Gambaran Umum
Joint Stock Company Kaspi.kz, based in Kazakhstan, operates primarily in the technology and financial services industries. The company is extensively engaged in developing and promoting a unified online platform that facilitates a range of services, including consumer banking, payments, and e-commerce. Kaspi.kz has shown significant growth by leveraging its mobile app to dominate various segments of the market such as digital wallets and online retail. A notable project of Kaspi.kz is its marketplace, which integrates e-commerce with financial services for improved consumer service. The company also actively invests in technology to enhance user experience and increase the efficiency of its financial services. Through these strategic initiatives, Kaspi.kz aims to sustain its market leadership and drive further digital transformation in the region.
Skor Kualitas, Nilai, dan Momentum
Kartu ini menunjukkan skor Kualitas, Nilai, dan Momentum untuk perusahaan tersebut.
Laporan Laba Rugi: Pendapatan, Laba Operasional, Laba Bersih
- Nilai revenue untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) per 2025 Jun 30 adalah 3,181,479.00 MM.
- Nilai operating income untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) per 2025 Jun 30 adalah 2,083,221.00 MM.
- Nilai net income untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) per 2025 Jun 30 adalah 1,090,972.00 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 3,181,479.00 | 2,083,221.00 | 1,090,972.00 |
| 2025-03-31 | 2,803,513.00 | 1,976,648.00 | 1,072,196.00 |
| 2024-12-31 | 2,544,139.00 | 1,910,388.00 | 1,039,739.00 |
| 2024-09-30 | 2,370,679.00 | 1,783,019.00 | 972,121.00 |
| 2024-06-30 | 2,223,509.00 | 1,688,437.00 | 933,584.00 |
| 2024-03-31 | 2,061,394.00 | 1,590,134.00 | 887,847.00 |
| 2023-12-31 | 1,902,598.00 | 1,489,122.00 | 841,351.00 |
| 2023-09-30 | 1,722,373.00 | 1,371,686.00 | 784,217.00 |
| 2023-06-30 | 1,559,341.00 | 1,252,774.00 | 718,304.00 |
| 2023-03-31 | 1,408,004.00 | 1,133,701.00 | 656,187.00 |
| 2022-12-31 | 1,269,215.00 | 998,563.00 | 585,026.00 |
| 2022-09-30 | 1,151,798.00 | 896,635.00 | 534,245.00 |
| 2022-06-30 | 1,053,118.00 | 812,817.00 | 492,831.00 |
| 2022-03-31 | 970,264.00 | 748,057.00 | 459,765.00 |
| 2021-12-31 | 885,478.00 | 700,949.00 | 431,914.00 |
| 2021-09-30 | 753,756.00 | 620,050.00 | 373,819.00 |
| 2021-06-30 | 675,046.00 | 544,050.00 | 318,186.00 |
| 2021-03-31 | 611,752.00 | 479,845.00 | 272,705.00 |
| 2020-12-31 | 602,869.00 | 456,826.00 | 260,964.00 |
| 2020-09-30 | 611,615.00 | 428,509.00 | 244,432.00 |
Laporan Laba Rugi: EPS
- earnings per share basic untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 5,735.62.
- laba per saham yang terdilusi untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 5,697.42.
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | 5,735.62 | 5,697.42 |
| 2025-03-31 | 5,642.66 | 5,600.35 |
| 2024-12-31 | 5,477.15 | 5,431.00 |
| 2024-09-30 | 5,124.37 | 5,069.42 |
| 2024-06-30 | 4,922.57 | 4,868.24 |
| 2024-03-31 | 4,680.80 | 4,628.50 |
| 2023-12-31 | 4,431.43 | 4,381.00 |
| 2023-09-30 | 4,123.94 | 4,075.86 |
| 2023-06-30 | 3,765.78 | 3,721.41 |
| 2023-03-31 | 3,433.97 | 3,393.22 |
| 2022-12-31 | 3,051.38 | 3,016.00 |
| 2022-09-30 | 2,781.19 | 2,755.04 |
| 2022-06-30 | 2,565.45 | 2,536.72 |
| 2022-03-31 | 2,391.12 | 2,364.82 |
| 2021-12-31 | 2,247.36 | 2,222.00 |
| 2021-09-30 | 1,933.25 | 1,898.69 |
| 2021-06-30 | 1,657.20 | 1,633.82 |
| 2021-03-31 | 1,421.17 | 1,403.77 |
| 2020-12-31 | 1,360.57 | 1,347.00 |
| 2020-09-30 | 1,283.45 | 1,283.74 |
Arus Kas: Operasi, Investasi, Pendanaan
- Nilai cash from operating activities untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) per 2025 Jun 30 adalah 807,082.00 MM.
- Nilai cash from investing activities untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) per 2025 Jun 30 adalah -279,550.00 MM.
- Nilai kas dari aktivitas pendanaan untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) per 2025 Jun 30 adalah -55,105.00 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | 807,082.00 | -279,550.00 | -55,105.00 |
| 2025-03-31 | 636,082.00 | -311,189.00 | -328,903.00 |
| 2024-12-31 | 581,892.00 | -108,364.00 | -709,771.00 |
| 2024-09-30 | 731,611.00 | -24,076.00 | -723,494.00 |
| 2024-06-30 | 423,533.00 | 345,637.00 | -713,309.00 |
| 2024-03-31 | 699,332.00 | 114,241.00 | -663,146.00 |
| 2023-12-31 | 1,106,128.00 | -218,360.00 | -675,970.00 |
| 2023-09-30 | 1,085,339.00 | -441,993.00 | -635,487.00 |
| 2023-06-30 | 1,365,156.00 | -734,657.00 | -598,724.00 |
| 2023-03-31 | 1,215,543.00 | -785,334.00 | -343,034.00 |
| 2022-12-31 | 1,020,984.00 | -487,161.00 | -275,911.00 |
| 2022-09-30 | 573,613.00 | -92,093.00 | -224,568.00 |
| 2022-06-30 | 315,198.00 | 168,403.00 | -199,060.00 |
| 2022-03-31 | 46,854.00 | 306,492.00 | -252,918.00 |
| 2021-12-31 | 70,351.00 | 289,748.00 | -352,580.00 |
| 2021-09-30 | 210,408.00 | 17,301.00 | -258,966.00 |
| 2021-06-30 | 476,310.00 | -296,003.00 | -348,508.00 |
| 2021-03-31 | 688,044.00 | -381,931.00 | -277,477.00 |
| 2020-12-31 | 617,729.00 | -364,711.00 | -177,493.00 |
| 2020-09-30 | 561,476.00 | -361,440.00 | -215,145.00 |
Metrik Penilaian: PE, PriceToBook, PriceToTBV
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | |||
| 2025-03-31 | |||
| 2024-12-31 | |||
| 2024-09-30 | |||
| 2024-06-30 | |||
| 2024-03-31 | |||
| 2023-12-31 | |||
| 2023-09-30 | |||
| 2023-06-30 | |||
| 2023-03-31 | |||
| 2022-12-31 | |||
| 2022-09-30 | |||
| 2022-06-30 | |||
| 2022-03-31 | |||
| 2021-12-31 | |||
| 2021-09-30 | |||
| 2021-06-30 | |||
| 2021-03-31 | |||
| 2020-12-31 | |||
| 2020-09-30 |
Metrik Penilaian: EBitToEv, EBit3YrAvgToEv
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | ||
| 2024-09-30 | ||
| 2024-06-30 | ||
| 2024-03-31 | ||
| 2023-12-31 | ||
| 2023-09-30 | ||
| 2023-06-30 | ||
| 2023-03-31 | ||
| 2022-12-31 | ||
| 2022-09-30 | ||
| 2022-06-30 | ||
| 2022-03-31 | ||
| 2021-12-31 | ||
| 2021-09-30 | ||
| 2021-06-30 | ||
| 2021-03-31 | ||
| 2020-12-31 | ||
| 2020-09-30 |
Efektivitas Manajemen
- roa untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.15.
- roe untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.87.
- roic untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.45.
- croic untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.01.
- ocroic untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.27.
| Period End (TTM) | ROA | ROE | ROIC (Tingkat Pengembalian Investasi Modal) | CROIC | OCROIC |
| 2025-06-30 | 0.15 | 0.87 | 0.45 | 0.01 | 0.27 |
| 2025-03-31 | 0.15 | 0.78 | 0.58 | -0.11 | 0.32 |
| 2024-12-31 | 0.14 | 0.89 | 0.64 | -0.01 | 0.48 |
| 2024-09-30 | 0.15 | 0.92 | 0.68 | 0.05 | 0.31 |
| 2024-06-30 | 0.16 | 0.89 | 0.54 | 0.09 | 0.42 |
| 2024-03-31 | 0.17 | 1.03 | 0.67 | 0.16 | 0.87 |
| 2023-12-31 | 0.17 | 1.03 | 0.67 | 0.01 | 0.92 |
| 2023-09-30 | 0.18 | 1.02 | 0.53 | 0.01 | 1.00 |
| 2023-06-30 | 0.18 | 1.02 | 0.53 | 0.01 | 1.00 |
| 2023-03-31 | 0.18 | 1.11 | 0.51 | 0.06 | 0.94 |
| 2022-12-31 | 0.16 | 1.18 | 0.50 | 0.26 | 0.53 |
| 2022-09-30 | 0.16 | 1.18 | 0.50 | 0.26 | 0.53 |
| 2022-06-30 | 0.15 | 1.22 | 0.49 | 0.30 | 0.31 |
| 2022-03-31 | 0.16 | 1.51 | 0.49 | 0.13 | 0.05 |
| 2021-12-31 | 0.15 | 1.09 | 0.55 | 0.01 | 0.09 |
| 2021-09-30 | 0.15 | 1.28 | 0.57 | -0.05 | 0.31 |
| 2021-06-30 | 0.13 | 0.96 | 0.50 | -0.25 | 0.75 |
| 2021-03-31 | 0.12 | 0.77 | 0.52 | 0.04 | 1.31 |
| 2020-12-31 | 0.12 | 0.88 | 0.43 | 0.15 | 1.01 |
| 2020-09-30 | 0.12 | 0.92 | 0.47 | 0.01 | 1.09 |
Gross Margins
- marjin kotor untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.83.
- marjin bersih untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.38.
- marjin operasi untuk Joint Stock Company Kaspi.kz - Depositary Receipt (Common Stock) pada 2025 Jun 30 adalah 0.71.
- Margin Kotor
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Margin Keuntungan Bersih
- Margin Bersih (juga dikenal sebagai Margin Keuntungan) adalah rasio pendapatan yang tersisa setelah dikurangi Pendapatan Bersih. Perhitungannya adalah Pendapatan Bersih / Pendapatan.
- Margin Operasi
- Margin Operasi adalah rasio pendapatan yang tersisa setelah dikurangi Pendapatan Operasi. Perhitungannya adalah Pendapatan Operasi / Pendapatan.
| Period End (TTM) | Margin Kotor | Margin Keuntungan Bersih | Margin Operasi |
| 2025-06-30 | 0.83 | 0.38 | 0.71 |
| 2025-03-31 | 0.87 | 0.42 | 0.75 |
| 2024-12-31 | 0.87 | 0.42 | 0.75 |
| 2024-09-30 | 0.88 | 0.42 | 0.76 |
| 2024-06-30 | 0.89 | 0.43 | 0.77 |
| 2024-03-31 | 0.90 | 0.44 | 0.78 |
| 2023-12-31 | 0.91 | 0.45 | 0.80 |
| 2023-09-30 | 0.85 | 0.46 | 0.74 |
| 2023-06-30 | 0.85 | 0.46 | 0.74 |
| 2023-03-31 | 0.91 | 0.47 | 0.80 |
| 2022-12-31 | 0.92 | 0.46 | 0.78 |
| 2022-09-30 | 0.92 | 0.46 | 0.78 |
| 2022-06-30 | 0.92 | 0.47 | 0.77 |
| 2022-03-31 | 0.92 | 0.47 | 0.77 |
| 2021-12-31 | 0.92 | 0.49 | 0.79 |
| 2021-09-30 | 0.92 | 0.47 | 0.77 |
| 2021-06-30 | 0.91 | 0.43 | 0.74 |
| 2021-03-31 | 0.91 | 0.41 | 0.72 |
| 2020-12-31 | 0.91 | 0.41 | 0.71 |
| 2020-09-30 | 0.90 | 0.40 | 0.70 |
Pengenal dan Deskriptor
| Kunci Indeks Pusat (CIK) |
