FFBC / First Financial Bancorp. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

First Financial Bancorp.
US ˙ NasdaqGS ˙ US3202091092

Mga Batayang Estadistika
LEI 549300D3F5B3EZMY7P77
CIK 708955
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to First Financial Bancorp.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 21, 2025 EX-99.1

investor presentation • Second Quarter 2025 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

a8k82125investpresent investor presentation • Second Quarter 2025 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,”

August 21, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2025 FIRST FINANCIAL B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 11, 2025 EX-99.1

First Financial Bank to Strategically Expand Presence in Chicago with the Complementary Acquisition of BankFinancial

EXHIBIT 99.1 FOR IMMEDIATE RELEASE First Financial Bank to Strategically Expand Presence in Chicago with the Complementary Acquisition of BankFinancial CINCINNATI, OH – August 11, 2025 •First Financial Bancorp (“First Financial”) has agreed to acquire Chicago-based BankFinancial Corporation (“BankFinancial”). •The acquisition strategically expands First Financial's presence in the robust Chicago m

August 11, 2025 EX-99.1

First Financial Bank to Strategically Expand Presence in Chicago with the Complementary Acquisition of BankFinancial

EXHIBIT 99.1 FOR IMMEDIATE RELEASE First Financial Bank to Strategically Expand Presence in Chicago with the Complementary Acquisition of BankFinancial CINCINNATI, OH – August 11, 2025 •First Financial Bancorp (“First Financial”) has agreed to acquire Chicago-based BankFinancial Corporation (“BankFinancial”). •The acquisition strategically expands First Financial's presence in the robust Chicago m

August 11, 2025 EX-99.2

1 First Financial to strategically expand in Chicago with acquisition of BankFinancial August 11, 2025 Exhibit 99.2 Certain statements in this press release constitute “forward-looking statements” within the meaning of the Private Securities Litigati

exhibit992projectcockpit 1 First Financial to strategically expand in Chicago with acquisition of BankFinancial August 11, 2025 Exhibit 99.

August 11, 2025 EX-2.1

AGREEMENT AND PLAN OF MERGER by and between FIRST FINANCIAL BANCORP. and BANKFINANCIAL CORPORATION _____________________ Dated as of August 11, 2025 EXHIBIT 2.1 -i- TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger ...............................

americas1103544939v13-me AGREEMENT AND PLAN OF MERGER by and between FIRST FINANCIAL BANCORP.

August 11, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2025 FIRST FINANCIAL B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 11, 2025 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2025 FIRST FINANCIAL B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 11, 2025 EX-2.1

AGREEMENT AND PLAN OF MERGER by and between FIRST FINANCIAL BANCORP. and BANKFINANCIAL CORPORATION _____________________ Dated as of August 11, 2025 EXHIBIT 2.1 -i- TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger ...............................

americas1103544939v13-me AGREEMENT AND PLAN OF MERGER by and between FIRST FINANCIAL BANCORP.

August 11, 2025 EX-99.2

1 First Financial to strategically expand in Chicago with acquisition of BankFinancial August 11, 2025 Exhibit 99.2 Certain statements in this press release constitute “forward-looking statements” within the meaning of the Private Securities Litigati

exhibit992projectcockpit 1 First Financial to strategically expand in Chicago with acquisition of BankFinancial August 11, 2025 Exhibit 99.

August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL BA

July 24, 2025 EX-99.2

earnings presentation • Second Quarter 2025 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

exh992earningsrelease2q2 earnings presentation • Second Quarter 2025 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimate

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FIRST FINANCIAL BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

July 24, 2025 EX-99.1

First Financial Bancorp Announces Second Quarter and Year to Date 2025 Financial Results & Quarterly Dividend Increase

Exhibit 99.1 First Financial Bancorp Announces Second Quarter and Year to Date 2025 Financial Results & Quarterly Dividend Increase •Earnings per diluted share of $0.73; $0.74 on an adjusted(1) basis •Return on average assets of 1.52%; 1.54% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.05%; 17 bp increase from first quarter •Record quarterly revenue of $226.3 million •TCE rati

June 23, 2025 EX-99.2

investor presentation • Acquisition of Westfield Bancorp Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the mea

projectartemismergerpres investor presentation • Acquisition of Westfield Bancorp Exhibit 99.

June 23, 2025 EX-2.1

Stock Purchase Agreement by and between First Financial Bancorp. and Ohio Farmers Insurance Company, dated as of June 23, 2025

executionversion-stockpu Execution Version STOCK PURCHASE AGREEMENT BY AND BETWEEN OHIO FARMERS INSURANCE COMPANY AND FIRST FINANCIAL BANCORP.

June 23, 2025 EX-99.1

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FOR IMMEDIATE RELEASE – Cincinnati, OH – June 23, 2025 EXHIBIT 99.1 First Financial Bancorp and Westfield Jointly Announce First Financial’s Acquisition of Westfield Bancorp •First Financial Bancorp (“First Financial”) has agreed to acquire Westfield Bancorp, which has $2.2 billion in assets, the holding company of Westfield Bank, FSB. This expands First Financial’s ability to serve the geographic

June 23, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2025 FIRST FINANCIAL BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

June 17, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K {X} ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR { } TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 First Financial Bancorp 401(k) Savings

May 29, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2025 FIRST FINANCIAL BANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 12, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 12, 2025 EX-99.1

investor presentation • First Quarter 2025 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

investor presentation • First Quarter 2025 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

May 9, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL B

April 24, 2025 EX-99.2

earnings presentation • First Quarter 2025 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

earnings presentation • First Quarter 2025 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

April 24, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

April 24, 2025 EX-99.1

First Financial Bancorp Announces First Quarter 2025 Financial Results

Exhibit 99.1 First Financial Bancorp Announces First Quarter 2025 Financial Results •Earnings per diluted share of $0.54; $0.63 on an adjusted(1) basis •Return on average assets of 1.13%; 1.33% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 3.88% •Noninterest income of $51.1 million; $61.0 million on an adjusted(1) basis •Noninterest expenses $128.1 million; $126.6 million on an a

April 17, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

April 17, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive

March 28, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

February 20, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES ACT OF 1934 Commission File Number 001-34762 FIRST FINANCIAL BANCORP. (Exact name of

February 20, 2025 EX-13

Registrant's annual report to shareholders for the year ended December 31, 202

EXHIBIT 13 Glossary of Abbreviations and Acronyms First Financial Bancorp has identified the following list of abbreviations and acronyms that are used in the Notes to Consolidated Financial Statements and the Management's Discussion and Analysis of Financial Condition and Results of Operations.

February 20, 2025 EX-21

First Financial Bancorp. Subsidiaries

EXHIBIT 21 FIRST FINANCIAL BANCORP. SUBSIDIARIES (as of 12/31/24) Name State of Other Jurisdiction of Incorporation or Organization First Financial Bank Ohio First Financial Collateral, Inc. Indiana First Franchise Capital Corporation Indiana Irwin Home Equity Corporation Indiana IHE Funding Corp. II Delaware MSB Investments of Nevada, Inc. Nevada MSB Holdings of Nevada, Inc. Nevada MSB of Nevada,

February 20, 2025 EX-19

Insider Trading Polic

EXHIBIT 19 Mission Category: Shareholder Policy Type: Board Responsibility: General Counsel Policy Approval Level: Board of Directors CGNC Committee Effective Date: Prior to 2006 Revision Date: January 28, 2025 Policy No.

January 28, 2025 EX-99.1

investor presentation • Fourth Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation • Fourth Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

January 28, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

January 23, 2025 EX-99.2

earnings presentation • Fourth Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

earnings presentation • Fourth Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

January 23, 2025 EX-99.1

First Financial Bancorp Announces Fourth Quarter and Full Year 2024 Financial Results

Exhibit 99.1 First Financial Bancorp Announces Fourth Quarter and Full Year 2024 Financial Results •Earnings per diluted share of $0.68; $0.71 on an adjusted(1) basis •Return on average assets of 1.41%; 1.47% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 3.94% •Noninterest income of $69.9 million; $69.7 million on an adjusted(1) basis •Loan growth of $208.7 million; 7.2% on an an

January 23, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2025 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 8, 2024 EX-99.1

investor presentation • Third Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

investor presentation • Third Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

November 8, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCI

November 1, 2024 SC 13G/A

FFBC / First Financial Bancorp. / MACQUARIE GROUP LTD - SC 13G/A Passive Investment

SC 13G/A 1 d896602dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) 320209109 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

November 1, 2024 EX-99.B

Page 13 of 13

EX-99.B 3 d896602dex99b.htm EX-99.B EXHIBIT B Powers of Attorney for Macquarie Group Limited incorporated by reference to 13G filings made by Macquarie Group Limited on June 7, 2023. Page 13 of 13

November 1, 2024 EX-99.A

Page 8 of 13

EX-99.A 2 d896602dex99a.htm EX-99.A EXHIBIT A AGREEMENT TO FILE JOINT ACQUISITION STATEMENTS AGREEMENT made this [7th] day of FEBRUARY, 2024 by and between Delaware Funds by Macquarie,® Optimum Fund Trust and Macquarie ETF Trust listed on Annex A hereto, Macquarie Investment Management Business Trust, Macquarie Management Holdings, Inc, and the Macquarie Parties listed on Annex B hereto (collectiv

October 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

October 24, 2024 EX-99.1

First Financial Bancorp Announces Third Quarter 2024 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Third Quarter 2024 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.55; $0.67 on an adjusted(1) basis •Return on average assets of 1.17%; 1.42% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.08% •Noninterest income of $45.7 million; $58.8 million on an adjusted(1) basis •Average deposit growth of $166.2 mil

October 24, 2024 EX-99.2

earnings presentation • Third Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

earnings presentation • Third Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

October 4, 2024 SC 13G/A

FFBC / First Financial Bancorp. / MACQUARIE GROUP LTD - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) 320209109 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to

October 4, 2024 EX-99.A

Page 8 of 13

EX-99.A 2 d845912dex99a.htm EX-99.A EXHIBIT A AGREEMENT TO FILE JOINT ACQUISITION STATEMENTS AGREEMENT made this [7th] day of FEBRUARY, 2024 by and between Delaware Funds by Macquarie,® Optimum Fund Trust and Macquarie ETF Trust listed on Annex A hereto, Macquarie Investment Management Business Trust, Macquarie Management Holdings, Inc, and the Macquarie Parties listed on Annex B hereto (collectiv

October 4, 2024 EX-99.B

Page 13 of 13

EX-99.B 3 d845912dex99b.htm EX-99.B EXHIBIT B Powers of Attorney for Macquarie Group Limited incorporated by reference to 13G filings made by Macquarie Group Limited on June 7, 2023. Page 13 of 13

August 27, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 27, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 27, 2024 EX-99.1

investor presentation • Second Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation • Second Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

August 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL BA

July 25, 2024 EX-99.1

First Financial Bancorp Announces Second Quarter 2024 Financial Results and Quarterly Dividend Increase

Exhibit 99.1 First Financial Bancorp Announces Second Quarter 2024 Financial Results and Quarterly Dividend Increase •Earnings per diluted share of $0.64; $0.65 on an adjusted(1) basis •Return on average assets of 1.38%; 1.40% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.10% •Record fee income of $61.5 million •Loan growth of $316.1 million; 11.3% on an annualized basis •Avera

July 25, 2024 EX-99.2

earnings presentation • Second Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

earnings presentation • Second Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

July 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

June 20, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K {X} ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR { } TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 First Financial Bancorp 401(k) Savings

May 30, 2024 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): MAY 28, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 14, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 14, 2024 EX-99.1

investor presentation • First Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

investor presentation • First Quarter 2024 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

May 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL B

April 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

April 25, 2024 EX-99.1

First Financial Bancorp Announces First Quarter 2024 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces First Quarter 2024 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.53; $0.59 on an adjusted(1) basis •Return on average assets of 1.18%; 1.30% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.10% •Acquired Agile Premium Finance •Loan growth of $271.9 million; 10.0% on an annualized basis •Tangible common equ

April 25, 2024 EX-99.2

earnings presentation • First Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

earnings presentation • First Quarter 2024 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

April 18, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

April 18, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive

March 21, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

February 22, 2024 EX-97

Recoupment of Compensation (Clawback) Policy

EXHIBIT 97 POLICY REGARDING RECOUPMENT OF COMPENSATION Mission Category: We are Committed to Our Shareholders Policy Type: Board of Directors Responsibility: Chief Human Resources Officer Policy Approval Level: Board of Directors Compensation Committee Effective Date: April 23, 2018 Revision Date: October 24, 2023 Policy No.

February 22, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES ACT OF 1934 Commission File Number 001-34762 FIRST FINANCIAL BANCORP. (Exact name of

February 22, 2024 EX-13

Registrant's annual report to shareholders for the year ended December 31, 202

EXHIBIT 13 Glossary of Abbreviations and Acronyms First Financial Bancorp has identified the following list of abbreviations and acronyms that are used in the Notes to Consolidated Financial Statements and the Management's Discussion and Analysis of Financial Condition and Results of Operations.

February 22, 2024 EX-21

First Financial Bancorp. Subsidiaries

EXHIBIT 21 FIRST FINANCIAL BANCORP. SUBSIDIARIES (as of 12/31/23) Name State of Other Jurisdiction of Incorporation or Organization First Financial Bank Ohio First Financial Collateral, Inc. Indiana First Financial Equipment Finance, LLC Ohio First Franchise Capital Corporation Indiana Irwin Home Equity Corporation Indiana IHE Funding Corp. II Delaware MSB Investments of Nevada, Inc. Nevada MSB Ho

February 14, 2024 EX-99.B

Page 13 of 13

EX-99.B 3 d596984dex99b.htm EX-99.B EXHIBIT B Powers of Attorney for Macquarie Group Limited incorporated by reference to 13G filings made by Macquarie Group Limited on June 7, 2023. Page 13 of 13

February 14, 2024 SC 13G/A

FFBC / First Financial Bancorp. / MACQUARIE GROUP LTD - SC 13G/A Passive Investment

SC 13G/A 1 d596984dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) 320209109 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

February 14, 2024 EX-99.A

Page 8 of 13

EX-99.A 2 d596984dex99a.htm EX-99.A EXHIBIT A AGREEMENT TO FILE JOINT ACQUISITION STATEMENTS AGREEMENT made this [7th] day of FEBRUARY, 2024 by and between Delaware Funds by Macquarie,® Optimum Fund Trust and Macquarie ETF Trust listed on Annex A hereto, Macquarie Investment Management Business Trust, Macquarie Management Holdings, Inc, and the Macquarie Parties listed on Annex B hereto (collectiv

February 13, 2024 SC 13G/A

FFBC / First Financial Bancorp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 13)* Name of issuer: First Financial Bancorp Title of Class of Securities: Common Stock CUSIP Number: 320209109 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is fil

February 13, 2024 EX-99.1

investor presentation • Fourth Quarter 2023 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation • Fourth Quarter 2023 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

February 13, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

February 9, 2024 SC 13G/A

FFBC / First Financial Bancorp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6 )* First Financial Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 320209109 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate bo

January 25, 2024 EX-99.1

First Financial Bancorp Announces Fourth Quarter and Full Year 2023 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Fourth Quarter and Full Year 2023 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.60; $0.62 on an adjusted(1) basis •Return on average assets of 1.31%; 1.37% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.26%; 7 bp decrease from linked quarter •Loan growth of $286.4 million; 10.7% on an annualized basis •A

January 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2024 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

January 25, 2024 EX-99.2

earnings presentation • Fourth Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

earnings presentation • Fourth Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

January 10, 2024 CORRESP

January 8th, 2024

January 8th, 2024 Division of Corporate Finance Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Attn: Lory Empie and Cara Lubit Re: First Financial Bancorp.

December 5, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 13, 2023 EX-99.2

investor presentation • Third Quarter 2023 Exhibit 99.1 forward looking statements disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priv

investor presentation • Third Quarter 2023 Exhibit 99.1 forward looking statements disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other si

November 13, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 13, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

November 3, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCI

October 24, 2023 EX-99.1

First Financial Bancorp Announces Third Quarter 2023 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Third Quarter 2023 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.66; $0.67 on an adjusted(1) basis; 10% increase YoY •Return on average assets of 1.48%; 1.49% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.33%; 15 bp decrease from linked quarter •Loan growth of $96.6 million; 3.6% on an annualized basis

October 24, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

October 24, 2023 EX-99.2

earnings presentation • Third Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

earnings presentation • Third Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

August 15, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 15, 2023 EX-99.1

investor presentation • Second Quarter 2023 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation • Second Quarter 2023 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL BA

July 20, 2023 EX-99.2

earnings presentation • Second Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

exh992earningsrelease2q2 earnings presentation • Second Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimate

July 20, 2023 EX-99.1

First Financial Bancorp Announces Second Quarter 2023 Financial Results

Exhibit 99.1 First Financial Bancorp Announces Second Quarter 2023 Financial Results •Earnings per diluted share of $0.69; $0.72 on an adjusted(1) basis, 29% increase YoY •Return on average assets of 1.55%; 1.62% on an adjusted(1) basis •Net interest margin on FTE basis(1) of 4.48%; 7 bp decrease from linked quarter •Loan growth of $117 million; 4.5% on an annualized basis •Strong adjusted(1) fee

July 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2023 FIRST FINANCIAL BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

June 23, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K {X} ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR { } TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 First Financial Bancorp 401(k) Savings

May 30, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 30, 2023 EX-99.1

investor presentation • First Quarter 2023 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

a8k53023investpresent investor presentation • First Quarter 2023 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,”

May 25, 2023 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): MAY 23, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL B

April 20, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

April 20, 2023 EX-99.2

earnings presentation • First Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

exh992earningsrelease1q2 earnings presentation • First Quarter 2023 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated

April 20, 2023 EX-99.1

First Financial Bancorp Announces First Quarter 2023 Financial Results

Exhibit 99.1 First Financial Bancorp Announces First Quarter 2023 Financial Results •Earnings per diluted share of $0.74; $0.76 on an adjusted(1) basis, 65% increase YoY •Return on average assets of 1.69%; 1.72% on an adjusted(1) basis •Record quarterly revenue of $214.9 million •Net interest margin on FTE basis(1) of 4.55%; 8 bp increase from linked quarter •Loan growth of $134.4 million; 5.3% on

April 13, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

April 13, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive

March 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2023 FIRST FINANCIAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

February 24, 2023 EX-13

Registrant's annual report to shareholders for the year ended December 31, 202

EXHIBIT 13 Glossary of Abbreviations and Acronyms First Financial Bancorp has identified the following list of abbreviations and acronyms that are used in the Notes to Consolidated Financial Statements and the Management's Discussion and Analysis of Financial Condition and Results of Operations.

February 24, 2023 EX-21

First Financial Bancorp. Subsidiaries

EXHIBIT 21 FIRST FINANCIAL BANCORP. SUBSIDIARIES (as of 12/31/22) Name State of Other Jurisdiction of Incorporation or Organization First Financial Bank Ohio First Financial Collateral, Inc. Indiana First Financial Equipment Finance, LLC Ohio First Franchise Capital Corporation Indiana Irwin Home Equity Corporation Indiana IHE Funding Corp. II Delaware MSB Investments of Nevada, Inc. Nevada MSB Ho

February 24, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES ACT OF 1934 Commission File Number 001-34762 FIRST FINANCIAL BANCORP. (Exact name of

February 14, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

February 14, 2023 EX-99.1

investor presentation • Fourth Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation • Fourth Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

February 14, 2023 EX-99.B

Page 12 of 12

EX-99.B 3 d444783dex99b.htm EX-99.B Exhibit 99.B EXHIBIT B Powers of Attorney for Macquarie Group Limited and Macquarie Bank Limited incorporated by reference to 13G filings made by Macquarie Group Limited and Macquarie Bank Limited on May 25, 2021. Page 12 of 12

February 14, 2023 SC 13G/A

FFBC / First Financial Bancorp / MACQUARIE GROUP LTD - SC 13G/A Passive Investment

SC 13G/A 1 d444783dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) 320209109 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

February 14, 2023 EX-99.A

Page 8 of 12

EX-99.A 2 d444783dex99a.htm EX-99.A EXHIBIT A AGREEMENT TO FILE JOINT ACQUISITION STATEMENTS AGREEMENT made this 2nd day of FEBRUARY, 2021 by and between Delaware Funds® by Macquarie listed on Annex A hereto, Macquarie Investment Management Business Trust, Macquarie Management Holdings, Inc, and the Macquarie Parties listed on Annex B hereto (collectively referred to as the “parties”). WHEREAS, th

February 10, 2023 SC 13G/A

FFBC / First Financial Bancorp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* First Financial Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 320209109 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate bo

February 9, 2023 SC 13G/A

FFBC / First Financial Bancorp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0909-firstfinancialbancorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: First Financial Bancorp Title of Class of Securities: Common Stock CUSIP Number: 320209109 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box t

January 26, 2023 EX-99.1

First Financial Bancorp Announces Fourth Quarter and Full Year 2022 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Fourth Quarter and Full Year 2022 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.73 •Return on average assets of 1.63% •Net interest margin on FTE basis(1) of 4.47%; 49 bp increase from linked quarter •Loan growth of $501.5 million; 20.3% on an annualized basis •Record quarterly revenue driven by increase in net interest in

January 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

January 26, 2023 EX-99.2

earnings presentation • Fourth Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

earnings presentation • Fourth Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘intends’’ and other

January 10, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 10, 2023 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 7, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 7, 2022 EX-99.1

investor presentation • Third Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

investor presentation ? Third Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

November 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANC

October 20, 2022 EX-99.1

Selected Financial Information September 30, 2022 Contents Page Consolidated Financial Highlights 2 Consolidated Quarterly Statements of Income 3 Consolidated Quarterly Statements of Income 4-5 Consolidated Statements of Condition 6 Average Consolida

Exhibit 99.1 First Financial Bancorp Announces Third Quarter 2022 Financial Results ?Earnings per diluted share of $0.59; $0.61 on an adjusted(1) basis ?Return on average assets of 1.35%; 1.40% on an adjusted(1) basis ?Net interest margin on FTE basis(1) of 3.98%; 53 bp increase from linked quarter ?Loan growth of $377.0 million; 15.9% on an annualized basis ?Strong credit quality with declines in

October 20, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

October 20, 2022 EX-99.2

earnings presentation • Third Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

earnings presentation ? Third Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

September 6, 2022 EX-99.1

investor presentation • Second Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation ? Second Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

September 6, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 6, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL B

July 21, 2022 EX-99.1

Selected Financial Information June 30, 2022 Contents Page Consolidated Financial Highlights 2 Consolidated Quarterly Statements of Income 3 Consolidated Quarterly Statements of Income 4-5 Consolidated Statements of Condition 6 Average Consolidated S

Exhibit 99.1 First Financial Bancorp Announces Second Quarter 2022 Financial Results ?Earnings per diluted share of $0.55; $0.56 on an adjusted(1) basis ?Return on average assets of 1.28%; 1.31% on an adjusted(1) basis ?Net interest margin on FTE basis(1) of 3.47%; 30 bp increase from linked quarter ?Loan growth of $191.4 million, excluding PPP; 8.3% on an annualized basis ?Noninterest income of $

July 21, 2022 EX-99.2

earnings presentation • Second Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

earnings presentation ? Second Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

July 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

June 23, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K {X} ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR { } TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 First Financial Bancorp 401(k) Savings

May 26, 2022 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 11, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ??) Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Def

May 9, 2022 EX-99.1

investor presentation • First Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

investor presentation ? First Quarter 2022 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

May 9, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (C

May 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL

April 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

April 21, 2022 EX-99.1

First Financial Bancorp Announces First Quarter 2022 Financial Results

Exhibit 99.1 First Financial Bancorp Announces First Quarter 2022 Financial Results ?Earnings per diluted share of $0.44; $0.46 on an adjusted(1) basis ?Return on average assets of 1.03%; 1.09% on an adjusted(1) basis ?Net interest margin on FTE basis of 3.17%; 12 bp increase excluding loan fees and accretion ?Net charge-offs declined 69.3%; Provision recapture of $5.8 million Cincinnati, Ohio - A

April 21, 2022 EX-99.2

earnings presentation • First Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

earnings presentation ? First Quarter 2022 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

April 14, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Conf

April 14, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive

March 30, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

February 18, 2022 EX-10.33

Severance and Change in Control Agreement between Richard Dennen and First Financial Bank dated September 21, 2021

EXHIBIT 10.33 SEVERANCE AND CHANGE IN CONTROL AGREEMENT This Severance and Change in Control Agreement (the "Agreement") is made and entered into by and between Richard S. Dennen ("Executive") and First Financial Bank (the "Company"), effective as of the latest date set forth by the signatures of the parties hereto below (the "Effective Date"). RECITALS 1. The Board of Directors of the Company (th

February 18, 2022 EX-10.34

Credit Agreement by and between First Financial Bancorp. and Stifel Bank & Trust dated as of December 29, 2021 (filed as Exhibit 10.34 to the Registrant's Annual Report on Form 10-K for the year ended December 31, 2021 and incorporated herein by reference) (File No. 001-34762).*.

EXHIBIT 10.34 Execution Version CREDIT AGREEMENT by and between FIRST FINANCIAL BANCORP. and STIFEL BANK & TRUST Dated as of December 29, 2021 THIS AGREEMENT PROVIDES FOR AN UNCOMMITTED CREDIT FACILITY. ALL LOANS UNDER THE UNCOMMITTED CREDIT FACILITY ARE DISCRETIONARY ON THE PART OF THE LENDER IN ITS SOLE AND ABSOLUTE DISCRETION. 604542462.6 TABLE OF CONTENTS Page Article I DEFINITIONS AND ACCOUNT

February 18, 2022 EX-21

First Financial Bancorp. Subsidiaries

EXHIBIT 21 FIRST FINANCIAL BANCORP. SUBSIDIARIES (as of 12/31/21) Name State of Other Jurisdiction of Incorporation or Organization First Financial Bank Ohio First Financial Collateral, Inc. Indiana First Financial Equipment Finance, LLC Ohio First Franchise Capital Corporation Indiana Irwin Home Equity Corporation Indiana IHE Funding Corp. II Delaware MSB Investments of Nevada, Inc. Nevada MSB Ho

February 18, 2022 EX-10.35

Pledge and Security Agreement by and between First Financial Bancorp. and Stifel Bank & Trust dated as of December 29, 2021 (filed as Exhibit 10.35 to the Registrant's Annual Report on Form 10-K for the year ended December 31, 2021 and incorporated herein by reference) (File No. 001-34762).

EXHIBIT 10.35 Execution Version PLEDGE AND SECURITY AGREEMENT THIS PLEDGE AND SECURITY AGREEMENT dated as of December 29, 2021 (this ?Agreement?), is by and between FIRST FINANCIAL BANCORP., a corporation organized under the laws of the State of Ohio (the ?Pledgor?) and STIFEL BANK & TRUST (the ?Lender?). W I T N E S S E T H: WHEREAS, the Lender has extended an uncommitted credit facility to the P

February 18, 2022 EX-13

Registrant's annual report to shareholders for the year ended December 31, 2021.

EXHIBIT 13 Annual Report 2021 Moving forward? together First First Financial Bancorp 2017 2018 2019 20212020 Net Income (dollars in millions) $172.

February 18, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES ACT OF 1934 Commission File Number 001-34762 FIRST FINANCIAL BANCORP. (Exact name of

February 15, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

February 15, 2022 EX-99.1

investor presentation • Fourth Quarter 2021 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

investor presentation ? Fourth Quarter 2021 Exhibit 99.1 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

February 14, 2022 SC 13G

KBWR / Invesco KBW Regional Banking ETF / First Financial Bancorp /oh/ - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2 (Amendment No. ) Invesco KBW Regional Banking ETF (Name of Issuer) ETF (Title of Class of Securities) 46138E578 (CUSIP Number) 12/31/2021 (Date of Event Which

February 14, 2022 SC 13G/A

FFBC / First Financial Bancorp / MACQUARIE GROUP LTD - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) 320209109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi

February 10, 2022 SC 13G/A

FFBC / First Financial Bancorp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: First Financial Bancorp Title of Class of Securities: Common Stock CUSIP Number: 320209109 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is fil

February 8, 2022 SC 13G/A

FFBC / First Financial Bancorp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* First Financial Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 320209109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi

January 27, 2022 EX-99.2

earnings presentation • Fourth Quarter 2021 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

earnings presentation ? Fourth Quarter 2021 Exhibit 99.2 forward looking statements disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

January 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

January 27, 2022 EX-99.1

First Financial Bancorp Announces Fourth Quarter and Full Year 2021 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Fourth Quarter and Full Year 2021 Financial Results and Quarterly Dividend ?Earnings per diluted share of $0.50; $0.58 on an adjusted(1) basis ?Return on average assets of 1.16%; 1.34% on an adjusted(1) basis ?Closed acquisition of Summit Funding Group ?$143.6 million of commercial loan sales during the quarter ?Loan growth of $148.8 million, excludin

January 10, 2022 S-3ASR

As filed with the Securities and Exchange Commission on January 10, 2022

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on January 10, 2022 Registration No.

January 3, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 29, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation) (Commission

January 3, 2022 EX-99.1

First Financial Bank Completes Acquisition of Summit Funding Group

Exhibit 99.1 FOR IMMEDIATE RELEASE First Financial Bank Completes Acquisition of Summit Funding Group CINCINNATI, OH ? January 3, 2022 ? First Financial Bancorp. (Nasdaq: FFBC) (?First Financial?) announced today that it has completed its previously announced acquisition of Cincinnati-based Summit Funding Group, Inc. (?Summit?), the fourth largest independent equipment financing platform in the Un

December 7, 2021 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation) (Commission F

December 7, 2021 EX-2.1

Stock Purchase Agreement, dated as of December 6, 2021, by and among First Financial Bancorp., First Financial Bank, Summit Funding Group, Inc., the Sellers (as defined therein), and Richard L. Ross, as Sellers’ Representative (Incorporated by reference from Exhibit 2.1 to the Current Report on Form 8-K filed on December 7, 2021) (certain schedules and exhibits have been omitted pursuant to Item 601(b)(2) of Regulation S-K) (File No. 001-34762).

Exhibit 2.1 EXECUTION VERSION STOCK PURCHASE AGREEMENT by and among SUMMIT FUNDING GROUP, INC., THE SHAREHOLDERS OF SUMMIT FUNDING GROUP, INC., RICHARD L. ROSS, as the Sellers? Representative, FIRST FINANCIAL BANCORP. and FIRST FINANCIAL BANK December 6, 2021 Table of Contents Page Article I Definitions and Interpretation 1 Section 1.01. Definitions 1 Section 1.02. Other Defined Terms 14 Section 1

December 7, 2021 EX-99.1

First Financial to Acquire Summit Funding Group

EX-99.1 3 tm2134749d1ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE First Financial to Acquire Summit Funding Group CINCINNATI, OH – December 7, 2021 – First Financial Bancorp. (Nasdaq: FFBC) (“First Financial”) announced today that it has entered into an agreement to acquire Cincinnati-based Summit Funding Group, Inc. (“Summit”), the fourth largest independent equipment financing plat

December 7, 2021 EX-99.2

Acquisition of Summit Funding Group

Exhibit 99.2 Acquisition of Summit Funding Group 2 Certain statements contained in this report that are not statements of historical fact constitute forward - looking statements wit hin the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ''believes,'' ''anticipates,'' "likely," "expected," "estimated," ''intends'' and other similar expressio ns are intended to identi

November 9, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 9, 2021 EX-99.1

Investor Presentation Third Quarter 2021 Exhibit 99.1 Forward Looking Statements Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priv

Investor Presentation Third Quarter 2021 Exhibit 99.1 Forward Looking Statements Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other si

November 4, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANC

October 21, 2021 EX-99.1

First Financial Bancorp Announces Third Quarter 2021 Financial Results

Exhibit 99.1 First Financial Bancorp Announces Third Quarter 2021 Financial Results ?Earnings per diluted share of $0.63 and on both GAAP and adjusted(1) basis ?Return on average assets of 1.49% on both GAAP and adjusted(1) basis ?Net interest margin FTE(1) of 3.32% ?Loan growth of $74.8 million, excluding decline in PPP loans ?Provision recapture of $10.1 million ?Repurchased 2,484,295 shares dur

October 21, 2021 EX-99.2

® Earnings Presentation Third Quarter 2021 Exhibit 99.2 Forward Looking Statements Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

EX-99.2 3 exh992earningsrelease3q2.htm EX-99.2 ® Earnings Presentation Third Quarter 2021 Exhibit 99.2 Forward Looking Statements Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,”

October 21, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

August 16, 2021 EX-99.1

Investor Presentation Second Quarter 2021 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priv

EX-99.1 2 a8k81621investpresent.htm EX-99.1 Investor Presentation Second Quarter 2021 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expe

August 16, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL B

July 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

July 22, 2021 EX-99.2

® Earnings Presentation Second Quarter 2021 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

? Earnings Presentation Second Quarter 2021 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ??believes,?? ??anticipates,?? ?likely,? ?expected,? ?estimated,? ??intends?? and other

July 22, 2021 EX-99.1

First Financial Bancorp Announces Second Quarter 2021 Financial Results

EX-99.1 2 a8k2q21earningsreleaseex991.htm EX-99.1 Exhibit 99.1 First Financial Bancorp Announces Second Quarter 2021 Financial Results •Earnings per diluted share of $0.52; $0.58 on an adjusted(1) basis •Return on average assets of 1.26%; 1.39% as adjusted(1) •Net interest margin FTE(1) of 3.31% •Provision recapture of $4.2 million •Repurchased 1,308,945 shares during the quarter Cincinnati, Ohio

June 25, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K {X} ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR { } TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 First Financial Bancorp 401(k) Savings

May 27, 2021 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 14, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 14, 2021 EX-99.1

Investor Presentation First Quarter 2021 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priva

EX-99.1 2 a8k51421investpresent.htm EX-99.1 Investor Presentation First Quarter 2021 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expec

May 14, 2021 EX-99.1

Investor Presentation First Quarter 2021 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priva

EX-99.1 2 a8k51421investpresent.htm EX-99.1 Investor Presentation First Quarter 2021 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expec

May 6, 2021 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL

April 22, 2021 EX-99.2

® Earnings Presentation First Quarter 2021 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pri

EX-99.2 3 exh992earningsrelease1q2.htm EX-99.2 ® Earnings Presentation First Quarter 2021 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “

April 22, 2021 EX-99.2

® Earnings Presentation First Quarter 2021 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pri

EX-99.2 3 exh992earningsrelease1q2.htm EX-99.2 ® Earnings Presentation First Quarter 2021 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “

April 22, 2021 EX-99.1

First Financial Bancorp Announces First Quarter 2021 Financial Results

EX-99.1 2 a8k1q21earningsreleaseex991.htm EX-99.1 Exhibit 99.1 First Financial Bancorp Announces First Quarter 2021 Financial Results •Earnings per diluted share of $0.48; $0.50 on an adjusted(1) basis •Return on average assets of 1.20%; 1.24% as adjusted(1) •Net interest margin FTE(1) of 3.40% •Provision for credit losses of $4.0 million; $7.5 million decline from linked quarter •Repurchased 840,

April 22, 2021 EX-99.1

First Financial Bancorp Announces First Quarter 2021 Financial Results

EX-99.1 2 a8k1q21earningsreleaseex991.htm EX-99.1 Exhibit 99.1 First Financial Bancorp Announces First Quarter 2021 Financial Results •Earnings per diluted share of $0.48; $0.50 on an adjusted(1) basis •Return on average assets of 1.20%; 1.24% as adjusted(1) •Net interest margin FTE(1) of 3.40% •Provision for credit losses of $4.0 million; $7.5 million decline from linked quarter •Repurchased 840,

April 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

April 15, 2021 DEF 14A

Schedule 14A, filed with the SEC on April 15, 2021

Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 15, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

April 6, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 5, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

February 25, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

February 19, 2021 EX-10.34

Form of Agreement for Restricted Stock Awards under the First Financial Bancorp. 2020 Stock Plan (filed as Exhibit 10.34 to the Registrant's Annual Report on Form 10-K for the year ended December 31, 2020 and incorporated herein by reference) (File No. 001-34762).

EXHIBIT 10.34 AGREEMENT FOR RESTRICTED STOCK AWARD This Agreement for Restricted Stock Award (the "Agreement") is made between FIRST FINANCIAL BANCORP., an Ohio corporation (the "Corporation"), and /$ParticipantName$/ (the "Grantee") who, as of /$GrantDate$/, which is the date of this Agreement, is an employee of the Corporation or a Subsidiary (as defined below). WHEREAS, the Corporation establis

February 19, 2021 10-K

Annual Report - 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES ACT OF 1934 Commission File Number 001-34762 FIRST FINANCIAL BANCORP. (Exact name of

February 19, 2021 EX-10.34

Form of Agreement for Restricted Stock Awards under the First Financial Bancorp. 2020 Stock Plan (filed as Exhibit 10.34 to the Registrant's Annual Report on Form 10-K for the year ended December 31, 2020 and incorporated herein by reference) (File No. 001-34762).

EXHIBIT 10.34 AGREEMENT FOR RESTRICTED STOCK AWARD This Agreement for Restricted Stock Award (the "Agreement") is made between FIRST FINANCIAL BANCORP., an Ohio corporation (the "Corporation"), and /$ParticipantName$/ (the "Grantee") who, as of /$GrantDate$/, which is the date of this Agreement, is an employee of the Corporation or a Subsidiary (as defined below). WHEREAS, the Corporation establis

February 19, 2021 EX-13

Registrant's annual report to shareholders for the year ended December 31, 2020.

EXHIBIT 13 2020 Annual Report Strengthening communities in a year like no other First First Financial Bancorp 2016 2017 2018 $88.

February 19, 2021 EX-13

Registrant's annual report to shareholders for the year ended December 31, 2020.

EXHIBIT 13 2020 Annual Report Strengthening communities in a year like no other First First Financial Bancorp 2016 2017 2018 $88.

February 19, 2021 EX-10.35

Form of Agreement for Performance Stock Awards under the First Financial Bancorp. 2020 Stock Plan (filed as Exhibit 10.35 to the Registrant's Annual Report on Form 10-K for the year ended December 31,2020 and incorporated herein by reference) (File No. 001-34762).*

EXHIBIT 10.35 AGREEMENT FOR PERFORMANCE STOCK AWARD This Agreement for Performance Stock Award (the "Agreement") is made between FIRST FINANCIAL BANCORP., an Ohio corporation ("First Financial"), and /$ParticipantName$/ (the "Participant") who, as of /$GrantDate$/, which is the date of this Agreement (the "Grant Date"), is an employee of First Financial or a Subsidiary. WHEREAS, First Financial ma

February 19, 2021 EX-21

ancorp. Subsidiaries

EXHIBIT 21 FIRST FINANCIAL BANCORP. SUBSIDIARIES (as of 12/31/20) Name State of Other Jurisdiction of Incorporation or Organization First Financial Bank Ohio First Financial Collateral, Inc. Indiana First Financial Equipment Finance, LLC Ohio First Financial Insurance Holding Company Ohio First Financial Insurance, Inc. Ohio First Franchise Capital Corporation Indiana Irwin Home Equity Corporation

February 19, 2021 EX-21

ancorp. Subsidiaries

EXHIBIT 21 FIRST FINANCIAL BANCORP. SUBSIDIARIES (as of 12/31/20) Name State of Other Jurisdiction of Incorporation or Organization First Financial Bank Ohio First Financial Collateral, Inc. Indiana First Financial Equipment Finance, LLC Ohio First Financial Insurance Holding Company Ohio First Financial Insurance, Inc. Ohio First Franchise Capital Corporation Indiana Irwin Home Equity Corporation

February 12, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* First Financial Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 320209109 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi

February 12, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) (CUSIP Number) Dec

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Financial Bancorp (Name of Issuer) Common Shares (Title of Class of Securities) 320209109 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: First Financial Bancorp Title of Class of Securities: Common Stock CUSIP Number: 320209109 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is fil

February 9, 2021 EX-99.1

Investor Presentation Fourth Quarter 2020 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priv

a8k2921investpresent Investor Presentation Fourth Quarter 2020 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘i

February 9, 2021 EX-99.1

Investor Presentation Fourth Quarter 2020 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Priv

a8k2921investpresent Investor Presentation Fourth Quarter 2020 Exhibit 99.1 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘i

February 9, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 9, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

January 28, 2021 EX-99.1

First Financial Bancorp Announces Fourth Quarter and Full Year 2020 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Fourth Quarter and Full Year 2020 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.49; $0.51 on an adjusted(1) basis •Return on average assets of 1.20%; 1.23% as adjusted(1) •Net interest margin FTE(1) of 3.49%; 13 basis point increase from linked quarter •Strong noninterest income driven by foreign exchange fees and mortgage

January 28, 2021 EX-99.2

® Earnings Presentation Fourth Quarter 2020 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

EX-99.2 3 exh992earningsrelease4q2.htm EX-99.2 ® Earnings Presentation Fourth Quarter 2020 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,”

January 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2021 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

January 28, 2021 EX-99.2

® Earnings Presentation Fourth Quarter 2020 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Pr

EX-99.2 3 exh992earningsrelease4q2.htm EX-99.2 ® Earnings Presentation Fourth Quarter 2020 Exhibit 99.2 Forward Looking Statement Disclosure 2 Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,”

January 28, 2021 EX-99.1

First Financial Bancorp Announces Fourth Quarter and Full Year 2020 Financial Results and Quarterly Dividend

Exhibit 99.1 First Financial Bancorp Announces Fourth Quarter and Full Year 2020 Financial Results and Quarterly Dividend •Earnings per diluted share of $0.49; $0.51 on an adjusted(1) basis •Return on average assets of 1.20%; 1.23% as adjusted(1) •Net interest margin FTE(1) of 3.49%; 13 basis point increase from linked quarter •Strong noninterest income driven by foreign exchange fees and mortgage

December 22, 2020 EX-99.1

First Financial Bancorp Announces Stock Repurchase Plan

EX-99.1 2 ex9918-kpressrelease122220.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE First Financial Bancorp Announces Stock Repurchase Plan Cincinnati, Ohio - December 22, 2020 - First Financial Bancorp (Nasdaq: FFBC) has announced that its Board of Directors has approved a stock repurchase plan. The plan authorizes the purchase of up to 5,000,000 shares of the Company’s common stock, representing

December 22, 2020 EX-99.1

First Financial Bancorp Announces Stock Repurchase Plan

EX-99.1 2 ex9918-kpressrelease122220.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE First Financial Bancorp Announces Stock Repurchase Plan Cincinnati, Ohio - December 22, 2020 - First Financial Bancorp (Nasdaq: FFBC) has announced that its Board of Directors has approved a stock repurchase plan. The plan authorizes the purchase of up to 5,000,000 shares of the Company’s common stock, representing

December 22, 2020 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 22, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

December 9, 2020 EX-99.1

® Deferral Portfolio Reporting November 30, 2020 Exhibit 99.1 Loans Under Deferral as of 11/30/20 $429 million, or 4.6%, of total loans, excluding PPP, remain under deferral $358 million, or 84%, is currently projected for Round 3 (booked and pipelin

EX-99.1 2 a8k12920investpresent.htm EX-99.1 ® Deferral Portfolio Reporting November 30, 2020 Exhibit 99.1 Loans Under Deferral as of 11/30/20 $429 million, or 4.6%, of total loans, excluding PPP, remain under deferral $358 million, or 84%, is currently projected for Round 3 (booked and pipeline) $56 million, or 13%, is in Round 2 (booked and pipeline) $15 million, or 3%, remains in Round 1 $76 mil

December 9, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 9, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

December 9, 2020 EX-99.1

® Deferral Portfolio Reporting November 30, 2020 Exhibit 99.1 Loans Under Deferral as of 11/30/20 $429 million, or 4.6%, of total loans, excluding PPP, remain under deferral $358 million, or 84%, is currently projected for Round 3 (booked and pipelin

EX-99.1 2 a8k12920investpresent.htm EX-99.1 ® Deferral Portfolio Reporting November 30, 2020 Exhibit 99.1 Loans Under Deferral as of 11/30/20 $429 million, or 4.6%, of total loans, excluding PPP, remain under deferral $358 million, or 84%, is currently projected for Round 3 (booked and pipeline) $56 million, or 13%, is in Round 2 (booked and pipeline) $15 million, or 3%, remains in Round 1 $76 mil

November 9, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

November 9, 2020 EX-99.1

Exhibit 99.1 Investor Presentation Third Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward -looking statements within the meaning of the Privat

EX-99.1 2 a8k11920investpresent.htm EX-99.1 Exhibit 99.1 Investor Presentation Third Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward -looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expect

November 6, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANC

October 22, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizatio

October 22, 2020 EX-99.2

Exhibit 99.2 Earnings Presentation Third Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private

EX-99.2 3 exh992earningsrelease3q2.htm EX-99.2 Exhibit 99.2 Earnings Presentation Third Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expe

October 22, 2020 EX-99.2

Exhibit 99.2 Earnings Presentation Third Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private

EX-99.2 3 exh992earningsrelease3q2.htm EX-99.2 Exhibit 99.2 Earnings Presentation Third Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expe

October 22, 2020 EX-99.1

First Financial Bancorp Announces Third Quarter 2020 Financial Results

Exhibit 99.1 First Financial Bancorp Announces Third Quarter 2020 Financial Results •Earnings per diluted share of $0.42; $0.44 on an adjusted(1) basis •Return on average assets of 1.04%; 1.09% as adjusted(1) •Record core fee income driven by $18.6 million of mortgage banking and $10.5 million of foreign exchange income •Provision for credit losses of $13.4 million; 34% reduction from second quart

September 9, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 9, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organizati

September 9, 2020 EX-99.1

Exhibit 99.1 Deferral Portfolio Reporting August 28, 2020 Round 1 Deferrals $2.2 billion of loans received an Round 1 Deferrals by loan type initial deferral Total $2.2 Billion Mortgage Round 1 deferrals universally C&I $103 granted $838 5% 37% Appro

a8k9920investpresent Exhibit 99.1 Deferral Portfolio Reporting August 28, 2020 Round 1 Deferrals $2.2 billion of loans received an Round 1 Deferrals by loan type initial deferral Total $2.2 Billion Mortgage Round 1 deferrals universally C&I $103 granted $838 5% 37% Approximately 20% of entire loan Consumer $29 portfolio received an initial deferral 1% $1.3 billion, or 57%, of initial deferrals wer

September 9, 2020 EX-99.1

Exhibit 99.1 Deferral Portfolio Reporting August 28, 2020 Round 1 Deferrals $2.2 billion of loans received an Round 1 Deferrals by loan type initial deferral Total $2.2 Billion Mortgage Round 1 deferrals universally C&I $103 granted $838 5% 37% Appro

a8k9920investpresent Exhibit 99.1 Deferral Portfolio Reporting August 28, 2020 Round 1 Deferrals $2.2 billion of loans received an Round 1 Deferrals by loan type initial deferral Total $2.2 Billion Mortgage Round 1 deferrals universally C&I $103 granted $838 5% 37% Approximately 20% of entire loan Consumer $29 portfolio received an initial deferral 1% $1.3 billion, or 57%, of initial deferrals wer

August 18, 2020 EX-99.1

Exhibit 99.1 Investor Presentation Second Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Privat

ex991investpresent2q20 Exhibit 99.1 Investor Presentation Second Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘i

August 18, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization

August 18, 2020 EX-99.1

Exhibit 99.1 Investor Presentation Second Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Privat

ex991investpresent2q20 Exhibit 99.1 Investor Presentation Second Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘‘i

August 7, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL B

July 23, 2020 EX-99.2

Exhibit 99.2 Earnings Presentation Second Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Privat

exh992earningsrelease2q2 Exhibit 99.2 Earnings Presentation Second Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likely,” “expected,” “estimated,” ‘

July 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization)

July 23, 2020 EX-99.1

First Financial Bancorp Announces Second Quarter 2020 Financial Results

Exhibit 99.1 First Financial Bancorp Announces Second Quarter 2020 Financial Results •Earnings per diluted share of $0.38; $0.40 on an adjusted(1) basis •Return on average assets of 0.96%; 1.00% as adjusted(1) •57.5% efficiency ratio; 56.1% as adjusted(1) •Record core fee income driven by $16.7 million of mortgage banking income •$20.2 million total provision for credit losses Cincinnati, Ohio - J

June 25, 2020 11-K

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 11-K {X} ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR { } TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 First Financial Bancorp 401(k) Savings

May 27, 2020 EX-10.1

First Financial Bancorp. 2020 Stock Plan (Incorporated by reference from Exhibit 10.1 to the Current Report on Form 8-K filed on May 27, 2020)(File No. 001-34762) .*

Exhibit 10.1 FIRST FINANCIAL BANCORP. 2020 STOCK PLAN i TABLE OF CONTENTS Section 1. ESTABLISHMENT, DURATION AND PURPOSE 1 1.1Establishment and Duration of the Plan 1 1.2Term of the Plan 1 1.3Purposes of the Plan 1 Section 2. DEFINITIONS 1 2.1Award 1 2.2Award Agreement 1 2.3Board 1 2.4Cause 1 2.5Change in Control 2 2.6Code 2 2.7Committee 3 2.8Disability 3 2.9Effective Date 3 2.10Employee 3 2.11Exc

May 27, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (

May 26, 2020 EX-10.1

Form of Agreement for Restricted Stock Award For Non-Employee Directors (filed herewith)

Exhibit 10.1 AGREEMENT FOR RESTRICTED STOCK AWARD FOR NON-EMPLOYEE DIRECTORS This Agreement for Restricted Stock Award (the "Agreement") is made between FIRST FINANCIAL BANCORP., an Ohio corporation (the “Corporation”), and [Participant Name] who, as of [Grant Date], which is the date of this Agreement, is a non-employee director of First Financial Bancorp. (the "Director"): WHEREAS, the Corporati

May 26, 2020 EX-10.1

Form of Agreement for Restricted Stock Award For Non-Employee Directors (filed herewith)

Exhibit 10.1 AGREEMENT FOR RESTRICTED STOCK AWARD FOR NON-EMPLOYEE DIRECTORS This Agreement for Restricted Stock Award (the "Agreement") is made between FIRST FINANCIAL BANCORP., an Ohio corporation (the “Corporation”), and [Participant Name] who, as of [Grant Date], which is the date of this Agreement, is a non-employee director of First Financial Bancorp. (the "Director"): WHEREAS, the Corporati

May 26, 2020 S-8

- FORM S-8

As filed with the U.S. Securities and Exchange Commission on May 26, 2020 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio (State or other jurisdiction of incorporation or organization) 31-1042001 (I.R.S.

May 13, 2020 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

May 8, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34762 FIRST FINANCIAL

May 5, 2020 EX-99.1

Exhibit 99.1 EEx x Investor Presentation First Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the P

EX-99.1 2 ex991investpresent1q20.htm EXHIBIT 99.1 Exhibit 99.1 EEx x Investor Presentation First Quarter 2020 Forward Looking Statement Disclosure Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as ‘‘believes,’’ ‘‘anticipates,’’ “likel

May 5, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of incorporation or organization) (C

April 30, 2020 EX-1.1

Underwriting Agreement, dated as of April 24, 2020, by and among First Financial Bancorp., First Financial Bank and Keefe, Bruyette & Woods, Inc.

EX-1.1 2 tm2015795d5ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 Execution Copy $150,000,000 First Financial Bancorp. 5.25% Fixed-to-Floating Rate Subordinated Notes due May 15, 2030 UNDERWRITING AGREEMENT April 24, 2020 Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue, 4th Floor New York, New York 10019 As representative of the Underwriters listed in Schedule A hereto Ladies and Gentlemen: First Financial B

April 30, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2020 FIRST FINANCIAL BANCORP. (Exact name of registrant as specified in its charter) Ohio 001-34762 31-1042001 (State or other jurisdiction of (Commission File Number) (I.R.

April 30, 2020 EX-1.1

Underwriting Agreement, dated as of April 24, 2020, by and among First Financial Bancorp., First Financial Bank and Keefe, Bruyette & Woods, Inc.

EX-1.1 2 tm2015795d5ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 Execution Copy $150,000,000 First Financial Bancorp. 5.25% Fixed-to-Floating Rate Subordinated Notes due May 15, 2030 UNDERWRITING AGREEMENT April 24, 2020 Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue, 4th Floor New York, New York 10019 As representative of the Underwriters listed in Schedule A hereto Ladies and Gentlemen: First Financial B

April 30, 2020 EX-4.2

Second Supplemental Indenture, dated April 30, 2020, between First Financial Bancorp. and Wells Fargo Bank, National Association (Incorporated by reference from Exhibit 4.2 to the Current Report on Form 8-K filed on April 30, 2020)(File No. 001-34762).

EX-4.2 3 tm2015795d5ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 FIRST FINANCIAL BANCORP., Company, AND WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee SECOND SUPPLEMENTAL INDENTURE Dated as of April 30, 2020 TO SUBORDINATED INDENTURE Dated as of August 25, 2015 5.25% FIXED-TO-FLOATING RATE SUBORDINATED NOTES DUE 2030 Table of Contents Page ARTICLE I DEFINITIONS 2 Section 1.1 Definitions 2 ARTICLE II GENERAL

April 28, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each class of securities to be registered Amount to be registered Proposed maximum offering price per unit Proposed maximum aggregate offering price Amount of registration fee(1) 5.25% Fixed-to-Floating Rate S

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

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