XP / XP Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

XP Inc.
US ˙ NasdaqGS ˙ KYG982391099

Mga Batayang Estadistika
CIK 1787425
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to XP Inc.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 19, 2025 EX-99.1

XP Inc.

Exhibit 99.1 XP Inc. Interim condensed consolidated financial statements at June 30, 2025 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheet of XP Inc. and its subsidiaries ("Company") as at June 30, 2025 and the re

August 19, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0

August 19, 2025 EX-99.2

2Q25 Earnings Presentation

Exhibit 99.2 2Q25 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informationa

August 19, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0

May 30, 2025 EX-99.1

XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON MAY 30, 2025

Exhibit 99.1 XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON MAY 30, 2025 São Paulo, Brazil, May 30, 2025 – XP Inc. (Nasdaq: XP), a leading, technology-driven financial services platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the resolution as set out in its Notice of Annual General Meeting dated May 7, 2025 was duly passed at

May 30, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 21, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 21, 2025 EX-99.1

Issued Capital

XP Inc. Interim condensed consolidated financial statements at March 31, 2025 and report on review www.pwc.com.br PricewaterhouseCoopers Auditores Independentes Ltda. Avenida Brigadeiro Faria Lima, 3732, Edifício B32, 16o, São Paulo, SP, Brasil, 04538-132 T: +55 (11) 4004-8000 Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc.

May 20, 2025 EX-99.1

XP Inc. Reports First Quarter 2025 Results

EXHIBIT 99.1 XP Inc. Reports First Quarter 2025 Results São Paulo, Brazil, May 20, 2025 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2025. Summary Operating Metrics (unaudited) 1Q25 1Q24 YoY 4Q24 QoQ Total Client Asse

May 20, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 20, 2025 EX-99.1

XP INC. TO CANCEL TREASURY SHARES

Exhibit 99.1 XP INC. TO CANCEL TREASURY SHARES São Paulo, Brazil, May 20, 2025 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the Company’s Board of Directors approved the cancellation of existing treasury Class A shares held by the Company. The Company has cancelled in this date 12,053

May 20, 2025 EX-99.1

XP Inc. Announces New Share Repurchase Program

Exhibit 99.1 XP Inc. Announces New Share Repurchase Program São Paulo, Brazil, May 20, 2025 – XP Inc. (Nasdaq: XP), announced today that its board of directors has approved a new share repurchase program. Under the repurchase program, XP may repurchase up to the amount in dollars equivalent to R$1.0 billion (one billion Brazilian Reais) of its outstanding Class A common shares in the open market,

May 20, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 20, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 20, 2025 EX-99.2

1Q25 Earnings Presentation

EXHIBIT 99.2 1Q25 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informationa

May 7, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 7, 2025 EX-99.1

XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY

Exhibit 99.1 XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY NOTICE IS HEREBY GIVEN that an Annual General Meeting of the Company (the “AGM”) will be held virtually and at the offices of the Company located at Av. Chedid Jafet, 75, Torre Sul, 30th Floor, Vila Olímpia, São Paulo SP 04551-065, Brazil on May 30, 2025, at 10:00 a.m. (BRT) / 9:00 a.m. Eastern Time. The AGM will

May 7, 2025 EX-99.2

XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman Cayman Islands PROXY STATEMENT

Exhibit 99.2 XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman KY1-1104 Cayman Islands PROXY STATEMENT General The Board of Directors of XP Inc. (the “Company” or “we”) is soliciting proxies for the annual general meeting of shareholders (the “AGM”) of the Company to be held on May 30, 2025 at 10:00 a.m. (BRT) / 9:00 a.m. Eastern Time. The AGM will be held virtual

May 7, 2025 EX-99.3

XP INC. Proxy for Annual General Meeting of Shareholders on May 30, 2025 Solicited on Behalf of the Board of Directors I/We Please Print Name(s) of Please Print Address(es) being (a) shareholder(s) of the Company hereby appoint of or failing him/her

Exhibit 99.3 XP INC. Proxy for Annual General Meeting of Shareholders on May 30, 2025 Solicited on Behalf of the Board of Directors I/We Please Print Name(s) of Please Print Address(es) being (a) shareholder(s) of the Company hereby appoint of or failing him/her of or failing him/her the duly appointed chairman of the Meeting (the “Chairman”), with full power of substitution and power to act alone

April 24, 2025 EX-15.1

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 15.1 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We hereby consent to the incorporation by reference in the Registration Statement on Form S-8 (No. 333-235755) of XP Inc. of our report dated April 24, 2025 relating to the financial statements and the effectiveness of internal control over financial reporting, which appears in this Form 20-F. /s/PricewaterhouseCoopers Auditores

April 24, 2025 20-F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXC

April 24, 2025 EX-13.1

CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2024 (the “Report”), I, Thiago Maffra, certify pursuant to 18 U.

April 24, 2025 EX-12.2

CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 12.2 CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Victor Andreu Mansur Farinassi, certify that: 1.I have reviewed this annual report on Form 20-F of XP Inc.; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in

April 24, 2025 EX-13.2

CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.2 CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2024 (the “Report”), I, Victor Andreu Mansur Farinassi, certify

April 24, 2025 EX-12.1

CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 12.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Thiago Maffra, certify that: 1.I have reviewed this annual report on Form 20-F of XP Inc.; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circ

April 24, 2025 EX-2.1

DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT

Exhibit 2.1 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT The following is a description of our outstanding securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) as required pursuant to the relevant Items under Form 20-F. As of December 31, 2024, XP Inc. (“we,” “us,” “our” and “XP”) had the following series of sec

March 17, 2025 EX-99.1

XP Provides Supplementary Information Regarding Short-Selling Report

Exhibit 99.1 XP Provides Supplementary Information Regarding Short-Selling Report São Paulo, Brazil, March 16, 2025 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that it is releasing supplementary information to reinforce its prior disclosure on March 12, 2025 (link) addressing the short se

March 17, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2025 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-04

March 13, 2025 EX-99.1

XP Inc.’s Statement Regarding Short Seller Allegations

Exhibit 99.1 XP Inc.’s Statement Regarding Short Seller Allegations São Paulo, Brazil, March 12, 2025 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, has reviewed the recent report published by Grizzly Reports (the “Report”), which contains misleading and inaccurate allegations regarding the Company’s busine

March 13, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2025 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-04

February 19, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2025 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

February 19, 2025 EX-99.1

Capital reserve

EXHIBIT 99.1 XP Inc. XP Inc. Consolidated financial statements at December 31, 2024 and independent auditor's report XP Inc. Independent auditor's report To the Board of Directors and Stockholders XP Inc. Opinion We have audited the accompanying consolidated financial statements of XP Inc. (the "Company") and its subsidiaries, which comprise the consolidated balance sheet as at December 31, 2024 a

February 18, 2025 EX-99.1

XP Inc. Reports Fourth Quarter 2024 Results

EXHIBIT 99.1 XP Inc. Reports Fourth Quarter 2024 Results São Paulo, Brazil, February 18, 2025 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter of 2024. To our shareholders, As we close out 2024, I want to begin this message

February 18, 2025 EX-99.2

4Q24 Earnings Presentation

EXHIBIT 99.2 4Q24 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informationa

February 18, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2025 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2025 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 19, 2024 EX-99.1

3Q24 Earnings Release

Exhibit 99.1 3Q24 Earnings Release November 19th, 2024 XP Inc. Reports Third Quarter 2024 Results São Paulo, Brazil, November 19, 2024 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2024. Summary Operating Metrics (unau

November 19, 2024 EX-99.1

XP Inc.

Exhibit 99.1 XP Inc. Interim condensed consolidated financial statements at September 30, 2024 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries ("Company") as at September 30, 2024

November 19, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 19, 2024 EX-99.2

3Q24 Earnings Presentation

Exhibit 99.2 3Q24 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informationa

November 19, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 19, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 19, 2024 EX-99.2

XP Inc. Announces Cash Dividend

Exhibit 99.2 XP Inc. Announces Cash Dividend São Paulo, Brazil, November 19, 2024 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that its Board of Directors has approved payment of a cash dividend of US$0.65 per common share. The dividend will be payable on December 18, 2024, to shareholders

November 19, 2024 EX-99.1

XP Inc. Announces New Share Repurchase Program

Exhibit 99.1 XP Inc. Announces New Share Repurchase Program São Paulo, Brazil, November 19, 2024 – XP Inc. (Nasdaq: XP), announced today that its board of directors has approved a new share repurchase program. Under the repurchase program, XP may repurchase up to the amount in dollars equivalent to R$1.0 billion (one billion Brazilian Reais) of its outstanding Class A common shares in the open mar

November 13, 2024 SC 13G/A

XP / XP Inc. / DODGE & COX - SC 13G/A Passive Investment

SC 13G/A 1 d812355dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 2 )* XP Inc. (Name of Issuer) Class A Common Shares (Title of Class of Securities) G98239109 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designa

November 13, 2024 SC 13G

XP / XP Inc. / Capital World Investors - SEC SCHEDULE 13G Passive Investment

SC 13G 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* XP Inc. (Name of Issuer) Common Stock (Title of Class of Securities) G98239109 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

November 8, 2024 SC 13G

XP / XP Inc. / Mawer Investment Management Ltd. - SCHEDULE 13G Passive Investment

SC 13G 1 mawerxp13g3q2024.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) XP Inc. (Name of Issuer) Class A Common Shares (Title of Class of Securities) G98239109 (CUSIP Number) September 30, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

August 26, 2024 SC 13G/A

XP / XP Inc. / Itau Unibanco Holding S.A. - AMENDMENT NO. 5 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) August 26, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule

August 14, 2024 EX-99.1

2Q24 Earnings Release

Exhibit 99.1 2Q24 Earnings Release August 13th, 2024 XP Inc. Reports Second Quarter 2024 Results São Paulo, Brazil, August 13, 2024 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2024. Summary Operating Metrics (unaudi

August 14, 2024 EX-99.2

1 2Q24 Earnings Presentation

Exhibit 99.2 1 2Q24 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informatio

August 14, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0

August 14, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0

August 14, 2024 EX-99.1

XP Inc.

Exhibit 99.1 XP Inc. Interim condensed consolidated financial statements at June 30, 2024 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries ("Company") as at June 30, 2024 and the r

July 30, 2024 EX-99.1

XP INC. TO CANCEL TREASURY SHARES

Exhibit 99.1 XP INC. TO CANCEL TREASURY SHARES São Paulo, Brazil, July 30, 2024 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the Company’s Board of Directors approved the cancellation of existing treasury Class A shares held by the Company. The Company has cancelled in this date 12,65

July 30, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

July 1, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

July 1, 2024 EX-99.1

XP Inc. XP INC. ANNOUNCES PRICING OF SENIOR NOTES OFFERING

Exhibit 99.1 XP Inc. XP INC. ANNOUNCES PRICING OF SENIOR NOTES OFFERING São Paulo, Brazil, June 28, 2024– XP Inc. (“XP” or “we”) (Nasdaq: XP) , a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced that on June 27, 2024 it priced an offering of US$500 million aggregate principal amount of 6.750% senior unsecured notes due 2029

June 20, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

June 20, 2024 EX-99.1

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Exhibit 99.1 Management’s Discussion and Analysis of Financial Condition and Results of Operations The following discussion of our financial condition and results of operations should be read in conjunction with our unaudited interim condensed consolidated financial statements as of March 31, 2024 and for the three months ended March 31, 2024 and 2023 and the notes thereto from our Form 6-K filed

May 24, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 24, 2024 EX-99.1

XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON MAY 24, 2024

Exhibit 99.1 XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON MAY 24, 2024 São Paulo, Brazil, May 24, 2024 – XP Inc. (Nasdaq: XP), a leading, technology-driven financial services platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the resolutions as set out in its Notice of Annual General Meeting dated April 26, 2024 were duly passe

May 23, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 23, 2024 EX-99.1

XP Inc Announces New Share Repurchase Program

Exhibit 99.1 XP Inc Announces New Share Repurchase Program São Paulo, Brazil, May 23, 2024 – XP Inc. (Nasdaq: XP), announced today that its board of directors has approved a new share repurchase program. Under the repurchase program, XP may repurchase up to the amount in dollars equivalent to R$1.0 billion (one billion Brazilian Reais) of its outstanding Class A common shares in the open market, b

May 21, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 21, 2024 EX-99.1

XP Inc. Reports First Quarter 2024 Results

Exhibit 99.1 1Q24 Earnings Release May 21st, 2024 XP Inc. Reports First Quarter 2024 Results São Paulo, Brazil, May 21, 2024 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2024. Summary Operating Metrics (unaudited) 1Q2

May 21, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 21, 2024 EX-99.1

XP Inc.

Exhibit 99.1 XP Inc. Interim condensed consolidated financial statements at March 31, 2024 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheet of XP Inc. and its subsidiaries ("Company") as at March 31, 2024 and the

May 21, 2024 EX-99.2

[ CLASSIFICAÇÃO: PÚBLICA ] 1 1Q24 Earnings Presentation

Exhibit 99.2 [ CLASSIFICAÇÃO: PÚBLICA ] 1 1Q24 Earnings Presentation [ CLASSIFICAÇÃO: PÚBLICA ] 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (t

April 26, 2024 EX-12.2

CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 12.2 CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Bruno Constantino Alexandre dos Santos, certify that: 1.I have reviewed this annual report on Form 20-F of XP Inc.; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements m

April 26, 2024 EX-99.2

XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman Cayman Islands PROXY STATEMENT

Exhibit 99.2 XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman KY1-1104 Cayman Islands PROXY STATEMENT General The Board of Directors of XP Inc. (the “Company” or “we”) is soliciting proxies for the annual general meeting of shareholders (the “AGM”) of the Company to be held on May 24, 2024 at 10:00 a.m. (BRT) / 9:00 a.m. Eastern Time. The AGM will be held virtual

April 26, 2024 EX-99.1

XP Appoints Victor Mansur as Chief Financial Officer Effective August 1, 2024

Exhibit 99.1 XP Appoints Victor Mansur as Chief Financial Officer Effective August 1, 2024 · Mansur is currently XP’s Deputy CFO and an industry veteran who brings two decades of experience in treasury, trading, structuring, and sales roles · Outgoing CFO Bruno Constantino will serve in an advisory role for a 12-month period after the transition and remain on the XP Board · Head of Investor Relati

April 26, 2024 EX-99.1

XP Announces Corporate Governance Changes to Support its Next Chapter of Growth

Exhibit 99.1 XP Announces Corporate Governance Changes to Support its Next Chapter of Growth · Governance changes improve independent oversight and strategic counsel; · Adding four new independent directors to create majority-independent board and enhance expertise in key areas; · Forming two new committees to augment critical capabilities to support XP’s growth: Risks, Credit and ESG Committee an

April 26, 2024 EX-3.1

THE COMPANIES ACT (AS REVISED) EXEMPTED COMPANY LIMITED BY SHARES THIRD AMENDED AND RESTATED MEMORANDUM OF ASSOCIATION XP Inc. (adopted by Special Resolution passed on 6 October 2023)

Exhibit 3.1 THE COMPANIES ACT (AS REVISED) EXEMPTED COMPANY LIMITED BY SHARES THIRD AMENDED AND RESTATED MEMORANDUM OF ASSOCIATION OF XP Inc. (adopted by Special Resolution passed on 6 October 2023) 1The name of the Company is XP Inc. 2The registered office of the Company shall be at the offices of Maples Corporate Services Limited, PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands,

April 26, 2024 EX-12.1

CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 12.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Thiago Maffra, certify that: 1.I have reviewed this annual report on Form 20-F of XP Inc.; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circ

April 26, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2024 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-04

April 26, 2024 EX-97.1

COMPENSATION RECOUPMENT POLICY

Exhibit 97.1 COMPENSATION RECOUPMENT POLICY Page 1 of 9 TABLE OF CONTENTS 1 PURPOSE 3 2 TERM OF EFFECTIVENESS, REPEAL AND CYCLE OF REVISION 3 3 DEFINITIONS 3 4 RECOUPMENT OF ERRONEOUSLY AWARDED COMPENSATION 5 5 ADMINISTRATION 7 6 AMENDMENT/TERMINATION 7 7 INTERPRETATION 8 8 OTHER COMPENSATION CLAWBACK/RECOUPMENT RIGHTS 8 9 EXEMPT COMPENSATION 8 10 MISCELLANEOUS 8 Page 2 of 9 1.PURPOSE This XP Inc.

April 26, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2024 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-04

April 26, 2024 EX-2.1

DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT

Exhibit 2.1 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT The following is a description of our outstanding securities registered under Section 12 of the Exchange Act as required pursuant to the relevant Items under Form 20-F. As of December 31, 2023, XP Inc. (“we,” “us,” “our” and “XP”) had the following series of securities registered pursuant to Section 12(b) of the

April 26, 2024 EX-11.1

TRADING POLICY

Exhibit 11.1 TRADING POLICY Page 1 of 11 INDEX 1. SUMMARY OF THE COMPANY POLICY CONCERNING TRADING POLICIES 3 2. THE USE OF INSIDE INFORMATION IN CONNECTION WITH TRADING IN SECURITIES 3 A. General Rule 3 B. Who Does the Policy Apply To? 4 C. Trading in the Company Securities 5 D. Hedging and Derivatives. 5 E. Pledging of Securities, Margin Accounts. 5 F. Prohibition of Short Sales. 5 G. Other Comp

April 26, 2024 EX-13.1

CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2023 (the “Report”), I, Thiago Maffra, certify pursuant to 18 U.

April 26, 2024 20-F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXC

April 26, 2024 EX-13.2

CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.2 CERTIFICATION BY THE PRINCIPAL FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2023 (the “Report”), I, Bruno Constantino Alexandre dos Santos,

April 26, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2024 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2024 Commission File Number: 001-39155 XP Inc (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

April 26, 2024 EX-99.3

and at any adjournments or postponements thereof, as follows: (Continued and to be signed on the reverse side) [GRAPHIC APPEARS HERE][GRAPHIC APPEARS HERE]1.1 14475

Exhibit 99.3 Exhibit 99.3-2219944805278    [GRAPHIC APPEARS HERE]0 XP INC. Proxy for Annual General Meeting of Shareholders on May 24, 2024 Solicited on Behalf of the Board of Directors I/We  Please Print Name(s) of Please Print Address(es) being (a) shareholder(s) of the Company hereby appoint of or failing him/her of or failing him/her the duly appointed chairman of the Meeting (the “Chairman”),

April 26, 2024 EX-99.1

XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY

Exhibit 99.1 XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY NOTICE IS HEREBY GIVEN that an Annual General Meeting of the Company (the “AGM”) will be held virtually and at the offices of the Company located at Av. Chedid Jafet, 75, Torre Sul, 30th Floor, Vila Olímpia, São Paulo SP 04551-065, Brazil on May 24, 2024, at 10:00 a.m. (BRT) / 9:00 a.m. Eastern Time. The AGM will

February 28, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

February 28, 2024 EX-99.1

XP Inc. Reports Fourth Quarter 2023 Results

Exhibit 99.1 4Q23 Earnings Release February 27th, 2024 XP Inc. Reports Fourth Quarter 2023 Results São Paulo, Brazil, February 27, 2024 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter of 2023. To our shareholders As we ref

February 28, 2024 EX-99.2

1 4Q23 Earnings Presentation

Exhibit 99.2 1 4Q23 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informatio

February 27, 2024 EX-99.1

Capital reserve

Exhibit 99.1 XP Inc. Consolidated financial statements at December 31, 2023 and independent auditor's report Independent auditor's report To the Board of Directors and Stockholders XP Inc. Opinion We have audited the accompanying consolidated financial statements of XP Inc. (the "Company") and its subsidiaries, which comprise the consolidated balance sheet as at December 31, 2023 and the consolida

February 27, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

February 27, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

February 27, 2024 EX-99.1

XP Inc Announces New Share Repurchase Program

Exhibit 99.1 XP Inc Announces New Share Repurchase Program São Paulo, Brazil, February 27, 2024 – XP Inc. (Nasdaq: XP), announced today that its board of directors has approved a new share repurchase program, which aims to neutralize future shareholder dilution due to the vesting of Restricted Share Units (RSUs) from the Company’s long-term incentive plan. The Company proposes to undertake a share

February 13, 2024 SC 13G/A

XP / XP Inc. / DODGE & COX - SC 13G/A Passive Investment

SC 13G/A 1 d718914dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 1)* XP Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) G98239109 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate

February 9, 2024 SC 13G/A

XP / XP Inc. / Capital World Investors - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* XP Inc. (Name of Issuer) Common Stock (Title of Class of Securities) G98239109 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is fi

January 29, 2024 SC 13G/A

XP / XP Inc. / Itau Unibanco Holding S.A. - AMENDMENT NO. 4 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) January 29, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule

January 29, 2024 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 ss2941736ex99a.htm JOINT FILING AGREEMENT Exhibit A JOINT FILING AGREEMENT This will confirm the agreement by and among the undersigned that the Schedule 13G filed with the Securities and Exchange Commission on or about the date hereof with respect to the beneficial ownership by the undersigned of the Class A common shares, US$0.00001 par value, per share of XP Inc., is being filed, and

January 26, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of January 2024 Commission File Number: 001-39

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of January 2024 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-

January 26, 2024 EX-99.1

XP Inc. reports 4Q23 KPIs

Exhibit 99.1 XP Inc. reports 4Q23 KPIs São Paulo, Brazil, January 26, 2024 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 4Q23 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Additional KPI details and historical data can be fo

December 8, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2023 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

December 8, 2023 EX-99.1

2 Welcome Andre Parize Head of Investor Relations

Exhibit 99.1 1 2 Welcome Andre Parize Head of Investor Relations 3 Agenda for Today Break Final Remarks & Q&A CEO & Senior Executives 5 Financial Deep Dive Bruno Constantino 4 Our Powerful Ecosystem Jose Berenguer 3 Retail Deep Dive Guilherme Sant’Anna 2 XP Strategy & Outlook Thiago Maffra 1 4 Important Disclosure Forward Looking Statements IN REVIEWING THE INFORMATION CONTAINED HEREIN, YOU ARE AG

November 22, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 22, 2023 EX-99.1

XP Inc. Announces New Head of Investor Relations

Exhibit 99.1 XP Inc. Announces New Head of Investor Relations São Paulo, Brazil, November 22, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today the appointment of André Parize to lead its Investor Relations team. Parize joins the company's IR team in São Paulo and will report to Bruno Cons

November 13, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 13, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 13, 2023 EX-99.1

3Q23 Earnings Release

Exhibit 99.1 3Q23 Earnings Release November 13th, 2023 XP Inc. Reports Third Quarter 2023 Results São Paulo, Brazil, November 13, 2023 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2023. Summary Operating Metrics (unau

November 13, 2023 EX-99.2

1 3Q23 Earnings Presentation

Exhibit 99.2 1 3Q23 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informatio

November 13, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075

November 13, 2023 EX-99.1

XP Inc. Announces Cash Dividend

Exhibit 99.1 XP Inc. Announces Cash Dividend São Paulo, Brazil, November 13, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that its Board of Directors has approved payment of a cash dividend of US$0.73 per common share. The dividend will be payable on December 22, 2023, to shareholders

November 13, 2023 EX-99.1

XP Inc.

Exhibit 99.1 XP Inc. Interim condensed consolidated financial statements at September 30, 2023 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries ("Company") as at September 30, 2023

October 24, 2023 EX-99.1

XP Inc. reports 3Q23 KPIs

Exhibit 99.1 XP Inc. reports 3Q23 KPIs São Paulo, Brazil, October 24, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 3Q23 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Additional KPI details and historical data can be fo

October 24, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2023 Commission File Number: 001-39

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-

October 6, 2023 EX-99.1

XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON OCTOBER 6, 2023

Exhibit 99.1 XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON OCTOBER 6, 2023 São Paulo, Brazil, October 6, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven financial services platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the resolutions as set out in its Notice of Annual General Meeting dated September 22, 2023 were

October 6, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2023 Commission File Number: 001-39

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-

September 22, 2023 EX-99.1

XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY

Exhibit 99.1 XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY NOTICE IS HEREBY GIVEN that an Annual General Meeting of the Company (the “AGM”) will be held at the offices of the Company located at Av. Chedid Jafet, 75, Torre Sul, 30th Floor, Vila Olímpia, São Paulo SP 04551-065, Brazil on October 6, 2023 at 10:00 am (BRT). The AGM will be held at the offices of the Company i

September 22, 2023 EX-99.2

XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman KY1-1104 Cayman Islands PROXY STATEMENT

Exhibit 99.2 XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman KY1-1104 Cayman Islands PROXY STATEMENT General The board of directors of XP Inc. (the “Company” or “we”) is soliciting proxies for the annual general meeting of shareholders (the “AGM”) of the Company to be held on October 6, 2023 at 10:00 a.m. (BRT). The AGM will be held at the offices of the Company

September 22, 2023 EX-99.3

EX-99.3

Exhibit 99.3

September 22, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September 2023 Commission File Number: 001-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 307

September 1, 2023 EX-99.1

XP Inc. Announces Cash Dividend

Exhibit 99.1 XP Inc. Announces Cash Dividend São Paulo, Brazil, September 1, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that its Board of Directors has approved payment of a cash dividend. The dividend will be payable on September 25, 2023, to shareholders of record as of September

September 1, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September 2023 Commission File Number: 001-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 307

August 15, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2023 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0

August 15, 2023 EX-99.1

2Q23 Earnings Release

Exhibit 99.1 2Q23 Earnings Release August 14th, 2023 XP Inc. Reports Second Quarter 2023 Results São Paulo, Brazil, August 14, 2023 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2023. Summary Operating Metrics (unaudi

August 15, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2023 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0

August 15, 2023 EX-99.2

1 2Q23 Earnings Presentation

Exhibit 99.2 1 2Q23 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informatio

August 15, 2023 EX-99.1

Variation in the amounts used to calculate hedge

Exhibit 99.1 Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries ("Company") as at June 30, 2023 and the related interim condensed consolidated statements of income and comprehensive income for the quarte

July 21, 2023 SC 13D/A

XP / XP Inc - Class A / Itausa S.A. - ANENDMENT NO. 8 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 8)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) With a copy to: Roberta B. Cherman Shearman & Sterling LLP Avenida Brigadeiro Faria Lima, 3400 04538-132 São Paulo, Braz

July 19, 2023 EX-99.1

XP Inc. reports 2Q23 KPIs

Exhibit 99.1 XP Inc. reports 2Q23 KPIs São Paulo, Brazil, July 19, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 2Q23 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Additional KPI details and historical data can be found

July 19, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2023 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

July 18, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2023 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

July 11, 2023 EX-99.A

MANAGERS OF XP CONTROL LLC

EXHIBIT A MANAGERS OF XP CONTROL LLC Managers: Guilherme Dias Fernandes Benchimol Citizenship: Brazilian Business Address: 20, Genesis Close, Grand Cayman, George Town, Cayman Islands, KY-1-1208 Present Principal Occupation: Chairman of the Board of Directors of XP Inc.

July 11, 2023 SC 13D/A

XP / XP Inc - Class A / GENERAL ATLANTIC LLC - AMENDMENT NO. 2 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* XP Inc. (Name of Issuer) Class A common shares, par value US$0.00001 per share (Title of Class of Securities) G98239109 (CUSIP Number) Michael Gosk c/o General Atlantic Service Company, L.P. 55 East 52nd Street, 33rd Floor New York, New York 10055 (212)

July 11, 2023 SC 13D/A

XP / XP Inc - Class A / XP Control LLC - FORM SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 4)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) XP Control LLC PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands +55 (11) 3075-0429 Copies to: Manuel G

July 10, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2023 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

July 10, 2023 EX-99.1

XP INC. ANNOUNCES TERMINATION OF SHAREHOLDERS’ AGREEMENT

Exhibit 99.1 XP INC. ANNOUNCES TERMINATION OF SHAREHOLDERS’ AGREEMENT São Paulo, Brazil, July 10, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today the termination of its shareholders agreement executed between XP Control LLC, General Atlantic (XP) Bermuda (“GA”), LP, Itaúsa S.A. (“Itaúsa”

June 30, 2023 EX-99.1

XP INC. PUBLISHED ITS INTEGRATED ANNUAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2022

Exhibit 99.1 XP INC. PUBLISHED ITS INTEGRATED ANNUAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2022 São Paulo, Brazil, June 30, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that it has published its Integrated Annual Report for the fiscal year ended December 31, 2022, in connectio

June 30, 2023 EX-99.2

Integrated Annual Report 2022

Exhibit 99.2 Integrated Annual Report 2022 03 – About this Integrated Report 48 – Environmental, Social and Governance Performance Introduction to the Report 49 – Our ESG Commitments Responsibilities in Preparing the Report 51 – Our ESG Governance 04 – Organizational Vision 53 – 56 – Our Environmental Responsibility ESG - related Products and Services 04 – Message from our Leadership 62 – ESG Init

June 30, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2023 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-042

June 21, 2023 EX-99.A

JOINT FILING AGREEMENT

Exhibit A JOINT FILING AGREEMENT This will confirm the agreement by and among the undersigned that the Schedule 13G filed with the Securities and Exchange Commission on or about the date hereof with respect to the beneficial ownership by the undersigned of the Class A common shares, US$0.

June 21, 2023 SC 13G/A

XP / XP Inc - Class A / Itau Unibanco Holding S.A. - AMENDMENT NO. 3 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) June 20, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

June 9, 2023 SC 13D/A

XP / XP Inc - Class A / GENERAL ATLANTIC LLC - AMENDMENT NO. 1 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* XP Inc. (Name of Issuer) Class A common shares, par value US$0.00001 per share (Title of Class of Securities) G98239109 (CUSIP Number) Michael Gosk c/o General Atlantic Service Company, L.P. 55 East 52nd Street, 33rd Floor New York, New York 10055 (212)

June 8, 2023 SC 13D/A

XP / XP Inc - Class A / Itausa S.A. - AMENDMENT NO. 7 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 7)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) With a copy to: Roberta B. Cherman Shearman & Sterling LLP Avenida Brigadeiro Faria Lima, 3400 04538-132 São Paulo, Braz

May 16, 2023 EX-99.1

XP Inc.

Exhibit 99.1 XP Inc. Interim condensed consolidated financial statements at March 31, 2023 and report on review Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries (the “Company”) as at March 31, 2023 and

May 16, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2023 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

May 15, 2023 EX-99.1

1Q23 Earnings Release

Exhibit 99.1 > 1Q23 Earnings Release May 15th, 2023 XP Inc. Reports First Quarter 2023 Financial Results São Paulo, Brazil, May 15, 2023 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2023. Summary[1][2] Operating Metri

May 15, 2023 EX-99.2

2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AM

Exhibit 99.2 1 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informational purposes . This present

May 15, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2023 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-0429

April 27, 2023 EX-13.2

Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, of the Chief Financial Officer

Exhibit 13.2 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2022 (the “Report”), I, Bruno Constantino Alexandre dos Santos,

April 27, 2023 EX-12.2

Certification pursuant to section 302 of the Sarbanes-Oxley Act of 2002 of the Chief Financial Officer

Exhibit 12.2 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Bruno Constantino Alexandre dos Santos, certify that: 1.I have reviewed this annual report on Form 20-F of XP Inc.; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements m

April 27, 2023 20-F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXC

April 27, 2023 EX-3.1

Second Amended and Restated Memorandum and Articles of Association of XP Inc

Exhibit 3.1 THE COMPANIES ACT (AS REVISED) EXEMPTED COMPANY LIMITED BY SHARES SECOND AMENDED AND RESTATED MEMORANDUM OF ASSOCIATION OF XP Inc. (adopted by Special Resolution passed on 18 October 2022) 1The name of the Company is XP Inc. 2The registered office of the Company shall be at the offices of Maples Corporate Services Limited, PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Island

April 27, 2023 EX-12.1

Certification pursuant to section 302 of the Sarbanes-Oxley Act of 2002 of the Chief Executive Officer

Exhibit 12.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Thiago Maffra, certify that: 1.I have reviewed this annual report on Form 20-F of XP Inc.; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circ

April 27, 2023 EX-13.1

Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, of the Chief Executive Officer

Exhibit 13.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2022 (the “Report”), I, Thiago Maffra, certify pursuant to 18 U.

April 27, 2023 EX-2.1

Description of Securities registered under Section 12 of the Exchange Act.

Exhibit 2.1 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT The following is a description of our outstanding securities registered under Section 12 of the Exchange Act as required pursuant to the relevant Items under Form 20-F. As of December 31, 2022, XP Inc. (“we,” “us,” “our” and “XP”) had the following series of securities registered pursuant to Section 12(b) of the

April 25, 2023 EX-99.1

XP INC. REPORTS 1Q23 KPIs

Exhibit 99.1 XP INC. REPORTS 1Q23 KPIs São Paulo, Brazil, April 25, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 1Q23 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Additional KPI details and historical data can be foun

April 25, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2023 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) 20, Genesis Close Grand Cayman, George Town Cayman Islands KY-1-1208 +55 (11) 3075-04

April 6, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2023 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Olímpia – São Paulo Brazil 04551-06

April 6, 2023 EX-99.1

XP INC. TO CANCEL TREASURY SHARES

Exhibit 99.1 XP INC. TO CANCEL TREASURY SHARES São Paulo, Brazil, April 5, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the Company’s Board of Directors approved the cancellation of existing treasury Class A shares held by the Company. The Company has cancelled in this date 31,26

March 7, 2023 RW

March 7, 2023

RW 1 dp189125rw.htm FORM RW March 7, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street NE Washington, D.C. 20549 Attn: Jessica Livingston David Lin Re: XP Inc. Request to Withdraw Registration Statement on Form F-4 Filed May 3, 2022 File No. 333-264629 Dear Ms. Livingston and Mr. Lin: XP Inc. (the “Company”) respectfully requests,

February 17, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2023 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Olímpia – São Paulo Brazil 04551

February 17, 2023 EX-99.3

Capital reserve

Exhibit 99.3 XP Inc. Consolidated financial statements at December 31, 2022 and independent auditor's report Independent auditor's report To the Board of Directors and Shareholders XP Inc. Opinion We have audited the accompanying consolidated financial statements of XP Inc. (the "Company") and its subsidiaries, which comprise the consolidated balance sheets as at December 31, 2022 and the consolid

February 17, 2023 EX-99.2

2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AM

Exhibit 99.2 1 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the “Company,” “we” or “our”), is solely for informational purposes . This present

February 17, 2023 EX-99.1

4Q22 | FY 2022 Earnings Release

Exhibit 99.1 4Q22 | FY 2022 Earnings Release February 16th, 2023 XP Inc. Reports Fourth Quarter and Full-Year 2022 Financial Results São Paulo, Brazil, February 16, 2023 – XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter and

February 14, 2023 SC 13G

XP / XP Inc. Class A / DODGE & COX - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 0)* XP Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) G98239109 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 14, 2023 EX-99.A

MANAGERS OF XP CONTROL LLC

EX-99.A 2 dp188875ex-a.htm EXHIBIT A EXHIBIT A MANAGERS OF XP CONTROL LLC Managers: Guilherme Dias Fernandes Benchimol Citizenship: Brazilian Business Address: Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Olímpia – São Paulo, Brazil 04551-065 Present Principal Occupation: Chairman of the Board of Directors of XP Inc. Bernardo Amaral Botelho Citizenship: Brazilian Business Address: Av. Chedid

February 14, 2023 SC 13G/A

XP / XP Inc. Class A / Itau Unibanco Holding S.A. - AMENDMENT NO. 2 Passive Investment

SC 13G/A 1 ss1765128sc13ga.htm AMENDMENT NO. 2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) February 14, 2023 (Date of Event which Requires Filing of this Statement)

February 14, 2023 EX-99.1

JOINT FILING AGREEMENT

EX-99.1 2 ss1765128ex99a.htm JOINT FILING AGREEMENT Exhibit A JOINT FILING AGREEMENT This will confirm the agreement by and among the undersigned that the Schedule 13G filed with the Securities and Exchange Commission on or about the date hereof with respect to the beneficial ownership by the undersigned of the Class A common shares, US$0.00001 par value, per share of XP Inc., is being filed, and

February 14, 2023 SC 13D/A

XP / XP Inc. Class A / XP Control LLC - FORM SC13DA Activist Investment

SC 13D/A 1 dp188875sc13da3.htm FORM SC13DA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 3)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) XP Control LLC PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Isl

February 13, 2023 SC 13G

XP / XP Inc. Class A / Capital World Investors - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* XP Inc. (Name of Issuer) Common Stock (Title of Class of Securities) G98239109 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is file

January 18, 2023 EX-99.1

XP INC. REPORTS 4Q22 KPIS

EX-99.1 2 dp187100ex9901.htm EXHIBIT 99.1 Exhibit 99.1 XP INC. REPORTS 4Q22 KPIS São Paulo, Brazil, January 17, 2023 – XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 4Q22 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Investment

January 18, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of January 2023 Commission File Number: 001-39

6-K 1 dp1871006k.htm FORM 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of January 2023 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Olí

November 21, 2022 EX-99.1

Management’s Discussion and Analysis of Financial Condition and Results of Operations

exhibit 99.1 Management?s Discussion and Analysis of Financial Condition and Results of Operations The following discussion of our financial condition and results of operations should be read in conjunction with our unaudited interim condensed consolidated financial statements as of September 30, 2022 and for the nine months ended September 30, 2021 and 2022 the notes thereto from our Form 6-K fil

November 21, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551

November 21, 2022 F-4/A

As filed with the Securities and Exchange Commission on November 18, 2022.

As filed with the Securities and Exchange Commission on November 18, 2022. Registration Statement No. 333-264629 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 3 to FORM F-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 XP Inc. (Exact Name of Registrant as Specified in its Charter) The Cayman Islands 6211 N/A (State or other jurisdiction of incorpor

November 17, 2022 EX-99.A

SHARE PURCHASE AGREEMENT

SHARE PURCHASE AGREEMENT SHARE PURCHASE AGREEMENT (this “Agreement”), dated as of November 9, 2022, between (i) Itaúsa S.

November 17, 2022 SC 13D/A

XP / XP Inc. Class A / Itausa S.A. - AMENDMENT NO. 6 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 6)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) With a copy to: Roberta B. Cherman Shearman & Sterling LLP Avenida Brigadeiro Faria Lima, 3400 04538-132 São Paulo, Braz

November 10, 2022 EX-99.1

XP INC. ANNOUNCES SHARE PURCHASE AGREEMENT WITH ITAÚSA

EXHIBIT 99.1 XP INC. ANNOUNCES SHARE PURCHASE AGREEMENT WITH ITA?SA S?o Paulo, Brazil, November 10, 2022 ? XP Inc. (Nasdaq: XP), announced today that it has signed a share purchase agreement with Ita?sa S.A. Under this agreement, XP will purchase 5,500,000 outstanding Class A common shares from Ita?sa S.A., equivalent to approximately U$105 million, in the same conditions for which Ita?sa sold 10,

November 10, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551

November 9, 2022 EX-99.1

Principal

Exhibit 99.1 Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries ("Company") as at September 30, 2022 and the related interim condensed consolidated statements of income and comprehensive income for the q

November 9, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551

November 8, 2022 EX-99.1

XP Inc. Reports Third Quarter Financial Results

Exhibit 99.1 XP Inc. Reports Third Quarter Financial Results S?o Paulo, Brazil, November 8, 2022 ? XP Inc. (NASDAQ: XP) (?XP? or the ?Company?), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2022. To our shareholders After two years as a listed company, we decided a

November 8, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551

November 8, 2022 EX-99.2

2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AM

Exhibit 99.2 1 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the ?Company,? ?we? or ?our?), is solely for informational purposes . This present

November 8, 2022 EX-99.1

XP ANNOUNCES INCREASE IN SHARE REPURCHASE PROGRAM

Exhibit 99.1 XP ANNOUNCES INCREASE IN SHARE REPURCHASE PROGRAM S?o Paulo, Brazil, November 08, 2022 ? XP Inc. (Nasdaq: XP), announced today that its board of directors has approved an amendment to the existing share repurchase program announced on May 12, 2022. Under the amended program, XP may repurchase an additional amount of up to R$1.0 billion, therefore making the total amount of the program

November 8, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551

October 20, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 Commission File Number: 001-39

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-

October 20, 2022 EX-99.1

XP INC. REPORTS 3Q22 KPIS

Exhibit 99.1 XP INC. REPORTS 3Q22 KPIS S?o Paulo, Brazil, October 20, 2022 ? XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 3Q22 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Disclaimer: Corporate Clients From this quarter onwa

October 18, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 Commission File Number: 001-39

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-

October 18, 2022 EX-99.1

XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON OCTOBER 18, 2022

Exhibit 99.1 XP INC. ANNOUNCES RESULTS OF ANNUAL GENERAL MEETING HELD ON OCTOBER 18, 2022 S?o Paulo, Brazil, October 18, 2022 ? XP Inc. (Nasdaq: XP), a leading, technology-driven financial services platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the resolutions as set out in its Notice of Annual General Meeting dated October 4, 2022 were d

October 5, 2022 SC 13D/A

XP / XP Inc. Class A / Itausa S.A. - AMENDMENT NO. 5 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 5)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) With a copy to: Roberta B. Cherman Shearman & Sterling LLP Avenida Brigadeiro Faria Lima, 3400 04538-132 S?o Paulo, Braz

October 5, 2022 EX-99.A

Ownership in XP Inc.

Exhibit A FREE TRANSLATION S?o Paulo, [?], 2022 Ita? Unibanco Holding S.A. Pra?a Alfredo Egydio de Souza Aranha, 100 S?o Paulo, SP 04344-902 c/o: Milton Maluhy Filho ([email protected]) cc: ?lvaro F. Rizzi Rodrigues ([email protected]) Ownership in XP Inc. Ladies and gentlemen, We refer to the equity stake of XP Inc. (?XP?) held by Ita?sa S.A. (?Ita?sa?) and It

October 4, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 Commission File Number: 001-39

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-

October 4, 2022 EX-99.3

----------------- - 0 XP INC. Proxy for Annual General Meeting of Shareholders on October 18, 2022 Solicited on Behalf of the Board of Directors I/We______________________________________________________________________ Please Print Name(s) of ______

Exhibit 99.3 - - 0 XP INC. Proxy for Annual General Meeting of Shareholders on October 18, 2022 Solicited on Behalf of the Board of Directors I/We Please Print Name(s) of Please Print Address(es) being (a) shareholder(s) of the Company hereby appoint of or failing him/her of or failing him/her the duly appointed chairman of the Meeting (the ?Chairman? ), with full power of substitution and power t

October 4, 2022 EX-99.2

XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman KY1-1104 Cayman Islands PROXY STATEMENT

Exhibit 99.2 XP Inc. c/o Maples Corporate Services Limited PO Box 309, Ugland House Grand Cayman KY1-1104 Cayman Islands PROXY STATEMENT General The board of directors of XP Inc. (the ?Company? or ?we?) is soliciting proxies for the annual general meeting of shareholders (the ?AGM?) of the Company to be held on October 18, 2022 at 10:00 a.m. (BRT). The AGM will be held at the offices of the Compan

October 4, 2022 EX-99.1

XP Inc. (the “Company”) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY

Exhibit 99.1 XP Inc. (the ?Company?) NOTICE OF ANNUAL GENERAL MEETING OF THE COMPANY NOTICE IS HEREBY GIVEN that an Annual General Meeting of the Company (the ?AGM?) will be held at the offices of the Company located at Av. Chedid Jafet, 75, Torre Sul, 30th Floor, Vila Ol?mpia, S?o Paulo SP 04551- 065, Brazil on October 18, 2022 at 10:00 am (BRT). The AGM will be held at the offices of the Company

September 7, 2022 EX-10.4

Custodial Services Agreement, dated March 1, 2022, by and between BitGo Trust Company, Inc. and Xtage Intermediação S.A. (formerly known as Xchange Intermediação S.A.).

Exhibit 10.4 THE SYMBOL ?[**]? DENOTES PLACES WHERE CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH (i) NOT MATERIAL AND (ii) OF THE TYPE THAT THE REGISTRANT CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE OR CONFIDENTIAL. BITGO CUSTODIAL SERVICES AGREEMENT This Custodial Services Agreement (the ?Agreement?) is made as of the later date of the signatures below (the

September 7, 2022 EX-99.1

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Exhibit 99.1 Management?s Discussion and Analysis of Financial Condition and Results of Operations The following discussion of our financial condition and results of operations should be read in conjunction with our unaudited interim condensed consolidated financial statements as of June 30, 2022 and for the six months ended June 30, 2021 and 2022 the notes thereto from our Form 6-K filed with the

September 7, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September 2022 Commission File Number: 001-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 0455

September 7, 2022 EX-10.5

Custodial Services Agreement, dated April 25, 2022, by and between Parfin Pagamentos Ltda. and Xtage Intermediação S.A. (formerly known as Xchange Intermediação S.A.).

Exhibit 10.5 THE SYMBOL ?[**]? DENOTES PLACES WHERE CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH (i) NOT MATERIAL AND (ii) OF THE TYPE THAT THE REGISTRANT CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE OR CONFIDENTIAL. MASTER SERVICE AGREEMENT By this private instrument and in accordance with the law: XCHANGE INTERMEDIA??O S.A., registered with the National Corp

September 7, 2022 F-4/A

As filed with the Securities and Exchange Commission on September 7, 2022.

As filed with the Securities and Exchange Commission on September 7, 2022. Registration Statement No. 333-264629 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 2 to FORM F-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 XP Inc. (Exact Name of Registrant as Specified in its Charter) The Cayman Islands 6211 N/A (State or other jurisdiction of incorpor

September 7, 2022 EX-FILING FEES

Calculation of Filing Fee Tables.

Exhibit 107.1 Calculation of Filing Fee Tables Form F-4 (Form Type) XP Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title(1) Fee Calculation Rule Amount Registered(2) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(4) Newly Registered Securities Fees to

August 24, 2022 SC 13D

XP / XP Inc. Class A / GENERAL ATLANTIC LLC - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* XP Inc. (Name of Issuer) Class A common shares, par value US$0.00001 per share (Title of Class of Securities) G98239109 (CUSIP Number) Michael Gosk c/o General Atlantic Service Company, L.P. 55 East 52nd Street, 33rd Floor New York, New York 10055 (212) 7

August 10, 2022 EX-99.1

Principal activities

Exhibit 99.1 Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries ("Company") as at June 30, 2022 and the related interim condensed consolidated statements of income and comprehensive income for the quarte

August 10, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2022 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-0

August 9, 2022 EX-99.2

1 2Q22 Earnings Presentation

Exhibit 99.2 1 2Q22 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER . THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT . This presentation is prepared by XP Inc . (the ?Company,? ?we? or ?our?), is solely for informatio

August 9, 2022 EX-99.1

2Q22 Earnings Release

Exhibit 99.1 2Q22 Earnings Release August 9th, 2022 XP Inc. Reports Second Quarter Financial Results S?o Paulo, Brazil, August 9, 2022 ? XP Inc. (NASDAQ: XP) (?XP? or the ?Company?), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2022. Summary Table 1.Operating and

August 9, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2022 Commission File Number: 001-391

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-0

July 15, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

July 15, 2022 EX-99.1

XP INC. REPORTS 2Q22 KPIS

Exhibit 99.1 XP INC. REPORTS 2Q22 KPIS S?o Paulo, Brazil, July 15, 2022 ? XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 2Q22 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. 1. Investments Assets Under Custody (in R$ billion) *Co

July 7, 2022 SC 13D/A

XP / XP Inc. Class A / Itausa S.A. - AMENDMENT NO. 4 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 4)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) With a copy to: Roberta B. Cherman Shearman & Sterling LLP Avenida Brigadeiro Faria Lima, 3400 04538-132 São Paulo, Braz

June 24, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

June 24, 2022 EX-FILING FEES

Calculation of Filing Fee Tables.

Exhibit 107.1 Calculation of Filing Fee Tables Form F-4 (Form Type) XP Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title(1) Fee Calculation Rule Amount Registered(2) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(4) Newly Registered Securities Fees to

June 24, 2022 F-4/A

As filed with the Securities and Exchange Commission on June 23, 2022.

As filed with the Securities and Exchange Commission on June 23, 2022. Registration Statement No. 333-264629 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 1 to FORM F-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 XP Inc. (Exact Name of Registrant as Specified in its Charter) The Cayman Islands 6211 N/A (State or other jurisdiction of incorporatio

June 24, 2022 EX-99.1

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Exhibit 99.1 Management?s Discussion and Analysis of Financial Condition and Results of Operations The following discussion of our financial condition and results of operations should be read in conjunction with our unaudited interim condensed consolidated financial statements as of March 31, 2022 and for the three months ended March 31, 2021 and 2022 the notes thereto from our Form 6-K filed with

June 24, 2022 EX-2.1

Form of Merger Protocol between Modal and the Registrant (English translation).

Exhibit 2.1 PROTOCOL AND JUSTIFICATION OF MERGER OF SHARES ISSUED BY BANCO MODAL INTO BANCO XP S.A. The managers of the companies identified below, as well as the respective companies identified below: (a) BANCO XP S.A., a corporation, enrolled with the CNPJ/ME under No. 33.264.668/0001-03, headquartered in the city of Rio de Janeiro, state of Rio de Janeiro, at Avenida Ataulfo de Paiva, No. 153,

June 8, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

June 8, 2022 EX-99.1

XP INC. ANNOUNCES SHARE PURCHASE AGREEMENT WITH ITAÚ

Exhibit 99.1 XP INC. ANNOUNCES SHARE PURCHASE AGREEMENT WITH ITA? S?o Paulo, Brazil, June 08, 2022 ? XP Inc. (Nasdaq: XP), announced today that it has signed a share purchase agreement with Ita? Unibanco. Under this agreement, XP will purchase 1,056,308 outstanding Class B common shares from Ita? Unibanco, equivalent to approximately US$24 million, or US$22.65 per share ? the same price for which

May 12, 2022 EX-99.1

XP ANNOUNCES SHARE REPURCHASE PROGRAM

Exhibit 99.1 XP ANNOUNCES SHARE REPURCHASE PROGRAM S?o Paulo, Brazil, May 11, 2022 ? XP Inc. (Nasdaq: XP), announced today that its board of directors has approved a share repurchase program. Under the repurchase program, XP may repurchase up to the amount in dollars equivalent to R$1.0 billion (one billion Brazilian Reais) of its outstanding Class A common shares in the open market, based on prev

May 12, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

May 12, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

May 12, 2022 EX-99.1

XP INC. TO CREATE XTAGE, ITS DIGITAL ASSETS TRADING PLATFORM

Exhibit 99.1 XP INC. TO CREATE XTAGE, ITS DIGITAL ASSETS TRADING PLATFORM S?o Paulo, Brazil, May 12, 2022 ? XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today the creation of XTAGE - a new trading platform for digital assets in collaboration with Nasdaq, a global leading technology company serving

May 6, 2022 EX-99.1

GRI 102 - 14 | 102 - 15 I am very proud of the ecosystem we are creating and I know we are just getting started.” Chat with our CEO Thiago Maffra , CEO of XP Inc. thinks about the year 2021 and the plans to make XP Inc. increasingly diversified and t

Exhibit 99.1 Committees Compensation and Incentives Employee Compensation and Incentives C ompensation of the Executive Board and Board of Directors CEO Goals Ethics and Corporate Policies Data Privacy and Information Security Advisor Governance Network Engagement Action Channels for Statements Confidential Reporting Channel Ombusman?s Office Suppliers Risks and Opportunities Opportunities Risk Ma

May 6, 2022 SC 13G

XP / XP Inc. Class A / Itau Unibanco Holding S.A. - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) April 29, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

May 6, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

May 6, 2022 EX-99.A

JOINT FILING AGREEMENT

Exhibit A JOINT FILING AGREEMENT This will confirm the agreement by and among the undersigned that the Schedule 13G filed with the Securities and Exchange Commission on or about the date hereof with respect to the beneficial ownership by the undersigned of the Class A common shares, US$0.

May 4, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

May 4, 2022 EX-99.1

Report on review of interim condensed

Exhibit 99.1 Report on review of interim condensed consolidated financial statements To the Board of Directors and Shareholders XP Inc. Introduction We have reviewed the accompanying interim condensed consolidated balance sheets of XP Inc. and its subsidiaries (the ?Company?) as at March 31, 2022 and the related interim condensed consolidated statements of income and of comprehensive income for th

May 3, 2022 EX-FILING FEES

Calculation of Filing Fee Tables.

Exhibit 107.1 Calculation of Filing Fee Tables Form F-4 (Form Type) XP Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title(1) Fee Calculation Rule Amount Registered(2) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(4) Newly Registered Securities Fees to

May 3, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-065

May 3, 2022 EX-99.2

1 1Q22 Earnings Presentation

1 1Q22 Earnings Presentation 2 Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER .

May 3, 2022 F-4

Powers of attorney (included on signature page to the registration statement).

As filed with the Securities and Exchange Commission on May 2, 2022. Registration Statement No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 XP Inc. (Exact Name of Registrant as Specified in its Charter) The Cayman Islands 6211 N/A (State or other jurisdiction of incorporation or organization) (Primary

May 3, 2022 EX-99.1

XP Inc. Reports 1Q22 Financial Results

Exhibit 99.1 XP Inc. Reports 1Q22 Financial Results S?o Paulo, Brazil, May 3, 2022 ? XP Inc. (NASDAQ: XP) (?XP? or the ?Company?), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2022. Business Metrics 1Q22 1Q21 YoY 4Q21 QoQ Operating and Financial Metrics (unaudited)

April 29, 2022 EX-99.A

MANAGERS OF XP CONTROL LLC

EXHIBIT A MANAGERS OF XP CONTROL LLC Managers: Guilherme Dias Fernandes Benchimol Citizenship: Brazilian Business Address: Av.

April 29, 2022 SC 13D/A

XP / XP Inc. Class A / XP Control LLC - FORM SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 2)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) XP Control LLC PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands +55 (11) 3075-0429 XP Controle Partici

April 29, 2022 EX-99.B

SCHEDULE 13D/A JOINT FILING AGREEMENT

EXHIBIT B SCHEDULE 13D/A JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a statement on Schedule 13D/A (including amendments thereto) with respect to the Class A common shares of XP Inc.

April 13, 2022 EX-13.1

Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, of the Chief Executive Officer

Exhibit 13.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS AOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2021 (the “Report”), I, Thiago Maffra, certify pursuant to 18 U.S

April 13, 2022 20-F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ? REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXC

April 13, 2022 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2022 Commission File Number: 001-3915

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2022 Commission File Number: 001-39155 XP Inc. (Exact name of registrant as specified in its charter) Av. Chedid Jafet, 75, Torre Sul, 30th floor, Vila Ol?mpia ? S?o Paulo Brazil 04551-06

April 13, 2022 EX-3.1

Amended and Restated Memorandum and Articles of Association of XP Inc. (incorporated herein by reference to Exhibit 3.1 to the Company’s annual report on Form 20-F (File No. 001-39155 filed with the SEC on April 13, 2022)).

Exhibit 3.1 THE COMPANIES ACT (AS REVISED) EXEMPTED COMPANY LIMITED BY SHARES AMENDED AND RESTATED MEMORANDUM OF ASSOCIATION OF XP Inc. (adopted by Special Resolution passed on 1 October 2021) 1The name of the Company is XP Inc. 2The registered office of the Company shall be at the offices of Maples Corporate Services Limited, PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands, or at

April 13, 2022 EX-12.2

Certification pursuant to section 302 of the Sarbanes-Oxley Act of 2002 of the Chief Financial Officer

Exhibit 12.2 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Bruno Constantino Alexandre dos Santos, certify that: 1. I have reviewed this annual report on Form 20-F of XP Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements

April 13, 2022 EX-21.1

List of subsidiaries (incorporated herein by reference to Exhibit 21.1 to the Company’s annual report on Form 20-F (File No. 001-39155 filed with the SEC on April 13, 2022)).

Exhibit 21.1 Subsidiaries of the Registrant The following are the subsidiaries of the Registrant: Name Principal Activities Country/ Territory 1 XP Investimentos S.A. Holding Brazil 2 XP Investimentos Corretora de C?mbio, T?tulos e Valores Mobili?rios S.A. Broker-dealer Brazil 3 XP Vida e Previd?ncia S.A. Private pension and insurance Brazil 4 Banco XP S.A. Multipurpose bank Brazil 5 XP Controle 3

April 13, 2022 EX-12.1

Certification pursuant to section 302 of the Sarbanes-Oxley Act of 2002 of the Chief Executive Officer

Exhibit 12.1 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Thiago Maffra, certify that: 1. I have reviewed this annual report on Form 20-F of XP Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the ci

April 13, 2022 EX-13.2

Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, of the Chief Financial Officer

Exhibit 13.2 CERTIFICATION BY THE PRINCIPAL EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 The certification set forth below is being submitted in connection with the Annual Report on Form 20-F of XP Inc. (the “Company”) for the fiscal year ended December 31, 2021 (the “Report”), I, Bruno Constantino Alexandre dos Santos,

April 13, 2022 EX-99.1

XP INC. REPORTS 1Q22 KPIS

Exhibit 99.1 XP INC. REPORTS 1Q22 KPIS S?o Paulo, Brazil, April 12, 2022 ? XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 1Q22 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. 1. Investments Assets Under Custody (in R$ billion) *C

April 13, 2022 EX-2.1

Description of Securities registered under Section 12 of the Exchange A

Exhibit 2.1 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT The following is a description of our outstanding securities registered under Section 12 of the Exchange Act as required pursuant to the relevant Items under Form 20-F. As of December 31, 2021, XP Inc. (?we,? ?us,? ?our? and ?XP?) had the following series of securities registered pursuant to Section 12(b) of the

April 13, 2022 EX-4.1

Amended and Restated Registration Rights Agreement, dated as of October 1, 2021, among XP Inc., XP Controle Participações S.A., General Atlantic (XP) Bermuda, L.P., Itaú Unibanco Holding S.A., IUPAR - Itaú Unibanco Participações S.A. and Itaúsa S.A.

Exhibit 4.1 AMENDED AND RESTATED AGREEMENT ON REGISTRATION RIGHTS AND OTHER RESALES dated as of October 1, 2021 among XP INC. And THE SHAREHOLDERS NAMED HEREIN TABLE OF CONTENTS Page Section 1. Defined Terms; Rules of Construction. 2 1.1 Defined Terms. 2 1.2 Rules of Construction. 5 Section 2. Demand Registration. 5 Section 3. Registrations on Form F-3. 7 Section 4. Piggyback Registration. 9 Secti

March 24, 2022 SC 13D/A

XP / XP Inc. Class A / Itausa S.A. - AMENDMENT NO. 3 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) With a copy to: Roberta B. Cherman Shearman & Sterling LLP Avenida Brigadeiro Faria Lima, 3400 04538-132 S?o Paulo, Braz

March 7, 2022 EX-99.B

SCHEDULE 13D/A JOINT FILING AGREEMENT

EX-99.B 3 dp168417ex-b.htm EXHIBIT B EXHIBIT B SCHEDULE 13D/A JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a statement on Schedule 13D/A (including amendments thereto) with respect to the Class A common shares of XP Inc. and further agree that this Joint Filing A

March 7, 2022 SC 13D/A

XP / XP Inc. Class A / XP Control LLC - FORM SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) XP Control LLC PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands +55 (11) 3075-0429 XP Controle Partici

March 7, 2022 EX-99.A

MANAGERS OF XP CONTROL LLC

EXHIBIT A MANAGERS OF XP CONTROL LLC Managers: Guilherme Dias Fernandes Benchimol Citizenship: Brazilian Business Address: Av.

March 7, 2022 EX-99.C

[Signature pages follow]

Exhibit C Morgan Stanley & Co. International plc c/o Morgan Stanley & Co. LLC 1585 Broadway New York, NY 10036-8293 February 24, 2022 XP Control LLC PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands Re: Confirmation: Variable Postpaid Share Forward Transaction The purpose of this communication (this ?Confirmation?) is to set forth the terms and conditions of (i) the above-referenced

February 14, 2022 EX-99.A

JOINT FILING AGREEMENT

Exhibit A JOINT FILING AGREEMENT This will confirm the agreement by and among the undersigned that the Schedule 13G filed with the Securities and Exchange Commission on or about the date hereof with respect to the beneficial ownership by the undersigned of the Class A common shares, US$0.

February 14, 2022 SC 13G/A

XP / XP Inc. Class A / Itau Unibanco Holding S.A. - AMENDMENT NO. 2 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* XP Inc. (Name of Issuer) Class A Common Shares, par value $0.00001 per share (Title of Class of Securities) G98239 109 (CUSIP Number) May 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

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