Quarter 2023 Financial Results Completed Acquisition of RoundPoint Mortgage Servicing LLC NEW YORK, October 30, 2023 - Two Harbors Investment Corp. (NYSE: TWO), an Agency RMBS + MSR real estate investment trust (REIT), today announced its financial results for the quarter ended September 30, 2023. Quarterly Summary •Reported book value of $15.36 per commo

October 30, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 30, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

October 11, 2023 CORRESP

October 11, 2023

October 11, 2023 United States Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F.

October 2, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 2, 2023 (September 29, 20

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 2, 2023 (September 29, 2023) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of

October 2, 2023 EX-99.1

Two Harbors Investment Corp. Announces Closing of Acquisition of RoundPoint Mortgage Servicing LLC

Exhibit 99.1 Two Harbors Investment Corp. Announces Closing of Acquisition of RoundPoint Mortgage Servicing LLC New York, October 2, 2023 – Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR real estate investment trust, today announced that Matrix Financial Services Corporation (“Matrix”), a wholly owned subsidiary of Two Harbors Investment Corp., completed its acquisition of RoundPoint Mo

September 21, 2023 8-K

Financial Statements and Exhibits, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 21, 2023 (September 19, 2023) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction

September 21, 2023 EX-10.1

(incorporated by reference to Exhibit 10.1 to the Current Report on Form 8-K filed with the SEC on Sep

Exhibit 10.1 TWO HARBORS INVESTMENT CORP. INCENTIVE COMPENSATION RECOUPMENT POLICY Amended and Restated Effective December 1, 2023 1. Introduction. The Board of Directors (the “Board”) of Two Harbors Investment Corp. (the “Company”) has determined that it is in the best interests of the Company and its stockholders to adopt a policy (the “Policy”) providing for the Company’s recoupment of Erroneou

August 1, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

July 31, 2023 EX-99.1

Two Harbors Investment Corp. Reports Second Quarter 2023 Financial Results Benefitted From Attractive Spreads and Volatility Trending Lower

Two Harbors Investment Corp. Reports Second Quarter 2023 Financial Results Benefitted From Attractive Spreads and Volatility Trending Lower NEW YORK, July 31, 2023 - Two Harbors Investment Corp. (NYSE: TWO), an Agency RMBS + MSR real estate investment trust (REIT), today announced its financial results for the quarter ended June 30, 2023. Quarterly Summary •Reported book value of $16.39 per common

July 31, 2023 EX-99.2

An Agency + MSR REIT Second Quarter 2023 Earnings Call AUGUST 1, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Pri

An Agency + MSR REIT Second Quarter 2023 Earnings Call AUGUST 1, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

July 31, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 31, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (

May 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 17, 2023 Two Harbors Investment Corp. (Exact name of registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 17, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (I

May 2, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

May 1, 2023 EX-99.1

Two Harbors Investment Corp. Reports First Quarter 2023 Financial Results Attractive Opportunities Ahead From Wide RMBS Spreads and Slow MSR Prepayment Speeds

Two Harbors Investment Corp. Reports First Quarter 2023 Financial Results Attractive Opportunities Ahead From Wide RMBS Spreads and Slow MSR Prepayment Speeds NEW YORK, May 1, 2023 - Two Harbors Investment Corp. (NYSE: TWO), an Agency RMBS + MSR real estate investment trust (REIT), today announced its financial results for the quarter ended March 31, 2023. Quarterly Summary •Reported book value of

May 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 1, 2023 Two Harbors Investment Corp. (Exact name of registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 1, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (I.

May 1, 2023 EX-99.2

An Agency + MSR Mortgage REIT First Quarter 2023 Earnings Call MAY 2, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United State

twoharborsinvestmentcorp An Agency + MSR Mortgage REIT First Quarter 2023 Earnings Call MAY 2, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

April 4, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

April 4, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

February 28, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant as S

February 28, 2023 EX-4.3

Description of Securities. (filed herewith)

DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a summary of the rights and preferences of our capital stock.

February 28, 2023 EX-21.1

Subsidiaries of registrant. (filed herewith)

EXHIBIT 21.1 TWO HARBORS INVESTMENT CORP. Subsidiaries of Registrant The following entities comprise the direct or indirect wholly owned subsidiaries of Two Harbors Investment Corp. as of the date of this filing: Name State of Organization Percent Ownership Agate Bay Residential Mortgage Securities LLC Delaware 100% Area RE Partners Columbus LLC Delaware 20% CYS/Area LP Delaware 99% CYS Condo GP L

February 9, 2023 SC 13G/A

US90187B8046 / Two Harbors Investment Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02100-twoharborsinvestment.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Two Harbors Investment Corp. Title of Class of Securities: REIT CUSIP Number: 90187B804 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to d

February 8, 2023 EX-99.1

Two Harbors Investment Corp. Reports Fourth Quarter 2022 Financial Results Tightening Mortgage Spreads Drove Increase in Book Value

Two Harbors Investment Corp. Reports Fourth Quarter 2022 Financial Results Tightening Mortgage Spreads Drove Increase in Book Value NEW YORK, February 8, 2023 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended December 31, 2022. Quarterly Summary(1) •Reported book value of $17.72 per

February 8, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 8, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

February 8, 2023 EX-99.2

An Agency + MSR Mortgage REIT Fourth Quarter 2022 Earnings Call FEBRUARY 9, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United

An Agency + MSR Mortgage REIT Fourth Quarter 2022 Earnings Call FEBRUARY 9, 2023 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

February 6, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2023 (February 2, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2023 (February 2, 2023) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of i

February 6, 2023 EX-1.1

Underwriting Agreement, dated February 2, 2023, between the Company and the Underwriters.*

Exhibit 1.1 Execution Version TWO HARBORS INVESTMENT CORP. 10,000,000 Shares Common Stock UNDERWRITING AGREEMENT February 2, 2023 UNDERWRITING AGREEMENT February 2, 2023 GOLDMAN SACHS & CO. LLC J.P. MORGAN SECURITIES LLC CITIGROUP GLOBAL MARKETS INC. As Representatives of the several Underwriters c/o Goldman Sachs & Co. LLC 200 West Street New York, New York 10282 c/o J.P. Morgan Securities LLC 38

February 3, 2023 424B5

10,000,000 Shares Two Harbors Investment Corp. Common Stock

424B5 1 tm235161-2424b5.htm 424B5 TABLE OF CONTENTS  Filed pursuant to Rule 424(b)(5)  Registration No.: 333-253606 PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 26, 2021) 10,000,000 Shares Two Harbors Investment Corp. Common Stock We are offering 10,000,000 shares of our common stock as described in this prospectus supplement and the accompanying prospectus. Our common stock is listed on th

February 3, 2023 EX-FILING FEES

Calculation of Filing Fee Tables (Form Type) Two Harbors Investment Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

EX-FILING FEES 2 tm235161d3ex-filingfees.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables 424(b)(5) (Form Type) Two Harbors Investment Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Ma

February 2, 2023 424B5

SUBJECT TO COMPLETION, DATED FEBRUARY 2, 2023

TABLE OF CONTENTS The information in this prospectus is not complete and may be changed.

February 2, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or org

January 20, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 19, 2023 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

January 20, 2023 EX-99.1

Two Harbors Investment Corp. Announces Preliminary Financial Results for Fourth Quarter 2022 New York, January 19, 2023 – Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced preliminary est

Two Harbors Investment Corp. Announces Preliminary Financial Results for Fourth Quarter 2022 New York, January 19, 2023 – Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced preliminary estimated financial results for the quarter ended December 31, 2022. Quarterly Estimates(1) • Book value per common share was estimated to be between $17

November 10, 2022 8-K

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 10, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or or

November 10, 2022 424B5

PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 26, 2021) 11,000,000 Shares Common Stock

424B5 1 tm2229904d1424b5.htm 424B5 Filed pursuant to Rule 424(b)(5) Registration Statement No. : 333-253606 PROSPECTUS SUPPLEMENT (TO PROSPECTUS DATED FEBRUARY 26, 2021) 11,000,000 Shares Common Stock On November 10, 2022, we entered into an equity distribution agreement with JMP Securities LLC, which we refer to as the sales agent, relating to shares of our common stock offered by this prospectus

November 10, 2022 EX-FILING FEES

Calculation of Filing Fee Tables Form S-3 (Form Type) Two Harbors Investment Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Two Harbors Investment Corp.

November 10, 2022 EX-1.1

Equity Distribution Agreement between Two Harbors Investment Corp. and JMP Securities LLC dated November 10, 2022 (incorporated by reference to Exhibit 1.1 to the Registrant’s Current Report on Form 8-K filed with the SEC on November 10, 2022).

Exhibit 1.1 TWO HARBORS INVESTMENT CORP. 11,000,000 Shares of Common Stock EQUITY DISTRIBUTION AGREEMENT Dated: November 10, 2022 TABLE OF CONTENTS SECTION 1. Description of Securities 1 SECTION 2. Placements 2 SECTION 3. Sale of Placement Securities by the Placement Agent 3 SECTION 4. Suspension of Sales 3 SECTION 5. Representations and Warranties 4 SECTION 6. Sale and Delivery to the Placement A

November 9, 2022 EX-FILING FEES

Calculation of Filing Fee Tables*

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Two Harbors Investment Corp.

November 9, 2022 S-8 POS

As filed with the Securities and Exchange Commission on November 9, 2022

As filed with the Securities and Exchange Commission on November 9, 2022 Registration No.

November 9, 2022 S-8 POS

As filed with the Securities and Exchange Commission on November 9, 2022

As filed with the Securities and Exchange Commission on November 9, 2022 Registration No.

November 9, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2022 ☐ TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Regist

November 9, 2022 S-3ASR

As filed with the Securities and Exchange Commission on November 9, 2022

As filed with the Securities and Exchange Commission on November 9, 2022 Registration Statement No.

November 8, 2022 EX-99.1

Two Harbors Investment Corp. Reports Third Quarter 2022 Financial Results Book Value Impacted as Spreads Continued to Widen Beyond Historical Levels

Two Harbors Investment Corp. Reports Third Quarter 2022 Financial Results Book Value Impacted as Spreads Continued to Widen Beyond Historical Levels NEW YORK, November 8, 2022 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended September 30, 2022. Quarterly Summary(1) ?Reported book va

November 8, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 8, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

November 8, 2022 EX-99.2

NOVEMBER 9, 2022 An Agency + MSR Mortgage REIT Third Quarter 2022 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United

NOVEMBER 9, 2022 An Agency + MSR Mortgage REIT Third Quarter 2022 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes ?forward-looking statements? within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

November 2, 2022 8-A12B/A

Form 8-A/A filed on November 2, 2022

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A/A Amendment No. 2 FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation) (Commission File

November 2, 2022 EX-3.1

Articles of Amendment to the Articles of Amendment and Restatement of Two Harbors Investment Corp., effective as of 5:01 PM Eastern Time on November 1, 2022 (incorporated by reference to Exhibit 3.1 to the Registrant’s Current Report on Form 8-K filed with the SEC on November 2, 2022).

Exhibit 3.1 TWO HARBORS INVESTMENT CORP. ARTICLES OF AMENDMENT Two Harbors Investment Corp., a Maryland corporation (the “Corporation”), hereby certifies to the State Department of Assessments and Taxation of Maryland (the “Department”) that: FIRST: The charter of the Corporation (the “Charter”) is hereby amended to provide that upon the Effective Time (as defined below), every four (4) shares of

November 2, 2022 EX-99.1

Two Harbors Investment Corp. Announces Completion of Reverse Stock Split

Exhibit 99.1 Two Harbors Investment Corp. Announces Completion of Reverse Stock Split New York, November 2, 2022 –Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced the completion of its previously announced one-for-four reverse stock split of the outstanding shares of the company’s common stock (the “Reverse Stock Split”). The Reverse

November 2, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2022 (October 27, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2022 (October 27, 2022) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of i

November 2, 2022 EX-3.2

Articles of Amendment to the Articles of Amendment and Restatement of Two Harbors Investment Corp., effective as of 5:02 PM Eastern Time on November 1, 2022 (incorporated by reference to Exhibit 3.2 to the Registrant’s Current Report on Form 8-K filed with the SEC on November 2, 2022).

Exhibit 3.2 TWO HARBORS INVESTMENT CORP. ARTICLES OF AMENDMENT Two Harbors Investment Corp., a Maryland corporation (the “Corporation”), hereby certifies to the State Department of Assessments and Taxation of Maryland (the “Department”) that: FIRST: The charter of the Corporation (the “Charter”) is hereby amended to provide that upon the Effective Time (as defined below), the par value of the shar

October 12, 2022 EX-99.1

Two Harbors Investment Corp. Announces Third Quarter 2022 Preliminary Financial Results

Exhibit 99.1 Two Harbors Investment Corp. Announces Third Quarter 2022 Preliminary Financial Results New York, October 12, 2022 ? Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced preliminary estimated financial results(1) for the quarter ended September 30, 2022. The company continues to maintain a strong liquidity position while navi

October 12, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 12, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or org

August 15, 2022 EX-99.1

Two Harbors Investment Corp. Announces the Appointment of Nicholas Letica as Chief Investment Officer

Exhibit 99.1 Two Harbors Investment Corp. Announces the Appointment of Nicholas Letica as Chief Investment Officer New York, August 15, 2022 ? Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced the appointment of Nicholas (Nick) Letica as Chief Investment Officer to lead the company?s Investment and Hedging Strategy. He will report dire

August 15, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or orga

August 4, 2022 EX-2.1

Stock Purchase Agreement, dated as of August 2, 2022, by and among Matrix Financial Services Corporation, Freedom Mortgage Corporation, Inc., and RoundPoint Mortgage Servicing Corporation.

EXECUTION VERSION STOCK PURCHASE AGREEMENT dated as of August 2, 2022 by and among MATRIX FINANCIAL SERVICES CORPORATION, FREEDOM MORTGAGE CORPORATION, and ROUNDPOINT MORTGAGE SERVICING CORPORATION TABLE OF CONTENTS Page ARTICLE I DEFINITIONS .

August 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

August 3, 2022 EX-99.1

Two Harbors Investment Corp. Announces Definitive Agreement to Acquire RoundPoint Mortgage Servicing Corporation

Exhibit 99.1 Two Harbors Investment Corp. Announces Definitive Agreement to Acquire RoundPoint Mortgage Servicing Corporation New York, August 3, 2022 ? Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced that Matrix Financial Services Corporation, a wholly owned subsidiary (?Matrix?), has entered into a definitive stock purchase agreeme

August 3, 2022 EX-99.2

AUGUST 4, 2022 An Agency + MSR Mortgage REIT Second Quarter 2022 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United S

twoq22022earningscallpre AUGUST 4, 2022 An Agency + MSR Mortgage REIT Second Quarter 2022 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

August 3, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2022 (August 2, 2022) Two Harbors Investment Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-34506 27-0312904 (State or Other Jurisdiction of Incorpora

August 3, 2022 EX-99.1

Two Harbors Investment Corp. Reports Second Quarter 2022 Financial Results Continued Spread Widening Impacted Book Value but Results in Attractive Opportunities

Two Harbors Investment Corp. Reports Second Quarter 2022 Financial Results Continued Spread Widening Impacted Book Value but Results in Attractive Opportunities NEW YORK, August 3, 2022 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended June 30, 2022. Quarterly Summary ?Reported book

August 3, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 3, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number)

June 22, 2022 EX-99.1

Two Harbors Investment Corp. Announces Preferred Stock Repurchase Authorization

Exhibit 99.1 Two Harbors Investment Corp. Announces Preferred Stock Repurchase Authorization New York, June 22, 2022 ? Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced that its Board of Directors has authorized the repurchase of up to five million shares of the company?s preferred stock, which includes its 8.125% Series A Cumulative R

June 22, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organi

May 18, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organiz

May 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

May 4, 2022 EX-99.1

Two Harbors Investment Corp. Reports First Quarter 2022 Financial Results Hedge Benefits of MSR Offset Historic Spread Widening in RMBS During Volatile Quarter

Two Harbors Investment Corp. Reports First Quarter 2022 Financial Results Hedge Benefits of MSR Offset Historic Spread Widening in RMBS During Volatile Quarter NEW YORK, May 4, 2022 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended March 31, 2022. Quarterly Summary ?Reported book val

May 4, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 4, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (I.

May 4, 2022 EX-99.2

MAY 5, 2022 An Agency + MSR Mortgage REIT First Quarter 2022 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United State

twoq1-2022earningscallpr MAY 5, 2022 An Agency + MSR Mortgage REIT First Quarter 2022 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

April 5, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 5, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ☐ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

March 28, 2022 8-K

Amendment to Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 28, 2022 (March 23, 2022) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incor

March 28, 2022 EX-14.1

Two Harbors Investment Corp. Code of Business Conduct and Ethics.

EX-14.1 2 tm2210488d1ex14-1.htm EXHIBIT 14.1 Exhibit 14.1 CODE OF BUSINESS CONDUCT AND ETHICS This Code of Business Conduct and Ethics (“Code of Conduct”) sets forth basic principles to guide all employees, officers and directors of Two Harbors Investment Corp. and its subsidiaries (the “Company”), and all full- or part-time contractors who provide services to the Company (individually, “you”, and

March 7, 2022 EX-99.1

An Agency + MSR Mortgage REIT Fourth Quarter 2021 Investor Presentation Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States P

An Agency + MSR Mortgage REIT Fourth Quarter 2021 Investor Presentation Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes ?forward-looking statements? within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

March 7, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 7, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (

March 1, 2022 EX-21.1

Subsidiaries of registrant. (filed herewith)

EXHIBIT 21.1 TWO HARBORS INVESTMENT CORP. Subsidiaries of Registrant The following entities comprise the direct or indirect wholly owned subsidiaries of Two Harbors Investment Corp. as of the date of this filing: Name State of Organization Percent Ownership Agate Bay Residential Mortgage Securities LLC Delaware 100% Area RE Partners Columbus LLC Delaware 20% Capitol Acquisition Corp. Delaware 100%

March 1, 2022 EX-4.5

Description of Securities. (filed herewith)

DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a summary of the rights and preferences of our capital stock.

March 1, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant as S

February 10, 2022 SC 13G/A

TWO / Two Harbors Investment Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Two Harbors Investment Corp. Title of Class of Securities: REIT CUSIP Number: 90187B408 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

February 9, 2022 EX-99.2

FEBRUARY 10, 2022 An Agency + MSR Mortgage REIT Fourth Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the Unite

FEBRUARY 10, 2022 An Agency + MSR Mortgage REIT Fourth Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes ?forward-looking statements? within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

February 9, 2022 EX-99.1

Two Harbors Investment Corp. Reports Fourth Quarter 2021 Financial Results Overall Performance Driven by Spread Widening

Two Harbors Investment Corp. Reports Fourth Quarter 2021 Financial Results Overall Performance Driven by Spread Widening NEW YORK, February 9, 2022 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended December 31, 2021. Quarterly Summary ?Reported book value of $5.87 per common share, r

February 9, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 9, 2022 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

January 10, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 10, 2022 (January 5, 2022) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of in

November 9, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2021 ☐ TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Regist

November 8, 2021 EX-99.1

Two Harbors Investment Corp. Reports Third Quarter 2021 Financial Results Performance Supported By Spread Tightening in High Coupon RMBS

Two Harbors Investment Corp. Reports Third Quarter 2021 Financial Results Performance Supported By Spread Tightening in High Coupon RMBS NEW YORK, November 8, 2021 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended September 30, 2021. Quarterly Summary ?Reported book value of $6.40 pe

November 8, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 8, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

November 8, 2021 EX-99.2

NOVEMBER 9, 2021 An Agency + MSR Mortgage REIT Third Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United

NOVEMBER 9, 2021 An Agency + MSR Mortgage REIT Third Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes ?forward-looking statements? within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

October 28, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2021 (October 25, 2021) Two Harbors Investment Corp.

October 28, 2021 EX-1.1

Underwriting Agreement, dated October 25, 2021, between the Company and the Underwriters.*

Exhibit 1.1 TWO HARBORS INVESTMENT CORP. 30,000,000 Shares Common Stock UNDERWRITING AGREEMENT October 25, 2021 UNDERWRITING AGREEMENT October 25, 2021 CITIGROUP GLOBAL MARKETS INC. CREDIT SUISSE SECURITIES (USA) LLC As Representatives of the several Underwriters c/o Citigroup Global Markets Inc. 388 Greenwich Street New York, New York 10013 c/o Credit Suisse Securities (USA) LLC Eleven Madison Av

October 27, 2021 424B5

CALCULATION OF REGISTRATION FEE

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5)? Registration Statement No. 333-253606? CALCULATION OF REGISTRATION FEE ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? Title of Each Class of Securities to be Registered ? ? ? Amount to be Registered ? ? ? Proposed Maximum Offering Price Per Security(1) ? ? ? Proposed Maximum Aggregate Offering Price ? ? ? Amount of Registration Fee(2) ? ? ? ? ? ? Common Share

October 25, 2021 424B5

SUBJECT TO COMPLETION, DATED OCTOBER 25, 2021

TABLE OF CONTENTS The information contained in this preliminary prospectus supplement is not complete and may be changed.

October 25, 2021 8-K

Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2021 (October 25, 2021) Two Harbors Investment Corp.

October 20, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2021 (October 18, 2021) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of i

September 9, 2021 CORRESP

September 9, 2021

September 9, 2021 United States Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F Street, N.

August 13, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 13, 2021 Two Harbors Investment Corp.

August 13, 2021 EX-1.1

Amended and Restated Equity Distribution Agreement between Two Harbors Investment Corp. and Credit Suisse Securities (USA) LLC dated August 13, 2021 (incorporated by reference to Exhibit 1.1 to the Registrant’s Current Report on Form 8-K filed with the SEC on August 13, 2021).

Exhibit 1.1 Execution Version Two Harbors Investment Corp. 31,302,700 Shares of Common Stock AMENDED AND RESTATED EQUITY DISTRIBUTION AGREEMENT Dated: August 13, 2021 TABLE OF CONTENTS SECTION 1. Description of Securities 1 SECTION 2. Placements 2 SECTION 3. Sale of Placement Securities by the Placement Agent 3 SECTION 4. Suspension of Sales 3 SECTION 5. Representations and Warranties 4 SECTION 6.

August 13, 2021 424B5

CALCULATION OF REGISTRATION FEE

Filed Pursuant to Rule 424(b)(5) Registration No. 333-253606 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Registered Amount to be Registered(1) Proposed Maximum Offering Price Per Security(2) Proposed Maximum Aggregate Offering Price Amount of Registration Fee (3)(4) Common Stock, par value $0.01 per share 31,302,700 $ 6.38 $ 199,711,226 $ - (1) Securities being offered

August 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

August 4, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 4, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number)

August 4, 2021 EX-99.1

Two Harbors Investment Corp. Reports Second Quarter 2021 Financial Results Overall Performance Driven by Spread Widening in High Coupon RMBS

Two Harbors Investment Corp. Reports Second Quarter 2021 Financial Results Overall Performance Driven by Spread Widening in High Coupon RMBS NEW YORK, August 4, 2021 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended June 30, 2021. Quarterly Summary ?Reported book value of $6.42 per c

August 4, 2021 EX-99.2

AUGUST 5, 2021 An Agency + MSR Mortgage REIT Second Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United S

AUGUST 5, 2021 An Agency + MSR Mortgage REIT Second Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes ?forward-looking statements? within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

July 14, 2021 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2021 (July 12, 2021) Two H

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2021 (July 12, 2021) Two Harbors Investment Corp.

July 14, 2021 EX-1.1

Underwriting Agreement, dated July 12, 2021, between the Company and the Underwriters.*

Exhibit 1.1 TWO HARBORS INVESTMENT CORP. 40,000,000 Shares Common Stock UNDERWRITING AGREEMENT July 12, 2021 UNDERWRITING AGREEMENT July 12, 2021 GOLDMAN SACHS & CO. LLC J.P. MORGAN SECURITIES LLC As Representatives of the several Underwriters c/o Goldman Sachs & Co. LLC 200 West Street New York, New York 10282 c/o J.P. Morgan Securities LLC 383 Madison Avenue New York, New York 10179 Ladies and G

July 13, 2021 424B5

CALCULATION OF REGISTRATION FEE

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration Statement No. 333-253606? CALCULATION OF REGISTRATION FEE ? Title of Each Class of Securities to be Registered ? ? ? Amount to be Registered ? ? ? Proposed Maximum Offering Price Per Security(1) ? ? ? Proposed Maximum Aggregate Offering Price ? ? ? Amount of Registration Fee(2) ? Common Shares, par value $.01 per share ? ? ? ? ? 46,00

July 12, 2021 SC 13G/A

TWO / Two Harbors Investment Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: Two Harbors Investment Corp. Title of Class of Securities: REIT CUSIP Number: 90187B408 Date of Event Which Requires Filing of this Statement: June 30, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Ru

July 12, 2021 424B5

SUBJECT TO COMPLETION, DATED JULY 12, 2021

TABLE OF CONTENTS The information contained in this preliminary prospectus supplement is not complete and may be changed.

July 12, 2021 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 12, 2021 (July 12, 2021) Two H

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 12, 2021 (July 12, 2021) Two Harbors Investment Corp.

June 30, 2021 EX-99.1

Two Harbors Investment Corp. Announces the Appointment of William Greenberg as Chief Investment Officer

Exhibit 99.1 Two Harbors Investment Corp. Announces the Appointment of William Greenberg as Chief Investment Officer New York, June 30, 2021 ? Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust, today announced that William Greenberg, the company?s President and Chief Executive Officer, has been appointed to also serve as the company?s Chief Investment

June 30, 2021 EX-10.1

Separation and Release Agreement, dated June 30, 2021.

Exhibit 10.1 SEPARATION AND RELEASE AGREEMENT This Separation and Release Agreement (?Agreement?) is entered into by and between Two Harbors Investment Corp. (the ?Company?) and Matthew Koeppen (?Employee? or ?you?). In consideration of the mutual covenants, conditions and promises set forth in this Agreement, and other good and valuable consideration, the receipt and legal sufficiency of which ar

June 30, 2021 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organi

June 28, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 (June 23, 2021) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorpo

June 22, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organi

May 19, 2021 EX-10.3

Form of Officer Restricted Stock Unit Agreement under the Two Harbors Investment Corp. 2021 Equity Incentive Plan (incorporated by reference to Exhibit 10.3 of the Registrant's Registration Statement on Form S-8 filed with the SEC on May 19, 2021).

Exhibit 10.3 TWO HARBORS investment corp. 2021 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT This RESTRICTED STOCK UNIT AGREEMENT (this ?Agreement?) is made and entered into by and between Two Harbors Investment Corp., a Maryland corporation (the ?Company?), and (the ?Grantee?), as of the day of , 20 (the ?Grant Date?). WHEREAS, the Company maintains the Two Harbors Investment Corp. 2021 E

May 19, 2021 S-8

As filed with the Securities and Exchange Commission on May 19, 2021

As filed with the Securities and Exchange Commission on May 19, 2021 Registration No.

May 19, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organiz

May 19, 2021 EX-10.4

Form of Officer Performance Share Unit Agreement under the Two Harbors Investment Corp. 2021 Equity Incentive Plan (incorporated by reference to Exhibit 10.4 of the Registrant's Registration Statement on Form S-8 filed with the SEC on May 19, 2021).

Exhibit 10.4 TWO HARBORS investment corp. 2021 EQUITY INCENTIVE PLAN Performance Share UNIT AGREEMENT This PERFORMANCE SHARE UNIT AGREEMENT (this ?Agreement?) is made and entered into by and between Two Harbors Investment Corp., a Maryland corporation (the ?Company?), and (the ?Grantee?), as of the day of , 20 (the ?Grant Date?). WHEREAS, the Company maintains the Two Harbors Investment Corp. 2021

May 19, 2021 EX-10.5

Form of Common Stock Award Agreement under the Two Harbors Investment Corp. 2021 Equity Incentive Plan (incorporated by reference to Exhibit 10.5 of the Registrant's Registration Statement on Form S-8 filed with the SEC on May 19, 2021).

Exhibit 10.5 TWO HARBORS investment corp. 2021 EQUITY INCENTIVE PLAN Common STOCK AWARD AGREEMENT This COMMON STOCK AWARD AGREEMENT (this ?Agreement?) is made and entered into by and between Two Harbors Investment Corp., a Maryland corporation (the ?Company?), and (the ?Grantee?), as of the day of , 20 (the ?Grant Date?). WHEREAS, the Company maintains the Two Harbors Investment Corp. 2021 Equity

May 19, 2021 EX-10.2

Form of Director Restricted Stock Unit Agreement under the Two Harbors Investment Corp. 2021 Equity Incentive Plan (incorporated by reference to Exhibit 10.2 of the Registrant's Registration Statement on Form S-8 filed with the SEC on May 19, 2021).

Exhibit 10.2 TWO HARBORS investment corp. 2021 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT This RESTRICTED STOCK UNIT AGREEMENT (this ?Agreement?) is made and entered into by and between Two Harbors Investment Corp., a Maryland corporation (the ?Company?), and (the ?Grantee?), as of the day of , 20 (the ?Grant Date?). WHEREAS, the Company maintains the Two Harbors Investment Corp. 2021 E

May 12, 2021 144

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933

144 1 a21-159661144.htm 144 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933 OMB APPROVAL OMB Number: 3235-0101 Expires: July 31, 2023 Estimated average burden hours per response . . . 1.00 SEC USE ONLY DOCUMENT SEQUENCE NO. CUSIP NUMBER ATTENTION: Transmit for filing 3 copie

May 6, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

May 5, 2021 EX-99.1

Two Harbors Investment Corp. Reports First Quarter 2021 Financial Results Hedge Benefits of MSR Result in Stable Performance During Volatile Quarter

Two Harbors Investment Corp. Reports First Quarter 2021 Financial Results Hedge Benefits of MSR Result in Stable Performance During Volatile Quarter NEW YORK, May 5, 2021 - Two Harbors Investment Corp. (NYSE: TWO), an Agency + MSR mortgage real estate investment trust (REIT), today announced its financial results for the quarter ended March 31, 2021. Quarterly Summary ?Reported book value of $7.29

May 5, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 5, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number) (I.

May 5, 2021 EX-99.2

MAY 6, 2021 First Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigatio

MAY 6, 2021 First Quarter 2021 Earnings Call Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes ?forward-looking statements? within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

April 12, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 12, 2021 (April 7, 2021) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorp

April 8, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

April 6, 2021 DEF 14A

Information specifically incorporated by reference into our Form 10-K from our definitive Proxy Statement for our 2021 Annual Stockholders Meeting;

NOTICE OF 2021 ANNUAL MEETING AND PROXY STATEMENT April 6, 2021 | NYSE: TWO Dear Fellow Stockholders: On behalf of the Board of Directors of Two Harbors Investment Corp.

April 6, 2021 DEFA14A

Two Harbors Investment Corp. 2021 Equity Incentive Plan (incorporated here by reference to Appendix A to the Registrant’s Definitive Proxy Statement filed with the SEC on April 6, 2021).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

March 30, 2021 EX-10.1

Two Harbors Investment Corp. Severance Benefits Plan, dated March 24, 2021.

1 TWO HARBORS INVESTMENT CORP. SEVERANCE BENEFITS PLAN Effective March 24, 2021 The purpose of this Two Harbors Investment Corp. Severance Benefits Plan (?Plan?) is to assist eligible employees whose employment with Two Harbors Investment Corp. or any of its Affiliates (collectively, the ?Company?) is terminated due to an involuntary termination without Cause or a resignation for Good Reason (as s

March 30, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2021 (March 24, 2021) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incor

March 19, 2021 EX-3.1

Articles Supplementary to the Articles of Amendment to the Articles of Amendment and Restatement of Two Harbors Investment Corp. reclassifying and redesignating (i) all 3,000,000 authorized but unissued shares of 7.75% Series D Cumulative Redeemable Preferred Stock, $0.01 par value per share, as shares of undesignated preferred stock, and (ii) all 8,000,000 authorized but unissued shares of 7.50% Series E Cumulative Redeemable Preferred Stock, $0.01 par value per share, as shares of undesignated preferred stock (incorporated by reference to Exhibit 3.1 of the Registrant’s Current Report on Form 8-K filed with the SEC on March 19, 2021).

Exhibit 3.1 TWO HARBORS INVESTEMENT CORP. ARTICLES SUPPLEMENTARY Two Harbors Investment Corp., a Maryland corporation (the ?Corporation?), hereby certifies to the State Department of Assessments and Taxation of Maryland that: FIRST: Under a power contained in Article VI of the charter of the Corporation (the ?Charter?), the Board of Directors of the Corporation (the ?Board of Directors?), by duly

March 19, 2021 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2021 (March 19, 2021) Two Harbors Investment Corp.

March 15, 2021 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on March 26, 2021, pursuant to the provisions of Rule 12d2-2 (a).

March 15, 2021 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on March 26, 2021, pursuant to the provisions of Rule 12d2-2 (a).

March 10, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 10, 2021 (March 8, 2021) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorp

March 10, 2021 EX-99.1

1 T WO H A R BO R S I N V E ST M E NT C O R P. An Agency+MSR Mortgage REIT Fourth Quarter 2020 Investor Presentation March 10, 2021 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the

two4q2020investorpresent 1 T WO H A R BO R S I N V E ST M E NT C O R P. An Agency+MSR Mortgage REIT Fourth Quarter 2020 Investor Presentation March 10, 2021 Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995. Actual results m

February 26, 2021 EX-25.1

Form T-1 Statement of Eligibility and Qualification under the Trust Indenture Act of 1939 under the Senior Indenture.**

EX-25.1 5 tm217848d2ex25-1.htm EXHIBIT 25.1 Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact nam

February 26, 2021 S-3ASR

- S-3ASR

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on February 26, 2021 Registration Statement No.

February 25, 2021 EX-21.1

Subsidiaries of registrant. (filed herewith)

EXHIBIT 21.1 TWO HARBORS INVESTMENT CORP. Subsidiaries of Registrant The following entities comprise the direct or indirect wholly owned subsidiaries of Two Harbors Investment Corp. as of the date of this filing: Name State of Organization Percent Ownership Agate Bay Residential Mortgage Securities LLC Delaware 100% Area RE Partners Columbus LLC Delaware 20% Capitol Acquisition Corp. Delaware 100%

February 25, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant as S

February 24, 2021 EX-99.1

1 T WO H A R B O R S I N V E ST M E NT C O R P. An Agency+MSR Mortgage REIT Fourth Quarter 2020 Investor Presentation Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the

two4q2020investorpresent 1 T WO H A R B O R S I N V E ST M E NT C O R P. An Agency+MSR Mortgage REIT Fourth Quarter 2020 Investor Presentation Safe Harbor Statement 2 FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995. Actual results may differ from

February 24, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 24, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Numbe

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: Two Harbors Investment Corp. Title of Class of Securities: REIT CUSIP Number: 90187B408 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

February 9, 2021 EX-99.1

Two Harbors Investment Corp. Reports Fourth Quarter 2020 Financial Results Strong Performance in a Repositioned Portfolio

Two Harbors Investment Corp. Reports Fourth Quarter 2020 Financial Results Strong Performance in a Repositioned Portfolio NEW YORK, February 9, 2021 - Two Harbors Investment Corp. (NYSE: TWO), a mortgage real estate investment trust (REIT) that pairs investments in Agency residential mortgage-backed securities (RMBS) with mortgage servicing rights (MSR), today announced its financial results for t

February 9, 2021 EX-99.2

Strong Performance in a Repositioned Portfolio Quarterly Summary Annual Summary Post-Quarter End Update • • • Beginning common stockholders’ equity $ 2,018.4 $ 7.37 $ 3,969.2 $ 14.54 Ending common stockholders’ equity $ 2,087.7 $ 7.63 $ 2,087.7 $ 7.6

twoq42020earningscallpre Strong Performance in a Repositioned Portfolio Quarterly Summary Annual Summary Post-Quarter End Update • • • Beginning common stockholders’ equity $ 2,018.

February 9, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 9, 2021 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

February 1, 2021 EX-4.1

Supplemental Indenture, dated as of February 1, 2021, between Two Harbors Investment Corp. and The Bank of New York Mellon Trust Company, N.A. (incorporated by reference to Exhibit 4.1 to the Registrant’s Current Report on Form 8-K file with the SEC on February 1, 2021).

Exhibit 4.1 Execution Version Two Harbors Investment Corp. as Issuer The Bank of New York Mellon Trust Company, N.A. as Trustee Second Supplemental Indenture Dated as of February 1, 2021 to the Indenture Dated as of January 19, 2017 6.25% Convertible Senior Notes due 2026 TABLE OF CONTENTS ARTICLE 1 DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 5 Section 1.01 Scope of Supplemental Indent

February 1, 2021 EX-1.1

Underwriting Agreement, dated January 27, 2021, between the Company and J.P. Morgan Securities LLC, as representative of the underwriters named therein.

Exhibit 1.1 TWO HARBORS INVESTMENT CORP. $250,000,000 6.25% Convertible Senior Notes due 2026 UNDERWRITING AGREEMENT January 27, 2021 UNDERWRITING AGREEMENT January 27, 2021 J.P. MORGAN SECURITIES LLC As Representative of the several Underwriters c/o J.P. Morgan Securities LLC 383 Madison Avenue New York, New York 10179 Ladies and Gentlemen: Two Harbors Investment Corp., a Maryland corporation (th

February 1, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2021 Two Harbors Investment Corp.

January 28, 2021 424B5

CALCULATION OF REGISTRATION FEE

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(5)  Registration No. 333-223311 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Registered Amount to be Registered Proposed Maximum Offering Price Per Security Proposed Maximum Aggregate Offering Price Amount of Registration Fee(1) 6.25% Convertible Senior Notes Due 2026 $ 287,500,000 100% $ 287,500,000 $ 31,367 Common Shares

January 28, 2021 FWP

Two Harbors Investment Corp. (the “Issuer”) 6.25% Convertible Senior Notes due 2026 January 27, 2021

Issuer Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No.

January 26, 2021 424B5

TABLE OF CONTENTS

TABLE OF CONTENTS The information in this preliminary prospectus supplement is not complete and may be changed.

January 26, 2021 8-K

Results of Operations and Financial Condition, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2021 Two Harbors Investment Corp.

November 5, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Regist

November 4, 2020 EX-99.1

Two Harbors Investment Corp. Reports Third Quarter 2020 Financial Results Strong Performance From Agency Plus MSR Strategy

Two Harbors Investment Corp. Reports Third Quarter 2020 Financial Results Strong Performance From Agency Plus MSR Strategy NEW YORK, November 4, 2020 - Two Harbors Investment Corp. (NYSE: TWO), a mortgage real estate investment trust (REIT) that pairs investments in Agency mortgage servicing rights (MSR) with Agency residential mortgage-backed securities (RMBS), today announced its financial resul

November 4, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 4, 2020 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number

November 4, 2020 EX-99.2

Third Quarter 2020 Earnings Call NOVEMBER 5, 2020 Safe Harbor Statement FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litiga

twoharborsinvestmentcorp Third Quarter 2020 Earnings Call NOVEMBER 5, 2020 Safe Harbor Statement FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

October 20, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2020 (October 19, 2020) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of i

September 23, 2020 EX-3.1

Articles of Amendment to the Articles of Amendment and Restatement of Two Harbors Investment Corp. (incorporated by reference to Exhibit 3.1 to the Registrant’s Current Report on Form 8-K filed with the SEC on September 23, 2020).

Exhibit 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF AMENDMENT AND RESTATEMENT OF TWO HARBORS INVESTMENT CORP. Two Harbors Investment Corp., a Maryland corporation (the “Corporation”), hereby certifies to the State Department of Assessments and Taxation of Maryland (the “Department”) that: FIRST: The Articles of Amendment and Restatement of the Corporation dated October 7, 2009, as amended to date

September 23, 2020 EX-3.2

Amended and Restated Bylaws of Two Harbors Investment Corp. (incorporated by reference to Exhibit 3.2 to the Registrant’s Current Report on Form 8-K filed with the SEC on September 23, 2020).

Exhibit 3.2 Two Harbors Investment Corp. AMENDED AND RESTATED BYLAWS As amended on September 21, 2020 ARTICLE I OFFICES Section 1. PRINCIPAL OFFICE. The principal office of the Corporation in the State of Maryland shall be located at such place as the Board of Directors may designate. Section 2. ADDITIONAL OFFICES. The Corporation may have additional offices, including a principal executive office

September 23, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 23, 2020 (September 21, 2020) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction

August 17, 2020 EX-99.1

Two Harbors Investment Corp. Announces Completion of Transition to Self-Management

Exhibit 99.1 Two Harbors Investment Corp. Announces Completion of Transition to Self-Management New York, August 17, 2020 – Two Harbors Investment Corp. (“Two Harbors” or the “Company”) (NYSE: TWO) announced today that it has completed its transition to self-management following the termination of its Management Agreement with PRCM Advisers LLC on August 14, 2020. As previously disclosed, the Comp

August 17, 2020 8-K

Regulation FD Disclosure, Termination of a Material Definitive Agreement, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2020 (August 14, 2020) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of inc

August 6, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended: June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34506 TWO HARBORS INVESTMENT CORP. (Exact Name of Registrant

August 5, 2020 EX-99.2

Second Quarter 2020 Earnings Call AUGUST 6, 2020 Safe Harbor Statement FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigat

twoq22020earningscallpre Second Quarter 2020 Earnings Call AUGUST 6, 2020 Safe Harbor Statement FORWARD-LOOKING STATEMENTS This presentation includes “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995.

August 5, 2020 EX-99.1

Two Harbors Investment Corp. Reports Second Quarter 2020 Financial Results Strong Quarterly Performance Resulting From Market Recovery

Two Harbors Investment Corp. Reports Second Quarter 2020 Financial Results Strong Quarterly Performance Resulting From Market Recovery NEW YORK, August 5, 2020 - Two Harbors Investment Corp. (NYSE: TWO), a leading mortgage real estate investment trust (REIT) that invests in residential mortgage-backed securities (RMBS), mortgage servicing rights (MSR) and other financial assets, today announced it

August 5, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 5, 2020 Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorporation or organization) (Commission File Number)

July 21, 2020 8-K

Regulation FD Disclosure, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2020 (July 15, 2020) Two Harbors Investment Corp. (Exact name of registrant as specified in its charter) Maryland 001-34506 27-0312904 (State or other jurisdiction of incorpo

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