CPF / Central Pacific Financial Corp. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Central Pacific Financial Corp.
US ˙ NYSE ˙ US1547604090

Mga Batayang Estadistika
LEI 549300W3YEAOZ4KGG849
CIK 701347
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Central Pacific Financial Corp.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 25, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 25, 2025 Central Pacific F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 25, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Comm

August 5, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001

August 5, 2025 EX-3.1

Restated Articles of Incorporation, as amended, of the Registrant

exhibit31restatedarticle Exhibit 3.1 CENTRAL PACIFIC FINANCIAL CORP. RESTATED ARTICLES OF INCORPORATION ARTICLE I The name of this corporation shall be CENTRAL PACIFIC FINANCIAL CORP. ARTICLE II The place of the principal office of the Corporation shall be at Honolulu, City and County of Honolulu, State of Hawaii; 50 North King Street, Honolulu, Hawaii 96817, there may be such subordinate or branc

July 25, 2025 EX-99.2

2nd Quarter 2025 Earnings Supplement and Investor Presentation July 25, 2025 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements ("FLS") concerning: projections of revenues, expenses, incom

cpfirdeckjun2025final 2nd Quarter 2025 Earnings Supplement and Investor Presentation July 25, 2025 2Central Pacific Financial Corp.

July 25, 2025 EX-3.1

Central Pacific Financial Corp. Bylaws (as amended and restated through July 24, 2025)

cpf-arbylawssidleydraft7 CENTRAL PACIFIC FINANCIAL CORP. BYLAWS (as amended and restated through July 24, 2025) ARTICLE I Principal Office The principal office of Central Pacific Financial Corp. (the “Corporation”) shall be maintained at 220 South King Street, Honolulu, Hawaii 96813, and shall be subject to change as the Board of Directors of the Corporation (the “Board of Directors”) may from tim

July 25, 2025 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER 2025 EARNINGS OF $18.3 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Jayrald Rabago Media Contact: Tim Sakahara Senior Strategic Financial Officer Corporate Communications Manager (808) 544-3556 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER 2025 EARNINGS OF $18.3 MILLION Highlights include: •Net income of $18.3 million, or $0.67 per dilu

July 25, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 24, 2025 Date of Report (date of earliest event reported) Central Pacific Fina

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 24, 2025 Date of Report (date of earliest event reported) Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commiss

July 10, 2025 CORRESP

CENTRAL PACIFIC FINANCIAL CORP. 220 South King Street Honolulu, Hawaii 96813

CENTRAL PACIFIC FINANCIAL CORP. 220 South King Street Honolulu, Hawaii 96813 July 10, 2025 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, DC 20549 Re: CENTRAL PACIFIC FINANCIAL CORP. Registration Statement on Form S-3 (File No. 333-288430) (the “Registration Statement”) Acceleration Request Ladies and Gentlemen: Central Pacific Fina

June 30, 2025 EX-4.6

CENTRAL PACIFIC FINANCIAL CORP. [ ] Dated as of , SUBORDINATED DEBT SECURITIES

EXHIBIT 4.6 Form of Subordinated Indenture CENTRAL PACIFIC FINANCIAL CORP. To [ ] Trustee INDENTURE Dated as of , SUBORDINATED DEBT SECURITIES Certain Sections of this Indenture relating to Sections 3.10 through 3.18, inclusive, of the Trust Indenture Act of 1939: Trust Indenture Act Section Indenture Section Section 3.10 (a)(1) 6.09 Section 3.11 (a)(2) (a)(3) (a)(4) (b) 6.10 (a) 6.09 Not Applicab

June 30, 2025 EX-4.5

CENTRAL PACIFIC FINANCIAL CORP. [ ] Dated as of , SENIOR DEBT SECURITIES Certain Sections of this Indenture relating to Sections 3.10 through 3.18, inclusive, of the Trust Indenture Act of 1939: Trust Indenture Act Section Indenture Section Section 3

EXHIBIT 4.5 Form of Senior Indenture CENTRAL PACIFIC FINANCIAL CORP. To [ ] Trustee INDENTURE Dated as of , SENIOR DEBT SECURITIES Certain Sections of this Indenture relating to Sections 3.10 through 3.18, inclusive, of the Trust Indenture Act of 1939: Trust Indenture Act Section Indenture Section Section 3.10(a)(1) 6.09 (a)(2) 6.09 (a)(3) Not Applicable (a)(4) Not Applicable (b) 6.08 6.10 Section

June 30, 2025 EX-FILING FEES

Calculation of Filing Fee Table Form S-3 (Form Type) Central Pacific Financial Corp. (Exact Name of Registrant as Specified in its Charter) Table 1—Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Table Form S-3 (Form Type) Central Pacific Financial Corp.

June 30, 2025 S-3

As filed with the Securities and Exchange Commission on June 30, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on June 30, 2025 Registration No.

June 27, 2025 EX-3.1

Statement of Cancellation of Acquired Shares, Form DC-7, including attachment

~ www.8USINEssREOISTRAT10NS.COM FORM DC-7 '- 111111111~i1iii1m 111; STATE OF HAWAII FILED 06/24/2025 12:15 PM Business Registration Division DEPT. OF COMMERCE AND CONSUMER AFFAIRS DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS Business Registration Division 335 Merchant Street State of Hawaii Mailing Address: P.O. Box 40, Honolulu, Hawaii 96810 Phone No. (808) 586-2727 STATEMENT OF CANCELLATION OF AC

June 27, 2025 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 24, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

June 20, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or o TRANSITION REPORT PURSUANT TO SECTION 15

April 30, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 00

April 28, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 24, 2025 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 24, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 23, 2025 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER 2025 EARNINGS OF $17.8 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER 2025 EARNINGS OF $17.8 MILLION Highlights include: •Net income of $17.8 million, or $0.65 per diluted share •Return on ave

April 23, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 23, 2025 Date of Report (date of earliest event reported) Central Pacific Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 23, 2025 Date of Report (date of earliest event reported) Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

April 23, 2025 EX-99.2

1st Quarter 2025 Earnings Supplement April 23, 2025 2Central Pacific Financial Corp. Forward-Looking Statements This document and the accompanying oral presentation may contain forward-looking statements ("FLS") concerning: projections of revenues, e

1st Quarter 2025 Earnings Supplement April 23, 2025 2Central Pacific Financial Corp.

March 10, 2025 EX-99.1

Investor Presentation March 2025 2Central Pacific Financial Corp. Forward-Looking Statements This document and the accompanying oral presentation may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or

Investor Presentation March 2025 2Central Pacific Financial Corp. Forward-Looking Statements This document and the accompanying oral presentation may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, net interest income, capital position, credit losses,

March 10, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 10, 2025 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 10, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

March 7, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant   ☐ Check the appropriate box:  ☐  Preliminary Proxy Statement  ☐  Confidential, for Use of the Commission Only (as permitted by

March 7, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

February 27, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 25, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

February 27, 2025 EX-99.1

CENTRAL PACIFIC BANK PROMOTES DAVID MORIMOTO TO CHIEF OPERATING OFFICER AND DAYNA MATSUMOTO TO CHIEF FINANCIAL OFFICER David Morimoto Dayna Matsumoto

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC BANK PROMOTES DAVID MORIMOTO TO CHIEF OPERATING OFFICER AND DAYNA MATSUMOTO TO CHIEF FINANCIAL OFFICER David Morimoto Dayna Matsumoto HONOLULU, HI

February 26, 2025 10-K

XBRL Instance Document

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp

February 26, 2025 EX-21.1

Subsidiaries of the Registrant

Exhibit 21 Subsidiaries of the Registrant The Company or one of its wholly-owned subsidiaries owned the following percent of the outstanding common stock, voting securities and interests of each of the corporations listed below as of December 31, 2024: Name State or Other Jurisdiction of Incorporation Percent Owned Central Pacific Bank Hawaii 100% CPB Capital Trust IV Delaware 100% CPB Statutory T

February 26, 2025 EX-19.1

Insider Trading Policies and Procedures

2024-6464 1 Central Pacific Financial Corp. Company Stock Trading Policy (Approved by the Board of Directors, October 29, 2024) Introduction. As a company whose stock is publicly traded on the New York Stock Exchange (“NYSE”), Central Pacific Financial Corp. (the “Company”) has certain legal and ethical responsibilities with respect to the market for its stock. In this regard, the Board of Directo

January 29, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 29, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 29, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 28, 2025 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 29, 2025 EX-99.1

LOCAL BUSINESS LEADER DR. DIANE PALOMA NAMED TO THE CENTRAL PACIFIC FINANCIAL CORP. AND CENTRAL PACIFIC BANK BOARD OF DIRECTORS Diane Paloma, PhD Photo courtesy: Central Pacific Financial Corp.

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE LOCAL BUSINESS LEADER DR. DIANE PALOMA NAMED TO THE CENTRAL PACIFIC FINANCIAL CORP. AND CENTRAL PACIFIC BANK BOARD OF DIRECTORS Diane Paloma, PhD Photo courtesy: C

January 29, 2025 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FOURTH QUARTER AND FULL YEAR 2024 EARNINGS

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FOURTH QUARTER AND FULL YEAR 2024 EARNINGS Highlights include: •Net income of $11.3 million, or $0.42 per diluted share for the f

January 29, 2025 EX-99.2

4th Quarter and Full Year 2024 Earnings Supplement January 29, 2025 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss

4th Quarter and Full Year 2024 Earnings Supplement January 29, 2025 2Central Pacific Financial Corp.

October 31, 2024 SC 13G

CPF / Central Pacific Financial Corp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Central Pacific Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 154760409 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriat

October 30, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number

October 30, 2024 EX-99.2

3rd Quarter 2024 Earnings Supplement October 30, 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or

3rd Quarter 2024 Earnings Supplement October 30, 2024 2Central Pacific Financial Corp.

October 30, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 30, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 30, 2024 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS THIRD QUARTER 2024 EARNINGS

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS THIRD QUARTER 2024 EARNINGS Highlights include: •Net income of $13.3 million, or $0.49 per diluted share. Excluding $3.1 million

September 3, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 3, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

September 3, 2024 EX-99.1

Investor Presentation September 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document and any accompanying oral presentation may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income

Investor Presentation September 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document and any accompanying oral presentation may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, payment or nonpayment of dividends, capital position, credit losses, net interest margin o

July 31, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 31, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

July 31, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001

July 31, 2024 EX-99.2

2nd Quarter 2024 Earnings Supplement July 31, 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or los

2nd Quarter 2024 Earnings Supplement July 31, 2024 2Central Pacific Financial Corp.

July 31, 2024 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER 2024 EARNINGS OF $15.8 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER 2024 EARNINGS OF $15.8 MILLION Highlights include: •Net income of $15.8 million, or $0.58 per diluted share, an in

June 27, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or o TRANSITION REPORT PURSUANT TO SECTION 15

April 30, 2024 8-K/A

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of i

April 26, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 24, 2024 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER 2024 EARNINGS OF $12.9 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER 2024 EARNINGS OF $12.9 MILLION Highlights include: •Net income of $12.9 million, or $0.48 per diluted share •NIM of

April 24, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 00

April 24, 2024 EX-99.2

1st Quarter 2024 Earnings Supplement April 24, 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or lo

cpf1q24earningssuppleme 1st Quarter 2024 Earnings Supplement April 24, 2024 2Central Pacific Financial Corp.

April 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 24, 2024 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 24, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

March 8, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant   ☐ Check the appropriate box:  ☐  Preliminary Proxy Statement  ☐  Confidential, for Use of the Commission Only (as permitted by

March 8, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

March 6, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 4, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

February 27, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 27, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

February 27, 2024 EX-99.1

Investor Presentation February-March 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per sha

Investor Presentation February-March 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; state

February 21, 2024 EX-21.1

Subsidiaries of the Registrant

Exhibit 21 Subsidiaries of the Registrant The Company or one of its wholly-owned subsidiaries owned the following percent of the outstanding common stock, voting securities and interests of each of the corporations listed below as of December 31, 2023: Name State or Other Jurisdiction of Incorporation Percent Owned Central Pacific Bank Hawaii 100% CPB Capital Trust IV Delaware 100% CPB Statutory T

February 21, 2024 EX-97.1

Compensation Recovery Policy

Exhibit 97.1 Central Pacific Financial Corp. Recovery Policy Adoption Date: September 21, 2023 Effective Date: October 2, 2023 Defined Terms Capitalized terms herein are defined in the Defined Terms section at the end of this document. Background CPF is required by the NYSE’s Listed Company Manual, Section 303A.14 (Erroneously Awarded Compensation), to adopt a recovery policy in conformance with t

February 21, 2024 10-K

XBRL Instance Document

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp. (Exact name of r

February 13, 2024 SC 13G/A

CPF / Central Pacific Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0569-centralpacificfinanci.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Central Pacific Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 154760409 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriat

January 31, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 31, 2024 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 31, 2024 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FOURTH QUARTER EARNINGS OF $14.9 MILLION AND FULL YEAR 2023 EARNINGS OF $58.7 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FOURTH QUARTER EARNINGS OF $14.9 MILLION AND FULL YEAR 2023 EARNINGS OF $58.7 MILLION Highlights Included: •Net income of $14.9 m

January 31, 2024 EX-99.2

4th Quarter 2023 Earnings Supplement January 31, 2024 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain FLS concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expendi

cpf4q23earningssuppleme 4th Quarter 2023 Earnings Supplement January 31, 2024 2Central Pacific Financial Corp.

December 6, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 5, 2023 Central Pacific

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 5, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

December 6, 2023 EX-99.1

LOCAL BUSINESS LEADER ROBERT NOBRIGA NAMED TO CPF AND CPB BOARD OF DIRECTORS

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE LOCAL BUSINESS LEADER ROBERT NOBRIGA NAMED TO CPF AND CPB BOARD OF DIRECTORS HONOLULU, HI, December 6, 2023 – Central Pacific Financial Corp. (NYSE: CPF), parent c

November 7, 2023 EX-99.1

Investor Presentation November 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital ex

Investor Presentation November 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans

November 7, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 7, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 25, 2023 EX-99.2

3rd Quarter 2023 Earnings Supplement October 25, 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per

3rd Quarter 2023 Earnings Supplement October 25, 2023 2Central Pacific Financial Corp.

October 25, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 25, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 25, 2023 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS THIRD QUARTER EARNINGS OF $13.1 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS THIRD QUARTER EARNINGS OF $13.1 MILLION •Net income of $13.1 million, or $0.49 per diluted share for the quarter. •ROA of 0.70%,

October 25, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number

September 22, 2023 EX-3.1

Bylaws of the Registrant, as amended and restated through September 21, 2023

Exhibit 3.1 CENTRAL PACIFIC FINANCIAL CORP. BYLAWS (as amended and restated through September 21, 2023) ARTICLE I Principal Office The principal office of the Corporation shall be maintained at 220 South King Street, Honolulu, Hawaii 96813, and shall be subject to change as the Board of Directors may from time to time determine in accordance with law. Additional places of business may be establish

September 22, 2023 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Date of report (Date of earliest event reported): September 21, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 220 South K

September 5, 2023 EX-99.1

Investor Presentation September 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, c

Investor Presentation September 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements

September 5, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 5, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

July 26, 2023 EX-99.2

2nd Quarter 2023 Earnings Supplement July 26, 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or los

2nd Quarter 2023 Earnings Supplement July 26, 2023 2Central Pacific Financial Corp.

July 26, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 26, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

July 26, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001

July 26, 2023 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER EARNINGS OF $14.5 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasury Manager AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER EARNINGS OF $14.5 MILLION •Net income of $14.5 million, or $0.53 per diluted share for the quarter. •ROA of 0.78%

June 26, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or o TRANSITION REPORT PURSUANT TO SECTION 15

May 1, 2023 EX-10.1

2023 Stock Compensation Plan

EXHIBIT 10.1: 2023 STOCK COMPENSATION PLAN Central Pacific Financial Corp. 2023 Stock Compensation Plan (Adopted January 24, 2023) 1 Contents Article 1. Establishment, Purpose, and Duration 3 Article 2. Definitions 3 Article 3. Administration 6 Article 4. Shares Subject to the Plan 7 Article 5. Eligibility and Participation 7 Article 6. Stock Options 8 Article 7. Stock Appreciation Rights 10 Artic

May 1, 2023 EX-10.3

Form of Key Employee Restricted Stock Unit Agreement

Exhibit 10.3 Central Pacific Financial Corp. 2023 Stock Compensation Plan Key Employee Restricted Stock Unit Grant Agreement This Restricted Stock Unit Grant Agreement (“Agreement”) is effective as of the “Date of Grant” stated in the accompanying Notice of Restricted Stock Unit Grant (“Notice”), between Central Pacific Financial Corp., a Hawaii corporation, (“Company”) with its registered office

May 1, 2023 EX-10.6

Form of Notice of Performance-Based Restricted Stock Unit Award Grant

Exhibit 10.6 CENTRAL PACIFIC FINANCIAL CORP. 2023 STOCK COMPENSATION PLAN NOTICE OF PSU AWARD Notice of Performance-Based Restricted Stock Unit (“PSU”) Award Grant ("Notice") under the Company's 2023 Stock Compensation Plan Name and Address of Participant: ###PARTICIPANTNAME### ###HOMEADDRESS### Date of Grant of PSU Award: ###GRANTDATE### Threshold, Target and Maximum Number of PSUs: [###CFEEGRANT

May 1, 2023 EX-10.5

Form of Key Employee Performance-Based Restricted Stock Unit Grant Agreement

Exhibit 10.5 Central Pacific Financial Corp. 2023 Stock Compensation Plan Key Employee Performance-Based Restricted Stock Unit Grant Agreement This Performance-Based Restricted Stock Unit Grant Agreement (“Agreement”) is effective as of the “Date of Grant” stated in the accompanying Notice of Restricted Stock Unit Grant (“Notice”), between Central Pacific Financial Corp., a Hawaii corporation, (“C

May 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 27, 2023 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 27, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

May 1, 2023 EX-10.2

Form of Stock Option Grant Agreement

Exhibit 10.2 Central Pacific Financial Corp. 2023 Stock Compensation Plan Stock Option Grant Agreement This Stock Option Grant Agreement (“Agreement”) is effective as of the “Date of Grant” stated in the accompanying Notice of Stock Option Grant (“Notice”), between Central Pacific Financial Corp., a Hawaii corporation (“Company”) with its registered office at 220 South King Street, Honolulu, Hawai

May 1, 2023 EX-10.4

Form of Notice of Restricted Stock Unit Grant

Exhibit 10.4 Central Pacific Financial Corp. 2023 Stock Compensation Plan Notice of Restricted Stock Unit Grant This Notice of Restricted Stock Unit Grant (“Notice”) is to notify you that you have been granted Restricted Stock Units of Central Pacific Financial Corp. under the Central Pacific Financial Corp. 2023 Stock Compensation Plan (the “Plan”) with the following terms: Name of Participant: D

May 1, 2023 S-8

As filed with the Securities and Exchange Commission on May 1, 2023

As filed with the Securities and Exchange Commission on May 1, 2023 Registration Number 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM S-8 REGISTRATION STATEMENT Under THE SECURITIES ACT OF 1933 CENTRAL PACIFIC FINANCIAL CORP.

May 1, 2023 EX-FILING FEES

Filing Fee Table

Exhibit 107 CALCULATION OF FILING FEE TABLE FORM S-8 (Form type) Central Pacific Financial Corp.

April 26, 2023 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER EARNINGS OF $16.2 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER EARNINGS OF $16.2 MILLION •Net income of $16.2 million, or $0.60 per diluted share for the quarter. •ROA of 0.87% and ROE

April 26, 2023 EX-99.2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 26, 2023 Central Pacific Fi

aearningsreleaseq12023fi UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 26, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 00

April 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 26, 2023 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 26, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

March 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 14, 2023 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 14, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

March 14, 2023 EX-99.1

Balance Sheet Update March 14, 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, ca

centralpacificfinancialc Balance Sheet Update March 14, 2023 2Central Pacific Financial Corp.

March 6, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

March 6, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ De

March 1, 2023 EX-99.1

Investor Presentation March 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capit

cpfirdeckmar2023xfinalx Investor Presentation March 2023 2Central Pacific Financial Corp.

March 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 1, 2023 Central Pacific Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 1, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

February 24, 2023 EX-21.1

Subsidiaries of the Registrant

Exhibit 21 Subsidiaries of the Registrant The Company or one of its wholly-owned subsidiaries owned the following percent of the outstanding common stock, voting securities and interests of each of the corporations listed below as of December 31, 2022: Name State or Other Jurisdiction of Incorporation Percent Owned Central Pacific Bank Hawaii 100% CPB Capital Trust IV Delaware 100% CPB Statutory T

February 24, 2023 EX-4.1

Description of Securities of the Registrant Registered Pursuant to Section 12 of the Exchange Act

Exhibit 4.1 Description of Central Pacific Financial Corp.’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 The following is a summary description of Central Pacific Financial Corp’s Common Stock. This description is not complete and is qualified in its entirety by reference to the provisions of our Restated Articles of Incorporation and Amended Bylaws, each of

February 24, 2023 EX-10.2

The Registrant’s Directors’ Deferred Compensation Plan

exhibit102ddcplanagreeme

February 24, 2023 10-K

XBRL Instance Document

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp. (Exact name of r

February 15, 2023 EX-10.1

The Registrant's 2023 Annual Executive Incentive Plan

Exhibit 10.1 Central Pacific Financial Corp. 2023 Annual Executive Incentive Plan Purpose: The purpose of this plan is to reinforce the mission and corporate goals of Central Pacific Financial Corp. and its subsidiaries. The plan is designed to help the Company attract, retain and motivate a talented executive team. This team's performance, both as a team and as individuals, contributes directly t

February 15, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 24, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

February 9, 2023 SC 13G/A

CPF / Central Pacific Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0547-centralpacificfinanci.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Central Pacific Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 154760409 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropria

January 25, 2023 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FOURTH QUARTER EARNINGS OF $20.2 MILLION AND FULL YEAR 2022 EARNINGS OF $73.9 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FOURTH QUARTER EARNINGS OF $20.2 MILLION AND FULL YEAR 2022 EARNINGS OF $73.9 MILLION •Net income of $20.2 million, or $0.74 per diluted

January 25, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 25, 2023 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 25, 2023 EX-99.2

4th Quarter 2022 Earnings Supplement January 25, 2023 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or

4th Quarter 2022 Earnings Supplement January 25, 2023 2Central Pacific Financial Corp.

December 14, 2022 EX-99.1

Investor Presentation December 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, ca

Investor Presentation December 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (?FLS?) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements

December 14, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 14, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

December 5, 2022 EX-99.1

JASON FUJIMOTO APPOINTED TO CPF AND CPB BOARD OF DIRECTORS

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (808) 544-5125 [email protected] [email protected] NEWS RELEASE JASON FUJIMOTO APPOINTED TO CPF AND CPB BOARD OF DIRECTORS HONOLULU, HI, Dec. 2, 2022 ? Central Pacific Financial Corp. (NYSE: CPF), parent company of Central Pacific Ban

December 5, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 1, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

November 17, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 17, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

November 17, 2022 EX-99.1

Investor Presentation November 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, ca

Investor Presentation November 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (?FLS?) concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements

October 27, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRA

October 26, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 20, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 26, 2022 EX-99.1

CENTRAL PACIFIC FINANCIAL ANNOUNCES THE APPOINTMENT OF ARNOLD MARTINES TO CEO OF THE BANK AND HOLDING COMPANY

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL ANNOUNCES THE APPOINTMENT OF ARNOLD MARTINES TO CEO OF THE BANK AND HOLDING COMPANY HONOLULU, HI | October 20, 2022 ? Central Pacific Financial

October 21, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 21, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 21, 2022 EX-99.2

3rd Quarter 2022 Earnings Supplement October 21, 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements (“FLS”) concerning: projections of revenues, expenses, income or loss, earnings or

3rd Quarter 2022 Earnings Supplement October 21, 2022 2Central Pacific Financial Corp.

October 21, 2022 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS THIRD QUARTER EARNINGS OF $16.7 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (408) 500-5269 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS THIRD QUARTER EARNINGS OF $16.7 MILLION ?Net income of $16.7 million, or $0.61 per diluted share for the quarter. ?ROA of 0.91% and ROE

September 6, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 6, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

September 6, 2022 EX-99.1

Investor Presentation September 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital e

Investor Presentation September 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plan

August 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PAC

July 27, 2022 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER EARNINGS OF $17.6 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (408) 500-5269 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS SECOND QUARTER EARNINGS OF $17.6 MILLION ?Net income of $17.6 million, or $0.64 per diluted share for the quarter. ?ROA of 0.96% and ROE

July 27, 2022 EX-99.2

2nd Quarter 2022 Earnings Supplement July 27, 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per sh

2nd Quarter 2022 Earnings Supplement July 27, 2022 2Central Pacific Financial Corp.

July 27, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 27, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

June 28, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or o TRANSITION REPORT PURSUANT TO SECTION 15

April 28, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PA

April 25, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 21, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 20, 2022 EX-99.1

CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER EARNINGS OF $19.4 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Tim Sakahara SVP, Treasurer AVP, Corporate Communications Manager (808) 544-3646 (408) 500-5269 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL REPORTS FIRST QUARTER EARNINGS OF $19.4 MILLION ?Net income of $19.4 million, or $0.70 per diluted share for the quarter. ?ROA of 1.06% and ROE

April 20, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 20, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 20, 2022 EX-99.2

1st Quarter 2022 Earnings Supplement April 20, 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per s

1st Quarter 2022 Earnings Supplement April 20, 2022 2Central Pacific Financial Corp.

April 5, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

March 15, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 14, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

March 7, 2022 EX-99.1

Investor Presentation March 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expen

Investor Presentation March 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans, o

March 7, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 7, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

February 28, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

February 28, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(

February 23, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp. (Exact name of r

February 23, 2022 EX-14.1

The Registrant's Code of Conduct & Ethics

1 2015-3191, 2015-3458, 2016-3544 CENTRAL PACIFIC FINANCIAL CORP. CODE OF CONDUCT & ETHICS (Adopted by the Board of Directors, October 26, 2021) 1. DEFINITIONS OF TERMS USED HEREIN The following terms used in this document have the following meanings: A. ?agent(s)? means accountants, attorneys, auditors or other agents of the company. B. ?Bank? means Central Pacific Bank. C. ?Code? means this Code

February 23, 2022 EX-21

Subsidiaries of the Registrant *

Exhibit 21 Subsidiaries of the Registrant The Company or one of its wholly-owned subsidiaries owned the following percent of the outstanding common stock, voting securities and interests of each of the corporations listed below as of December 31, 2021: Name State or Other Jurisdiction of Incorporation Percent Owned Central Pacific Bank Hawaii 100% CPB Capital Trust IV Delaware 100% CPB Statutory T

February 23, 2022 EX-14.2

The Registrant's Code of Conduct & Ethics for Senior Financial Officers

1 CENTRAL PACIFIC FINANCIAL CORP. CODE OF CONDUCT & ETHICS FOR SENIOR FINANCIAL OFFICERS (Adopted by the Board of Directors, October 26, 2021) I. DEFINITIONS OF TERMS USED HEREIN The following terms used in this document have the following meanings: A. ?Code? means this Code of Conduct & Ethics for Senior Financial Officers. B. ?SEC? means the United States Securities and Exchange Commission. C. ?

February 9, 2022 SC 13G/A

CPF / Central Pacific Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Central Pacific Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 154760409 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule

January 28, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 28, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 28, 2022 EX-99.1

Banking-as-a-Service (BaaS) Launch Supplement January 26, 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or

Banking-as-a-Service (BaaS) Launch Supplement January 26, 2022 2Central Pacific Financial Corp.

January 28, 2022 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 26, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of i

January 26, 2022 EX-99.1

CENTRAL PACIFIC FINANCIAL ANNOUNCES RECORD EARNINGS AND LAUNCHES NEW BANKING-AS-A-SERVICE INITIATIVE TO DRIVE MAINLAND EXPANSION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Brandt Farias SVP, Treasurer EVP, Chief Marketing Officer (808) 544-3646 (808) 544-3687 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL ANNOUNCES RECORD EARNINGS AND LAUNCHES NEW BANKING-AS-A-SERVICE INITIATIVE TO DRIVE MAINLAND EXPANSION ?Net income of $22.3 million, or $0.80 per dilut

January 26, 2022 EX-99.3

Banking-as-a-Service (BaaS) Launch Supplement January 26, 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or

Banking-as-a-Service (BaaS) Launch Supplement January 26, 2022 2Central Pacific Financial Corp.

January 26, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 26, 2022 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 26, 2022 EX-99.2

4th Quarter 2021 Earnings Supplement January 26, 2022 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per

4th Quarter 2021 Earnings Supplement January 26, 2022 2Central Pacific Financial Corp.

January 4, 2022 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. ANNOUNCES PLANNED EXECUTIVE CHANGES RELATED TO ITS UPCOMING BANKING-AS-A-SERVICE LAUNCH

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Brandt Farias SVP, Treasurer SVP, Marketing Director (808) 544-3646 (808) 544-3687 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. ANNOUNCES PLANNED EXECUTIVE CHANGES RELATED TO ITS UPCOMING BANKING-AS-A-SERVICE LAUNCH HONOLULU, HI | January 3, 2022 ? Central Pacific Financial Cor

January 4, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 31, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

December 15, 2021 EX-99.1

Investor Presentation December 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital ex

Investor Presentation December 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans

December 15, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 15, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

November 16, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 16, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

November 16, 2021 EX-99.1

Investor Presentation November 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital ex

Investor Presentation November 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans

November 1, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 26, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 27, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 27, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 27, 2021 EX-99.2

3rd Quarter 2021 Earnings Supplement October 27, 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per

3rd Quarter 2021 Earnings Supplement October 27, 2021 2Central Pacific Financial Corp.

October 27, 2021 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS $20.8 MILLION THIRD QUARTER EARNINGS AND INCREASES CASH DIVIDEND

EX-99.1 2 exhibit99-1erq32021.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura SVP, Treasurer VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS $20.8 MILLION THIRD QUARTER EARNINGS AND INCREASES CASH DIVIDEND •Net income of $20.8 mill

October 27, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRA

September 8, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 8, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

September 8, 2021 EX-99.1

Investor Presentation September 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital e

EX-99.1 2 cpfirdecksept2021final0.htm EX-99.1 Investor Presentation September 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margi

July 28, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 28, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

July 28, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PAC

July 28, 2021 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS INCREASE IN SECOND QUARTER EARNINGS TO $18.7 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura SVP, Treasurer VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS INCREASE IN SECOND QUARTER EARNINGS TO $18.7 MILLION ?Net income of $18.7 million, or $0.66 per diluted share for the second quarter

July 28, 2021 EX-99.2

2nd Quarter 2021 Earnings Supplement July 28, 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per sh

2nd Quarter 2021 Earnings Supplement July 28, 2021 2Central Pacific Financial Corp.

June 28, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or o TRANSITION REPORT PURSUANT TO SECTION 15

May 4, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 29, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 28, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PA

April 28, 2021 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS $18.0 MILLION FIRST QUARTER EARNINGS AND INCREASES CASH DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura SVP, Treasurer VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS $18.0 MILLION FIRST QUARTER EARNINGS AND INCREASES CASH DIVIDEND ?Net income of $18.0 million, or $0.64 per diluted share for the fi

April 28, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 28, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 28, 2021 EX-99.2

1st Quarter 2021 Earnings Supplement April 28, 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per s

1st Quarter 2021 Earnings Supplement April 28, 2021 2Central Pacific Financial Corp.

March 10, 2021 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(

March 10, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

March 1, 2021 EX-99.1

Investor Presentation March 2021 PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements con

Investor Presentation March 2021 PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer 2Central Pacific Financial Corp.

March 1, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 01, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

February 23, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2020 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp. (Exact name of r

February 23, 2021 EX-21

Subsidiaries of the Registrant *

Exhibit 21 Subsidiaries of the Registrant The Company or one of its wholly-owned subsidiaries owned the following percent of the outstanding common stock, voting securities and interests of each of the corporations listed below as of December 31, 2020: Name State or Other Jurisdiction of Incorporation Percent Owned Central Pacific Bank Hawaii 100% CPB Capital Trust IV Delaware 100% CPB Statutory T

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: Central Pacific Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 154760409 Date of Event Which Requires Filing of this Statement: January 29, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: Central Pacific Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 154760409 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule

February 9, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 09, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

February 9, 2021 EX-99.1

Investor Presentation February 2021 PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements

cpfirdeckfeb2021020921f Investor Presentation February 2021 PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer 2Central Pacific Financial Corp.

January 28, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 26, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 27, 2021 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS FOURTH QUARTER 2020 QUARTERLY AND ANNUAL RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura VP, Treasury Manager VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS FOURTH QUARTER 2020 QUARTERLY AND ANNUAL RESULTS •Net income of $12.2 million, or $0.43 per diluted share for the fourth quart

January 27, 2021 EX-99.2

4th Quarter 2020 Earnings Supplement January 27, 2021 2Central Pacific Financial Corp. Forward-Looking Statements This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per

cpf4qearningssupplement 4th Quarter 2020 Earnings Supplement January 27, 2021 2Central Pacific Financial Corp.

January 27, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 27, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

January 27, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 26, 2021 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

December 8, 2020 EX-99.1

December 2020 Investor Presentation PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer 2 2 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of re

cpfirdeck1220final December 2020 Investor Presentation PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer 2 2 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans, objectives and expectations of Central Pacific Financial Corp.

December 8, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 08, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

November 20, 2020 424B3

CENTRAL PACIFIC FINANCIAL CORP. $55,000,000 aggregate principal amount of 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 that have been registered under the Securities Act of 1933 for any and all outstanding unregistered 4.75% Fixed-to-Floa

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration No. 333-249975 PROSPECTUS CENTRAL PACIFIC FINANCIAL CORP. $55,000,000 aggregate principal amount of 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 that have been registered under the Securities Act of 1933 for any and all outstanding unregistered 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 The exchange offer w

November 18, 2020 CORRESP

-

CENTRAL PACIFIC FINANCIAL CORP. 220 South King Street Honolulu, Hawaii 96813 November 18, 2020 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Central Pacific Financial Corp. Registration Statement on Form S-4; File Number 333-249975 Filed November 9, 2020 Ladies and Gentlemen: Pursuant to Rule 461 promulgated under th

November 16, 2020 EX-99.1

Form of Letter of Transmittal relating to the 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030.

Exhibit 99.1 FORM OF LETTER OF TRANSMITTAL for Tender of All Unregistered Outstanding 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 in Exchange for Registered 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 of CENTRAL PACIFIC FINANCIAL CORP. Pursuant to the Prospectus Dated November 20, 2020 THE EXCHANGE OFFER DESCRIBED HEREIN WILL EXPIRE AT 5:00 P.M., NEW YORK CITY TIME, ON De

November 16, 2020 S-4/A

- S-4/A

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on November 16, 2020 Registration No.

November 9, 2020 S-4

- S-4

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on November 9, 2020 Registration No.

November 9, 2020 EX-99.1

Form of Letter of Transmittal relating to the 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030.

Exhibit 99.1 FORM OF LETTER OF TRANSMITTAL for Tender of All Unregistered Outstanding 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 in Exchange for Registered 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 of CENTRAL PACIFIC FINANCIAL CORP. Pursuant to the Prospectus Dated , 2020 THE EXCHANGE OFFER DESCRIBED HEREIN WILL EXPIRE AT 5:00 P.M., NEW YORK CITY TIME, ON , 2020, UNLES

November 9, 2020 EX-25.1

Form T-1 Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of UMB Bank, N.A., with respect to the Indenture, dated as of October 20, 2020, between Central Pacific Financial Corp. and UMB Bank, N.A., as trustee, regarding the 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030.

Exhibit 25.1 securities and exchange commission Washington, D.C. 20549 FORM T-1 Statement of Eligibility Under The Trust Indenture Act of 1939 of a Corporation Designated to Act as Trustee Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) UMB BANK, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 44-0201230 I.R.S. Employer Identific

November 9, 2020 CORRESP

-

CENTRAL PACIFIC FINANCIAL CORP. 220 South King Street Honolulu, Hawaii 96813 November 9, 2020 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Central Pacific Financial Corp. Registration Statement on Form S-4 Filed November 9, 2020 Ladies and Gentlemen: In connection with the above referenced Registration Statement (th

October 28, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRA

October 28, 2020 EX-99.2

Third Quarter 2020 Earnings Supplement OCTOBER 28, 2020 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, t

cpf3q2020earningssuppfin Third Quarter 2020 Earnings Supplement OCTOBER 28, 2020 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans, objectives and expectations of Central Pacific Financial Corp.

October 28, 2020 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR THIRD QUARTER 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura VP, Treasury Manager VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR THIRD QUARTER 2020 •Net income of $6.9 million, or fully diluted EPS of $0.24 for the third quarter, compared to n

October 28, 2020 8-K

Regulation FD Disclosure - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 28, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 20, 2020 EX-10.1

Form of Subordinated Note Purchase Agreement, dated as of October 20, 2020, by and among Central Pacific Financial Corp. and the several purchasers thereto.

FORM OF SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of October 20, 2020, and is made by and among Central Pacific Financial Corp.

October 20, 2020 EX-4.1

Indenture, dated as of October 20, 2020, by and between Central Pacific Financial Corp. and UMB Bank, N.A., as trustee (incorporated herein by reference to Exhibit 4.1 of the Company’s Current Report on Form 8-K filed with the SEC on October 20, 2020).

CENTRAL PACIFIC FINANCIAL CORP. As Issuer, and UMB BANK, N.A. As Trustee INDENTURE Dated as of October 20, 2020 4.75% Fixed-to-Floating Rate Subordinated Notes due 2030 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE 1 1.01 Definitions. 1 1.02 Compliance Certificates and Opinions. 14 1.03 Form of Documents Delivered to Trustee. 15 1.04 Acts of Holders. 15 1.05 Required

October 20, 2020 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 20, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 20, 2020 EX-99.2

Subordinated Notes Offering OCTOBER 2020 FORWARD LOOKING STATEMENTS AND DISCLAIMER This document and any accompanying oral presentation may contain forward-looking statements (as defined in the Private Securities Litigation Reform Act of 1995) concer

exhibit99-2finalprojectc Subordinated Notes Offering OCTOBER 2020 FORWARD LOOKING STATEMENTS AND DISCLAIMER This document and any accompanying oral presentation may contain forward-looking statements (as defined in the Private Securities Litigation Reform Act of 1995) concerning, among other items: projections of revenues, expenses, income or loss, earnings or loss per share, loan loss provisions, amount of nonperforming assets, net interest margin, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial and financial performance related items; statements of plans, objectives and expectations of Central Pacific Financial Corp.

October 20, 2020 EX-10.2

Form of Registration Rights Agreement, dated as of October 20, 2020, by and among Central Pacific Financial Corp. and the several purchasers thereto (incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed with the SEC on October 20, 2020).

FORM OF REGISTRATION RIGHTS AGREEMENT This REGISTRATION RIGHTS AGREEMENT (the “Agreement”) is dated as of October 20, 2020 and is made by and among Central Pacific Financial Corp.

October 20, 2020 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. COMPLETES PRIVATE PLACEMENT OF $55.0 MILLION OF SUBORDINATED NOTES

EX-99.1 5 exhibit99-1subdebtocto.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura VP, Treasury Manager VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. COMPLETES PRIVATE PLACEMENT OF $55.0 MILLION OF SUBORDINATED NOTES HONOLULU, HI, October

September 8, 2020 EX-99.1

PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer SEPTEMBER 2020 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income

cpfirpresentation-final2 PAUL YONAMINE Chief Executive Officer CATHERINE NGO President DAVID MORIMOTO Chief Financial Officer SEPTEMBER 2020 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expenditures, the payment or nonpayment of dividends, capital position, credit losses, net interest margin or other financial items; statements of plans, objectives and expectations of Central Pacific Financial Corp.

September 8, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 08, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (C

July 29, 2020 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR SECOND QUARTER 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura VP, Treasury Manager VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR SECOND QUARTER 2020 •Net income of $9.9 million, or fully diluted EPS of $0.35 for the second quarter, compared to

July 29, 2020 EX-99.2

A. CATHERINE NGO President & Chief Executive Officer SecondDAVID Quarter S. 2020 MORIMOTO EarningsExecutive Supplement Vice President & Chief Financial Officer AUGUST 2018 July 29, 2020 1 FORWARD LOOKING STATEMENTS This document may contain forward-l

cpf2q2020earningssupplem A. CATHERINE NGO President & Chief Executive Officer SecondDAVID Quarter S. 2020 MORIMOTO EarningsExecutive Supplement Vice President & Chief Financial Officer AUGUST 2018 July 29, 2020 1 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expendit

July 29, 2020 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 29, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

July 29, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PAC

June 24, 2020 11-K

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 or o TRANSITION REPORT PURSUANT TO SECTION 15

June 9, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 09, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commis

June 9, 2020 EX-99.1

PAUL YONAMINE A. CATHERINEChief Executive Officer NGO President & Chief Executive Officer CATHERINE NGO DAVIDPresident S. MORIMOTO Executive Vice President & Chief FinancialDAVID Officer MORIMOTO Chief Financial Officer AUGUST 2018 ANNA HU Chief Cred

cpfirpresentation-final0 PAUL YONAMINE A. CATHERINEChief Executive Officer NGO President & Chief Executive Officer CATHERINE NGO DAVIDPresident S. MORIMOTO Executive Vice President & Chief FinancialDAVID Officer MORIMOTO Chief Financial Officer AUGUST 2018 ANNA HU Chief Credit Officer JUNE 2020 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections

May 5, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PA

April 28, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 23, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 22, 2020 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR FIRST QUARTER 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura VP, Treasury Manager VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR FIRST QUARTER 2020 •Net income of $8.3 million, or fully diluted EPS of $0.29 for the first quarter, compared to n

April 22, 2020 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 22, 2020 Central Pacific Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 22, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 22, 2020 EX-99.2

A. CATHERINE NGO President & Chief Executive Officer First QuarterDAVID 2020 S. MORIMOTO EarningsExecutive Supplement Vice President & Chief Financial Officer AUGUST 2018 April 22, 2020 1 FORWARD LOOKING STATEMENTS This document may contain forward-l

exhibit99-2cpf1q2020earn A. CATHERINE NGO President & Chief Executive Officer First QuarterDAVID 2020 S. MORIMOTO EarningsExecutive Supplement Vice President & Chief Financial Officer AUGUST 2018 April 22, 2020 1 FORWARD LOOKING STATEMENTS This document may contain forward-looking statements concerning: projections of revenues, expenses, income or loss, earnings or loss per share, capital expendit

March 26, 2020 DEFA14A

CPF / Central Pacific Financial Corp. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  o Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

March 9, 2020 DEF 14A

definitive proxy statement on Schedule 14A, as filed with the SEC on March 9, 2020

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  o Check the appropriate box:  o Preliminary Proxy Statement  o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ De

March 9, 2020 DEFA14A

CPF / Central Pacific Financial Corp. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  o Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

February 25, 2020 EX-4.1

Description of Securities of the Registrant Registered Pursuant to Section 12 of the Exchange Act (3)

Exhibit 4.1 Description of Central Pacific Financial Corp.’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 The following is a summary description of Central Pacific Financial Corp’s Common Stock. This description is not complete and is qualified in its entirety by reference to the provisions of our Restated Articles of Incorporation and Amended Bylaws, each of

February 25, 2020 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2019 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number: 001-31567 Central Pacific Financial Corp. (Exact name of r

February 25, 2020 EX-21

Subsidiaries of the Registrant *

Exhibit 21 Subsidiaries of the Registrant The Company or one of its wholly-owned subsidiaries owned the following percent of the outstanding common stock, voting securities and interests of each of the corporations listed below as of December 31, 2019: Name State or Other Jurisdiction of Incorporation Percent Owned Central Pacific Bank Hawaii 100% CPB Capital Trust II Delaware 100% (1) CPB Statutory Trust III Connecticut 100% (1) CPB Capital Trust IV Delaware 100% CPB Statutory Trust V Delaware 100% Gentry HomeLoans, LLC Hawaii 50% Haseko HomeLoans, LLC Hawaii 50% Island Pacific HomeLoans, LLC Hawaii 50% (1) Terminated in January 2019.

February 25, 2020 EX-4.2

Form of Registrant's Common Stock Certificate

centralpacificfinanci7c0 The Tax Benefits Preservation Plan expired on February 18, 2016.

February 12, 2020 SC 13G/A

CPF / Central Pacific Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 6)* Name of issuer: Central Pacific Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 154760409 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule

January 29, 2020 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR FOURTH QUARTER AND FULL YEAR OF 2019

Central Pacific Financial Corp. Reports Results for Fourth Quarter and Full Year of 2019 Page 1 Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Dean Kawamura VP, Treasury Manager VP, Community Development Manager (808) 544-3646 (808) 544-3642 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS RESULTS FOR FOURTH QUARTER AND

January 29, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 29, 2020 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

December 2, 2019 EX-99.1

JOHN DEAN TO RETIRE FROM CENTRAL PACIFIC FINANCIAL CORP. BOARD IN 2020

Exhibit 99.1 Investor Contact: David Morimoto Media Contact: Wayne Kirihara EVP, Chief Financial Officer EVP, Chief Marketing Officer (808) 544-3627 (808) 544-3687 [email protected] [email protected] NEWS RELEASE JOHN DEAN TO RETIRE FROM CENTRAL PACIFIC FINANCIAL CORP. BOARD IN 2020 HONOLULU, HI, December 2, 2019 – Central Pacific Financial Corp. (NYSE: CPF) (the "Company"), parent com

December 2, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 2, 2019 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

November 6, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 6, 2019 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

November 6, 2019 EX-99.1

A. CATHERINE NGO PresidentPAUL & YONAMINEChief Executive Officer Chief Executive Officer DAVID S. MORIMOTO ExecutiveA. CATHERINE Vice President NGO & PresidentChief Financial Officer AUGUST 2018 DAVID S. MORIMOTO Chief Financial Officer NOVEMBER 2019

cpfirpresentation1119fin A. CATHERINE NGO PresidentPAUL & YONAMINEChief Executive Officer Chief Executive Officer DAVID S. MORIMOTO ExecutiveA. CATHERINE Vice President NGO & PresidentChief Financial Officer AUGUST 2018 DAVID S. MORIMOTO Chief Financial Officer NOVEMBER 2019 FORWARD LOOKING STATEMENTS This presentation may contain forward-looking statements concerning projections of revenues, inco

November 5, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRA

October 23, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 23, 2019 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Com

October 23, 2019 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS THIRD QUARTER 2019 RESULTS

Central Pacific Financial Corp. Reports Third Quarter 2019 Results Page 1 Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Wayne Kirihara VP, Treasury Manager EVP, Chief Marketing Officer (808) 544-3646 (808) 544-3687 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS THIRD QUARTER 2019 RESULTS

September 3, 2019 EX-99.1

A. CATHERINE NGO PresidentPAUL & YONAMINEChief Executive Officer Chief Executive Officer DAVID S. MORIMOTO ExecutiveA. CATHERINE Vice President NGO & PresidentChief Financial Officer AUGUST 2018 DAVID S. MORIMOTO Chief Financial Officer SEPTEMBER 201

cpfirpresentation0919fin A. CATHERINE NGO PresidentPAUL & YONAMINEChief Executive Officer Chief Executive Officer DAVID S. MORIMOTO ExecutiveA. CATHERINE Vice President NGO & PresidentChief Financial Officer AUGUST 2018 DAVID S. MORIMOTO Chief Financial Officer SEPTEMBER 2019 FORWARD LOOKING STATEMENTS This presentation may contain forward-looking statements concerning: projections of revenues, ex

September 3, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 3, 2019 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Co

August 6, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PAC

July 24, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 24, 2019 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction (Commission (I.R.S. Emplo

July 24, 2019 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS SECOND QUARTER 2019 RESULTS; LAUNCHES RISE2020 INITIATIVE

Central Pacific Financial Corp. Reports Second Quarter 2019 Results; Launches RISE2020 Initiative Page 1 Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Wayne Kirihara VP, Treasury Manager EVP, Chief Marketing Officer (808) 544-3646 (808) 544-3687 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPO

June 27, 2019 11-K

CPF / Central Pacific Financial Corp. 11-K - - 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 or o TRANSITION REPORT PURSUANT TO SECTION 15

May 7, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-31567 CENTRAL PA

April 29, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 26, 2019 Central Pacific Financial Corp. (Exact name of registrant as specified in its charter) Hawaii 001-31567 99-0212597 (State or other jurisdiction of incorporation) (Commi

April 24, 2019 EX-99.1

CENTRAL PACIFIC FINANCIAL CORP. REPORTS $16.0 MILLION FIRST QUARTER EARNINGS AND INCREASES QUARTERLY CASH DIVIDEND

Central Pacific Financial Corp. Reports $16.0 Million in First Quarter Earnings Page 1 Exhibit 99.1 FOR IMMEDIATE RELEASE Investor Contact: Ian Tanaka Media Contact: Wayne Kirihara VP, Treasury Manager EVP, Chief Marketing Officer (808) 544-3646 (808) 544-3687 [email protected] [email protected] NEWS RELEASE CENTRAL PACIFIC FINANCIAL CORP. REPORTS $16.0 MILLION

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